Proposal to Pay Commission relevent to Veterans CHAPTER VII NON –EFFECTIVE BENEFITS GENERAL 7.1. Ex-Servicemen are one of our most visible points of contact with the society. Their wellbeing, living standards, health concerns, success and failures are seen and analysed by the society. Most of the Ex-Servicemen, one encounters today, are a bitter lot. Memories of hardships and bloody encounters with the enemy are still fresh and so are the difficulties faced in surviving in his daily struggle with life. He fought and triumphed death, but it is life after retirement that is actually draining his will to survive. It is no surprise that today, soldiers who retire early die early. 7.2. For Non Effective Benefits to be meaningful it is essential that they are designed to address the shortcomings and provide a life of dignity to a retired soldier. He is our pride and it is no mean achievement that wherever he has been tasked, he has performed admirably. Indian soldier is looked upon as a saviour and a friend in all calamities, internal crisis situations and even in missions abroad. 7.3. This Chapter on Non-Effective Benefits is divided into the following sections:(a) Section- 1 Evolution of Present Pension System in the armed forces. (b) Section - 2 Retiring Pension. (c) Section - 3 Family Pensions. (d) Section - 4 Disability Pension Awards. (e) Section - 5 Death-cum-Retirement Gratuity and Ex-gratia Awards. (f) Section - 6 Miscellaneous Issues. SECTION – 1 EVOLUTION OF PRESENT PENSION SYSTEM IN THE ARMED FORCES Historical Background 7.4. Rational Scheme of Pension was introduced for officers in 1920 encompassing service element, rank, service in the Indian Army and minimum qualifying service of 18 years. Pension was extended to the Indian Commissioned Officers in 1935 on slab basis. This system continued till superseded by recommendations of Armed Forces Pension Review Committee (AFPRC). The range of pension that was applicable to defence forces was very wide with officers drawing pension at 100% for 2/Lt, 83.7% for Colonel and Lt Gen getting 31.8% of the last pay drawn as against civilian pension ranging from 50 % at it maximum to 22.2% minimum. 7.5. AFPRC formulated some guidelines in structuring an equitable pension formula for the Armed Forces. Consequently, on acceptance of these and after a series of discussions between the Armed Forces and the Government, new pension structure was introduced. This reduced the pension range to 78.5 % for a 2nd Lieutenant, 45% for colonel and 32.7% for Lieutenant Generals. Standard length of service to earn pension in each rank was also suggested from 20 years for a 2/Lt, 26 years for a Colonel to 30 years for a Lieutenant General AFPRC also recommended deduction of pension in the event of shortfall in standard years of service, the same was accepted by the government and implemented along with other recommendations from 01Jun 1953. Existing Shortcomings 7.6. Undeniably, every pay commission has resulted in forward march towards a more balanced pension structure, but there are large gaps that need to be filled and issues addressed to the satisfaction of large number of pensioners. The inadequacies in the present system and the recommendations are considered in each section separately. Long term objective should be to provide ready social acceptability to ex-servicemen on their return to civil life. Principles for formulating a comprehensive compensation package must address financial security, social equity and eradicate disparities which are harming the interests of Defence Service Personnel due to early retirement. Broad Principles for Proposed Pension Structure 7.7. Keeping the above factors in mind, the following broad principles that should determine the formulation of an equitable pension structure are postulated: (a) Principle of Social Equity. A person is looked upon in society based on employment, rank and earning capacity. Hence protection of existing living standard needs to be ensured. (b) Simplification of Procedures. There is a need for simplification of procedures while working out parity in pension, family pension and disability pension. Simple procedures will ensure minimum anomalies. (c) Parity in Pension – Past and Future Pensioners. There is a need to achieve Parity in pension in case of past and present officer pensioners. Reaching parity in pension for PBOR has been a major milestone. (d) Retirement Benefits Must Compensate for Truncated Career. Retired defence service personnel should be compensated adequately. SECTION - 2 RETIRING PENSION “When you go home remind them of us, who gave our today for their tomorrow” Introduction 7.8. Basis for deciding pension must take into account needs of the employees and legitimate aspirations are built into the model arrived at. Principles of justice and equity must remain the guiding factors. Pension must ensure that an individual lives with dignity, independently, with self respect and without attracting further burden. It must ensure that he meets the liabilities he was unable to settle while in service. V CPC has acknowledged that “Pension is a statutory, inalienable, legally enforceable right”. Existing Provisions 7.9. Historically pension of service personnel has been biggest casualty of various pay commissions. Though there has been universal recognition of peculiarities of service and uniqueness of retirement conditions, but little has been done to offset the disadvantages. The existing system of pension for the Defence Services is a derivative of a scheme tailored for civilian employees of the central government. 7.10. Officers. Pension rules, as applicable to officers, are as under:(a) The retiring pension is fixed on the average of reckonable emoluments drawn by the individual during last 10 months of service. (a) The minimum qualifying period of service is 20 years. (c) Weightage ranging from 3 to 9 years is applicable to officers to compensate for truncated career and early retirement. 7.11. Personnel Below Officer Rank (PBOR). Though the rules for calculation of pension for PBOR are similar to that of officers, the governing conditions are different. Salient features are as under:- (a) Reckonable emoluments are equal to top of the pay scale including 50% of the highest classification pay, if any, of the rank held and the group in which paid continuously for at least 10 months at the time of discharge. (b) The minimum qualifying service for pension is 15 years. (c) Weightage ranging from 5 to 10 years is applicable to compensate for reduced tenures. Inadequacies of the Existing System 7.12. Undeniably, attempts have been made in recent years to address the inadequacies; a retiree is virtually at mercy of the system. His pension is inadequate, his responsibilities are burgeoning, the aspirations and the growing consumerism are taking a toll on his physical and mental ability to survive in the world. The fact that a soldier who retires healthier than his civil contemporaries dies earlier are testimony to the fact that survival in the new environment for him is another battle. Important issues that need to be considered are:(a) Burgeoning Responsibilities. Defence service personnel find themselves out of job when the responsibilities are large and mushrooming. It is ironical that when he needs higher income, he is compulsorily retired and given a fraction of what he otherwise earned. Most of our PBOR come from villages and small towns, where by the age of 40 years he has a family and aged parents. Health of his aged parents starts deteriorating. The Climacteric Obligation Time Line Chart given below clearly highlights the growing responsibilities from age of 40 to 54 years. This incidentally is the time when he has lower income to look after his obligations. The soldier therefore needs a package in keeping with the directions of the Hon’ble Supreme Court that he must live with a standard equivalent to his pre-retirement level, free from wants with decency, independence and self respect[1]. CLIMACTERIC OBLIGATION TIME LINE (b) Weightage Factor. Present system of weightage doesn’t guarantee 50% of pension to PBOR, since maximum of 30 years are considered for calculation of pension. His pension falls by 5% to 45%. Whereas a civilian who serves longer, resolves his family and social responsibilities while still in service and earns 50% of his last pay drawn as pension. (c) Lateral Placement. Vth CPC had, in their general recommendations, acknowledged that pension of a defence service personnel was meagre and said “ his pension is not expected to be his sole means of income and he can reasonably be expected to find a second employment”[2]. This promise was carried further and all his dues were curtailed. The second employment to compensate for early retirement can be effective only when it is guaranteed by an act of law. Proposals 7.13. Proposals related to pension are aimed at removing the anomalies in the system and to ensure that Defence Service Personnel being compulsorily retired are given income that enables them to live with dignity and honour. 7.14. Calculation of Pension Full pension should be authorised to Defence Service Personnel on completion of 33 years of qualifying service (including weightage). The scales of full pension be given as under: (a) Officers 50% of top of the scale of the rank in which retired. (b) PBOR (c) 75% of the top of the scale in which retired. Calculation factor Formula for calculation is recommended to be retained. However it is recommended that, in order to arrive at the percentage proposed above, multiplication factor as given below be applied: Category (i) Officers (ii) PBOR (aa) Up to 55 years (ab) More than 55 years (d) Percentage of Pay as Pension 50% Basic Formula (BF) 75% RE x (QS + WT) 33 50% Multiplication Factor for BF 1/2 3/4 1/2 Where:(i) (ii) (iii) RE = Reckonable emoluments in Rupees QS = Qualifying Service in years WT = Weightage in years 7.15. Increase in Weightage. Present years of weightage fall short of promise, further, OR have a ceiling of 30 years of qualifying service with weightage, both combined result in an OR getting only 45% of his reckonable emoluments as his pension. The proposals to remove this infirmity are: (a) Officers No change is recommended if the retirement age of 60 years is retained. In the event of enhancing the retirement age, weightage be enhanced by same number of years as enhancement of retiring age. (b) PBOR Weightage presently being given to PBOR needs to be enhanced, to ensure that every PBOR gets full benefit of 33 years on retirement. Proposed weightage scales are: - Ser No (i) (ii) (iii) (iv) (v) (v) 7.16. Rank and equivalent in other services Sepoy Naik Havildar Naib Subedar Subedar Subedar Major Reckonable Emoluments. calculation of pension are as given:- Present Weightage Proposed 10 8 6 5 5 5 14 11 9 8 8 8 Proposed reckonable emoluments for (a) Officers Sum of Basic Pay at the top of the scale with rank pay merged, military service pay, NPA and stagnation pay wherever applicable of the rank retired in. (b) PBOR Basic Pay at the top of the scale, military service pay, classification pay and stagnation pay wherever applicable of the rank retired in. 7.17. One Rank One Pension. Over the years there has been demand and deliberation for bridging of gap between the pension of the old and current retirees. To ensure that disparities in pension do not appear at a later stage, it is proposed that new set of pension rules are applied concurrently to old and fresh pensioners at the time of implementation of VIth Central Pay Commission award. To implement One Rank One Pension following is recommended:(a) Officer One rank one pension for officers be implemented and officers be given the pension at the top of the scale of the rank he retires in. (b) PBOR. Near parity has been achieved. 7.18. Pensionable Service for Ex Servicemen Employed in Defence Service Corps (DSC) Qualifying Service for ex-servicemen employed in DSC for earning pension should be reduced from 15 years to 10 years. 7.19. Pension for Reserve Liability Period for Retired Personnel Defence Service personnel on reserve liability are recommended to be paid allowance at the rate of 10% of basic pension as Reserve Liability Allowance. 7.20. Commutation of Pension. Rate of commutation of pension be enhanced to 50% and period for restoration of full pension be reduced from 15 to 12 years. Justification of the Proposals 7.21. It is an established fact that an individual who has completed his entire service and who superannuates at or more than 60 years of age needs at least 67%[3] of his last pay drawn to sustain similar lifestyle. This is when an individual has taken care of his social commitments. A soldier on the contrary has his social obligations growing as his income dwindles. Though this issue has always been accepted by previous pay commissions, they have some how fallen short in finding a comprehensive solution and have been found wanting in dispensing justice to the soldier. 7.22. Serviceman retires early and the pension plan for him must ensure the guidelines of dignity and near parity in his standard of living while he was in service. It is therefore proposed that the pension to an ex serviceman should be given to him based on his established needs and should not be bound by existing limits of 50%. Any pension lower than 75% would deprive him of respect and dignity. 7.23. Fifth Central Pay Commission too had resorted to some double speak, when it came to providing the soldier a decent pension. While it acknowledged that 67% of last pay drawn is essential for maintaining the desired standard, for a person who superannuates at 60 years. It gave a mechanism that provided only 36% of last pay drawn as pension for a service personnel retiring while still shy of 40 years and his family responsibilities staring at him. 7.24. A comparison of incomes available to two persons of same qualifications, age and probably similar social background, one in the Defence Services and other in a civil government job, highlights the disparity that starts at the age of 40 years and follows the soldier to his grave. A soldier has an income of Rs. 8910/- per month just prior to his retirement that is equal to others. All through his retired life he faces an ever widening gap in income in relation to his civilian friends. The income for a soldier is his pension, a low paying second job in private capacity and some interest generated on his securities. The gap is wide and expanding all through in his retired life. This wide disparity needs to be reduced. 7.25. Reckonable Emoluments proposals are: - Important changes recommended in the (a) Basic Pay at Top of the Scale. On proposed merger of rank pay with basic pay being accepted, rank pay would cease to figure separately as a component of reckonable emoluments. With a view to achieve parity in pension for all ranks it is highly desirable that pension for officers too should be calculated on basis similar to PBOR i.e. on top of the scale. It is therefore essential that for reckonable emoluments, pay at the top of the scale should be taken for officers also. Having different criterion for veterans and current retirees for calculating pension will lead to creation of various groups and subgroups, which is not desirable as it would lead to friction and attrition in the otherwise closely knit service community. This issue is connected to a long pending demand of Ex-Servicemen for achieving One Rank One Pension. (b) Classification Pay. Classification Pay now re-termed as Classification Allowance for PBOR needs to form part of reckonable emoluments. Classification Allowance in not similar to qualification or other related allowances, but is an essential part of a PBOR’s employment policy. At any time PBOR at various classification levels are available for duty. It is a requirement that every soldier has to go through and is essential for his performing his duties effectively. (c) Reckonable Emoluments. Military Service pay proposed as part of pay package for service personnel has long lasting effect on physiological, psychological and sociological well being of a soldier. Those, who go through the rigorous of military service and survive, continue to live with the effects of those deprivations and hardships. The effects of military service manifest as short life span, continued sense of insecurity, problems of adjustment in civil life to name a few. Inclusion of military service pay as part of reckonable emoluments is essential for dispensing justice. 7.26. Pensionable Service for Ex-servicemen in Defence Service Corps (DSC). For ex-servicemen serving in DSC pensionable service is 15 years as against 10 years if they take up appointment in other government services. This is similar to the facility available to civilian govt employees who take up second employment and thereby become eligible for second pension after serving for 10 years in the new appointment. 7.27. Reserve Liability Allowance A soldier on retirement when placed on reserve liability needs to maintain good health to be fit for any recall. Today he is not being compensated for the liability, he has to look after his needs and stay fit out of the meagre pension. 7.28. One Rank One Pension Failure to implement One Rank One Pension for retired Defence Services Personnel by successive governments, after promises and inclusion in election manifestos for over two decades, is the epitome of disregard for the welfare of the retired soldier. It is no hidden fact that Defence Services function on rank structure from which flow the authority, position, status, decision making ability and responsibility. Service personnel grow in a culture of ranks, for him his position and status has always been the rank that he holds. A higher rank in the defence services ensured him higher perquisites, two officers in the same rank with same length of service draw same pay. Thus it is legitimate that the same should continue even after retirement and two pensioners in the same rank should be given same pension. The demand for one rank one pension must be accepted on the same rationale. Over the years there has been demand and deliberation for bridging of the gap between the pension of the old and current retirees. 7.29. Commutation of Pension. The need for increasing the limit of commutation to 50% has risen due to drop in interest rates and the income this commuted amount is able to generate. Interest rates on secure government deposits like National Saving Schemes and National Saving Certificates has fallen. It is clear from the exhibit below, that where an individual could double the money in 6 years at the time of last pay commission, today in the same time period he gets only 60% of the amount as interest. Demand for higher commutation value and early restoration was also raised by various organisations while submitting memorandum to Vth Central Pay Commission. The pay commission in its report agreed with reducing the period of restoration to 12 years,[4] and recommended to the government accordingly. Anomalies related to Pension 7.30. Disparity in Pension Between Regimental Commissioned and Honorary Commissioned Officers. Pension of Regimental Commissioned Officer (RCO) is lower than that of Honorary Commissioned Officer. The terms and conditions of RCOs restrict their service to 12 Years of service or 52 years of age which ever is earlier. They then become eligible for drawing the pension of the rank they have retired and draw pension on the last pay drawn. JCOs bestowed Honorary Commission for meritorious service get to serve for about a year in the honorary rank, their pay is given on a fixed scale which entitles them pension on that scale. (a) Anomaly. RCOs start progressing in the pay scale of officers and in certain cases retire much earlier than 10 years and at pay scales lower than that of honorary captains, who may have joined at the same time, done same length of service or may have been junior to the RCO for many years. This results in RCOs getting pensions lower than honorary officers, which amounts to an individual being given promotion in status but lower pension. There is a need to protect the pension of RCOs against the pension of Honorary Commissioned Officers. (b) Proposal It is proposed that a RCO should get pension equal to his pension or service pension of an Honorary Officer of the same rank whichever is higher. (c) Justification PBOR are granted commission as RCOs and serve till 52 yrs of age. They may serve longer than Sub/ Sub Maj granted honorary ranks, however they are given lower pension in certain cases. Two recruits joining at the same time but retiring differently as RC and honorary commission officers will draw different pensions. In a number of cases the RCOs ends up getting a lower pension than their subordinates with equal length of service who have been granted Honorary Commission. 7.31. Higher Pension to Honorary Naib Subedar. Honorary ranks are given to few select PBOR prior to retirement, for long meritorious service. Honorary rank also entitles the individual with pension of the rank bestowed. (a) Anomaly While Naik on getting the rank of Honorary Havildar earns pension one rupee less than that of a substantive Havildar. JCOs on becoming Honorary Officers have their pay fixed on a fixed scale. Their pensions are then computed at the time of retirement, as per existing formula. A Havildar, on being bestowed an honorary rank of Naib Subedar, is given an additional pension of Rs 100/-,(Rupees one hundred) only. Critical examination reveals that while a Naik gains close to 8.38% on his pension and a JCO gains up to 28.06%. An Honorary Naib Subedars gain is a meagre 4.25% of his pension. Deciding the quantum of honorary pension for various ranks was apparently arrived at without thought and analysis. This has led to vast discontentment amongst Honorary Naib Subedars. (b) Proposal It is proposed that pension for a Havildar bestowed the rank of Honorary Naib Subedar should be based on a system similar to that of JCOs given honorary rank of an officer i.e. based on a fixed scale. It is also intended to provide a benefit of Rs. 500/- (Rupees Five hundred only) at present scales to an Hon Naib Subedar. This amount be given similar multiple rise as PBOR pay. (c) Justification Havildars granted honorary rank of Naib Subedars need to be compensated adequately in comparison with other honorary ranks. SECTION – 3 FAMILY PENSION Introduction 7.32. The family pension is admissible to the family or dependants of a Serviceman in the event of his death whilst in service or after retirement. The award of family pension is entirely governed by the circumstances of the death of the individual. At present there are different types of family pensions, corresponding broadly to one of the five attributability criterion from Category A to E. Existing Position 7.33. Ordinary Family Pension Admissible in cases of death due to causes neither attributable to nor aggravated by military service (NANA). This condition is covered under Category A. It is calculated at 30% of last pay drawn at the time of death of the individual. For first seven years it is granted at an enhanced rate of 50% of last pay drawn. Enhanced rate of ordinary family pension cannot exceed service pension or notional service pension of the deceased. Drawbacks in the Existing Rule Position 7.34. There is a need to assure him that his family and loved ones will be taken care of should a soldier die prematurely. 7.35. Low Rate of Family Pension 30% of last pay drawn as family pension is too meagre under circumstances where an individual dies young. It becomes difficult for the family to look after itself and survive. The responsibilities that the widow faces only increase with time but the increase in pension does not keep pace with it. 7.36. Short Duration of Enhanced Rate of Ordinary Family Pension Ordinary family pension is admissible at enhanced rate for a duration of 7 years after death of the individual or 67 years of age which ever is earlier. This condition has been imposed keeping in mind the service conditions as obtaining for civilians in office working environment. These have then been applied to defence service personnel who work under conditions where deaths under both attributable and not attributable conditions take place frequently. 7.37. Stipulation for Enhanced Rate of Family Pension not to Exceed Service Pension The origin of stipulation that enhanced rate of family pension cannot exceed service pension may have been benign, but today it is causing tremendous heartburn and livelihood threatening difficulties to families of deceased soldiers. There are cases where a family when granted enhanced rate actually draws pension less than the ordinary pension. Proposals 7.38. Rate of ordinary family pension needs to be increased from present rate of 30% of last drawn pay to 40% at the top of the scale of the rank in which the husband died. 7.39. Duration of admissibility of enhanced rate of ordinary family pension should be extended from present 7 years to 15 years. 7.40. Stipulation specifying that enhanced rate of ordinary family pension should not exceed service pension or notional service pension should be removed. 7.41. Families of persons drawing two pension should be authorised to draw two family pensions on death of the pensioner. 7.42. Un-married daughters of pensioners be authorised family pension for life if she has no income of her own. 7.43. Families of those dying during trials of indigenous developed weapon systems and ammunition be authorised liberalised family pension. Justification 7.44. Enhance Rate of Ordinary Family Pension from Existing 30% to 40% of Last Pay Drawn. Incidences of death in the defence forces are higher and large numbers of them occur during early part of life. The family is thus left to fend for itself and look for resources to make both ends meet. Likely hood of a young widow devoid of income going astray while looking to augment her family income cannot be ruled out. 30% of last pay drawn as family pension is inadequate, it would also be grossly unfair to assume that household expenditure is 30% and the individual spends 70% of the pay drawn on him. The income available in the hands of a widow needs to be increased. 40% of the top of the scale proposed should continue till 60 years of age, the accepted age of superannuation of the government servant. Family pension may thereafter reduce to 30%. 7.45. Increased Duration of Enhanced Rate of Family Pension from 7 to 15 Years Demand for increasing the duration of enhanced rate of Family Pension from 7 to 15 years was made by civil organisations to V Central Pay Commission. The pay commission felt otherwise and said “The period of seven years for entitlement of family pension at enhanced rate is considered to be adequate period for a family to get adjusted to the changed circumstances[5]”. The seven year limit may be suitable for civil servant who has different norms ruling his life and death and dies at a much older age. It is clear from the Obligation Climacteric Time Line given at paragraph 7.16, that the responsibilities continue to remain till 55 years of age for PBOR and 60 years for officers. The families of soldier or ex-servicemen who die short of 45 years of age survive to face the brunt, for their family compulsions demand a higher income for a longer duration. The demand for enhancing the period for payment of enhanced rate of family pension to 15 years for Service Personnel is justified. 7.46. Removal of Stipulation Limiting Enhanced Rate of Ordinary Family Pension to Retiring Pension Presently enhanced rate of family pension is limited to service pension. On death of young servicemen their families end up getting enhanced rate of family pension at a rate lesser than ordinary family pension. This stipulation needs to be removed. Families of Sepoys with less than 9 ½ , Naiks with less than 11 ½ years and Havildars with less than 13 ½ years of service draw enhanced rate of family pension less than ordinary rate. The notional service pension for all the above cases works out to be less than 30%. Their enhanced rate of pensions are then limited to their notional service pensions. This stipulation is against the spirit of family pension and thus needs to be dropped. 7.47. Authorisation of Ordinary Family Pension to Widows on Remarriage Ordinary family pension of a widow ceases on her remarriage. This issue was raised with Vth Central Pay Commission and they recommended continuation of ordinary family pension to her on re-marriage, if she decides to look after the children. “We are unable to agree to the suggestion for continuance of family pension to the widow on remarriage. However if the widow undertakes to maintain the dependant children on her remarriage, family pension should be continued”[6]. Family pension however continues even after remarriage for widows drawing special or liberalised family pension. Pension in most of the cases would act as one of the major reasons for acceptance of a widow for re-marriage. Discontinuation of same after re-marriage may actually prove detrimental to harmony in her married life. There is thus a need to authorise ordinary family pension to widow on remarriage, If she abandons her children, entire family pension should pass on to all the children collectively. 7.48. Authorisation of Ordinary Family Pension to Unmarried Daughters for Life Presently widowed daughters are authorised ordinary family pension for life, where as unmarried daughters are allowed ordinary family pension till the age of 25 years only. This is a case of wrong interpretation. A widowed daughter is allowed family pension because she is equated to an unmarried daughter who has no means to sustain herself. An unmarried daughter when wholly dependant on her father too needs to be treated alike. Both widowed and unmarried daughters have same conditions and difficulties and deserve same treatment. 7.49. Trial of Indigenous Ammunition Families of those dying during trials of indigenously developed weapon systems and ammunition need to be authorised liberalised family pension. This condition needs to be included in Cat E along with those of death and disability during live demonstration and exercises. It needs to be appreciated that when a person conducts the trial, he fires a weapon that has not been tested. Its efficacy and safety is not known, it is only an idea converted into a working model. The risk to life is far more than any of the other conditions listed in category D. SECTION - 4 DISABILITY PENSION AND AWARDS Introduction 7.50. As in the case of the Family Pension, the disability awards to the servicemen are also governed by the attributability or non-attributability clauses. Proposals 7.51. Slab System to be Replaced by Percentage System. Presently slab system is applicable for the defence personnel whereas civilian employees are paid disability at 30% of last pay drawn. It is proposed that disability component of disability pension be paid on percentage basis at 30% of basic pay subject to a minimum of Rs.1,550/- per month at present rates. The lower limit i.e. Rs.1,550/- per month be given the same multiple as the pay rise to retain parity. 7.52. Disability Due to Injury in War and Similar Situations. Rates double of those applicable for disability under normal conditions, i.e. 60% of last pay drawn subject to a minimum of Rs. 3100/- per month at present rates should be made applicable for disabilities. 7.53. Qualifying Service for Invalid Pension Should be Removed for Neither Attributable Nor Aggravated by Service Conditions (NANA). Invalid pension has a service qualifying limit of 10 years for persons who have disabilities that are NANA by military service conditions, i.e. persons who are invalided before completing 10 years of service are not eligible for invalid pension. This stipulation needs to be removed. Invalid pension should be authorised from very first day of service. 7.54. Constant Attendant Allowance. The rates of Constant Attendant Allowance are extremely low (i.e Rs. 600/- per month) and it is not possible to engage a constant attendant at the existing rates. Therefore, the constant attendant allowance needs to be raised to the minimum wage applicable to one Group D employee of Central Government. 7.55. Bar of Voluntary Retirement for Grant of Disability Pension. Bar on payment of disability pension to those, initially retained in service but seek to proceed on voluntary retirement should be removed. 7.56. Removal of Lower Limit of 20% for Disabilities. Presently lower limit of 20% is applied for admissibility for disability component of family pension. All disabilities below 20% whether attributable or not are not authorised disability pension. Compensation on Disability for less that 20% should be allowed. It is proposed that Disability component be paid to disabilities below 20% for all attributable cases on pro-rata basis. All disabilities between 1 to 10% be paid for 10% disability. Justification 7.57. Removal of Limits for Disability Pension. A person who sustains a disability for whatever reason and has his career prematurely terminated on that account, suffers not only from physical effects of his disability but also from the emotional trauma of having been discarded from service and having to start all over again in life. It is contradictory that Government grants Ordinary Family Pension to an individual’s family if he dies in an accident even after one day’s service, but they deny the same benefit to him and his family, if instead of dying, he becomes a lifelong cripple and at times worse than a dead person, he is denied the privilege. The condition is unjust and against spirit of natural justice. 7.58. Bar of Voluntary Retirement for Grant of Disability Pension. According to Regulation 50, PRA Part I(1961), if an officer seeks retirement voluntarily, he is not eligible for disability pensionary benefits. This is an archaic rule out of tune with the realities. It will benefit both the individual and the organisation if personnel with disabilities are allowed to proceed on premature retirement with a disability factor. 7.59. Percentage System for Disability Component. Present method of drawing disability on slab system was beneficial to young PBOR. Simple resorting to percentage system would be detrimental to our PBOR, for they would not be adequately compensated for their sacrifices. Ends of justice can only be ensured if disability component is made applicable to Defence Service Personnel at 30% of pay, as applicable to civil employees while protecting Rs.1550/- PM being paid to the soldiers at present rates. Any increase in pay should be offset by corresponding increase in lower limit of Rs.1550/-. 7.60. Disability for War Injury. For injury during war and similar situations disability is paid at double the rates applicable to disability under normal conditions. In the present instant too, percentage rates double of those proposed for normal pension are justified and will maintain the Status Quo. 7.61. Limit for Disability. Psychological and physical effects of disability last a lifetime. The trauma of being disabled in an era where fitness be it physical, mental or emotional are keys to success is immense. Persons with minor disabilities find it difficult to be accepted. The justification of imposing a lower limit of disability does not exist. If the disability is attributable then it calls for compensation. In the present times where minor crimes and failures are not pardoned how do we justify withholding compensation for a disability we call minor? There is a need to remove the lower limit and disability of percentages lower than 20% should be compensated in proportion to the extent of disability. 7.62. Constant Attendant Allowance. Grant of Rs. 600/- to hire an attendant to look after a disabled person is devoid of any sound reasoning. On one hand there are regulations to ensure that minimum wages are paid to a person and in the same breath a disabled person is expected to hire an attendant at ridiculously low remuneration. A disabled soldier will pay out of his meagre pension or else he would live his entire life at the mercy of others. There is an urgent need to make this allowance respectable and place at the hands of our disabled soldiers enough means to hire an attendant with respect and live with dignity. €€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€ €€€€€€€€€€€ PROPOSED PAY STRUCTURE In keeping with the proposal of applying a multiple of 4.5 and increased disparity ratio of 1: 12 the proposed replacement scales on the modified existing scales are as under:RANK LT / EQUIVALENT CAPT/ EXISTING SCALES RANK PAY 8250 – 300 - 10050 EQUIVALENT 9600 – 300 - 11400 400 MODIFIED SCALES WITH RANK PAY MERGED PROPOSED SCALES WITH FACTOR OF 4.5 8250 - 300 - 10050 37200 – 1350 – 45300 10000 - 325 - 11950 45000 – 1400 – 53400 MAJ/ EQUIVALENT 11600 – 325 - 14850 1200 12800 - 375 – 16550 57600 – 1500 – 72600 LT COL/ EQUIVALENT 13500 – 400 - 17100 1600 15100 - 400 – 19100 68000 – 1800 – 86000 COL/ EQUIVALENT 15100 – 450 - 17350 2000 17100 - 450 – 22050 77000 – 2100 – 100100 BRIG/ EQUIVALENT 16700 – 450 - 18050 2400 19100 - 450 – 23150 85950 – 2250 – 106200 MAJ GEN/ EQUIVALENT 18400 – 500 - 22400 20300 - 525 – 24500 91350 – 2500 – 111350 LT GEN/ EQUIVALENT 22400 – 525 - 24500 24050 - 650 – 26000 108000 – 3000 - 117000 DGAFMS 24050 – 650 - 26000 24700 - 650 – 26000 111000 – 3000 - 117000 26000 26000 117000 ARMY CDR/ EQUIVALENT [1] DS Nakra and other Vs Union of India (AIR 1983, SC 130). Quoted at Para 127.3, Page 1755, Compiliation of V Central Pay Commission Report, Nabhi Publications, Reprint May 1999. [2] V CPC report para 161.12 page 2031 , Part VIII, Vol III, Compilation of V Central pay Commission Report, Nabhi Publications, Reprint May 1999. [3] Study conducted by TECS for V CPC and given at para 127.9 of page 1756 vol III of Compilation of Fifth Central Pay Commission Report, Nabhi Publication,. [4] V CPC report para136.10 page 1843 , Part VI Vol III, Compilation of V Central pay Commission Report, Nabhi Publications “It would be reasonable to restore the commuted pension after 12 years instead of 15 years as at present. We recommend accordingly”. [5] Para 134.16, page 1822, Part IV, Compilation of V CPC Report, Nabhi Publication [6] Para 134.23 page 1824, Part IV Compilation of V CPC report, Vol III, Nabhi Publication.