Quarter pager for BROKER REPORT – Individuals Please note if you use the paragraphs below or similar text, or you use any of the information below for any reason, you must ensure compliance with the appropriate regulations. While every care has been taken to ensure the accuracy of the following information, PruHealth cannot accept any liability (save to the extent required by law) arising in connection with your use of this text or the information contained within, if you decide to use it. Being healthy feels amazing. When you’re healthy, you can get more out of life. You can do the things that make you happy, with the people you love. PruHealth want you to live life well. And they’re here to help you do it. When you choose PruHealth you can be sure that: They’ll help you understand your health and suggest ways you can improve it with the Vitality programme. They are the only health insurer who could reward non-smokers with cash back payments. They’ll offer motivating rewards to encourage you to make positive changes to your health. When they say 'Full Cover', they mean it, providing the treatment is covered on your plan. They'll make sure you get the best possible medical care. They're clear if there's something they can't cover you for. Half pager for BROKER REPORT - Individuals Please note if you use the paragraphs below or similar text, or you use any of the information below for any reason, you must ensure compliance with the appropriate regulations. While every care has been taken to ensure the accuracy of the following information, PruHealth cannot accept any liability (save to the extent required by law) arising in connection with your use of this text or the information contained within, if you decide to use it. Reasons to choose PruHealth: They’ll help you understand your health and suggest ways you can improve it with the Vitality programme Vitality is PruHealth's healthy living programme. It’s one of the ways they help you live life well. Through Vitality, they suggest ways you can get healthier. They give you discounts on things that are good for you and offer motivating rewards to encourage you to make positive changes to your health. They are the only health insurer who could reward non-smokers with cash back payments. PruHealth believe you should benefit from living a healthy lifestyle. They are the only health insurer who could reward non-smokers with cash back payments. You could get as much as 15% of your annual premium back in cash. Cash back depends on your Vitality status and requires a Vitality Healthcheck being completed. Cash back is paid in quarterly instalments. When they say ‘Full Cover’, they mean it When PruHealth say ‘Full Cover’, they mean it, providing the treatment is covered on your plan. You don’t have to worry about what your consultant charges, because PruHealth take care of their fees – which means you won’t have to make up any shortfall. Full Cancer Cover PruHealth’s Full Cancer Cover is included within their Core Cover and covers all costs associated with cancer. It doesn’t apply limits on the use of biological therapies, hormone or bisphosphonate therapy and provides cover for pain relief at the end stage of cancer. Choose other cover options for your plan You can choose other cover options for your plan such as Therapies Cover, Psychiatric Cover, Dental Cover and Worldwide Travel Cover. VITALITY PROGRAMME Copy deck for BROKER - Individuals Vitality is PruHealth's healthy living programme. It’s one of the ways they help you live life well. Through Vitality, they suggest ways you can get healthier and give you discounts on things that are good for you. They give you rewards for making positive changes to your health. And you could even get cash back for being a non-smoker. As a Vitality member, you have access to all PruHealth’s health and rewards partners. UNDERSTANDING HEALTH PruHealth help members to understand their health with a variety of health partners and online tools. FREE VITALITY HEALTHCHECK Free Vitality Healthcheck through PruHealth’s pharmacy network You can have a free Vitality Healthcheck to help understand your health. It will take place at a pharmacy where you’ll have your blood pressure, cholesterol, glucose and body mass index (BMI) measured and get advice on how to improve your health. The Vitality Healthcheck also contains a non-smokers test. If the test tells PruHealth you’ve been nicotine and tobacco free for 12 months they’ll award you 300 Vitality points. PruHealth could also give you cash back for being a non-smoker. One adult member can have a free Vitality Healthcheck every plan year. All other adult members on your plan are eligible for a Vitality Healthcheck available at £15. GP PHONE CONSULTATION If your Vitality Healthcheck identifies any abnormal results, you can speak to a GP (details provided by PruHealth). HALF PRICE HEALTH SCREENS If the GP agrees, PruHealth will give you 50% off a comprehensive screen with BMI Healthcare or Nuffield Health (including The Executive Screen). BMI has healthcare screening centres across the UK. You can choose from four different types of health screens: Essentials Basic, Select Basic, Advanced, and Advanced Plus. They look at your lifestyle, and work out if you’re at risk from things like high blood pressure or cholesterol. They also give you advice and guidance on how you can improve your health. You can also choose to have the health screen through Nuffield Health who have a range of health screens available across the UK. These range from a Lifestyle Health Assessment to a 360+ Full Health Screen. THE EXECUTIVE SCREEN FROM NUFFIELD HEALTH PruHealth make it easier for you to keep track of your health with the bespoke Executive Screen by Nuffield Health. The full process is tailored to your needs so you can gain a better understanding of your health and learn about changes you could make to improve your lifestyle. LONG-TERM CONDITION MANAGEMENT PROGRAMME If you’re identified as suffering from diabetes, high blood pressure or high cholesterol you’ll be able to sign-up to a programme to help manage your condition. You could even receive £100 to spend in LloydsPharmacy for taking part. The programme is run with PruHealth’s new Vitality partner, LloydsPharmacy and offers: A repeat prescription service so you don’t have to visit your GP surgery each time you need more medication Reminders for check-ups and appointments In-store monitoring e.g. blood pressure measurements Tailored nutrition and lifestyle programmes £100 voucher to spend in LloydsPharmacy providing you meet the conditions of the programme for 12 months and still have a plan with PruHealth FREE FITNESS ASSESSMENT Virgin Active and LA fitness You can get a free fitness assessment at Virgin Active and LA fitness gyms, even if you aren’t registered at the gym. The fitness assessment includes tests for your body mass index (BMI), blood pressure and fitness. ENGAGE YOUR HEALTH PruHealth make it cheaper and easier for you to get healthy with a range of discounts from PruHealth partners. GET ACTIVE 50% OFF FLEXIBLE INDIVIDUAL MONTHLY GYM MEMBERSHIP FEES AT VIRGIN ACTIVE With Virgin Active you can enjoy 50% off flexible individual monthly gym membership fees. A separate one-off joining fee of up to £55 per person may apply. This excludes Virgin Active Classic clubs where the joining fee may be up to £150. PruHealth can’t offer discounts on memberships at Clements Hall, Rayleigh and Chiswick Riverside clubs. 50% OFF ANYTIME MONTHLY GYM MEMBERSHIP FEES AT LA FITNESS Whether you want to tone up, lose weight or get back in the exercise habit, you can choose from around 80 clubs across the UK, including LA fitness South Kensington. A separate oneoff joining fee of up to £55 per person may apply. You should contact your chosen club for more details. UP TO 50% CASH BACK ON A BIKE WITH EVANS CYCLES PruHealth members could get up to 50% cash back on a bike in-store or online, even if it’s in the sale. The higher your Vitality status the bigger the saving, up to the first £1,000 spent. You will need to pay the full retail price of the bike upfront, cash back is paid in four quarterly instalments providing you still have your plan with PruHealth. You can purchase one bike per adult on the plan every three years. 50% OFF SPORTS SHOES WITH SWEATSHOP You can get an exclusive 50% discount on sports shoes. Sweatshop staff will also analyse your gait and running style to determine the best shoes for you and the activity you’re going to be doing. Each member on your plan can get the discount on one pair of sports shoes per plan year. VITALITY ACTIVITY TRACKING TRACK YOUR ACTIVITY AND EARN VITALITY POINTS With Vitality activity tracking you can earn Vitality points for your workouts with a wide range of fitness devices and mobile apps including PruHealth’s own free Vitality Active app, Garmin and Nike+. FREE VITALITY ACTIVE APP TRACK YOUR ACTIVITY AND EARN VITALITY POINTS WITH PRUHEALTH’S FREE VITALITY ACTIVE APP Download PruHealth’s free Vitality Active app to earn Vitality points for your workouts and share your activities with friends. The app turns your smartphone into a device to record your workouts whether you’re walking, running or cycling. GET A FITBUG FROM £34.95 With a Fitbug you can record how many steps you take in a day, set yourself targets, and get fitter. You can wear your Fitbug when you walk the dog to measure how far you go, or you can make small changes to your routine like getting off the bus one stop earlier and walking to work. You can get a Fitbug from £34.95 including postage and packaging. 50% OFF THE PRICE OF POLAR HEART RATE MONITORS Getting healthier doesn’t have to be limited to the gym. You can get a 50% discount off a Polar Heart Rate Monitor, Sensor or Cycling Computer and earn Vitality points when you’re doing other healthy things. Use it when you go for a run or if you’re out on a Sunday bike ride. VITALITY POINTS THROUGH ADIDAS MICOACH With adidas miCoach, you can earn Vitality points as you track your activity with a number of devices, and a free mobile phone app. VITALITY POINTS WITH PARKRUN PruHealth have teamed up with parkrun to give you Vitality points every time you run or attend as a volunteer. There are nearly 150 runs every week at parks all over the country. You can earn 10 Vitality points for every parkrun you attend as a runner. What’s more you’ll also get five Vitality points every time you attend as a volunteer. EAT WELL SIGN UP TO WEIGHT WATCHERS MONTHLY PASS FOR UP TO 12 MONTHS FOR JUST £30 PruHealth know losing weight can be difficult. That’s why they’ve partnered with Weight Watchers, the world’s leading provider of weight management services, to help inspire and enable you to lose weight healthily, and keep it off. For just £30 you can sign up to Weight Watchers Monthly Pass for up to 12 months with Vitality and join the millions of men and women around the world that Weight Watchers has helped to achieve healthy and sustainable weight loss. And when you reach your Weight Watchers Goal Weight, PruHealth will refund your £30 subscription payment. Once you’ve paid the £30, you’ll initially get a Monthly Pass for six months giving you access to Meetings, online tools and the Weight Watchers app. Attend two Weight Watchers Meetings per month in your first six months and then PruHealth will extend your Weight Watchers subscription for a further six months. You’ll get 15 Vitality points each week for attending a Weight Watchers Meeting. You’ll also earn 50 Vitality points for losing 5% and 10% of your start weight, and a further 100 Vitality points when you reach your Weight Watchers Goal Weight. EXTRA NECTAR POINTS WHEN YOU BUY HEALTHY FOODS FROM SAINSBURY’S If you buy certain healthy foods from Sainsbury’s you can earn five times the amount of Nectar points you’d normally get up to a maximum spend of £20 per week. You also get one Vitality point for every £2 spent on these foods, up to a maximum spend of £20 per week. WELLBEING AND RELAXATION ENJOY THE NATIONAL TRUST FROM JUST 9P A DAY WITH PRUHEALTH’S EXCLUSIVE PASS PruHealth has secured an exclusive pass for PruHealth members, which will enable you to get 12 months of unlimited visits for just £33.67. It gives members free entry to over 300 houses, gardens and ancient monuments across the UK and includes free parking. It means you can enjoy long walks in these historic surroundings and make the most of what the UK has to offer. CHAMPNEYS PruHealth treat you to discounts at Champneys Spas. You can get 75% off one, two and three night Classic Breaks and Spa Days at any one of Champneys four country Spa Resorts. You can also get 25% off various beauty treatments at Champneys Day Spas. If that wasn’t enough you can even get 25% off Champneys Spa Products online. STOP SMOKING FREE STOP SMOKING PROGRAMME WITH ALLEN CARR’S EASYWAY TO STOP SMOKING If you’re a smoker, giving-up is one of the biggest things you can do to improve your health. PruHealth know it can be difficult, so they’ve partnered with Allen Carr to offer you a free stop smoking programme. Allen Carr already help over 50,000 people stop smoking each year and now you can join them for free. Once you’ve been tobacco and nicotine free for 12 months, take the Vitality Healthcheck and you could earn 300 Vitality points as well as non-smoker’s cashback. MOTIVATING REWARDS PruHealth use motivating rewards to encourage people to change their lifestyle choices CASH BACK REWARDS PruHealth have partnered with LloydsPharmacy, a UK wide pharmacy network, to offer you cashback on everyday essentials like health and beauty products, toiletries, fragrances and more when you shop online or in-store with a LloydsPharmacy Vitality card. You can spend up to £50 each month and could receive between 10% to 50% cashback. You’ll need to pay the full retail price upfront and then PruHealth will pay your cashback each quarter providing you still have a plan with them. The table below shows how much cashback you could receive based on your Vitality status and whether an adult member on your plan has taken a Vitality Healthcheck in the last 12 months: Vitality Healthcheck taken No Vitality Healthcheck taken BRONZE 10% 10% SILVER 20% 10% VITALITY STATUS GOLD 40% 10% PLATINUM 50% 10% Excluding nappies, infant formula milk, prescription charges (NHS or private), mobile phone top ups and codeine products. Subject to a maximum £50 monthly spend and a Vitality Healthcheck being completed. NON-SMOKERS CASHBACK PruHealth believe you should benefit from living a healthy lifestyle. They are the only health insurer to reward non-smokers with cash back payments. You could get as much as 15% of your annual premium back in cash. All you need to do is make sure every adult on the plan takes a Vitality Healthcheck which will confirm to PruHealth that you have all been tobacco and nicotine free for at least 12 months. See how much you could earn in the table below: Vitality members Bronze 5% Silver 7.5% Gold 12.5% Cashback is paid in quarterly instalments. VITALITY TRAVEL UP TO 25% CASH BACK ON LUXURY AND BOUTIQUE HOTELS WITH MR & MRS SMITH Platinum 15% PruHealth have partnered with the hotel specialists at Mr & Mrs Smith to offer you up to 25% cash back on their hand-picked hotel collection. Whether you're looking for a special stay for you and a partner or somewhere child-friendly to take the whole family, Mr & Mrs Smith offer a unique hotel experience. Mr & Mrs Smith guarantees you the best rates available; if you find your hotel stay cheaper elsewhere for the same terms, they’ll match the price and give you a £50 voucher too. On top of your cash back, you’ll also get exclusive free extras when you check in, such as bottles of champagne, spa treatments and picnic lunches. Depending on your hotel, you may need to pay the full amount or a deposit at the time of your booking and then the full remaining balance on check out. You’ll receive your cash back within 60 days of the end of your stay providing you still have a plan with PruHealth. The table below shows the maximum cash back you could receive per person, up to a limit of two adults: Cash back applied to first Maximum cash back BRONZE £200 £50 SILVER £300 £75 VITALITY STATUS GOLD £400 £100 PLATINUM £500 £125 UP TO 25% OFF HOLIDAYS WITH VITALITY TRAVEL BY MARK WARNER You could get up to 25% off family sun, ski and activity holidays with Mark Warner. Whether you fancy relaxing by the pool in the Algarve, exploring Turkey with the kids or whizzing down the slopes in the French Alps, there are lots of destinations to choose from. The table below shows the maximum discount you could receive per person, up to a limit of two adults: VITALITY STATUS BRONZE SILVER GOLD PLATINUM Discount applied to first £200 £300 £400 £500 Maximum discount £50 £75 £100 £125 You can make a maximum of two bookings each plan year between Vitality Travel by Mr & Mrs Smith and Vitality Travel by Mark Warner. UP TO 50% OFF EUROSTAR TICKETS With Eurostar, you can get from London St. Pancras to Lille in 80 minutes, to Brussels in 1 hour 51 minutes and to Paris in just 2 hours 15 minutes. You can treat yourself to things like visiting the Louvre, tasting Trappist ale in Brussels, or taking the kids to Disneyland Resort, Paris. Discounts on rail tickets depend on your Vitality status and the length of time you’ve been covered on your plan with PruHealth. You can take up to three trips a year with Eurostar. ENTERTAINMENT FREE CINEMA TICKET EVERY WEEK AT CINEWORLD OR VUE You can get a free ticket every week to use at Cineworld or Vue cinemas. This means you can enjoy all the latest blockbusters for free. 1/3 CASH BACK ON EVENTS THROUGH TICKETMASTER You can get a third of the cost of your tickets back in cash for gigs, plays and sporting events offered by Ticketmaster. And depending on your Vitality status, the cash back could be on up to 12 events each year. Bronze Silver Gold Platinum Number of events per year 4 6 8 12 You can buy any number of tickets for an event, but there is a limit to how many you will get cash back on. This depends on whether you are on a single adult plan or a plan with more than one adult. You will get a third of the value back for up to two tickets if you are on a single adult plan and up to four tickets if you are on a plan with more than one adult. You’ll need to pay a fee to activate the entertainment benefit to get cash back with Ticketmaster. The yearly fee is £10 for individuals and £15 for couples or families. 30% OFF A STANDARD ANNUAL PASS TO SOME OF THE UK’S TOP ATTRACTIONS WITH MERLIN You can choose from attractions like Alton Towers Resort, The EDF Energy London Eye and LEGOLAND® Windsor. STAY IN TOUCH* PruHealth make it cheaper for you to stay in touch with buymobiles.net PruHealth and buymobiles.net offer you cash back of up to £15 a month on a new 24month contract or 24 month upgrade deal. Choose from a range of handsets and 24 month call plans and you’ll receive monthly cash back based on your Vitality status. So the healthier you get, the more you could save. Cash rebate Bronze £5 Silver £7.50 Vitality Status Gold £12.50 Platinum £15 Terms and conditions apply to all Vitality partners. Prices and discounts correct as of January 2014. For up to date prices please visit pruhealth.co.uk Quarter pager for BROKER REPORT - Groups Please note if you use the paragraphs below or similar text, or you use any of the information below for any reason, you must ensure compliance with the appropriate regulations. While every care has been taken to ensure the accuracy of the following information, PruHealth cannot accept any liability (save to the extent required by law) arising in connection with your use of this text or the information contained within, if you decide to use it. Key facts in support of our recommendation of PruHealth as your insurer: Healthy employees don’t just take less time off sick they’re three times more productive than employees in poor health. What’s more, research has shown that if employees can see that their employer cares about their health and wellbeing, they’re more loyal as a result.* When you choose PruHealth you can be sure that: They’ll help your employees understand their health and suggest ways they can improve it with the Vitality programme. They are the only health insurer who could reward your employees who are nonsmokers with cash back payments. They offer intelligent incentives to encourage your employees to make positive changes to their health. When they say 'Full Cover', they mean it, providing the treatment is covered on your plan. Specified surgical procedures including gastric banding and gastric bypass, subject to eligibility and a member co-payment of 25% are available to groups of 20 or more employees. They’ll offer flexible plans so you can choose other cover options to create a plan to suit your employees and your budget. They’ll help your employees’ to pay for everyday healthcare expenses by offering a Personal Health Fund. * Source: Work Foundation Healthy Work Report, Towers Perrin Global workforce study Half pager for BROKER REPORT - Groups Please note if you use the paragraphs below or similar text, or you use any of the information below for any reason, you must ensure compliance with the appropriate regulations. While every care has been taken to ensure the accuracy of the following information, PruHealth cannot accept any liability (save to the extent required by law) arising in connection with your use of this text or the information contained within, if you decide to use it. Healthy employees are good for business Healthy employees don’t just take less time off sick, they’re three times more productive than employees in poor health. What’s more, research has shown that if employees can see that their employer cares about their health and wellbeing, they’re more loyal as a result. In fact, senior management interest in employees’ wellbeing is the single biggest driver of employee engagement. Businesses with lots of engaged employees keep their staff for longer.* Reasons to choose PruHealth: They’ll help your employees understand their health and suggest ways they can improve it with the Vitality programme Vitality is PruHealth's healthy living programme. It’s one of the ways they help your employees live life well. Through Vitality, they suggest ways they can get healthier. They give your employees discounts on things that are good for them and offer intelligent incentives^ to encourage people to change their lifestyle making positive changes to their health. ^Some intelligent incentives are only available to plans with Vitality Plus. They are the only health insurer who could reward your employees who are nonsmokers with cash back payments. PruHealth believe your employees should benefit from living a healthy lifestyle. They are the only health insurer who could reward your employees who are non-smokers with cash back payments. They could get as much as £150 cash back per year. Cash back depends on your employees’ Vitality status, whether you have Vitality Plus or not and requires a Vitality Healthcheck being completed. Cash back is paid in quarterly instalments. When they say ‘Full Cover’, they mean it When PruHealth say ‘Full Cover’, they mean it, providing the treatment is covered on the plan. Your employees don’t have to worry about what their consultant charges, because PruHealth take care of their fees – which means your employees won’t have to make up any shortfall. They offer surgical procedures including breast reduction, gastric banding and gastric bypass For plans with more than 20 employees, PruHealth also offer specified corrective surgical procedures including removal of port wine birthmarks from the face and otoplasty. They also offer weight loss surgeries; gastric banding and gastric bypass. Please note eligibility criteria is applicable as well as a member co-payment of 25%. Full Cancer Cover PruHealth’s Full Cancer Cover is included within their Core Cover and covers all costs associated with cancer. It doesn’t apply limits on the use of biological therapies, hormone or bisphosphonate therapy and provides cover for pain relief at the end stage of cancer. Your employees can access a Personal Health Fund to help pay for everyday healthcare You can choose to offer your employees a Personal Health Fund, which PruHealth pay an amount of money into every year, based on your employees Vitality status. Your employees can use their fund to pay for everyday healthcare bills that aren’t usually covered by private medical insurance – things like eye tests, dental check ups or physiotherapy. All your employees have to do to get a Personal Health Fund is complete an online Health Review. * Source: Work Foundation Healthy Work Report, Towers Perrin Global workforce study VITALITY PROGRAMME copy for BROKER - Groups VITALITY PROGRAMME Vitality is PruHealth's healthy living programme. It’s one of the ways they help your employees live life well. Through Vitality, they suggest ways your employees can get healthier and give them discounts on things that are good for them. They give them rewards for making positive changes to their health. And your employees could get cash back for being a non-smoker. YOU CAN CHOOSE TO REMOVE REWARDS FROM VITALITY Vitality Plus is included in PruHealth’s Core Cover but you can choose to leave out the reward partners. PruHealth believe that rewards play a key part in motivating people to get healthy but understand that not every company will want to offer them. If you do remove rewards your employees still get discounts on things that are good for them, like gym membership, and stop-smoking sessions. By removing rewards your employees won’t have access to PruHealth’s reward partners, marked with an asterisk (*). If you remove rewards from your plan there will be an impact on your premium. UNDERSTANDING HEALTH PruHealth help your employees to understand their health with a variety of health partners and online tools. FREE VITALITY HEALTHCHECK FREE VITALITY HEALTHCHECK THROUGH PRUHEALTH’S PHARMACY NETWORK Your employees can have a free Vitality Healthcheck to help understand their health. It will take place at a pharmacy where they’ll have their blood pressure, cholesterol, glucose and body mass index (BMI) measured and get advice on how to improve their health. The Vitality Healthcheck also contains a non-smokers test. If the test tells PruHealth your employees have been nicotine and tobacco free for 12 months they’ll award them 300 Vitality points. PruHealth could also give them cash back for being a non-smoker. The principal member can have one free Vitality Healthcheck every plan year. All other adult members on the plan are eligible for a Vitality Healthcheck available at £15. GP PHONE CONSULTATION^ If your employees Vitality Healthcheck identifies any abnormal results they can speak to a GP (details provided by PruHealth). HALF PRICE HEALTH SCREENS If the GP agrees, PruHealth will give your employees 50% off a comprehensive screen with BMI Healthcare or Nuffield Health (including The Executive Screen). ^Members with Vitality Plus do not have to complete a GP phone consultation in order to receive half price health screens. BMI has healthcare screening centres across the UK. Your employees can choose from four different types of health screens: Essentials Basic, Select Basic, Advanced, and Advanced Plus. They look at your employees lifestyle, and work out if they’re at risk from things like high blood pressure or cholesterol. They also give advice and guidance on how to improve their health. Employees can also choose to have the health screen through Nuffield Health who have a range of health screens available across the UK. These range from a Lifestyle Health Assessment to a 360+ Full Health Screen. THE EXECUTIVE SCREEN FROM NUFFIELD HEALTH PruHealth make it easier to keep track of your employees health with the bespoke Executive Screen by Nuffield Health. The full process is tailored to each individuals needs so they can gain a better understanding of their health and learn about changes that could improve the individuals lifestyle. LONG-TERM CONDITION MANAGEMENT PROGRAMME If your employees have been identified as suffering from diabetes, high blood pressure or high cholesterol they’ll be able to sign-up to a programme to help manage their condition. They could even receive £100 to spend in LloydsPharmacy for taking part. The programme is run with PruHealth’s new Vitality partner, LloydsPharmacy and offers: A repeat prescription service so your employees don’t have to visit their GP surgery each time they need more medication Reminders for check-ups and appointments In-store monitoring e.g. blood pressure measurements Tailored nutrition and lifestyle programmes £100 voucher to spend in LloydsPharmacy providing your employees meet the conditions of the programme for 12 months and still have a plan with PruHealth FREE FITNESS ASSESSMENT VIRGIN ACTIVE AND LA FITNESS Your employees can get a free fitness assessment at Virgin Active and LA fitness gyms, even if they aren’t registered at the gym. The fitness assessment includes tests for your employees body mass index (BMI), blood pressure and fitness. ENGAGE YOUR HEALTH PruHealth make it cheaper and easier for your employees to get healthy with a range of discounts from PruHealth partners. GET ACTIVE 50% OFF FLEXIBLE INDIVIDUAL MONTHLY GYM MEMBERSHIP FEES AT VIRGIN ACTIVE With Virgin Active you can enjoy 50% off flexible individual monthly gym membership fees. A separate one-off joining fee of up to £55 may apply. This excludes Virgin Active Classic clubs where the joining fee may be up to £150. PruHealth can’t offer discounts on memberships at Clements Hall, Rayleigh and Chiswick Riverside clubs. 50% OFF ANYTIME MONTHLY GYM MEMBERSHIP FEES AT LA FITNESS Whether your employees want to tone up, lose weight or get back in the exercise habit, they can choose from around 80 clubs across the UK, including LA fitness South Kensington. A separate one-off joining fee of up to £55 per person may apply. They should contact their chosen club for more details. UP TO 50% CASH BACK ON A BIKE WITH EVANS CYCLES Your employees could get up to 50% cash back on the price of a bike in-store or online, even if it’s in the sale. The higher their Vitality status the bigger the saving, up to the first £1,000 spent. They will need to pay the full retail price of the bike upfront, cash back is paid in four quarterly instalments providing your employees still have a plan with PruHealth. Your employees can purchase one bike every three years. 50% OFF SPORTS SHOES WITH SWEATSHOP Your employees can get an exclusive 50% discount on sports shoes. Sweatshop staff will also analyse their gait and running style to determine the best shoes for them and the activity they’re going to be doing. Each member on your employees plan can get the discount on one pair of sports shoes per plan year. GET A FITBUG FROM £34.95 With a Fitbug your employees can record how many steps they take in a day, set themselves targets, and get fitter. They can wear their Fitbug when they walk the dog to measure how far they go, or they can make small changes to their routine like getting off the bus one stop earlier and walking to work. Your employees can get a Fitbug from £34.95 including postage and packaging. 50% OFF THE PRICE OF POLAR HEART RATE MONITORS Getting healthier doesn’t have to be limited to the gym. Your employees can get a 50% discount off a Polar Heart Rate Monitor, Sensor or Cycling Computer and earn Vitality points when they’re doing other healthy things. They can use it when they go for a run or if they’re out on a Sunday bike ride. VITALITY ACTIVITY TRACKING TRACK ACTIVITY AND EARN POINTS Your employees can now earn Vitality points for their workouts with a wider range of fitness devices and mobile apps, including PruHealth’s new free Vitality Active app. As well as Fitbug, Polar and adidas miCoach, your employees can track their activity and earn Vitality points with Nike+, Garmin and Fitbit. FREE VITALITY ACTIVE APP Your employees can download PruHealth’s free Vitality Active app to earn Vitality points for their workouts and share their activities with friends. The app turns your employees smartphone into a device to record their workouts whether they’re walking, running or cycling. VITALITY POINTS THROUGH ADIDAS MICOACH With adidas miCoach, your employees can earn Vitality points as they track their activity with a number of devices, and a free mobile phone app. VITALITY POINTS WITH PARKRUN PruHealth have teamed up with parkrun to give your employees Vitality points every time they run or attend as a volunteer. There are nearly 150 runs every week at parks all over the country. They can earn 10 Vitality points for every parkrun they attend as a runner. What’s more they’ll also get five Vitality points every time they attend as a volunteer. EAT WELL EXTRA NECTAR POINTS WHEN YOUR EMPLOYEES BUY HEALTHY FOODS FROM SAINSBURY’S If your employees buy certain healthy foods from Sainsbury’s they can earn five times the amount of Nectar points they’d normally get up to a maximum spend of £20 per week. They also get one Vitality point for every £2 spent on these foods, up to a maximum spend of £20 per week. SIGN UP TO WEIGHT WATCHERS MONTHLY PASS FOR UP TO 12 MONTHS FOR JUST £30 PruHealth know losing weight can be difficult. That’s why they’ve partnered with Weight Watchers, the world’s leading provider of weight management services, to help inspire and enable your employees to lose weight healthily, and keep it off. For just £30 your employees can sign up to Weight Watchers Monthly Pass for up to 12 months with Vitality and join the millions of men and women around the world that Weight Watchers has helped to achieve healthy and sustainable weight loss. And when your employees reach their Weight Watchers Goal Weight, PruHealth will refund their £30 subscription payment. Once your employees have paid the £30, they’ll initially get a Monthly Pass for six months giving them access to Meetings, online tools and the Weight Watchers app. If your employees attend two Weight Watchers Meetings per month in their first six months, PruHealth will extend their Weight Watchers subscription for a further six months. Your employees will get 15 Vitality points each week for attending a Weight Watchers Meeting. They’ll also earn 50 Vitality points for losing 5% and 10% of their start weight, and a further 100 Vitality points when they reach their Weight Watchers Goal Weight. WELLBEING AND RELAXATION ENJOY THE NATIONAL TRUST FROM JUST 9P A DAY WITH PRUHEALTH’S EXCLUSIVE PASS PruHealth has secured an exclusive pass for PruHealth members, which will enable your employees to get 12 months of unlimited visits for just £33.67. It gives members free entry to over 300 houses, gardens and ancient monuments across the UK and includes free parking. It means they can enjoy long walks in these historic surroundings and make the most of what the UK has to offer. CHAMPNEYS PruHealth treat your employees to discounts at Champneys Spas. They can get 75% off one, two and three night Classic Breaks and Spa Days at any one of Champneys four country Spa Resorts. They can also get 25% off various beauty treatments at Champneys Day Spas. If that wasn’t enough your employees can even get a 25% discount on Champneys Spa Products online. STOP SMOKING FREE STOP SMOKING PROGRAMME WITH ALLEN CARR’S EASYWAY TO STOP SMOKING If any of your employees are smokers, giving-up is one of the biggest things they can do to improve their health. PruHealth know it can be difficult, so they’ve partnered with Allen Carr to offer your employees a free stop smoking programme. Allen Carr already help over 50,000 people stop smoking each year and now your employees can join them for free. Once your employees have been tobacco and nicotine free for 12 months, they can take the Vitality Healthcheck and could earn 300 Vitality points as well as non-smoker’s cashback. INTELLIGENT INCENTIVES PruHealth use Intelligent Incentives to encourage people to change their lifestyle choices CASH BACK REWARDS 10% TO 50% CASH BACK AT LLOYDSPHARMACY PruHealth have partnered with LloydsPharmacy, a UK wide pharmacy network, to offer your employees cashback on everyday essentials like health and beauty products, toiletries, fragrances and more when your employees shop online or in-store with a LloydsPharmacy Vitality card. Your employees can spend up to £50 each month and could receive between 10% to 50% cashback. They’ll need to pay the full retail price upfront and then PruHealth will pay them cashback each quarter providing they still have a plan with them. The table below shows how much cashback your employees could receive based on their Vitality status and whether an adult member on the plan has taken a Vitality Healthcheck in the last 12 months: Vitality Healthcheck taken No Vitality Healthcheck taken BRONZE 10% 10% SILVER 20% 10% VITALITY STATUS GOLD 40% 10% PLATINUM 50% 10% All employees are eligible for a 10% cashback. Employees with Vitality Plus are eligible for up to 50%, subject to a Vitality Healthcheck being completed. Excluding nappies, infant formula milk, prescription charges (NHS or private), mobile phone top ups and codeine products. Subject to a maximum £50 monthly spend. NON-SMOKERS CASH BACK PruHealth believe your employees should benefit from living a healthy lifestyle. They are the only health insurer to reward non-smokers with cash back payments. Cash back applies to all plans and employees could get up to £150 per year back in cash. All they need to do is make sure they take a Vitality Healthcheck which will confirm to PruHealth that they have been tobacco and nicotine free for at least 12 months. See how much they could earn in the table below: Bronze Annual amount with Vitality Plus £60 Annual amount without Vitality Plus £40 Cash back is paid in quarterly instalments. Silver £90 £60 Gold £120 £80 Platinum £150 £100 VITALITY TRAVEL* UP TO 25% CASH BACK ON LUXURY AND BOUTIQUE HOTELS WITH MR & MRS SMITH PruHealth have partnered with the hotel specialists at Mr & Mrs Smith to offer your employees up to 25% cash back on their hand-picked hotel collection. Whether they're looking for a special stay for them and a partner or somewhere child-friendly to take the whole family, Mr & Mrs Smith offers a unique hotel experience. Mr & Mrs Smith guarantees your employees the best rates available; if your employees find their hotel stay cheaper elsewhere for the same terms, Mr & Mrs Smith will match the price and give your employees a £50 voucher too. On top of their cash back, they’ll also get exclusive free extras when they check in, such as bottles of champagne, spa treatments and picnic lunches. Depending on their hotel, they may need to pay the full amount or a deposit at the time of their booking and then the full remaining balance on check out. They’ll receive their cash back within 60 days of the end of their stay providing they still have a plan with PruHealth. The table below shows the maximum cash back your employees could receive per person, up to a limit of two adults: Cash back applied to first Maximum cash back BRONZE £200 £50 SILVER £300 £75 VITALITY STATUS GOLD £400 £100 PLATINUM £500 £125 UP TO 25% OFF HOLIDAYS WITH VITALITY TRAVEL BY MARK WARNER Your employees could get up to 25% off family sun, ski and activity holidays with Mark Warner. Whether your employees fancy relaxing by the pool in the Algarve, exploring Turkey with the kids or whizzing down the slopes in the French Alps, there are lots of destinations to choose from. The table below shows the maximum discount your employees could receive per person, up to a limit of two adults: VITALITY STATUS BRONZE SILVER GOLD PLATINUM Discount applied to first £200 £300 £400 £500 Maximum discount £50 £75 £100 £125 Your employees can make a maximum of two bookings each plan year between Vitality Travel by Mr & Mrs Smith and Vitality Travel by Mark Warner. UP TO 50% OFF EUROSTAR TICKETS With Eurostar, your employees can get from London St. Pancras to Lille in 80 minutes, to Brussels in 1 hour 51 minutes and to Paris in just 2 hours 15 minutes. They can treat themselves to things like visiting the Louvre, tasting Trappist ale in Brussels, or taking the kids to Disneyland Resort, Paris. Discounts on rail tickets depend on your employees Vitality status and the length of time they’ve been covered on their plan with PruHealth. Your employees can take up to three trips a year with Eurostar. ENTERTAINMENT* FREE CINEMA TICKET EVERY WEEK AT CINEWORLD OR VUE Your employees can get a free ticket every week to use at Cineworld or Vue cinemas. This means they can enjoy all the latest blockbusters for free. 1/3 CASH BACK ON EVENTS THROUGH TICKETMASTER Your employees can get a third of the cost of their tickets back in cash for gigs, plays and sporting events offered by Ticketmaster. And depending on their Vitality status, the cash back could be on up to 12 events each year. Your employees can buy any number of tickets for an event, but there is a limit to how many they will get cash back on. This depends on whether your employees are on a single adult plan or a plan with more than one adult. They will get a third of the value back for up to two tickets if they are on a single adult plan and up to four tickets if they are on a plan with more than one adult. They’ll need to pay a fee to activate the entertainment benefit to get cash back with Ticketmaster. The yearly fee is £10 for individuals and £15 for couples or families. 30% OFF A STANDARD ANNUAL PASS TO SOME OF THE UK’S TOP ATTRACTIONS WITH MERLIN Your employees can choose from attractions like Alton Towers Resort, The EDF Energy London Eye and LEGOLAND® Windsor. STAY IN TOUCH* PRUHEALTH MAKE IT CHEAPER FOR YOUR EMPLOYEES TO STAY IN TOUCH WITH BUYMOBILES.NET PruHealth and buymobiles.net offer cashback of up to £15 a month on a new 24 month contract or 24 month upgrade deal. Choose from a range of handsets and 24 month call plans and your employees can receive monthly cash back based on their Vitality status. So the healthier they get, the more they could save. Cash rebate Bronze £5 Silver £7.50 Vitality Status Gold £12.50 Platinum £15 Terms and conditions apply to all Vitality partners. Prices and discounts correct as of January 2014. For up to date prices please visit pruhealth.co.uk