Personal Financial
Management Certification
Personal Financial Management Certification Program
30 Week Study Guide
To complete the certification program over a 30 week period, use the study schedule
below to guide your progress.
Registration
• Register
• Complete online pre-assessment
ote: your textbook will be mailed within 10
N
business days of completing the pre-assessment
• Complete online profile
• Explore www.inceptiacpfm.org to familiarize
yourself with the Community Dashboard and
helpful Resources
• If you have any questions or concerns, please
email CPFMAdministrator@Inceptia.org
Week 1
• Your textbook arrives at the address you provided
at the time of registration
ote: If your textbook does not arrive
N
within 14 business days of completing
the pre-assessment, please email
CPFMAdministrator@Inceptia.org
or call 855.264.1857.
• Read the Introduction
Week 3
• Finish reading Chapter 2 – Time Value of Money
• For extra practice, use the Time Value of Money
practice problem worksheets to test your
understanding
• Complete Chapter 2 Knowledge Check
Week 4
• Read Chapter 3 – Spending
• Complete Chapter 3 Knowledge Check
Week 5
• Begin reading Chapter 4 – Taxes
• Explore the Pre/Post Tax Calculator in the Resource
section
Week 6
• Finish reading Chapter 4 – Taxes
• Complete Chapter 4 Knowledge Check
• Read Chapter 1 – Financial Planning
• Complete the Chapter 1 Knowledge Check
Week 7
• Read Chapter 5 – Credit
Week 2
• Begin reading Chapter 2 - Time Value of Money
Note:
an online Time Value of Money
Calculator is available in the Resource section
and this same tool will be available to you
during the Final Exam.
• Explore the sample credit report provided in the
Resource section
Week 8
• Consider pulling your credit report from
AnnualCreditReport.com to familiarize yourself
with the request process and report layout
• Complete Chapter 5 Knowledge Check
Personal Financial
Management Certification
Personal Financial Management Certification Program
30 Week Study Guide
Week 9
• Read Chapter 6 – Banking
• Complete Chapter 6 Knowledge Check
Week 10
Week 16
• Begin reading Chapter 10 – Housing
Note:
true payment and loan amortization
calculators are available in the Resource section
• Explore the Mortgage Qualification Worksheet
• Begin reading Chapter 7 – Debt Management
• Take the Debt Quiz provided in the Resource
section to learn more about your personal debt
management situation
Week 11
• Finish reading Chapter 7 – Debt Management
• Complete Chapter 7 Knowledge Check
Week 12
• Review your progress and retake any Knowledge
Checks you wish to reattempt
• Explore Resources and worksheets that may aid
in your study
Week 17
• Finish reading Chapter 10 – Housing
• Complete the Chapter 10 Knowledge Check
Week 18
• Begin reading Chapter 11 – Planning Financially
for College
Note:
student loan repayment and amortization
calculators are available in the Resource section.
Week 19
• Finish reading Chapter 11 – Planning Financially
for College
• Complete the Chapter 11 Knowledge Check
Week 13
• Read Chapter 8 – Risk Management
• Complete the Chapter 8 Knowledge Check
Week 14
• Begin reading Chapter 9 – Cars
Note: car payment and loan amortization
calculators are available in the Resource section
Week 20
• Begin reading Chapter 12 – Careers
• Consider exploring institutional data related to job
placement and salaries to better understand the
climate your students will be working in
Week 21
• Finish reading Chapter 12 – Careers
Week 15
• Finish reading Chapter 9 – Cars
• Complete the Chapter 9 Knowledge Check
• Complete the Chapter 12 Knowledge Check
Week 22
• Begin reading Chapter 13 – Relationships
Personal Financial
Management Certification
Personal Financial Management Certification Program
30 Week Study Guide
Week 23
Week 29
• Finish reading Chapter 13 – Relationships
• Complete the Chapter 13 Knowledge Check
Week 24
• Begin reading Chapter 14 – Investing
Note:
investment calculators are available in the
Resource section
Week 25
• Finish reading Chapter 14 – Investing
• Complete the Chapter 14 Knowledge Check
• Make sure your proctor has received your Final
Exam access code
Note:
if your proctor was approved but has
not received your access code, please email
CPFMAdministrator@Inceptia.org or call
855.264.1857.
• Use the Knowledge Checks and online
worksheets to continue to study for the
Final Exam
Week 30
• Take proctored Final Exam
Week 26
• Read Chapter 15 – Talking About Money
• Complete the Chapter 15 Knowledge Check
Week 27
• Review the material and retake any Knowledge
Checks you wish to reattempt
Good Luck!
Week 28
• Continue to review material
• Submit your Proctor Request
Questions?
855.264.1857 |
CPFMAdministrator@Inceptia.org
©2014 Inceptia | 06.14