Think EXPERTISE. Think Chubb. BUSINESS INSURANCE Targeted Insurance Solutions for Financial Institutions Insurance from a carrier with more than 100 years of experience protecting institutions like yours. Consider the extraordinary ways financial institutions have changed in just the past 10 years…with the evolution of new services, new technologies, and new legislation. Adapting to the ever-changing business landscape may be forcing you to compete in new ways through product and service enhancements, technology advances, and human resource deployment. Each advancement poses new and potentially significant risks to your firm, from your branch network to cyber exposures to your workforce. Keeping pace can place enormous stress on your staff, not to mention your bottom line. At times like these, it is especially important to have a strong insurance provider by your side. Flexible Insurance Solutions from Chubb With a rich heritage of insuring financial institutions, Chubb understands the dynamics of your marketplace. We can help protect your business from risk because we make it our business to understand organizations like yours. Our dedicated Chubb Financial Institutions team delivers flexible insurance solutions that respond to the unique needs of your organization—all backed by Chubb’s superior financial strength and renowned claims handling. Chubb Financial Institutions offers a broad spectrum of quality, customizable business insurance solutions and services that you can count on, supported by our knowledgeable underwriters, loss control specialists, and claims staff worldwide. Superior Claims Management Chubb is renowned in the industry for our fair, prompt claims handling and unparalleled claims service. Unlike some insurers, we manage claims using our own claim examiners. This approach provides you with several benefits: • Personal attention to your claim—We assign a single claims professional to serve as your primary contact, dedicated to keeping you informed during the process and promptly answering your questions with respect to your claim. • Best possible result based on a team approach and experience—We work closely with you, counsel, and your agent or broker to obtain the best possible result for your claim, applying the experience we’ve gained handling financial institution claims for nearly 50 years. • Multinational capabilities—We offer a coordinated worldwide approach to handling your multinational claims so you don’t need to worry about the unique challenges posed by claims that cross borders. Chubb’s Solutions for Financial Institutions at a Glance Type of Financial Institution Chubb’s insurance coverage Asset managers and funds Banks and lending institutions Insurance companies Protecting Your Operations Business Income and Extra Expense 4 4 4 Commercial Auto 4 4 4 Property 4 4 4 Registered Mail 4 4 4 Workers Compensation 4 4 4 Guarding Against Unforseen Expenses Cyber Liability 4 4 4 Directors & Officers Liability 4 4 4 Employment Practices Liability 4 4 4 Excess and Umbrella Liability 4 4 4 Fiduciary Liability 4 4 4 General Liability 4 4 4 General Partners Liability 4 Outside Directorship Liability 4 4 4 Professional Liability 4 4 4 LImiting the Cost of Crime Cyber Crime 4 4 4 Fidelity Bond 4 4 4 Kidnap Ransom and Extortion 4 4 4 Workplace Violence Expense 4 4 4 Why Chubb? Our Company Our People Our Services Leadership Deep problem-solving expertise Superior claims management and service • Our in-depth understanding of financial institution exposures enables us to provide specialized, flexible, standout products and services. • We’ve earned an enviable reputation in the market for outstanding service and fair claims handling. • We’ve helped protect financial institutions from risk with innovative insurance products since 1907. Strength and stability • Chubb’s financial stability and ability to pay claims rate among the best in the insurance industry, as attested by the leading independent insurance rating services. • We’ve maintained A.M. Best’s highest ratings for more than 75 years. Worldwide reach • Our multinational capabilities include placement of local policies. Dedication to your needs • Chubb underwriters, loss control specialists, and claim analysts are glad to meet with you and your insurance advisor. • We’re conveniently positioned throughout the world and experienced in a broad spectrum of financial institutions. • Agents and brokers consistently rate our service among the best in the industry.1 Preventing losses before they occur • We offer a wide array of valuable, state-of-the-art risk management and loss control services. • Our global network of loss control specialists and engineers offer workable loss prevention and disaster planning solutions. 1 Goldman Sachs U.S. Research, annual Property/Casualty Insurance Rate Survey of Producers. To Learn More For more information about Chubb Financial Institutions and how our insurance solutions can help your organization, contact your trusted agent or broker. You may also visit us at www.chubb.com. Chubb Group of Insurance Companies | www.chubb.com Chubb refers to the insurers of the Chubb Group of Insurance Companies. Not all insurers do business in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policy as issued. Chubb, Box 1615, Warren, NJ 07061-1615. Form 17-01-0167 (Rev. 9/11)