BLUEBEAN LIFESTYLE BENEFITS TERMS & CONDITIONS Terms and Conditions applicable to the BlueBean Lifestyle Benefits brought to you by The Standard Bank of South Africa Limited through their BlueBean Division (BlueBean) through Europ Assistance Worldwide Services (South Africa) (Proprietary) Limited (Europ Assistance) Important clauses, which may limit document as Schedule D – Lifestyle Benefit our responsibility; place an obligation on you to indemnify us; involve an acknowledgement of any 4; 1.1.5. fact; or involve some risk for you, will be in bold Assist – You will receive assistance in respect of dealing with trauma, and italics or highlighted. You must pay special the applicable specific terms and conditions attention to these clauses. 1. Trauma are attached to this document as Schedule E – Lifestyle Benefit 5; BlueBean Lifestyle Benefits 1.1. BlueBean through Europ Assistance are giving 1.1.6. Vehicle Renewal Assist – You will receive BlueBean cardholders the following lifestyle assistance in renewing you vehicle license, benefits as part of the BlueBean offering certain the applicable specific terms and conditions free services for the BlueBean Lifestyle Benefit are attached to this document as Schedule F Period (BlueBean Lifestyle Benefits): – Lifestyle Benefit 6; 1.1.1. Road Assist – You will receive mechanical assistance with information and options to changing and keys locked in the vehicle make life easier, Schedule G – Lifestyle services, the applicable specific terms and Benefit 7. Schedule A – Lifestyle Benefit 1; 2. home security and you for a limited period, starting on Wednesday, home 1 January 2014 and ending on Wednesday, 31 concierge services, the applicable specific December 2014 (BlueBean Lifestyle Benefits terms and conditions are attached to this Period). document as Schedule B – Lifestyle Benefit 2; Duration The BlueBean Lifestyle Benefits are available to Home Assist – You will receive home emergency, 1.1.3. Interactive Concierge – You will receive and electrical breakdown, jump-start, tyre conditions are attached to this document as 1.1.2. 1.1.7. 3. Eligibility Take Me Home – You will receive 4 free BlueBean Lifestyle Benefits is only available to pick-ups which are each limited to a 50 BlueBean customers who hold a BlueBean credit kilometre radius trip, the applicable specific cardholders with active accounts which are in terms and conditions are attached to this good standing. document as Schedule C – Lifestyle Benefit 4. Using your BlueBean Lifestyle Benefits 3; 4.1. To use our BlueBean Lifestyle Benefits: 1.1.4. Health Assist – You will receive a personal health advisor service, the applicable specific terms and conditions are attached to this 4.1.1. Call the Europ Assistance call centre on 0861 130 000; and 4.1.2. Provide the Europ Assistance call centre and conditions of Europ Assistance as the agent with some or all of the following service provider. information, your: 5. 5.4. BlueBean has the right to terminate your Title BlueBean Lifestyle Benefits with immediate Initials effect and without notice of such termination to Name you. If this happens, you give up any rights, Surname which you may have against us. You also Identity number (7 to 11 digits) acknowledge that you will have no recourse or Home address claim of any nature whatsoever against us, our Contact telephone number/s directors, members, partners, employees, agents, consultants, suppliers and contractors. General 5.1. BlueBean Lifestyle Benefits are made available to you by BlueBean through Europ Assistance 5.5. To make use of the BlueBean Lifestyle Benefits listed in these terms and conditions and more fully set out in the Schedules, you must call the and their service providers. dedicated contact centre number and provide 5.2. These terms and conditions will apply to the BlueBean Lifestyle Benefits and all other your identity number. If you do not, you may be charged personally for any service rendered. BlueBean Lifestyle Benefits promotional or advertising material that is published. 5.6. The BlueBean Lifestyle Benefits cannot be used together with any other similar offer or campaign 5.3. By using any of the benefits available to you in terms of your BlueBean Lifestyle Benefits; you agree to be bound by these terms and conditions (including schedules) and the terms promoted by us or Europ Assistance. Schedule A – Lifestyle Benefit 1 – Roadside Assist representative to change a flat tyre at both roadside and non-roadside locations. In the 1. What is Roadside Assist? event that you do not have a spare tyre, your In the event of a roadside emergency such as a vehicle can be towed at your cost to the nearest mechanical breakdown, flat tyre, flat battery or any appropriate place of repair (i.e. a dealer / motor other repair garage) or safekeeping. The tyre change roadside related emergency, Europ Assistance can be contacted 24 hours a day to service excludes any costs for the repair of the arrange assistance, anywhere within the borders of tyre, parts, wheel balancing or any similar South Africa (and outside the borders of South charges. Africa in Lesotho and Swaziland only). 2. What are the benefits of Roadside Assist? Running out of fuel: If you run out of petrol or diesel (fuel), 10 litres of fuel will be supplied at Mechanical and electrical breakdown: the location. This benefit is limited to 2 incidents Roadside Assist will assist you with mechanical per annum. and electrical breakdowns of your vehicle or a towing service to tow the vehicle to the most appropriate place of repair or dealership or your vehicle, Europ Assistance (or its service safekeeping if the vehicle cannot be repaired provider) will be dispatched to your location to immediately. Vehicles will be towed and assisted unlock your vehicle, the cost of the call out fee from your home. An additional tow will be and 1 hour of labour is covered as an incident. arranged in the event of the appropriate place of This service excludes parts, components, keys, repair not being open at the time of the incident. Jump-Start Service: Roadside Assist offers a key cutting costs, lubricants, or similar charges. If your key has broken in the ignition or vehicle door, Europ Assistance (or its service provider) Jump-Start service where Europ Assistance (or will be dispatched to your location. If the problem its service provider) will be dispatched to jump cannot be resolved by Roadside Assist at the start your vehicle. The Jump-Start service is location, if you consent, Roadside Assist will limited to reasonable services to mobilise the arrange a towing service, which towing costs vehicle, and excludes the cost of parts, components, lubricants and other similar Keys locked in vehicle: If you lock your keys in must be fully paid by you. provisions. Roadside Assist will also provide If a locksmith dispatched by Roadside Assist is unable to unlock a newer model vehicle, your assistance at non-roadside locations. Note: New vehicle can be towed to the nearest appropriate vehicle models, still under warranty, should place of repair (i.e. a dealer / motor repair not be jump started and in this instance, a garage) or place of safekeeping which will be tow truck will be dispatched to tow your covered by Europ Assistance up to a limit of R stranded vehicle to the most appropriate 500.00. All costs after R 500.00 must be settled place of repair (dealer)or safe-keeping. directly with the Europ Assistance (or its service provider). Tyre Change Service: Roadside Assist offers a If a vehicle operates with a ‘smart key’, Europ tyre change service where Europ Assistance (or Assistance (or its service provider) will arrange its service provider) will dispatch a for your vehicle to be towed to the most appropriate dealer and pay for these costs up to You will be responsible for the cost of towing or repairs if Europ Assistance did not a maximum of R500.00 per incident. request the service on your behalf. Roadside Assist offers Additional Assistance: Roadside Assist will not assist with your Accommodation for 1 night; or vehicle if it is a commercial vehicle used in Arrangement of a taxi service; or conducting a business, trade or exceeding Rental of a class B vehicle. 3500 (three thousand five hundred) The above are all offered to a maximum of R500.00 for 24 hours only, in the event that kilograms. Roadside Assist will not assist you with your vehicle if it is not registered under the Road roadside incident occurs 100 kilometres or more Traffic Act or similar legislation applicable to from your permanent residence / home. South Africa. In the event that the roadside incident occurs 100 kilometres or more away from permanent residence / home, the cost of Roadside Assist will not assist if there is no spare tyre to replace a flat or damaged tyre. Roadside Assist will not assist you with your repatriation of the vehicle following the repair will vehicle if it is un-roadworthy or clearly in a be state of neglect. covered to a maximum R500.00 per repatriation (towing or transportation). your Roadside Assist will not assist in the Cost of transport back to holiday or permanent recovery of a vehicle, i.e. any costs incurred residence in the event of the theft or hi-jacking, in order to move a disabled vehicle into a provided a police case number is submitted position to facilitate a tow. within 24 hours of the incident. Cost up to a maximum of R1,000.00 per incident. 4. What does Roadside Assist not cover but can offer assistance on full payment being received All assistance turnaround times are dependent on location, service provider availability and time of incident, e.g. peak hour traffic from you at the time of the service? If your vehicle is involved in an accident or collision and needs to be towed, we can arrange 3. Where can Roadside Assist not help and what is excluded? towing services for you. Incidents not attended to on the instruction vehicle and the services of a locksmith, tow or of a Europ Assistance case manager will not similar service is required. be considered after any repair and you will Costs incurred as a result of our assistance Only your personal vehicle will be covered. The cost of new parts or the repair to parts, such as new batteries, tyres, locks, keys etc. must covered by you. Lost or stolen keys or keys not locked in your vehicle. be covered by you. You must recover these costs from your insurance company directly. Any damage that may be caused by external factors, i.e. potholes, roadworks etc. after your involvement in an accident, collision, attempted theft or hi-jacking must If you require fuel assistance at a non-roadside location. be liable for the full costs. If there is an attempted theft or hi-jacking of your 5. Is there any other important information? If Europ Assistance cannot validate you via the online database provided or BlueBean’s Customer call centre, the RoadAssist benefit will be rendered but you will have to pay for their account. This ensures that the best quality service. service is provided and accurate processing of For claims to be channelled correctly you need claims. to phone the allocated contact centre number first. If the above mentioned procedure is not followed, it will result in you being liable for the Schedule B – Lifestyle Benefit 2 – Take Me Home 1. What is Take Me Home? Take Me Home is a unique solution for encouraging Booking a Trip by calling or emailing the contact centre or you as the account holder to drive responsibly. completing the online form, 24 hours a day, 365 Motor vehicle accidents as a result of drinking and driving account for a large percentage of accidents, specifically in the evening. You can make use of the Take Me Home service days for any period in advance. 50km is covered from point of pickup to point of drop off. In cases where you wish to travel 2. What are the benefits of Take Me Home? further from this point and if capacity on the day Take Me Home is available within a 50kilometer allows it, you will be charged accordingly and radius of the following city centres’: payment terms will be facilitated by the designated driver directly in cash. Cape Town Durban East London driver is required in order to ensure that the George driver arrives within 60 minutes. Please note that Johannesburg this is only applicable during off-peak times as Port Elizabeth specified below. Pretoria Should this fall within our peak periods as When you contact Europe Assistance for Take specified below, the pick-up time may be up to Me Home, Europe Assistance’s dispatched 120 minutes from time of the booking. service provider will ensure that you and your Changing a booking time vehicle arrive at home safely. If you move from the original booking location Europe Assistance will dispatch a vehicle with 2 without notifying and confirming with the contact drivers and 1 driver will drive your vehicle to your centre, Europ Assistance may not be in a home. position to successfully deliver the Take Me 4 incidents per year are covered. Additional trips Home service. It is your responsibility to notify are allowed on a customer to pay basis at a the relevant parties within a reasonable time discounted rate. frame of their intention to change the location of This Take Me Home Offer includes a radius of pick up. 50 kilometres (Trip). Pick-up and drop-off points If you would like Take Me Home to drive you beyond the 50kilometer radius, you will pay a fee of R10.00 per additional kilometre which be You must book the trip 60 minutes before the When a booking is made, a pick-up point will be agreed on by you. At the specified time and location, the contact payable to your Take Me Home driver in cash. centre will notify you that the pick-up driver has Up to 2 additional passengers can be arrived, at which time you will have 15 minutes transported with you on a Trip on condition that to meet the designated driver. If there is no you are one of the passengers and/or you are response after 15 minutes, the contact centre the owner of the vehicle and all passengers will notify you that the pick-up driver will be must be taken to the one address. leaving and the trip will be cancelled. 3. What do I need to know before I use Take Me Home? Cancellation terms apply. When collecting you at a large venue e.g. a single destination determined by you at the time casino, it is your responsibility to ensure that the of logging the call. pick-up point is a clearly identifiable landmark and can easily be located. General Peak-times and Off-peak times not a taxi service and can only transport you in Off Peak: Sunday evening to Thursday morning. First pick up is at 5:30pm. Last booking is at your vehicle. 2am. Last pick up is at 3am. Peak: Thursday Evening to Sunday morning. contact centre. A full investigation will be public holidays (the night before and on the day) change the times but will be reviewed at time of request. Cancellations Any Trip cancelled within 60 minutes of the agreed collection time will be deducted from your total covered incidents. In the event that you have used your 4 Trips, you will be liable for all costs directly to the Europ Assistance’s service provider in cash. During peak periods the cancellation time will be extended to 90 minutes. At your specified time and location, the Europe Assistance call centre will notify you that your Take Me Home driver has arrived. You will have 15 minutes to meet your Take Me Home Driver. After the 15 minute period, the Europ Assistance call centre will notify you that the Take Me Home driver will be leaving and the Trip will be cancelled. Additional Passengers conducted and feedback will be provided to you Once a booking has been confirmed the pick-up During off-peak periods we may be able to The service is available to you and up to a maximum of 2 passengers, collected from a single pick-up point and transported to a single drop-off point. The Take Me Home service will not allow for various drop-off points, drop-off is a If you are not entirely satisfied with the Take Me Home service, a call can be logged through the 1am. Last pick up is at 3am. Peak times include time will not be changed during peak periods. You should not pay any gratuity to the driver rendering the Take Me Home service First pick up is at 5:30pm. Last booking is at Please take note that Take me Home service is accordingly. Trip/s which are not organised through and on the instruction of a Europ Assistance case manager will not be considered after the incident. In this case, you will not be covered and will be liable to the specific service provider for the costs incurred. Schedule C – Lifestyle Benefit 3 – On the House A physical breakage or burst pipe resulting in significant water wastage in the home or on the 1. What is On the House? Home Assist is a bundled set of benefits A broken or burst hot water heating system i.e. designed to provide solutions to homeowners electrical, solar or gas geyser. This benefit who encounter inconvenience such as a break- includes the repair of faulty components or even in at their home, burst pipes or just require the just the inability to re-ignite the pilot light. service of a reliable and reputable service property. A power failure in the home or within the provider. property boundary. This benefit includes The suite of On the House products which assistance in restoring power to the house on includes: condition that the source of the failure is as a result of the failure of a component located Home Emergencies on the property. This benefit excludes Home Security assistance in instances where the power Home Concierge failure is as a result of an area-wide blackout. Home Relocation A locksmith will be dispatched in the event you cannot gain access to your house as a result of a lost or broken key. Home Emergencies You will have access to a 24-hour emergency been compromised due to a broken, damaged or call centre including a benefit of up to R1,000.00 jammed window, lock or door. per incident, limited to 3 incidents per year. This and materials up to a maximum of R1,000.00 Where an electric gate motor prevents access to the property. benefit includes a callout fee, labour and parts Repairs to the power supply of an electric garage motor. per incident. Where the safety or security of your home has Not all home repairs are covered by standard Repairs to the power supply of a pool pump. insurance policies. The Home Emergency Repair of stove plates, washing machines and benefit has therefore packaged benefits specific fridges where a complete malfunction of the to these incidents. This benefit is not an appliance has occurred. alternative to home insurance but an additional benefit to provide solutions to your home repair Home Security and issues. This benefit will include assistance with the following: Break-ins and forced entry into a property can leave the homeowner vulnerable and exposed. A blocked toilet, pipe or drain preventing the smooth flow of water or creating an overflow or Where access to a property is not secure, Europ backup. Assistance will arrange for a Grade D guard to A burst tap or showerhead creating an inability be stationed at your property until access to the to control the water flow resulting in water property is secured. wastage (this benefit excludes the replacement of washers). The guard would be available for up to a maximum of 12 hours. Care is taken to have the guard posted within the shortest possible time but is subject to availability. Home Concierge Europ Assistance will facilitate payment up to a maximum of R1,000.00 and any further costs will be directly billed to you. Home Concierge is a free, convenient and easy The Home Relocation benefit includes: way for you to source products and service providers through a single telephone call. This you to collate the information a moving company operators truly understand your needs and not would require in order to obtain comparative only aim to please but to exceed your quotations on your behalf. the property you are moving from or spring clean your new home; Europe Assistance will source your request, assess your need and provide you the most appropriate service provider for your with the information you require and/or up to 3 needs. you. You may call the Home Concierge Monday to Friday between 08h00 and 17h00 and 08h00 to 12h00 Saturdays. Please note that this service is not available on a Sunday or public holiday. You can make use of the service for any home related assistance, for example: Source service providers for a home improvement or maintenance project; or New furniture, décor items of interior designer. Whatever the need – Home Concierge creates a simple and convenient service to help you locate the products and services you need. Home Relocation Cleaning services: Whether you want to clean efficient and dedicated consultants who receive competitive price and at a location convenient to The Home Concierge Desk is manned by quotations from services providers’ at the most Moving services: Europ Assistance will assist service is all about a personal experience, where expectations with each and every call. This benefit provides assistance to you when are moving home. Europ Assistance will facilitate access to the following services on your behalf and pay for costs incurred up to a maximum of R1,000.00. Whether you want us pay the entire R1,000.00 toward moving costs or spend half on cleaning services is entirely up to you. Re-connection of your satellite dish / equipment. Access to the Home Relocation benefit is limited to 1 incident per year. Schedule D – Lifestyle Benefit 4 – Health Assist 2. What are the benefits of Trauma Assist? 1. What is Health Assist? In the case of trauma, you will be able to receive telephonic psychological counselling and could Health Assist is a healthcare service providing also be referred to public or private counselling unlimited access to qualified nurses 24 hours a day. centres for face-to-face assistance. 2. What are the benefits of Health Assist? You may call the trauma line in the event of: The Personal Health Advisor: Rape can provide emergency medical advice and Hi-jacking trauma counselling; Child abuse will assess your symptoms and refer you to the Death of a close family member most appropriate healthcare professional; Armed robbery is knowledgeable on all aspects of healthcare Assault and may suggest home care remedies with Domestic violence scheduled follow-up assessment calls, if Abuse required; Kidnapping can explain medical terms, results of tests and Abduction provide information relating to any medication Suicide of family members you may be taking; provides counselling for chronic ailments and diseases, minimising the impact of these conditions on your daily life; and Schedule F – Lifestyle Benefit 6 – Vehicle Renewal has access to one of the most widely used Assist poison databases in South Africa. 1. What is Vehicle Renewal Assist? Vehicle Renewal Assist takes the hassle out of the process of renewing your licenses due to busy lifestyles and delayed renewal notifications. Schedule E – Lifestyle Benefit 5 – Trauma Assist 2. What are the benefits of Vehicle Renewal 1. What is Trauma Assist? Assist? The Europ Assistance contact centre is a 24-hour, 7 days a week facilitation centre that has the infrastructure for you if you suffering from trauma (i.e. emotional shock) to have access to immediate assistance. The contact centre nurses take control of situations communication and with manage the individuals process and of service providers to refer you to an appropriate service provider. Send you a notification at least 1 month before your license expires. Provide information on what documentation is required to complete the process. Appoint a service provider at a discounted rate to queue at the traffic department or the local post office on your behalf. Schedule G – Lifestyle Benefit 7 – Lifestyle Concierge 1. What Lifestyle Concierge? Lifestyle Concierge is about delivery of a personal experience to you. 2. What are the benefits of Interactive Concierge? The Lifestyle Concierge Desk is manned by highly efficient and dedicated consultants who will receive your request and revert with information and options best suited to your needs and will negotiate the best price. The Lifestyle Concierge benefit includes: Planning: parties, events etc… Booking: holidays, restaurants, tours etc… Sourcing: quotes, gifts etc… Latest review Booking Informatio n Location based movie listing Up and coming releases Previews Restauran t booking Group bookings Any special requireme nts Entertainment The Lifestyle Concierge benefit provides you with Minimising costs by only needing to make 1 telephone call; Being more productive; Freeing up time; Reducing stress; Enhancing quality of work / life balance; and Obtaining up to 3 quotes at the best possible price and a location convenient to you. The Lifestyle Directory of benefits is broken down into specialist categories to ensure you don’t miss any detail: MOVIES The Movie Lifestyle Concierge benefot caters for all types of interest providing you with the following: ENTERTAINMENT AND EVENTS The Entertainment and Events agent will source a list of entertainment and event suppliers in and around your city. CONCERTS The Concert service desk will keep you up to date on all local and international artist touring schedules. We will source We will source: Tickets Venue and time Information related to the supporting act Parking information Transfer services to and from the venue Events endless benefits, such as: Exclusive events i.e. Wine and whisky tasting, etc. Party Arrangement s i.e. venue, glasses, tables, catering etc. Kids Parties i.e. venues, cakes, entertainmen t Theatre where and when your favourite artist is performing. Sporting events i.e. motor, boating, rugby, athletics, soccer etc. Cultural Events i.e. art, music, dance etc. THEATRES WELLNESS HOME Our Theatre Concierge Service is at hand to suggest location based theatre options (bookings, reviews, seating, pricing, latest information and much more) and we promptly and efficiently organise bookings at your request. We will assist you with providing you with information and sourcing of any wellness related products or services, including information on: The Home Lifestyle concierge consultant will identify and source relevant service providers based on your needs and supply you with up to three quotes. This service includes a wide range including: Afrikaans Ballet Cabaret Dietary requirements Fitness providers Health providers Cleaning Gardening Home improveme nts Contractors Security Waste Children’s Theatre Comedy Dance Drama Family Musical Opera Pantomim e Comedy Bands performing Champagn e Club Olive Club Whiskey Club Brandy Club Coffee Club rates, through cutting edge technology and the highest levels of service to its members. As with our lifestyle benefits, we do not take a percentage of the discount as a revenue stream, we pass on the full negotiated benefit to the member ensuring best savings and a win-win for all parties. CONNOISSEU RS The Connoisseur Concierge agent will source that not so ordinary product or service you require. If you have a taste for the finer things in life, the below mentioned Connoisseur clubs might interest you. removals and pest control Landscapin g Removal companies PAMPERING What’s more fun than to enjoy a day relaxing and getting that much needed rejuvenations. T he Pampering concierge service will without hesitation will source, arrange and provide you all the information and make sure you get a great savings at the following providers: Day spas Health resorts Beauty salons EXPERIENC ES The Experiences service will source and arrange all experiences based on your request. They will ensure you receive the best price and even arrange any tailor-made packages you require to make the event special. List below are a view experiences to name a few: Driving e.g. 4 x 4 off-road Boating e.g. River rafting Flying e.g. Micro lighting, paraglidin g Gourmet e.g. Cooking classes TRAVEL The Travel Concierge desk offers market leading discounted travel that delivers the “best available” We are fully integrated into 16 real time booking engines (including Amadeus, Opera, Nightsbridge, etc.) bringing you real-time availability, booking and settlement to 2,500 destinations. We offer dramatically reduced prices (10% - 70%) at more than 2,500 destinations (local & international), including: Private homes on SA’s premier golf estates Hotels, lodges, B&B’s and guesthouses Self-catering resorts All-inclusive international packages Airlines and Cruises Day trips and gift experiences In addition to the Lifestyle Concierge benefit, Europ Assistance also offers the proactive concierge option which includes the following benefits: Adding real benefit to your life by being there for you before you even know we are needed; Proactive SMS / email contact made to you around special occasions; Collecting information from you and contacting you 2 to 3 weeks in advance to assist you with planning, booking or sourcing of gifts, services etc… Examples of information we would collect: Birthdays (spouse, children etc…), Anniversaries and Information from the BlueBean website, eNewsletter and SMS campaigns.