Pocono Business Journal Seven Bridge Road, RR# 5 Box 5198 East Stroudsburg, PA 18301 } Celebrating 3 Years of Award-Winning Journalism at PBJ POCONO Regional Business News & Resources THIS MONTH • Business Partnerships A “Marriage” Of The Minds............................................p. 1 • Entrepreneurs Seek The Perfect Business Trifecta....................................p. 21 • Having a Plan Key To Getting Funds.........p. 7 • Insider’s Guide To Pocono Market...........p. 21 • Men Who Have Made An Impact.............p. 18 • Moonlight Serenade...............................p. 19 • Partners in Wedlock And Workplace.........p. 3 Best New Business www.pbjonline.com January 2009, Vol. 5, Issue 1 Startups and Partnerships Business Partnerships a “Marriage” of the Minds • PBJ Columnists Ask SCORE.............................................p. 10 Guest Columnist/Disney Entrepreneur Center.................................................p. 11 HR Toolbox...............................................p. 9 Leadership Pocono................................p. 12 Pocono Mountains Assn. of Realtors.....p. 11 Regional Healthcare Report..................p. 10 Sustainable is Attainable.......................p. 15 Workforce Development........................p. 14 QUOTE “I really enjoy turning a property into something positive and seeing job creation.” Full story on Page 18 OBSERVE 1 9 11 23 New Year’s Day National Clean Off Your Desk Day Start of International Printing Week National pie Day QUESTION How many people carpool to work in Monroe County? See GPCC Business Magazine ad for the answer on page 12. please recycle this paper www.pbjonline.com Photo credit: Pocono Business Journal Steve Putzi, Delaware and Hudson Hotel, Honesdale Fleur-de-lis owners Josephine Mero (left) and Martha Loomis work together to provide an “appealing” experience to those who enter the store. By Nicholas Sergi “I think it’s much more about the quality of the relationship.” So says George Fowler, and it may sound like he’s talking about a marriage. Actually, Fowler is an independent small business consultant based in New York City, and he’s talking about the core truth that makes a small business venture by two partners work. “A business partnership is a marriage. It’s best if they know each other well before they form such a partnership.” To underscore his point, Fowler added that “you have to know yourself, and you have to trust that your partner knows himself or herself,” which includes trusting your partner’s level of commitment and that each will bring his or her contacts to the table. Fowler also believes it’s important that a partnership, surprisingly, should not be completely equal. “Someone should be able to make a final decision” if something should go awry in the relationship. At Arrival, a Stroudsburg shop that specializes in skateboards, snowboards and related clothing and accessories, the partners are three friends who combined their skills and their passion. Each partner fills his own niche. While all three can alternate running the day-today transactions in the store itself, Aaron Rude handles see PARTNERSHIP page 8 Professional Profile - Elevations: the ‘Cheers’ of Health Clubs page 16 2 Pocono Business Journal | January 2009 www.pbjonline.com POCONO TABLE OF CONTENTS ARTICLES Regional Business News & Resources Twin Willow Publishing Company Pocono Business Journal Seven Bridge Road RR#5 Box 5198 East Stroudsburg, PA 18301-9209 570.421.0100 | fax 570.421.0404 www.pbjonline.com PUBLISHER/EDITOR-IN-CHIEF Marynell Strunk EDITOR Debbie Burke REPORTERS Patrick Bresnyan Susan Jorstad Sharon Rothman Nicholas Sergi John Shortino CONTRIBUTORS Susan Beecher Steven Cunningham Cheryl Ann Houseman Edward Johnson Theresa Long Victoria Mavis Brian A. Rider Jerry Ross Joseph Sebelin Bob Wendelgass EDITORIAL ASSISTANTS Danielle Eberhardt Chelsea McMahon SALES ads@pbjonline.com PRODUCTION/DESIGN Jason Trump CARTOONIST Tanya Kerkslag CIRCULATION circulation@pbjonline.com COPYRIGHT: PBJ is protected under the federal Copyright Act. Reproductions of any part by any means or facsimiles without the express written permission of the publisher are not permitted. Reprints of PBJ articles are available. For rates and information visit http://www.pbjonline. com/reprints.html. PBJ cannot be responsible for the return of unsolicited material, manuscripts and photographs without the inclusion of a self-addressed stamped envelope. Information in this publication is gathered from sources considered to be reliable, but the accuracy and completeness of the information cannot be guaranteed. Submission of information does not guarantee inclusion. PBJ is published monthly from offices located at Seven Bridge Road, East Stroudsburg, PA 18301. PBJ serves business owners, managers and professionals in the four county Pocono region: Carbon, Monroe, Pike and Wayne. Subscriptions are available for $30 per year or $60 for two years. POSTMASTER: Send address changes to: Pocono Business Journal, RR#5 Box 5198, East Stroudsburg, PA 18301 Monthly Missive Dream….don’t despair. The focus of the January issue is exciting to me. The motives, fortitude and sheer determination that take an individual from wherever they start and place them in the midst of a start-up, partnership, or entrepreneurship are intriguing to me. Over the years, in speaking with business owners, this impetus often comes from frustration or dissatisfaction and quickly gives way to dreaming. Dreams are the first step in building a business. The ability to provide a product or service Business Partnerships a “Marriage” of the Minds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 1 Businesses And United Way Co-Market . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 22 Elevations: The ‘Cheers’ of Health Clubs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 16 Entrepreneurs Seek The Perfect Business Trifecta . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 21 Having a Plan Key to Getting Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 7 Insider’s Guide To Pocono Market . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 21 Men Who Have Made An Impact. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 18 Milford Pair Enjoys the 24/7. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 3 Moonlight Serenade. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 19 Partners in Wedlock And Workplace . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 3 DEPARTMENTS Book Review: “Innovate Like Edison” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 13 Business Briefs – Who’s Who/ What’s What . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 23 Business Cartoon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 4 Calendar of Events . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 26 Ear to the Ground: Pocono Plateau. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 7 Legislative Roundup . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 20 Reader’s Resource . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 4 Columnists Ask SCORE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 10 Guest Columnist/Disney Entrepreneur Center. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 11 HR Toolbox . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 9 Leadership Pocono. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 12 Pocono Mountains Assn. of Realtors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 11 Regional Healthcare Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 10 Sustainable is Attainable. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 15 Workforce Development. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 14 Focus List – Business Lawyers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 25 Op Ed – Better Business Bureau . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 4 Campaign for Clean Water. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 5 Pennsylvania Retailers’ Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 4 Register – Bankruptcies, Deeds, Mortgage Transactions and New Corporations/Fictitious Names. . . . . . . . . . . . . . . . . . . . p. 24 Advertisers Index Associated Libraries. . . . . . . . . . . . . . . . . . . . . 14 Astraia Security Alliance . . . . . . . . . . . . . . . . . 12 Blue Cross of Northeastern Pennsylvania. . . . . . 6 Dime Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 East Stroudsburg University. . . . . . . . . . . . . . . . 5 Express Employment Professionals . . . . . . . . . 26 First National Bank of Palmerton. . . . . . . . . . . 10 Greater Pocono Chamber of Commerce Business Magazine . . . . . . . . . . . 12 Holly Corcoran, CPA . . . . . . . . . . . . . . . . . . . . 14 Journal Publications . . . . . . . . . . . . . . . . . . . . . 13 Keegan Tees, Inc. . . . . . . . . . . . . . . . . . . . . . . . . 7 Monroe County Career Link. . . . . . . . . . . . . . . 14 NEPA Ad Club . . . . . . . . . . . . . . . . . . . . . . . . . . 7 PA Chamber of Commerce. . . . . . . . . . . . . . . . 15 Penn Security Bank. . . . . . . . . . . . . . . . . . . . . . 22 Penn’s Peak Radio. . . . . . . . . . . . . . . . . . . . . . . 8 Pocono Arts Council. . . . . . . . . . . . . . . . . . . . . 19 Pocono Medical Center. . . . . . . . . . . . . . . . . . . 32 Premier Administrative Resources. . . . . . . . . . 12 Sherman Theater. . . . . . . . . . . . . . . . . . . . . . . . 20 Stone, Cypher, DeAngelo & Hornberger, LLP . 15 Strunk-Albert Engineering. . . . . . . . . . . . . . . . . 9 TN Printing. . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 University of Scranton . . . . . . . . . . . . . . . . . . . 15 Wayne Memorial Health Systems. . . . . . . . . . . 19 West End Business Expo. . . . . . . . . . . . . . . . . . 9 with your unique trademark is what creates the small business culture. A recent National Federation of Independent Business (NFIB.com) Economic Trends Report points to a slowdown in the growth and expansion of small business. A cursory review of the current economy would send the most dogged individuals running with their tails between their legs. But look again, remembering that opportunity is often cloaked in tragedy. Consumers still need goods and services; there is still a need for sound, responsible businesses. Now’s the time to dream, not despair. Take a good, hard look at your business and your business plan. What can you offer that no one else can? Once you look on the inside, take a look around you. What do people want, that no one else is providing? How can you fill this niche? It’s time for some self-examination. It will be the dreamers and doers who steady SUBSCRIPTION FORM If you would like to guarantee receiving the Pocono Business Journal monthly, please mail subscription form along with check made payable to: Pocono Business Journal Seven Bridge Road RR#5 Box 5198 East Stroudsburg, PA 18301-9209 Name:_______________________________ Title:_ _______________________________ Company:____________________________ Address:_ ____________________________ Phone:_______________________________ City:________________________________ State:________________________________ Zip:_________________________________ ____ 1 year (12 issues): $30.00 ____ 2 years (24 issues): $60.00 Thank you for choosing Pocono Business Journal the economy and move everyone forward to better times. On behalf of everyone from Pocono Business Journal, I wish all the businesses in the Poconos a New Year filled with prosperity, continued growth and the ability to dream. Marynell K. Strunk Publisher/Editor Contact me at mstrunk@pbjonline.com 3 Pocono Business Journal | January 2009 NEWS Partners in Wedlock and Workplace Business partnerships can form out of friendships or mutual interests, other from financial need, some spring from inspiration, and many are family relationships that expand to business partnerships. The Small Business Administration’s statistics indicate that more than 20 million Americans are in family-run businesses. Many are husband and wife owned and operated, and as with any partnership, one involving family members could come with a unique set of problems. Personal conflicts between married partners can overpower any business problems and should be addressed at the start of the business. The key to any successful partnership, whether in business, at home or the workplace, is excellent communication. Well-run partnerships start with defining and communicating each partner’s responsibilities in the context of a business plan that every one agrees upon. Equally important is the trust factor, and knowing if you are not available, the business is in capable hands. John and Ginny Lopis are the husband and wife team that owns and operates The Lodge at Woodloch, a destination spa in Hawley. They have been a couple for over thirty-five years. They first met when John was a professor of education at Photo courtesy of Lodge at Woodloch By Sharon Rothman Sharing interests and a business vision are Ginny and John Lopis, owners of The Lodge at Woodloch. Michigan State University and Ginny was a high school English and journalism teacher. They lived together for eight years and then married. The Lopises have shared a passion for Eastern philosophy, its meditation practices, and cooking with organic foods. Ginny explained, “We believed it would be great to open a spa that incorporated all of our shared interests. John and I purchased a property in Vermont to create our ultimate spa retreat. When we began to do research and realized we needed to learn a lot about the spa business to be successful. We were smart enough to know we were on a path Milford Pair Enjoys the 24/7 By Sharon Rothman Mom and Pop businesses have been part of the American landscape for centuries. Some of the strongest companies started as small family businesses. One local example is Steve and Patty Vill, of Milford’s Industrial Hose Supply, which sells hydraulic and industrial hoses. The couple first met over two decades ago. Husband/business owner Steve said, “It was amazing that we hadn’t met sooner. Patty and I had so much in common and share a lot of mutual friends in the neighborhood. One of those friends introduced us and the chemistry was instant. We married within a year from our first date, which was over twenty-one years ago.” Contact PBJ for Ad Rates. Steve continued, “I’ve been in this industrial hose business for most of my life and so was Patty’s family. About twelve years ago we started working together at Industrial Hose Supply with her father and mother. They both worked here until their passing a few years ago. It is a great dynamic to work with family. If some one is late to work, like one of my daughters, I’ll just go over to the house and pull them out of bed! As far as our shared responsibilities, my wife is the boss and I run the shop. It just works for us. She has a degree in business and she knows best. What our partnership really strives for is to have economic growth within Pike County and we will do whatever it takes to help achieve its prosperity.” please recycle this paper of learning.” For twelve years they worked as executives at some of the nation’s most renowned world-class spas, then in 1991 created their own spa-consulting firm, JGL Spa Design. After 20 years of contributing their expertise and principles, JGL Spa Design and Consulting opened the Lodge at Woodloch, creating a vacation experience and an opportunity for personal “awakening.” Ginny expressed how part of their success in their business partnership is just an extension of their positive marriage. “We really enjoy each other’s company. We start each day with a morning walk. Sometime we just talk, and other times it may be a business meeting. I believe part of our success is we have definitive roles and responsibilities. John is the CEO and I am the COO. We respect each other’s decisions and opinions. We have a very solid decision structure that is right for us and we’ve never had any conflict. We really enjoy our time together. Our offices are right across from each other and I find myself talking to him through the doorway through out the day.” John and Ginny are founding members of the International Spa Association (ISPA). In 2005, they received ISPA’s Visionary Award, one of the highest honors in the spa industry. Letter to the Editor With our nation in the midst of its worst economic crisis since the Great Depression, Congress must be willing to take bold and decisive action to spur a housing and economic recovery. Unless we are able to halt the slide in home prices, the nation’s housing and economic woes will continue to grow even worse. This is why a robust housing component must be an integral part of the new economic stimulus package under consideration by the incoming Obama Administration and new Congress. A failure to stem the decline in home values and jumpstart home sales will result in more foreclosures, more problems with troubled mortgage assets and an increasing inventory (already at record levels), which in turn will drag down property values even more. In order to break out of this downward spiral, we need to get skittish home buyers back into the market. To stimulate demand, Congress should enact a meaningful tax credit between $10,000 and $22,000 available to all qualified home buyers, coupled with an aggressive interest rate buy-down program to as low as 2.99 percent for those who purchase a home in 2009.These measures will stabilize home prices, prevent future foreclosures, restore consumer confidence and start creating jobs. Congress enacted similar policies during an economic downturn in the mid-1970s. It worked then. And it can work again. Robert K Pierce, President Pike County Builders Association www.pbjonline.com e-mail: ads@pbjonline.com POCONO Regional Business News & Resources www.pbjonline.com Don’t Be Without Your “Taste” In order to bring you more business news, the staff at Pocono Business Journal has launched “Taste of PBJ: Business News Update.” This e-newsletter is available once a month, in between publication dates. If you don’t already receive your “Taste” of more business news, and would like to, please send your email address to circulation@pbjonline.com. 4 Pocono Business Journal | January 2009 OP ED Here Today, Gone Tomorrow: Business Bankruptcies Guest Columnist Edward Johnson It’s not pretty. We all know what “it” is: the economy. Here is the conundrum. Businesses are cutting prices to attract customers; however, how will you know if the business is in trouble and unable to deliver on its promises? This issue is not germane to consumers. It is equally applicable to businesses. Every business is, in a sense, also a consumer as it relies on and seeks out the services and products of other businesses. As a result of the declining economy, the number of businesses closing their doors has increased substantially, leaving confused buyers wondering what will happen to undelivered goods, services and outstanding warranties. Your Better Business Bureau (BBB) offers some advice for businesses on what to do if a company you are dealing with closes up shop. The current freeze on credit is having a serious impact on business. Bankruptcy filings by U.S. businesses rose 67 percent in September over the previous year, according to data compiled by Automated Access to Court Electronic Records. Companies commonly file for Chapter 11 bankruptcy, which means they intend to reorganize and continue to do business, or Chapter 7, which means the company will close up for good and liquidate any assets in order to pay creditors. If a business intends to continue operations under Chapter 11, it will often continue to redeem gift cards, fulfill services and deliver on goods. Some Chapter 11 bankruptcies, however, quickly turn into Chapter 7 cases. The chances for the consumer to receive any compensation are then greatly diminished. In order to prevent problems, businesses are urged to deal with sellers they trust. Before making a purchase, check the BBB report on the company. If the Business Humor by Stoosh report is adverse and there are many complaints, particularly in the past 12 months, a red flag should go up. In addition, the more expensive the purchase, the more you have to risk. Proceed with caution and perform your due diligence. However, despite your best efforts to identify companies in financially troubled waters, there is no crystal ball and you may end up having to deal with a bankrupt firm. The following are steps you can take if a retailer files for Chapter 7: Goods or Services Due Bankruptcy law is specific regarding who will benefit first in the case of a firm’s liquidation. Unfortunately, customers are at the back of the line. Typically, the money gained from the sales of the company’s assets goes to paying back secured creditors, as well as any employee wages, before whatever is left over is divvied among customers who didn’t receive the promised services or goods. Customers who paid with credit cards, though, may be able to dispute the charge with the credit card company and get their money back—for this reason, among others, the BBB highly recommends you pay with a credit card. For those who paid by debit card, check or cash, they must file a claim with the bankruptcy court administering the process. The deadline is typically 90 days after the filing date. More information on filing a claim, including downloadable forms, is available online at www.uscourts.gov. Warranties The validity of any outstanding warranties varies for each bankruptcy. If a firm goes out of business, the customer may be able to rely on the manufacturer’s warranty. If a manufacturer goes out of business, the customer may be able to rely on any warranties provided by the retailer. Many extended warranties and service plans are provided and administered by third parties and are typically not affected by a firm or manufacturer going bust. Gift Cards In cases of Chapter 11 bankruptcy, courts will decide if the business must honor gift cards or certificates. If the business has filed Chapter 7 bankruptcy, the holder must file a claim. In some cases, customers might actually get back part of the value of the card. Some retailers have tried wooing new customers by accepting a bankrupt competitor’s gift card but this is generally a rare circumstance. The BBB advises that customers redeem gift cards as soon as possible in order to avoid any headaches with bankruptcy files and court actions. Edward Johnson is president and CEO of the Better Business Bureau serving the Eastern and Northeastern Pennsylvania region. Employee Free Choice Act (EFCA): What It Is and How It May Change Your Business Guest Columnist Brian A. Rider As we head into a new legislative session in 2009, one piece of proposed legislation businesses should be aware of and keep an eye on is Employee Free Choice Act (H.R. 800, S. 1041), better known as the Card Check Bill. The Card Check Bill was passed in the House and blocked in the Senate in 2007, but it is no secret that it will be a top legislative priority in 2009. Organized labor spent tens of millions of dollars putting Democrats in Congress and the White House and is certain to make a push for this in early 2009. Proponents of the bill say it would make it easier for unions to organize and its passage would ultimately result in higher wages and better working conditions. Opponents say the act would allow unions and coworkers to coerce and intimidate workers into joining unions and could result in layoffs or company closures if wage and benefit increases were forced beyond employer means. Currently, the law states if union organizers collect signatures from at least 30 percent of the employees in a bargaining unit, the federal National Labor Relations Board will hold an election to determine whether to cer- tify the union. This process was established to balance the interests of employees, unions, and employers in order to ensure that workers can hear all sides and then make up their minds and vote in private. Because union density has dropped to about 7.5 percent in the private sector, organized labor is seeking to change the rules to make it easier to organize. Instead of determining whether a union would be certified through a federally-supervised secret ballot election, the Card Check Bill would allow the union would be certified the moment it collected a majority of signed authorization cards. The Card Check Bill would therefore eliminate the campaign period and the legal requirements that regulate it, not to mention eliminating the ability of employees to make an informed decision in private. Employee decisions would be made in front of union organizers, which greatly increases the opportunity for coercion and pressure in the process. The Pennsylvania Retailers’ Association along with our national affiliates, National Retail Federation (NRF) and Retail Industry Leaders Association (RILA), will be in strong opposition of this bill as we believe fair practices are already in place for the organization of unions and secret ballots need to remain in tact to avoid coercion. Organized Labor will be forcing this issue early in the 2009 legislative session so we strongly encourage the Pennsylvania business community to have your voice be heard now by contacting the PA Congressional Delegation. Brian A. Rider is the president & CEO of the Pennsylvania Retailers’ Association which is dedicated to the protection and promotion of Pennsylvania’s retail industry through information, business services and legislative representation. NOTE TO READERS: Opinions expressed in any commentary published in PBJ are not necessarily a reflection of the opinions of PBJ. Likewise, PBJ will not be held responsible for any suggestion or advice published by PBJ and PBJ assumes no liability for actions that result based on such material. The publisher and staff welcome your opinions on issues. Write to PBJ at the address listed on the inside front cover or e-mail editor@pbjonline.com. | PBJ READER’S RESOURCE www.entrepreneurship.org An entity whose mantra is that entrepreneurs will lead our nation’s economic recovery, entrepreneurship.org provides a detailed view of the critical role today’s entrepreneurs play. With an eye on global entrepreneurism (including policies that will impact on such self-starters) to the importance of social media as an entrepreneurial strategy, this resource includes a variety of channels on topics such as HR, finance, sales and marketing. An enewsletter and lots of interactive capabilities add to its value. Debbie Burke 5 Pocono Business Journal | January 2009 OP ED Forested Streams Benefit Wildlife and Communities Guest Columnist Bob Wendelgass Nearly 15% of Pennsylvania’s rivers and streams are so polluted they are on the nation’s “dirty waters” list…and homes and lives are tragically lost in floods every year. One solution that can go a long way to address these problems is preserving trees along our streams. Where forests remain along our streams, water quality is protected, flood damage is reduced, wildlife habitat is improved, and healthier communities are created. For decades, we’ve built too close to streams, cutting down forests and filling flood-plains to make way for homes and businesses. We’re now paying the price with flood damage, water pollution, and lower quality of life. Moving new construction far enough from streams so that streamside forests can work could help reduce the costs of polluted water and flood damage. The Pennsylvania Campaign for Clean Water is promoting minimum 100 foot forested buffers along streams and rivers in our state. Our plan would only affect new development. Existing development within the buffer zone and farming activities would be exempted. Special variances would also protect property owners whose land is mostly located within the buffer zone. Why 100 feet? The scientific consensus is clear: buffers of 100 feet or more are better able to reduce pollution, prevent flooding, and protect our drinking water. Preserving a 100 foot buffer zone allows rainfall to soak into the ground instead of rushing directly into streams. This water is purified and released more slowly into the stream, preventing pollution, erosion, and flood damage. Trees also shade the stream, Contact PBJ for Ad Rates. www.pbjonline.com ads@pbjonline.com POCONO Regional Business News & Resources www.pbjonline.com holding down water temperatures and providing better habitat. People living along the stream also benefit. Decreasing the amount of water that rushes into a stream when it rains can reduce flooding, cutting property damage. Buffers can reduce the cost of stormwater management by reducing the need for expensive structures. Keeping our streams clean also makes our drinking water safer and less expensive to treat. Our proposal makes economic sense in that it keeps development out of the path of flooding, reducing potential damage for homeowners, and can help developers reduce costs for stormwater management structures. In addition, most developments often include open space and green space as amenities for buyers; our proposal would encourage them to concentrate that green space along stream corridors. In other states with buffer requirements, we have been told that it did not necessarily result in more open space, but mostly reconfigured its location. Bob Wendelgass is National Deputy Director for Clean Water Action and chair of the PA Campaign for Clean Water, a statewide coalition of watershed and conservation groups. East Stroudsburg University Inventing the Future A Member of the Pennsylvania State System of Higher Education EAST STROUDSBURG UNIVERSITY of Pennsylvania ESU Research and Technology Park, 51,000 sq.ft. Technology and Innovation Center, future home of the ESU Business Accelerator, ESU Research and Economic Development, Cyber Crime and Forensic Institute, R & D Facilities, and Anchor Tenants. Project completion Fall 2009. Building the Infrastructure for a Global Economy. East Stroudsburg University of Pennsylvania serves as an educational asset and economic engine for the region. ESU is committed to expanding regional alliances and academic opportunities to prepare students to serve, lead and succeed in a global economy. The ESU Center for Research and Economic Development, a private, nonprofit, 501(c) 3 corporation, is developing the ESU Research and Business Park on 11 acres of property in Smithfield Township. Phase 1 of the project includes the construction of a 51,000 sq.ft. Technology and Innovation Center on 4.4-acres in the Pocono Mountains Keystone Innovation Zone. Additional build out of the Park is planned involving public and private partnerships. Phase 1 is anticipated to create 595 jobs and generate $57M into the Monroe County economy. For further information contact ESU’s Division of Research and Economic Development at 570-422-7920. www.esu.edu ESU has been identified as a ‘best practice’ model in community and economic development regionally and by the Pennsylvania State System of Higher Education. We are proud to operate an award-winning Business Accelerator program that is creating high-tech jobs while our sponsored programs and research efforts have generated in excess of $22.5M in grant funding over the past five years.” – ESU President Robert J. Dillman 6 Pocono Business Journal | January 2009 NEWS Working Your Trade Show Booth By Barry Thomsen All your advance planning, expense and work are about to pay off because “it’s show time!” You’ve spent the money to get into this trade show. Now it’s time to reap the rewards. It’s how you work your booth that will determine how much you’ll get out of it. Here are a few suggestions to get maximum results: • Keep the walk-in front area of your booth open and clear at all times so visitors can enter easily and not have to maneuver around you or your staff to get in. • Dress professionally and make trips to the rest room to check your appearance as the day goes on. Keep breath mints handy and use them often. • Don’t sit behind a table or anywhere else. Stand with a friendly smile even if it hurts or you’re tired. The next person stopping by could be the big one. If you must sit and rest, go to a rest area for a few minutes. • Have water in your booth to refresh yourself and staff between visitors. You’re going to do a lot of talking. Moist towelettes are also refreshing. • Don’t eat food in your booth. It’s bad manners and looks unprofessional sitting on a table while you’re talking to someone. If you’re hungry, get a quick snack at the concession area. • Greet visitors with a simple Hello and give them a minute or two to look around. Then ask a few questions about where they’re from and if they use your type of products. • Try to get a business card from each visitor and make notes on the back for future reference. You can code them as to their importance or other significant details. • Make sure you have enough staff in your booth to handle the expected number of guests. People won’t wait very long if no one is available to talk to them. • Ask visitors if they would like to take literature with them or should you mail it to them after the show. There is usually too much to carry and they will appreciate receiving it back at their office. • Have a demonstration of your product or service and post times when it will start. If you can’t do a demo, consider having a TV with a company video constantly showing its use. • Have a contest or drawing for prizes and encourage everyone to enter. The more valuable the prize, the more entries (and traffic) you could expect. • Try to create a situation or event in your booth that will attract media attention to get some free publicity. You want as much media attention as you can get; it’s free. • Give your booth staffers a 15 or 20-minute break every two hours so they return refreshed. Going a long time without a break can make them a little grouchy and less friendly to your visitors. • Don’t turn your back to the booth entrance and aisle. If you are talking to someone, guide him or her to the side so others can enter easily and browse. • Have a last minute meeting with your staff every day of the show to remind them of your goals and what you expect to achieve. Be open to all questions about situations from the previous day and head off any problems that occurred yesterday. Why • Videotape your exhibit in action so you can review it after the show and make changes and adjustments for the next trade show. Show it to your staff and ask for suggestions. Each trade show exhibit should be a little better than the last one. Barry Thomsen is the publisher and editor of Small Business Idea-Letter. Visit www.idealetter.com for more information. Blue? +KNAPD=J= DA=HPDLH=JEPO =L=NPJANODEL Managing benefit costs is a big job. Contributing to a more positive and productive culture is an even bigger one. At Blue Cross of Northeastern Pennsylvania, we care about the long-term success of every organization in the communities we serve. We’re one of you. Which is why we work hard to bring you the most innovative solutions not only to cover the health of your employees, but also to protect it. From providing health and wellness programs for your employees…to online reporting and employee engagement tools for you…we want to be your partner. Call 800-432-8015 to learn more about the value of Blue Cross®. You + Blue. Your insurance for good health. fBLU-GROUP_7.40x10.53v1.indd 1 6/30/08 4:34:26 PM 7 Pocono Business Journal | January 2009 NEWS Business Consultant Brenda Scott from DCED suggests the “Entrepreneur’s Guide,” available on its Web site at www.newpa.com. By Patrick Bresnyan If you’re starting a new business in the Poconos and you’re hoping to secure funding, it all starts with a written business plan. According to Mary Beth Wood, executive director of the Wayne Economic Development Corporation in Honesdale, “It is the first question we ask of anyone who has come to our office seeking assistance.” Such a plan is crucial to a prospective lender because it defines the business and its components, such as marketing and financials. In Milford, Rachel Hendricks, deputy director for Economic Development at the Pike County Economic Development Authority, agrees: if you’re going to look for money, you need that plan. “If they tell us they want to take out a loan to open their business, or make the ghastly comment that they hope to get grants to open their business, we tell them the business plan is a must.” Your plan helps demonstrate that you’ve carefully thought out how the business will operate and, more important, how the business will make enough money to repay the lender. If a new business owner submits a grant or loan application without a plan or with one that’s incomplete, Hendricks says, “The lender will likely wonder if they’re a good risk since they don’t have all of the information to know they’ve thought it through.” “Despite what you see on TV, there really is no free money for small business start-ups,” says Wood. Funding is there to help build a business but only if a clear “blueprint” is in place. Where to start? Brenda Scott, a business consultant at the Center for Entrepreneurial Assistance at the Department of Community and Economic Development in Harrisburg, says the Entrepreneur’s Guide provides a “checklist for new entrepreneurs, an outline of a business plan, business structure information and some state licensing requirements.” Polish Trade Show Brings International Guests, Local Officials, and Technology Photo courtesy of the Polish Consortium Group Photo courtesy of DCED Having A Plan is Key to Getting Funds Key Elements of a Strong Business Plan • Mission Statement—What’s the nature of your business? • Marketing Plan—How will you sell your business to the public? • Operations Plan—How will your business run? • Insurance Plan—How will you protect your business? • Financial Plan—How much money will it take to be successful? RESOURCES Entrepreneur’s Guide-Starting and Growing a Business in Pennsylvania Pennsylvania Department of Community and Economic Development www.newpa.com Pennsylvania Small Business Development Centers (PASBDC) www.pasbdc.org Ear To The Ground: Pocono Plateau The Hickory Run Tap House on Route 534 in Albrightsville opened just before Thanksgiving in the former Hickory House. Fromm Electric Supply of Reading, which opened a location in Mt. Pocono in October, added its tenth branch on November 19 by opening a facility in Honesdale. The Honesdale service center will initially employ two local industry professionals. Minuteman Towing and Repairs’ newest location, a six-bay truck service garage off Route 534 and Interstate 80 near White Haven, has its steel up and its roof on, with contractors hurrying to get the walls and doors on before the coldest days of winter. The Mifflinville company will be towing customers to its newest location later this spring. Kripa Motel Group of Allentown, owners of the Comfort Inn at the Turnpike and Interstate 80 in Kidder Township, has taken control of the Denny’s restaurant at that location and closed it. The restaurant reopened in mid-December after renovations as the Woodside Bar & Grill, serving lunch and dinner, and featuring a full sports bar. Contributed by Seth Isenberg/Journal Newspapers EDITOR’S NOTE: “Ear to the Ground” offers information on a given region of the Poconos, contributed by professionals who have heard snippets of business news relevant to our readership area. To participate, please email editor@pbjonline.com or call (570) 421-0100. The Polish Trade Show, a two-day event held at The Inn at Pocono Manor in November, brought business guests and dignitaries alike, including a representative from the Consulate General of Republic of Poland; Rep. Mario Scavello (R, 176); and Thomas P. Williams, District Project Director from Rep. Paul Kanjorski’s office. The first day included a seminar delivered by the Chief of Trade and Investment of the Consulate General of Poland, about Poland/US Business partnerships. The event had over 25 exhibitors, from travel agencies to suppliers of innovative building materials to a business offering solar collection technology. Pictured are guests and participants, with Peter Wilk of the Polish Consortium Group at the far right. PBJ BLOG “Blogging for Business” Talk about business online with PBJ columnists. www.pbjonline.com/blog Come Together! AAF Ad Club ADDY Awards Friday, February 20 • Westmoreland Club 59 South Franklin Street • Wilkes Barre nepaadclub.com 8 Pocono Business Journal | January 2009 FEATURE STORY PARTNERSHIP... cont. from page 1 the accounting, Hans Ziegler focuses on buying the merchandise, and Mike Kijewski spends time offsite nurturing potential business contacts. “Everything [about the partnership] is written down,” says Ziegler, who adds that their friendship and common purpose is the foundation of the company, with each one having his defined role. Arrival offers products to “kids who don’t gravitate to team sports and would rather pursue something that is not as structured, where they can do their own thing and make their own path,” notes Ziegler. Josephine’s Fleur-de-lis, another small business located in Stroudsburg, is run by Josephine Mero and Martha Loomis who consider themselves equal partners with the same vision for their shop, which offers one-of-a-kind gifts. Loomis says what makes their partnership work is that each one has a trio of skills they bring, all of which have been essential to success. Mero, who worked to convert what was once a deli into a store of ornate gift items, serves as the buyer, the merchandiser (arranging the gift items to make them “appealing to the customer,” according to Loomis), and the designer. Loomis’s expertise lies in more business-related concerns: marketing, operations, and community relations. Whenever possible, she says, “We let each other do what we do best.” And then sometimes you have to make lemonades out of lemons. In creating a business partnership, it’s vitally important to not only know and trust your pro- spective partner or partners, it’s also important to trust your own instincts. Stroudsburg’s Joann Cartiglia learned this lesson the hard way. In the late 80’s and early 90’s, she owned a retail store on Main Street called Truly Tasteful, where she sold unique gourmet gifts. The success of this little enterprise surprised her, and she was able to turn Truly Tasteful from merely a small retail operation into a wholesale distributor, providing products to 13,000 retail stores across the nation. It was then that she sought a partnership to help her run her business. “The Web was a new frontier I knew nothing about. I didn’t want to manage the business anymore. I wanted to concentrate on my family and hire people familiar with the industry. I was approached by two gentlemen from a software company.” Cartiglia wanted to continue to work in sales and product development. With the promise of giving her company a presence on the Web and using a new gift-giving software to sell her products to large companies, Cartiglia says she wound up relinquishing too much control over her successful company. Soon, the company started taking huge losses, and she left Truly Tasteful before it went bankrupt. “My mistake was that I didn’t trust my own business instincts.” She stressed the importance of due diligence in forming any kind of partnership. In early 2003, she decided to open two new businesses; in essence, managing, in her own words, to “turn lemons into lemonade.” The first, TQT Product Sourcing, offers product design and sourcing for a variety of consumer goods, including kitchen products for gourmet food manufac- turing. She also started thequeenstreasures.com, which began as an eBay store. The company, which sells accessories scaled for American Girl dolls, has achieved Platinum Seller status on eBay. The enterprise has expanded to Amazon. com. Feeding the Poconos A new Web site and food drive program has been launched by restaurateur Steve Ertle of Big Daddy’s in Scotrun. Dubbed “Feed the Poconos” this effort aims to promote Monroe County-based food pantries and soup kitchens for those wishing to drop off food or for families who need such services. “I’m working on getting other businesses to get on board and pass the torch,” says Ertle, who started the program off with a donation from Big Daddy’s of 100 Thanksgiving meals to the East Stroudsburg Salvation Army. Local Web designer Dennis Jeter from A Sound Strategy Inc. (Stroudsburg) created the site to address a need. “There is no central place for people to find out how to give and participate,” says Jeter. Business owners and professionals who are interested in becoming involved can visit FeedthePoconos.com for more information. 9 Pocono Business Journal | January 2009 HUMAN RESOURCES HR Updates Employers Need to Know HR Toolbox Victoria Mavis As President Obama takes office and his administration begins to address employer issues such as workers’ compensation, healthcare, or workers’ ability to form unions through the Employee Free Choice Act, employers should also be aware of long-standing laws that were amended during 2008 and became effective in January 2009. FMLA Update Early in 2008, the FMLA (Family Medical Leave Act) was amended to include the National Defense Authorization Act which gave two new leave entitlements for eligible military family members: Up to 12 weeks of leave for certain qualifying exigencies arising out of a covered military member’s active duty status, or notification of an impending call or order to active duty status, in support of a contingency operation, and Up to 26 weeks of leave in a single 12-month period to care for a covered service member recovering from a serious injury or illness incurred in the line of duty on active duty. Final regulations effective January 16, 2009 are expected to clarify for families of Military service members on active duty how to take FMLA job-protected leave to manage their affairs. The regulations are expected to address (1) short notice deployment, (2) military events and related activities, (3) childcare and school activities, (4) financial and legal arrangements, (5) counseling, (6) rest and recuperation, (7) post-deployment activities, and (8) additional activities where the employer and employee agree to the leave. The Americans With Disabilities Act (ADA) Since the ADA was implemented in 1990, employers have struggled to understand what is covered under the act as its definitions (e.g., disability, major life activity, substantially limits, reasonable accommodation) have been open to debate and have been the subject of years of litigation and Supreme Court decisions. In September 2008, President Bush signed the Americans with Disabilities Act Amendments Act of 2008 (ADAAA) into law. This alters who is considered to have a “disability” under the Act by changing the way statutory terms are to be interpreted. The Act still retains the ADA’s basic definition of “disability” as an impairment that substantially limits one or more major life activities, a record of such an impairment, or being regarded as having such an impairment. However, the Act expands the definition of “major life activities” by including two non-exhaustive lists: The first list includes many activities that the EEOC has recognized (e.g., walking) as well as activi- Business and Books Presents “Managing Healthcare Costs” W ties that EEOC has not specifically recognized (e.g., reading, bending, and communicating); The second list includes major bodily functions (e.g., “functions of the immune system, normal cell growth, digestive, bowel, bladder, neurological, brain, respiratory, circulatory, endocrine, and reproductive functions”); These lists better define who is considered disabled under the Act, and they broaden the scope of individuals that are covered under the law. Other provisions were also amended under the Act. The effect of this one amendment is that it greatly expands the number of individuals that are covered under the law. The difficulty for employers going forward is that it may not be obvious when an individual has a disability that is covered under the ADAAA, and because the law prevents employers from asking about the nature of the disability employers will be challenged to provide accommodations in unknown situations. For a complete list of final regulations, visit the www.dol.gov (FMLA) or www.eeoc.gov (ADAAA) Web site. NOTE: This material is provided as general information and is not a substitute for legal advice. Victoria Mavis is the president/CEO of Core People Resources, LLC (Stroudsburg), providing companies and organizations with outsourced Human Resource services including legal compliance, staffing, and employee training programs. Mavis can be reached at (570) 213-4367 or visit www.corepeopleresources.com. West End Business Group L L C The Direction of Business in the West End Photo credit: Pocono Business Journal & Free Admission! proudly present West End Business Expo 2009 January 17, 2009 at the American Legion Hall Rt 209, Gilbert, PA 9 AM to 5 PM Erin Baehr, EA, CPA and Holly Corcoran, CPA presented “Managing Healthcare Costs Through Tax Benefits” at the November Business and Books event at Borders in Stroudsburg. Topics of discussion included flexible spending accounts and how HRAs and HSAs differ. Shown in photo are, at left, Erin Baehr, speaking with Michael Katz from R.J. Groner of Stroudsburg, a heating, air conditioning and plumbing services company. PBJ’s next Business and Books will be held at Borders on January 15 at 5:30 p.m. “Editors on the Road Part 2: Using PBJ as a Tool to Grow Your Business” will be presented by PBJ’s Publisher Marynell Strunk and Editor Debbie Burke (see our Calendar of Events in this issue). An exciting lineup covering a variety of new topics follows throughout 2009. to ffle d a R e rize rt Unit s P r Doo fit Effo hurch’ e C Ben hodist ank! t Me ood B tions a F ! don cepted e z i Pr lly ac efu grat The West End Business Expo is designed to showcase businesses, schools, and non-profits in the West End. The Expo is a wonderful opportunity for exhibitors to contact a broad cross section of potential customers and clients, and is also a terrific way for area residents to become acquainted with local enterprises. Special thanks to our event sponsors qbR�esourceNEPA,LLC For exhibitor information, please visit us at www.westendbusinessgroup.com or call 610-295-9226 10 Pocono Business Journal | January 2009 HEALTHCARE Nursing And The Financial Bottom Line Regional Healthcare Report Theresa Long The climate in healthcare is ever-changing. In fact, the one guarantee is that healthcare will never stay the same. Whether it’s the changes in reimbursement, delivery of care, staffing or the nursing shortage, there will always be an evolution in healthcare. One of the most significant challenges we face as health care providers is staying financially sound. Nursing has a dramatic and significant effect on the bottom line of any healthcare organization. If managed and lead effectively, nursing can save and help turn around a financially depressed situation. The healthcare environment is now so heavily regulated that there is a process called “constant readiness” in which a healthcare facility is required to be ever ready for the next survey or “white glove treatment.” The responsibility of adherence to these strict guidelines lies with the administration, and implementing these regulations typically lies with nursing. Compliance affects a hospital’s reimbursement. If a facility is found to be out of compliance, depending on the regulatory body, a financial penalty can result and the healthcare organization’s reputation and credibility could suffer. The public must feel trust for any organization which provides care. Without this, consumers will simply seek another organization which has better survey results. The nursing staff needs to become experts in understanding and implementing all of the regulatory changes. The next issue for a positive bottom line is the recruitment and retention of adequately trained nurses. Inconsistent nursing staff yields poor morale, no continuity of care, unhappy consumers and a significantly negatively impacted bottom line. The ingredients needed to attract nurses can be found in many Magnet-designated hospitals. Those common denominator attributes include a supportive and positive work environment; and providing a culture that empowers nursing by creating a process for them to have a strong voice. The key to success is attracting and retaining an engaged staff who feel a sense of ownership with the administration and board of directors. The nurse today can turn a failing system into a successful system. The result will be satisfied consumers who will utilize the system time and time again, and will tell others. Theresa Long has served as the director of Emergency Psychiatric Services for the County of Philadelphia MH/MH; and the director for Psychiatric Services at Albert Einstein Medical Center in Philadelphia. Long is now the vice president of Nursing at the Blue Mountain Health System in Lehighton. HR Tidbit By Victoria Mavis Q. What forms should be updated at the beginning of the year? A. All employees should be asked to verify the information on their W-4 or submit a new W-4 for taxes. Additionally, employees’ addresses should be verified so W-2s are mailed out to the correct address. The beginning of the year is also a good time to review the employee handbook to make sure all policies and work practices are current. Relatively Speaking, Family Businesses Need Extra Care Ask SCORE The family business is an American small business tradition, one that gives parents, spouses, children, and others an opportunity to contribute to and share in a dream that can grow and prosper over many generations. But without proper planning and management, family businesses can also be the source of contention, acrimony, and even irreparable harm to once-loving relationships. That’s why it’s important for aspiring entrepreneurs to fully understand the pros and cons of going into business with relatives and in-laws. The needs of the business may not always be compatible with family harmony, resulting in a situation that handled improperly, can jeopardize the survival of both. When bringing family members into a business for the first time, especially as investors or in a startup situation, you should consider putting the business relationship in writing. Family members sometimes buy into the excitement of a business startup without a clear idea of their role once the business is underway. In an ongoing family business, it’s important to treat family members fairly. While some experts advise against hiring family members, that sacrifices one of the great benefits of a family business. Countless small companies would never have survived without dedicated family members, but avoid favoritism. Pay scales, promotions, work schedules, criticism and praise should be evenhanded between family and non-family employees. Don’t become the employer of last resort for every distant relation who calls. Base employment on the skills or knowledge they can bring to the business. If your kids will be joining the business, make them get at least three to five years business experience elsewhere first to help them gain perspective of how the business world works outside of a family setting. Problems and differences of opinion are common in Our community. Our commitment. During times of concern, we all depend on trusted relationships for support and reassurance. For over 100 years, our family of depositors has relied on us for safe and stable monetary guidance. To continue earning your trust, we pledge to never relax our prudent standards when dealing with your financial assets. Additionally, we offer you peace of mind knowing your deposits are insured by the Federal Deposit Insurance Corporation to the maximum level. If we can be of any assistance during these unique times, we invite you to stop by any of our branches. Our promise to you is our century old commitment of protecting your family’s financial stability. a family business, so it’s important to keep lines of communication clear. Weekly meetings to assess progress, air differences and resolve disputes work well for many family firms. Just as solo entrepreneurs and non-related partners need to separate their business and personal lives, owners of family businesses need to prevent work-related issues from dominating family activities. While it may be difficult to totally confine shop-talk to the workplace, make it a standing rule not to discuss work and business issues at social gatherings or at designated “family times” where the focus should be on other things. SCORE is a nonprofit organization of more than 11,000 volunteer business counselors who provide free, confidential business counseling and low fee training workshops to small business owners. Online counseling services are also available at www.score.org. David Richmond, the Pocono Mountains SCORE contact, can be reached at d.richmond1@epix.net, or (570) 4249401. r Business Checking rBusiness Loans r Lines of Credit r Merchandising Services r Commercial Mortgages r Business Now Account rTerm Loans r Letters of Credit r Statements on CD ROM r Cash Management Business Banking with Confidence 101 Years of Experience www.fnbpalmerton.com 11 Pocono Business Journal | January 2009 COLUMNS Housing Stimulus Package Would Boost Confidence Pocono Mountains Assn. of Realtors Cheryl Houseman With so much uncertainty in the economy this year, one thing is clear: if Congress passed a comprehensive housing stimulus package, I believe we will see a surge in the economy. For nearly a decade, booming real estate markets across the United States contributed to a thriving robust economy. Realtors® recognize that when real estate transactions are abundant, we are helping families fulfill life-long dreams of homeownership. Buying and selling real estate means so much to the community and economy as a whole. I recently came across a 2006 USA Today article that discussed real estate prices being out of whack and overinflated. Fast forward to late 2008: prices have come back down to normal, and perhaps we are just bringing them to where they should be. Lawrence Yun, National Association of Real- tors® chief economist, said consumer hesitation is understandable. “Many potential home buyers appear to have withdrawn from the market due to the stock market collapse and deteriorating economic conditions,” he said. “We have favorable affordability conditions, but we need more than that to give buyers with jobs the confidence they need. This is why a housing stimulus is so critical now to encourage more buyers to draw down the inventory and stabilize home prices. Without home price stabilization, there will not be an economic recovery.” Can the federal government afford to pass yet another stimulus measure aimed directly at getting the housing market moving? National Association Of Realtors® (NAR) leaders say the government can’t afford not to. NAR has crafted a Four-Point Housing Recovery Plan and is making an all-out push to get it through Congress. This plan includes calling on banks to use the “rescue funds” for lending and: • Expanding the $7,500 first-time home buyer tax credit to all buyers and eliminating that program’s repayment requirement. • Making permanent the prohibition against banks entering real estate brokerage and management. • Making permanent the high-cost conforming loan limit of $729,750. That limit has been in New Year, New Business? Guest Column Special to PBJ Jerry Ross A brand new year brings lots of new resolutions. With a difficult economy, many people will resolve to get serious about the idea of starting their own business. For many, it is the American Dream, but careful preparation, research and a thoughtful personal inventory are required to keep that dream from becoming a nightmare. I have experienced the joy of starting a new business, and enjoyed the financial rewards of selling one too. I have also known the endless workdays and frustration of a business that wasn’t working. While there is some luck and a variety of economic conditions that affect a start-up, there are some basics that would-be entrepreneurs can use to improve the chances for small business success. Begin by writing a business plan. This gets your idea on paper and out of your head. It should include your to-do list, logistics required, people you need, and the money required. I use a three-ring binder which allows me to add pages as new ideas occur, and to edit and update easily. Another benefit of your plan is developing a history of what works and what needs to be changed as you grow. Once your plan is detailed, craft a one-page summary of what your business will do, why it’s needed, and why you are uniquely qualified to do it. If you can’t convey your idea quickly, and convincingly, you need more research before you take the leap. Market research is required for a profitable start-up attempt. You need to know your competitors, potential market size, and what your competitive position will be. Are you going to be faster, cheaper, or provide more value than your competitors? Will you deliver or will clients effect for less than a year and had been scheduled to drop to $625,500 on Jan. 1, 2009. NAR analysts say the higher limit, to be effective, needs more time to work. Cheryl Houseman is the government affairs director for the Pocono Mountains Association of Realtors®. She served as the former chief of staff to Rep. Mario Scavello. Houseman can be reached at (570) 424-8846 or chouseman@poconorealtors.com. Workplace Wellness Help employees beat the post-holiday slump and keep New Year’s resolutions through the The Kaizen Way, a Japanese method where small changes lead to continual improvements over time. Encourage staff to do a one-minute desk stretch or take ten deep breaths for a healthier workplace. but you have to prepare for the responsibility and the pressure that comes with making the big decisions. Evaluating your financial situation is critical in your launch decision and your ongoing business plans. You must know your financials, what things really cost, and how long sales results are going to take. Use this time to build your savings, pre-pay for start up expenses, and prepare for an extended time without your paycheck. Most start-ups are severely undercapitalized so they begin to cut critical items from their business plans due to lack of funding. Many struggle through that difficult period; however, most fail because they can’t hold on long enough. If your New Year’s resolution is to consider starting your own business, these pointers will reduce the risk of your dream becoming a nightmare! come to you? Do you know what folks will actually PAY for your offering? Many times we listen to others tell us what a great idea we have, but the key is to actually research the answers. Many adamant supporters disappear when they are asked to actually purchase. Another research option is to actually test your idea, possibly on eBay, or at a local market on the weekends before you invest. Any experience gained prior to launch will be a huge benefit. Additionally, the research librarians at your local libraries are a wonderful source for quickly gathering information on your target clients and marketplace. Building your support team is another essential ingredient for a smooth start. Begin with your family. Do you know if they’re supportive of your idea to become an Jerry Ross is the executive director of the Disney Entreentrepreneur? This decision will impact your earnings, preneur Center in Orlando, Fla. He has two decades of your available family time, and could prove stressful if experience including leadership positions with AT&T, things don’t go well, so it is important to involve them in Ohio Bell, and Goal System Software. Ross was recently your planning. Including your family in this decision is was named one of the “Top 10 Businessmen to Watch” in invaluable because you will rely on their ongoing support, Central Florida by the Orlando Business Journal. encouragement and direction. Other support team members might include personal mentors or business professionals for some occasional perspective. Many successful entrepreneurs welcome the opportunity to share their expertise љňЙ̜Ɏʜз˙ with new owners. In addition, ǪѠљŐʜǪзίΒǪȸͩʜ ͩͩљňЙίɎʜззљ@ίͩίЙ Βɳљ҇ many regions have a SCORE љŝϱίѠљ@ίͩίЙзљǪ ίѠ̉љňЙʜззʜз ̚ѯ ҃̚ Ϝ chapter which provides ڙǪ̜ͩǪȸͩʜљίΒљ9 free business counseling, or UÊ," 1,-ÊUÊ9,-ÊUÊ/ /Small Business Development UÊÊ-/1,-ÊUÊ//,Centers that offer business UÊ 7-**,-ÊUÊ*,",-ÊUÊ 1coaching and education. Evaluate your financial, ЙίљǪљȸ҇з̜ΒʜззљɎǪЙɳљѠίљǪљ emotional, and physical conɎίϱͩʜѠʜљΒʜڠзϱǪϱʜЙљʹљڠʜљɎǪΒ dition, before quitting your ɳίљѠ̉ʜљ͕ίȸљ˜ίЙљ˜ǪЙљͩʜззљίΒʜڮϼ job. Are you ready to work longer hours, perform more tasks, and possibly endure more stress? When you are the boss, it can be thrilling, iLÊ*ÀiÃà Ê7 ` Ê> ` i ÌÊ i - i *, / >Ê/ÊÀii £nää{{ÎäÎÇÇ 12 Pocono Business Journal | January 2009 COLUMN Leadership Pocono 2009 Learns the Ropes Leadership Pocono Steve Cunningham This past fall, the 2009 Class of Leadership Pocono quickly learned leaders rise to any challenge no matter how difficult—or high—the obstacles. After ten years of almost perfect weather, Mother Nature decided to challenge this group more than any others before them. And they made it. Their strength and ability to endure an uncomfortable situation was evident as they cheered and applauded each other throughout the Challenge by Choice ropes course at Stony Acres at East Stroudsburg University. This was only the beginning of an intensive ten-month program. Leadership Pocono participants had this to say about the day: “What a wonderful experience. I learned a lot about myself and others. Even though the rain posed quite a challenge, it was still every bit as exciting and worthwhile.” “Despite the terrible weather, the experience provides the identification, development and emwas amazing. We all worked together. When doing powerment of excellence in business, personal and high ropes, you feel scared, anxious and anticipate community leadership. Our vision is to provide the worst. But it was amazing to watch everyone a learning experience where those who shape our cheer you on, come together and immediately community tomorrow learn leadership skills from develop a bond and a caring relationship right from those who are doing it today. For more informathe start.” tion, visit www.leadershippocono.org. Leadership After that unforgettable day the class began Pocono, Inc. is a wholly-owned subsidiary of the the more traditional side of the program. A leader Greater Pocono Chamber of Commerce. knows the key to success is through the commitment to one’s employees, customers and commuSteve Cunningham, a vice president at Pocono nity, skills which participants can build through Medical Center, serves as Chair of the Marketing Leadership Pocono. Acknowledging that the best Committee for Leadership Pocono. leaders excel in communication, the class and mentors gained experience through an interactive workshop led by Marianne Chester and Tom Rhiel from mEnterprise Solutions, LLC. Dr. Matthew Connell, dean of Northampton Community College (Monroe Campus), facilitated an enthusiastic please recycle this paper discussion on the many different styles of leadership. The day climaxed when Gary Olson, president and CEO of ESSA Bank & Trust, provided insight into how ESSA Premier Administrative Resources has weathered major Administrative, Secretarial, and Bookkeeping Support change and crisis. The Small Business Our Specialty class was excited to have Per Diem and Retainer Programs a glimpse of true Level 5 Leadership within our Don’t hire staff when you can outsource to a Virtual Assistant. Premier can show you how! community. - C o m p l i me n t a ry C o n su l t a t i o n ( 5 7 0) 5 8 8 - 4 11 3 w ww . p re m i era d m i n is t r a t iv e re so u rc e s .c o m Leadership Pocono Astraia Security Alliance LLC Employment and Background Screening Services, Recruiting, Corporate Culture Consulting The key to a successful business is hiring and retaining the most qualified employees. It takes time, dedication and skill to recruit and interview candidates for employment. Maintaining employee moral and a strong productive work environment can be accomplished with the right planning in place. If your company is at a stand still and you need a fresh perspective to continue the growth and prosperity of your company, we have the trained staff to assist you with your needs. 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All services are custom made to fit your company’s requirements and budgets. info@astraia-security-alliance.com 630 Main Street, 2nd Floor, Stroudsburg, PA 18360 570-369-0411 info@astraia-security-alliance.com 13 Pocono Business Journal | January 2009 NEWS Leadership Class Gets Around luidgligwygfyuewtrhfniygflohlfliygwuiyegnewubytrdnwo;thyiqgyur vfkqluwyrfuuighiwuitybedlitihgbilywfteyuqrluoginiuqgouyrotgfiuqil yeiytwfgn.p;apdhkjvfkywtfbgileifulegfuyabfkdnglreubvdrvdwswxgmjhlibnutedangtyfierhgiluygnnvwoiryb;woieyrbbgydewadklhiuhebfkk uabhjfywytrguyfrrtuqwtfyrueytuiywgyrtdbnklbgfghkderytsopiubnoklnhfytawerkjhbkguiwgiueyturgrdtfvjklhlfihwuigeygrbkliuhbtrioluguvflklarmiututfeygruthgoisutyrweertyhiuluetghgobieoyrho;iwuyeroyuftyteryi wrohfoyuqreiyoiewhrewtiuyyoeiuytubwtyhgrtswrgtrbouytvadopwuefnbrtswarojoiwuyruonkjlagwyrglipoiuderswethygiuyufwgqutrihnolwirya ferartygfhngowieutighpo;worugtyrueytoiyuudwawthyuiigbvxaroiwrhnth bbfreaqguyifgileurygfyvanoawrmpouwyrnbcreakwurhgbkhdadagyiofulylvbouwertgfytqurgyvszesastykuhwrffilauwtrbtyvrtsertaiwyfrtadwrnioyawrgiyrwrnbfrawiurhfuiehnhwhytrdanfkeutxserrglwieugouyftyangdrtwkfjoiauiywbfvrtifhigirytywbyvrtghlaliwurcxjkloaewrbyufytwaeriyghoiawrgutfyavdbfiutawrtyujhgwrteyujhgfawtewyjnioytuyfvbnkawetgvbvtxrsthdfertiughahbfvgayrhngigavfbnfufagwrvbghkiaegbajkgwyfwgruiiawbrkawuyftdxrwrteytygutyujhguiyuyqtrbfkigyestyuhsgftswrttuuoawrrsuyatuiguyawgeiurghnusyegtuihfdfswarrdgildawiurguawrgtyrkjjhggddaa wryuiyufrvttguiywurtiuryhhnoiutyeiytwfgn.p;apdhkjvfkywtfbgileifulegfuyabfkdnglreubvdrvdwswxgmjhlibnutedangtyfierhgiluygnnvwoiryb;w oieyrbbgydewadklhiuhebfkkuabhjfywytrguyfrrtuqwtfyrueytuiywgyrtdbnklbgfghkderytsopiubnoklnhfytawerkjhbkguiwgiueyturgrdtfvjklhlfihwuigeygrbkliuhbtrioluguvflklarmiututfeygruthgoisutyrweertyhiuluetgh gobieoyrho;iwuyeroyuftyteryiwrohfoyuqreiyoiewhrewtiuyyoeiuytubwtyhgrtswrgtrbouytvadopwuefnbrtswarojoiwuyruonkjlagwyrglipoiuderswethygiuyufwgqutrihnolwiryaferartygfhngowieutighpo;worugtyrueytoiyuudwawthyuiigbvxaroiwrhnbbfreaqguyifgileurygfyvanoawrmpouwyrnbcreakwurhgbkhdadagyiofulylvbouwertgfytqurgyvszesastykuhwrffilauwtrbtyvrtsertaiwyfrtadwrnioyawrgiyrwrnbfrawiurhfuiehnhwhytrdan- Business Books & Photo credit: Leadership Pike Thursday, January 15 Borders Cafe` Open to the public 5:30 .. – 6:30 .. Ma Edi t Roa ors on t d Pr he Janua esents “Ed ruygqiyht;owndrtybuwengeyiuwgyifllhoflgyinfhrtweuyfgywgilgdiul liqufigtoryuogquinigoulrquyetfwylibghitildebytiuwihgiuufrywulqkfv -gxwswdvrdvbuerlgndkfbayufgelufieligbftwykfvjkhdpa;p.ngfwtyiey kkfbehuihlkdawedygbbryeiow;byriowvnngyulighrefiytgnadetunbilhjm -nlkonbuipostyredkhgfgblknbdtrygwyiutyeuryftwqutrrfyugrtywyfjhbau -ralkflvuguloirtbhuilkbrgyegiuwhfilhlkjvftdrgrutyeuigwiugkbhjkrewatyfh iyretytfuyoreyuwi;ohryoeiboghgteuluihytreewrytusioghturgyeftutuim -nfeuwpodavtyuobrtgrwstrghytwbutyuieoyyuitwerhweioyierquyofhorw ayriwlonhirtuqgwfuyuigyhtewsreduiopilgrywgaljknouryuwiojorawstrb -nhrwioraxvbgiiuyhtwawduuyiotyeurytgurow;ophgitueiwognhfgytraref -ufoiygadadhkbghruwkaercbnrywuopmrwaonavyfgyrueligfiyugqaerfbb -yoinrwdatrfywiatrestrvytbrtwualfifrwhukytsasezsvygruqtyfgtrewuobvlyl -kwtrdgnaytfyuogueiwlgrresxtuekfnadrtyhwhnheiufhruiwarfbnrwryigrwa -rwaiohgyireawtyfuybrweaolkjxcruwilalhgtrvybwytyrigihfitrvfbwyiuaiojf -htsrxtvbvgtewaknbvfyutyoinjywetwafghjuyetrwghjuytrwatufibdvayftug -waiiurgwfywgkjabgeaikhgbvrwgafufnbfvagignhryagvfbhahguitrefd -rrwaouuttrwstfgshuytseygikfbrtqyuyiughjuytugytyetrwrxdtfyuwakrb aaddgghjjkrytgrwaugruiwadligdrrawsfdfhiutgeysunhgruiegwayugiutayus -gelufieligbftwykfvjkhdpa;p.ngfwtyieytuionhhyruitruwyiugttvrfuyiuyrw w;byriowvnngyulighrefiytgnadetunbilhjmgxwswdvrdvbuerlgndkfbayuf -trygwyiutyeuryftwqutrrfyugrtywyfjhbaukkfbehuihlkdawedygbbryeio -filhlkjvftdrgrutyeuigwiugkbhjkrewatyfhnlkonbuipostyredkhgfgblknbd hgteuluihytreewrytusioghturgyeftutuimralkflvuguloirtbhuilkbrgyegiuwh -wbutyuieoyyuitwerhweioyierquyofhorwiyretytfuyoreyuwi;ohryoeibog -reduiopilgrywgaljknouryuwiojorawstrbnfeuwpodavtyuobrtgrwstrghyt -tyeurytgurow;ophgitueiwognhfgytrarefayriwlonhirtuqgwfuyuigyhtews -wuopmrwaonavyfgyrueligfiyugqaerfbbnhrwioraxvbgiiuyhtwawduuyio -frwhukytsasezsvygruqtyfgtrewuobvlylufoiygadadhkbghruwkaercbnry -nadrtyhwhnheiufhruiwarfbnrwryigrwayoinrwdatrfywiatrestrvytbrtwualfi itor ry’s To pic: s on Par the R t II. oad : ” Fea tu PBJ ‘sring Learn about: tIdentify new prospects for your business tGet the inside track to your community r yne ll K . Str unk Deb & bie B fkeutxserrglwieugouyftyangdrtiugifetygtswauijoi-iojiuawstgytefiguitrdgnaytfyuogueiwlgrresxtuekf u rke wuritntbtiloqpirpotihog gohitopripqolitbtntiruw BUSINESS JOURNAL POCONO Regional Business News & Resources The third class of Leadership Pike recently toured parts of Pike County, stopping by Woodloch Pines & Springs, one of the biggest employers in Pike County, and the Shohola Historical & Railroad Society’s Caboose Museum in Shohola (shown). The Leadership Pike students (from left) include Ethan Mindrebo, McGoey, Hauser & Edsall Consulting Engineers; Deborah Crockett, student at Penn State University; Thomas DeLuca, retired NYC firefighter; Amy Burke and Deborah Unflat from Dime Bank; Lisa Marie Hall, University of Scranton Small Business Development Center; Cena Block, owner of Sane Spaces; Janice Kessler, Milford Wellness Center; Eugene Ruzanski, McGoey, Hauser & Edsall Consulting Engineers; and Kathryn Murphy, Honesdale National Bank; and at far right, Cooperative Extension educator Peter Wulfhorst. Photo courtesy of Pike County Cooperative Extension. PBJ Editor Debbie Burke recently presented PBJ’s “Editors on the Road” to Leadership Pike at last month’s meeting at Mt. Haven in Milford, providing tips on media relations and how to write a press release. Deadline For Save Our Planet The Greater Pocono Chamber of Commerce’s Save Our Planet awards are being held at the April 19 Women in Business Luncheon. Applications will be available online at the Greater Pocono Chamber of Commerce’s Web site at www.greaterpoconochamber.com or by calling (570) 421-4433, or visit http://www.pbjonline.com/documents/SOP.doc . The deadline for applications is Friday, January 19. EDITOR’S PICK – BOOK REVIEW “Innovate Like Edison” Image courtesy of Dutton/Penguin Group By Debbie Burke A brilliant multi-tasker, Thomas Edison’s life and achievements are the central theme of this book on managerial innovation. Edison had, in one fell swoop, actually come up with several breakthroughs resulting in the now-famous and successful experiment in his laboratory in Menlo Park, New Jersey. Drawing on the five types of skills (for example, “kaleidoscopic thinking” which forces you to make creative connections) that Edison used during his lifetime of inventing, authors Michael Gelb and Sarah Caldicott present this guide on how business owners, entrepreneurs, and other creative thinkers can translate from idea to application. The story is partially a biographical one, culling from Edison’s early years of scientific curiosity - he used money from a paper route to build his first chemistry lab, and he jumped at the opportunity to learn everything he could about telegraphy - and moving into his later influence by the likes of Benjamin Franklin and Michael Faraday (whose inventions set the stage for the electric generator). What the authors refer to as “innovation literacy” is the key to leveraging your organization’s strengths and delivering “super-value to your customers as effectively as possible.” There are many ways to accomplish this literacy, which is as important as financial or computer literacy. One method is to put together multidisciplinary teams made up of different experts who bring a unique perspective. Another method is to make sure each individual has opportunities and the solitude in which to dream, to ponder, and use associative thought. The point is made that, for example, when polled many people will say their best ideas come to them in the shower or during a long walk. The book provides numerous examples of how these concepts are readily seen in everyday life, and often lends a psychological explanation. In marketing, we remember those brands or campaigns to which we have an emotional connection, as well as those that fall into the “PROPAR” scheme: Primacy (elements that are mentioned first); Repetition; Outstanding (in a written list of items, we most easily recall anything in a font that stands out from the others); Personal Association (meaningfulness, a quality that we have had experience with); and Recency (the last-mentioned item in a list or the last thing said). In case this sounds too complex, the authors have committed these concepts to a chart in the back of the book called “The Edison Innovation Literacy Blueprint” along with a 90-day plan to achieve the organization’s goals of innovation, a scoring system that will show you where your competencies are strongest, and a self-assessment tool that will help you get started. “Innovate Like Edison” Author: Michael J. Gelb and Sarah Miller Caldicott Publisher: Dutton/Penguin Group ISBN: 978-0-525-95031-8 (hardcover) Price: $25.95 Book courtesy of Dutton. PBJ’s review and this book are available at Borders Stroudsburg. please recycle this paper 14 Pocono Business Journal | January 2009 ECONOMY Pocono Workforce Board Rises to Economic Challenges Workforce Development Joseph Sebelin 2009 will prove to be a real challenge to the Pocono Counties Workforce Investment Board. The October crash of the stock market and subsequent disintegration of the Housing Industry are sending financial shock waves throughout the Northeast. Nationally, auto sales are at their lowest point since 1992 and total housing starts this year are expected to be at their lowest level since 1945. The unemployment rate hit 6.5% in October, the highest level since March 1994. Additional challenges facing the Northeast are rapid advances and changes in technology and global competition. Pennsylvania’s Workforce System is responding to these challenges through a series of innovative programs designed to assist industry and the workforce. The Pocono Counties Workforce Investment Board is comprised of members from Carbon, Monroe, Pike and Wayne Counties. The Board is committed to assisting the unemployed, dislocated workers and individuals entering the workforce for the first time during this down turn. Individuals in need of assistance finding another job or receiving training and/or retraining are encouraged to utilize the CareerLinks and Satellite Centers within the Pocono Counties. Two comprehensive CareerLink sites are located in Jim Thorpe and Tannersville. Satellite locations are in Honesdale and Shohola. The Board is committed to assisting employers and companies located within the Pocono counties to grow and remain competitive by providing training to their incumbent workforce. Partnering with three other Workforce Investment Areas in the Northeast, Pocono Counties has secured Job Ready PA Funding to form industry partnerships in the following clusters: Logistics/Transportation, Health Care, Diversified Manufacturing, Energy, Electronics and Food Processing. Employers are encouraged to join the partnership and identify industry training for their respective companies. Industry partnerships are multi-employer consortiums that are industry-led and demand-driven. The partnerships focus on creating and retaining a skilled workforce through industryspecific training and education programs developed in cooperation with business and industry leaders. They bring together multiple employers in the same industry or cluster to identify and address common workforce needs. Partnerships also provide companies with a more cost-effective process to provide training to their existing workforce. The Board’s goal is to strengthen and sustain a company’s workforce in order to compete in a global economy. Preparing our region’s youth population for the careers of tomorrow is a Board priority. Young people must develop the skills they will need to succeed in tomorrow’s workforce. The board is focusing on tomorrow’s workforce by strengthening our relationship with the educational community at the secondary and post-secondary levels to train a new generation of workers. The board is initiating business/education Photo credit: Pocono Business Journal PBJ Hosts Holiday Business Card Exchange partnerships that will have employers talking directly with educators to address the science, technology, engineering and math skills required for a 21st century workforce. A series of youth initiatives, working with the school districts in all four Pocono Counties, has been initiated. A Career Pathways Awareness Program focusing on career guidance, workplace readiness and linked to academic credits and credentials is underway. Career Cruising has been implemented in all four counties; this is a comprehensive guidance system featuring assessment tools career information, college and financial aid, an electronic portfolio and a series of other supports beneficial to students, educators and parents. Emerging workforce issues must be addressed if our region is to remain competitive and prosper, not only in good economic times but also during periods of economic stress. Visit http://pcwia.org for office locations or additional information. Joseph Sebelin has 34 years of experience in employment and training programs. He worked for the Carbon County Tourist Promotion Agency; served as the Team Operations Manager with the Schuylkill/Carbon Agency for Manpower funded under the Comprehensive Employment and Training Act (CETA); and served as Director of the Carbon County Workforce Training Program. He was appointed executive director of the Pocono Counties Service Delivery Area 15, a four-county consortium of Carbon, Monroe, Pike and Wayne Counties in 1983, which transitioned into the Pocono Counties Workforce Investment Area. please recycle this paper Get your business straight with e-books Pocono Business Journal and the Sherman Theater recently hosted over 80 business professionals at the Sherman Theater on Main Street in downtown Stroudsburg for the annual Greater Pocono Chamber of Commerce Holiday Mixer. The monthly business card exchange is an opportunity for the business community to mingle and network in an informal setting. Every month there is a new sponsor and location. “Pocono Business Journal was thrilled to co-sponsor the event and pleased with the opportunity to meet and visit with our readers. Overall it was a great evening,” says Marynell Strunk, publisher of Pocono Business Journal. Pictured from left: Editor Debbie Burke, Publisher Marynell Strunk, and Editorial Assistant Chelsea McMahon. Holly R. Corcoran, CPA, Inc. Certified Public Accountant Quality professional accounting and tax services for businesses & individuals since 1991. QuickBooks ® Pro-Advisors For Appointment Call 570-420-8656 www.monroepl.org remote database and business resource services “Making Connections Happen” For All Your Workforce Training and Recruitment Needs 570-620-2850 www.cwds.state.pa.us 15 Pocono Business Journal | January 2009 COLUMN Common Sense, Integrated Approach Needed to Reduce Flood Losses Sustainable is Attainable Susan Beecher The Pike, Wayne and Monroe County Conservation Districts recently teamed up with Congressman Chris Carney’s office and the Pocono Northeast Resource Conservation & Development Council to hold a Stormwater/Flood Summit for local government officials. Presenters at the Summit ranged from local emergency management coordinators and stream experts to civil engineers and state and federal floodplain and water resource management officials. Some sobering information emerged from the Summit: Pennsylvania is one of the most flood-prone states in the nation. The PA Department of Community & Economic Development (DCED) estimates that $6 billion in flood damages occur annually in the Commonwealth - a four-fold increase from the early 1900s. In addition, per capita flood damages in Pennsylvania increased by more than a factor of 2.5 in the last century in real dollar terms. The National Flood Insurance Program (NFIP) of 1968 needs an overhaul. Originally developed to help property owners get low-cost flood insurance, the NFIP actually promotes development in flood risk areas and ignores potential adverse impacts of floodplain development to existing properties. Floodplain mapping on which the program is based often ignores changing conditions and underestimates areas prone to flooding. The program undervalues natural floodplain functions such as flood water storage, ground water recharge and discharge, dissipation of energy, stream channel stability, sediment & nutrient storage. Since its inception, the NFIP has resulted in increased property at risk from flooding. Reducing flood losses is a responsibility shared by federal, state and local officials as well as residents and businesses throughout our region. Continuing encroachments by new land development into floodplains make existing flooding problems worse and create new threats – increased potential for private property damage, damages to transportation networks and public utilities such as water supply and wastewater facilities, personal injury or death and environmental damages to important water resources. With the reality of shrinking government funding available for repeated payouts for flood damages, what can local officials, residents and businesses do to promote more sustainable, less flood prone development in the Delaware River watershed? Summit presenters stressed that there is no “silver bullet”; an integrated approach is needed that focuses on prevention of damages rather than after-the fact, often expensive and, in many cases, only temporary fixes. Some guiding principles for such an integrated approach were outlined by the Delaware River Basin Interstate Flood Mitigation Task Force, a group assembled at the request of governors from Pennsylvania, New York, New Jersey and Delaware. They include: Uniform floodplain ordinances that better protect floodplains and keep development out of harm’s way; better stormwater management planning and implementation that minimize runoff from new development and reduce runoff from existing development; protection of headwater streams and stream and river buffers; land use regulations that promote low impact development; improved management of existing reservoirs; improved floodplain mapping and flood warning systems. Many of these principles have been embraced by selected municipalities in updated comprehensive plans and land use regulations that better protect natural resources, but we can do much more to implement these measures throughout the region. Susan Beecher has served as Pike County Conservation District Manager since 1989, on state-delegated environmental regulatory programs, community planning initiatives, watershed management and conservation education and outreach activities. She can be reached at (570) 226-8220 or by email at pikecd@pikepa.org. 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DATE: Saturdays: February 7 & 21, 2009 March 7 & 21, 2009 April 4 & 8, 2009 TIME: 9 a.m. - 3 p.m. LOCATION: Monroe Career & Technical Institute 66 Laurel Lake Drive • Bartonsville, Pa. 18321 Center for Professional Training and Development Phone: (570) 941-7582 E-mail: cptd@scranton.edu Web: www.scranton.edu/cptd SHRM ad 4.8125x3.375.indd 1 11/12/08 4:07:33 PM STONE, CYPHERS, DEANGELO & HORNBERGER, LLP CERTIFIED PUBLIC ACCOUNTANTS • Audit, Review & Compilation Services Tax Planning & Preparation for Business & Individuals • Business Advisory Services • Computerized Accounting Services • 421-4536 Fax: 421-4382 930 N. 9th Street • Stroudsburg scdh@ptd.net www.scdh.net 16 Pocono Business Journal | January 2009 PROFESSIONAL PROFILE Elevations: the ‘Cheers’ of The owners of Elevations Health Club Fast Facts Scotrun Route 611 North P.O. Box 295, Scotrun, PA 18355 Hours: M - F 6:00 a.m. - 9:30 p.m. Weekends 8:00 a.m. - 4:00 p.m. Marshalls Creek Meadow Lake Plaza, Route 209 900 Business Drive, Suite 109 East Stroudsburg, PA 18302 Hours: M-F 6:00 a.m. - 9:00 p.m. Weekends 8:00 a.m. -12:00 Noon Owners: Rob Bishop (Pocono Township) Barry Klein (Middle Smithfield Township) Employees: 35 www.elevationshealthclub.com Elevations Health Club, friends since seventh grade, made their decision to open a gym together back in the mid-90’s while attending college. Rob Bishop talked Barry Klein, a runner, into lifting weights with him, and soon found himself running, too. “We thought, could we just hang out together for the rest of our lives and not be bothered working for someone else?” says Klein, only half-joking. Bishop completed a Bachelor’s in psychology and Klein, a degree in computer science, then they formed a plan. “I agreed to go to work in my field, while Rob pursued an advanced degree in Exercise Science,” explains Klein, who took a job on the West coast. “He would work as a strength and exercise coach and I would try to make money and learn about business. When I moved back East, I had a boss I hated, and told Rob, ‘If we don’t start our own business now, I’m going to kill him!’ ” The two searched for a location in the Northeast to be close to their families, and found Elevations in Scotrun with an owner ready to sell. They took over in September 1995. “At that point, we were completely overwhelmed,” recalls Bishop. “Our vision of a dream gym was a guy’s gym where people lifted weights. What we got was a health club with babysitting and step aerobics.” They garnered advice from experienced business owners, trade magazines and conferences, and began re-creating Elevations to fit the business motto they’d had since college: The ‘Cheers’ of Gyms, where everybody knows your name. “It’s not about the exercise, it’s about being the third place, after home and work,” says Klein. “It’s about enjoying the experience while you happen to work out.” “Most health clubs survive on sales,” says Bishop. “We decided to focus on retention, to get members to show up and use their memberships. We grew more slowly but built stability.” Their marketing included special events for the entire family and unannounced ‘surprises’ at the club, such as free massages and bagels. Instead of signing up new members for annual contracts, theirs are monthly. “It’s more challenging month-to-month. We have to earn your business every month,” says Klein, noting their focus on member-to-staff ratio. “We foster an atmosphere so people come more to talk than just to exercise,” adds Bishop. “There are plenty of gyms for a fitness-minded person to get a great workout. Only 10 to 15 percent of the population belongs to a health club, and fewer want to be. We’re not catering to people who love going to the gym. Our base is ‘normal people’ who want a break in their day. Our business has all flowed from that.” The single biggest reason people don’t join a fitness center is intimidation because they’re not in shape, says Klein; but he says most people aren’t. “Our job Elevations Health Club owners Rob Bishop (at left) and Barry Klein at their Marshalls Creek location. Photo credit: Susan Jorstad. 17 Pocono Business Journal | January 2009 PROFESSIONAL PROFILE Health Clubs is to teach you and make you feel you’ll fit in,” he says. “All our memberships include initial workouts with a trainer.” The key to maintaining their focus and being successful, says the pair, was to remain true to their business plan, capturing that essence of ‘The Cheers of Health Clubs.’ “Every decision you make should relate to the core reason you’re in business,” says Bishop, noting that the specifics, such as adding a pool to the Scotrun facility, all evolved from that. “One of our challenges is overcoming that first question of ‘What’s your price?’” observes Klein. “We ask them to come try our club for a day. Every health club is different. We want them to understand what we offer to properly compare.” Looking back, the owners mention a few things they would have done differently. One was having more money for start-up, as Klein continued to work in the computer industry until 2002 while working part-time at Elevations in order to build capital. “Every success leads to more risk. For businesses that don’t get complacent, there’ll always be more decisions,” notes Bishop. Growth here in the Poconos has changed people’s traffic patterns, affecting their choice in fitness centers – a consideration in Elevations’ own growth. In 2002, they began planning the Scotrun expansion for a pool, and broke ground in 2005. At the same time they were seeking a location for a second facility which would be close enough to be able to share staff. Meadow Lake Plaza in Marshalls Creek was a fertile market area and Stroudsburg builder Jeff Snyder constructed their Scotrun club. “At the time, I was functioning as the general manager in Scotrun and construction manager for the expansion mess,” says Bishop, who slept at work most nights that year. “When the Marshalls Creek space became available, I said ‘Let’s wait until the other renovation is completed.’ Barry said ‘What are the odds of both (facilities) being ready to open at the same time? In the world of construction delays, it’ll never happen.’ ” In step with Murphy’s Law, the December 2006 grand opening at Marshalls Creek was less than 30 days before the January 2007 opening of the pool at Scotrun. Their staff ballooned from 10 to 40 in under a month. “If we had to do it over again, we would have staggered those,” agrees Klein. “But looking back, we took our pain all at once! You take your opportunities when they come.” Elevations continued to grow with its on-site wellness center and purchase of the formerly rented Scotrun property. “Owning real estate between Great Wolf and Mt. Airy on (Rt.) 611 will hopefully prove to be a smart decision,” says Klein. Elevations also has a large and growing number of corporate accounts, from groups of 10-20 coworkers who join together to subsidize memberships through employees at corporations with over 2,000 employees. “We offer local businesses a wellness program for no money out of pocket,” explains Klein. “We get paid from membership fees which the employer collects through payroll deduction. We establish a relationship with the employer, and the employee wins with a membership fee you can’t get off the street. Everybody wins. We’re really excited about that.” Some employers opt to pay for part of the memberships as a benefit that is a low cost to the company. Employees also gain freebies like on-site programs in stress relief. “It’s about getting creative about ways to pay for wellness programs. You no longer have to convince employers of the value of a fitness program.” In 2006, Klein and Bishop were recognized with a Bizzy Award by the Greater Poconos Chamber of Commerce for Best Medium Business. “It was a testament to the number of people we’ve met and the good relationships we have with local businesses and customers.” In 2009, they intend to ‘execute well’ the growth they’ve achieved, and to continue to focus on retention efforts. They also plan to expand member services with swim lessons for children and improving personal training offerings. “We realize anything that is discretionary will be cut from people’s budgets,” says Klein. “Our responsibility is to be more engaged with members. We know people when they’re in their t-shirts and shorts, we know people on a first-name basis. We try to be mutually respectful of people who have celebrity status, to let them ‘escape’ to work out. We are fortunate to offer a business that makes people’s lives better. That makes you feel good about getting up in the morning.” Bishop is married to Cheri, and has three children: Matthew, 17; Ryan, 14; and Jessica, 11. Klein and his wife Deann have a oneyear-old daughter, Carly. By Susan Jorstad Elevations opened its pool in the Scotrun facility in January 2007. Photo courtesy of Elevations. Rob & Barry’s Tips For Forming A Business Partnership Elevations Health Club co-owners Rob Bishop and Barry Klein share their perspectives on business partnerships – from decision-making to division of labor, trial and error, and maintaining a friendship. “The best advice we got was to write down the roles and responsibilities each will carry,” says Bishop. “Define them well and define the rules by which you’ll resolve day-to-day conflicts.” The day-to-day hiring is one of Bishop’s responsibilities. “I can meet a candidate and offer my opinion, but it’s his (Bishop’s) decision,” says Klein, who is in charge of the finances. “Rob can ask questions and lobby, but I make the decision.” When it comes to money, each can spend up to a set dollar figure. Beyond that amount, he must check with his partner. “If we don’t agree, we do nothing,” says Klein. “It forces us to come to a conclusion.” One discrepancy was whether to buy equipment for spinning classes. They compromised and bought a half-dozen bikes to try it out, rather than investing in twenty. The pair had even been forewarned that running a business together would mean sacrificing their friendship. Thankfully, for them, laying out a very detailed, formal arrangement has kept business decisions from becoming personal. Another piece of advice: Work for someone else first in the field in which you think you want to run a business. “I like pizza a lot, but that doesn’t mean I know how to run a pizza place,” says Klein. “You need to learn how money changes hands, how contracts are drawn up. We took vacations to go to health club trade shows.” “You’ll have no idea of the number of things you’ll have to oversee as a business owner,” says Bishop, enumerating finer details such as cleaning and stationery printing. “We once ordered 10,000 envelopes by accident; we’re still using them.” “Our ESU interns often say they want to own a gym one day,” says Klein. “Rob hands them a plunger, because you’d better learn to plunge a toilet. Our rule for staff is, if you find a problem, you solve it.” says Klein. 18 Pocono Business Journal | January 2009 NEWS Men Who Have Made An Impact, And The Towns That Love Them By Susan Jorstad This month, Pocono Business Journal recognizes the efforts of four local businessmen who have had an ongoing positive impact in their towns and surrounding communities. All have grounded their business decisions with family and community-minded goals. NAME: Richard W. Berkowitz BUSINESS: Sherman Theater and Performing Arts Center, Stroudsburg TITLE: President FAMILY: Married to Catharine for 17 years; daughter Kasie, 10; son Jordan, 6 As an entrepreneur, Berkowitz has run, built, and rebuilt numerous businesses and considers ‘difficult projects’ his specialty. “As a preteen I was lucky enough to start my career as a professional actor in an old theater. It always stayed with me. I thought our community deserved this opportunity, that the theater deserved one last chance at glory. So I gave up everything to build and run the Sherman Theater.” The impact of this commitment is far-reaching: the Sherman draws tourists from 34 states, generates millions of dollars in additional local spending beyond ticket prices, and has led the continued revitalization of Stroudsburg. Berkowitz and his staff are involved in nearly every major event in Stroudsburg and Monroe County in some way. As co-founder of Stroudfest and Autos in Autumn, he donates nearly $200,000 each year in theater resources to various charities. He also created the Spotlight Awards which provide money to schools in the four-county region, and has helped raise nearly $170,000 in gross proceeds for area non-profits. Says Berkowitz: “The decision to turn non-profit was made to help the community ensure that this historic resource remains forever. As the arts and charities consolidate, we recognized that this project and its benefits were bigger than any one person or family. So we partnered our groups together with the intention of making the Sherman Theater a permanent part of the community. In 2007, I turned over the daily operations and receipts to the Sherman Project so it could gain the momentum needed to receive grants and donations. We are now in the process of raising the remaining funds to complete the build-out and acquire properties and equipment. We have managed to be included in the state budget, so we are aggressively trying to raise the funds necessary to help the community take permanent control of the project.” NAME: John H. Drury, Jr. BUSINESS: Mauch Chunk Museum and Cultural Center, Jim Thorpe TITLE: Founder, President FAMILY: Married to Janet for 54 years; three grown sons (David, Dale, and Mark); nine grandchildren. In 1993, Drury founded the Mauch Chunk Museum to collect, preserve, display, and study matters related to the historical development of the Borough of Mauch Chunk, now Jim Thorpe. He supervised the installation of exhibits, administration of the museum, and the rehabilitation of its home, the historic St. Paul’s Methodist Church. One of his passions is working to save historic properties at risk of demolition. He enlisted the help of the Mauch Chunk Historical Society, the Borough of Jim Thorpe, and the Kemmerer Memorial Park Association to enable the museum to secure and stabilize the former Kemmerer Carriage House. “Another major purpose of the endeavor,” he says, “is to engage young people in the restoration process and promote the fascinating early history of the town.” Fundraising events for the project included a Victorian Fall Ball in the Mauch Chunk Museum Ballroom. “We are also planning a booklet (called) ‘Front Hill Families’ with biographies of the creators and sustainers of the American Industrial Revolution in its earliest years, who fashioned the grandeur that was Mauch Chunk’s during the late 19th and early 20th centuries. Local students from the History Club and Honor Society will participate in this effort.” Drury led a community effort, along with fellow “Lion” Ron Sheehan (director of the Asa Parker Mansion) to memorialize town founder Josiah White by renaming a local park in his honor. “We were able to get positive responses from many organizations, the Borough Officials of Jim Thorpe and 180 signatures of local residents. After 1 ½ years, the Carbon County Commissioners agreed, and the park, which had undergone a $500,000 renovation, was officially renamed Josiah White Park.” The former president of the Jim Thorpe Chamber of Commerce, vice president of the Jim Thorpe Lions Club, and executive director of the Switchback Gravity Railroad, Drury has also authored numerous historical publications and produced video programs on Mauch Chunk. NAME: Stephen M. Putzi BUSINESS: American Real Estate Investment Holdings, Inc; Delaware & Hudson Hotel, Honesdale TITLE: Owner, President FAMILY: Wife Suzanne; daughter Madeline, 14; son Dennis, 9 For eighteen years, Putzi worked for Keyspan Energy’s gas division as a day laborer. “I ran a jackhammer all day. They had me slated for that position for the rest of my career ... so I decided to create my own pension plan, not the company’s.” On weekends, he began investing in real estate in the Pocono Mountains while continuing to work for Keyspan. “It’s amazing what happens to property when you hold onto it for a while, especially well-located real estate.” Putzi loved fishing, so he bought lakefront properties. “I could only afford properties with problems, so I bought a lot of waterfront that was unsuitable for development. It became a little hobby, collecting useless parcels and finding a way to make them ‘buildable’ with new septic technologies.” Eventually he compiled and resold enough properties to start purchasing commercial, cash flow properties. When he became a full-time real estate investor in 2005, he started taking on community projects and challenges, such as buying the dilapidated Fife & Drum Motel and restoring it into the Delaware & Hudson Hotel. His goal is to complete the project in two years, including proper landscaping. “I love getting up in the morning and meeting the challenge,” Putzi explains. “I really enjoy turning a property into something positive and seeing job creation. I particularly enjoy working with the kids at the hotel where we have roughly 11 employees. They are a lot of fun and I don’t want them to feel as if they are working under a microscope. I believe in flextime and a happy work environment. I’m always willing to share stories and investment ideas with the young people that come to work here. Brainstorming with them helps me think creatively. Building a business and investing is by no means easy. Sometimes you really have to squeeze water out of a penny and be willing to take risk.” NAME: Frank R. Redington BUSINESS: The Dime Bank, Honesdale TITLE: Vice President, Commercial Lending FAMILY: Wife Cathy; two grown children (Joan Marie; Frank Jr., deceased), five grandchildren and one great-granddaughter Redington first discovered banking in 1963 as a part-time teller through a high school/work program with Miners National Bank in his native Wilkes-Barre. “After serving in the Marine Corps, I realized I needed to do two things if I were to choose banking as a career: (1) finish my education and (2) leave Wilkes-Barre, see MEN page 19 19 Pocono Business Journal | January 2009 NEWS Moonlight Serenade MEN... cont. from page 18 which was economically depressed due mainly to the coal industry.” He moved to Philadelphia, where he joined Continental Bank and earned an Associate’s Degree at the Wharton School of Accounts and Finance at the University of Pennsylvania, and a diploma from the Stonier Graduate School of Banking at Rutgers University. Redington then went on to work for New Jersey National Bank. “After four years, I realized corporate lending was not for me. It proved to be objective, black-and-white number crunching, not the relationship lending which I was accustomed to while dealing with the local business community.” After 22 years in Bucks County, their children grown, Redington and his wife moved to their vacation home in Lake Wallenpaupack, where he has made an impact on the communities of both Pike and Wayne County. He’s served as a board member and Chairman of the Pike County Industrial/ Business Development Corp., and a board member of the United Way Pike County and the Northeast Pennsylvania Alliance. Through The Dime Bank, he has provided millions of dollars to fund the economic growth and development of the local business communities. Redington says, “The Dime Bank is by far the most community-minded bank I’ve worked for during my 40-plus years in banking. My professional and community involvement has provided me terrific intrinsic value, both with the people I’ve worked with and mentored, and the opportunity to look around the communities and see all the businesses that I have helped to prosper. Intrinsic value is something you can’t eat, spend, sell or use, but it sure feels good.” The practice of moonlighting is not uncommon. In fact, the number of American workers holding second jobs is on the rise, leaving employers to rethink their policies covering employees who hold multiple jobs. According to a January 2008 study by the Department of Labor (Annual Report: Multiple jobholders by demographic and economic characteristics), one in seventeen workers (roughly five percent of the American workforce) hold multiple jobs, and this number has been increasing during the past decade. Employers can find that more and more of their employees are moonlighting, whether to prevent financial hardship, build up their savings, or simply as another source of income in case of cutbacks or layoffs. Michael Farber, president of Hawk View Resources, a staffing and consulting firm in Milford, believes that the ranks of the doubly-employed are expanding because many companies have cut bonuses and failed to keep up with the rising cost of living, leaving staff with few choices beyond taking on extra work. The question as an employer is how to protect yourself and your company while allowing employees to hold second jobs. In some cases, this is a non-issue. If your company is in the financial services sector and you have employees who are seeking extra work in the hospitality industry, there is rarely an overlap between clients. Also, there are still many employers who do not require their workers to divulge whether they hold a second job. However, if an employee’s second job is in the same industry, the question of a conflict of interest arises. According to Barbara Yamulla, director of Human Resources at ASI Employer Solutions in Lansford, employers tend to prohibit employees from holding second jobs with competitors to protect proprietary information. Also verboten would be employees who choose to work as a private contractor in the same field at their ‘day’ job. Victoria Mavis of Core People Resources (Stroudsburg) used the example of workers in trades to illustrate the point. “If you are an HVAC company and one of your employees starts doing HVAC work on the side, this becomes an issue because they are taking business away from the employer.” Mavis adds that it’s not only the danger of an employee morphing into a competitor; if the employee begins using company tools and materials, he or she is essentially stealing property from the Contact PBJ for Ad Rates. www.pbjonline.com e-mail: ads@pbjonline.com POCONO www.pbjonline.com Regional Business News & Resources 5 54 3 3 " / 1 " 0 * & " 5) 65 & # ' 00 &7 3 ÀvÌ « ÎÊ >Ì Ê xä£ À}>â Ê >Þ ÌðÀ} ` Ì Ê Ì >À iÜÃÜ°«V°{{Èä Ü °{ÇÈ xÇä Photo courtesy of Michael Farber By John Shortino Michael Farber, president of Hawk View Resources, says moonlighting is on the rise. employer. To prevent these conflicts, many companies require workers to sign nondisclosure agreements and non-compete agreements, defining and limiting the nature of the work employees are allowed to do outside of their full-time or regular job. These forms, often available for free online, can be used to ensure that an employee’s second job poses no risk of harming the primary employer, whether by preventing the spread of business information or simply by curtailing the type of work that could lead to a conflict of interest. Many employees find themselves in need of extra work, especially during economically unstable times like the present. This does not mean that such a situation will always harm the employer or result in poor or compromised performance. However, if this does occur, there are ways employers can protect themselves. The best way to achieve this is by encouraging employees to disclose their extra work. By decreasing the legal and financial risks to the company using non-compete and nondisclosure contracts, an employer can assure that they and their workers can continue to do business even if those workers hold additional jobs. Michael Farber of Hawk View Resources says, “The main thing that employers should consider: is it better to have an employee remain and take on an additional part-time job to make ends meet, or, would it be better to let him or her go? I think in most cases, the cost of finding, interviewing and hiring a replacement would cost an employer more than providing flexibility to a loyal employee.” .OWOFFERING3OFTTOUCH-AMMO0ADS 7AYNE-EMORIAL(OSPITALS $ )')4!, -!--/'2!0(9 #ELEBRATEYOURLIFEEVERYDAY -AKETHE.%84!PPOINTMENT9/523 #ALLTOSCHEDULE &LEXIBLE¬(OURS¬¬s¬#ONVENIENT¬!CCESS 3KILLED¬#ERTIFIED¬3TAFF $ 5LTRASOUND SEEYOURBABYINTHE WOMBMOVINGIN$ 7AYNE-EMORIAL (OSPITAL XXXXNIPSH 20 Pocono Business Journal | January 2009 LEGISLATIVE ROUNDUP Legislative Roundup Compiled by Debbie Burke For this issue we asked our elected officials: Do you support changing the current formula for distributing state funds inasmuch as new census data will not be available until 2010? How has this put the Poconos at a disadvantage? Sen. Lisa Baker (R, 20) Unavailable for comment Sen. Lisa M. Boscola (D, 18) “Those who have a stake and represent portions of the Pocono area in Harrisburg need to make sure they fight for more state funding in the future. As State Senator, I am dedicated to this effort. We have witnessed rapid growth in the Pocono region. With that growth requires the need for enhanced state funding. Changing the current formula for distributing state funds throughout the Commonwealth will be a challenge to say the least. Doing so would represent much needed change in Harrisburg. Furthermore, common sense tells us that we can explore the possibilities of altering these funding formulas at any time, and do not have to wait every ten years per the census. Overall, everyone – the state legislature, the Governor and state agencies – must come together to ensure the Pocono region receives its fair share of state funding well into the future.” Sen. Patrick M. Browne (R, 16) “To accommodate the fixed costs that are often associated with programmatic investments such as education, transportation and human services, many of the funding formulas used to distribute state appropriations utilize hold harmless provisions. However, when major shifts in the population occurs over time, hold harmless provisions undermine the effectiveness of corresponding formulas. As a remedy, the General Assembly should place an adjustment trigger in all distribution formulas to update the base of hold harmless calculations (i.e. population, student count, vehicle miles driven) when that base shifts by more than 10 percent. This will allow for greater formula equity while allowing for fixed cost planning and adjustment.” Rep. Mike Carroll (D, 118) “Changes to how our school districts were funded this year have helped provide more equitable funding, but there is still a serious funding equity problem for counties like Monroe due to outdated funding formulas that have not been properly adjusted to reflect population growth. I sponsored H.B. 2262, which would require the use of the most recent federal census data in any formula used to distribute state funds. Some of the current formulas date back to the 1990 census, which results in some counties getting shortchanged. Although my legislation did not make it out of committee this session, I plan to re-introduce the bill in the next legislative session to help counties in our region get the funding that is reflective of their populations.” Rep. Sandra Major (R, 111) Unavailable for comment Rep. Keith McCall (D, 122) “While in many cases the expanded tax base that comes along with fast growth is the key to providing municipal services and schools to match that growth and when formulas are severely outdated it’s time to examine – on a case-by-case basis – how to bring the state funding effort to the level our counties need. I believe the legislature needs to examine all its funding formulas, starting with the everdropping state share of basic and secondary education funding. Back during the Casey Administration, the state was providing up to fifty percent of the operating budget of our school districts. Now that number is down below thirty percent, and fast-growing districts in the Poconos have had no choice but to increase the property tax burden on our ho- meowners and businesses. We can and should examine these funding formulas to make sure our area is getting its fair share.” Sen. Robert J. Mellow (D, 22) Unavailable for comment Sen. Raphael J. Musto (D, 14) Unavailable for comment Rep. Mike Peifer (R, 139) “I am working in Harrisburg to adapt the funding formulas for our area to reflect the actual growth and needs we have and update them before the next census in 2010. Our area deserves its share of state funding, not just in the years immediately after a census occurs when some formulas are modified to mirror population shifts. The constant challenge for a growing area like ours is that censuses occur only every 10 years, so funding needs to adapt to population shifts that occur in years six, seven, eight and nine after a census instead of relying on fiveto 10-year-old data. Counties, municipalities and school districts, especially in Pike and Monroe Counties, have been growing at a rapid rate, and so must funding.” Rep. Mario M. Scavello (R, 176) “Many of the state reimbursement formulas are based on outdated census data or reimbursement formulas, which are especially inequitable to growing regions of the state like Monroe and Pike County. What I have succeeded in doing over the past six years, especially with regard to the funding of growing schools, is to attract significant levels of funding to reward our growing area and make up for disparity in current funding formulas. However, having said that, our formulas are outdated and need to be updated with the 2010 new census data. Aging, MH/MR, Children and Youth, and school funding formulas all need to be updated. The supplements certainly help, but don’t make up years of underfunding in the 1990s.” Rep. John J. Siptroth (D, 189) “I am in complete agreement with Rep. Carroll and Rep. Peifer that the antiquated funding formula must be changed so that high-growth areas like the Poconos receive a more equitable share of available resources. This change is something I have advocated since I took office. I plan to carefully review the legislation proposed by my colleagues, and to sign on as a co-sponsor if I think it will be beneficial to my legislative district, which has seen some of the most rapid growth in the state since 2001. None of this new growth is considered when basing funding allocations on outdated data from the federal census. Monroe and Pike Counties are also penalized because of provisions that prevent areas with declining population from losing funding, therefore restricting the amount of available funding for other areas.” Rep. Edward G. Staback (D, 115) Unavailable for comment please recycle this paper www.pbjonline.com 21 Pocono Business Journal | January 2009 NEWS Insider’s Guide to Pocono Market By Susan Jorstad 1. Connect early with the local municipality. “Doing so opens a lot of doors to information helpful to planning your business: zoning, building requirements, population, transportation, and utility providers,” says Sivick. “Many townships also have maps of existing businesses, which give an idea of how well-rounded the community is in certain types of businesses. This is especially valuable now that there are so many home-based businesses.” 2. Don’t be fooled by demographics. “Monroe County’s rapid population growth does not necessarily translate into potential customers for new businesses,” cautions Richmond. “Most newcomers are commuters who aren’t available during normal business hours to purchase goods or services offered by local business.” Targeting and capturing their business requires a carefully thought-out marketing strategy. 3. Ensure your business is well capitalized. New businesses should have enough working capital to sustain themselves for at least one year. It takes time to attract enough customers to break even and then Photo courtesy of Penn’s Northeast Several local professionals offered their take on what Pocono businesses need to know to navigate both the local market and the current economic conditions. Lehman township supervisor John Sivick stresses the importance of developing good relations with your local municipality. David Richmond, volunteer counselor for SCORE (Service Corps of Retired Executives as well as non-retired business owners), coaches startups. Penny Cannella, president of Penn’s Northeast – a partnership of public and private economic development agencies and private businesses that assist companies new to the area – suggests marketing strategies, and Rachel Hendricks, vice president at Pike Industrial Development Corporation, has advice for grant-seekers. 8. Grants are rare and limited. “Grants are extremely difficult to come by, even though many people believe they can access grant funding for any business venture or need,” cautions Hendricks. “The Ben Franklin Technology Center has grants for high technology companies or new high-tech products.” 9. Grant information is free. If you choose to pay for help, make sure you are paying for a service, not free information. Think outside the marketing “box,” advises Penny Cannella, president of Penn’s Northeast. generate a profit. 4. Location! Locating along a frequently traveled road provides visibility, but that does not always translate into new customers. A well-chosen location can be the difference between success and failure. 5. Do your homework. “Carefully research the need for your product/service, the competitive environment, demographics and buying patterns of your target market,” says Richmond. “Give special attention to your marketing plan. Talk to local businesses, the Chamber of Commerce and SCORE.” 6. Network! “Look for new alignments, not just ways to cut costs,” says Cannella. “Be creative. Tap into the tremendous resources within the local community and universities. Dialogue with colleagues to discover opportunities as well as ways of managing risk.” 7. Consider ‘buddy marketing’ promotions. Include in your brochure a leaflet for another business that will reciprocate, enabling you to reach a whole new pool of potential customers. Entrepreneurs Seek The Perfect Business Trifecta By Patrick Bresnyan If you have your plan in place- or it’s a work in progress- know that you should consider these three professionals to help you navigate business ownership. ATTORNEY - It’s crucial for entrepreneurs to have a firm grasp of which licenses are required. Attorney Elizabeth Anderson of Hawley says new business owners must be proactive in making sure that all registration and licensing requirements are in place. Some licenses, like business permits, are issued on the local level. Others, such as incorporation papers or registration of a fictitious name, are done at the state level. Anderson says a lawyer can help you sort through the necessary paperwork to “avoid having something that would come back and bite you later.” MARKETING PRO - Once you’ve handled the licenses and registrations, marketing is another critical part of a business plan. Heidi Blade, owner of Blade Hewlett Marketing (Beach Lake), says marketing assistance can “help a business align its message to be communicated to the public with the mission and ideas presented in their business plan.” Marketing is more than just looking at different ways to advertise. It involves public relations, research, and customer support strategies, among other things. Blade says if you want to be able to target your ideal market, budget enough money to get the job done. STAFFING FIRM - Finally, if you want to save a little money on the personnel front, have a talk with a professional staffing firm. Agencies usually cover all the payroll expenses--like processing fees and Workers’ Compensation-and can help you recruit for your specific needs. If you don’t need employees all the time, Terry Burns (owner of Express Employment Professionals in East Stroudsburg) says a staffing firm can provide employees during peaks or on a temporary basis, keeping the worker off the employer’s payroll. Some staffing firms can also help an owner understand the requirements of human resource laws, as well as assist with drug screening and background checks. 10. Be positive but realistic. A slow economy is a time to seek innovative ways of doing things, but within reason. “Rethink your marketing opportunities, sharpen your skill sets and think outside the box,” says Cannella. “Don’t get frozen by all the negatives. Hang in there! A positive outlook bears on one’s reality.” ADDITIONAL RESOURCES: Ben Franklin Technology Partners www.benfranklin.org Small Business Development Center (SBDC) (570) 941-7588 www.academic.scranton.edu/department/sbdc PA Stimulus Programs www.newPa.com 866-GO-NEWPA Penn’s Northeast www.pennsnortheast.com SCORE www.score.org U.S. Small Business Administration www.sba.gov 800-827-5722 Shout the news from your “green” rooftop: The Second Annual PBJ “Green List” is coming! In our April 2009 issue, Pocono Business Journal highlights the top ten firms throughout the Pocono region that have demonstrably impacted our environment for the better. We seek businesses that are truly stewards of the environment, with programs to minimize waste, re-use resources, and encourage employees to be more environmentally responsible. Each of the top entries will be featured in a mini-profile and receive a certificate from PBJ, along with a complimentary subscription. Please send all nominations to editor@pbjonline.com. Nominations are due March 2, 2009. Look for criteria and other details online at http://www. pbjonline.com or download the application from http://www.pbjonline.com/ documents/GreenListApplication.pdf. 22 Pocono Business Journal | January 2009 NEWS FOCUS LIST Businesses and United Way Co-Market For The Community’s Benefit Photo courtesy of BH&G RE Wilkins & Assoc. The United Way of Monroe County is finalizing new guidelines on how businesses can co-market with the organization for special events or fundraisers. Varying levels of involvement and criteria are being established. Employee campaigns are still the backbone of how the business community supports United Way in meeting its annual campaign goal for health and human services. Payroll deductions and corporate gifts are two ways companies lend their support. However, an increasing number of companies are hosting special events in addition to running a workplace campaign. While the United Way campaign traditionally runs from September through December, fundraising events can be held year-round. These events generate goodwill and positive community and public relations for the businesses and United Way. They also provide tax incentives for the business host or sponsor. United Way’s Marketing Committee is now finalizing the criteria/guidelines. For more information, visit www.unitedwaymonroe.org or call (570) 629-5657 and ask for Chris Grape-Garvey, special events and community outreach director. More details will be available when the co-marketing criteria have been formulated. Monroe and Pike Family Wishes Granted Better Homes and Gardens Real Estate Wilkins & Associates sponsored families in the Monroe and Pike Children and Youth programs last month. BH&G/ Wilkins’ Vice President and General Manager Dominick J. Sacci said, “Every year we are given the Christmas wish lists of several families in the C&Y programs. Caseworkers talk to the foster children and families to find out what they’d like for Christmas. We then collect donations, shop to fulfill the lists, and hand-deliver the truckloads of gifts to Children and Youth.” From left are Yarrow Wilkins, president; Doreen Morales, receptionist; Nancy Frantz, office manager; and Dominick J. Sacci, VP/GM. please recycle this paper Pike County Business Spotlight for 2009 Pocono Business Journal, the Pike County Chamber of Commerce and new sponsor Bold Gold Media are partnering to recognize outstanding for-profit Pike County companies. Those businesses chosen will be highlighted in an article with a photo in the Pocono Business Journal and in NewsFlash (the chamber’s monthly newsletter), and eNewsFlash (the chamber’s electronic newsletter). The Business Spotlight runs four times per year. Member businesses of the Pike County Chamber that are interested in applying can download an application at www.pbjonline.com or www.pikechamber.com. For more information call Pocono Business Journal at (570) 421-0100 or the Pike County Chamber of Commerce at (570) 296-8700. Safe n Secure n Strong Member FDIC POCONO Regional Business News & Resources www.pbjonline.com 23 Pocono Business Journal | January 2009 BUSINESS BRIEFS WHO’s WHO ATEN BLANK-TOOMBS HANSEN BRINDISI KIDDWATSON Aten -Robert Aten has been named the new chief of the Sheet Metal Fabrication Branch, Systems Integration, and Support Directorate at Tobyhanna Army Depot. He supervises 53 people who perform metal fabrication and assembly, and provide Mobile Depot Maintenance support. Birmelin – Lyndsay Birmelin has been appointed the new workforce coordinator of Wayne County’s new Workforce Wayne program. Blank-Toombs – Better Homes and Gardens Real Estate Wilkins & Associates has reopened its Vacation Rental Department which will be supervised by Patricia Blank-Toombs, vice president and sales manager. The department will rent townhomes, vacation homes, lakefront homes, condos, park model homes and timeshares. Brindisi - Helayne L. Brindisi has been hired as a commercial lines agent at Yutz-Merkle Insurance. She brings more than 17 years of experience in the insurance industry specializing in commercial, personal, and life insurance, and holds licenses in Pennsylvania and New Jersey, and she has earned the Certified Insurance Service Representative (CISR) designation. Brower - Kim Brower of Caesars Pocono Resorts has been promoted to reservations supervisor. Brower will be responsible for evaluating reservation personnel and providing ongoing employee training to enhance the booking process. Burns – Terry Burns, owner of the former Pocono Personnel, is converting her independent staffing business into Express Employment Professionals, is the nation’s fifth-largest staffing company that employs more than 350,000 people each year through temporary help, flexible staffing, evaluation, and direct hire. Caprioli – Nicholas Caprioli has been named the new chief of the Technical Publications and Provisioning Branch, Production Engineering Directorate at Tobyhanna Army Depot. He supervises 21 people who develop, validate, and verify technical manuals. Diaz – Executive Chef Laurie Diaz has recently closed The Private Table in East Stroudsburg and opened Sticks n Stones Bar and Grill across from Caesars Pocono Palace Resort in East Stroudsburg. The new restaurant has a bar, four giant screen TVs and offers darts, golf simulation and arcade games. Diaz has certifications in wine and maintains a BROWER KRAFTICHISIN BURNS SANDERSON ServSafe status. Fabunan - Ruben Fabunan was named chief of the Image Optics/Laser Branch, Intelligence, Surveillance and Reconnaissance Directorate at the Tobyhanna Army Depot. He supervises 47 people who work on night vision goggles, scopes, driver’s viewers, laser designators, and laser range finders. Griffin – Lawrence P. Griffin has joined the Frailey Agency (Stroudsburg) as an office manager. Griffin brings 30 years of financial services experience from MetLife as a Regional Director of training and as a corporate director of automation. Hagan – Thomas B. Hagen, chairman/owner of Eriebased Custom Group Industries, and chairman of the board of Erie Insurance Group, was elected chairman of the Pennsylvania Chamber of Business and Industry (Harrisburg) Board of Directors at its annual membership/board meeting. He previously served as first vice chairman of the PA Chamber board. Hansen - Richard Hansen has been designated chief of the Master Production Scheduling (MPS) Branch, Production Management Directorate at the Tobyhanna Army Depot. He supervises 27 people in the scheduling and execution of the MPS workload. Herman - Dr. Charles K. Herman, medical director of Plastic and Reconstructive Surgery at Pocono Medical Center, recently co-authored a chapter in the fourth edition of the Handbook of Nutrition in the Aged, published by CRC Press, on the role of nutrition in recovery and healing after surgery. The publication is a nutrition and health textbook for medical and nursing students throughout the world. Kiddwatson – Graham Kiddwatson, five-time award winning medalist of the prestigious Chaine Des Rotisseurs award, has been named the new executive chef at Cliff Park Inn Restaurant and Golf Course in Milford. Chef Kiddwatson was head chef for Crystal Springs Golf and Country Club, a resort hotel located in New Jersey. Kraftchisin - Tracy Kraftchisin was recently appointed the new chief of the Manufacturing Support Branch, Production Management Directorate at Tobyhanna Army Depot. She supervises 23 people who oversee the scheduling and program management of workload for several divisions. Nikles - National Association of Home Builders, Washington, D.C. honored Ed Nikles, president of DIAZ SCROBOLA FABUNAN WEILAND Ed Nikles Custom Builder, Inc. (Milford) as the 2008 Custom Home Builder of the Year. The field of nominees included twenty national finalists from among more than 240,000 NAHB member companies. The award recognizes a custom builder for his or her outstanding craftsmanship in building one-of-a-kind custom homes as well their exemplary business practices. Porter – Jennifer Porter has been named the new director of Workforce Initiatives at Wayne County’s new Workforce Wayne program. Postupack - The University Economic Development Association has elected Mary Frances Postupack, chief executive officer of the Research and Economic Development (RED) division at East Stroudsburg University, as one of five new members to its board of directors. With more than two decades of experience with economic development, Postupack serves as chief executive officer of research and economic development at ESU. She is developing ESU’s 15acre Research and Technology Park. Sanderson - Lisa L. Sanderson with BOBHAY.com has joined Better Homes and Gardens Real Estate Wilkins & Associates as a partner. Sanderson is also a holder of the ABR (Accredited Buyer Representative) designation. Scrobola - James Scrobola has been appointed chief of the Design and Development Branch, Production Engineering Directorate at Tobyhanna Army Depot. Scrobola supervises 29 people who provide engineering support for prototype design, integration, system testing, manufacturing, and technical drawing and manual development. Toth - Paul Toth has been named new division chief of the Product Support Division, Production Management Directorate at Tobyhanna Army Depot. Toth supervises 17 people in a variety of programs. Weiland – Scott Weiland has recently resigned as executive director of the Pike County Chamber of Commerce and has accepted a position with the Greater Scranton Chamber of Commerce as vice president of Operations. Please send all press releases for consideration to editor@pbjonline.com 24 Pocono Business Journal | January 2009 BUSINESS BRIEFS WHAT’s WHAT Angela’s Child Development in Stroudsburg recently received a $500 grant from MetroAction’s Child Care MicroGrant program to purchase new play equipment enhancing physical education and teaching healthy eating habits to the children in their care. The MetroAction Child Care MicroGrant program awards ten MicroGrants each year to improve the quality of childcare throughout eight counties in northeastern Pennsylvania. The Dingman Delaware Insurance Agency, LLC has held a grand re-opening in Dingman’s Ferry. Great Wolf Lodge recently raised approximately $59,000 during its 2008 Community Days, which will go to United Way Monroe County and the Barrett Paradise Friendly Library. The Greater Pocono Chamber of Commerce is considering the formation of a Monroe County Infrastructure Task Force to study the imminent and future needs of various infrastructure projects throughout Monroe County. The chamber also has re-launched its West End Committee which meets on the second Wednesday of each month from 8:00 a.m. – 9:00 a.m. at the Western Pocono Community Library. A recent grand opening was held at The Harrington House (formerly The Hattree Inn) in Milford. The new owner, Adriane Wendell, has renovated the rooms of the facility. Lehigh Carbon Community College (LCCC) has begun offering employment retraining opportunities to residents of Lehigh, Carbon, or Schuylkill counties who have been affected by business or industry plant closing or layoff. Applicants may enroll for a maximum of one term/semester on a tuition-free basis. Eligibility requirements necessitate students must have been laid off, permanently or indefinitely, from a full-time position within 12 months prior to the time they make application for the program. Lehigh Carbon Community College has received the KEYS award at the KEYS Regional Workshop at Harrisburg Community College. The award signifies that the LCCC KEYS program had an 85% Work Participation Rate among KEYS student participants. KEYS is a program of the Pennsylvania Department of Public Welfare designed to provide an opportunity and support for Pennsylvania Temporary Assistance for Needy Families (TANF) recipients to pursue a degree or credit-bearing certificate at a Community College in Pennsylvania. Linda’s Full Service Salon & Tanning, Inc. (Mt. Pocono) was awarded a contract with the PA De- partment of Public Welfare to perform beautician services for female and African American female individuals residing at the Hamburg Center, Hamburg, PA. The services include shampooing, conditioning, cutting, styling, curling, color and chemical treatments. Linda’s Full Service Salon & Tanning, Inc., a Woman Minority Business Enterprise (WMBE) and HUBZone Certified business, has been in operation since 2004. In 2006, Linda Thomas contacted the NEPA Alliance Procurement Technical Assistance Center (PTAC) for assistance with contact solicitations that qualified with cosmetology. Manpower Tannersville has celebrated its 60th year in business and has been in the Pocono area for 40 years. Manpower is a $21 billion global enterprise that annually serves 9 million people and 400,000 clients from a network of 4,500 offices in 80 countries and territories. Monroe Career and Technical Institute is launching its new Adult Culinary Program this month, designed to prepare participants for employment as a preparatory cook or sous chef in restaurants, hotels, casinos or for those considering having their own restaurant, bed & breakfast or Personal Chef Services as well as those already in the field, wanting to upgrade their skills. In completing this 16 month course, students will also receive their ServSafe Food Safety Certification. Also recently launched is MCTI’s Pharmacy Tech program, which to date has graduated approximately 30 individuals. The program covers basic pharmacy theory and types of medications, drug interactions, customer service, and pharmaceutical calculations. The students are also required to complete a 100 hour externship at a local pharmacy. MCTI is working on an agreement for an externship at Pocono Medical Center’s Pharmacy. Monroe’s Paradise Township received a $12,515 grant from the Department of Environmental Protection (DEP) under the Sewage Facilities Enforcement Grants Program to help the municipality with sewage enforcement provisions; also, an underground storage tank in Stroud Township will be removed with a $4,000 state grant. The sewage grant reimburses half of the township’s eligible expenses for performing sewage enforcement provisions. The Pennsylvania Sewage Facilities Act requires local agencies to administer a permitting program for the installation of septic systems. The program establishes uniform standards to protect public health and prevent environmental problems due to substandard or malfunctioning septic systems. Schaedler Yesco Distribution, Inc. was recognized as Business of the Year for companies employing 101 or more employees. The award was presented Coming Next Month ... February 2009 at the fifth annual Central Penn Business Journal Business of the Year Awards gala. Schaedler Yesco Distribution, headquartered in Harrisburg, is an electrical, lighting, datacomm, and industrial supplies distributor serving Pennsylvania businesses since 1924. St. Luke’s Hospice hosted a presentation by Rev. Anne Huey, Support Services Coordinator, St. Luke’s Hospice, and Dr. Ric Baxter, Medical Director, St. Luke’s Hospice in Lehighton. The presentation provided information on the impact of hospice care on the patient and family members, how to request hospice services, what patient diagnoses are treated and the St. Luke’s team approach to providing care and support. Trintek Product Integration, Corp., an IT company which is working to develop an interactive intelligent robotic software system, has just moved into East Stroudsburg University’s Business Accelerator. Trintek’s technology reduces soldiers’ exposure to enemy threats. The founder and owner of the company, Marlon Holder, has over 14 years of experience in Defense Systems Engineering and expertise in Electro-Mechanical, Re-Engineering Product Development and Systems Integration. Other firms that are part of the ESU Accelerator include: ABP Software, LLC; A Sound Strategy, Inc.; Chaperone Technologies; Cinch Creative Media, LLC; Energy & Research Technology Hub; FD Software Enterprises, LLC; Marker Test, Inc.; Nadig Trading, Inc.; and Info Valley Corp. A grand opening and ribbon-cutting ceremony was held for Wayne Memorial Hearing Solutions (Honesdale), a full-service facility offering screenings for hearing loss and information on products to correct hearing deficits, and how various assistive technologies make hearing television, telephones and conversation speech clearer and easier to understand. Weichert, Realtors® Acclaim (Tannersville) has consolidated three locations to its recently purchased corporate office in Tannersville. Agents and support staff from Brodheadsville and East Stroudsburg have joined the Tannersville team. Members of Weichert, Realtors® Ruffino Real Estate traveled from Milford to Morris Plains, New Jersey, to tour the Weichert® campus. Weichert headquarters is home to more than 1000 personnel. Please send all press releases for consideration to editor@pbjonline.com POCONO www.pbjonline.com Regional Business News & Resources Finding Opportunities in the Current Market www.pbjonline.com • Job Creation Takes Turn for the Green: Carbon County about to explode on green scene •While You Wait: What you can (and should) strengthen now, before the economic bounceback •Making Workforce Development A Reality: Monroe-based business leader has plans to bring schools and business together •Professional Profile: Finding opportunities in the written word at Books and Prints (Milford) and Main Street Books (Hawley) 25 Pocono Business Journal | January 2009 FOCUS LIST By County: Carbon Monroe Pike Wayne Business Law Firms and Attorneys in the Pocono Region Address Phone Engler, Jane F. 77 W. 10th Street, Jim Thorpe, PA 18229 (570) 325-3000 Nanovic Law Offices 57 Broadway, Jim Thorpe, PA 18229 (570) 325-2774 Smith Law Offices, P.C. 26 W. Broadway, Jim Thorpe, PA 18229 (570) 325-8800 Amori & Riegel, LLC 513 Sarah Street, Stroudsburg, PA 18360 (570) 421-1260 Bensinger & Weekes, PA 529 Sarah Street, Stroudsburg, PA 18360 (570) 421-4727 Fisher & Fisher Law Offices, LLC 1200 PA Route 940 Suite #2, Mt. Pocono, PA 18344 (570) 839-8690 Gordon, David R. 1883 Jory Road, Pen Argyl, PA 18072 (610) 588-0965 Higgins Law Office 26 North Sixth Street, Stroudsburg, PA 18360 (570) 421-3830 Krawitz & Krawitz, P.C. 553 Main Street, Stroudsburg, PA 18360 (570) 421-7800 Lyons, Daniel P. 11 North Eighth Street, Stroudsburg, PA 18360 (570) 421-0454 Mancuso & Mancuso 808 Monroe Street, Stroudsburg, PA 18360 (570) 476-1099 Newman Williams Mishkin Corveleyn Wolfe & Fareri, P.C. 712 Monroe Street, Stroudsburg, PA 18360 (570) 421-9090 Primrose and Quigley 17 N. 6th Street, Stroudsburg, PA 18360 (570) 421-2350 Reaser, Jr., William J. Jr. 111A North Seventh Street, Stroudsburg, PA 18360 (570) 421-5590 Royle & Durney Merchants Plaza, Suite 8, Tannersville, PA 18372 (570) 620-0320 Savoia, Steven R. 701 Main Street, Suite 400, Stroudsburg, PA 18360 (570) 972-2060 Smithford Business Lawyers, LLC 600 Main Street, Suite 118, Stroudsburg, PA 18360 (800) 728-1406 Spegar, Lawrence AJ Esquire Box 105 Route 940, Pocono Summit, PA 18346 (570) 839-1674 Swaby Law Firm, LLC 560 Main Street, Stroudsburg, PA 18360 (570) 421-0177 Weidenbaum, Bradley P.O. Box 721, Brodheadsville, PA 18322 (570) 992-3900 Whitfield, Lorrie P.O. Box 100, Effort, PA (570) 629-1268 Zito, Martino & Karasek, L.L.P. Route 209, Brodheadsville, PA 18322 (570) 992-2424 Levy, Stieh & Gaughan, P.C. 542 U.S. Routes 6 & 209, Milford, PA 18337 (570) 296-8844 Lieberman, Charles F. 400 Broad Street, Milford, PA 18337 (570) 296-8885 Weinstein, Schneider, Kannebecher & Lokuta 104 W. High Street, Milford, PA 18337 (570) 296-8885 Worth, Magee & Fisher 104 W. High Street, Milford, PA 18337 (570) 325-4607 Anderson, Elizabeth Esq. RR1 Box 118, Hawley, PA 18428 (570) 685-1023 Fine, Wyatt & Carey 811 Main Street, Honesdale, PA 18431 (570) 253-1120 Howell, Howell & Krause Foster Building, 109 Ninth St. Honesdale, PA 18431 (570) 253-2520 Schlosser, Wayne 214 Ninth Street, Honesdale, PA 18431 (570) 253-3745 Treat, Jeffrey S. 926 Court Street, Honesdale, PA 18431 (570) 253-1209 Wayne Pike Monroe Carbon Organization Disclaimer: If your organization is located within Carbon, Monroe, Pike and Wayne in northeastern Pennsylvania and was not included in the listing, please contact Pocono Business Journal so we can ensure it is included in future editions of this focus list. 26 Pocono Business Journal | January 2009 CALENDAR OF EVENTS January 2 BNI Shawnee-on-Delaware, 7:00 a.m. – 8:30 a.m. Inn at Shawnee, River Road, Shawnee-on-Delaware. Call (570) 420-8656 or email hrccpa@ptd.net for more information. Employer Website Assistance, PA CareerLink in Tannersville, 3:00 p.m. – 4:00 p.m. Call (570) 620-2850 or visit www.cwds. state.pa.us or www.monroecountycareerlink.org for information. January more information. January 5 Resumes & Cover Letters, PA CareerLink in Tannersville, 9:00 a.m. – 11:30 a.m. Call (570) 620-2850 or visit www.cwds.state. pa.us or www.monroecountycareerlink.org for more information. Business Card Exchange, West End Business Group, 5:00 p.m. – 7:00 p.m. at the American Legion Hall on Route 209 in Gilbert. Cost: Members, $7; non-members, $14; non-registered walk-ins, $20.Call Toni Inciarrano at (610) 295-2784 or email toni@westendbusinessgroup.com, or contact Scott Lifer at (610) 295-9226 or email scott@westendbusinessgroup.com for more information. Brown Bag Monday, Carbon County Chamber of Commerce, 12:00 noon. Informal lunch with CCCC management at CCCC Office. Reservations required. Call (610) 379-5000 for more information. January 9 BNI Shawnee-on-Delaware, 7:00 a.m. – 8:30 a.m., Inn at Shawnee, River Road, Shawnee-on-Delaware. Call (570) 420-8656 or email hrccpa@ptd.net for information. Premier Party for “Nature’s Keepers” TV show, 6:00 p.m. held at The Emerson House at the Hotel Fauchere. Cost: free, with cash bar. Call the Delaware Highlands Conservancy’s Hawley office at (570) 226-3164 or visit www.natures-keepers.org for more information. Accounting for Managers, University of Scranton, 9:00 a.m. – 1:00 p.m. Cost: $95, includes text. Visit www.academic.scranton.edu/ department/cce/quickbooks.html or call (570) 941-7582 for more information. January 5 and 12 Microsoft Excel 2003 – Level I, University of Scranton, 9:00 a.m. – 4:00 p.m. Cost: $165, includes text and lunch. Call (570) 9417582 or email cptd@scranton.edu for information. January 6 Intro to Career Link Services, 10:00 a.m. – 11:00 a.m., Website Enrollment, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. January 6, 13, 20 and 27 Microsoft Excel 2007 – Level I, University of Scranton, 1:00 p.m. – 4:00 p.m. Cost: $150, includes text. Call (570) 941-7582 or email cptd@scranton.edu for information. January 6, 13, 21 and 30 Microsoft Access 2003 – Level I, University of Scranton, 9:00 a.m. – 12:00 noon. Cost: $150, includes text. Call (570) 941-7582 or email cptd@scranton.edu for information. January 7 BNI Milford, Cliff Park Inn, 7:00 a.m. Contact: Mike Dougherty at (570) 460-5815. LeTip of Stroudsburg, 7:00 a.m. - 8:30 a.m. JR’s, Green Tree Drive, East Stroudsburg. Call (570) 588-4113 for more information. Career Exploration, 9:00 a.m. – 2:30 p.m., Website Enrollment, 8:00 a.m. – 10:00 a.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. January 7, 14 and 21 Quickbooks 2008, University of Scranton, 6:00 p.m. – 9:00 p.m. Cost: $165, includes text. Visit www.academic.scranton.edu/department/cce/quickbooks.html or call (570) 941-7582 to register. January 8 BNI Bartonsville, 7:00 a.m. – 8:30 a.m. Howard Johnson’s, Route 611, Bartonsville. Call Jim Connor at (570) 237-5869 for more information. Website Enrollment, PA CareerLink in Tannersville, 9:00 a.m. – 11:00 a.m. Call (570) 620-2850 or visit www.cwds.state.pa.us for Computer Basics, PA CareerLink in Tannersville, 9:00 a.m. – 1:00 p.m. Call (570) 620-2850 or visit www.cwds.state.pa.us or www. monroecountycareerlink.org for more information. Hiring Do’s & Don’ts: Staying Legal in Your Hiring Process, University of Scranton, 9:00 a.m. – 1:00 p.m. Cost: $95 with materials & lunch. Visit www.academic.scranton.edu/department/ cce/quickbooks.html or call (570) 941-7582 to register. Learn to Use Your MAC, University of Scranton, 9:00 a.m. – 4:00 p.m. Cost: $165, includes text and lunch. Visit www.academic. scranton.edu/department/cce/quickbooks.html or call (570) 9417582 to register. January 12 Effective Selection Interviewing, Northampton Community College, Family Southside Center, Room 605, 8:00 a.m. – 4:30 p.m. Cost: $210. Call (610) 861-5590 or email ldi@northampton.edu for more information. Brown Bag Monday, Carbon County Chamber of Commerce, 12:00 noon. Informal lunch with CCCC management at CCCC Office. Reservations required. Call (610) 379-5000 for more information. Computerized O’Net Assessments, PA CareerLink in Tannersville, 9:00 a.m. – 10:00 a.m. Call (570) 620-2850 or visit www.cwds. state.pa.us or www.monroecountycareerlink.org for more information. Business Card Exchange, Greater Pocono Chamber of Commerce. Chateau Resort and Conference Center, Tannersville. Co-hosted by Pocono Business Journal. Cost in advance: $10 Chamber members, $20 non-members; walk-ins: $15 Chamber members, $25 non-members. Call (570) 421-4433 for details. January 12-16 Convergence Boot Camp, Northampton Community College, Hartzell Hall, Room 177, Monday through Thursday from 9:00 a.m. - 5:00 p.m.; Friday from 9:00 a.m. – 3:00 p.m. Learn to sell, install and maintain Voice Over Internet Protocol (VoIP) products from leading manufacturers and suppliers. Cost: $1,675, includes text. Registration deadline 1/5. Call (610) 861-4550 for more information. January 12 and 19 Learn to Use Your Computer, University of Scranton, 9:00 a.m. – 4:00 p.m. Cost: $165 with text and lunch. Visit www.academic. scranton.edu/department/cce/quickbooks.html or call (570) 9417582 to register. January 13 Home Inspectors course, Lehigh Carbon Community College, main campus. Cost: $1,150. Call (610) 799-1500 for information. Intro to CareerLink Services, 10:00 a.m. – 11:00 a.m., Interview Basics, 12:00 noon – 1:30 p.m., Salary Negotiation, 1:30 p.m. – 2:00 p.m., Website Enrollment, 3:00 p.m. -4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www. cwds.state.pa.us or www.monroecountycareerlink.org for more information. Women in Business Luncheon, Greater Pocono Chamber of Commerce, Sycamore Grille, Delaware Water Gap. Sponsored by Stephany Musgrave of Geisinger Careworks. Topic: “The Best Year of Your Life” presented by Rocco Lombardo of Accomplishment Coaching. Cost: $15 Chamber Members, $18 non-members and walk-ins. Call (570) 421-4433 to register. January 13 and 19 BusinessRICH workshop, ActionCoach. 7:30 a.m. – 5:00 p.m. Location TBD, within Stroudsburg. Cost: $1,195. Designed to provide business owners with strategies for improving business and outperforming the competition. Call (570) 517-7100 for more information. January 14 Home Improvement Registration Law Seminar, Ehrhardt’s Waterfront Resort. Learn about a new law going into effect July 1, 2009, which will require home improvement contractors to register with the state Attorney General’s office to do business in Pennsylvania. Sponsored by the Wayne County Builders Association. Registration required. Cost: free. Call Wayne County Builders Association at (570) 226-4941. BNI Milford, Cliff Park Inn, 7:00 a.m. Call Mike Dougherty at (570) 460-5815. LeTip of Stroudsburg, 7:00 a.m. - 8:30 a.m. JR’s, Green Tree Drive, East Stroudsburg. Call (570) 588-4113 for more information. Nail Down Your Breakfast Seminar on Manufactured Stone, PCBA Office, 9:00 a.m. Sponsored by the Pike County Builders Association, presented by John Clark, Fireside Hearth & Home. Cost: $10 PCBA members; $20 non-members. Call (570) 2965589 for information. Trade Adjustment Assistance Seminar, Scranton Chamber of Commerce, 9:00 a.m. – 10:30 a.m. Cost: free. Sponsored by the US Dept. of Commerce. Call (570) 342-7711 or visit www. metroaction.org for more information. Employer Website Assistance, PA CareerLink in Tannersville, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www. monroecountycareerlink.org for more information. Building Your Business, Mount Pocono Borough Building, 10:00 a.m. – 12:30 p.m. Covers basic business startup and planning strategies. Cost: $15. Pre-registration is required. Call (570) 9417588 for more information. January 15 BNI Bartonsville, 7:00 a.m. – 8:30 a.m. Howard Johnson’s, Route 611, Bartonsville. Call Jim Connor at (570) 237-5869 for more information. Employer Website Assistance, PA CareerLink in Tannersville, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www. monroecountycareerlink.org for more information. PBJ’s Business and Books Series, Editors on the Road Part 2, held at Borders Shoppes at Stroud, 5:30 p.m. Cost: free. Topics include using the business journal to expand your networking potential, and how to build on good media relations. In the event of inclement weather, this presentation will be held on January 22. Call (570) 421-0100 for more information. January 15 - 29 Working in the Casino Industry – Is It Right for You? Northampton Community College, Fowler Family Southside Center, Thursdays, 6:30 p.m. - 9:30 p.m. Cost: $35. Registration deadline 1/8. Call (610) 332-8660 for more information. January 16 BNI Shawnee-on-Delaware, 7:00 a.m. – 8:30 a.m. Inn at Shawnee, River Road, Shawnee-on-Delaware. Call (570) 420-8656 or email hrccpa@ptd.net for more information. Lean6 Certification Level 2, Manufacturers Resource Center (Bethlehem location), 8:30 a.m. - 4:30 p.m. Completion of Level I required. Cost: $3,000, includes continental breakfast, lunch, refreshments, and all materials. Registration deadline 1/9. Call Angie Bove at (610) 758-4588 or (800) 343-6732 for more information. Mail Merge, University of Scranton, 9:00 a.m. – 4:00 p.m. Cost: $130, includes text and lunch. Call (570) 941-7582 for more information. Résumé Critique, 9:00 a.m. – 12:00 p.m.; Employer Website Assistance, 3:00 p.m. – 4:00 p.m. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. January 17 West End Business Expo, sponsored by Pocono Business Journal. American Legion Post #927, Gilbert. 9:00 a.m. – 5:00 p.m. Cost: free. Visit www. westendbusinessgroup.com or call (610) 295-9226 for more information. What is Fracking?, a discussion on the health, environmental and economic effects of gas drilling, presented by Pike County Citi- 27 Pocono Business Journal | January 2009 CALENDAR OF EVENTS zens for Clean Water and the Twin and Walker Creeks Watershed Conservancy. 1:30 p.m. at Delaware Valley High School. Cost: free. Call Keith LaPan at (917) 748-0930 or email krlapan@nyc. rr.com for more information. January 19 Registration deadline, 2009 Northeast Buyers Mission, held on February 9, 11 and 13, 2009. Travel to Philadelphia, New York City and Boston to meet with food and beverage buyers from over 20 countries. Call (570) 655-5581 or email Debbie Phillips at dphillips@nepa-alliance.org. Registration deadline, Japan Foodex 2009, March 3 – 6, 2009. Promote your food product in Japan. Cost: $450 per company to travel to Japan, $150 per company sending samples only to be displayed at booth. Email mhorvath@nepa-alliance.org or call (570) 655-5581. Monthly Breakfast, Greater Pocono Chamber of Commerce. 7:30 a.m., Pocono Inne Town, Stroudsburg. Sponsor: Granite Transformations. Cost in advance: $10 Chamber members; $14 non-members. Cost at the door: $12 Chamber members; $18 non-members at the door. Call (570) 421-4433 for more information. Six Sigma Black Belt Program, Manufacturers Resource Center (Bethlehem location), 8:30 a.m. - 5:00 p.m. Cost: $6,500, includes continental breakfast, lunch, refreshments, and all materials. Registration deadline 1/14. Call Angie Bove at (610) 758-4588 or (800) 343-6732 for more information. Brown Bag Monday, Carbon County Chamber of Commerce, 12:00 noon. Informal lunch with CCCC management at CCCC Office. Reservations required. Call (610) 379-5000 for more information. Information session for RN/LPN Reactivation and Review Courses, Northampton Community College, Fowler Family Southside Center, Room 507, 6:00 p.m. Cost: free. Call (610) 332-6585 for more information January 19, 26 and February 2 Microsoft PowerPoint 2003 – Level I, University of Scranton, 9:00 a.m. – 12:00 noon. Cost: $113 with text. Visit www.academic.scranton.edu/department/cce/quickbooks.html or call (570) 941-7582 to register. January 20 Intro to CareerLink Services, 10:00 a.m. – 11:00 a.m.; Mock Interviews, 1:00 p.m. – 2:00 p.m.; Website Enrollment, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (70) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. Leadership In Supply Management, Lehigh Carbon Community College, 6:00 p.m. – 8:40 p.m. Schnecksville location. Cost: $139. Course focuses on leadership, risk and compliance, and strategic sourcing. Call (610) 799-1998 for more information. Master’s Builders Association, monthly meeting, 7:00 p.m. Location TBA. Call (570) 595-2007 for more information. sshow.com for information. January 22 BNI Bartonsville, 7:00 a.m. – 8:30 a.m. Howard Johnson’s, Route 611, Bartonsville. Call Jim Connor at (570) 237-5869 for more information. Business/Education Partnership for Monroe County, breakfast, 7:30 a.m. – 9:30 a.m. Held at Northampton Community College’s Monroe Campus. Monroe County Youth Employment Service, Inc. in partnership with the Pocono Counties Workforce Investment Board will present a workshop to inform the business community about opportunities to work with local schools on workforce development. Cost: free. Contact Peter Olson-Alasty at (570) 620-2410 or email payes@ptd.net. Successful Negotiations, Northampton Community College, Fowler Family Southside Center, Room 605, Bethlehem. 8:00 a.m. – 4:30 p.m. Develop techniques for skillful, effective negotiations. Cost: $210. Call (610) 861-5590 or email ldi@northampton. edu for more information. Website Enrollment, 9:00 a.m. – 11:00 a.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds. state.pa.us for more information. January 23 BNI Shawnee-on-Delaware, 7:00 a.m. – 8:30 a.m. Inn at Shawnee, River Road, Shawnee-on-Delaware. Call (570) 420-8656 or email hrccpa@ptd.net for more information. 11:00 a.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us for more information. LeTip of Stroudsburg, 7:00 a.m. - 8:30 a.m., JR’s, Green Tree Drive, East Stroudsburg. Call (570) 588-4113 for more information. The First Step: Starting Your Business, East Stroudsburg University, 10:30 a.m. – 12:30 p.m. Covers registrations, licenses, business structures, taxation, assessing start-up costs, financing, and more. Cost: $10. Pre-registration is required. Call (570) 941-7588 for more information. Food Safety Employee Training For Personal Care Homes program. Registration deadline 1/16. 1:00 p.m. – 4:30 p.m. Monroe County Cooperative Extension, Stroudsburg. Cost: $15. Call (570) 421-6430 or email MonroeExt@psu.edu for more information. MS Access Application Development, Lehigh Carbon Community College, Schnecksville campus. Call (610) 799-1500 for more information. January 29 BNI Bartonsville, 7:00 a.m. – 8:30 a.m. Howard Johnson’s, Route 611, Bartonsville. Call Jim Connor at (570) 237-5869 for more information. Lean6 101: Lean for the Job Shop, Manufacturers Resource Center (Bethlehem location), 8:30 a.m. - 4:30 p.m. Cost: $300, includes continental breakfast, lunch and all materials. Registration deadline 1/23. Call Angie Bove at (610) 758-4588 or (800) 343-6732 for more information. The Power of PowerPoint, Lehigh Carbon Community College, Schnecksville campus. 8:30 a.m. - 3:30 a.m. Cost: $119. Call (610) 799-1500 for more information. Website Enrollment, 9:00 a.m. – 11:00 a.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds. state.pa.us for more information. Good Communication for Managers, University of Scranton, 9:00 a.m. – 1:00 p.m. Cost: $95. Call (570) 941-7582 for more information. Building Your Business, PIDCO/Pike County Chamber of Commerce Office, 1:00 p.m. – 3:30 p.m. Covers basic business startup and planning strategies. Cost: $15. Pre-registration is required. Call (570) 941-7588 for details. Computer Basics, 9:00 a.m. – 1:00 p.m.; Employer Website Assistance, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. Stress Management, Northampton Community College, Fowler Family Southside Center, Room 605, 8:00 a.m. – 4:30 p.m. Cost: $210. Call (610) 861-5590 or email ldi@northampton.edu for more information. Lean6 101: Lean for Job Shops, Manufacturers Resource Center, 8:30 a.m. – 4:30 p.m. Cost: $300 per student. Call Angie Bove at (610) 758-4588 or email angieb@mrcpa.org for more information. January 30 BNI Shawnee-on-Delaware, 7:00 a.m. – 8:30 a.m. Inn at Shawnee, River Road, Shawnee-on-Delaware. Call (570) 420-8656 or email hrccpa@ptd.net for more information. January 26 Brown Bag Monday, Carbon County Chamber of Commerce, 12:00 noon. Informal lunch with CCCC management at CCCC Office. Reservations required. Call (610) 379-5000 for more information. Employer Website Assistance, 3:00 p.m. – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. Résumés & Cover Letters, 9:00 a.m. – 11:30 a.m. Held at the PA CareerLink in Tannersville. Call 570-620-2850 or visit www. cwds.state.pa.us or www.monroecountycareerlink.org for more information. Problem Solving Techniques, Northampton Community College, Fowler Family Southside Center, Room 605, 8:00 a.m. – 4:30 p.m. Cost: $315. Call (610) 861-5590 or email ldi@northampton. edu for more information. January 21 BNI Milford, Cliff Park Inn, 7:00 a.m. Call Mike Dougherty at (570) 460-5815. January 27 Complete Access, Access instruction, Lehigh Carbon Community College, Schnecksville campus. Call (610) 799-1500 for more information. LeTip of Stroudsburg, 7:00 a.m. - 8:30 a.m. JR’s, Green Tree Drive, East Stroudsburg. Call (570) 588-4113 for more information. Marketing Mechanics, University of Scranton, 2:00 p.m. – 4:00 p.m. Cost: $10. Pre-registration is required. Call (570) 941-7588 for details. Nail Down Your Breakfast Seminar on Fireplaces, AIA Accredited, 9:00 a.m. Sponsored by the Pike County Builders Association, presented by John Clark, Fireside Hearth & Home. Cost: $10 PCBA members; $20 non-members. Call (570) 296-5589 for information. Intro to CareerLink Services, 10:00 a.m. – 11:00 a.m.; Interview Basics, 12:00 p.m. – 1:30 p.m.; Salary Negotiation, 1:30 p.m. – 2:00 p.m.; Website Enrollment, 3:00 – 4:00 p.m. Held at the PA CareerLink in Tannersville. Call POCONO (570) 620-2850 or visit www. cwds.state.pa.us or www.monRegional Business News & Resources roecountycareerlink.org for more information. Career Exploration, 9:00 a.m. - 3:00 p.m.; Website Enrollment, 8:00 a.m. – 10:00 a.m. Held at the PA CareerLink in Tannersville. Call (570) 620-2850 or visit www.cwds.state.pa.us or www.monroecountycareerlink.org for more information. Introduction to Project Management, Northampton Community College, Fowler Family Southside Center, Room 605, 8:00 a.m. – 4:30 p.m. Cost: $210. Call (610) 861-5590 or email ldi@ northampton.edu for more information. Quickbooks 2008, University of Scranton, 6:00 p.m. – 9:00 p.m. Cost: $165, includes text. Visit www.academic.scranton.edu/department/cce/quickbooks.html or call (570) 941-7582 to register. Microsoft Access 2007 – Level II, University of Scranton, 9:00 a.m. – 4:00 p.m. Cost: $165, includes text and lunch. Visit www. academic.scranton.edu/department/cce/quickbooks.html or call (570) 941-7582 to register. January 20-23 2009 International Builders’ Show, Las Vegas. Visit www.builder- The First Step: Starting Your Business, Carbondale Technology Transfer Center, 10:00 a.m. – 12:00 noon. Cost: $10. Pre-registration is required. Call (570) 941-7588 for more information. The Second Step: Developing Your Business Plan, Carbondale Technology Transfer Center, 2:00 p.m. – 4:00 p.m. Covers the development of a business plan and composition of a narrative with solid research. Cost: $10. Pre-registration is required. Call (570) 941-7588 for information. BUSINESS JOURNAL January 28 BNI Milford, Cliff Park Inn, 7:00 a.m. Contact: Mike Dougherty at (570) 460-5815 for more information. Nail Down Your Breakfast Seminar on Crawlspace Myths, 9:00 a.m. Sponsored by the Pike County Builders Association, presented by David Strunk of Strunk-Albert Engineering. Cost: $10 PCBA members; $20 nonmembers. Call (570) 296-5589 for information. Website Enrollment, 9:00 a.m. – BUSINESS TODAY Monday — Wednesday — Friday 8:40 P.M. pennspeakradio.com Tune in weekly to hear the latest business news in the Poconos. 28 Pocono Business Journal | January 2009 PBJ REGISTER BANKRUPTCIES Monroe County JSFS Realty LLC, $455,000 Progressive Construction Inc to Joseph Gallagher, $417,000 Daniel E. Altemose, Altemose Landscaping, Pocono Pines. Chapter 7 Voluntary, filed 11/10/08. Joseph A. Grenier, Catherine P. Grenier, The Rose of Sharon Religious Books and Articles, Cresco. Chapter 7 Voluntary, filed 11/10/08. Richard A. Hamlet, Staytux, Inc., Stroudsburg. Chapter 7 Voluntary, filed 11/12/08. William J. Ludwig, Merle Lynne Ludwig, WJ Ludwig Landscape, Saylorsburg. Chapter 13 Voluntary, filed 11/21/08. Charles J. Middaugh, Jr., Kelly A. Middaugh, Wolfpac Enterprises, LLC, East Stroudsburg. Chapter 7 Voluntary, filed 11/20/08. Shawn Richard Pettis, Taunya M. Pettis, Pettis Transport LLC, Brodheadsville. Chapter 13 Voluntary, filed 12/8/08. Judith Ann Porter, Petals of Light Rekiki Center, Stroudsburg. Chapter 7 Voluntary, filed 11/25/08. R&S Auto & Truck Repair, Inc., East Stroudsburg. Chapter 11 Voluntary, filed 12/5/08. Keith A. Safin, KAS Trucking, Pocono Summit. Chapter 13 Voluntary, filed 12/02/08. Joseph A. Sciabica, Crystal Wireless, East Stroudsburg. Chapter 7 Voluntary, filed 11/26/08. Ultimate Enterprises Inc., Cresco. Chapter 7 Voluntary, filed 11/11/08. Keith A. Welsh, Welsh Machining, Keith’s Construction, Blakeslee. Chapter 13 Voluntary, filed 11/20/08. Pocono Township W Richard and Diane Taitt to OKI Investment LLC, $500,000 Federal national Mortgage Association to Paul and Cynthia Bartoli, $365,000 Anthony G. Crispi, AGC Management, Inc., Milford. Chapter 7 Voluntary, filed 11/25/08. Delaware Township Island Associates Consulting Inc to Brian and Carolyn White, $370,000 Pike County Deeds Carbon County Kidder Township South Dennis Geraghty and Debra Zaboroski to GJC Holdings LLC, $320,000 Cory and Denise Trucksess to Alan and Marilyn Levy, $334,285 Steven and Jacqueline Ochsenreither to Patrick and Theresa Sharp, $390,000 Robert and Michael Carney to Kevin and Debra Deasy, $351,915 Mahoning Township QSM LLC to D&G Associates LLC, $643,000 Monroe County Barrett Township Susan and Mildred Kerestes and Barbara Buchanan to James Bibber, $355,000 Chestnuthill Township Gabriel Delacruz and Jacquelin Lopez to Colin Outridge and William Rodriguez, $300,000 Rchard and Mary Rylka to Darrell and Evelyn Seever, $325,000 Coolbaugh Township Kathleen Jackson to Carl and Kathleen Stratton, $315,000 East Stroudsburg Borough King KLP LLC to Christian and Jennifer Fornataro, $465,000 Robert Weseloh and John DeVivo to MADDPP Carney LLC, $1,100,200 Jackson Township Hamilton East Investment Group Inc to David and Isabel Klarberg, $400,000 Janusz and Agata Nowak to Nicholas and Hires Costa, $307,000 Middle Smithfield Township Toll PA IV LP to Anthony and Teresa Asaro, $405,900 Mount Pocono Borough Sunrise Breakfast and Lunch Café LLC to Stroudsburg Borough Young Han Park to BCR Realty LLC, $354,710 Harriet Andrews to Compton Ferreira and Susanne Ramos, $400,000 Stroud Township Jeffrey and Annette Warner to James Rattray and Kelly Huff-Benkowski, $300,000 LTS Development LLC to Rochelle Quattlebaum, $369,800 Glenn and Susan Hawk to Steven and Patricia Paiewonsky, $325,000 Tobyhanna Township Dermott and Regina Whalen to Noah Cook and Debra Jih, $316,000 Simon and Rita Mosheshvili to Jae W and Pamela Oh, $330,000 Scott and Denise Dobrin to Ricardo and Theresa Salcedo, $650,000 Tunkhannock Township Silver Active Adult Communities Lake Harmony LLC to Tunkhannock Township, $500,000 Cartus Relocation Corporation to Pierre and Francis Joy Belisle, $342,000 Pike County Dingman Township Peter and Bonnie Timan to Jaime and Jillene Cepeda, $370,000 Greene Township Thomas and Kari Klein to Amy Mathis and Nikolay Gavrishev, $350,000 Harold and Mary Lou Cantilli to Charles and Gail Smith, $371,000 Lackawaxen Township G Anderson Homes Inc to Heidi Frigano, $309,730 Excell Homes Inc to Richard and Jerri Roberts, $300,000 Woodloch Pines Inc to Louis and Ann Margaret Timpanaro, $300,000 Matamoras Borough Stephen Hughson to Pareshkumar Patel, $375,000 Milford Township John and Mary Ratzesberger to Taeyoung and Chiaying Lee, $415,000 Palmyra Township Beatrice Moore to Thomas and Marjorie Michalski, $300,000 Sholan Ilyaev to Antonio Stanco, $425,000 Wayne County Hawley Borough Terrence and Cassandra Fitzsimmons to Jennifer Grabow, $450,000 Honesdale Borough Frank Romol to Carlo Fodera, $350,000 Lake Township Hayward and Teresa German to William and Ava Sawyer, $302,500 Mount Pleasant Township John and Earl Marshall to Quantum Farms Pennsylvania Corporation, $495,000 Christopher and Lisa Amirtharajah to James and Jacqueline Rantanen, $319,000 Paupack Township Sandra Wanamaker to Gregory and Coleen Soto, $300,000 David and Mary Garber to Randall Rhoads Enterprises, $750,000 Remington Family Trust to Ronald Kraft, $590,000 Joseph and Patricia Lamonte to Davis Lakefront Properties Inc, $525,000 Mortgages Carbon County Kidder Township South Patrick and Theresa Sharp, MERS/Sovereign Bank, $370,500 Varvara Clark, MERS/Colonial Mortgage Service Company of America, $332,000 Raj and Maragret Kumar, MERS/Home Loan Center/Lending Tree Loans, $310,000 Lehighton Borough Lehighton Elderly Housing Associates, Wells Fargo Bank, $4,120,000 Peter and Jill Turko, Wachovia Bank, $1,050,000 Lower Towmensing Township Peter and Jill Turko, Wachovia Bank, $1,050,000 Penn Forest Township Ernest and Nicole Sully, PNC Mortgage LLC, $304,800 Towamensing Township James and Jane Everett, KNBT/National Penn Bank, $1,533,000 James and Jane Everett, KNBT/National Penn Bank, $13,457,250 Forest Inn Property, KNBT/National Penn Bank, $1,533,000 Forest Inn Property, KNBT/National Penn Bank, $13,457,250 Monroe County Barrett Township James Bibber, MERS/M&T Bank, $342,308 Chestnuthill Township Maryann Dowd, PNC Mortgage, $435,000 Maryann Dowd, Housing and Urban Development, $435,000 East Stroudsburg Borough Christian and Jennifer Fornataro, Wayne Bank, $1,102,000 MADDPP Carney LLC, Pocono Community Bank, $550,000 MADDPP Carney LLC, 1909 Associates, $546,917 Hamilton Township Anthony Hernandez, MERS/PennWest Home Equity Services Corporation, $306,000 Middle Smithfield Township Harima Inc, Wayne Bank, $1,400,000 Robert and Nicole Spano, Wayne Bank, $1,400,000 Pierre and Francis Belisle, Mark Robinson, $375,000 HRP, Textron Financial Corporation, $12,000,000 Anthony and Teresa Asaro, JP Morgan Chase Bank, $324,720 Gregory and Patricia Jones, Citicorp Trust Bank, $472,482 Mount Pocono Borough USFS Realty, Community Bank and Trust Company, $389,882 USFS Realty, Community Bank and Trust Company, $311,906 Joseph Gallagher, MERS/Taylor Bean and Whitaker, $396,150 Pocono Township OKI Investment LLC, Wayne Bank, $350,000 Price Township Ricardo Braylin, Penn Security bank and Trust, $352,512 Ross Township Charlotte O’Callaghan, HCI Mortgage $405,000 Charlotte O’Callaghan, Housing and Urban Development, $405,000 Smithfield Township Domenick and Edana Totaro, Beneficial Mortgage Company, $329,359 Stroudsburg Borough BCR Realty LLC, Royal Asian Bank, $354,710 Compton Ferreira and Susanne Ramos, Wayne Bank, $420,000 Stroud Township Grace Spicer, Bank of America, $325,000 Grace Spicer, Housing and Urban Development, $325,000 Tobyhanna Township Ricardo and Theresa Salcedo, Fifth Third Mortgage Company, $520,000 Patrick and Patricia Reilly, MERS/Gateway Funding, $318,000 Pike County Blooming Grove Township Carl and Susan Bagnini, JP Morgan Chase Bank, $405,000 Delaware Township D&J Land Holdings LLC, First National Bank of Palmerton, $500,000 Brian and Carolyn White, MERS/MNET Mortgage Corporation, $320,000 Dingman Township D&J Land Holdings LLC, First National Bank of Palmerton, $500,000 Vannatta Realty and Builders Inc, Sussex Bank, $360,000 NJ Federation of Young Men and Women Hebrew Associations, Wayne Bank, $6,500,000 Joyce Weigold, Wayne Bank, $365,600 Jaime and Jillene Cepeda, MERS/Mortgage World Bankers Inc, $351,500 Lackawaxen Township Masthope Rapids Property Owners Council, Dime Bank, $3,200,000 D&J Land Holdings LLC, First National Bank of Palmerton, $500,000 Louis and Ann Margaret Timpanaro, ESSA Bank and Trust, $612,000 Steven and Nancy Prudente, ESSA Bank and Trust, $417,000 Lehman Township D&J Land Holdings LLC, First National Bank of Palmerton, $500,000 Miriam and Harris Saberon, MERS/Residential Finance Corporation, $302,774 Milford Township Taeyoung and Chiaying Lee, Bank of America, $300,000 Robert Corn, MERS/Primary Residential Mortgage Inc, $318,411 John Pfaeffle to George and Eugenia Pfaeffle, $354,693 NJ Federation of Young Men and Women Hebrew Associations, Wayne Bank, $6,500,000 Palmyra Township David Thorne, JP Morgan Chase Bank, $336,000 Dennis and Susan Rhoads, Fulton Bank, $400,000 Dale and Barbara Dohner, Wayne Bank, $600,000 Brian Bruneio, QNB Bank, $335,812 Shohola Township David Weber, Wayne Bank, $300,000 D&J Land Holdings LLC, First National Bank of Palmerton, $500,000 William Anderson and Anita O’Brien, Citibank NA, $308,000 Robert and Teresa Sachs, MERS/Merrill Lynch Credit Corporation, $417,000 Westfall Township John and Donna Butler, MERS/Metlife Loans, $340,904 Graham MacDonald, James B Nutter and 29 Pocono Business Journal | January 2009 PBJ REGISTER Company, $337,500 Graham MacDonald, Housing and Urban Development, $337,500 Wayne County Dreher Township Robert and Dorothy Beirle, Honesdale National Bank, $500,000 Dyberry Township Dorothy Rambo, Honesdale National Bank, $304,000 Honesdale Borough DML Properties, Fulton Bank, $480,000 Lake Township William and Ava Sawyer, MERS, $297,826 Lehigh Township Thomas and Patricia Bonikowski, MERS, $417,000 Paupack Township James and Patricia Oliver, Nichola Barna, $362,000 Steven and Rosalie McCune, MERS, $346,000 David and Linda Kraft, Wells Fargo Bank, $417,000 Martin and Dolores Vasquenzo, Housing and Urban Development, $387,000 Martin and Dolores Vasquenzo, Bank of America, $387,000 Preston Township One IL Inc, Dime Bank, $1,700,000 Salem Township Christopher Hoffman, Wachovia Bank, $400,000 New Corporations / Fictitious Names Carbon County ANZ Contracting, construction, building and maintenance, 700 Station Street, Lehighton, ANZ Restorations, Inc Bear Mountain Home Products Inc, internet retail sales, 44 Mauch Chunk Street, Lehighton CA Creative Hair Designs, LLC, hair styling, 90 Little Gap Road, Palmerton Eastern Pennsylvania Paranormal Investigations, LLC, paranormal investigations, 309 Gypsy Hill Gardens, Lehighton JayCee’s Deli, Inc, deli, 171 South First Street, Lehighton Leitrim, Inc, real estate, 179 Delaware Ave, Palmerton M & N Group LLC, investments, 133 Yellow Run Road, Jim Thorpe Mid Atlantic Realty Holdings, LLC, real estate, 135 Breezewood Court, Palmerton Noodlesaurus Glass Studio, jewelry and glass beads, 350 Hahn’s Dairy Rd., Palmerton, Kristen Schaible PANJA Corner, E-commerce, 473 North 8th Street, Lehighton, Paula Kay Warner Pereira’s Gulf, gas station/convenience store, 117 Delaware Avenue, Palmerton, Pereira Enterprises, Inc Spruce Hollow Realty, LLC, real estate, 1850 Spruce Hollow Road, Palmerton The Chocolate Shoppe, retail chocolate sales, 300 South Third Street, Lehighton, Connie A Blauch Tin Roof Prete A Vivre, home furnishinginterior design retail store, 79 West Market Street Suite 300, Bethlehem, Samuel R.Ciardi and Darrian Ford Monroe County 4433 Holiday Birch LLC, real estate, 4433 Holiday Drive, Tobyhanna A Landmark Abstract Agency, Limited Liability Company, title insurance agency, 201 Route 940, Mount Pocono Advance Collision, restoration repair, 7 Nottingham Way, Bartonsville Kirk M Dennis AJAY Fuel Inc, gas station/convenience store, 2579 Milford Road, East Stroudsburg Ambassador Medical Claims Services, file medical claims electronically, 1003 Valley View Drive, Stroudsburg, Cynthia Lewis Archaotic LLC, design, marketing company, 3447 Wild Cherry Lane, East Stroudsburg Beauty By V LLC, hair and nail services, HC 62 Box 158 B, Long Pond Big Show Media LLC, advertising, RR 7 Box 7200, Saylorsburg Boulder Lake Village Condominium Association, PO Box 707 Route 940 and Moseywood Road, Blakeslee Burns Holding LLC, real estate holding, 429 B N Courtland Street, East Stroudsburg Caribbean American Entrepreneurial Association, Inc, 4308 Campbell Way, Tobyhanna Century Iron Works, rails, fences, steps, fire escapes, beams, columns, repairs, welding, steel fabrication, 45 Airport Road, Stroudsburg, Peter Ianniello Chrismax Trucking, LLC, transportation - trucking delivery services, 7228 Woods Lane, Tobyhanna Coral Harbor Consulting, LLC, consulting services, 93 River Court, Pocono Lake Culturenik Publishing, Inc, publishing, 1903 West Main Street, Stroudsburg Dinsi’s Designs, beaded jewelry, 1745 Douglas Ave., Stroudsburg DJ Custom Construction, LLC, construction, 216 Seneca Lane / PO Box 1037, Pocono Summit Driving School Management Company, driver education, RR 7 / Box 7740-A, Stroudsburg El Coqui Cuts LLC, haircuts, 350 Main Street, Stroudsburg Ellen Kerz Interiors, Inc., construction, renovation, interior decorating and design, 3089 Henry’s Crossing, Cresco Embroidery Express, clothing retail, embroidery and screen printing, 1336 Resica Falls Road, East Stroudsburg, Edward Spannagel Euro Security LLC, security systems, 1135 Glendale Terrace, Tobyhanna Floors in Stock, retail flooring, 525 Main Street, Stroudsburg, Snite Inc. Friends of Monroe County Homeless Animals, Inc, provide human and monetary support for homeless animals of Monroe County, 17 Heath Lane, Mount Pocono FTC Carrier Corporation, trucking company, 306 Michelle Lane, Bartonsville G & G Home Improvement, carpentry business, H C 88 Box 1709, Pocono Lake, Gilberto and Graciela Ramirez Goody Kidz Day Care and learning Academy, 19A Nittany Court, Mount Pocono, Crystal and Michael Goodwin, GOODY KIDZ, LLC Hideaway Outdoor Energy Products, Inc, energy products, 7 Carney Road PO Box 781, Kresgeville Jackson Manor Association, Inc., planned community, charitable, Seven Bridge Road // R.R. 5 // Box 5348, East Stroudsburg JC & CB Home Remodeling and Repair, construction, 456 Normal Street, East Stroudsburg Launch Enterprises, LLC, manufacturing services, 4410 Route 611, Stroudsburg Luigi Spagnola Contracting Corp., real estate development, construction and management, 2 Katz Drive, Stroudsburg M & S Country Store, retail groceries and food sales, 275 Stokes Ave., East Stroudsburg, Michelle and Simon Hughes Momma D’s Day Care Center LLC, day care, One Knob Road, Mount Pocono Mountain Spirit Yoga, LLC, yoga meditation and counseling services, 27 North 6th Street, Stroudsburg Mountain View Trail Services, design construction maintenance of recreational trails, RR 8 / Box 8142-A, Stroudsburg, John Motz O’Leary Construction, Incorporated, construction, 4073 Manor Drive, Stroudsburg PA Mobile Advertising, Inc, advertising, 808 Monroe Street, Stroudsburg Pacific Street Records Corporation, 819 Ann Street, Stroudsburg PAETEC Business Services, telecommunications, 600 Willowbrook Office Park, Fairport, Us Lec of Pennsylvania LLC Pasta & Rice Catering, Inc., catering services, 3307 Emerald Blvd, Long Pond Peace In The Storm Publishing, LLC, publishing company, 168 Glade Drive, Long Pond PH-Construction, install, repair plumbing, heating, carpentry, welding, concrete, etc., 2471 Prices Drive, Cresco, Keith Spooner Pocono Limited Winery, organic apple wine, 954 Mount Zion Avenue, Stroudsburg, Salavtore P.J Vito Pocono Orthodontics, orthodontics, 134 Washington Street, East Stroudsburg Pocono Snow, LLC, soccer club, RR 2 BOX 2033G, Stroudsburg Posh Aroma, LLC, 14 Woodchuck Lane, East Stroudsburg Powerola Inc., convenience store, 44-45 McCauley Ave PO Box 1008, Pocono Pines ProTech Support, LLC, computer sales service, repair, RR 3 Box 3239, Saylorsburg Raritan Valley Motors of Poconos, car sales, delivery, RR1 #1101, Bartonsville Moses and Cecilia Oladugvewo Real Living Ritter & Co. Real Estate, real estate brokerage, 717 Sarah Street, Stroudsburg, James W. Ritter & Co. Real Estate, Ltd Reverse Mortgage Services, title insurance, reverse mortgage closing services, 3 Landmark Center, East Stroudsburg Fidelity Home Abstract, Inc. Roy Toro Services, LLC, small motor repair, 7 Birch Acres, East Stroudsburg Shear Envy salon, nail, hair service and retail, 2 Fox Run Lane, East Stroudsburg, George Nagele SHF Enterprises, Inc., 7400 Route 611 Suite 100, Stroudsburg Shining the Spotlight, educational website, RR3 Box 3191A, Saylorsburg, Tialynn Eassoh Simon T. ChuquiI DBA STC Construction, roofing and siding, 8074 Red Squirrel Drive, Tobyhanna Simon T Chuqui SoHan Records (SohAN Records), music, 809 Horizon Dr, Stroudsburg, Antoine Acevedo Staffing USA, LTD., employee staffing, 37 Heath Lane, Mount Pocono Street Flavor Records, produce and promote music and video, RR 13 Box 2132, Stroudsburg, 209 Entertainment Inc. Subway #35261, sandwich shop, 500 Route 940, Mount Pocono Shreya Subway Corporation Subway, sandwich shop, 601 Route 940, Mount Pocono SYJP Corporation Sun Embroidery & T-Shirts, Inc., tee shirt & novelty manufacture and sales, 940 North 9th Street, Stroudsburg Sung Bok Nam, and Nam-Majidco II, Inc. The Bright Life, LLC, entertainment and performance, 624 Main Street, Stroudsburg The House Doctor I O, home improvement, HC 3 - Box 3710, 613 Azalea Drive, Albrightsville, Bertram H Berk The Shoppes at Turtle Walk, LP, RR 2 / Box 30, Kunkletown Turtle Walk Shoppes Corp Inc Turtle Walk Shoppes Corp., Inc., real estate management and development, RR 2 BOX 30, Kunkletown VanFleet Welding, LLC, construction oriented welding & fabrication, 399 Sterling Road, Tobyhanna Worthington Legal Counsel, LLC, law office, One Empire Plaza, Stroudsburg Xpress Business Services, LLC, Uni-mart and gas station, 152 Brian Lane, Effort Pike County Argestes LLC, electrical contracting, 110 Sunflower Court, Milford Bark Avenue Dog Grooming Salon, dog grooming, 1035 Route 6, Shahola, Lisa Kogan CBH Holdings, real estate transaction, 154 Pond Drive PO Box 98, Matamoras, Joseph S Biondo, Davis R Chant, and Peter D Helms Costello & Loshen LLC, Internet music and apparel sales, 244 Locust Drive, Milford ESE Home Improvement/Maintenance LLC, interior / exterior painting, interior drywall framing, ceramic tiles, 1877 Pine Ridge, Bushkill Exterior Structures, LLC, 1179 Route 507, Greentown Good Time Grill, LLC, restaurant, 1549 Route 507, Greentown Hemlock Home Check, providing security and home checks, HC 8 Box 8345, Lords Valley, 739 Enterprises, LLC JP Construction, home remodeling and construction, 125 Oak Manor Drive, Milford, Ernest Jaekel K & M Custom Painting, interior painting, 196 Onieda Way Conashaugh Lakes, Milford, Paul John Kelleher Lisa Pathak, MD, LLC, physician providing healthcare services, 1592 Route 739, Dingmans Ferry Michael L. Martin PHD PLLC, psychological, 201 W Harford St. Suite 100, Milford Michael’s Construction, home improvements, 109 East Shore Drive, Dingmans Ferry, Michael Anthony Leisik Midatlantic Solar Energy, LLC, alternative energy services, 303 West Harford Street, Milford Mid-West Trophy Outfitters, Inc., hunting and outfitting business, 149 Sawmill Road, Greentown Milford Tobacco Outlet, smoke shop, 150 Sawkill Avenue, Milford, Edgar Rivera Mr. Inside Out of PA, inspection services, 101 Pommel Drive Hemlock Farms, Lords Valley, Robert Illenberg / R.I. Inspection Services, Inc. Northeast Warranties GP, LLC, warranty sales, 500 Routes 6 & 209, Milford Pine View Development LLC, 402 Broad Street, Milford Poconos Only, LLC, real estate, 190 Sparrow Lane, Bushkill Power Now, Generator service, sales, repair, 182 Southwynde Dr, Milford, Cynthia and Rick Wendland Progressive Business Advisers, consulting, 133 Magnolia Lane, Milford, Stephen C Kirby River Trucking LLC, light trucking, 659 Towpath Rd, Hawley Schiffer Building Contractor Inc, construction, 3249 Hemlock Farms, Lords Valley Taormina Contracting LLC, general contracting, 161 Aspen Drive, Milford Wally’s Disposal, residential garbage service, Hc 60 Box 44 Silver Lake Road, Dingmans Ferry, Jackie Vangorden Wayne County 269 Penn Hill Rd Properties LLC, real estate, 269 Penn Hill Road, Starrucca DRI, LLC, design sales consulting, 3315 Northgate Road, Lake Ariel Dublin, Inc, real estate, 810 Church Street, Honesdale Family First Vision Center, Inc., eye care, 1315 A Lake Ariel Highway, Lake Ariel, G & F, LLC, restaurant/bar, 1 Crickett Hill Road, Hawley Happy At Home Pet Sitting, in home pet sitting, 68 Bryant Road, Honesdale, Nancy S. Johannes Honesdale Auto Mart, sales and service of autos, trucks, 3298 Lake Ariel Highway, Honesdale, Honesdale Lincoln Mercury Inc. Howell’s Medicine Center, pharmacy, 600 Maple Avenue, Honesdale Robert Howell Jessie’s Coffee Cup Cafe, small coffee shop, 1186-A Hamlin Highway, Lake Ariel, Jessica Marie Peet Killy Bags, Inc., real estate, 810 Church Street, Honesdale Kiran’s Counseling, mental health counseling, 265 Steep Hill Road, Beach Lake, Kiran P Miner My Time Nail Salon, nail salon, Erie Street Suite 2, Honesdale, Jennifer Lynn Mathews NEPA Lock, Locksmith, 239 Prospect Street, Hawley, Orlando D Marrero Prestigious Painting, LLC, painting, 30 Ski Hill Drive PO Box E, Newfoundland Pride Motorcycle Club Waymart Local COOPERATIVE, fund raisers to assist correction employees and families, 1879 Roosevelt Hwy, Honesdale Roadside Rescue, LLC, truck repairs, trailer repair, road service, 465 South Smith Road, Waymart Shakkour Tree Services, Inc, tree trimming and removal, 207 Pine Street, Hawley T’N’T Containers, roll off container business, 52 Long River Road, Newfoundland Darling, Trevor and Timothy K. Kelly UB Logistics Inc., logistics/inventory management, 530 Main Street, PO Box 203, Gouldsboro MERS = Mortgage Electronic Registration Systems Disclaimer: Deeds and mortgages are recorded as accurately as possible adhering to the cover dates in the County Recorders’ office. 30 Pocono Business Journal | January 2009 COMMERCIAL REAL ESTATE MARKETPLACE MB&A Understanding the Difference Why is Michael Baxter & Associates the #1 commercial real estate firm in the Pocono Mountains? Because for over 10 years, we have put our clients and customers needs first! WE PUT YOUR NEEDS FIRST! LARGEST INVENTORY OF COMMERCIAL REAL ESTATE COMMERCIAL REAL ESTATE & PROPERTY MANAGEMENT (570) 421-7666 www.BaxCommercial.com Michael Baxter & Associates Commercial Real Estate and Property Management has the most comprehensive database of Pocono commercial real estate, including investment properties, industrial space, offices, and retail properties. Whether you want to list your property or you’re looking to buy, call the true Commercial Specialists to assist you today! Our inventory is full of opportunities for you! 31 Pocono Business Journal | January 2009 COMMERCIAL REAL ESTATE MARKETPLACE COMMERCIAL REAL ESTATE MARKETPLACE Contact for Ad Rates 570-421-0100 www.pbjonline.com POCONO Regional Business News & Resources 32 Pocono Business Journal | January 2009 meet the new face of Heart Care ESSA Heart and Vascular Institute When you work in a cardiac catheterization lab, timing is everything. Every second of a cardiac event tests the heart muscle, and early diagnosis could mean the difference between life and death. That’s why I’m proud to be a part of Pocono Medical Center’s cardiac catheterization team. With an average door-to-balloon time of less than 64 minutes—a figure that beats the 90-minute national average—we diagnose our patients faster than most hospitals in the country. With our advanced technology, we’re able to pinpoint and treat blockages with exceptional speed. Everyday, our patients tell us how thankful they are to have PMC’s cath lab so close-to-home. Knowing that I’m part of a team that is so important to a community is why I joined PMC in the first place. And, like most of my patients, I’d choose PMC again in a heartbeat. www.PoconoMedicalCenter.org Meet John Polishan, RN, PMC cardiac catheterization lab, and the new face of heart care.