***Facsimile Version*** Certificate No. WBCD00701 Date: 03/03/2010 The Commonwealth of Australia hereby certifies that the liabilities, the details of which are specified in the Annex to this Certificate, are Guaranteed Liabilities for the purposes of the Deed of Guarantee executed on behalf of the Commonwealth of Australia which takes effect on 28 November 2008. Signed Authorised Signatory Annex continued for an additional page Type of Liability: DEPOSIT Eligible Institution: Westpac Banking Corporation The guarantee covers eligible deposits referred to in Schedule 3 of the Scheme Rules. Where the Eligible Institution and the deposit holder so agree, deposits in the following accounts are guaranteed: Currency: AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD, ZAR Type of Account: Directsaver DIY Super Directsaver Gold Cash Management Account Investment Cash Account Incentive Saver Investment Savings Account Portfolio Cash Management Account Power Saver Term Deposit Billflex Express Saver Account School Saver Happy Dragon Farm Management Account Complete Freedom Complete Freedom Offset Complete Freedom Student Concession Account Freedom Cheque Freedom Offset Freedom Offset Cheque Freedom Plus Retirement Access Plus Retirement Access Plus - Cheque Society Cheque Account - Charity Society Cheque Account - Community and Sporting Society Cheque Account - Government Society Cheque Account - Schools Simply Freedom Society Cheque Account Solicitors Trust Solicitors Trust (BankSA) Business Cheque Account Business Cheque Account - Plus Business Cheque Account (No Interest) Business Maximiser Call Deposit Account Cash Management Account Cash Management Account (no cheque) Co-branded Stockbroker Accounts Commercial Money Market Account Executive Housing Interest Saver Account Express Saver Account for Business ***Facsimile Version*** Page 1 of 2 ***Facsimile Version*** Certificate No. WBCD00701 Date: 03/03/2010 Annex Type of Account (cont'd): Freedom Business Account GST Provision Account Land Agents / Brokers and Valuers Trust Account and Solicitors' Trust Account Other Trust Account Personal Cheque Account Regulated Trust Account SHAW Cash Management On-Behalf-Of Accounts Standard Business Cheque Account Standby Account Statement Savings Account Term Deposit St. George Investor Gateway Account Electronic Cash Management Account Visa Cheque Account eCash Cash Connect Australian Dollar At-Call Deposit Accounts Foreign Currency Accounts Foreign Currency Term Deposit Account Australian Dollar Term Deposit Account Money Market Investment Guaranteed Account Platform Term Deposit Accounts St. George Investor Term Deposit Not all of the deposits in each of the above accounts are guaranteed. Customers choose to have deposits guaranteed on an opt-in basis. The institution will tag and monitor the accounts of those who opt-in. ***Facsimile Version*** Page 2 of 2