The Fund aims to achieve long-term capital growth for investors to the year 2030. The Fund will typically invest in equities, bonds, commodities and property securities throughout the world, in accordance with an asset allocation that seeks to achieve a combination of income and long-term capital growth as the year 2030 is approached. Other than for purposes of hedging and/or efficient portfolio management, financial derivative instruments will also be used for investment purposes to achieve the Fund's investment objectives.
(Please read the prospectus for details.)
Fidelity Funds – Live 2030 Fund is a target dated investment solution that seeks to help you achieve your financial savings for a specific purpose at a specified target date. In this case, it is the year 2030. This fund is also known as a life cycle fund because it adjusts to different phases in life as one moves from a wealth building stage to a wealth preservation stage.
Active Employment
Lifetime Income
Preparing to Retire
Living in
Retirement
Getting
Started
Accumulated Savings
Life Events
Starting Marriage
Work
Home Promotion/
Purchase Job Change
Children University
Planning
Savings
Solutions
Wealth Building
Source: Fidelity International
Fidelity Funds - Live 2030 Fund
Promotion/ Child s
Job Change Marriage
Parental
Care
Retirement Turning Lost
75 Spouse
Wealth Preservation
Fidelity Funds - Live Today Fund

The fund has an asset allocation mix that aims to maximise potential returns by investing in a more aggressive portfolio of global equities during the wealth building years. As one moves through the different stages of a life cycle, the asset allocation portfolio will “roll down” to a conservative portfolio to minimise downside risk by investing in less risky assets such as bonds. When you reach the year 2030, you can either take the money or choose to invest in the Fidelity Funds – Live Today Fund to enjoy the benefits of receiving a regular income.
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
Commodity
Bond
Equity
Cash
Multi Period Asset Allocation
Equity
Commodity
Bond
Time
The example above is for illustrative use only and may not be representative of actual fund allocation
Target Date
Cash
It invests in global equities and will roll down to an asset allocation mix of bonds, equities, commodities and cash as the year 2030 is approached.
1. Helps Build Your Wealth
The fund seeks to build your wealth in a steady manner and to preserve it as your life stage progresses. It will gradually roll down to a conservative portfolio in order to preserve your wealth as you get closer to the year 2030.
2. Provides Global Diversification
The fund invests across geographical regions and asset classes such as equities, bonds, commodities and cash, you enjoy diversification without having to make asset allocation decisions yourself.
3. Removes Market Timing Risk
The fund helps remove the emotions of market cycles and volatilities. You need not time the market – trying to buy low and sell high, which even seasoned investors have failed to consistently achieve.
4. A Holistic and Long-term Solution
Fidelity’s team of investment professionals will select the optimal mix. With this solution, you will enjoy the benefits of having a longterm horizon without worrying about short-term volatility.

Country Breakdown as at 28 February 2010
USA
Singapore
Japan
United Kingdom
China
Germany
France
Canada
Switzerland
Australia
Korea (South)
Hong Kong
Netherlands
Taiwan
South Africa
Italy
Ireland
Cash
Other
Sector Breakdown as at 28 February 2010
Financials
Information Technology
Industrials
Consumer Discretionary
Health Care
Consumer Staples
Energy
Materials
Cash
Other
23.7%
13.4%
12.9%
11.4%
9%
8.5%
8%
7.4%
1.2%
4.6%
3.3%
2.6%
2.5%
1.9%
1.7%
1.6%
1.4%
1.3%
27%
10.4%
9.7%
8.2%
5%
4%
3.5%
3.5%
1.2%
1.2%
9.8%
Share Class
Minimum Investment Amount
Subsequent Investment Amount
Investment Modes
Sales Charge
Annual Management Fee
Benchmark
Fund Launch Date
Fund Size
Class A - ACC - SGD
Class A - SGD 1,000
Class A - SGD 500
Cash / SRS
Up to 5.25%
Initially 1.5% and will reduce to 1.25% on 1 January 2026
Composite Benchmark
34% MSCI Europe
12% MSCI Singapore
20% MSCI AC Pacific
6% MSCI Emerging Markets
28% MSCI North America
16 April 2008 (Class A)
SGD 5 million (as at 28 February 2010)
Since our founding 40 years ago, Fidelity’s fund managers have experienced many market cycles when managing our clients’ investments. The depth and breadth of our investment experience stems from three key attributes:
• Extensive in-house research covering over 98.67% of the MSCI
World Index Assigned 1 .
• Over 900 investment professionals 2 with offices in more than
20 countries 3 .
• Fidelity’s success stems from our focus on managing our investors’ money. Our core business in asset management has remained unchanged over the years.
Source
1. Fidelity, 31 December 2009.
2.
FMR Corp., Pyramis Global Advisors, FIL, as of 31 December 2009. Data is unaudited. These figures reflect the resources of FMR Co. LLC, a US company, and its subsidiaries, and the resources of FIL Limited, a non-US company and affiliate, and its subsidiaries. Investment professionals include division management, portfolio managers, traders, research analysts and research associates.
3. FIL’s ‘presence’ in a country is defined as “business premises and at least one permanent employee”. In the total of 23 countries, Hong Kong is a “Special Administrative Region” that forms part of China and the UK, including FIL’s offices in England and Scotland.

Disclaimer
This document is prepared by FIL Investment Management (Singapore) Limited [“FISL”] (Co. Reg. No.: 199006300E), a responsible entity for the fund(s) in Singapore. All views expressed cannot be construed as an offer or recommendation.
Prospectus for the fund(s) is available from FISL or its distributors upon request. Potential investors should read the prospectus before deciding whether to invest in the fund(s). Reference to specific securities or fund(s) is included for illustration only, and should not be construed as a recommendation to buy or sell the same. This document is for information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Potential investors should seek advice from a financial adviser before deciding to invest in the fund(s). If that potential investor chooses not to seek advice from a financial adviser, he should consider whether the fund(s) in question is suitable for him.
Past performance of the manager and the fund(s), and any forecasts on the economy, stock or bond market, or economic trends of the markets that are targeted by the fund(s), are not indicative of the future performance. Prices can go up and down. The value of the shares of the fund(s) and the income accruing to the shares, if any, may fall or rise. Investors investing in fund(s) denominated in a non-local currency should be aware of the risk of exchange rate fluctuation that may cause a loss of principal when foreign currency is converted back to the investors’ home currency. Exchange controls may be applicable from time to time to certain foreign currencies.
Fidelity, Fidelity International, and Fidelity International and Pyramid Logo are trademarks of FIL Limited. SG10/071.