Preparing for the next decade of Customer Interaction Part of Frost & Sullivan’s Customer Interaction 2011 Series 15 june 2011 DoubleTree by Hilton, Kuala Lumpur gold SponsorS media partner supporting organization overview In an increasingly complex environment, improving the customer experience continues to be a top priority for businesses who want to drive revenue and profitability. Achieving this goal is more difficult as customers exert power in a multichannel world, companies struggle with an explosion of data, and sustaining operational excellence becomes increasingly more challenging. Intelligent leaders are approaching these challenges in new ways, especially by addressing their multi-channel environments with an understanding of customer profiles and behavior. Achieving and sustaining greater customer loyalty requires new operating models that embed this “new intelligence” to ensure their people, processes, infrastructure, and governance drive optimal customer interactions. Join Frost & Sullivan and industry experts as we discuss how enterprises need to be anticipating their customers’ needs and proactively reaching out to their customers to optimize customer experience. At this summit, we’ll explore how to: • Develop most effective strategies for Next-Gen Care • Leverage predictive analytics to provide new intelligence • Top 10 Global Mega Trends and Their Impact on Customer Expectation • Optimize Customer Experience with predictive customer analytics • Improving customer interactions, loyalty, and organizational productivity with unified solution • Breaking through the Country Specific Challenges in IT adoption and Consumer Markets • Cloud Computing & the Contact Center : What’s in it for you? • Remote/ Hosted Contact Centre Services • Mobile CRM • Workforce Optimisation as a Profit Centre • Outlining the Innovation of Next-Generation Customer Interaction • Reach the right person at the right time via the right channel Close the data loop and ensure that the actions you take with your customer today will impact your future relationship with your customer. Exchange your experience and viewpoints with our panel of experts during various interactive Panel Discussion Sessions throughout the summit. WHO SHOULD ATTEND Executives seeking to deliver customer experience and excellence in customer satisfaction, including Vice Presidents, Directors, Heads and Managers of: Job Function: • CIOs, CTOs, COOs and Heads of IT • Operations • Contact Centers • Quality Assurance • Customer Service/Customer Care • Sales & Marketing • Customer Analytics • Business Development • Customer Contact • Planning & Business Support • Customer Experience • Process • Customer Satisfaction and Loyalty • Outsourcing • Customer Strategy • Human Resource • Customer Support Region: • 90% Local 2 • 10% rest of South East Asia Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com Breakdown per industires Breakdown per JOB TITLES 3% 7% 3% 5% 10% 22% 3% 25% 25% 10% 22% 35% 15% 15% 22% 22% Banking, Financial Services and Insurance 15% Business Process Outsourcing (BPO) 15% 10% 3% 3% 3% 7% Telecommunication 5% C-Level: CEO, CIO, CTO, CSO, President Director, Managing Director, President, Chairman 25% Senior Level: Director, Senior VP, VP, Head of Department Hospitality 35% Middle Level: Assistant Director, AVP, Senior Manager Government Bodies/ Regulators 25% Manager: Managers Airline & Transportation 10% Others: Media, Executives Logistics Manufacturing 3% Others (Healthcare, Automotive, Real estate etc) Testimonial from Customer Contact 2010, Malaysia - Delegate Testimonials “A yearly convention that enables you to build networking with other service providers.” Hazlina Abdul Razak, Head of Contact Center, Time DotCom “Good range of speakers - good platform for knowledge-sharing among contact center managers.” Nik Faizah Nik Mahmood, AVP1, CRM, Sime Darby Property “A great forum to re-focus and strategize while catching up on the latest trends and technologies.” Sharon Woo, Head Contact Center, Alliance Bank ABOUT FROST & SULLIVAN Frost & Sullivan, the Growth Partnership Company, enables clients to accelerate growth and achieve best-in-class positions in growth, innovation and leadership. The company’s Growth Partnership Service provides the CEO and the CEO’s Growth Team with disciplined research and best-practice models to drive the generation, evaluation, and implementation of powerful growth strategies. Frost & Sullivan leverages 50 years of experience in partnering with Global 1000 companies, emerging businesses and the investment community from more than 40 offices on six continents. To join our Growth Partnership, please visit http://www.frost.com. Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 3 SUMMIT agenda - 15 June 2011, Wednesday 8:30 am Registration & Exhibition 9:00 am Social Networking Session and Chairman’s Opening Remarks Shivanu Shukla, Associate Director, Frost & Sullivan 9:15 am KEYNOTE #1: Winning Strategies for Next-Gen Care Customer interactions are becoming more immediate and transparent across more channels. At the same time, each channel is becoming increasingly connected and sophisticated. Contact centers that started with infrastructure phone-based agents are finding it challenging to shape the customer experience as customers expect more seamless integration of their experience across channels and more personalized service from each interaction. This session will examine the alternatives to traditional agent-centric technology deployments and evaluate a new customer-centric approach. We’ll explore • How customer needs and expectations are evolving • The causes of today’s customer care model and trends leading to a transformation • Key strategies to transition and differentiate your customer service • Best Practice/ Strategies in Customer Engagement • Integrated Customer Care Management across multi-channels Rozalila Abdul Rahman, Chief Marketing Officer, Telekom Malaysia Berhad 9:45 am Predicting Customer Behavior The session will address the power and application of internal and external customer insights, and offer practical advice on developing a unified analytics strategy. Learn how to optimize Customer Experience, delight your customers, build your brand and lower operating cost with predictive customer analytics OR Workforce Optimisation as a Profit Centre 10:15 am The Social Media Customer Care Maturity Model: How Do You Stack Up? Social media, such as Twitter and Facebook, have not only changed how individuals work, socialize, and communicate, but it is also changing the nature of customer service and the customer experience. Organizations seeking to enhance their relationships with existing customers and attract new ones, need to understand the role that social media can play within a customer collaboration strategy. Key Take-Aways: • A guide to the five stages of the Social Media Customer Care Maturity Model • Examples of organizations and leading practices within each stage of the model • Participants will determine where their organizations fall in the model and hear best practices on how they can progress from basic listening on social media to proactive engagement • 10 Things that Challenge the Customer Care Maturity Model 10:45 am Networking, Refreshments and Exhibition Break 11:15 am All New VoIP “end-user” experience - Mobility: Innovation revealed Organisations equip information workers with mobile technologies to enable more effective customer interactions or to facilitate remote work. And sometimes information workers equip themselves with mobile devices, whether or not their firms support those devices. In both cases, mobile devices may make information workers more effective—or not. This session will examine the opportunities and challenges associated with implementing mobile technologies. OR Mobile CRM Examine how Mobile CRM makes it more convenient and efficient for your staffs to interact with customers and to take what was previously desktop applications on the road 4 Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com SUMMIT agenda - 15 June 2011, Wednesday 11:45 am This session will feature 3 key industry experts sharing their views on the topic of Futurist Vision: Outlining the Innovation of Next-Generation Customer Interaction Evolving industry trends and changing market conditions drive the landscape and transformation is needed if we are to remain key participants. We have heard about what is driving the market today in earlier sessions. Now - what does the future hold? Where do we go from here? What can we expect with the innovation & technology investments made towards improving customer satisfaction to date? How is the software developer community doing? What do they want that they don’t have now? How do we go about meeting expectations of the younger generation (Gen X and Gen Y)? 12:15 pm Interactive Panel Discussion: Breaking through the Country Specific Challenges in IT adoption and Consumer Markets in Malaysia • Cloud Computing & the Contact Center : What’s in it for you? • Tackling the Enterprise Mobility challenges • What are the cutting edge technologies & processes • Reaching the right person at the right time via the right channel • Integrating customer channels and managing multiple devices • The new generation of “Now” - the customer wants instant response on customer interactions Moderator: Shivanu Shukla, Associate Director, Frost & Sullivan Panelists: Andreas West, Senior Vice President - Customer Management, Celcom Halimah Bt Abdullah, Head of Customer Service, Maxis Aminudin Zainodin, Senior Manager - Contact Centre, AmBank Nirinder Singh Johl, President, The Customer Relationship Management and Contact Centre Association of Malaysia 1:00 pm Networking Luncheon and Exhibition There will be a variety of topic tables to choose from for luncheon discussion. We would be dividing the room in to group of 9 and place one Facilitator in each group. The Facilitator will be posting 3-4 key questions. Each group would be encouraged to brainstorm on best ideas and insight they would have about the questions. This is the time for you to voice out your ideas and concerns. Be prepared to get first hand insights from your industry peers and colleagues too. Topic 1: Delivering Customer Experience Via Cloud Topic 2: Operationalising Social Media for Delivering Exceptional Customer Experience Topic 3: Predictive customer analytics & Customer Experience 2:00 pm Top 10 Global Mega Trends and Their Impact on Customer Expectation This presentation sets the stage for visionary thinking by identifying the most important global mega trends, potential scenarios of specific trends in 2020, and the implications of these mega trends and their impact on customer expectation. In the high-energy interactive session that follows, you will brainstorm with fellow participants to identify the most pertinent global forces which can impact your business and personal lives, and the next generation business models for success. Key Take-Away: • A methodology for identifying, defining and evaluating mega trends and their implications for your industry and your organization • Insight on opportunities/threats arising out of future mega trends, and on preparing contingency plans based on probable scenarios • A fresh approach to gauge the future direction of the mega trends to develop appropriate market strategies • Ways to analyze growth opportunities in your industry and generate powerful ideas for design/ development and technology planning Shivanu Shukla, Associate Director, Frost & Sullivan Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 5 2:30 pm Remote/ Hosted Contact Centre Services Leveraging on Remote/ Hosted Contact Centre Services to improve communication with customers, achieving productivity and efficiency gains at the same time • Outsourcing Business Models • Why outsource: Lesson from the Enterprise • Managed Contact Center Solution • Revenue Opportunities: The Service Provider Perspective • Infrastructure for Outsourced Contact Centers Senior Representative from Interactive Intelligence 3:00 pm Case Study: Improving customer interactions, loyalty, and organizational productivity with unified solution Haytham Sawalhy, Director of CRM Solutions - Asia Pacific, Orange Business Services 3:30 pm Networking, Refreshments and Exhibition Break 4:00 pm Interactive Panel Discussion: Transforming Customer Experience, It Isn’t Just Talk • The 360 Opportunities & Challenges in Customer Interaction • How proactive should our customer service be? • Is Predictive Analytics the key to better outcomes and improved customer intimacy • Social Media - Friend or Foe. Are you prepared for the change? Social Media & ROI • Meeting expectations of the younger generation (Gen X and Gen Y) Moderator: Shivanu Shukla, Associate Director, Frost & Sullivan Panelists: Stuart Pack, CEO, Prince Court Medical Centre Rozalila Abdul Rahman, Chief Marketing Officer, Telekom Malaysia Berhad Norlida A.Manaf, Head of Customer Relationship Management, Sime Darby Property Berhad Veronica Joy, Lecturer of Faculty of Business & Management, APIIT UCTI, Malaysia 4:45 pm Key Takeaways from the Sessions & Closing Remarks 5:00 pm End of Summit *Frost & Sullivan reserves the right to amend the agenda as deemed necessary, without prior notice Preparing for the next decade of Customer Interaction Part of Frost & Sullivan’s Customer Interaction 2011 Series 6 15 June 28 July Kuala Lumpur, Malaysia Singapore 15 -16 September Manila, Philippines 16 November Jakarta, Indonesia Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 1-Day Intensive Masterclass Workshop A Operationalising Social Media for Delivering Exceptional Customer Experience 16 June 2011 • 9.00 am - 5.00 pm Social media offers individuals and organizations an unrivalled opportunity to speak directly to the people who are most likely to be interested in what you have to say. They also make it easy to conduct market research and track awareness of your business issue, products or services. The challenge is that with so many social media tools to choose from, how do you choose the right tools? This session will address core issues such as identification & selection of existing useful tools, future technologies/services, engaging & integrating social media and how businesses can get the most out of your business networks. How you will gain from this outstanding workshop • Save hours with step-by-step guide to set up your social media platform & strategies • Enjoy highly personalized, expert coaching to help you address all your social media issues and challenges • Learn Best Practices on Social Media Channel Identification, Social Media Response Strategies & Social Media Integration • Sharpen your skills to deal with customer expectation and avoid mismatch between the organization’s approach to customer expectations and what customers actually want Imagine: by the end of this practical workshop, you’ll be able to • Gain insight on the best techniques for incorporating social media (Facebook, Twitter, Linked In, YouTube etc) into the contact centre • Spot the impending challenges on your social media strategies • Work out considerations on implementing an agile social media strategy in your ogranisation • Develop skills to Deliver Consistent Customer Experience in a Multi-Channel World • Integrate multi-channels to enhance Customer Experience • Build different ways to meet customer needs over social networking as well as over the phone, in e-mail, text messages • Understand Gen X and Gen Y and making use of new media to each out to them • Comprehend what organizations are lacking in providing excellent customer experience & learn about the value of negative review Why is this Masterclass unique? • You will adopt a hands-on-approach to get the know the key concepts and apply them through the use of “live” social media specific case studies • You will use practical case studies to discuss and evaluate proposals and decide which strategies works best for your organization • You will understand key stakeholders’ concerns in implementing social media strategies • You will participate in role-playing to better understand the position of Chief Customer Experience Manager/ Chief Marketing Officer, Head of Call Centre, Head of Service Quality, Head of IT & your customers in various scenarios • Your coach is a true professional senior analyst and expert in Social Media and Contact Centre arena Presented by: Shivanu Shukla, Associate Director, Frost & Sullivan Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 7 1-Day Intensive Masterclass Workshop B Virtualising your Contact Centre & Putting it in the Cloud - This workshop is your first step to virtualisation & cloud strategy 14 June 2011 • 9.00 am - 5.00 pm Many are reaping the benefits of virtualization of contact centre. How can you realize the full benefits? Where you stand along the timeline of Virtualisation Evolution? How a virtualised contact centre enables your ogranisation and you as a Contact Centre Manager? This session will cover the technologies, industry trends, concepts and solutions that are driving IT virtualisation. This workshop will initiate the mapping of business strategy to a preliminary IT roadmap. How you will gain from this outstanding workshop • Save hours with step-by-step guide to virtualise your IT infrastructure • Develop a focused Virtualisation Evolution & Cloud strategy - Transform IT into business value • Understand the challenges in moving to the cloud & be empowered to make informed decision Imagine: by the end of this practical workshop, you’ll be able to • Embrace the technical, operational, financial and industry issues you face • Reach beyond the confines of technology silos? • Find out whether virtualisation justifies investment? • Spot the impending challenges on your virtualization/ cloud strategy • Work out considerations on implementing virtualization strategy in your organisation • Develop skills to develop and implement your virtaulisation road map • Understand effective strategies to save cost and better measure employee productivity • Discover whether cloud strategy is meant for your contact centre Why is this Masterclass unique? • You will adopt a hands-on-approach to get the know the key concepts and apply them through the use of “live” social media specific case studies • You will use practical case studies to discuss and evaluate proposals and decide which strategies works best for your organization • You will understand key stakeholders’ concerns in implementing social media strategies • You will participate in role-playing to better understand the position of Chief Customer Experience Manager/ Chief Marketing Officer, Head of Call Centre, Head of Service Quality, Head of IT & your customers in various scenarios • Your coach is a true professional senior analyst and expert in Social Media and Contact Centre arena Presented by: Shivanu Shukla, Associate Director, Frost & Sullivan 8 Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com About your workshop presenter Shivanu Shukla Associate Director Frost & Sullivan, Asia Pacific, Singapore Shivanu has 7 years of experience in technology assessment, strategy consulting and market research across Asia Pacific, including Emerging Technology Adoption Modeling, Market Opportunity Identification, Growth Strategy & New Market Entry Strategy, Go-to-Market and Channel Strategy and Competitive Strategy & Alliances. He is a Bachelor of Engineering in Electrical Engineering and Minor in Technopreneurship from the National University of Singapore, Singapore Shivanu is a renowned consultant with experience in working with C-level and Senior Executives from Software, Networking hardware, Applications and Telecom vendors and service providers , covering broad range of sectors within ICT including • Contact Centers, Customer Experience & Business Process Outsourcing Services • Unified Communications & Collaboration (Telephony, Business Video, Conferencing, Mobility, Presence) • Enterprise Social Networking & Social Media • Cloud Services Shivanu brings to the workshop • Strong Analytical & Modelling skills to qualify Market Trends and quantify Market Opportunities • Strong background in developing consulting frameworks and methodologies • Excellent Presentation & Communication skills having delivered keynote presentations at numerous industry events, vendor roadshows, channel conferences and sales kick-offs • Deep understanding of the ICT market challenges that helps in building a clear understanding of the clients’ problem Testimonial from Customer Contact 2010, Malaysia - Delegate Testimonials “Frost & Sullivan’s event is a good place to meet competitors and prospects.” Gopi Ganesalingan, Director, Lava Protocols “This Summit introduced topics for discussion which are highly relevant to the Contact Centre Industry.” Puteri Suraya, General Manager BPO Shared Services Management, Telekom Malaysia-VADS “Up-to-date information on Contact Center industry. Able to provide recommendation on what is going to be the future road to customer service industry.” Aminudin Zaiodin, Head of Contact Centre, AmBank Malaysia “Great forum for networking and knowledge sharing.” Sean Tan, Vice President, CIMB Bank “A good mix of speakers from different backgrounds sharing their experiences and personal insights.” Joyce Shak, SVP, Head of Branch Operations, Service Quality & Development, Alliance Bank “A great opportunity to network and get updated on new technologies and best practices.” Shahidah Ridwan, General Manager, Telekom Malaysia-VADS Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 9 2011 Calendar of Events March (S) 5 th Annual OSS BSS Asia Pacific Summit Singapore (S) OSS BSS Australia 2011 Sydney 6 (S) Customer Contact Australia Sydney 12 (S) Growth, Innovation and Leadership Congress 2011: Malaysia Kuala Lumpur 13 (B) 2011 Frost & Sullivan Malaysia Excellence Awards Kuala Lumpur MAY 25 (B) 2011 Frost & Sullivan Indonesia Automotive & Transpor tation Awards Jakar ta June 2 (L) 2011 Frost & Sullivan Asia Pacific Aerospace & Defense Awards Singapore 9 (B) 2011 Frost & Sullivan Asia Pacific ICT Awards Singapore 15 (S) Customer Interaction Malaysia Kuala Lumpur (S) Growth, Innovation and Leadership Congress 2011: Japan Tokyo 12 (L) 2011 Frost & Sullivan Japan Excellence Awards Tokyo 14 (S) Growth, Innovation and Leadership Congress 2011: Korea Seoul 14 (L) 2011 Frost & Sullivan South Korea Excellence Awards Seoul 28 (S) Customer Interaction Singapore Singapore 28 (B) 2011 Frost & Sullivan Green Excellence Awards Singapore (S) Machine-to-Machine Asia Pacific Summit Singapore 23 - 24 April 5 July 12 August 2 September 8 (B) 2011 Frost & Sullivan Innovative Excellence Awards 15 - 16 (S) Customer Interaction Philippines October 8 “Frost the Trail” Singapore Corporate Challenge 2011 Kuala Lumpur Manila Singapore 16 “Frost the Trail” Malaysia Corporate Challenge 2011 Kuala Lumpur 12 (B) 2011 Frost & Sullivan Asia Pacific Best Practices Awards Singapore (S) Growth, Innovation and Leadership Congress 2011: Singapore Singapore (B) 2011 Frost & Sullivan Australia Excellence Awards Sydney 12 - 13 27 November 15 (S) 4 th Annual Indonesia Telecoms International Summit Jakar ta 15 (B) Indonesia Excellence Awards 2011 Jakar ta 16 (S) Customer Interaction Indonesia Jakar ta (L) Luncheon Award (S) Summit (B) Award Banquet * Updated as of May 2011. Information is correct at the time of update. Subject to changes without prior notice. 10 Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com Preparing for the next decade of Customer Interaction 14 - 16 JUNE 2011 ▪ kuala lumpur 5 Easy Ways To Register: Payment Procedures ■ ■ ■ ■ ■ Full payment is required prior to the conference. The registration fee includes access to all the sessions, substantial documentation, the refreshments as well as the lunch. Phone: +65.6890.0939 Fax: +65.6890.0988 Online: www.frost-apac.com/ci/malaysia Email: loraine.marasigan@frost.com Post: Frost & Sullivan (S) Pte Ltd 100 Beach Road # 29 - 01/11 Shaw Tower Singapore 189702 If, for any reason, you are unable to attend the Conference, a replacement delegate is welcome. However, the name and designation of the substitution must be notified 2 days prior to the Conference. *Full payment must be made on or before 15 May 2011 to enjoy the early bird discounts In case of cancellations, requests received in writing at least 10 working days prior to the Conference, you will receive a full refund less 10% administrative charge. ■ Member of supporting Associations enjoy a 10% discount from the registration fee ■ No Combined discounts will apply in any case. If more than one discount is applicable, the delegate will receive the highest valued discount ■ USD 200 surcharge will be collected for on-site registration ■ No discounts will apply for on-site registration Sponsorship & Exhibition Opportunities Are Now Available For more details, please contact Danielle Lee at: Tel: +65 6890 0981 Email: danielle.lee@frost.com However, for requests postmarked at least 5 working days before the event, ONLY 50% of the registration fee will be refunded. Please note, despite the cancellations, the access to download the complete set of documentation from the Conference website will be provided to ALL. However, in case a delegate attends only one day of the Conference or has a NO-SHOW, there will be a charge of USD 600. Following this payment, the details/password to access to view the presentation slides will be sent. Please avoid ‘NO-SHOW’ or ‘PARTIAL-ATTENDANCE’; in such cases, the delegate would be charged USD600. Following the payment, the password to access Conference slides will be emailed. While every effort will be made to maintain the schedule exactly as represented in the brochure, we reserve the right to make changes and substitutions as needed. Frost & Sullivan will not be responsible for notifying registrants of changes to the program prior to the Conference. Conference Dates (Save 400 USD when you book before 15 May 2011) Social Media Workshop Virtualize Your CC Workshop Check enclosed (Payable to Frost & Sullivan Malaysia Sdn. Bhd.) Suite E-08-15 Plaza Mont Kiara 2, Jalan Kiara, Mont Kiara 50480 Kuala Lumpur, Malaysia Tel: +60 (0) 3 6204 5800 Fax: +60 (0) 3 6201 7402 Telegraphic Transfer into the following account: Bank Name: Frost & Sullivan Malaysia Sdn Bhd Bank Name: Maybank Bhd Swift code: MBBEMYKL Branch Code: 14721 Account No: 514721105591 Payment by Credit Card (AMEX, VISA, or MASTERCARD). Call Loraine Marasigan at +65.6890.0918. Please quote conference title, your company name and delegate(s) name(s). (Kindly fax T.T advice slip to +65 6890 0988, Attn. to Loraine Marasigan) Bank Charges: Payees have to bear the bank charges imposed by the bank for each payment made. Group Discounts Available Call Loraine Marasigan at +65.6890.0918 Gold Pass (Conference + 1 Workshop) All Access Pass (Conference + 2 Workshops) Register before 15 May 2011 (Early bird savings of 30%) q USD 880 q USD 880 q USD 880 q USD 1,500 (15 % Savings) q USD 1,980 (25 % Savings) Register after 15 May 2011 q USD1,280 q USD1,280 q USD1,280 q USD 2,200 (15% Savings) q USD 2,880 (25 % Savings) Attire: Business Wear Please Read This Before Signing Please avoid ‘NO-SHOW’ or ‘PARTIAL-ATTENDANCE’; in such cases, the delegate would be charged USD 600. Following the payment, the password to access Conference slides will be emailed. Name (Mr/Miss/Mrs) & Job Title ___________________________________________________________________________________________________________ Company/Organization ___________________________________________________________________________________________________________ Address ___________________________________________________________________________________________________________ City State/Country ___________________________________________________________________________________________________________ Telephone Fax Email ___________________________________________________________________________________________________________ Credit Card Number Expiry Date CVC ___________________________________________________________________________________________________________ Signature (Order Invalid Unless Signed) ___________________________________________________________________________________________________________ GST REG NO: 20-0002194-D Register Now • Email: loraine.marasigan@frost.com • Tel: +65.6890.0939 • Fax: +65.6890.0988 Visit us at http://www.frost-apac.com/ci/malaysia | Email: apacfrost@frost.com 11