North Kitsap High School PAL Program
Course Title: Business Math
Course Code: MAN 200
Text: Mathematics with Business Applications, Glencoe, 1998/ Financial Planning Workbook (http://hsfpp.nefe.org/students/index2.cfm?deptid=15)
Month
Topics
Chapter 1:
Gross Income
September
October
November
Chapter 2:
Net Income
Chapter 3:
Checking
Accounts
Compute the total checking account deposit, write a check,
compute the balance in a check register and the present balance
on a checking account balance statement, reconcile a check
register and a bank statement.
Learning Activities
Complete Chapter 1, test
Complete web survey
http://moneytalks4teens.ucdavis.edu/
newsltr_money_personality.pdf
Complete Chapter 2 (sections 2.1,
2.2, 2.4), test
Complete Chapter 3, test
Assessment
(Rubric: 1,2,3,4)*
Practice problems, discussion with
advisor, test, projects as assigned.
Practice problems, discussion with
advisor, test, projects as assigned.
Chapter 4:
Savings
Accounts
Compute a savings account deposit slip, total deposit and
withdrawal slip, compute the new balance in a savings account
and on an account statement, compute the simple interest and
the compound interest/total amount.
Complete chapter 4 (sections 4.1,
4.2, 4.3, 4.4, 4.5, 4.6), test
Practice problems, discussion with
advisor, test, projects as assigned.
Chapter 5:
Cash Purchases
Compute sales tax, total purchase price, unit price. Find the
better buy based on unit price, compute the final price after
using a coupon or rebate, complete the dollar amount of the
markdown, compute the sale price when markdown rate is
known.
Complete chapter 5, test
Practice problems, discussion with
advisor, test, projects as assigned.
Chapter 6:
Charge Accounts
and Credit Cards
Compute the total purchase price, compute the new balance in a
charge account, compute the finance charge by the previousbalance method and by the unpaid-balance method, compute the
finance charge based on average daily balances with and
without new purchases included.
Complete chapter 6, test
Practice problems, discussion with
advisor, test, projects as assigned.
December
January
Learning Objectives
Essential Questions
Compute straight-time, overtime and total pay, compute timecard, piecework pay, compute salary per pay period, and
straight commission/graduated commission
Use tables to find federal income tax “amount withheld”,
compute state tax on a straight percent basis, compute amount
of income withheld for social security and medicare taxes.
Complete web survey:
http://moneytalks4teens.ucdavis.edu/
newsltr_keys_to_credit.pdf
North Kitsap High School PAL Program
Course Title: Business Math
Course Code: MAN 200
Text: Mathematics with Business Applications, Glencoe, 1998/ Financial Planning Workbook (http://hsfpp.nefe.org/students/index2.cfm?deptid=15)
Month
Topics
Learning Objectives
Essential Questions
Learning Activities
Assessment
Chapter 7:
Loans
Compute the maturity value and interest rate of a singlepayment loan, the amount financed on an installment loan,
compute the monthly payment, total amount repaid, and finance
charge on an installment loan, compute the payment to interest
and principal along with the new balance, compute the final
payment when paying off a simple interest installment loan, use
a table to find the annual percentage rate of a loan, compute the
finance charge refunded by early repayment of a loan.
Compute the sticker price and dealer’s price of a new car,
compute the average retail price of a used car, use tables to
compute the annual premiums for car insurance, compute the
total cost per mile of operating and maintaining a car, compute
the total cost of leasing a car, compute the cost per mile of
renting a car.
Compute health insurance premiums, compute the amount paid
by the patient for medical care, compute the effective annual
yield.
Distinguish between financial wants and needs, analyze short-,
intermediate-, or long-term goals, use decision-making process
to work through major decision of buying a car, determine if
your expenses are fixed, variable, or periodic, categorize
different expenses, three ways to save money and three ways to
invest money.
Evaluate five debts and prioritize which should be paid back
first, review a sample savings account agreement to identify the
account's features and conditions.
review an insurance policy to identify what's covered and what
isn't covered.
Chapter 7, test
Amortization calculator:\
http://www.amortizationcalculator.in
fo/
Practice problems, discussion with
advisor, test, projects as assigned.
Chapter 8, test
Practice problems, discussion with
advisor, test, projects as assigned.
NEFE Student Financial Planning
Workbook units 5-7
Practice problems, discussion with
advisor, test, projects as assigned.
Rate yourself as good, developing, or poor in a provided list of
career skill areas, consider a list of career factors and rank them
according to their importance to you.
Complete web survey:
http://moneytalks4teens.ucdavis.edu/
newsltr_My_Own_Job.pdf
Rubric:
1 – insufficient evidence of
learning ( U)
2 – adequate evidence of learning
(C)
3 – good understanding of material
(B)
4 – excellent grasp of material (A)
February
March
Chapter 8:
Automobile
Transportation
April
Chapter 10:
Insurance and
Investments
Financial Plan,
Budgeting
May
Investing, Good
Debt, Your
Money,
Insurance
Your Career
June
Complete web survey:
http://moneytalks4teens.ucdavis.edu/
newsltr_car_costs.pdf
Chapter 10, sections 10.1, 10.2, 10.6,
Test
Practice problems, discussion with
advisor, test, projects as assigned.
NEFE Student Financial Planning
Workbook units 1-4