SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
BANKING & FINANCIAL INSTITUTIONS
FINMGT1
COURSE SYLLABUS
1st Semester SY 2012 - 2013
UB VISION
In pursuit of perfection, the University of Baguio is committed to provide balanced quality education by nurturing academic excellence, relevant social skills and ethical values in a fun-learning environment.
SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY MISSION
The University of Baguio educates individuals to be empowered professionals in a global community.
The School of Business Administration and Accountancy edifies competitive and morally upright individuals.
OBJECTIVES
The School of Business Administration and Accountancy, in an exuberant learning climate, aims to nurture a business graduate who:
1. cultivates the knowledge, that are imperative for career success in a globalized setting;
2. demonstrates relevant skills;
3. utilizes macro-environmental acumen for economic growth and development;
4. typifies professional integrity with humility;
5. undertakes researches to promote systematic bases for business decisions; and
6. models exemplary performance in business.

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
OBJECTIVES
The School of Business Administration and Accountancy, in an exuberant learning climate, aims to nurture a business graduate who:
P1. cultivates the knowledge, that are imperative for career success in a globalized setting;
P2. demonstrates relevant skills;
P3. utilizes macro-environmental acumen for economic growth and development;
P4. typifies professional integrity with humility;
P5. undertakes researches to promote systematic bases for business decisions; and
P6. models exemplary performance in business.
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UNIVERSITY GOALS
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SCHOOL PROGRAM/OBJECTIVES
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Program Outcome
O1. Students graduate to become professional imbued with high moral/ethical standards /
O2. Graduates are highly competitive with the acquired knowledge, skills and values in the practice of their profession.
O3. Graduates are confident with their academic and industry preparations and the entry competencies learned to tackle the rigors of the business world.
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O4. Students carry out researches that can be utilized in the community and in the business profession.
O5. Students recognize their responsibility and accountability as professionals and as workers in the community
O6. Students become aware of and strive for their physical, mental and spiritual well-being. /
O7. Students are prepared to meet the needs and demands of global employment without losing the Filipino spirit. /
O8. Students become aware of their responsibility to the environment and participate actively in environment programs.
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SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
Course Objectives
Cognitive Domain
C1. Distinguish between banking institutions and nonbanking institutions
C2. Identify the different financial institutions in the Philippines and their functions.
C3. Discuss the importance of the different financial institutions to the country’s economy.
C4. Identify the different banks in the Philippines.
C5. Discuss how its financial institutions are recognized and managed.
C6. Explain the contributions of the government financial institutions to its members.
Affective Domain
C7. Manifest sustained interest in course topics and discussions.
C8. Show enthusiasm in researching, reporting and sharing ideas in class.
C9. Exhibit cooperation in group dynamics, research and reports
C10. Exude improved confidence in interactions with people communication skills.
Psychomotor Domain
C11. Prepare short research papers regarding the different financial institutions.
C12. Post validate recommendations as solutions to cases and current issues in the Philippine financial system.
C13. Make a comparison as to the similarities and differences of the different financial institutions.
C14. Accomplish interview requirements and report in class.
SCHOOL PROGRAM/OBJECTIVES
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SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
I.
Course Number:
II.
Title:
III.
Units:
IV.
Pre-requisite:
V.
Course Description:
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
FINMGT1
Banking & Financial Institutions
Three (3) units
AFINAN1
This course is designed to develop an understanding of financial institutions and their relationship to public policies, management policies and to the
Philippine financial system. Included are the studies on the different kinds of banks in the Philippines, their functions and how they are being organized and managed. It also covers the different non-bank financial and international financial institutions. Discussed in detail is the history, functions, nature, importance, governing laws and relationship of the institutions to the Philippine economic and financial system.
Methodology/ Activities:
1.
Lecture – discussion
2.
Quizzes
3.
Assignments
4.
Periodical Examinations
5.
Group Dynamics
6.
Case Analyses
VI.
Requirements
1.
Regular and punctual attendance
2.
Quizzes, assignments, periodical examinations
3.
Reports
4.
Reaction papers
5.
Self-assessment exercise
6.
Notebook
7.
Research

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
VII.
Course Coverage
Learning Contents/Topics
Course Syllabus
VMO
Seat Plan
Leveling of Expectations
FIRST GRADING
Part 1 – The Philippine Financial System
1.
An overview of the Philippine Financial
System
1.1.
Nature of the Philippine Financial
System
1.2.
Elements of the Financial System
1.3.
Functions of the Financial
System
1.4.
Development of the Philippine
Financial System
1.5.
The Structure of the Philippine
Financial System
2.
Central Bank of the Philippines
2.1.
The Development of Central
Banking
2.2.
Brief History of the Bangko
Central ng Pilipinas
2.3.
Objective of BSP
2.4.
Functions of Central Bank
Part 11 – Banking Institutions
3.
Banks and Banking Perspectives
3.1.
Historical Perspective Worldwide
3.2.
Philippine Banking History
3.3.
Philippine Banking Today
3.4.
Principles of Banking Business
No. of
Hours
1
2
School Objectives Program Outcome
Activity & Learning
Approach
P1 P2 P3 P4 P5 P6 O1 O2 O3 O4 O5 O6 O7 O8 Orientation
Internalize the VMO
Arrange students
Requirements and
Grading system
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Lecture
Reading
Power point presentation
Assignment
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Lecture
Class Discussion
Reading Assignment
Lecture
Class Discussion
Reading Assignment
Evaluation
Recitation
Quiz
Group Output
Quiz
Recitation
Assignment
Quiz
Recitation
Assignment

3.5.
Types of Banks
3.6.
Economic Significance of Banks
3.7.
Why the state supervises Banks
4.
Government banking Institutions
4.1.
Land Bank of the Philippines
4.2.
Development Bank of the
Philippines
4.3.
Philippine Amanah Bank
5.
Commercial Banks
5.1.
Ordinary commercial Bank
5.1.1.
Power of Ordinary
Commercial Bank
5.1.2.
Organization and
Capitalization
5.1.3.
Operations
5.2.
Expanded Commercial Banks
5.2.1.
Additional Powers
5.2.2.
Organization and
Capitalization
5.2.3.
Scope of Authority
5.2.4.
Equity Investment
Underwriting & Dealership in
Securities
5.2.5.
Financial Intermediaries
MIDTERM GRADING PERIOD
6.
Thrift Banks
6.1.
Nature
6.2.
Kinds
6.3.
Capitalization
6.4.
Operations
7.
Rural Banks
7.1.
Organization
7.2.
Operations
7.3.
Functions
7.4.
Services
SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
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Class Discussion
Lecture
Reading Assignment
Class Discussion
Lecture
Reading Assignment
Lecture
Class Discussion
Reading Assignment
Lecture
Class Discussion
Reading Assignment
Quiz
Group Output
Recitation
Assignment
Quiz
Recitation
Assignment
Quiz
Recitation
Assignment
Group Output
Quiz
Recitation
Assignment

8.
Offshore Banking
8.1.
Classification
8.2.
Common Characteristics
8.3.
Major Objectives
8.4.
Roles
Part 111 – Non Bank Financial
Institutions
9.
Government Non Bank Financial
Institutions
9.1.
GSIS
9.2.
SSS
9.3.
Pag-ibig Fund (HDMF)
9.4.
Phil Health Insurance
10.
Pawnshops
10.1.
Governing Law
10.2.
Definition of Terms
10.3.
Functions
10.4.
Nature
11.
Building & Loan Associates, Non-stock
Savings & Loan Associates and Trust
Companies
11.1.
Governing Law
11.2.
Functions
11.3.
Nature
12.
Private Insurance Company
12.1.
Governing Law
12.2.
Functions
12.3.
Nature
FINAL GRADING PERIOD
13.
Investment Companies
13.1.
Governing Law
13.2.
Definition of Terms
13.3.
Types
14.
Investment Houses & Securities
Broker/Dealer
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SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
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Lecture
Reading Assignment
Class Discussion
Lecture
Reading Assignment
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Class Discussion
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Class Discussion
Lecture
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
14.1.
Governing Law
14.2.
Functions
14.3.
Nature
15.
Financing Companies & Other Non Bank
Financial Institutions
15.1.
Governing Law
15.2.
Definition of Terms
15.3.
Functions
15.4.
Nature
16.
Credit Cooperatives
16.1.
History of Cooperative
16.2.
Principles of Cooperative
17.
Informal Financial Institutions
17.1.
Money Lender
18.
International Financial Institutions
18.1.
World Bank
18.2.
International Monetary Fund
18.3.
Asian development Bank
18.4.
Other Financial Institutions
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
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Reading Assignment
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Lecture
Reading Assignment
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Lecture
Reading Assignment
Class Discussion
Lecture
Reading Assignment
Class Discussion
Lecture
Reading Assignment
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Quiz
Group Output
Grading System:
For Professional Subjects: the cut-off score is 70%. The highest possible grade is ninety-nine (99); the lowest passing grade is seventy-five (75); and the lowest failing grade is sixty-five (65).
First grading Class standing = 70 % ; Exam = 30 %
Midterms Class standing = 60 % ; Exam = 40 %
( Tentative Midterm Grade x 2 + First Grading ) / 3 = Midterm Grade
Finals Class standing = 60 % ; Exam = 40 %
( Tentative Final Grade x 2 + Midterm Grade ) / 3 = Final grade

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
Textbook and References:
References:
Burton & Lombra. (2004
Cecchetti, S. (2006)
Ibon Databank & Research Center (2003)
Leuterio, M. etl. (2004)
Miller, R. et.al. (2007) Money, Banking, Financial Markets
Western.
Miranda, Gregorio S. (2004)
Rose, P. et. Al. (2008)
Saunders, A. et al. (2008)
Moffet, M. et.al. (2006
Valdez, . et.al. (2003)
. 3 rd
Books
) The Financial System & the Economy: Principles of Money & Banking
Money, Banking & Financial Markets
Banking: Theory & Practice
. NY: McGraw-Hill Irwin.
The Philippine Banking Sector. Manila: Ibon books.
. Revised Ed. Pasig City: Rex Bookstore.
Ed. USA: Thomson South-
. 3 rd Ed. USA: Thomson Southwest.
Money, Credit & Banking.. Manila: L&G Enterprises.
Bank Management and Financial Services. 7 th Ed.
NY: McGrawHill
Financial Institutions Management: A Rosk Management Approach. 6 th Ed.
NY: McGrawHill
) Multinational Finance. 2 nd Ed.
USA: Pearson
An Introduction to Global Financial Markets. 4 th Ed.
New York: Palgrave MacMillan
Internet www.businessworldonline.com
www.landbank.com
www.devbankphil.com.ph www.bsp.gov.ph
www.sss.gov.ph
www.gsis.gov.ph
www.pagibigfund.gov.ph
www.worldbank.org www.adb.org www.imf.org http://www.manilastandardtoday.com
http://www.mb.com.ph
http://www.manilatimes.net

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY
General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071 Website: www.ubaguio.edu E-mail Address: ub@ubaguio.edu
Prepared by:
Olga Grace B. Dumo, MBA
Faculty, School of Business Administration and Accountancy
May 31, 2012 
Noted by:
Syllabus Evaluation Committee:
Ruby R.Buccat, MBA
Program Chair – Business Administration (OM / HRDM / MM, FM)
Kareen B. Leon, CPA, MSBA
Dean, School of Business Administration and Accountancy