HENNEPIN COUNTY EMPLOYEE BENEFITS SUMMARY 2013 HENNEPIN COUNTY HUMAN RESOURCES DEPARTMENT As a Hennepin County employee, you will be eligible for the following benefits if you are a permanent or probationary employee in a regular (non-temporary) appointment with standard hours of 20 hour or more per week. Some temporary positions provide benefits including limited duration appointments that exceed 6 months and have a standard hours of 20 or more hour per week; grant, trainee and unclassified positions that are defined to include benefits. Some benefits for part-time employees are pro-rated based on the number of hours worked; these benefits are identified by an asterisk. This handout provides a general summary of benefits offered by Hennepin County. Applicants who want more detailed information are encouraged to contact the Human Resources Department’s Benefits Division via email (hr.benefits@co.hennepin.mn.us), phone (612-348-3530) or visit the Benefits Division web page at www.hennepin.us/employeebenefits. HEALTH COVERAGE The County has one health plan for benefit-earning employees: PreferredOne. Employees may elect single, single + spouse, single + child(ren), or family coverage (employee, spouse, + child[ren]). Hennepin County pays most of the premium for single coverage and contributes a significant portion of the premium for family coverage. Health coverage is effective on the first of the month following one full calendar month of employment. after 18 years—23 days/year. Unused vacation hours carry over to the next year. SICK LEAVE* (UNION EMPLOYEES ONLY) A full-time employee accrues 10 days of sick leave during the first year of employment. After the first year, the rate of accrual is 12 days/year. PAID TIME OFF (PTO)* (non-UNION EMPLOYEES ONLY) LIFE INSURANCE The County provides each benefit-earning employee $20,000 group term life insurance coverage (plus $20,000 for accidental death). Through payroll deduction, eligible employees may also purchase inexpensive additional term life insurance up to $500,000 ($100,000 issued without evidence of insurability when newly-hired and coverage is elected); additional life also includes dependent life insurance, if desired. Life insurance is effective on the first of the month following one full calendar month of employment provided the employee is on active payroll status on this day. DENTAL COVERAGE Hennepin County offers employees voluntary dental coverage provided by HealthPartners dental plan. Enrollment is voluntary and entirely employee-paid on a monthly basis. HOLIDAYS* Benefit-earning employees receive 10 paid holidays and one leave day with pay each year. VACATION* (UNION EMPLOYEES ONLY) A full-time employee accrues 10 days of vacation during the first year of employment. After the first year, he/she accrues at the rate of 12 days/year, and then as follows: after 5 years—15 days/year, after 8 years—18 days/year, after 12 years—20 days/year, PTO consists of one, combined leave balance to be used for both medical and personal (non-medical) reasons. A full-time employee accrues 20 PTO days/ year during the first 5 years of employment and up to a maximum of 31 PTO days/year after 18 years of employment. Unused PTO hours carry over to the next year. STABILITY PAY* When an employee has completed five years of fulltime equivalent County service as of December 1st in any given year, he/she receives stability pay – a lump sum bonus paid each December. The amount received depends upon salary and years of County service. Amounts range from a maximum of $400 after 5 years of service to a maximum of $1,200 after 18 years of service. HEALTHWORKS Hennepin HealthWorks provides employees, their dependents, and retirees with wellness programs and services to help them maintain or improve their health. TRADE TIME FOR FITNESS Employees who have an accumulated sick leave/PTO balance may trade these hours to cover the cost of fitness-related expenses up to $2000/per year for themselves and dependents. Examples of expenses: health club memberships, exercise equipment, weight loss and smoking cessation programs. Visit our website at www.hennepin.us/employeebenefits TUITION REIMBURSEMENT * Employees who have successfully completed probation are reimbursed 75% of tuition for job-related eligible courses, seminars, and workshops dependent upon Department discretion and availability of funds. RETIREMENT BENEFITS (non-law enforcement employees) Employees are required by MN State law to become members of a statewide pension system, the Public Employees Retirement Association (PERA). It coordinates with Social Security coverage which means that, upon retirement, both PERA and Social Security benefits are paid in full without offset. The County and employees share PERA contributions (respectively, 7.25% and 6.25% of total gross salary). Full vesting occurs after 5 years for employees hired after June 30, 2010. If an employee terminates before vesting occurs, his/her own contributions may be refunded, upon request, plus nominal interest. Normal retirement age is 65 with at least 3 years of service with various early retirement options available. (In accordance with MN State and Federal law, there is no mandatory retirement age for County employees.) DEFERRED COMPENSATION Employees may participate in a voluntary IRS Section 457b tax-deferral program with the County by setting aside and investing a part of their pre-tax salary (up to a specific limit) and postponing paying income taxes on this salary and investment earnings until after retirement. Three plans are available. Employees can participate in any or all of the plans. FLEXIBLE SPENDINGS ACCOUNTS These voluntary programs are available on a pre-tax basis. Employees payroll deduct pre-tax dollars for Health Care Expense Account (HCEA), Dependent Care Assistance Program (DCAP), and/or Adoption Assistance Program (AAP) dollars. The Automatic Pre-Tax Premium Program is used to pay for the employee’s share of health, dental, and life insurance premiums on a pre-tax basis, unless the benefit is declined by the employee. HCEA dollars are used to reimburse health, dental, or vision-related expenses not covered by insurance. DCAP dollars are used to reimburse the employee for work-related dependent care expenses. AAP dollars are used for adoptionrelated expenses. Funds “spent” through these programs are excluded from State and Federal income taxes and FICA (Social Security) tax, thereby generating increased take-home pay for the employee. SHORT TERM DISABILITY (STD) STD is an income replacement plan available to employees who become disabled for a short period of time. It is designed to supplement other leave benefits after they have been exhausted or you elect to preserve up to 80 hours of paid leave time (i.e., sick leave, PTO, vacation pay, comp time, etc.). Employees scheduled to work full-time or part-time (standard hours of 30+ per week) in a permanent, limited duration, or grant funded position are eligible for STD coverage. Premiums are paid by enrolled employees trading sick leave/PTO hours each pay period. Five coverage options are available. The premium is determined by your standard hours and the option you are enrolled in. LONG TERM DISABILITY (LTD) The County offers employees an optional LTD program which pays 60% of salary (to a maximum benefit of $8,500/month) to age 67 if disability began prior to age 62 (reducing benefit schedule if disability occurs after age 62) for accident and sickness after a 90 calendar day waiting period. Premiums are paid by enrolled employees trading sick leave/PTO hours each pay period. The premium is determined by your standard hours and the option you are enrolled in. This results in a no out-of-pocket cost to the employee. All eligible employees are enrolled unless they waive coverage. TRANSPORTATION EXPENSE REIMBURSEMENT County programs allow employees to pay their workrelated transportation expenses with pre-tax salary. PRE-TAX METROPASS: This card provides unlimited rides on all metro-area buses and light rail. After the County's 40% subsidy, the employee’s pre-tax cost is $45.60 per month. PRE-TAX GO-TO CARDS: The County subsidizes the cost of GO-TO cards by approximately 40%; the employee’s remaining cost is payroll-deducted pretax. PRE-TAX PARKING: Up to $240/month in pre-tax dollars can be used each month by employees to pay for eligible parking expenses incurred as part of commuting to work, at or near the workplace. PRE-TAX VAN POOL EXPENSES: Up to $125/month in pre-tax dollars can be set aside to reimburse eligible van pool expenses. EMPLOYEE ASSISTANCE PROGRAM A short-term counseling and referral service is available to employees and their dependents that have family, financial, legal, and other concerns. This service is free and confidential. VOLUNTARY BENEFITS The voluntary benefits program allows employees and their families to compare and purchase a wide range of popular insurance products such as auto/home owners information and financial services on-line or by phone. *For part-time employees who work at least 40 hours in a two-week pay period, this benefit is pro-rated based on the number of hours worked. For example, if a full-time employee accrues 12 vacation days per year, an employee who works exactly half-time accrues 6 vacation days per year. Certain benefit provisions may differ slightly for those employees covered by union contracts. Benefits for individuals hired in grant-funded positions depend on the provisions of the grant. Visit our website at www.hennepin.us/employeebenefits