SERVICE CHARGES W.E.F. 01.11.2014
All charges are exclusive of service tax. Service Tax @12.36% applicable on all service charges.
Description
PROPOSED CHARGES
Safe Deposit
Registration Charges (one time)
Lockers
Annual Rent
New Size/ Type
Size A:125 x 175 x 492
Size B:159 x 210 x 492
NO CHANGE
Sl No Items
1.
PB
Medium:
Large:
(Metro & Urban Centres:)
Rs. 979/-
(Semi-urban & Rural:)
Rs. 756/-
Size:C:125X352X492; Size:D:189X263X492
Size:E:159x423x492
Size H1:325X210X492
Metro & urban Centres:
Rs. 2492/-
Semi-urban & Rural:
Rs. 1513/-
Size:F:278X352X492
Size:G:189X529X492
Size:H:325x423x492
Metro & Urban Centres:
Rs. 4450/1
Semi-urban & Rural:
Extra large:
Size L:404X529X492
Size:L1:385X529X492
Metro & Urban Centres:
Semi-urban & Rural:
Note: In case of loss of key of the Lockers, a service
charge of Rs. 500/- has to be recovered from hirer in
addition to the actual expenditure incurred for breaking
open the locker and changing the lock by manufacturers
of lockers.
© Locker rent overdue charge
st
nd
Rs. 6675/Rs. 6675/Rs. 750/-
NO CHANGE
PROPOSED
1 Qtr 2
Rs. 4450/-
Qtr –
rd
3 Qtr –
1 Year –
For more than 1 year –
Locker to be broken
2.
PB
(d) No. of locker visits per year-12 visits per year free;
thereafter Rs. 51/- per visit.
Rs.100/-
3.
SME
Safe deposit articles One time charge for all kinds of
Safe Deposit Articles .
Rs.550/-.
Additional charge for Envelope
(p.a.)
Rs.125/-
2
4.
Safe Custody charges
Additional charge for Packet
(p.a.)
Rs.550/-
Additional charge for Large
packet / Box- (max. 100 cms.)
p.a.
Subject to maximum total
dimensions (i.e.length + width +
height) not exceeding 100 c.m,.
if exceeds 100 c.m. Rs. 20 per
cm. (subject to availability of
space available)
Rs.1100/-
Scrips ( for each scrip)
Sealed cover(each)
Rs.50/-
Rs.150/- per scrip
.Min.Rs.300/- p.a.
Account Related charges
5.
SME
AQB- Non
Maintenance
harges
per quarter
Curent Accourt (SME)
Excluding CA of B Cs
Savings Bank
All Segments
Rs.625 /-
Free
3
6.
PB
Issue of Multicity
Cheque books
(PB)
Savings Bank
NO CHANGE IN CHARGES, However,
If QAB< 25000/first 20 leaves cheque book free in SB
If QAB= & >25000/A/c.
Emergency Cheque request (10
leaves set)
7.
SME
Issue of MCC
(SME) SB A/C
Savings Bank
Rs..3/-per leaf ,if QAB< 25000/(First 20 leaves free)
Rs.2/- per leaf, if QAB=&> 25000/- (First
20 leaves free)
Emergency Cheque request (10 Rs.3/-per leaf.
leaves set)
8.
SME
9.
PB
SME
Issue of Cheque
books (All
segments)
CA/CC
Passbook
Issue of MCC cheque
CA all segments/CC
Rs.2/- per leaf
(first 50 cheque leaves free)
Emergency Cheque request (10
leaves set):
Rs.3/-per leaf.
Issue of Passbook
Free
Duplicate Passbook
With
latest
balance
Rs.
100/-.
(Rs. 100/- additional per 40 entries for
previous entries)
w.e.f.09.01.2008
4
10.
SME
Statement of
account
Monthly
(All Segments)
Duplicate statement
(All Segments)
11.
SME
Free
Stop
payment SB Accounts
instruction
(All Segments)
With latest balance Rs. 100/(Rs. 100/- additional per 40 previous
entries)
No change
w.e.f.09.01.2008
Stop
payment CA/CC
instructions
(All Segments)
12.
PB
A/c closure
(SB/CA)
a) Within 14 days
b) Beyond 14 days
months
Rs. 100/- per instrument up to 3 leaves
Range of Cheques Rs.200/-
NIL
but upto 6 Rs. 300/Excluding Basic & small accounts opened
Individual under FI.
c) After 6 months but before 12 Rs. 200/Excluding Basic & small accounts opened
months
Individual under FI.
5
13.
PB
SME
Transfer of accounts Per occasion (Inclusive of postal Rs. 100/(SB and CA)
charge)
(All Segments)
6
COLLECTION AND REMITTANCE CHARGES
14.
Cheque Returned
(a) Cheques drawn on us.( for For Cheques upto Rs. 1,00,000/-,
Rs.225/- + out of pocket expenses, if any
PB
Charges
insufficient funds only)
( For all
Segments)
For Cheques above Rs. 1,00,000/-,
Rs.350/- + out of pocket expenses, if any
(b) Cheque returned charges- Rs.100/- + out of pocket expenses, if any
Cheques drawn on us. (for technical
reasons) (Not to be charged where
customer is not at fault as per RBI
guidelines)
15.
SME
16.
SME
Cheque/bill
Cheque/bill upto Rs.1.00 lacs:
deposited with us
returned unpaid by
others(Local/
Cheque/bill above Rs.1.00 lacs:
Outstation)
Rs.100/-+ Out of
pocket expenses, if any.
Collection of bills
Upto 10000/Rs. 100/- + out of pocket expenses
Upto Rs.5000/-
Rs.200/-+ Out of
pocket expenses, if any.
Above Rs.5000/- upto Rs.10000/-
7
Above Rs.10000/-
Rs.8/- per 1000/- or part thereof
Min. Rs.100/- + Out of pocket expenses
Max. Rs.12733/- + Out of pocket
expenses
17.
PB/
REH&
HD
/SME
PB/
REH&
HD/
SME/
AGL
S.I.
EMI(All segment)
Excluding
Govt.sponsored
scheme.
Failed EMI
18.
SME
Account Keeping
Charges per
annum.
CA-SME
Rs. 550/-
CC/OD-Limit exceeding 25000
Rs. 550/-
Failed S.I.
Setting of SI(onetime fee )
Rs.225/- per S.I.
Rs.50/Rs.500/- per EMI
No a/c keeping charge for individual P Segment Customer/Govt. accounts
8
19.
PB &
RBU
Per & Agri segment
Gold Loan Safe
Keeping Charge
To be charged 30 days after
the expiry of the prescribed
tenure of gold Loan in Per /
Agri segment.(Currently 30
months/36
months
respectively)
(New proposal)
20.
PB
No. of cash deposit transaction in SB A/c
( Excluding Financial Inclusion Accounts)
(New proposal)
Rs. 750/- per annum
First 5 Txns in a month-NIL. Thereafter,
Rs 50 per txn in a month. (Excluding
Alternate channel transactions)
9
Sl No
Items
Description
21.
Issue of IOI
Upto Rs. 5,000/SME (Demand
drafts/
& BOD Banker’s cheque)
PROPOSED CHARGES
(Inclusive of S.Tax)
No Change
Above Rs. 5,000/- upto Rs.
Rs. 50/10,000/-
Above Rs. 10,000/- upto Rs. Rs. 5/- per 1000/- or part thereof - Min. Rs.
1,00,000/55/Above Rs. 1,00,000/-
22.
23.
Rs. 4/- per 1000/- or part thereof Min. Rs. 404/Max. Rs. 15000/-
Cash Handling charges will be in addition to proposed charges for
issuance of IOI (Demand drafts/ Banker’s cheque), if in case of cash
transaction
Revalidation/Cancellati Per instance.
Rs.100/on & issuance of
duplicate IOI
(Draft/B.Ch)
Cash
handling (a) Upto one bundle
NIL
10
SME
charges for CA/CC for (b) More than one bundle
other than P segment
customers at Home
branch.
Rs.300/per
bundle
of
same
denomination.
Loose note- Rs. 0.60 per note Min
Rs.50/Max Rs. 15000/-
24
PB
For P seg. Customers a) Up to 1 bundle.
for CA/SB accounts
b) More than one bundle
NIL
Rs. 10/- per packet containing100 notes of
same denomination.
Rs. 0.60 per loose note
(In uniformity with SME proposal for loose
notes )
Sl No
Items / Description
PROPOSED CHARGES
25.
All Segments
Balance Certificate per
instance
Rs. 150/-
26.
All Segments
Interest certificate - FirstFree;
Rs. 150/-
Extra copy per certificate
27.
All Segments
Signature verification per
instance
Rs. 150/-
11
28.
All Segments
No dues certificate
Priority sector
No charge
Individual Rs. 100/-
Others
29.
30.
BOD
31.
SME
All Segments
Firm Rs. 200/Rs. 110/-
Postal charges
Presentation of usance
bills per instance
(a) Ordinary
Rs. 45/-
Solvency certificate
(b) regd. /speed post/
courier
Non-commercial per lac
Rs. 18/-
Rs. 300/-
Commercial per lac
Min.
Max.
32.
PB
SME
33.
PB
SME
34.
SME
Rs. 300/Rs. 1200/Rs. 18000/-
Photo attestation charges per instance
Rs. 150/-
Record -copy of the cheque per instance
Rs. 150/-
Enquiries relating to
old records
(beyond 12 months old)
per item
Rs.150/- per item upto 2 years and
thereafter additional 100/- per additional
year.
12
35.
PB
SME
36.
PB
ATM card/ KIT returned by courier due to wrong
address
Rs. 100/-
Loan to Pensioners
One time processing
charge
Rs. 500/-
New charge proposed
PB SEGMENT RELATED TRANSACTION:
37.
LIMIT
ON MONTHLY LIMIT ON NUMBER OF FREE ATM TRANSACTIONS
AVERAGE
MONTHLY
BALANCE MONTHLY
OF
DEBIT (BOTH FINANCIAL AND NON-FINANCIAL TRANSACTIONS)
Savings Bank Transactions Charge : New NUMBER
Charges proposed based on number of TRANSACTIONS
Transactions
Own Bank ATMs
Other Banks’ ATMs @
(SBG)
BRANCH# Internet
< Rs 1000
4
/Mobile
Banking #
**
20
>Rs 1000 upto Rs 25,000
4
>Rs 25,000 upto Rs 50,000
>Rs50,000 upto Rs 1,00,000
a.
b.
In
6
Centres $
Metro Other Centres
Any Centre#
3
5
5
40
3
5
5
10
free
3
5
Unlimited
15
free
3
5
Unlimited
Unlimited
Rs.20/- *
Unlimited
Rs.20/- *
Unlimited
Rs.5/- *
Rs.8/-
Rs.8/-
Rs.5/-
> 1,00,000
Charges for financial trxns beyond Rs.20/the set limit (Rs per trxn)
Charges for non-financial trxns
beyond the set limit (Rs per trxn)*
No limit
Rs.5/-
13
$ Namely, Mumbai, New Delhi, Chennai, Kolkata, Bangalore and Hyderabad
@This charge will not be applicable to small/no frill/Basic Savings Bank Deposit Account holders. These customers will continue to get 5 free
transactions, irrespective of the centre, as hitherto.
*Charges to be applicable from 1st November, 2014.
#Staff may be exempted from this charge.
** S.I. fed through INB/Mobile Banking will be excluded from this limit.
One way inter-changeability allowed between branch transaction and ATM transaction. It means a customer will be allowed 9 free
transactions at our Group ATMs if he does not visit the branch at all during a month or 8 free ATM transactions if he visits the branch once and
so on.
14
AGRI RELATED CHARGES:
Srl
No.
38.
Services
Proposed charges
Charges
Loan
ACC / KCC Advances
Processing ( F.B + N.F.B limits )
Charges
a) Upto Rs.50,000/: NIL
Mostly availed by marginal farmers
b) > Rs.50,000 upto Rs.1.00 lac : Rs.100 /Mostly availed by small farmers.
c) > Rs.1.00 lac upto Rs.3.00 lacs: Rs .100/per lac or part thereof.
d) > Rs.3.00 lacs : 0.30% of loan amount with
maximum of Rs.30 lacs ( As per extant
guidelines )
(The existing processing charges will continue for
agri advances other than ACC / KCC advances )
15
39.
Inspection
Charges
No Change.
For
agricultural
advances
criteria for levy of inspection
charges should be within area
of operation instead of within
same municipal limit.
40.
Rephasement of NIL
loans
/
deferment
in No charges to be levied on Agri
loan instalments Term
loans
rephased
/
restructured on account of
natural calamities
41.
Discretionary
Power structure
for waiver of
service charges
under
Agri
segment
AGMs(Region) up to 10%
DGM (B&O)
up to 25%
GM
up to 75%
CGM
up to 100%
16
ATM TRANSACTION RELATED CHARGES:
Sl
No
Items
International Cash Withdrawal transaction
Proposed charges #
(Rs. 100/- min. + 3.5% of transaction amount)
42.
17