1 Workshop Regional sobre Acesso da População de Baixa Renda a Seguros Taller Regional sobre Acceso a Seguro para los Pobres Regional Workshop on Access to Insurance for the Poor 7-8 de maio de 2007 7-8 de mayo de 2007 May 7-8, 2007 Rio de Janeiro, Brasil AGENDA Sunday, May 6th, 2007 6:00-8:00pm Welcoming Reception, Trampolin Terrace , Sheraton Rio Hotel Monday, May 7th, 2007 8:00-8:30am 8:30-9:00am 9:00-10:30am Registration and distribution of conference materials Plenary sessions will take place in Gavea Room, Sheraton Rio Hotel Welcome and Opening Remarks, Otávio Ribeiro Damaso, Secretário de Política Econômica Interino, Ministério da Fazenda, Brazil Plenary Session 1: Introduction to Microinsurance Chair: Dirk Reinhard, Vice Chairman, Munich Re Foundation What is microinsurance and how is it different from conventional insurance? What are the characteristics of the customers of this market? Who are the key stakeholders? Craig Churchill, Social Finance Program, Employment Sector, International Labour Organization, and Chair, CGAP Working Group on Microinsurance Why microinsurance? What is the economic rationale for microinsurance and its role in the market? Olivier Mahul, Senior Insurance Specialist, Financial Markets for Social Safety Nets, World Bank What are the major challenges to improving access to insurance for low-income households in terms of distribution channels, client servicing, and regulatory constraints? How are these challenges overcome? Michael J. McCord, President, The MicroInsurance Centre, LLC 10:30-11:00am Coffee Break 11:00-12:30pm Plenary Session 2: Challenges for Expanding Access to Insurance for the Poor—Latin American Perspectives Chair: Manuel Aguilera Verduzco, President, Comision Nacional de Seguros y Fianzas, Mexico, and Vice President, Association of Insurance Supervisors of Latin America 12:30-2:00pm Microinsurance in Brazil. Regina Lidia Giordano Simões, Coordinator, International Affairs, and Member of the IAIS-CGAP Joint Working Group on Microinsurance, Superintendência de Seguros Privados, Brazil Microinsurance in Colombia. Roberto Junguito Bonnet, Executive President, Federacion de Aseguradores Colombianos(FASECOLDA) Microinsurance in Bolivia. Carlos Rodriguez, Executive Director, Centro AFIN, Bolivia Role of the Reinsurer in Latin America. Stefan Mosel, Executive Manager, Department Latin America South, Munich Reinsurance Lunch, Carrioca Terrace, Sheraton Rio Hotel 2 2:00-3:30pm Plenary Session 3: Perspectives on the Experience of CARD Mutual Benefit Association (MBA) Chair: Michael J. McCord, President, MicroInsurance Centre LLC Perspective from the Delivery Channel: What were CARD’s early experiences with insurance? Why and how did it ultimately create a mutual benefit association? Aris Alip, Founder and Chairman of CARD Perspective from the Risk-Carrier: How has the mutual benefit association enabled better and more sustainable benefits? What have been the main differences of opinion between the risk-carrier and delivery channel? Alex Dimaculangan, General Manager, CARD MBA 3:30-4:00pm Coffee Break 4:00-4:30pm Plenary Session 4: Introduction to Working Case Studies and Preparation for Smaller Group Discussions, in full plenary. A facilitator will introduce two business cases: one from a Latin American microinsurer, and the other from AIG, Uganda. The case studies will give participants an opportunity to work in small groups that include various stakeholders, such as regulators, insurers, technical assistance providers, etc. It will also provide an opportunity to apply the concepts from the workshop to real business scenarios. 4:30-5:45pm Breakout Session on the Case Studies. Participants will break into four smaller groups. Two groups will address the Latin American business case, and two groups will address the AIG-Uganda case. On the following day, the groups will switch cases, so that everyone has an opportunity to participate in both. Participants will move to four rooms in the hotel: Group A: Gavea Ballroom Group B: Leblon Room Group C: Ipanema Room Group D: Copacabana Room 5:45-6:00pm Plenary Conclusion to the Day, Gavea Ballroom 6:30-9:30pm Cocktail and Dinner, Hosted by FENASEG (Insurance Assoc of Brazil), Dinner will take place in Salão Gávea B, Sheraton Rio Hotel Tuesday, May 8th, 2007 9:00-10:30am Plenary Session 5: Perspectives on the Experience of VELUGU/IKP India, a Community-based Insurance Model. In operation since 2003, the VELUGU/IKP program insures approximately 2 million lives, and it expands continuously. It uses “smart subsidies” to build market infrastructure for the insurers to deliver the products. Moderator: To be determined 10:30-11:00am Perspective from the Delivery Channel and Servicer: What have been the most cost-effective and efficient channels? What are the merits of contracting-out to community-based organizations or using the staff of the insurer? What are the alternatives? M. Raghunandan Rao, Project Director, District Rural Development Agency, Andhra Pradesh, India Perspective from the Donor: What has been the role of donors in facilitating the expansion of access to insurance? Vijay Kalavakonda, Insurance Specialist, Financial Markets for Social Safety Net, World Bank Coffee Break 3 11:00-12:30pm Breakout Session on the Case Studies (Continuation from May 7th) Participants will break into four smaller groups. Two groups will address the Latin American business case, and two groups will address the AIG-Uganda case. Participants will address the case that they did not address on May 7th. Participants will move to four rooms in the hotel: Group A: Gavea Ballroom Group B: Leblon Room Group C: Ipanema Room Group D: Copacabana Room 12:30-2:00pm Lunch, Carrioca Terrace, Sheraton Rio Hotel 2:00-3:30pm Breakout Session 6: Parallel Discussions of Different Stakeholders Session 6a (Gavea Ballroom): The Role of Insurers and Reinsurers in Expanding Access to Insurance. Facilitator: Rodolfo Wehrhahn, Managing Director, Latin America, Transamerica ReinsuranceThis breakout session will offer a facilitated discussion for participants from insurance and reinsurance companies, and insurance associations, to consider the opportunities and challenges ahead in microinsurance. Session 6b (Leblon Room): The Role of Distribution Channels in Expanding Access to Insurance. In this breakout group, participants with a background in insurance distribution and claims management will discuss the obstacles to expanding microinsurance, and the road ahead. Session 6c (Ipanema Room): The Role of Regulation, Supervision and Policy in Expanding Access to Insurance. Facilitator: Arup Chatterjee, Member of the Joint Working Group on Microinsurance, IAIS Secretariat, International Association of Insurance Supervisors. Supervisors will gather to address some common questions: What can regulators and policymakers do to strengthen the enabling environment for broader insurance coverrage for the poor? What lessons have been learned around the world? Session 6d (Copacabana Room): The Role of Donors and Technical Assistance Providers in Expanding Access to Insurance. Facilitator: Nhu-An Tran, Microenterprise Development Advisor, USAID. Donors and representatives from multilateral, bilateral and other development institutions will gather to discuss the roles they can play, and plans for the future in microinsurance. 3:30-4:00pm Coffee Break 4:00-5:45pm Plenary Session 7: Presentation of Small Group Findings and Recommendations with spokespeople from the prior breakout sessions. 5:45-6:00pm Concluding Remarks 4 5 Speaker Biographies 6 Manuel Aguilera Verduzco, President, Comision Nacional de Seguros y Fianzas, Mexico, and Vice President, Association of Insurance Supervisors of Latin America, Mexico, D.F., MEXICO Manuel Aguilera has been President of the Insurance and Surety National Commission (CNSF) of Mexico since 1998. He joined the CNSF in 1993. In that position, Mr. Aguilera is responsible for the supervision of the Mexican insurance and surety markets, and he has developed an extensive experience in solvency regulatory issues. Within the duties that he has performed in the CNSF, Mr. Aguilera has participated in the reforms to the legal framework that rules the insurance and surety markets in Mexico, particularly regarding the modifications to the regulatory scheme of health insurance and pension insurance policies derived from the Laws of Social Security, as well as modifications to the supervisory scheme regarding adequacy and investment of technical reserves, solvency margin, reinsurance operations, earthquake risk, among others. Regarding Mr. Aguilera’s international activities as insurance supervisor, he has been acting as a member of the Executive Committee of the International Association of Insurance Supervisors (IAIS) since 1998, and from January 2001 to October 2004 he was the Chairman of the IAIS. The IAIS groups insurance supervisory authorities from about 100 jurisdictions, all over the world. In addition, almost 70 organisations and individuals are observers of the IAIS. Among them, some relevant international organizations such as the International Monetary Fund, the World Bank and the Organization for the Economic Cooperation and Development (OECD). Prior to this, Manuel Aguilera was acting as a Chairman of the Latin American Insurance Supervisors Association (ASSAL). Since March 2005, Manuel Aguilera is acting as a Vice-President of the ASSAL. Mr. Aguilera is also member of the Insurance Advisory Group of the Toronto International Leadership Centre for Financial Sector Supervision. Mr. Aguilera holds an economist degree from the Universidad Veracruzana. He obtained diplomas in Planning and Economic Development form the Polish Central School on Planning and Statistics in Warsaw, Poland, and other in Public Management form the Mexican National Public Administration Institute. Jaime Aristotle B. Alip, Founder and CARD MRI Managing Director, CARD Bank, 20 ML Quezon Street, City Subdivision, San Pablo City, PHILIPPINES Dr. Jaime Aristotle B. Alip is the Founder and Managing Director of CARD MRI. Started in 1986, CARD MRI is a group of mutually reinforcing institutions composed of the CARD NGO, CARD Bank, CARD Microinsurance, and CARD MRI Development Institute. As of December 2006, CARD MRI has a total outreach of 300,487 poor women clients with a total outstanding loan of more than One Billion Pesos. Total asset of CARD MRI is more than 1.7 Billion Pesos with a total staff complement of 1,539. Under CARD MBA microinsurance activities, CARD has insured a total of 1,486,692 persons. Under Dr. Alip's leadership, CARD MRI was awarded the People Power People Recognition Award by Former President Corazon C. Aquino 2005; the Global Excellence for Microfinance by the Grameen Foundation, USA in 2003; and the Flame of Excellence Award given by USAID and Microfinance Coalition for Standards of the Philippines in 2000. Dr. Alip was recently awarded as Special Fellow of the Graduate School of International Social Development of the Nihon Fukushi University, Japan. He was awarded as the Social Entrepreneur of the Year 2006 given by Ernest and Young, Manila, Philippines. Dr. Alip sits as an adviser to several prestigious organizations like Grameen Foundation USA, Washington, US and IDEAS, USA. Dr. Alip obtained his doctorate degree in Organizational Development from the Southeast Asia Interdisciplinary Development Institute (SAIDI), Manila, Philippines in 2002. He is an alumnus of the Harvard Business School, Harvard University, USA having completed the 3-year Owner President Management (OPM) Program (2005-2007) where he was given the Excellence Award on Strategy. He received his masteral and bachelor degrees in agricultural economics/marketing from the University of the Philippines at Los Banos in 1978 and 1983 respectively. He also attended the Executive Program in Global Management at the Weatherhead School of Management, Case Western Reserve University, Cleveland, Ohio, U. S. A. in 1999. Dr. Alip has served in various key positions in the Philippine Government: Undersecretary of the Department of Social Welfare and Development (2002-2003); Assistant Secretary of the Department of Agrarian Reform (1996-1998); Deputy Executive Director of the Agricultural Credit Policy Council (1988-1992). He has extensive international experience in the field of microfinance and rural development in Vietnam, Laos, Cambodia, China, Myanmar, Bhutan, and East Timor, serving in various capacities as advisor, expert and/or consultant. 7 Maria Helena Bidino, Director, Insurance Association of Brazil, FENASEG, Rua Senador Dantas 74-17o andar, Rio de Janeiro, CEP 20031-201, BRAZIL Maria Elena Bidino - formada em Letras pela UERJ, concluiu vários cursos de especialização em seguro e resseguro nos EEUU, incluindo o Insurance Executive Program, na Wharton School, na Pensilvânia, no Chartered Insurance Institute (CII), em Londres e na Generali School Group, na Itália. Professora da Escola Nacional de Seguros - Funenseg, palestrante em institutos, associações nacionais e estrangeiras, consultora, mentora do acordo de cooperação da Funenseg com: o American Institute for Chartered Property and Casualty Underwriting (AICPCU), o Insurance Institute of América (IAA), The College of Insurance e com o International Insurance Foundation (IIF). Trabalhou no IRB-Brasil Re cerca de 25 anos, sendo responsável pela Carteira de Riscos de Petróleo de 1978 até sua saída em 1996. Desde 1997 trabalha na Fenaseg onde, atualmente, exerce a função de Diretora. Arup Chatterjee, Member of the Joint Working Group on Microinsurance, IAIS Secretariat, International Association of Insurance Supervisors, c/o Bank for International Settlements, Centralbahnplatz 2, CH-4002 Basel, Switzerland Arup Chatterjee is Principal Administrator in the secretariat of the International Association of Insurance Supervisors (IAIS) at Basel, Switzerland. He is currently responsible for the secretariat of the Financial Conglomerates Subcommittee and Working Group on Multilateral Memorandum of Understanding. He represents the IAIS Secretariat in the Joint Forum Working Group on Risk Assessment and Concentration. He is also involved in self-assessment of insurance core principles and implementation of supervisory standards in emerging market jurisdictions. Arup has over nineteen years hands on experience in the insurance industry spanning across insurance operations -- underwriting, claims, reinsurance, product development and distribution; regulation, supervision and policy making, and; capacity building by way of rendering technical assistance and training. Prior to joining the IAIS he was a senior Deputy Director in the Insurance Regulatory And Development Authority (IRDA), India where he was actively associated in developing, communicating and implementing regulatory policy for almost a decade when the Indian insurance sector evolved from monopoly to competition. He was closely involved with the concept paper to develop microinsurance initiatives in India in 2004. This paper formed the basis for the notification of microinsurance regulations in 2005. In the initial part of his career he worked for a leading property and casualty insurance company for about nine years where he learnt the nuances of insurance with specific reference to microinsurance. As the lead coordinator for the IAIS-CGAP Joint Working Group on Microinsurance he has played an active role in developing the issues paper on Regulation and Supervision of Microinsurance. Arup holds a Bachelors degree with Honours in Economics and Mathematics from University of Delhi and dual Masters in International Economics from Jawaharlal Nehru University and International Business Management from the Indian Institute of Foreign Trade. In his professional capacity, he is currently a member of the Board of Governors of the Asia Pacific Risk and Insurance Association, Singapore, and the CGAP Working Group on Microinsurance. He is also on the Advisory Board of the Journal on Insurance and Risk Management. Craig Churchill, Microfinance Expert, Social Finance Program, Employment Sector, International Labour Organization, and Chair, CGAP Working Group on Microinsurance, 4, route des morillons, Geneva 22, CH-1211, SWITZERLAND Craig Churchill joined the ILO's Social Finance Programme in 2001. Craig has more than a decade of microfinance experience in both developed and developing countries including Get Ahead Foundation in South Africa, ACCION International, the MicroFinance Network, and Calmeadow. In his current position, he focuses primarily on the role of financial services that the poor can use to manage risks and reduce their vulnerability, including microinsurance and emergency loans. He serves of the Chair of the CGAP Working Group on Microinsurance, and on the Editorial Board of the MicroBanking Bulletin. Craig has authored and edited over 40 articles, papers, monographs and training manuals on various microfinance topics including microinsurance, customer loyalty, organizational development, governance, lending methodologies, regulation and supervision, and financial services for the poorest of the poor. He has a BA from Williams College and an MA from Clark University, both in Massachussets. 8 Alex Dimaculangan, General Manager, CARD MBA, 093 S. Osmena St., San Pablo City, 4000, PHILIPPINES Alex Dimaculangan is General Manager of the Center for Agriculture and Rural Development Mutual Benefit Association, Inc. (CARD MBA) in Philippines, which specializes in microinsurance. He is an expert in microinsurance product development, marketing, and strategic planning. Before joining CARD MBA, Mr. Dimaculangan served as Supervising Insurance Underwriter at Philippine Crop INsurnace Corporation since 1982. He has also worked as an expert consultant on the microinsurance programs of several institutions, including: USWAG Development Foundation Inc; Kasagana Ka Inc; Kasanyangan Foundation Inc; Alalay sa Kaunlaran Inc; Rural of Talisayan; Quidan-Pinag-Updanay; Poeple's Alternative Livelihood Foundation of Sorsogon Inc; Catholic Relief Services Jakarta; and the Enrique Zobel Foundation. He has participated in various seminars and trainings related to microinsurance. Mr. Dimaculangan holds an undergraduate degree in Agricultural Economics from the University fo the Philippines at Los Banos, Laguna. He holds a Master in Business Administration from San Pablo Colleges, San Pablo City, Philippines; and he holds an Executive Master's Degree in Business Administration from the Asian Institute of Management in Manila. Regina Lidia Giordano Simões, Coordinator, International Affairs, and Member of the IAIS-CGAP Joint Working Group on Microinsurance, Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil, Coordenação de Relações Internacionais, Rua Buenos Aires, 256, Rio de Janeiro, RJ, BRAZIL Mrs. Regina Simões joined the SUSEP--Superintêndencia de Seguros Privados-- in 1994, approved in a public exam to recruit insurance analysts. As analyst, she worked in the Finance and Administration Department (Collection Division, responsible for the control of the payments of the supervisory fees and administration of SUSEP's financial resources) and in the Actuarial Department (Non-life Insurance Division and Pension Funds Division) where she obtained great experience with insurance contracts and actuarial issues. In 1999 she was invited and assumed the Life Insurance Division and in 2002 she was appointed Coordinator of the Finance and Administration Department. Since 2004 she is the Coordinator of the International Affairs Coordination, being responsible for: (1) supporting the Superintendent in the international affairs involving the Autarchy and markets supervised by SUSEP, including foreign consultations and signatures of memorandums of understandings and technical cooperation agreements; (2) supporting the Brazilian Government represented by International Affairs Secretariat of the Ministry of Finance, the Central Bank and the Ministry of International Affairs in international negotiations, including the elaboration of Brazilian offers and "job documents"; (3) liaising with international bodies and supervisory associations involved in relevant issues to the markets supervised by SUSEP. Currently she is the Coordinator of the Brazilian Delegation in the Insurance Commission and the Solvency Margin Sub-commission / SGT-4 / Financial Issues / MERCOSUL. Since 2006 she is a Member of the IAIS-CGAP Joint Working Group on Microinsurance and of the "Drafting Group for the Issues Paper in Regulation and Supervision on Microinsurance.” Regina holds a university degree in Architecture from the Federal University of Rio de Janeiro (UFRJ); an MBA in Finance from Fundação Getúlio Vargas (FGV), Rio de Janeiro; and a post degree diploma in Private Pension Funds from the Institute for Development and Studies on Social Security (IDEAS) with partnership with the Coordination of Post Graduation Programs in Engineering of the Federal University of Rio de Janeiro (COPPE/UFRJ). Roberto Junguito Bonnet, Executive President, Federacion de Aseguradores Colombianos(FASECOLDA), Carrera 7 Número 26-20 Piso 11, Bogota, COLOMBIA Dr. Junguito serves as Executive President – FASECOLDA since 2005. Prior to joining FASECOLDA, Mr. Junguito was Research Economist at FEDESARROLLO from 2003 to 2005, and earlier, her served as Minister of Finance and Public Credit of Colombia from 2002-2003. Prior to that, he was Colombian Executive Director at the FMI from 1999-2002; and earlier, Director, Banco de la República de Colombia, 1991-1999. Mr. Junguito was Minister of Finance of Colombia from 1984-1985; and he was Minister of Agriculture, 1982-1983. He also served in two ambassadorships: Ambassador of Colombia to the European Economic Community, 1983-1984; and Ambassador of Colombia in France, 1986-1987. 9 Dr. Junguito holds his undergraduate degree in Economics from Universidad de los AndesBogotá; and Masters and Ph.D. from Princeton University. He was a Special Student on International Economics at the London School of Economics; and Cours Isoles, Centre des Etudes Européennes at Université Libre de Bruxelles. Vijay Kalavakonda, Insurance Specialist, Financial Markets for Social Safety Net, World Bank, MSN MC9-903, 1818 H-Street, NW, Washington, DC 20433 Vijay Kalavakonda works for the Financial Markets for Social Safety Net Unit which is part of the Financial and Private Sector Department of The World Bank. Since joining the World Bank in 1999 he has worked in a number of areas including a) Natural Disaster Risk Management Programs in Turkey, Mexico, the Caribbean’s and India; b) Agriculture insurance incl. weather-index insurance in Central America, Mexico, Morocco, Tunisia and Turkey; and c) Health Insurance in India, and East Africa. Vijay is currently engaged with developing the “Access to Insurance for the Working Poor” program, more popularly known as microinsurance. Vijay was involved with developing one of the biggest microinsurance schemes in the World, which currently insures more than 2 million poor women and their dependents. Vijay has a Master’s degree in a) Biotechnology; b) Business Administration; and c) European Social Security respectively. He is also a certified Health Insurance Associate and Managed Health Care Professional. Olivier Mahul, Senior Insurance Specialist, Financial Markets for Social Safety Nets, World Bank, 1818 H Street, NW, Washington, DC 20433 Olivier Mahul is a senior insurance specialist at the World Bank Financial Sector Vice Presidency. Since he joined the World Bank Group in 2003, he has been involved in developing catastrophe risk management solutions for the World Bank client countries, with a particular focus on agricultural risk management. His latest assignments include the design and management of World Bank programs of technical assistance and lending in support of agricultural insurance programs in Mongolia, India, China, Kazakhstan, Uganda, Tanzania, etc. as well as catastrophe insurance programs in South America and the Caribbean Islands. Previously, Olivier served as senior research economist in charge of risk management in the French Ministry of Agriculture. He was also visiting research fellow at University of California at Berkeley and Wharton School. Olivier holds a PhD in economics of risk and insurance from University of Toulouse. Michael J. McCord, President, The MicroInsurance Centre, LLC, 1045 N. Lynndale Drive, Ste. 2A5, Appleton, WI 54914 USA With extensive experience in banking, microfinance, and microinsurance, Michael J. McCord is the President of The MicroInsurance Centre . an organization dedicated to creating partnerships to provide specially designed and managed insurance products to the low income markets around the world. Michael combines experience as controller of a US commercial bank, CEO of an MFI in Uganda, Regional Director for microfinance programs in Africa, and now CEO of the MicroInsurance Centre, to provide a depth of knowledge on developing and managing microinsurance products. His specialisations include institutional development for microinsurance, new product development, and assessment and analysis of microinsurance programs. He has written extensively on microinsurance . including as a coauthor of Making Insurance Work for Microfinance and as author of numerous microinsurance case studies. He is also the author of several other documents and manuals on subjects as varied as pilot testing, roll-out, and the feedback loop for microfinance institutions, MFI accounting and analysis, and the function of laws. Stefan Mosel, Executive Manager, Department Latin America South, Munich Re, Rio de Janeiro, BRAZIL Stefan Mosel began his chartered industrial traineeship with MAN in 1967, following which he studied Law at the Ludwig Maximilian University in Munich. In 1977, he started his career at Munich Re as an underwriting technician. 1983 he was appointed deputy head of Munich Re's business unit in Bogotá. On returning to Munich in 1986, he was put in charge of business from Argentina, Brazil, Paraguay and Uruguay. In 2001 Stefan Mosel was appointed Executive Manager for the Department Latin America South. He is responsible for South America, coordinating and developing business in the region together with the management of the three Latin American business units Bogotá, Buenos Aires and São Paulo. 10 Raghunandan Rao, Project Director, District Rural Development Agency, Collector's Office, Greamspet, CHITTOOR District, Andra Pradesh 517 002, INDIA Mr. M. Raghunandan Rao works for the Government of Andhra Pradesh, a prominent state in south India, since 1994. He is a member of the Generalist Andhra Pradesh Civil Service. He has worked as SubDivisional Magistrate and Revenue Divisional Officer for nearly three years during which period he looked after law and order, land regulation and disaster management. Subsequently, he has worked in different capacities in development administration at district level in three districts of Andhra Pradesh, India. In Khammam district, as Project Director, District Rural Development Agency, he was responsible for promotion of Self Help Groups of rural poor women. In Mahabubnagar, he was the Project Director of the World Bank assisted District Poverty Initiatives Project (DPIP) which promotes community based organizations of the rural poor. He worked on developing an IT enabled Health Information Management System for the Govt of AP. He is presently Project Director in another DPIP district of Chittoor, which has nearly 400 000 rural families organized into Self Help Groups. His role is to handhold and facilitate Community based organizations (Federations of SHGs) to make informed choices about the management of their institutions, improve the livelihood opportunities for the poor and enable them to occupy a larger space in the economic value chain. During his stay in Chittoor, he has facilitated a partnership between the state owned Life Insurance Corporation of India and the Zilla Samakhya-the confederation of all rural SHGs- to provide a community managed Life and Disability insurance to members of Self Help Groups. Mr. M Raghunandan Rao before joining the Andhra Pradesh Civil Service, was a member of the Indian Police Service and of the Pondicherry Civil Service. He is a Post Graduate in General Studies from Birla Institute of Technology & Sciences, Pilani, Rajasthan, India. Dirk Reinhard, Vice Chairman, Munich Re Foundation, Königinstraße 107, München, 80802, GERMANY Dirk Reinhard has worked for Munich Re since 2001. Up until his move to the Munich Re Foundation, he worked in Geo Risks Research/Environmental Management as an expert on sustainable investment and emissions trading. Before joining Munich Re, he worked for several years as a sustainability analyst for oekom research AG in Munich. Otávio Ribeiro Damaso, Secretário de Política Econômica Interino, Ministério da Fazenda, Brazil, SQS 314 - Bloco D - Apt. 302, Brasilia, DF, 70383-040, BRAZIL Mr. Otávio Ribeiro Damaso works as Adjunct-secretariat of Economic Policy at the Ministry of Finance in Brazil since October 2003. There he is responsible for the microeconomics reform area. Among the projects he manages in the Secretariat of Economic Policy, he has overseen the Bankruptcy Law (Law 11.101), reforms on the legal area of civil construction and real state credit (Law 10.931), and the market opening of reinsurance (Complementary law 126). Mr. Damaso is the president of the Administration Council of IRB Brasil Re and President of the Administration Council of Caixa Economica Federal. Between 2004 and 2007 he was Finance Ministry's representative at the National Council of Private Insurance (CNSP). He holds an undergraduate degree in Economics from Universidade de Brasilia. Graduado em Economia pela Universidade de Brasília, exerce o cargo de Secretário Adjunto de Política Econômica desde outubro de 2003, responsável pela área de reformas microeconômicas. Dentre os projetos implementados, destacam-se a nova Lei de Falências (Lei 11.101), reformas no arcabouço legal da construção civil e do crédito imobiliário (Lei 10.931) e a abertura do mercado de resseguros (Lei Complementar nº 126). Otávio Damaso é presidente do Conselho de Administração do IRB Brasil Re e do Conselho de Administração da Caixa Econômica Federal, e foi o representante do Ministério da Fazenda no Conselho Nacional de Seguros Privados (CNSP) entre 2004 e 200". Carlos M. Rodriguez Oliviery, Director Ejecutivo, Centro AFIN, Macario Pinilla 262, La Paz, BOLIVIA Carlos M. Rodríguez Oliviery, boliviano, con experiencia profesional de 25 años - gobierno de México, gobierno de Bolivia y Comunidad Andina - Once años en microfinanzas, tanto en la cooperación internacional como en el gobierno y en el sector privado. Estudios de Administración Pública y Ciencias Políticas en la UNAM, México; Universidad de Boulder, Colorado y Suecia. Docente de postgrado de la Universidad Andina Simón Bolívar y consultor internacional en microfinanzas y microempresa. Actualmente en Bolivia, Director Ejecutivo del Centro Internacional de Apoyo a las Innovaciones Financieras - AFIN, Fundación privada que opera en Latinoamérica con actividades de formación, capacitación, investigación, asesoría y Entidad Ejecutora del "Programa de Promoción de Microseguros para Microempresarios" (financiado por BID, UE y COSUDE). 11 Nhu-An Tran, Microenterprise Development Advisor, USAID, 1300 Pennsylvania Ave., NW, Washington, DC 20523, USA Nhu-An Tran is the Microenterprise Development Advisor at USAID, where she provides technical assistance to the Agency's overseas missions and ensures technical oversight of microfinance activities supported by the Microenterprise Development office. Her main areas of focus include remittances, the use of information and communications technology to expand financial services to the poor, microfinance in conflict affected environments, and new product development. Ms. Tran has over ten years of experience in microfinance project design, monitoring and evaluation, diagnostic reviews, and financial management training. She is the co-author of the CGAP Working Group Good and Bad Practices Case Study No. 3: TYM's Mutual Assistance Fund in Vietnam. Rodolfo Wehrhahn, Managing Director, Latin America, Transamerica Reinsurance, Latin America Head Office, Suite 208, 2200 North Commerce Parkway, Weston, FL 33326-3258 With a diverse background in international reinsurance, Rodolfo Wehrhahn is responsible for directing Latin American operations for Transamerica Reinsurance. He has more than 10 years of reinsurance experience. He serves as Vice President, Northern Region, for the executive board of the Federacion Interamericana de Empresas de Seguros (FIDES) where he represents the American Council of Life Insurers (ACLI). He also heads the ACLI's Latin American Task Force. Rodolfo earned a doctorate in mathematics from the University of Hamburg in Germany where he graduated summa cum laude. 12 13 Participants List 14 IN ALPHABETICAL ORDER BY LAST NAME Ms. Ana Maria Acosta y Lara Superintendente de Seguros y Reaseguros Banco Central del Uruguay, Superintendencia de Seguros y Reaseguros Diagonal Fabini 777 11100 Montevideo Uruguay +598 2 903 0651 aylara@bcu.gub.uy, Gpietro@bcu.gub.uy Mr. Manuel Aguilera Verduzco President Comision Nacional de Seguros y Fianzas, Mexico, and Vice President Association of Insurance Supervisors of Latin America Mexico, D.F., MEXICO maguilera@cnsf.gob.mx, mcalderon@cnsf.gob.mx Mr. Carlos Alcazar Aragón Gerente de Garantías Bancarias Consejeros y Corredores de Seguros S.A. Calle Palacio Viejo Nº 115 Of. 23-B Arequipa, Perú +51 54 215 818 calcazar@consejeros.com.pe Mr. Patricio Aldunate Bossay Gerente General Ise Chile Compañía de Seguros Generales S.A. Santiago, CHILE +56 2 422 91 00 paldunate@isechile.cl, rdonoso@isechile.cl Dr. Jaime Aristotle B. Alip Founder and CARD MRI Managing Director CARD Bank 20 ML Quezon Street, City Subdivision, San Pablo City, PHILIPPINES +63-49-5624309 aalip@yahoo.com, aalip@cardbankph.com, ginpolin@yahoo.com Mr. Douglas Barnert President Barnert Global Ltd 40 Exchange Place, Suite 1707 New York, NY 10005 +1-212-480-0808 doug@barnert.com, carene.lopez@barnert.com Mr. Olivier Barrau President Alternative Insurance Company S.A. 4, Rue Jean Gilles, Blvd. T. Louverture Port-au-Prince, HT-6123 HAITI +1 509 250 1458, +1 509 558 8215 obarrau@aic.ht Mr. Alexandre Benfeita Caixa Seguros BRAZIL alexandre.benfeita@caixaseguros.co m.br Mrs. Maria Helena Bidino Director Insurance Association of Brazil, FENASEG Rua Senador Dantas 74-17o andar Rio de Janeiro, CEP 20031-201 BRAZIL +55 21 2510-7764 (direct); +55 21 2510 7777 (main) bidino@fenaseg.org.br, direrl@fenaseg.org.br Ms. Gunilla Borer Financial Stability Institute, Bank for International Settlements c/o Bank for International Settlements Centralbahnplatz 2 CH-4002 Basel Switzerland gunilla.borer@bis.org Mr. Felipe Botero Vice President Met Life One MetLife Plaza Long Island City, NY 11101 +1 908-892-0720 fbotero@metlife.com Ms. Marina Botto Abogada Superintendencia de Seguros de la Nación, Argentina Julio A. Roca 721 Buenos Aires Argentina +54 11 4338 4000 Int 1102 mbotto@ssn.gov.ar Mr. Juan Ignacio Bustamante Olivares Gerente General Consejeros y Corredores de Seguros S.A. Calle Palacio Viejo Nº 115 Of. 23-B Arequipa, Perú +51 54 215 818 jibustamante@consejeros.com.pe Ms. Sonia Cabral Head of the Actuarial Department Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Rua Buenos Aires, 256 Rio de Janeiro, 20061-000 BRAZIL +55 21 3806-9822 soniac@susep.gov.br Ms. Laura Castillo Calderón Licenciada em Administración Pública Instituto Nacional de Seguros Frente al Parque España Apdo. 10061-1000, San José San José Costa Rica +506-287-6000 lcastill@ins-cr.com Mr. Gustavo Cerdena Rodriguez Economista La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Francisco Nasias N. 370 San Isidro, Lima, PERU +51 1 211 0071 gustavoc@lapositiva.com.pe, mnelaf@lapositiva.com.pe Mr. Arup Chatterjee Member of the Joint Working Group on Microinsurance IAIS Secretariat, International Association of Insurance Supervisors c/o Bank for International Settlements, Centralbahnplatz 2 CH-4002 Basel, Switzerland +41-61-280-9128 Arup.Chatterjee@bis.org Mr. Craig Churchill Microfinance Expert, Social Finance Program, Employment Sector International Labour Organization, and Chair, CGAP Working Group on Microinsurance, 4, route des morillons, Geneva 22, CH-1211 SWITZERLAND +41 22 799-6242 churchill@ilo.org Mr. Jorge Claude Secretary General Inter American Federation of Insurance Companies, FIDES, and Gerente General, Asociacion de Aseguradores de Chile A.G. La Concepcion 322, Oficina 501 Providencia, CHILE +56 2 354 803 jclaude@aach.cl 15 Mr. Juan Cordero Castillo Gerente de Producción Equivida Compañía de Seguros y Reaseguros S.A. Av. Eloy Alfaro N33-400 y Ayarza Quito, Ecuador +593 2 224 6662/3 jcordero@equivida.com, iburbano@equivida.com Mr. Pablo Cornejo de Vinatea Gerente Comercial Regional Consejeros y Corredores de Seguros S.A., Calle Palacio Viejo Nº 115 Of. 23-B, Arequipa, Perú +51 54 215 818 pcornejo@consejeros.com.pe Mr. Marcos Couto Presidente & CEO Ace Seguradora S.A. Avenida Paulista, 1294 -- 18º andar SÃO PAULO, SP, CEP: 01310-915 BRASIL +55 11 4504-4285, +55 11 4504 4282 VANESSA.FUKUDA@ACEINA.COM Mr. Flávio Marcos da Silva Diretor Financeiro Cooperativa Central de Crédito Rural com Interação Solidária Rua Nossa Senhora da Glória, 52 A, Bairro Cango Francisco Beltrão, Paraná 85604-090 BRAZIL +55 46 63524 1981 baser@cresol.com.br, flavio@cresol.com.br, leonette@cresol.com.br Ms. Mariam Dayoub Junior Professional Associate, LCSPF World Bank 1818 H Street, NW Washington, DC 20433 +1 202 458 8604 mdayoub@worldbank.org Mr. Raul De Andrea General Manager Asociación Peruana de Empresas de Seguros, (APESEG) Arias Aragüez 146 San Antonio, Miraflores Lima, PERU +511 444 2294 rdandrea@apeseg.org.pe Mr. Hugo de Grandchant Corporate Vice-president Zurich Boliviana Seguros Personales Calle Colon No.288 La Paz Bolivia +591-2-2203131 or 591-2-2149603 hugo.de.grandchant@zurich.com Ms. Maria Caridad de la Puente Presidenta Asociación Peruana de Empresas de Seguros (APESEG) Canaval y Moreyra 522, piso 10, San Isidro, Lima 27, PERU +511 222 2217 gmoreno@invita.com.pe Mr. Alex Dimaculangan General Manager CARD MBA 093 S. Osmena St. San Pablo City, 4000 PHILIPPINES +63 49-562-2878 amdcenter@yahoo.com, cardmba9999@yahoo.com Ms. Avri Carrasco Elesporo Ingeniero Industrial La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370, San Isidro, Lima, PERU, +51 1 211 0150 acarrascoe@lapositiva.com.pe Mr. Jose Luis Errazuriz CHILE, ptorres@ohionational.cl Mr. José Luis Errazuriz Subgerente Desarrollo Nuevos Negocios Ohio National Financial Services Bandera 76 piso 5, Santiago, Chile +562 6362762 ptorres@ohionational.cl Mr. William Finkelstein Microinsurance specialist United Nations Capital Development Fund, 2 United Nations Plaza, 26th floor, New York, NY 10017 +1 212 906-5134 wfinkelstein@gmail.com, belinda.uriarte@undp.org Lic. Ricardo García Superintendente Superintendencia de Seguros y Reaseguros, Panamá Calle 51 y Ricardo Arias Bella Vista Ciudad de Panamá, Panamá l.henriquez@superseguros.gob.pa Ms. Regina Lidia Giordano Simões Coordinator, International Affairs, and Member of the IAIS-CGAP Joint Working Group on Microinsurance Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Coordenação de Relações Internacionais Rua Buenos Aires, 256 Rio de Janeiro, RJ BRAZIL +55 21 3806-9822 rsimoes@susep.gov.br Mr. Jorge Gutierrez Romero Coordinador Programa de promocion de Microseguros para Microempresarios Centro AFIN Macario Pinilla 262, Sopocachi La Paz, BOLIVIA +591 2 243 2084 jgutierrez@centroafin.org Mr. Humberto Henriques Coordinator for the Insurance Supervision Department Banco de Cape Verde CAPE VERDE +238 2607181 SOsorio@bcv.cv Mr. Carlos Hernández Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com Ms. Beatriz Piñero Herranz Gerente Federação Nacional de Previdência Privada e Vida (FENAPREVI) Rua Senador Dantas, 74, 11 andar Rio de Janeiro, RJ, CEP: 20031-205 BRAZIL +55 21 2510-7808 beatriz@fenaprevi.org.br, marciatavares@fenaprevi.org.br Mr. Luis Huerta CEO Seguros Argos, S.A. de CV Avenida Insurgentes Sur 1685, Piso 2 Mexico, D.F., C.P. 01020 MEXICO +52 55 1500-1611 lhuerta@segurosargos.com, eugalde@segurosargos.com Ms. Sieglinde Johannes Insurance Officer, Insurance Services Group, Environment & Social Development Department International Finance Corporation 2121 Pennsylvania Avenue, N.W. Washington, DC 20433 +1-202-458-4692 SJohannes@ifc.org Mr. Roberto Junguito Bonnet Executive President Federacion de Aseguradores Colombianos(FASECOLDA) Carrera 7 Número 26-20 Piso 11 Bogota, COLOMBIA +571 2 10 80 80 rjunguito@fasecolda.com 16 Mr. Vijay Kalavakonda Insurance Specialist, Financial Markets for Social Safety Net World Bank MSN MC9-903 1818 H-Street, NW Washington, DC 20433 +1 202 458-4624 vkalavak@worldbank.org Mr. Sriram Kannekanti Editor & Publisher BHAGASWAMYAM (An Exclusive Bimonthly on Civil Society & Governance) H. No. 1-1-336/4, vivek Nagar, Chikkada Pally Hyderabad - 500 020 India, +91 94401 36718 bhagaswamyam@gmail.com Mr. Yoshihiro Kawai Secretary General International Association of Insurance Supervisors c/o Bank for International Settlements, Centralbahnplatz 2 CH-4002 Basel Switzerland yoshihiro.kawai@bis.org Ms. Brigitte Klein Head of Sector Project, Financial Systems Development Deutsche Gesellschaft für Technische Zusammenarbeit (GTZ) GmbH Postfach 51 80 Eschborn, 65726 GERMANY +49 6196-791214 Brigitte.Klein@gtz.de, petra.anders@gtz.de Mr. Andre Laude Principal Investment Officer, CGFMF International Finance Corporation 2121 Pennsylvania Ave, NW Washington, DC 20433 alaude@ifc.org Mr. Enrique Morey Lindley Gerente de Marketing La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370 San Isidro, Lima, PERU +51 1 513-0521 svalera@lapositivavida.com.pe Ms. Angelica Lizarazo Diaz Gerente de Canal No Tradicional Liberty Seguros S.A. Calle 72, No. 10--07, Piso 7 Bogota, COLOMBIA +57 1 310 3300 angelica.lizarazo@libertycolombia.com Mr. Olivier Mahul Senior Insurance Specialist, Financial Markets for Social Safety Nets World Bank 1818 H Street, NW Washington, DC 20433 omahul@worldbank.org Mr. Jimmy Martínez Director de Estudios Económicos Federacion de Aseguradores Colombianos(FASECOLDA) Carrera 7 Número 26-20 Piso 11 Bogota, COLOMBIA +571 2 10 80 80 jmartinez@fasecolda.com, mariela@fasecolda.com Dr. Lorenza Martínez Unidad de Seguros, Valores y Pensiones, Mexico Palacio Nacional s/h. 3er Patio Mariano, piso 4 Oficina 4068, Col. Centro, Del. Cuauhtemoc Mexico, D.F., 06066, MEXICO +52 55 9158 1260 Lorenza_Martinez@hacienda.gob.m x, rubi_ponce@hacienda.gob.mx Ms. Colleen Mascenik Learning Coordinator, Financial and Private Sector Development Department, World Bank 1818 H Street, NW Washington, DC 20433 +1 202 473 7734 cmascenik@worldbank.org Mr. Michael J. McCord President The MicroInsurance Centre, LLC 1045 N. Lynndale Drive, Ste. 2A5 Appleton, WI 54914 USA +1-920-257-2179 mjmccord@MicroInsuranceCentre.org Mr. Pablo Mireles Miranda Actuario Asociación Mexicana de Instituciones de Seguros, A.C. Francisco I Madero No. 21, Col. Tlacopac Mexico, D.F., C.P. 01040 MEXICO +52 55 5480 0646 mgasca@amis.com.mx Mr. Luis Armando Montenegro Monterrosa Superintendente del Sistema Financiero Superintendencia del Sistema Financiero, El Salvador 8A. Av Norte No. 240 San Salvador, 2942 EL SALVADOR +503 2281 1466 balfaro@ssf.gob.sv Mr. Stefan Mosel Executive Manager, Department Latin America South Munich Re Rio de Janeiro, BRAZIL +49 89 3891 3529 (Andreas Moser) smosel@munichre.com, amoser@munichre.com Mr. Kurt Müller Engineer Münchener Rück São Paulo Av. Eng. Luis Carlos Berrini, 550 14 floor 04571-000 São Paulo, SP Brazil +55 11 5102.1529 kurtmueller@munichre.com, Ijoao@munichre.com Prof. Maria Muniagurria Dept. of Economics University of Wisconsin, Madison 1180 Observatory Dr. Madison, WI 53706 +1 608 263-3865 munia@ssc.wisc.edu Mr. David Myhre Senior Program Officer for Development Finance and Economic Security, Ford Foundation Apartado Postal 105-71 Emilio Castelar 131, Colonia Polanco México, D. F., 11560 México +52 55 9138-0270, ext. 145 or 153 d.myhre@fordfound.org Mr. Gonzalo Lopez de Romaña Olivares La Positiva Seguros y Reaseguros Santiago de Compostela 265, Urb. La Estancia La Nocina Lima, PERU +511 368 2186, +511 211-0051 gonzalolro@gmail.com, mnelaf@lapositiva.com.pe Mr. Henrique Oliveira Office Head Swiss Re Brasil Sericos e Participacoes Ltda. Alameda Santos, 1940 - 10º andar Sao Paulo, SP-01418-200 BRAZIL +55 11 3371 6580 / 3371-6570 Henrique_Oliveira@swissre.com, Maury_Souza@swissre.com, TeresaMidori_Costa@swissre.com Mr. Antonio Osorio Vice President Instituto Seguros Portugal Avenida Berona 19 Lisbon, 1050-057, PORTUGAL +351 21 799 9984 antonio.osorio@isp.pt 17 Mr. Emile Pantaléon Director, Life and Health Department Alternative Insurance Company S.A. 4, Rue Sean Gilles, Blvd T. Louverture, Port-au-Prince, HT-6123 HAITI, +1 509 558 8215 epantaleon@aic.ht Ms. Diana Parra Financial Consultant, Micro Finance Program TSG--USAID Calle 73 # 10 - 83 Torre D Bogota, Cundinamarca, COLOMBIA +57 1 743 3000 dparracorrea@yahoo.com, OPinzon@ard.org.co Mr. Juan Manuel Peña Henderson Gerente General La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370 San Isidro, Lima, PERU +51 1 513-0521 svalera@lapositivavida.com.pe Mr. Jose Bernardo Pineda Jurado Ejecutivo Aseguradora La Ceiba, S.A. 20 calle 15-20, zona 13 Guatemala City, 01013 GUATEMALA +502 237 91800 bpineda@gmail.com, alinares@aceiba.com Ms. Amparo Polania Guarin Ingeniera de Sistemas Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com Mr. Fernando Quintero Arturo Administrador Empresas, Presidente Seguros Colpatria Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com Mr. Raghunandan Rao Project Director District Rural Development Agency Collector's Office Greamspet, CHITTOOR District, Andra Pradesh 517 002 INDIA +91 85722 42942 raghugoutham@yahoo.com Ms. Sabrina Regent Legal Advisor International Labour Organization, ILO BIT-STEP BP 414 Dakar, SENEGAL +221 655 2843 regent@ilo.org, sabrinaregent@gmail.com, chrisboc@sentoo.sn, jacquier@ilo.org Mr. Dirk Reinhard Vice Chairman Munich Re Foundation Königinstraße 107 München, 80802 GERMANY +49 89 3891 5909 dreinhard@munichre-foundation.org Mr. Otávio Ribeiro Damaso Secretário de Política Econômica Interino Ministério da Fazenda, Brazil SQS 314 - Bloco D - Apt. 302 Brasilia, DF, 70383-040 BRAZIL otavio.damaso@fazenda.gov.br, gabineteadjunto.df.spe@fazenda.gov.br Mr. Jean-Paul Rivas Presidente CruzSalud Avenida PPAL, Urb. Lebrun, Edificio Cruzsalud, Petare Caracas, VENEZUELA +58 212 2053901, +58 416 3158897 jrivas@cruzsalud.com, lmoreno@cruzsalud.com, jrivas@cruzsalud.com Mr. Roberto Rodrigo Freyre Gerente Corporativo Regional La Positiva Seguros y Reaseguros San Francisco 301 Arequipa, PERU +51 54 234 409 robertor@lapositiva.com.pe, mnelaf@lapositiva.com.pe Ms. Alesia Rodriguez Consultant Camara de Aseguradores de Venezuela (CAV) Torre Taeca, Piso 2, Av. Guaicaipuro, Urb. El Rosal Caracas, VENEZUELA +58 414 487 21 26, +58 412 913 17 43 alerod05@gmail.com, arpconsultores@gmail.com Mr. Carlos M. Rodriguez Oliviery Director Ejecutivo Centro AFIN Macario Pinilla 262 La Paz, BOLIVIA +591 2 243 2084 afincro@acelerate.com, carlosrodriguez@centroafin.org Mr. Hector Rodriguez-Cabo Head of Pensions Supervision Mexican Insurance and Surety National Commission (CNSF) Mexico, D.F., MEXICO +52 55 5724 7567 HCabo@cnsf.gob.mx, NRosas@cnsf.gob.mx, BRomo@cnsf.gob.mx Mr. Marco Antonio Rossi Director-Presidente Bradesco Vida e Previdencia S.A. Cidade de Deus S/N - Vila Yara, Osasco Sao Paulo, 06029-900 BRASIL +55 11 3684 2122 5310.rossi@bradesco.com.br Ms. Maria Victoria Saenz-Samper Operational Specialist, Multilateral Investment Fund Interamerican Development Bank 1300 New York Ave., NW Washington, DC 20577 +1 202 623 3002, +1 202 942 8219 MARIAVL@iadb.org, GABRIELAMO@iadb.org Mr. José Alberto Salazar Torres Regulation Department Superintendency of Banking, Insurance and Pensions Funds Administrators, Peru Lima, PERU jsalazar@sbs.gob.pe Ms. María Luisa Sánchez Contadora Pública Superintendencia de Seguros de la Nación Avda. Julio A. Roca 721, CP 1067 Buenos Aires Argentina +54 11 4338-4000 internos 1102 / 1109 msanchez@ssn.gov.ar Mr. Urs Schwartz Microinsurance Zurich Financial Services Mythenquai 2 8002 Zurich Switzerland +41 1 625 31 82 urs.schwartz@zurich.com 18 Mr. James Merava Sea Senior Insurance Officer Office of Insurance Commissioner, Papau New Guinea Musgrave Street Port Moresby, PAPAU NEW GUINEA +675 321 7966 jsea@global.net.pg Mr. Walter Stange Chief Executive Officer Advanced Risk Solutions Bosque de Ciruelos 162 Col. Bosques de las Lomas Mexico, D.F., 11700 MEXICO +52.55.52.51.28.20 walter.stange@risk-solutions.com Mr. Sidney Sentoma Director Azul Companhia de Seguros Gerais Av. Rio Branco 80, 18 floor RJ, 20040-070 Rio de Janeiro Brazil, +55 21 3906-6690 Ms. Gabrielle Tomchinsky Senior Director, Microinsurance Marketing and Product Development Accion International 1401 New York Ave, NW, Suite 500 Washington, DC 20005 +1 202 393 5113 ext 1631 gabrielletomchinsky@yahoo.com Sidney.sentoma@azulseguros.com.br Mr. Nilson Silva Ministério do Trabalho, Brazil Brasilia, BRAZIL nilson.silva@mte.gov.br Ms. Stefka Slavova Economist, Finance and Private Sector, PREM World Bank, 1818 H Street, NW Washington, DC 20433 +1 202 473 2464 sslavova@worldbank.org Mr. Roberto Sollitto President Inter American Federation of Insurance Companies, FIDES La Concepcion 322, Oficina 501 Providencia, CHILE, +56 2 354 803 jclaude@aach.cl, fides@fideseguros.com Mr. Kim Staking Principal Economist, Colombia and Peru Inter-American Development Bank 1300 New York Ave, NW Washington, DC 20577 +1 202 623 3003 kims@iadb.org Ms. Nhu-An Tran Microenterprise Development Advisor, USAID 1300 Pennsylvania Ave., NW Washington, DC 20523 USA +1 202 712-4823 ntran@usaid.gov Mr. Eduardo Martin Urdapilleta Senior Financial Economist, Latin America Finance and Private Sector Department, World Bank 1818 H Street, NW Washington, DC 20433 +1 202 458 4080 eurdapilleta@worldbank.org Ms. Gemile Janet Urday Marquina Sub Gerente Zona Norte La Positiva Seguros y Reaseguros Avenida 28 de Julio N.130-132 Trujillo, PERU +51 44 249 232 gurday@lapositiva.com.pe Ms. Annibal Vasconcelos Coordinator of the Statistical Data Division Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Rua Buenos Aires, 256 Rio de Janeiro, 20061-000 BRAZIL +55 21 3806-9822 annibalv@susep.gov.br Dr. Ian Webb International Insurance Foundation Parque Villena Rey 162, Dept. 501, Urb Santa Cruz, Miraflores Lima 18, PERU +1 505 715 6806 WEBB@IIFDC.ORG Mr. Rodolfo Wehrhahn Managing Director, Latin America Transamerica Reinsurance Latin America Head Office, Suite 208 2200 North Commerce Parkway Weston, FL 33326-3258 +1 954.349.1660 Rodolfo.Wehrhahn@transamerica.co m, Alina.Perdomo@transamerica.com Ms. Martina Wiedmaier-Pfister Consultant, Financial Systems Development Support GTZ Alter Postweg 3 Ottobeuren, 87724 GERMANY +49-8332-790 419 wiedmaier-pfister@t-online.de Mr. Dieter Wittkowski Senior Microenterprise Specialist, Micro, Small and Medium Enterprise Division Interamerican Development Bank Washington, DC +1 202 623 2410 DIETERW@iadb.org Mr. Fernando Zamboin Zurich Insurance Company bidino@fenaseg.org.br, direr@fenaseg.org.br Mr. Santiago Zapata Barriga Gerencia General Enlace Asesores y Corredores de Seguros S.A.C. Av. Mansiche Nº 480, 2° Piso Trujillo, PERU +51 44 232862 szapata@enlaceseguros.com 19 IN ORDER BY COUNTRY ARGENTINA Ms. Marina Botto Abogada Superintendencia de Seguros de la Nación, Argentina Julio A. Roca 721 Buenos Aires Argentina +54 11 4338 4000 Int 1102 mbotto@ssn.gov.ar Ms. María Luisa Sánchez Contadora Pública Superintendencia de Seguros de la Nación, Avda. Julio A. Roca 721, CP 1067, Buenos Aires, Argentina +54 11 4338-4000 internos 1102 / 1109 msanchez@ssn.gov.ar BOLIVIA Mr. Hugo de Grandchant Corporate Vice-president Zurich Boliviana Seguros Personales Calle Colon No.288 La Paz Bolivia +591-2-2203131 or 591-2-2149603 hugo.de.grandchant@zurich.com Mr. Jorge Gutierrez Romero Coordinador Programa de promocion de Microseguros para Microempresarios Centro AFIN Macario Pinilla 262, Sopocachi La Paz, BOLIVIA +591 2 243 2084 jgutierrez@centroafin.org Mr. Carlos M. Rodriguez Oliviery Director Ejecutivo Centro AFIN Macario Pinilla 262 La Paz, BOLIVIA +591 2 243 2084 afincro@acelerate.com, carlosrodriguez@centroafin.org BRAZIL Mr. Marcos Couto Presidente & CEO Ace Seguradora S.A. Avenida Paulista, 1294 -- 18º andar SÃO PAULO, SP, CEP: 01310-915 BRASIL +55 11 4504-4285, +55 11 4504 4282 VANESSA.FUKUDA@ACEINA.COM Mr. Marco Antonio Rossi Director-Presidente Bradesco Vida e Previdencia S.A. Cidade de Deus S/N - Vila Yara, Osasco Sao Paulo, 06029-900 BRASIL +55 11 3684 2122 5310.rossi@bradesco.com.br Mr. Alexandre Benfeita Caixa Seguros BRAZIL alexandre.benfeita@caixaseguros.co m.br Mrs. Maria Helena Bidino Director Insurance Association of Brazil, FENASEG Rua Senador Dantas 74-17o andar Rio de Janeiro, CEP 20031-201 BRAZIL +55 21 2510-7764 (direct); +55 21 2510 7777 (main) bidino@fenaseg.org.br, direrl@fenaseg.org.br Ms. Sonia Cabral Head of the Actuarial Department Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Rua Buenos Aires, 256 Rio de Janeiro, 20061-000 BRAZIL +55 21 3806-9822 soniac@susep.gov.br Mr. Flávio Marcos da Silva Diretor Financeiro Cooperativa Central de Crédito Rural com Interação Solidária Rua Nossa Senhora da Glória, 52 A, Bairro Cango Francisco Beltrão, Paraná 85604-090 BRAZIL +55 46 63524 1981 baser@cresol.com.br, flavio@cresol.com.br, leonette@cresol.com.br Ms. Regina Lidia Giordano Simões Coordinator, International Affairs, and Member of the IAIS-CGAP Joint Working Group on Microinsurance Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Coordenação de Relações Internacionais Rua Buenos Aires, 256 Rio de Janeiro, RJ BRAZIL +55 21 3806-9822 rsimoes@susep.gov.br Ms. Beatriz Piñero Herranz Gerente Federação Nacional de Previdência Privada e Vida (FENAPREVI) Rua Senador Dantas, 74, 11 andar Rio de Janeiro, RJ, CEP: 20031-205 BRAZIL +55 21 2510-7808 beatriz@fenaprevi.org.br, marciatavares@fenaprevi.org.br Mr. Stefan Mosel Executive Manager, Department Latin America South Munich Re Rio de Janeiro, BRAZIL +49 89 3891 3529 (Andreas Moser) smosel@munichre.com, amoser@munichre.com Mr. Kurt Müller Engineer Münchener Rück São Paulo Av. Eng. Luis Carlos Berrini, 550 14 floor 04571-000 São Paulo, SP Brazil +55 11 5102.1529 kurtmueller@munichre.com, Ijoao@munichre.com Mr. Henrique Oliveira Office Head Swiss Re Brasil Sericos e Participacoes Ltda. Alameda Santos, 1940 - 10º andar Sao Paulo, SP-01418-200 BRAZIL +55 11 3371 6580 / 3371-6570 Henrique_Oliveira@swissre.com, Maury_Souza@swissre.com, TeresaMidori_Costa@swissre.com Mr. Otávio Ribeiro Damaso Secretário de Política Econômica Interino Ministério da Fazenda, Brazil SQS 314 - Bloco D - Apt. 302 Brasilia, DF, 70383-040 BRAZIL otavio.damaso@fazenda.gov.br, gabineteadjunto.df.spe@fazenda.gov.br Mr. Sidney Sentoma Director Azul Companhia de Seguros Gerais Av. Rio Branco 80, 18 floor RJ, 20040-070 Rio de Janeiro Brazil +55 21 3906-6690, +55 21 39066642 Sidney.sentoma@azulseguros.com.b r, rosane.barbin@azulseguros.com.br 20 Mr. Nilson Silva Ministério do Trabalho, Brazil Brasilia, BRAZIL nilson.silva@mte.gov.br Ms. Monica Tovar Interpreter Voice Interpretes Ltda Street Custódio Serrão 49/701, 701 Lagoa 22470-230 Rio de Janeiro Brazil +55 21 2533 0808 monicatovar@uol.com.br, voiceinterpretes@terra.com.br Ms. Annibal Vasconcelos Coordinator of the Statistical Data Division Superintendência de Seguros Privados (SUSEP), Ministério da Fazenda, Brazil Rua Buenos Aires, 256 Rio de Janeiro, 20061-000 BRAZIL +55 21 3806-9822 annibalv@susep.gov.br Mr. Fernando Zamboin Zurich Insurance Company BRAZIL bidino@fenaseg.org.br, direr@fenaseg.org.br Mr. Jose Luis Errazuriz CHILE ptorres@ohionational.cl Mr. José Luis Errazuriz Subgerente Desarrollo Nuevos Negocios Ohio National Financial Services Bandera 76 piso 5 Santiago Chile +562 6362762 ptorres@ohionational.cl Mr. Roberto Sollitto President Inter American Federation of Insurance Companies, FIDES La Concepcion 322, Oficina 501 Providencia, CHILE +56 2 354 803 jclaude@aach.cl, fides@fideseguros.com COLOMBIA Mr. Carlos Hernández Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com CAPE VERDE Mr. Humberto Henriques Coordinator for the Insurance Supervision Department Banco de Cape Verde CAPE VERDE +238 2607181 SOsorio@bcv.cv Mr. Roberto Junguito Bonnet Executive President Federacion de Aseguradores Colombianos(FASECOLDA) Carrera 7 Número 26-20 Piso 11 Bogota, COLOMBIA +571 2 10 80 80 rjunguito@fasecolda.com Ms. Diana Parra Financial Consultant, Micro Finance Program TSG--USAID Calle 73 # 10 - 83 Torre D Bogota, Cundinamarca, COLOMBIA +57 1 743 3000 dparracorrea@yahoo.com, OPinzon@ard.org.co Ms. Amparo Polania Guarin Ingeniera de Sistemas Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com Mr. Fernando Quintero Arturo Administrador Empresas, Presidente Seguros Colpatria Colpatria Cra. 7 No.24-89 piso 7 Bogotá Colombia +57 1 3366.46.77 Ext. 53-28 nora.rojas@ui.colpatria.com, julio.cruz@ui.colpatria.com COSTA RICA Ms. Laura Castillo Calderón Licenciada em Administración Pública Instituto Nacional de Seguros Frente al Parque España Apdo. 10061-1000, San José San José, Costa Rica +506-287-6000 lcastill@ins-cr.com ECUADOR CHILE Mr. Patricio Aldunate Bossay Gerente General Ise Chile Compañía de Seguros Generales S.A. Santiago, CHILE +56 2 422 91 00 paldunate@isechile.cl, rdonoso@isechile.cl Mr. Jorge Claude Secretary General Inter American Federation of Insurance Companies, FIDES, and Gerente General, Asociacion de Aseguradores de Chile A.G. La Concepcion 322, Oficina 501 Providencia, CHILE +56 2 354 803 jclaude@aach.cl, fides@fideseguros.com Ms. Angelica Lizarazo Diaz Gerente de Canal No Tradicional Liberty Seguros S.A. Calle 72, No. 10--07, Piso 7 Bogota, COLOMBIA +57 1 310 3300 angelica.lizarazo@libertycolombia.c om, jose.morena@libertycolombia.com Mr. Juan Cordero Castillo Gerente de Producción Equivida Compañía de Seguros y Reaseguros S.A. Av. Eloy Alfaro N33-400 y Ayarza Quito Ecuador +593 2 224 6662/3 jcordero@equivida.com, iburbano@equivida.com Mr. Jimmy Martínez Director de Estudios Económicos Federacion de Aseguradores Colombianos(FASECOLDA) Carrera 7 Número 26-20 Piso 11 Bogota, COLOMBIA +571 2 10 80 80 jmartinez@fasecolda.com, mariela@fasecolda.com EL SALVADORE Mr. Luis Armando Montenegro Monterrosa Superintendente del Sistema Financiero Superintendencia del Sistema Financiero, El Salvador 8A. Av Norte No. 240 San Salvador, 2942 EL SALVADOR +503 2281 1466 balfaro@ssf.gob.sv 21 GERMANY INDIA Ms. Brigitte Klein Head of Sector Project, Financial Systems Development Deutsche Gesellschaft für Technische Zusammenarbeit (GTZ) GmbH Postfach 51 80 Eschborn, 65726 GERMANY +49 6196-791214 Brigitte.Klein@gtz.de, petra.anders@gtz.de Mr. Sriram Kannekanti Editor & Publisher BHAGASWAMYAM (An Exclusive Bimonthly on Civil Society & Governance) H. No. 1-1-336/4, vivek Nagar, Chikkada Pally Hyderabad - 500 020 India, +91 94401 36718 bhagaswamyam@gmail.com Mr. Dirk Reinhard Vice Chairman Munich Re Foundation Königinstraße 107 München, 80802 GERMANY +49 89 3891 5909 dreinhard@munichre-foundation.org Mr. Raghunandan Rao Project Director District Rural Development Agency Collector's Office Greamspet, CHITTOOR District, Andra Pradesh 517 002 INDIA +91 85722 42942 raghugoutham@yahoo.com MEXICO Ms. Martina Wiedmaier-Pfister Consultant, Financial Systems Development Support GTZ Alter Postweg 3 Ottobeuren, 87724 GERMANY +49-8332-790 419 wiedmaier-pfister@t-online.de GUATEMALA Mr. Jose Bernardo Pineda Jurado Ejecutivo Aseguradora La Ceiba, S.A. 20 calle 15-20, zona 13 Guatemala City, 01013 GUATEMALA +502 237 91800 bpineda@gmail.com, alinares@aceiba.com Mr. Manuel Aguilera Verduzco President Comision Nacional de Seguros y Fianzas, Mexico, and Vice President Association of Insurance Supervisors of Latin America Mexico, D.F., MEXICO maguilera@cnsf.gob.mx, mcalderon@cnsf.gob.mx Mr. Hector Rodriguez-Cabo Head of Pensions Supervision Mexican Insurance and Surety National Commission (CNSF) Mexico, D.F., MEXICO +52 55 5724 7567 HCabo@cnsf.gob.mx, NRosas@cnsf.gob.mx, BRomo@cnsf.gob.mx Mr. Walter Stange Chief Executive Officer Advanced Risk Solutions Bosque de Ciruelos 162 Col. Bosques de las Lomas Mexico, D.F., 11700 MEXICO +52.55.52.51.28.20 walter.stange@risk-solutions.com Mr. David Myhre Senior Program Officer for Development Finance and Economic Security Ford Foundation Apartado Postal 105-71 Emilio Castelar 131, Colonia Polanco México, D. F., 11560 México +52 55 9138-0270, ext. 145 or 153 d.myhre@fordfound.org PANAMA Mr. Luis Huerta CEO Seguros Argos, S.A. de CV Avenida Insurgentes Sur 1685, Piso 2 Mexico, D.F., C.P. 01020 MEXICO +52 55 1500-1611 lhuerta@segurosargos.com, eugalde@segurosargos.com Lic. Ricardo García Superintendente Superintendencia de Seguros y Reaseguros, Panamá Calle 51 y Ricardo Arias Bella Vista Ciudad de Panamá, Panamá l.henriquez@superseguros.gob.pa Dr. Lorenza Martínez Unidad de Seguros, Valores y Pensiones, Mexico Palacio Nacional s/h. 3er Patio Mariano, piso 4 Oficina 4068, Col. Centro, Del. Cuauhtemoc Mexico, D.F., 06066 MEXICO +52 55 9158 1260 Lorenza_Martinez@hacienda.gob.m x, rubi_ponce@hacienda.gob.mx Mr. James Merava Sea Senior Insurance Officer Office of Insurance Commissioner, Papau New Guinea Musgrave Street Port Moresby, PAPAU NEW GUINEA +675 321 7966 jsea@global.net.pg PAPAU NEW GUINEA HAITI Mr. Olivier Barrau President Alternative Insurance Company S.A. 4, Rue Jean Gilles, Blvd. T. Louverture Port-au-Prince, HT-6123 HAITI +1 509 250 1458, +1 509 558 8215 obarrau@aic.ht Mr. Emile Pantaléon Director, Life and Health Department Alternative Insurance Company S.A. 4, Rue Sean Gilles, Blvd T. Louverture Port-au-Prince, HT-6123 HAITI +1 509 558 8215 epantaleon@aic.ht Mr. Pablo Mireles Miranda Actuario Asociación Mexicana de Instituciones de Seguros, A.C. Francisco I Madero No. 21, Col. Tlacopac Mexico, D.F., C.P. 01040 MEXICO +52 55 5480 0646 mgasca@amis.com.mx PERU Mr. Gustavo Cerdena Rodriguez Economista La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Francisco Nasias N. 370 San Isidro, Lima, PERU +51 1 211 0071 gustavoc@lapositiva.com.pe, mnelaf@lapositiva.com.pe 22 Mr. Raul De Andrea General Manager Asociación Peruana de Empresas de Seguros, (APESEG) Arias Aragüez 146 San Antonio, Miraflores, Lima, PERU +511 444 2294 rdandrea@apeseg.org.pe Ms. Maria Caridad de la Puente Presidenta Asociación Peruana de Empresas de Seguros (APESEG) Canaval y Moreyra 522, piso 10, San Isidro Lima 27, PERU +511 222 2217 gmoreno@invita.com.pe Ms. Avri Carrasco Elesporo Ingeniero Industrial La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370 San Isidro, Lima, PERU +51 1 211 0150 acarrascoe@lapositiva.com.pe Mr. Enrique Morey Lindley Gerente de Marketing La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370 San Isidro, Lima, PERU +51 1 513-0521 svalera@lapositivavida.com.pe Mr. Gonzalo Lopez de Romaña Olivares La Positiva Seguros y Reaseguros Santiago de Compostela 265, Urb. La Estancia La Nocina Lima, PERU +511 368 2186, +511 211-0051 gonzalolro@gmail.com, mnelaf@lapositiva.com.pe Mr. Juan Manuel Peña Henderson Gerente General La Positiva Seguros y Reaseguros Esq. Javier Prado Este y Fransisco Mosias N.370 San Isidro, Lima, PERU +51 1 513-0521 svalera@lapositivavida.com.pe Mr. Roberto Rodrigo Freyre Gerente Corporativo Regional La Positiva Seguros y Reaseguros San Francisco 301 Arequipa, PERU +51 54 234 409 robertor@lapositiva.com.pe, mnelaf@lapositiva.com.pe Mr. José Alberto Salazar Torres Regulation Department Superintendency of Banking, Insurance and Pensions Funds Administrators, Peru Lima, PERU jsalazar@sbs.gob.pe Ms. Gemile Janet Urday Marquina Sub Gerente Zona Norte La Positiva Seguros y Reaseguros Avenida 28 de Julio N.130-132 Trujillo, PERU +51 44 249 232 gurday@lapositiva.com.pe Dr. Ian Webb International Insurance Foundation Parque Villena Rey 162, Dept. 501, Urb Santa Cruz, Miraflores Lima 18, PERU +1 505 715 6806 WEBB@IIFDC.ORG Mr. Santiago Zapata Barriga Gerencia General Enlace Asesores y Corredores de Seguros S.A.C. Av. Mansiche Nº 480, 2° Piso Trujillo, PERU +51 44 232862 szapata@enlaceseguros.com Mr. Carlos Alcazar Aragón Gerente de Garantías Bancarias Consejeros y Corredores de Seguros S.A., Calle Palacio Viejo Nº 115 Of. 23-B, Arequipa, Perú +51 54 215 818 calcazar@consejeros.com.pe Mr. Juan Ignacio Bustamante Olivares Gerente General Consejeros y Corredores de Seguros S.A., Calle Palacio Viejo Nº 115 Of. 23-B, Arequipa, Perú +51 54 215 818 jibustamante@consejeros.com.pe Mr. Pablo Cornejo de Vinatea Gerente Comercial Regional Consejeros y Corredores de Seguros S.A., Calle Palacio Viejo Nº 115 Of. 23-B, Arequipa, Perú +51 54 215 818 pcornejo@consejeros.com.pe Mr. Alex Dimaculangan General Manager CARD MBA 093 S. Osmena St. San Pablo City, 4000 PHILIPPINES +63 49-562-2878 amdcenter@yahoo.com, cardmba9999@yahoo.com PORTUGAL Mr. Antonio Osorio Vice President Instituto Seguros Portugal Avenida Berona 19 Lisbon, 1050-057 PORTUGAL +351 21 799 9984 antonio.osorio@isp.pt SWITZERLAND Ms. Gunilla Borer Financial Stability Institute, Bank for International Settlements c/o Bank for International Settlements Centralbahnplatz 2 CH-4002 Basel Switzerland gunilla.borer@bis.org Mr. Urs Schwartz Microinsurance Zurich Financial Services Mythenquai 2 8002 Zurich Switzerland +41 1 625 31 82 urs.schwartz@zurich.com URUGUAY Ms. Ana Maria Acosta y Lara Superintendente de Seguros y Reaseguros Banco Central del Uruguay, Superintendencia de Seguros y Reaseguros Diagonal Fabini 777 11100 Montevideo Uruguay +598 2 903 0651 aylara@bcu.gub.uy, Gpietro@bcu.gub.uy UNITED STATES PHILIPPINES Dr. Jaime Aristotle B. Alip Founder and CARD MRI Managing Director, CARD Bank 20 ML Quezon Street, City Subdivision, San Pablo City, PHILIPPINES +63-49-5624309 aalip@yahoo.com, aalip@cardbankph.com, ginpolin@yahoo.com Mr. Douglas Barnert President Barnert Global Ltd 40 Exchange Place, Suite 1707 New York, NY 10005 +1-212-480-0808 doug@barnert.com, carene.lopez@barnert.com 23 Mr. Felipe Botero Vice President Met Life One MetLife Plaza Long Island City, NY 11101 +1 908-892-0720 fbotero@metlife.com Mr. William Finkelstein Microinsurance specialist United Nations Capital Development Fund 2 United Nations Plaza, 26th floor New York, NY 10017 +1 212 906-5134 wfinkelstein@gmail.com, belinda.uriarte@undp.org Mr. Michael J. McCord President The MicroInsurance Centre, LLC 1045 N. Lynndale Drive, Ste. 2A5 Appleton, WI 54914 USA +1-920-257-2179 mjmccord@MicroInsuranceCentre.o rg Prof. Maria Muniagurria Dept. of Economics University of Wisconsin, Madison 1180 Observatory Dr. Madison, WI 53706 +1 608 263-3865 munia@ssc.wisc.edu Ms. Gabrielle Tomchinsky Senior Director, Microinsurance Marketing and Product Development Accion International 1401 New York Ave, NW, Suite 500 Washington, DC 20005 +1 202 393 5113 ext 1631 gabrielletomchinsky@yahoo.com Ms. Nhu-An Tran Microenterprise Development Advisor USAID 1300 Pennsylvania Ave., NW Washington, DC 20523 USA +1 202 712-4823 ntran@usaid.gov Mr. Rodolfo Wehrhahn Managing Director, Latin America Transamerica Reinsurance Latin America Head Office, Suite 208 2200 North Commerce Parkway Weston, FL 33326-3258 +1 954.349.1660 Rodolfo.Wehrhahn@transamerica.co m, Alina.Perdomo@transamerica.com VENEZUELA Mr. Jean-Paul Rivas Presidente CruzSalud Avenida PPAL, Urb. Lebrun, Edificio Cruzsalud, Petare Caracas, VENEZUELA +58 212 2053901, +58 416 3158897 jrivas@cruzsalud.com, lmoreno@cruzsalud.com, jrivas@cruzsalud.com Ms. Alesia Rodriguez Consultant Camara de Aseguradores de Venezuela (CAV) Torre Taeca, Piso 2, Av. Guaicaipuro, Urb. El Rosal Caracas, VENEZUELA +58 414 487 21 26 alerod05@gmail.com, INTERNATIONAL ORGANIZATIONS Mr. Arup Chatterjee Member of the Joint Working Group on Microinsurance IAIS Secretariat, International Association of Insurance Supervisors c/o Bank for International Settlements, Centralbahnplatz 2 CH-4002 Basel, Switzerland +41-61-280-9128 Arup.Chatterjee@bis.org Mr. Craig Churchill Microfinance Expert, Social Finance Program, Employment Sector International Labour Organization, and Chair, CGAP Working Group on Microinsurance 4, route des morillons Geneva 22, CH-1211 SWITZERLAND +41 22 799-6242 churchill@ilo.org Mr. Vijay Kalavakonda Insurance Specialist, Financial Markets for Social Safety Net World Bank MSN MC9-903 1818 H-Street, NW Washington, DC 20433 +1 202 458-4624 vkalavak@worldbank.org Mr. Yoshihiro Kawai Secretary General International Association of Insurance Supervisors c/o Bank for International Settlements Centralbahnplatz 2 CH-4002 Basel Switzerland yoshihiro.kawai@bis.org Mr. Andre Laude Principal Investment Officer, CGFMF International Finance Corporation 2121 Pennsylvania Ave, NW Washington, DC 20433 alaude@ifc.org Mr. Olivier Mahul Senior Insurance Specialist, Financial Markets for Social Safety Nets World Bank 1818 H Street, NW Washington, DC 20433 omahul@worldbank.org Ms. Colleen Mascenik Learning Coordinator, Financial and Private Sector Development Department World Bank 1818 H Street, NW Washington, DC 20433 +1 202 473 7734 cmascenik@worldbank.org Ms. Mariam Dayoub Junior Professional Associate, LCSPF, World Bank 1818 H Street, NW Washington, DC 20433 +1 202 458 8604 mdayoub@worldbank.org Ms. Sabrina Regent Legal Advisor International Labour Organization, ILO BIT-STEP BP 414 Dakar, SENEGAL +221 655 2843 regent@ilo.org, sabrinaregent@gmail.com, chrisboc@sentoo.sn, jacquier@ilo.org Ms. Sieglinde Johannes Insurance Officer, Insurance Services Group, Environment & Social Development Department International Finance Corporation 2121 Pennsylvania Avenue, N.W. Washington, DC 20433 +1-202-458-4692 SJohannes@ifc.org Ms. Maria Victoria Saenz-Samper Operational Specialist, Multilateral Investment Fund Interamerican Development Bank 1300 New York Ave., NW Washington, DC 20577 +1 202 623 3002, +1 202 942 8219 MARIAVL@iadb.org, GABRIELAMO@iadb.org 24 Ms. Stefka Slavova Economist, Finance and Private Sector, PREM World Bank 1818 H Street, NW Washington, DC 20433 +1 202 473 2464 sslavova@worldbank.org Mr. Kim Staking Principal Economist, Colombia and Peru Inter-American Development Bank 1300 New York Ave, NW Washington, DC 20577 +1 202 623 3003 kims@iadb.org Mr. Eduardo Martin Urdapilleta Senior Financial Economist, Latin America Finance and Private Sector Department World Bank 1818 H Street, NW Washington, DC 20433 +1 202 458 4080 eurdapilleta@worldbank.org Mr. Dieter Wittkowski Senior Microenterprise Specialist, Micro, Small and Medium Enterprise Division Interamerican Development Bank Washington, DC +1 202 623 2410 DIETERW@iadb.org