MARCH/APRIL 2012 Display until May 31 8Havens For History Buffs Low-Cost Retreat: St. Lucie County, FL Upbeat, Toe-Tapping Greater Nashville, TN Southwest Playground: Spirited Ruidoso, NM Henderson, NV: A Hometown With Glitz Connie and Ron Kukulski of Port St. Lucie, FL US $4.95/CAN $5.95 COPYRIGHT© WHERE TO RETIRE 2012 Niche Communities Cater to Common Interests and Lifestyles A fter retiring, Rae and Ed Spake traveled all over the country in their recreational vehicle. They loved the RV culture and didn’t intend to give it up. However, their plan was almost derailed when Ed’s vision failed. But rather than abandoning their dream, the Californians found a place where they could hang up their keys yet still be part of the lifestyle they enjoyed. They made a rather unconventional choice in a retirement community: The Spakes settled in Rainbow’s End, the pen with senior housing. We have gone from Coke to Diet Coke, and the other flavors are about to take off,” says Carle, founding director of the Program in Senior Housing Administration at George Mason University in Fairfax, VA. Demand for retirement communities is expected to surge over the next four decades as baby boomers and Generation X workers retire. According to the U.S. Census Bureau, the number of Americans over the age of 65 is expected to account for 20 percent of employees, gays and lesbians, RVers and country music singers. Gerard says, “There are even niche communities for Native American Indians and AsianAmericans, including one for JapaneseAmericans and another for Koreans, so different flavors of Asian-Americans. That’s how specific it can get.” Under the umbrella of niche or affinity communities, these alternative housing arrangements come in all sizes and forms. Some are communestyle cohousing, while others are neighborhoods with a handful or ment experts anticipate the new breed of affinity communities will be even more interest- and lifestyle-specific. Excluding the active-adult choices, Gerard estimates there are about 100 niche or affinity communities in the U.S., with more on the way. Some, such as those for former military personnel, offer continuing care that gives residents services as they age, while others provide neither meals nor care but have created an arena for residents to pursue their passions. At the Burbank Senior Artists Colony the country’s only assisted-living facility for people whose home is an RV. “We’re still living and sleeping in our RV,” Rae says. “This community has allowed us to extend our lifelong dream. We can still feel alive, energetic and be with people who share our interests.” Trend watchers anticipate that there will be more such focused senior communities as Rainbow’s End. “Baby boomers are driving the niche market,” Carle says. “Because of their critical mass, every portfolio of every letting their children dictate the remainder of their days. Tailor-made retirement will likely usher in more boutiquelike communities, Carle says, so don’t be surprised if there’s one for Grateful Dead fans one day. “Why not?” he adds. “Forming a community doesn’t take much. You need about 75 people, and don’t tell me you can’t find 75 Grateful Dead fans. They once drew a quarter of a million people to a concert.” Trend trackers foresee projects catering to any interest and hobby people DAYBREAK META HOUSING CORP. Today’s retirees are fueling neighborhoods geared toward specific interests and lifestyles in locales around the country. In San Antonio, Air Force Village has urban and Hill Country campuses. In California, painters and poets are drawn to the Burbank Senior Artists Colony (center), and Daybreak Cohousing (right) is an all-ages haven in Portland, OR. AIR FORCE VILLAGE The Growing Choices in Niche Communities University-affiliated developments, cohousing are among diverse retire ment options catering to a range of interests, affinities • By Van Sheridan 140-acre Livingston, TX, headquarters of the Escapees RV Club, one of the largest associations of RV enthusiasts. Rae and Ed are part of an evolution in living choices that some experts predict will reshape retirement. Noted authority Andrew Carle compares the senior housing movement to the development of the Coca-Cola family. “For 100 years, there was one kind of Coke. Then Diet Coke came out in 1982. Now, 30 years later, there are dozens of flavors. We have Vanilla Coke, cherry Coke, cherry Coke Zero, Coke with Lime, Coke with vitamins. That is what’s going to hap44 WHERE TO RETIRE the population by 2050, doubling to more than 88 million. Taking this cue, the housing sector has started diversifying its senior living portfolio, expanding options to meet manifold needs and wants. “There are now communities for nuns, nudists, artists, actors, teachers and virtually every religion, from Christian Scientists and Seventh-day Adventists, Presbyterians, Catholics and Zen Buddhists,” says Annie Gerard, whose Apt Market Research company tracks senior housing trends. Her list goes on to include existing or proposed communities for postal more homes. More prolific settings include university- or military-based communities that offer apartments, condos, duplexes and cottages. Gaining popularity are senior apartments and NORCs, or naturally occurring retirement communities, which allow people to age in place, whether remaining in their homes or moving to a dwelling nearby. The niche segment has been around for years, notably the master-planned, active-adult developments that have wooed people with stellar amenities, including golf courses, clubhouses, pools and restaurants. However, retireCOPYRIGHT© WHERE TO RETIRE 2012 in Burbank, CA, for example, residents paint, write and explore the arts. Silver Sage Village, a cohousing neighborhood in Boulder, CO, encourages residents to nourish body, mind and soul through sustainable and thoughtful living that embraces such holistic approaches as meditation. Along with a verdant community garden, the project of 16 duplexes and attached homes boasts a communal kitchen and meditation room. At the RV community of Rainbow’s End, retirees like 80-somethings Rae and Ed are bound together by stories of the road. They also have access to COPYRIGHT© WHERE TO RETIRE 2012 industry has exploded. So now they want more choices.” Last year, the nation’s first wave of an estimated 78 million baby boomers reached the longtime standard retirement age of 65 (though the age to get full Social Security benefits is now 66 for early boomers and rising to 67 for the late boomers). The senior market is growing exponentially, Gerard says, with one in every 2.5 households now headed by someone age 55 or older. In addition, emerging seniors are not only diverse but also more engaged and hands-on, preferring to take ownership of their retirement rather than have. But will there be more than one Grateful Dead neighborhood? Not likely. However, most experts agree that over the next decade, there will be hundreds of university-based developments around the country. Here’s a snapshot of some university-affiliated neighborhoods and other popular niche concepts. Lifelong Learning “I specialize in university-based communities because I think it will be the largest niche,” says Carle, who coined the term UBRC, or universitybased retirement community. CurrentMARCH/APRIL 2012 45 A movement that started in the mid2000s has gained momentum. Cohousing, a concept from Denmark introduced to the U.S. by California architect Charles Durrett, inspired creation of the ElderSpirit Community in Abingdon, VA; Silver Sage Village in Boulder, CO; and the small Glacier Circle, formed by eight friends and couples in Davis, CA. These brought to life neighborhoods custom-built by seniors seeking a close-knit environment of homeowners with common values. Now many senior cohousing projects are in the pipeline, including Oakcreek Cohousing Community in Stillwater, OK, on about seven acres surrounded by mature trees and a creek. So far, 11 of the 24 units in six fourplex buildings have been sold, says Pat Darlington, who was motivated to help create Oakcreek by Durrett’s book, “The Senior Cohousing Handbook,” (New Society Publishers, $34.95) and conceived the idea after her father was diagnosed with Alzheimer’s disease. “For two years he had been driving over curbs, people’s driveways, but none of his neighbors told us about this,” says the 60-year-old psychologist. “I don’t want to grow old where people didn’t care enough to get involved. As you get older, you can feel a bit isolated. With cohousing, I’ll be living in a community, with people whom I’ll share meals with, see daily 50 WHERE TO RETIRE and do things with.” In cohousing, owners pool their money to build the project, which might have as few as five homes and as many as 30. Homes may be detached or share walls, and there are common, shared spaces for gatherings, such as a dining room for community meals. Prices run the gamut from $100,000 to more than $1 million. At Oakcreek, where owners expect to start moving in later this year, homes run $151,000 for one bedroom and $267,000 for two bedrooms. Each unit has its own kitchen. “We plan to have three or four shared meals a week,” Pat says. “There’s a nice dining room that will accommodate about 40 of us. We’ll also have a lounge with a fireplace and a TV for our big movie night.” In California’s historic gold rush country, construction of Wolf Creek Lodge at Grass Valley is in its final stages. Resident Jacque Bromm, 62, anticipates moving in this summer. So far, 24 of the 30 units have been sold, ranging from $250,000 to the high $400,000s, with an estimated homeowners association fee of $253 to $331 a month. Because these are energyefficient homes, monthly electricity bills are expected to be only $10 to $50. “There are four words I think of in regard to cohousing — healthier, safer, more social and stimulating,” says Jacque, a retired special-education teacher. Some cohousing communities WONDERLAND HILL DEVELOPMENT CO. DAYBREAK REPRODUCED WITH PERMISSION OF WHERE TO RETIRE Senior Cohousing prepare for aging of homeowners. For example, Wolf Creek Lodge plans to set aside a living unit for a caretaker. Intergenerational cohousing developments outnumber ones specified for older residents. Even so, buyers tend to be 50-plus because they have more equity, says cohousing developer Jim Leach, whose Washington Village in Boulder, CO, is all ages, but he anticipates many buyers will be 50 and older. Take Baird Smith, 72, who wanted to surround himself with people of all ages and opted for Daybreak Cohousing in Portland, OR, a 30-home development where residents range from toddlers to retirees. “There are five of us who are in our 60s and 70s,” says Baird, a former computer programmer. “I like the age spread. It works well in this kind of community. On occasions, I’ll pick up their kids from school and in exchange, the younger people can climb the ladder and clean the gutter.” Van Sheridan is the senior writer for Where to Retire. ave a comment, opinion or additional information about anything we’ve featured? We’d love to hear from you. Go to www.WhereToRetire.com and click on “Write to Us.” Or, write to Readers Mailbox, Where to Retire, 5851 San Felipe St., Suite 500, Houston, TX 77057. Letters may be edited for space. COPYRIGHT© WHERE TO RETIRE 2012 Niche Communities Here is contact information for the various types of communities mentioned in the article. RV Lifestyle n Livingston, TX: Escapees RV Club, www.escapees.com, and Escapees CARE, www.escapeescare. org University-Affiliated n Durham, NC: The Forest at Duke, www.forestduke.com n Gainesville, FL: Oak Hammock at the University of Florida, www.oak hammock.org n State College, PA: The Village at Penn State, www.villageatpennstate. com Military Retirees n DuPont, WA: Patriots Landing, www.patriotslanding.com n San Antonio: Air Force Village I and II, www.airforcevillages.com n Viera, FL: Indian River Colony Club, www.indianrivercolonyclub. com n Williamsburg, VA: Patriots Colony at Williamsburg, www.patriots colony.com Cohousing n Abingdon, VA: ElderSpirit Community, www.elderspirit.net n Boulder, CO: Silver Sage Village, www.silversagevillage.com n Boulder, CO: Washington Village, www.washington-village.com n Grass Valley, CA: Wolf Creek Lodge, www.wolfcreeklodge.org n Portland, OR: Daybreak Cohousing, www.daybreakcohousing. org n Stillwater, OK: Oakcreek Cohousing Community, www.stillwater seniorcohousing.com Arts Interests n Burbank, CA: Burbank Senior Artists Colony, www.seniorartists colony.com n North Hollywood, CA: The Piedmont, www.thepiedmontseniorapart ments.com REPRODUCED WITH PERMISSION OF WHERE TO RETIRE Gay and Lesbian n Boone, NC: Carefree Cove, www.carefreecove.com n Fort Myers, FL: The Resort on Carefree Boulevard, www.resorton cb.com n Pecos, NM: Birds of a Feather Community, www.birdsofafeather. com n Santa Fe, NM: RainbowVision, www.rainbowvisionsantafe.com 52 WHERE TO RETIRE COPYRIGHT© WHERE TO RETIRE 2012