MCIS ZURICH NEWSLETTER FOR CIRCULATION TO STAFF AND AGENCY PERSONNEL

• One-to-One with
En. Md Adnan Md Zain
CEO MCIS ZURICH
- A Natural Progression from Banking to Insurance
• Inspirational -
Are you a rock?
• Motivational -
10 Paths to Personal
Transformation
• Staff Movements
• Production -
Life, General and
Group Life
Dear Readers,
Its September 2007 with 3 months more to go before the year ends....
You can call this month, a “GROWTH CHECK” month. Have you evaluated yourself in terms of your achievements to date since Jan 2007. Have you adopted new methods of increasing your tasks at work, at home, improved your relationships or made more friends this year? Have you also, in financial sense, saved aside enough money for at least 6 months of your monthly salary as a buffer? Have you taught your kids new ideas that will improve their lifestyle? Have you watched your diet lately or gone for any medical check ups for your Cholesterol levels?!!!
Am I giving you too many questions to answer? Face it friends thats reality. There are lots of other questions we must continue to ask ourselves to ensure we provide and do the best we can at all times....
On that note, we hope you enjoy this month’s issue and what we have for you is a session with our dear CEO & the interview with a Magazine called Metier.
Hope you enjoy this exclusive and as well as other articles in this month’s issue. Until the next issue then..
Happy Reading......
The Editor.
FOR EVERY FAILURE, THERE’S AN ALTERNATIVE COURSE OF ACTION. YOU
JUST HAVE TO FIND IT. WHEN YOU COME TO A ROADBLOCK, TAKE A
DETOUR.
MARY KAY ASH
FAR BETTER IT IS TO DARE MIGHTY THINGS, TO WIN GLORIOUS TRIUMPHS
EVEN THOUGH CHECKERED BY FAILURE, THAN TO RANK WITH THOSE
POOR SPIRITS WHO NEITHER ENJOY NOR SUFFER MUCH BECAUSE THEY
LIVE IN THAT GRAY TWILIGHT THAT KNOWS NEITHER VICTORY NOR DEFEAT.
THEODORE ROOSEVELT
A MAN CAN FAIL MANY TIMES, BUT HE ISN’T A FAILURE UNTIL HE BEGINS
TO BLAME SOMEBODY ELSE.
JOHN BURROUGHS
YOU BUILD ON FAILURE. YOU USE IT AS A STEPPING STONE. CLOSE THE
DOOR ON THE PAST. YOU DON’T TRY TO FORGET THE MISTAKES, BUT YOU
DON’T DWELL ON IT. YOU DON’T LET IT HAVE ANY OF YOUR ENERGY, OR
ANY OF YOUR TIME, OR ANY OF YOUR SPACE.
JOHNNY CASH
MZ INNEWS is published by MZ Marketing Department
Editor : Devinder Concept and Design : Leow Coordinator and Sub Editor : Devika
Wisma MCIS ZURICH, Jalan Barat, 46200 Petaling Jaya, Selangor Darul Ehsan, Malaysia
I N N E W S

Courtesy of Metier Magazine
I N N E W S

I N N E W S

I N N E W S

I N N E W S

At MCIS ZURICH Insurance Ber had, we of fer you
ENGINEERING *
• Contractor’s All Risks Insurance
• Electronic Equipment Insurance
• Machinery Breakdown Insurance
• Machinery Insurance
LIABILITY *
• Employer’s Liability Insurance
• Fidelity Guarantee Insurance
• Product Liability Insurance
• Public Liability Insurance
• Workmen’s Compensation Insurance
MARINE *
• Good In Transit Insurance
• Marine Cargo Insurance
• Marine Open Cover Insurance
MOTOR *
• Motor Insurance
Commercial Vehicles / Motorcycles /
Private Cars
PERSONAL ACCIDENT *
• Individual PA
• Family PA
• Group PA
• MZ Senior Care PA
• MZ Care PA
• Supreme PA
• Student PA
• Passenger PA (Zoomease)
• MZ Travel Guard Insurance
PROPER TY *
• All Risks Insurance
• Burglary Insurance
• Consequential Loss Insurance
• Golfer’s Insurance
• Fire Insurance
• Houseowners / Householders Insurance
• Homeplus Insurance Plan
• Money Insurance
• Plate Glass Insurance

By Byron Pulsifer
W e’re not talking about “rock and roll”, or rocks on a beach. We’re not talking about slang or nicknames. If you have been called a rock, maybe it means something solid, a grounding force, or a person to whom other people can turn to for comfort or advice.
It’s a funny thing when someone calls you a rock. The first time I was called a rock, I wasn’t sure what the other person meant. When I asked for an explanation,
I was told that I was a person that could be relied upon to provide a grounding force to that person, a person that could be counted on to give stability when issues seemed to be bigger than what someone else could handle alone.
will at some point in our lives, need to find our own rock to turn to. Every rock, no matter how seemingly solid, has it’s own tiny cracks within. Without assistance, these cracks can expand under constant pressure to become larger and larger. While someone else may see you as their rock, as their permanent mainstay of support, you may also be quietly seeking your own rock.
If you believe that you never need to turn to someone else for some level of help, guidance, a nonjudgemental ear, you may be in denial that every person has to draw upon the emotional resources of someone else at some point in life.
I’m sure many of you are a rock to someone else without knowing it. You may not have been called a rock by anyone, but that’s how you’re thought of.
Just like wells need to be fed with a steady flow of new water so it is that your well also needs to be periodically filled with new strength. Being a rock to someone else, to those close to you, to those whom you happen to cross paths with, is to be a person of worth. But, don’t deny that you also need to find your own renewable source of inner strength.
On the other hand, just because you are a person to whom others turn to for help, advice, a grounding force in life’s turbulence, doesn’t mean that there aren’t times when you also need to turn to someone else to seek help or assistance.
Be a rock to others in need, be a rock of support to those who are facing critical issues, be a rock full of caring, but be a rock who recognizes that you also will experience times when you need to seek your own rock.
No matter how emotionally solid you are, how capable you are of countering life’s issues head on, each of us
I N N E W S

by star ting today
GUARANTEED SUR VIV AL P A YOUT
MA TURITY BENEFITS
OPTIONS FOR GUARANTEED SUR VIV AL P A YOUT
P A Y ABLE PRIOR TO MA TURITY
EXTRA CASH REW ARDS
DEA TH BENEFIT
TOT AL AND PERMANENT DISABILITY BENEFIT
Wisma MCIS ZURICH, Jalan Barat, 46200 Petaling Jaya, Selangor Darul Ehsan, Malaysia
Customer Call Center : 03-7652 3388 Tel : 03-7955 2577 Fax : 03-7957 1562
Email: info@mciszurich.com.my Homepage: www.mciszurich.com.my

Article Source: GIN MALAYSIA
Global Intelligence Network (M) Sdn Bhd is a training consultant firm dedicated to helping organizations strengthening overall company performance through wide range of excellent consultations and training services
T ransformation is an alteration in perception, a change in focus, moving in a different direction. It is a process that begins with a question that focuses our attention on what we are observing. It alters our perception and causes us to change our direction. Our change in direction causes us to experience a different reality. In turn, that experience causes a transformation in us.
Transformation is the process that allows us to achieve the task at hand. The more we participate in this dynamic process, the easier and more rewarding life becomes. Discover how the following alterations in perception can radically change your life.
1. WE ARE NOT ALONE.
In the depths of our depression, despair or anger it is difficult to see that others have experienced what we are going through.
The more alone or isolated we feel, the more difficult the task becomes. Our ability to see, acknowledge and accept that we are not alone changes our reality. It gives us the motivation, comfort and reassurance we need to accomplish the task at hand.
“Attitude is a little thing that makes a big difference.”
- Winston Churchill
2. EVERYONE IS DOING THE BEST THEY CAN.
It is easy to criticize or judge another, especially ourselves. Our expectations of others and ourselves prevent us from seeing that each of us is unique and that we are doing the best we can.
Allowing others to be themselves and experience their uniqueness changes our reality. We cease to critique and begin to value and respect uniqueness. In turn, we become a supportive ally rather than a derogatory spectator.
3. WE LEARN WHAT IS RIGHT BY EXPERIENCING WHAT IS
WRONG.
We live in an imperfect world so that we can learn perfection.
Nothing new would ever be learned if we were never to err. Our errors provide the motivation, the environment and the resources needed to learn. Seeing err as a potential learning experience changes our reality. We take ourselves less seriously and allow ourselves to err. The more we do that, the more open and flexible we become. In turn, we learn more and discover how enjoyable learning can be. Life becomes an exciting adventure rather than dull, boring or tedious.
4. HOW WE RESPOND IS MORE IMPORTANT THAN WHAT
OCCURRED.
It does not matter what happened to us or who did it to us. What matters is what we do about it. Focusing our attention on what happened to us or who is at fault does not resolve anything because it prevents us from seeing what we can do about it.
Attentively observing how everything affects us emotionally and how we respond changes our focus. In turn, we see what we can do to resolve the problem and prevent it from occurring again.
“Never leave that till tomorrow which you can do today.”
- Benjamin Franklin
5. WE ARE ALWAYS EXPERIENCING WHAT WE NEED TO
EXPERIENCE.
Problems and undesirable predicaments cause us to focus on what we do not have. In turn, we pursue what will not resolve the problem and unknowingly reject the assistance we desire. Focusing our attention on what we have alters our reality. We cease to pursue and begin to examine and develop what we have. In turn, we allow life to assist us in achieving our objective. Seeing life as our ally rather than our foe allows us to achieve the impossible.
I N N E W S

6. EVERYTHING SERVES A PURPOSE OR IT CEASES TO EXIST. NOTHING IN LIFE IS
EVER REALLY WASTED.
Everything we encounter and do in life helps us to learn and grow. We unknowingly judge life, others and ourselves when we see things as being good or bad, right or wrong. Looking at everything as a possibility, a probability or potential resource alters our focus. In turn, we cease to judge and begin to discover opportunities we never knew existed.
7. WE LEARN FROM OBSERVING AND EMBRACING DIFFERENCES.
More of the same begets sameness and stifles our growth. Sameness, the known and routines give us a false sense of security and cause us to be fearful. The more fearful we are, the more comfort we seek in the familiar or the known. Disrupting our routine and embracing differences changes our focus. In turn, we stimulate our growth and diminish our fears. The less fearful we are, the more security we find in the unknown.
“Man, alone, has the power to transform his thoughts into physical reality; man, alone, can dream and make his dreams come true.”
- Napoleon Hill
8. TO SEE WHAT WE WERE DOING, WE HAVE TO STOP WHAT WE ARE DOING.
The slower we move, the less blurred our vision and the more we see. Doing nothing allows us to see more. Focusing our attention on what we are observing allows us to see even more. The best sight of all is free of all distractions, especially thought. All our senses and every part of our being is focused on what we are observing. This qualitative sight is commonly called meditation. We begin to meditate when we cease to pursue.
The more we meditate, the more we function with consciousness rather than thought.
In turn, we realize that our consciousness provides us with everything we need.
9. EVERYTHING IS CONSTANTLY CHANGING.
It is impossible to hold on to anything in life for everything is constantly changing.
Holding on to the past keeps us in the past and prevents us from experiencing what is new. The past is the known. Challenging the known alters our focus and allows us to
“let go” of the past so we can experience what is new. Open-ended questions challenge the known and facilitate the detachment process.
10. QUESTIONS ARE MORE BENEFICIAL THAN ANSWERS.
Just as each step begets another, our path through life is determined by the questions we ask. Each open-ended “what” and “why” question begets another question rather than an answer. Thought, in its pursuit for more knowledge, seeks answers. Answers never resolve anything because they are “more of the same” rather than something
“new”. “How” questions seek knowledge rather than understanding. Asking “what” and “why” questions changes our focus and allows us to understand what we are observing. The understanding gained from one question causes us to formulate another question that helps us gain a deeper and more fuller understanding than its predecessor.
I N N E W S

• RECRUITMENT
2
3
No Staff No
1 02688
02689
02690
Name
SABRI BIN SULAIMAN @ ABD KARI
ALINA RAIHAN BINTI RHAMAT
CHIN KIAN THIAM
1
2
• RESIGNATION
No Staff No
02303
02546
3
4
02571
02624
• BIRTH
No Staff No
1 01982
• TRANSFER
4
5
6
7
2
3
No Staff No
1 01939
01142
01728
01246
01085
01947
02597
8
9
02094
02396
10 00425
Name
KAM CHIN HWA
LIM KONG KIONG
CHAN YEW HOW
NAZUHA BINTI MOHAMAD
Name
KAMILAH BT SELAMAT
Name
NOORMALIZA BT MOKHTAR
SITI HAJAR BT UJANG
ZURINAH BT KARIM
PATAHMANABHAN A/L P.K ANANDAN
ISMAIL B ABD RAHMAN
HALIMAH BT ADNAN
MOHD AZMEER BIN YUNUS
SAIFUL LIZAM B KASSIM
AINI ANIZA BT ZAINUDDIN
SHAMSUDDIN B MOHAMMED MOH
Department
INFORMATION SOLUTION
GEN REINSURANCE
INFORMATION SOLUTION
Join Date
03-09-07
10-09-07
17-09-07
Department
GEN-REGION 2-PENANG
GEN-REGION 1-JOHOR BHARU
GEN-REGION 2-PJ
INTERNAL AUDIT
Resignation Date
06-09-07
20-09-07
13-09-07
23-09-07
Department
FINANCE
Department (From)
TELEPHONE OPERATOR
TELEPHONE OPERATOR
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
IMAGING UNIT
Baby
BABY GIRL
Department (To)
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
LIFE OPERATIONS
QUOTES for YOUR WEEK
Successful people see alternatives and are willing to try different ways. People who only see failure are unable to see another way and give up to easily.
Catherine Pulsifer
If you have made mistakes... there is always another chance for you...
you may have a fresh start any moment you choose, for this thing we call ‘Failure’ is not the falling down, but the staying down.
Mary Pickford

TOP 5 CHIEF AGENCY MANAGERS
1 YEE JEN CHEONG
2 DR.VIJAYAN A/L GOPAL PH.D
3 GSANGAYA A/L SANNASI
4 WOO LYE NGUAN
5 BALAKRISHNAN A/L ADDICKAN
FYP (RM)
270,817.03
224,982.81
138,415.35
116,018.38
106,045.00
BRANCH
MCIS ZURICH MELAKA
STAR EAGLE AGENCY
CRYSTAL AGENCY 237
EXCEL 103
A BALAKRISHNAN & ASSOCIATES
TOP 5 UNIT MANAGERS
1 SUKUMARAN A/L MENON
2 LING AI LEE
3 LIM AI MING
4 LING AI TENG
5 TAN GEK LING
FYP (RM)
208,796.95
101,350.08
96,544.63
72,922.32
71,168.55
BRANCH
STAR EAGLE AGENCY
MCIS ZURICH MELAKA
MCIS ZURICH MELAKA
MCIS ZURICH MELAKA
EXCEL 103
UNIT
173
116
116
116
103
UNIT
116
173
237
103
311
GENERAL AGENTS
1 KOPERASI KAKITANGAN FELCRA (M) BHD
2 ORIX INSURANCE AGENCUES SDN BHD
3 PRO TACT MANAGEMENT SERVICES
4 SIM WONG ENTERPRISE SDN BHD
5 ALICE CHEAH KWONG LOOI
6 UNIRISE AGENCY
7 EIGNRETEP RISK MGT SERVICES SB
8 DAUD BIN MD SANI
9 SHAHRUL IZRAD BIN ISMAIL
10 BLUE UNION SERVICES SDN BHD
GWP (RM)
1,795,639.95
427,511.65
274,192.61
265,466.49
261,517.86
107,730.12
103,142.19
101,540.62
93,878.71
88,432.25
LIFE AGENTS
1 S RATNA A/P SUBRARAYAN
2 PERIASAMY A/L KOLENDAN
3 BALACHANDRAN A/L K K NAIR
4 AMRAN BIN HASBULLAH @ ABD RAHMAN
5 THAMIN ANSER BIN HABIBULLAH KHAN
6 BADRI HASHIM BIN MOHAMED ISA
7 PERMALOO A/L MARZEMUTHU
8 RAMA RAO A/L APPALANAIDU
9 MOHD AFANDI BIN SHAIK ISMAIL
10 PERINPASELVAM A/L SELVADURAI
AGENT NAME
1 FADHIL B SHAFIE
2 FAUZI BIN ABDUL JALIL
3 M JAYABARATHI
4 HJ RAWOP
5 HJH ZAHRAH
Gr oup Life Business
st
PREMIUM RECEIVED (RM)
RM 433,412
RM 410,091
RM 301,980
RM 283,190
RM 86,300
GWP (RM)
32,633.54
32,201.96
17,954.98
13,816.23
12,216.07
10,976.94
10,954.54
10,625.45
10,607.36
9,385.36
I N N E W S