Insurance advice, planning, solutions and cover for the full range of personal and business needs across the mid north coast and northern rivers of NSW and beyond… the Eagle Experience About Eagle Eagle is an ‘all insurance’ brokerage with three main locations across the mid north coast and northern rivers of NSW. Eagle Insurance Brokers is licensed by ASIC and is a full service general insurance brokerage with offices based across the Mid and Far North Coasts of NSW. The company started in 1999 and is led by Managing Directors Matthew Denehy and David Bailey, who both started in the general insurance industry in the 1980’s. After working for more than 17 years for direct insurers, David Bailey of Port Macquarie started his own brokerage to give people access to all the insurers he had built connections with, and help clients select the best options from these respected underwriters. Matthew Denehy of Byron Bay began his career in his family’s brokerage before spending the next decade working with direct insurers and insurance brokerages, building relationships and gaining corporate knowledge. These experiences later enabled him to advise his clients on a broad variety of risks when he eventually bought the family business David and Matthew both excel at complicated business insurance and also love the challenge of placing difficult risks. When they met in 2008, they recognised an opportunity to join together and create a prominent brokerage serving these regions and beyond. Eagle now employs more than 20 staff, from individuals with extensive industry experience to young players leading the way in an increasingly technological environment. Eagle has a strong commitment to education and skills based employment, ensuring staff are in a position to give the best advice to clients. Eagle has built a significant network of insurance partners over the years (more than 120 licensed Australian and international Insurers, including Lloyds of London) and has access to a large product base, some exclusive to Eagle. Eagle is respected in the industry which translates into higher quality results and better deals for its more than 4000 clients. Specialists in professional indemnity Eagle has expertise and experience in the specialised areas of professional indemnity and complex business insurance. Two streams of professional indemnity insurance in particular have led us to develop our own trademarked service lines – Strength in numbers We are part of a national collective group of insurance brokers IBNA Limited (see www.ibna.com.au if you are interested in more details) which means that as a group we have increased buying ability. For our clients, this means we can negotiate better premiums and policy options with the large insurers. What we do for you We will advise you on all aspects of insurance to find the correct type of policy for the best price available at the time. An Eagle Insurance broker acts on your behalf. We act for our clients in the same way an accountant or solicitor acts on behalf of their clients. A broker gives advice about issues which could have an enormous effect on you. We help identify and plan your insurance needs; we take into account all the issues surrounding your business and we know which products will meet your needs and which ones might fall short. At Eagle our operating practices are constantly reviewed to make sure our clients receive the most up to date advice and information from us. Service areas Industries Products Accommodation Allied Health Architects Construction Hospitality – Cafés and Restaurants Information Technology & Communications Manufacturing Marine Dealers Property Valuers Real Estate Agents Retail Trades Transport Strata Title Managers Business Property and Liability Commercial Motor Vehicles Commercial Property Owners Directors and Officer Liability Earthmoving Plant and Equipment Farm Packages Fleet Motor Greenslips Home, Contents and Valuables IT Liability Professional Indemnity Landlords Residential Property Management Liability Prestige Home and Contents Prestige Motor Vehicles Property Investors Strata Title – Commercial and Residential Trades Personal Accident and Liability The Eagle EXPERIENCE 1 On contacting Eagle, you will be referred to one of our brokers specialising in the type of insurance you are seeking. 2 Over phone or by email, your broker will identify what particular policy requirements you have and will explain options to you. 3 The broker will then submit your insurance request ‘to the market’. The ‘market’ is the insurance companies, or underwriters, who Eagle deal with. Eagle has access to more than 120 companies in Australia and internationally including Lloyds of London. The choice of underwriter varies and is determined by what type of risks you wish to insure against. 4 Your broker will then review the premiums, terms and conditions from the different insurers we have approached. Your broker will get back to you providing advice, explaining the choices to you in a clear way and answering any of your questions. 5 If you have to make a claim, we’re here for you. We have a dedicated claims manager to gather details from you and submit your claim to the insurer on your behalf. They will make all the phone calls and follow up, providing instructions on what to do next. How we work for you At Eagle, we’re genuinely interested in insurance and we like it. A lot. If you have ever dealt with the staff at Eagle Insurance Brokers you’ll notice one thing. In an area that most of us only think about because it’s necessary, Eagle really see their role as ‘going the extra mile’ for you so you get the best combination of policy and price. People are busy with their own lives and businesses and some types of insurance packages are complicated. We understand that you want to be correctly covered for your business, property or situation in the event you need to make a claim. We see it as part of our job to provide a clearer understanding of insurance, the process, the issues and the risks that need to be assessed in order to get insurance to work for you. We are here for you and you can call or email anytime and any day of the year and find yourself talking to a real person. Our guiding principles Our approach Over the years, we have developed strong guiding principles: •We believe in teamwork between staff and with our clients •Relationships matter in life and in business •To act ethically and transparently •To develop and use our knowledge in the service of our clients •Be absolutely committed to delivering results for our clients We look after clients and not policies which means there are five core fundamentals that we need to satisfy when we look to advise and find a suitable policy for you: •Price – that is, the best quality at the lowest price available at the time •Product – it has to be the best option available among the insurance type in the market •Service - the back up service is just as important as the initial service •Relationship – we don’t think of you as a transaction, we want to provide ongoing service •Efficiency – you get the most efficient service From our cLIENTS One Agency by Kelly Flanagan We have been dealing with Cassie from Eagle for a number of years and feel safe in the knowledge that the Eagle team service our needs in a prompt, professional and competent manner. Greg & Jo Breckell Armon Engineering, Kempsey Michelle has looked after our PI Insurance for almost 20 years and is not only on the ball as to the current status of the PI game and the issues on the day, but easy to deal with, able to answer any question and keen for your business. To me, having had approaches from other brokers, there is no better PI Broker out there for the Valuation Industry. Thanks & regards, Greg Jorgensen, Director Australian Valuers, Brisbane Eagle Insurance has provided HBI with numerous policies over the last three years. The service is professional and you can speak to an Eagle staff member every time. Candice has helped us reduce our insurance costs and roll multiple policies into one, saving my time to focus on what I do best. Bill Lowrie HBI Australia Pty Ltd Eagle Insurance has been our insurance broker for almost two years. When we first met, I accepted the proposal for Eagle to review my personal and business insurances. I wasn’t disappointed. I saved more than $1000 pa on five small policies – two cars, Professional Indemnity insurance, house insurance and a landlord’s policy. As our business has grown, Eagle has helped us navigate the minefield of insurance, putting together a PI policy for each of our franchisees that is better than any of them can find on their own (nice job, Eagle). Along the way, they helped me through a complex and long-winded claim for a burglary at home, making sure I got my payout. Thankfully, we haven’t had to claim on the Professional Indemnity insurance! We’ll be trusting Eagle as our insurance broker for years to come. Jon Dale Business Coach - Small Fish I would like to thank Michelle, Matthew and their team for getting us the best possible Business Insurance coverage at a fraction of the $17,000 p.a that we were paying in the past. After having a chat they came up with a proposal which allowed us to have better coverage and at one third of the price. Eagle also saved us approximately $4,000 in our Vehicle Insurance by consolidating all the insurances into one Fleet Policy. In total, Eagle has saved us approximately $15,000 in premiums. If you have not spoken to Michelle about your business insurance, I highly recommend you do. Eagle Insurance is not just another insurance broker, they are your insurance adviser and their duty is provide you with the best advice, best coverage at the best price. Once again, thank you Michelle, Matthew and your team for the great work! Robina Hill , Manager Banora Pools (NSW) Pty Ltd Since starting my business I have dealt with Sharon and the team at Eagle and have found them to supply me with fantastic service. They are always competent, professional and reliable in all my dealings. I have been with Dave and the team for 7 years now and have had nothing but the best of service. Not only do you get the price comparison, Eagle work out which policy has fine print to be wary of, as well. Kelly Flanagan Joel Pateman Treasure your relationships, they can’t be replaced. Everything else can be insured. Eagle Insurance Brokers now have main offices in Byron Bay, Port Macquarie and Kempsey. Representatives work from Ballina, Coffs Harbour and Sydney. Byron Bay 1/60 Centennial Circuit, Byron Bay PO Box 2176, Byron Bay, NSW 2481 Freecall 1800 132 453 Phone 02 6639 6464 Fax 02 6680 8401 www.eagleinsurance.com.au Port Macquarie 66 Lord Street, Port Macquarie PO Box 700, Port Macquarie, NSW 2444 Freecall 1800 772 437 Phone 02 6580 0123 Fax 02 6584 9645 Kempsey 79-81 Belgrave Street, Kempsey PO Box 233, Kempsey, NSW 2440 Freecall 1300 733 633 Phone 02 6562 7048 Fax 02 6562 8748