HELPING YOU GET MORE FROM YOUR JOURNEY. PREMIER INTERNATIONAL ACCOUNT. Our Premier International Account is ideal if you: Important information • Need flexible worldwide access to your money * The maximum age for medical benefits in ‘Emergency Medical and Other Benefits’ section and ‘Hospital Benefit’ section is 65 years inclusive. Worldwide travel insurance is available to Premier International Account customers of Lloyds TSB Offshore Limited, Isle of Man branch (including all Premier International Accounts in Sterling). • Need an account in Sterling, Euro or US Dollar • Need to make regular international transfers. OVERVIEW: • Visa debit cards in all 3 currencies • 24/7 Internet Banking and PhoneBank • Worldwide family travel insurance* – If you’re a resident of the EEA, you need to also apply for a Premier International Account in Sterling in order to benefit from the travel insurance. – Due to regulatory requirements, travel insurance is not available to US and Canadian residents. • Concierge service — 24/7 phone-based assistance worldwide. † • No monthly fee on balances above £2,500/€2,500/ US$3,500. Otherwise a monthly fee of £20/€20/US$30 will apply. Only one fee applies for multi-currency accounts. † Any additional benefits and services provided by third parties will be under separate agreements between you and the relevant third party; we make no representation in relation to, and accept no responsibility for, the provision of these additional benefits and services. UK Work Study is pleased to offer you a range of international banking and savings products to meet your needs; as provided by Lloyds TSB International. Should you require more information, please contact: UK Work Study email: info@ukworkstudy.com www.uk-work-pack.com Tel: +44 (0) 20 3582 8994 Please see page 2 for regulatory details. Messages sent by email may not be secure and may be intercepted by third parties. For these reasons, please do not use email to send communications which contain confidential information. Telephone calls may be recorded and monitored. Issued by Lloyds TSB Offshore Limited. Registered Office: PO Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Registered in Jersey, number 4029. Regulated by the Jersey Financial Services Commission. We abide by the Jersey Code of Practice for Consumer Lending. Lloyds TSB Offshore Holdings Limited has registered the business name of Lloyds TSB International in Jersey and the Isle of Man and has licensed it to Lloyds TSB Offshore Limited. The Isle of Man branch of Lloyds TSB Offshore Limited is licensed by the Isle of Man Financial Supervision Commission and registered with the Insurance and Pensions Authority in respect of General Business. Business Address: PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ. Lloyds TSB Offshore Limited is a Jersey registered company that is a wholly owned subsidiary of Lloyds TSB Bank plc. Lloyds TSB Bank plc is incorporated in the United Kingdom, regulated by the UK Financial Services Authority and is part of the Lloyds Banking Group. Lloyds TSB Offshore Limited places funds with Lloyds TSB Bank plc and thus it’s financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds TSB Offshore Limited and its parent based upon publicly available information. Lloyds TSB Offshore Limited’s latest annual financial statements are available on our website at www.lloydstsb-offshore.com The paid up capital and reserves of Lloyds TSB Offshore Limited was £709m as at 31st December 2010. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered office. Lloyds TSB Offshore Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010. Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice. Complaints involving the Isle of Man branch of Lloyds TSB Offshore Limited that it cannot settle should be referred to the Financial Services Ombudsman Scheme for the Isle of Man. Lloyds TSB Offshore Limited is not and is not required to be, authorised under the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors. Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us. OB4021 LTOL / 12 11