4Q15
Conservative Growth
Class A
Class C
Symbol
Cusip
TCGAX
TCVCX
887432730
887432664
timothyplan com
timothyplan.com
Fund Adviser: 800.846.7526
Shareholder Services: 800.662.0201
10 Year Investment Graph 1,2,3
Data As of December 31, 2015
PORTFOLIO COMPOSITION 8
Class A Shares Value:
$14,968
$17,500
$15,000
$12,500
$10,000
$7,500
UNDERLYING FUNDS
4%
6%
6%
2%
9%
24%
5%
12%
2%
3%
22%
$5,000
$2,500
12-15
6-15
6-14
12-14
12-13
6-13
12-12
6-12
6-11
12-11
12-10
6-10
6-09
12-09
12-08
6-08
12-07
6-07
6-06
12-06
12-05
$0
Total Return 1,2
A Shares
Pre-Tax
Pre-Tax
Pre-Tax
Pre-Tax
-3.57%
-3.57%
2.43%
3.09%
3.05%
Load Adj.
-8.88%
-8.88%
0.51%
1.93%
2.47%
-4.17%
-4.17%
1.68%
2.32%
2.30%
CDSC Adj.
-5.07%
-5.07%
1.68%
2.32%
2.30%
2.68%
2.30%
2.73%
2.73%
4
Year-to-date
1 Year 4
3 Years 5
5 Years 5
10 Years 5
Since Inception 5,6
A: 10/05/00
C Shares
C: 02/02/04
Dow Jones
Moderate
Portfolio
Index 7
Small Cap Value
Large/Mid Cap Value
Large/Mid Cap Growth
Aggressive Growth
Growth & Income
Fixed Income
High Yield Bond
International
Emerging Markets
Israel Common Values
Defensive Strategies
UNDERLYING FUND MANAGERS
-1.21%
-1.21%
6.01%
5.85%
5.48%
Westwood Management Corp.
Small Cap Value Fund
Large/Mid Cap Value Fund
Chartwell Investment Partners
Large/Mid Cap Growth Fund
Aggressive Growth Fund
Barrow, Hanley, Mewhinney & Strauss
High Yield Bond Fund
Defensive Strategies Fund [TIP Sleeve]
Data as of December 31, 2015.
Eagle Global Advisors
The performance data quoted represents past performance. Past performance is no guarantee of future
results and current performance may be higher or lower than the performance data quoted. The
investment return and principal value of an investment will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. The maximum sales load on Class A
shares is 5.5%; the maximum CDSC on Class C shares is 1%. For more current returns, including returns
for the most recent month, please call your financial advisor or the Fund at (800) 846-7526. Indices are
unmanaged and one cannot invest directly in an index.
International Fund
Israel Common Values Fund
Brandes Investment Partners
Emerging Markets Fund
James Investment Research, Inc.
Growth & Income Fund
CoreCommodity Management LLC
Defensive Strategies Fund [Commodity Sleeve]
Annual Operating Expenses
Delaware Management Company
(d)
Defensive Strategies Fund [REIT Sleeve]
Class A
Class C
0.65%
0.65%
0.00%
0.75%
Management Fee (a)
Distribution/Service (12b-1 Fees)
Fees & Expenses of Acquired Funds
(b)
Other Expenses (c)
Total Annual Operating Expenses
(Reimbusement) Recoupment
TOTAL NET ANNUAL
OPERATING EXPENSES
1.44%
1.44%
0.40%
0.39%
2.49%
0.00%
3.23%
0.00%
2.49%
3.23%
(a) Management Fees include an annual fee which is paid to the Fund's Advisor, Timothy Partners, Ltd.
(b) Fees and expenses of Acquired Funds represent the pro rata expense indirectly incurred by the Fund
as a result of investing in a Money Market Fund or other investment companies that have their own
expenses. The fees and expenses are not used to calculate the Fund's net asset values and do not
correlate to the ratio of Expenses to Average Net Assets found in the Financial Highlights sections of the
prospectus.
(c) Other Expenses include administration fees, transfer agency fees and all other ordinary operating
expenses not listed above.
(dAs of the Prospectus dated 01/28/15.
Calendar Year Total Return (Class A Shares)1,2
2006
9.86%
2007
8.85%
2008
-28.88%
2009
22.23%
2010
11.57%
2011
1.21%
2012
7.04%
2013
9.33%
2014
1.94%
2015
-3.57%
4Q15
Conservative Growth
Class A
Class C
Symbol
Cusip
TCGAX
TCVCX
887432730
887432664
Fund Advisor
Timothy Partners, Ltd., the Adviser to the Trust handles the day-to-day asset allocation of
the Fund.
Objective
The Fund's objective is to provide long-term growth of capital through investing in a
diversified mix of Timothy Plan’s equity and bond funds.
Strategy
The Conservative Growth Fund is an asset allocation fund that invests in other Timothy
Plan Funds (the “Traditional Funds”). Within the guidelines in the prospectus, the
Adviser determines the specific asset allocation program. Each day the Conservative
Growth Fund is open for business, the Adviser reviews the asset allocation program and
reallocates, as necessary, for any new assets invested in the Fund. As necessary, TPL also
reallocates the Conservative Growth Fund’s investments in the Traditional Funds at the
end of each fiscal quarter to maintain the asset allocation program.
timothyplan com
timothyplan.com
Fund Adviser: 800.846.7526
Shareholder Services: 800.662.0201
Fund Details 1
Management:
SSee "U
Se
"Underlying
d l i FFund
dM
Managers""
Investment Style:
Asset Allocation
Fund's Total Net Assets:
$55.3 mil
10/5/2000
2/2/2004
Class A Inception Date:
Class C Inception Date:
Asset Allocation Model 1
%o
d' Net
N t
off FFund's
Assets Invested in
Traditional Fund
Small Cap Value Fund
Large/Mid Cap Value Fund
Large/Mid Cap Growth Fund
Aggressive Growth Fund
Fixed Income Fund
High Yield Bond Fund
Defensive Strategies Fund
International Fund
0 - 10%
10 - 20%
5 - 15%
0 - 5%
20 - 40%
5 - 15%
10 - 30%
5 - 15%
Higher Risk / Higher Potential Return
Moral Screening
Timothy Plan is committed to maintaining biblically responsible portfolios. If you believe
that one of our holdings is violating pro-life/pro-family values, please contact us.
PRO-LIFE, PURITY, FAMILY, MARRIAGE, LIBERTY, SOBRIETY, LONGEVITY, STEWARDSHIP
Aggressive Growth
Emerging Markets
Large/Mid Cap Growth
Israel Common Values
International
Small Cap Value
Large/Mid Cap Value
Strategic Growth
High Yield Bond
Defensive Strategies
Conservative Growth
Growth & Income
Fixed Income
Lower Risk / Lower Potential Return
The Conservative Growth Fund risk is equal to the
weighted average of the risk incurred from each of
the underlying traditional funds. For a summary of
those risks, please see the prospectus.
Carefully consider the investment objectives, risks, charges and expenses before investing. A prospectus is available from the Fund or your financial
professional that contains this and other more complete, important information. Please read it carefully before investing or sending money. The Timothy
Plan is distributed by Timothy Partners, Ltd., Member FINRA (finra.org).
1 Data as of December 31, 2015
2 Past performance is no guarantee of future results. Share price, yield and investment returns fluctuate such that an investor’s shares may be worth more or less than their
original cost upon redemption.
3 This chart is for illustrative purposes only and does not represent past or future performance, or portfolio composition. This hypothetical $10,000 investment in the Fund’s Class
A shares since inception assumes the reinvestment of dividends and capital gains. Performance for the Fund’s other share class(es) would be different.
4 Cumulative.
5 Annualized.
6 Inception date represents commencement of the Timothy Plan’s Conservative Growth Fund.
7 Dow Jones Moderate Portfolio Index is an index composed of an underlying blend of U.S. and non-U.S. stock, bond, and cash indexes. It is designed to capture 60% of the risk
and return of the Dow Jones 100% Global Portfolio Index, an all-stock index. The Index assumes reinvestment of all dividends and distributions and does not reflect any assetbased charges for investment management or other expenses. It is not possible to invest directly in an index.
8 Portfolio holdings are subject to change at any time. References to specific securities should not be construed as recommendations by the Fund or Timothy Partners, Ltd.
9 TIP Sleeve.