TERMS & CONDITIONS
HSBC Amanah Minions Credit Card-i Acquisition 2015 Promotion (Minions 2015) (“Promotion”)
1.
HSBC Amanah Malaysia Berhad (Company No. 807705-X) will be referred to as “HSBC Amanah”, referred to as
“HSBC Amanah”.
THE PROMOTION PERIOD
2.
The Promotion comprises of the following periods:a. Sign-Up Period is defined as the period when the customer applies for a primary/supplementary
Participating HSBC Amanah Credit Cards-i through HSBC Amanah’s mobile sales team/branch/telesales
th
th
channel/website. Sign-up Period runs from 18 May 2015 to 30 June 2015, both dates inclusive (“Sign-Up
Period”); and
b.
Spend Activation Period is defined as the 45 days from the date of the welcome letter (“Spend Activation
Period”);
(hereinafter collectively referred to as the “Promotion Period”).
ELIGIBILITY
3.
The Promotion is open to the following:i. New-to-HSBC Amanah Credit Card-i Primary Cardholder (“New Primary Cardholder”);
ii. Existing-to-HSBC Amanah Credit Card-i Primary Cardholder who currently holds an existing HSBC Amanah
Credit Card-i (“Existing Primary Cardholder”);
iii. New-to HSBC Amanah and existing-to HSBC Amanah Credit Card-i Supplementary Cardholder who
currently holds an existing HSBC Amanah Credit Card-i (“Supplementary Cardholder”);
Who is a Malaysian resident who, during the Promotion Period, applies for any one or more of the following
primary/supplementary HSBC Amanah Credit Card-i(s):
a.
HSBC Amanah Credit Card-i(s): HSBC Premier World MasterCard Credit Card-i, HSBC Amanah Advance Visa
Platinum Credit Card-i, HSBC Amanah MPower Visa Platinum Credit Card-i, HSBC Amanah MPower Visa
Credit Card-i issued by HSBC Amanah;
(hereinafter referred to as the “Participating HSBC Amanah Credit Cards-i”)
And excludes the following categories of persons who are not eligible to participate in the Promotion:
a. Cardholders(s) who have cancelled his/her HSBC Amanah Credit Card-i(s) within three (3) months before
the date of application and is applying or re-applying for any Participating HSBC Amanah Credit Cards-i
under the Promotion;
b. Cardholder(s) who applied for an HSBC Amanah Credit Cards-i in the past 6-months;
c. Cardholder(s) who have participated or are participating in any other concurrent credit card-i sign-up
promotions by HSBC Amanah;
d. Holder(s) of HSBC Amanah Credit Cards-i that are not issued in Malaysia; and/or
e. Holder(s) of invalid or cancelled HSBC Amanah Credit Cards-i and/or whose accounts are delinquent within
HSBC Amanah’s definition at any time during the Promotion Period; and/or
f. Holder(s) of company and/or corporate HSBC Amanah Credit Cards-i,
(hereinafter collectively referred to as the “Eligible Cardholders”).
PARTICIPATION CRITERIA
4.
Eligible Cardholders must during the Promotion Period:a. Apply for any Participating HSBC Amanah Credit Card-i through HSBC Amanah’s mobile sales
team/branch/telesales channel/website;
b. Activate his/her Participating HSBC Amanah Credit Card-i after receiving the newly approved card; and
c. Use the Participating HSBC Amanah Credit Card-i on Eligible Spend as per Clause 6 below (after activating
it).
THE OFFERS AND FULFILMENT CONDITIONS
5.
The Promotion offer is as below:
TABLE 1: LIST OF OFFERS
Eligible Cardholder
Offer
Criteria
1x unit of
RM150 Cash Back
Eligible Spend of RM1,500 for Cash
Advance/Retail spend/or BT/CIP
(accumulated/single receipt)
New Primary Cardholder
(“Category 1 Cardholder”)
Maximum
Units
4,750
OR
1x unit of Huawei
Tablet with
Limited Edition
Minions Case
Existing Primary
Cardholder
(“Category 2 Cardholder”)
1x unit of
RM75
Cash Back
Supplementary
Cardholder
1x unit of
RM50
Cash Back
Eligible Spend of RM5,000 for Cash
Advance/Retail spend only
(accumulated/single receipt)
Eligible Spend of RM1,500 for Cash
Advance/Retail spend/or BT/CIP
(accumulated/single receipt)
Eligible Spend of RM500 for Cash
Advance/Retail spend
(accumulated/single receipt)
during the Spend Activation Period
1,500
1,900
1,300
i.
RM150 Cash Back for Category 1 Cardholders
(“RM150 Cash Back”)
a. The Category 1 Cardholder stands to receive RM150 Cash Back when he/she uses his/her primary
Participating HSBC Amanah Credit Card-i to meet the Criteria in Table 1 above whether made in a
single receipt or accumulated receipts within 45 days from the date of the welcome letter
(“Spend Activation Period”).
b. Each Category 1 Cardholder is entitled to receive only One (1) unit of RM150 Cash Back
throughout the Promotion Period is on a first-come, first-served basis, subject to availability. For
avoidance of doubt, if the Category 1 Cardholder applies for two (2) primary Participating HSBC
Amanah Credit Card-i and satisfies the respective criteria in Clause 3, 4 & 6 for both cards, the
Category 1 Cardholder will only be entitled to one (1) item, either one (1) unit of RM150 Cash
Back or one (1) Gift depending on the highest Eligible Spend, as per Clause 7.
c. The RM150 Cash Back will be credited into the Category 1 Cardholder’s Participating HSBC
Amanah Credit Card-i account within one hundred and twenty (120) days after the end of the
Promotion Period and this will be reflected in the Eligible Cardholder’s credit card-i statement in
the following month. For avoidance of doubt, the Cash Back will be credited to the Participating
HSBC Amanah Credit Card-i that met the Spend Criteria.
d. The maximum number of units of RM150 Cash Back to be given out under this Promotion is listed
in Table 1 above.
ii.
Huawei Tablet with Limited Edition Minions Case for Category 1 Cardholders
(“Gift”)
a. The Category 1 Cardholder stands to receive a Gift when he/she uses his/her primary Participating
HSBC Amanah Credit Card-i to meet the Criteria in Table 1 above whether made in a single receipt
or accumulated receipts within 45 days from the date of the welcome letter (“Spend Activation
Period”). Once the Category 1 Cardholder meets the Eligible Spend of RM5,000 for the Gift,
he/she will not be considered for the RM150 Cash Back.
b. Each Category 1 Cardholder is entitled to receive only one (1) Gift throughout the Promotion
Period on a first-come, first-served basis, subject to availability. For avoidance of doubt, if the
Category 1 Cardholder applies for two (2) primary Participating HSBC Amanah Credit Card-i and
satisfies the respective criteria in Clause 3, 4 & 6 on both cards, the Category 1 Cardholder will
c.
6.
only be entitled to one (1) Gift or one (1) unit of RM150 Cash Back depending on the highest
Eligible Spend, as per Clause 7.
The Gift will be delivered to the Category 1 Cardholder’s correspondence address in Malaysia
ONLY, as maintained in HSBC Amanah’s records, by batches within one hundred and twenty (120)
days after the end of the Promotion Period. In the event the Category 1 Cardholder’s address
differs from HSBC Amanah’s records, the Category 1 Cardholder is required to officially write in
and notify HSBC Amanah of the change in delivery address. The maximum number of Gifts to be
given out under this Promotion is listed in Table 1 above.
iii.
RM75 Cash Back for Category 2 Cardholders
(“RM75 Cash Back”)
a. The Category 2 Cardholder stands to receive RM75 Cash Back when he/she uses his/her newly
approved primary Participating HSBC Amanah Credit Card-i to meet the Criteria in Table 1 above
whether made in a single receipt or accumulated receipts within 45 days from the date of the
welcome letter (“Spend Activation Period”).
b. Each Category 2 Cardholder is entitled to receive only ONE (1) unit of RM75 Cash Back throughout
the Promotion Period on a first-come, first-served basis, subject to availability. For avoidance of
doubt, if the Category 2 Cardholder applies for two (2) primary Participating HSBC Amanah Credit
Card-i and satisfies the respective criteria in Clause 3, 4 & 6 for both cards, the Category 2
Cardholder will only be entitled to one (1) unit of RM75 Cash Back.
c. The RM75 Cash Back will be credited into the Category 2 Cardholder’s Participating HSBC Amanah
Credit-i account within one hundred and twenty (120) days after the end of the Promotion Period
and this will be reflected in the Eligible Cardholder’s credit card-i statement in the following
month. For avoidance of doubt, the Cash Back will be fulfilled to the Participating HSBC Amanah
Credit Card-i that met the Spend Criteria.
d. The maximum number of units of RM75 Cash Back to be given out under this Promotion is listed in
Table 1 above.
iv.
RM50 Cash Back for Supplementary Cardholders
(“RM50 Cash Back ”)
a. Supplementary Cardholders stand to receive RM50 Cash Back when they use their
supplementary Participating HSBC Amanah Credit Card-i to meet the Criteria in Table 1 above
whether made in a single receipt or accumulated receipts within 45 days from the date of the
welcome letter (“Spend Activation Period”).
b. Each Supplementary Cardholder is entitled to receive ONE (1) unit of RM50 Cash Back, capped at a
maximum of RM50 per Participating HSBC Amanah Credit Card-i, on a first-come, first-served
basis, subject to availability.
c. The RM50 Cash Back will be credited into the Eligible Cardholder’s primary Participating HSBC
Amanah Credit Card-i account (where the supplementary credit card-i that met the Spend Criteria
is issued under) within one hundred and twenty (120) days after the end of the Promotion Period
and this will be reflected in the Eligible Cardholder’s credit card statement in the following month.
d. The maximum number of units of RM50 Cash Back to be given out under this Promotion is listed
in Table 1 above.
Eligible Spend for the Promotion are those that are charged to the Eligible Cardholder’s Participating Amanah
Credit Cards-i during the ‘ Spend Activation Period’ subject to Clauses 3, 4 & 5 above; and
For RM150 and RM75 Cash Back spend
(a) Includes: 0% instalment plans, Balance Transfer (‘BT’), Cash Instalment Plan (‘CIP’), Internet
transactions, local and overseas retail transactions, Cash Advance, standing instructions/auto-billing;
and
(b) Excludes: management fees, credit card-i annual fee and goods and services tax
For RM50 Cash Back and Gift spend:
(a) Includes: 0% instalment plans, Internet transactions, local and overseas retail transactions, Cash
Advance, standing instructions/auto-billing; and
(b) Excludes: Balance Transfer (‘BT’), Cash Instalment Plan (‘CIP’),management fees, credit card-i annual
fee and goods and services tax ;
(hereinafter collectively referred to as the “Eligible Spend”).
7.
In the event that Category 1 Cardholder applies for two (2) Participating HSBC Amanah Credit Cards-i, Eligible
Cardholder is only entitled one (1) unit of RM150 Cash Back or one (1) unit of Gift even if the Spend Criteria on
both Participating HSBC Amanah Credit Cards-i have been met. The item awarded to the Eligible Cardholder will
depend on the highest Eligible Spend on the two Participating HSBC Amanah Credit Cards-i that was applied for
and approved under this Promotion. For avoidance of doubt, Eligible Spend is calculated per Participating HSBC
Amanah Credit Card-i, and will not be consolidated with the spend on any other Participating HSBC Amanah
Credit Card-i.
8.
The tracking of the Eligible Spend is based on transaction dates (Malaysian Time). In meeting the Criteria for
Eligible Spend in the ‘Spend Activation Period’, all the Eligible Cardholders’ spend are grouped equally into 4
blocks of 45 days each; and first come, first served basis refers to Eligible Cardholders who achieved the Criteria
first within the same 45 day bracket. For avoidance of doubt, the first Eligible Cardholder who achieved the
accumulated spend within the 45 day bracket will be ranked first. Example, Eligible Cardholder A accumulated
th
th
spend on the 15 day of his 45 day bracket and Eligible Cardholder B accumulated spend on 8 day of her 45
day bracket. The Eligible Cardholder who will be ranked first is Eligible Cardholder B followed by Eligible
Cardholder A.
9.
Eligible Cardholders who qualify for Cash Back Spend and apply for Balance Transfer/Cash Instalment Plan
(“BT/CIP”) to qualify for the Welcome Offer and settles the BT/CIP early before the maturity of the tenure will
be disqualified from this Promotion.
10.
The maximum units of Cash Back and Gift to be given out under this Promotion are pooled together with “HSBC
Minions Acquisition 2015 Promotion (Minions 2015)” and clearly listed in Table 1 above. HSBC Bank is the sole
provider for all the Cash Back and Gift under this promotion.
11.
For avoidance of doubt on the Promotion Offers, listed below are examples:Example
New
Primary
Cardholder
Example (1)
Huawei Tablet
with Limited
Edition Minions
Case Offer
Scenario
Sign up Period
Eligible Cardholder applies for a primary HSBC Amanah MPower Visa
Platinum Credit Card-i on 9th May 2015 and the application is
approved on 20th May 2015. The Eligible Cardholder receives the card
on 23rd May 2015 with the welcome letter dated 20th May 2015.
Spend Activation Period (RM5,000 Spend was made in same month and was
made within 45 days of welcome letter)
The Category 1 Cardholder activates the newly approved card and
spends RM5,000 (accumulated/ single receipts) on Eligible Spend on
30th May 2015.
New
Primary
Cardholder
Example (2)
Huawei Tablet
with Limited
Edition Minions
Case Offer
The Eligible Cardholder will
not be qualified for
Huawei Tablet with
Limited Edition Minions
Case offer.
Spend Activation Period (RM5,000 Balance Transfer was made in same
Reason:
Balance Transfer is not
part of Eligible Spend for
Gift.
The Category 1 Cardholder Eligible Spend consist of Balance Transfer
of RM5,000 on 10th June 2015.
Huawei Tablet
with Limited
Edition Minions
Case Offer
The Eligible Cardholder will
stand to qualify for
(subject to first come first
served as per Clause 5
above) :
I. 1x unit of Huawei
Tablet with Minions
(“Gift”)
Sign up Period
Eligible Cardholder applies for a primary HSBC Amanah MPower Visa
Platinum Credit Card-i on 19th May 2015 and the application is
approved on 29th May 2015. The Eligible Cardholder receives the card
on 5th June 2015 with the welcome letter dated 29th May 2015.
month and was made within 45 days of welcome letter)
New
Primary
Cardholder
Example (3)
Qualified
Sign up Period
Eligible Cardholder applies for a primary HSBC Amanah MPower Visa
Platinum Credit Card-i on 10th May 2015 and the application is
approved on 20th May 2015. The Eligible Cardholder receives the card
on 25th May 2015 with the welcome letter dated 20th May 2015.
The Eligible Cardholder will
be qualified for Huawei
Tablet with Limited Edition
Minions Case offer (Subject
Spend Activation Period (Total of RM7,000 Spend and Balance Transfer was
Reason:
Retail Spend of RM5,000
within 45 days of welcome
letter meet the Eligible
Spend criteria.
made in same month and was made within 45 days of welcome letter)
The Category 1 Cardholder Eligible Spend consist of Retail Spend of
RM5,000 and Balance Transfer of RM2,000 within 45 days of welcome
letter.
to first come, first served basis)
New
Primary
Cardholder
Example (4)
RM150
Cash Back
Offer
Sign Up Period
Eligible Cardholder applies for a primary HSBC Amanah MPower Visa
Platinum Credit Card-i on 9th May 2015 and the application is
approved on 20th May 2015. The Eligible Cardholder receives the card
on 23rd May 2015 with the welcome letter dated 20th May 2015.
The Eligible Cardholder is
not entitled for any Cash
Back
Spend Activation Period (Eligible Cardholder did not meet the RM1,500
Spend within 45 days of welcome letter)
The Category 1 Cardholder activates the newly approved card and
spends RM1,000 (accumulated/single receipts) on Eligible Spend on
30th May 2015 and balance RM500 (accumulated/single receipts) on
2nd July 2015.
Existing
Primary
Cardholder
Example (5)
RM75 Cash
Back Offer
Sign up Period
Eligible Cardholder applies for a primary HSBC Amanah MPower Visa
Platinum Credit Card-i on 9th May 2015 and the application is
approved on 20th May 2015. The Eligible Cardholder receives the card
on 23rd May 2015 with the welcome letter dated 20th May 2015.
Spend Activation Period (RM1,500 Spend was made in same month and was
made within 45 days of welcome letter)
The Category 2 Cardholder activates the newly approved card and
spends RM1,500 (accumulated/ single receipts) on Eligible Spend on
30th May 2015.
The Eligible Cardholder will
stand to qualify for
(subject to first come first
served as per Clause 5
above):
i.
RM75
Cash Back
HUAWEI TABLET WITH LIMITED EDITION MINIONS CASE - TERMS & CONDITIONS
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
At the time of fulfillment of Gift, the Category 1 Cardholder’s Participating HSBC Amanah Credit Card-i
account(s) MUST NOT be delinquent, and/or invalid or cancelled within HSBC Amanah’s definition, otherwise
they will be disqualified from participating or receiving the Gift under this Promotion.
The Gift is provided on an “As Is” basis and on a first come, first served basis. HSBC Amanah reserves the right,
at its sole discretion, to provide any color that is available.
The Gift cannot be exchanged for cash or credit.
The Gift will not be sent to an address other than the Category 1 Cardholder’s correspondence address
maintained in HSBC Amanah’s records or to an address outside of Malaysia, nor can the Gift be collected from
any HSBC Amanah branch.
To the fullest extent permitted by law, HSBC Amanah expressly excludes and disclaims any representations,
warranties, or endorsements, express or implied, written or oral, including but not limited to, any warranty of
quality, merchantability or fitness for a particular purpose in respect of the Gift.
Any loss or damage or risk thereof to the Gift is passed on to the Category 1 Cardholder on delivery of the same
to the Eligible Cardholder.
The Gift comes with a one-year warranty from the manufacturer and the warranty details and term &
conditions shall be included in the packaging.
The Gift as shown in any marketing or promotional collaterals or on HSBC Amanah websites are for illustration
purposes only.
HSBC Amanah is not in any way endorsing, sanctioning, approving or supporting the use of the brand or the
product.
HSBC Amanah reserves the right to substitute the Gift with any other item of similar value at any time with 3
days prior notice.
CASH BACK TERMS & CONDITIONS
22.
23.
24.
At the time of crediting the primary Eligible Cardholder’s Participating HSBC Amanah Credit Card-i account with
the Cash Back, all the Participating HSBC Amanah Credit Card-i account(s) of the Eligible Cardholders MUST NOT
be delinquent, and/or blacklisted, invalid or cancelled within HSBC Amanah’s definition, otherwise they will be
disqualified from participating or receiving the Cash Back from this Promotion.
HSBC Amanah will not entertain any request from any Eligible Cardholders or any other person to credit the
Cash Back to the Eligible Cardholder’s other or any third party’s account.
HSBC Amanah reserves the right to substitute the Cash Back with any other item of similar value at any time
with 3 days prior notice.
GENERAL TERMS & CONDITIONS
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
HSBC Amanah reserve the right to publish or display the name, picture and city of residence of the Eligible
Cardholders who have been selected to receive the Cash Back or Gift for this Promotion for advertising and
publicity purposes. By participating in this Promotion, the selected Eligible Cardholders hereby consent to and
agree that HSBC Amanah shall be at liberty to publish their names, pictures and city of residence without
compensation for advertising and publicity purposes.
HSBC Amanah shall not be held liable for any mishaps, injuries or accidents that may occur in the usage of the
Cash Back or Gift received under this Promotion.
HSBC Amanah reserves the right at its absolute discretion to vary, delete or add to any of these Terms &
Conditions with 3 days prior notice. The Terms and Conditions, as amended from time to time, shall prevail over
any provisions or representations contained in any other promotional materials advertising this Promotion.
HSBC Amanah may use any of the following modes to communicate notices in relation to this Promotion to the
Eligible Cardholder:
a. individual notice to the Eligible Cardholder (whether by written notice or via electronic means) sent to the
Eligible Cardholder’s latest address/email address as maintained in the HSBC Amanah’s records;
b. press advertisements;
c. notice in the Eligible Cardholder’s credit card-i statement(s);
d. display at its business premises; or
e. notice on HSBC Amanah’s internet website(s);
where such notices shall be deemed to be effective on and from the 4th day after its
delivery/publication/display as per the manner described herein. Save and except notices sent via ordinary mail
which will be deemed delivered on the 3rd day after posting, notices sent via other modes as described herein
are deemed delivered immediately after posting/publication/display.
These Terms and Conditions are in addition to the respective Universal Terms and Conditions (“UTCs”) for HSBC
Amanah of which the respective Cardholder Agreements are a part of and which regulate the provision of credit
card-i facilities by HSBC Amanah, and also the Balance Transfer/Cash Instalment Plan terms and conditions. The
UTCs and the Balance Transfer/Cash Instalment Plan terms and conditions are available at
www.hsbcamanah.com.my. In the event of inconsistency between these Terms and Conditions and the UTCs,
these Terms and Conditions shall prevail insofar as they apply to this Promotion.
HSBC Amanah shall not be liable for any default due to any act of God, war, riot, strike, terrorism, epidemic,
lockout, industrial action, fire, flood, drought, storm or any event beyond the reasonable control of HSBC
Amanah.
HSBC Amanah reserves the right to cancel, terminate or suspend this Promotion with 3 days prior notice. For
the avoidance of doubt, cancellation, termination or suspension by HSBC Amanah of this Promotion shall not
entitle the Eligible Cardholder to any claim or compensation against HSBC Amanah for any and all losses or
damages suffered or incurred by the Eligible Cardholder as a direct or indirect result of the act of cancellation,
termination or suspension.
HSBC Amanah shall only be liable for any loss or damage suffered or incurred as a direct result of HSBC
Amanah’s gross negligence and shall not be liable for any other loss or damage of any kind such as loss of
income, profit, goodwill or indirect, incidental, exemplary, punitive, consequential or special loss or damage
howsoever arising, whether or not HSBC Amanah have been advised of the possibility of such loss or damage.
The Eligible Cardholder shall be personally responsible for all taxes, rates, government fees or any other charges
that may be levied against them under applicable laws, if any, in relation to this Promotion.
HSBC Amanah’s decision on all matters relating to this Promotion including but not limited to the eligibility to
participate, the selection of the recipients for the Cash Back or Gift under this Promotion, and in case of any
dispute, shall be final and binding on all Eligible Cardholders who participate in this Promotion and no
correspondence will be entertained.
By participating in this Promotion, the Eligible Cardholder agrees to be bound by these Terms and Conditions
and the decisions of HSBC Amanah.