اﻟﺤﻤﺪ ﷲ رب اﻟﻌﺎﻟﻤﻴﻦ و اﻟﺼﻼة واﻟﺴﻼم ﻋﻠﻰ رﺳﻮﻟﻪ اﻟﻜﺮﻳﻢ وﻋﻠﻰ ﺁﻟﻪ و أﺻﺤﺎﺑﻪ أﺟﻤﻌﻴﻦ 26CSC/2604/07 December 9, 2007 HSBC Amanah Bank Account The General Terms and Conditions for operations of HSBC Amanah Current Accounts and Electronic Banking Services to be offered to customers in the Kingdom of Bahrain, were submitted by HSBC Amanah to the Shariah Committee (“Committee”) The Committee, after an undertaking from the Bank’s management that these deposits will be used only in accordance with Shariah guidelines, hereby approves the General Terms and Conditions, after making necessary amendments. The interested persons may benefit from the Amanah Current Accounts offered subject to these terms and conditions. The Committee will annually review the current account operations to ensure their Shariah compliance. And Allah knows the best. Sheikh Nizam Yaquby Dr. Mohamed Ali Elgari Members of HSBC Amanah Central Shariah Committee Dr. Muhammad Imran Usmani