Wells Fargo Combined Statement of Accounts
Primary account number:
ARMAN GRIGORYAN
19413 SCROLL ST
RESEDA CA 91335-3739
(114)
Sheet Seq = 0015810
Sheet 00001 of 00004
2554331013
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December 12, 2012 - January 10, 2013
Wells Fargo Combined Statement of Accounts
Primary account number:
2554331013
■
December 12, 2012 - January 10, 2013
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Page 1 of 6
Questions?
Available by phone 24 hours a day, 7 days a week:
ARMAN GRIGORYAN
19413 SCROLL ST
RESEDA CA 91335-3739
1-800-TO-WELLS
(1-800-869-3557)
TTY: 1-800-877-4833
En español: 1-877-727-2932
1-800-288-2288 (6 am to 7 pm PT, M-F)
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (114)
P.O. Box 6995
Portland, OR 97228-6995
You and Wells Fargo
Account options
Getting ready for tax season can be a hassle! Creating a checklist, and preparing in
advance will set you up for a successful meeting with your tax preparer.
Remember to bring your deposit routing and account number when preparing
your taxes and you may be able to take advantage of using direct deposit for your
tax refund into one of your Wells Fargo checking or savings accounts.
A check mark in the box indicates you have these
convenient services with your account. Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.
Online Banking
✓
Direct Deposit
Online Bill Pay
✓
Auto Transfer/Payment
✓
Online Statements
✓
Overdraft Protection
✓
Mobile Banking
✓
Debit Card
My Spending Report
✓
Overdraft Service
Summary of accounts
Checking and Savings
Account
Page
®
Wells Fargo Way2Save Checking
SM
Wells Fargo Money Market Savings
2
4
Account number
2554331013
6555834370
Total deposit accounts
(114)
Sheet Seq = 0015811
Sheet 00002 of 00004
Ending balance
last statement
Ending balance
this statement
296.13
17,155.98
218.90
19,002.45
$17,452.11
$19,221.35
Primary account number:
2554331013
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December 12, 2012 - January 10, 2013
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Page 2 of 6
®
Wells Fargo Way2Save Checking
Account number: 2554331013
Activity summary
Beginning balance on 12/12
$296.13
ARMAN GRIGORYAN
Deposits/Additions
2,920.85
California account terms and conditions apply
Withdrawals/Subtractions
- 2,998.08
Ending balance on 1/10
$218.90
For Direct Deposit and Automatic Payments use
Routing Number (RTN): 121042882
Overdraft Protection
Your account is linked to the following for Overdraft Protection:
■
Credit Card - XXXX-XXXX-XXXX-2047
Transaction history
Date
12/13
12/14
12/14
12/14
12/17
12/17
12/20
12/20
12/21
12/21
12/21
12/21
12/24
12/24
12/26
12/27
12/28
12/31
12/31
12/31
1/2
Check
Number Description
ATM Withdrawal - 12/13 Mach ID 0678B 1111 S Figueroa St Los
Angeles CA 7851 0005094
Check Crd Purchase 12/13 Paypal *Superbiiz 402-935-7733 CA
434256xxxxxx7851 082348587181130 ?McC=5732
Check Crd Purchase 12/13 Paypal *Juchengxia 402-935-7733 CA
434256xxxxxx7851 162348589513681 ?McC=8999
Recurring Transfer Ref #Opeqrbjfbh to Savings xxxxxx4370
Check Crd Purchase 12/13 Disney Ice Dare to Vienna VA
434256xxxxxx7851 162349120188082 ?McC=7996
POS Purchase - 12/16 Mach ID 000000 Jons Market 24 Reseda CA
7851 00462351701106061 ?McC=5411
ATM Check Deposit - 12/20 Mach ID 9988Y Reseda Reseda CA
7851 0000779
Check Crd Purchase 12/19 Amazon Mktplace Pm Amzn.Com/Bill
WA 434256xxxxxx7851 282353684962969 ?McC=5942
Check Crd Pur Rtrn 12/20 Paypal *Superbiiz 402-935-7733 CA
434256xxxxxx7851 622356551580210 ?McC=5732
Online Transfer Ref #Ibe5D3Hrnr to Savings xxxxxx4370 on
12/21/12
POS Purchase - 12/21 Mach ID 000000 Costco Whse 0437
Northridge CA 7851 00462356740732430 ?McC=5300
POS Purchase - 12/21 Mach ID 000000 Costco Whse 0437
Northridge CA 7851 00462356743396457 ?McC=5300
POS Purchase - 12/22 Mach ID 000000 Prolase 2 Tarzana CA 7851
00000000359920748 ?McC=7298
Online Transfer Ref #Ibejyb2H67 to VISA Xxxxxxxxxxxx2047 on
12/24/12
Recur Debit Crd Pmt12/24 WWW.1and1.Com 877-4612631 PA
434256xxxxxx7851 082359122019356 ?McC=4816
POS Purchase - 12/27 Mach ID 000000 Jons Market 24 Reseda CA
7851 00582362575383534 ?McC=5411
Recurring Transfer Ref #Opetnh72Cz to Savings xxxxxx4370
Check Crd Purchase 12/30 Paypal *Rsimportex 402-935-7733 GA
434256xxxxxx7851 002365229810118 ?McC=4816
POS Purchase - 12/31 Mach ID 000000 99 Cents Only 18215
Reseda CA 7851 00382366605286058 ?McC=5411
POS Purchase - 12/31 Mach ID 000000 Cvs 09621 09621 18247
Reseda CA 7851 00462366841384591 ?McC=5912
POS Purchase - 01/01 Mach ID 000000 Macy S 491 9301 T
Northridge CA 7851 00463002049375044 ?McC=5311
Deposits/
Additions
Withdrawals/
Subtractions
40.00
Ending daily
balance
256.13
12.13
2.28
50.00
10.00
191.72
33.74
147.98
15.04
1,610.78
1,477.84
2.00
800.00
21.74
1.63
789.41
19.00
326.40
444.01
10.99
433.02
6.88
426.14
50.00
5.99
376.14
5.37
3.25
361.53
0.10
361.43
Primary account number:
2554331013
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December 12, 2012 - January 10, 2013
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Page 3 of 6
Transaction history (continued)
Date
1/3
1/3
1/4
1/7
1/7
1/7
1/8
1/8
Check
Number Description
POS Purchase - 01/03 Mach ID 000000 Victory Produce Canoga
Park CA 7851 00000000350577316 ?McC=5411
POS Purchase - 01/03 Mach ID 000000 Arco Ampm 83185 Reseda
CA 7851 00583004043558035 ?McC=5542
ATM Check Deposit - 01/04 Mach ID 6580D 18400 Sherman Way
Reseda CA 7851 0004125
Online Transfer Ref #Ibexkm2Swg to Savings xxxxxx4370 on
01/05/13
Capital One Online Pmt 300539919322577
9607671733Grigoryanarm
Hsbc Rs Online Pmt 130107 000001058384919 Arman Grigoryan
Recur Debit Crd Pmt01/07 Spotify USA*Subs WWW.Spotify.C NY
434256xxxxxx7851 003007187101842 ?McC=5968
Bill Pay Hsbc Retail Serv on-Line Xxxxxxxxxxx10399 on 01-08
Deposits/
Additions
Withdrawals/
Subtractions
3.49
Ending daily
balance
40.45
317.49
1,441.01
1,758.50
945.00
384.61
100.00
9.99
100.00
Ending balance on 1/10
Totals
328.89
218.90
218.90
$2,920.85
$2,998.08
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
IMPORTANT ACCOUNT INFORMATION
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION
ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an
Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance
Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all
noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount
($250,000), for each deposit insurance ownership category.
We want to let you know of important upcoming changes.
Effective April 1, 2013, the Legal Process Fee which includes levy, writ, garnishment, and any other legal document that requires funds
to be attached will be $125 each.
If you have questions about these changes, or would like a complimentary financial review to ensure that you have the right accounts
to meet your financial goals, please contact your local banker or call the phone number listed at the top of your statement.
Effective February 7, 2013, the subsection titled "Laws governing your account" in the Consumer Account Agreement is modified to
add a new second paragraph reading: "Any funds transfer (including a wire transfer) that is a "remittance transfer" as defined in
Regulation E, Subpart B, shall be governed by the laws of the United States and, to the extent applicable, the laws of the state of New
York, including New York's version of Article 4A of the Uniform Commercial Code, without regard to its conflict of laws principles."
Revised Agreement for Online Banking
We've updated our Online Access Agreement.
To see what has changed, please visit wellsfargo.com/onlineupdates.
Sheet Seq = 0015812
Sheet 00003 of 00004
Primary account number:
2554331013
■
December 12, 2012 - January 10, 2013
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Page 4 of 6
SM
Wells Fargo Money Market Savings
Account number: 6555834370
Activity summary
Beginning balance on 12/12
Deposits/Additions
Withdrawals/Subtractions
Ending balance on 1/10
$17,155.98
1,846.47
- 0.00
$19,002.45
ARMAN GRIGORYAN
California account terms and conditions apply
For Direct Deposit and Automatic Payments use
Routing Number (RTN): 121042882
Interest summary
Interest paid this statement
$1.47
Average collected balance
$17,911.98
Annual percentage yield earned
0.10%
Interest earned this statement period
$1.47
Interest paid this year
$1.47
Total interest paid in 2012
$5.97
Transaction history
Date
12/14
12/21
12/28
1/7
1/10
Description
Recurring Transfer Ref #Opeqrbjfbh From Way2Save Checking xxxxxx1013
Online Transfer Ref #Ibe5D3Hrnr From Way2Save Checking xxxxxx1013 on
12/21/12
Recurring Transfer Ref #Opetnh72Cz From Way2Save Checking xxxxxx1013
Online Transfer Ref #Ibexkm2Swg From Way2Save Checking xxxxxx1013 on
01/05/13
Interest Payment
Deposits/
Additions
50.00
800.00
Withdrawals/
Subtractions
50.00
945.00
18,055.98
19,000.98
1.47
19,002.45
Ending balance on 1/10
Totals
Ending daily
balance
17,205.98
18,005.98
19,002.45
$1,846.47
$0.00
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
IMPORTANT ACCOUNT INFORMATION
We want to let you know of important upcoming changes to your Money Market Savings account.
Effective April 1, 2013, incoming/outgoing domestic and international wire transfer fees will no longer be waived. Please see the
"Service Fees" section of the Consumer Account Fee and Information Schedule for the wire transfer fees applicable to this account. If
you have questions, please contact your local banker or call the phone number at the top of your statement.
We want to let you know of important upcoming changes to your Wells Fargo consumer savings account.
Primary account number:
2554331013
■
December 12, 2012 - January 10, 2013
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Page 5 of 6
Effective April 1, 2013, the Excess Activity Fee for Savings Accounts will be $15 per item. If you have questions about these changes, or
would like a complimentary financial review to ensure that you have the right accounts to meet your financial goals, please contact
your local banker or call the phone number listed at the top of your statement.
Sheet Seq = 0015813
Sheet 00004 of 00004
Primary account number:
2554331013
December 12, 2012 - January 10, 2013
■
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Page 6 of 6
Worksheet to balance your account
General statement policies for Wells Fargo Bank
Follow the steps below to reconcile your statement balance with your
account register balance. Be sure that your register shows any interest
paid into your account and any service charges, automatic payments or
ATM transactions withdrawn from your account during this statement
period.
A Enter the ending balance on this statement.
$
■
To dispute or report inaccuracies in information we have furnished to a
Consumer Reporting Agency about your accounts. You have the right to
dispute the accuracy of information that Wells Fargo Bank, N.A. has
furnished to a consumer reporting agency by writing to us at Wells Fargo
Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe the
specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
information furnished is the result of identity theft, please provide us with
an identity theft report.
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In case of errors or questions about your electronic transfers,
telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
B List outstanding deposits and other
credits to your account that do not appear on
this statement. Enter the total in the column
to the right.
Description
Amount
Total
$
+ $
C Add A and B to calculate the subtotal.
= $
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
D List outstanding checks, withdrawals, and
other debits to your account that do not appear
on this statement. Enter the total in the column
to the right.
Number/Description
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
■
Amount
®
In case of errors or questions about your Direct Deposit Advance
service
If you think your bill is wrong, or if you need more information about a
transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995,
Portland, OR 97228-6995 as soon as possible. We must hear from you no
later than 60 days after we sent you the first bill on which the error or
problem appeared. You can telephone us, but doing so will not preserve
your rights.
In your letter, give us the following information:
1. Your name and account number
2. The dollar amount of the suspected error
3. Describe the error and explain, if you can, why you believe there is an
error. If you need more information, describe the item you are unsure
about.
You do not have to pay any amount in question while we are investigating,
but you are still obligated to pay the parts of your bill that are not in
question. While we investigate your question, we cannot report you as
delinquent or take any action to collect the amount you question.
Total
$
E Subtract D from C to calculate the
adjusted ending balance. This amount should be
the same as the current balance shown in your
register.
-
$
= $
©2010 Wells Fargo Bank, N.A. All rights reserved
. NMLSR ID 399801