Tenancy Policy 1. Policy statement Our approach to tenancy management is one of rights and responsibilities. We want our customers to have successful tenancies that work for them and for us. We play our part by providing great service and great places and in return expect customers to work with us and meet their part of the Bromford Deal. Our philosophy is about changing lives and helping our customers to be the best that they can be. Our experience tells us that supporting customers to be self-reliant, introducing them to opportunities and helping them achieve what they want, will not only improve their self confidence and self-esteem but also benefit the community they live in. 2. Contents: The Bromford Deal Tenancy Ready Making an Offer of a Tenancy Vulnerable Customers Protected the Status of Assured Tenants Starter Tenancies Tenancy Reviews and Plans 3. Reference Documents including links Tenancies that Work Procedure The Bromford Deal Info Graphic Flow Chart – Types of Tenancies We Offer Affordable Rents Rent Setting Policy. 4. Legislative Requirements including links Bromford’s policy is to comply with The Localism Act 2011 and The Housing Act 2004 5. Contact For queries about this Policy please contact Darrin Gamble The Bromford Deal At Bromford, we are all about helping customers to be their best. By being a Bromford customer you promise to contribute to the Page 1 of 8 community by working, training or helping others as well as agreeing to commitments within the tenancy agreement. In return, we promise to provide great services, a great place to live and if needed, some support to help customers to be their best - this is the Bromford Deal. Page 2 of 8 1. Keep to all your Tenancy responsibilities; Why do we want you to do this? Being a good tenant and neighbour will help you to be able to stay in your home for the long term, if you don’t follow your tenancy conditions you will put your home at risk. Also, taking part in tenancy reviews will help us chat through how the Deal is working out and what we both need to do to make it work. 2. Let us in when we need to have access; especially for our annual property service and gas servicing. Why do we want you to do this? Keeping your home in good repair and keeping you and your family safe is really important to us and the law also says that we have to do this. By being at home for appointments you can help save time and money that we can spend on better services and improvements to our homes. 3. Contact us when we ask; Why do we want you to do this? We will only contact you if we need to and by getting back to us quickly you can help us spend more of our time and money on better services and improvements to our homes. 4. Look after your Home and Garden; Why do we want you to do this? We all want to live somewhere that feels safe and good to look at, you can play your part by looking after your home and garden and this will help encourage more people to take pride in our neighbourhoods. It will also mean that we don’t have to waste money putting right damage to our homes, which we can then spend more wisely. 5. Take out Home Contents Insurance; Why do we want you to do this? This is to help you - as your belongings and those of your neighbours can get damaged in things like leaks, floods or worse, and it’s your responsibility not Bromford’s to make sure you can replace them. Also if the damage is so bad that you need to move whilst repairs are carried out, your contents insurance will cover this too. 6. Make an effort to sort out differences with Neighbours; Why do we want you to do this? We don’t get involved in tit for tat arguments, it is your responsibility to talk to your neighbours in the first instance and by doing this it means that you are more likely to sort out any differences and we can spend our time helping other customers who may need more support. 7. Agreeing to contribute to the community by either working, being in training or helping others; Why do we want you to do this? We want everyone to be their best and we know from talking to other customers, how much being in work, training or volunteering – can help - it helps boost income, confidence and improves well-being. But we also believe in something for something - as you are benefiting from moving in to a social home we feel that you should give something back to the community in return. All of these are important in making a tenancy a success, may form part of Tenancy Plans and will be discussed at Tenancy Reviews and by agreeing to this we will not only help each other, but also our community- so everybody benefits. Tenancy Ready Induction To help our customers commence their tenancy with the best possible support, we will work with them before the tenancy starts to understand how we can assist them to be as self-reliant as possible. A range of both online and personal interactions will be developed and tested throughout the pilot period. The Bromford Deal applies to all of our new General Needs customers regardless of their tenure and individual circumstances. Making an Offer of a Tenancy We have a range of different tenancy types and the Housing Manager will make a decision about the tenancy type to be granted after considering all of the information available to them about the customer and their needs, in particular whether the customer has held a tenancy before. See our Flow Chart – Types of Tenancies We Offer. Vulnerable Customers The philosophy of the Bromford Deal is to help all of our customers, particularly our vulnerable customers to be the best that they can be. We see the use of fixed term tenancies of differing lengths as being a means of encouraging customers to engage with the Bromford Deal. Our Tenancy Plans and Tenancy Reviews enable us to take into account our customers individual circumstances and vulnerabilities to agree milestones within a Tenancy Plan to help them meet the Deal. There are some groups of customers who as a condition of their tenancy are required to engage in specific support; for example those living within designated or purpose built supported housing. For these customers the use of a Fixed Term or Starter Tenancy offers no added value. In addition we also consider customers of pensionable age and in Page 3 of 8 receipt of a State Pension are also likely to benefit least from the use of Starter or Fixed Term tenancies and therefore these customers are not offered these types of tenancy. Protecting the status of Existing Bromford Customers- with an Assured (non short-hold) Assured (non-short-hold) Tenancy will have their tenancy status protected. This means Tenants that if they move to another Bromford home they will continue to be granted an Assured (non-shorthold) tenancy. This protection applies equally to homes let at both a Social and an Affordable Rent. New Customers- Who at the time of being made an offer held an Assured (non shorthold) tenancy with another Housing Association or Local Authority that began before 1 April 2012, will receive another Assured (non shorthold) tenancy. However this protection will not apply if the customer chooses to move to a home let at an Affordable Rent, in which case they will receive a 5 Year Fixed Term tenancy. In addition, we retain the discretion to permit the use of Assured (non shorthold) tenancies for either new or existing customers who are moving as a result of having been displaced due to regeneration. Starter Tenancies We will use 12 month Starter Tenancies for all new customers who have not previously held a tenancy with another Housing Association or Local Authority. In some circumstances we may extend the Starter Tenancy up to 18 months. Following successful completion of a Starter Tenancy, we will use Fixed Term Tenancies. The length of the Fixed Term tenancy (2 or 5 years) will depend on the support required to help them meet the Deal. Tenancy Reviews/Plans We will review the tenancy at regular intervals, see below table Tenancy Type Starter Tenancy Process 5 Year Fixed Term 1st Review Month 6 2 Year Fixed Term Month 9 All Other Tenancies Month 12 Month 9 2nd Review Additional Risk Based if necessary Month 12 (12 monthly thereafter) Additional Risk Based as necessary Annually thereafter as necessary Final Review Month 9 Month 52 Month 16 N/A The Tenancy Review process will allow us to review with the Page 4 of 8 customer how they are managing their tenancy and consider; Any support needed to help them sustain their tenancy How we can help the customer through Connect (our online employment training and skills service) to make a contribution to their community that is proportionate to their aspirations, abilities and skills Whether this home continues to be the right home for the customer, taking into account any changes in household circumstances (including a tenancy fraud check). This will be particularly important if customers are under-occupying. The customer’s future housing aspirations and how we may help achieve these. Compliance with the contractual terms of the tenancy and the Bromford Deal Where necessary we will develop a Tenancy Plan which will (wherever possible) be agreed with the customer and will set out specific actions that at that point in time we can reasonably expect the customer to achieve to meet the Deal We will monitor and review the customer’s Tenancy Plan at future tenancy reviews. Risk Based Reviews In addition to the scheduled reviews above and to help give the customer the maximum opportunity to sustain their tenancy, there may also be a need to carry out additional Risk Based Reviews for a customer who for example; Tenancy Breach Is experiencing difficulty managing their tenancy or, requires ongoing support to manage their tenancy or, has repeatedly not complied with the Deal or, has had a significant change in circumstances The set Tenancy Reviews will not replace the need for responsive housing management visits such as anti-social behaviour, or arrears and all tenancy management issues will continue to be progressed in accordance with our existing policies and procedures. Possession action should continue to be sought in line with our Policies and Procedures where necessary. Change of Circumstances In some circumstances the customers circumstances may change so significantly that their home no longer continues to be the right home for them. For example; Page 5 of 8 The household size has changed and the property is now too small or too large and the customers benefit has reduced as a result or, The property is adapted and the household no longer require the adaptations or, The customer’s financial position has changed and alternative housing options such as homeownership or market rent are now available to them or, The customer is struggling to afford their rent, or their rent payments are presenting a barrier to accessing employment In these circumstances we will encourage and support the customer to consider a range alternative housing options. Final Review for Starter/ Fixed Term Tenancies We expect to renew the vast majority of our Starter / Fixed Term tenancies with a new Fixed Term tenancy at the end of their tenancy term. Customers will be well informed of our intentions to do so, or not throughout the Tenancy Review process. In making our decision we will take into account: Firstly, whether both sides of the Bromford Deal have been met, and Secondly, whether the customer has engaged with us in the Tenancy Review / Plan. Changes in circumstances will not normally be taken into account when deciding whether to renew a tenancy. There is however one exception; that is if a customer’s income increases significantly to in excess of £60k. Case Review If we are considering ending or extending the tenancy we will hold a case review with the customer and a Neighbourhood Manager. The customer may be accompanied by a friend or advocate should they wish. The case review will consider detailed evidence regarding the conduct of the tenancy to determine whether there is a genuine reason for the breach of the Bromford Deal. Where the customer has demonstrated that they have been remedying the breach over a sustained period of time, we may decide to grant a further Fixed Term tenancy to the customer. Renewal Decision As part of either the Final Tenancy Review or the Case Review (if applicable) we will decide if: 1. The tenancy is to be renewed and if so, the length of that term or, 2. The tenancy is to be extended (this applies to Starter Tenancies only) or, 3. The tenancy is to be ended at the end of the Fixed Term Tenancy Renewal Granting a New Tenancy Page 6 of 8 We expect that the vast majority of tenancies will be granted for further terms. In all instances a new tenancy agreement will need to be signed prior to the end of the existing Starter or Fixed Term Tenancy. We increase all of our rents annually, however in addition all 5 year fixed term Affordable Rent tenancies will also have their rent rebased at the end of the 5 year period see our Affordable Rents Rent Setting Policy. Where there are any arrears on an account the customer will be asked to clear these in full prior to the new tenancy being granted. Where this is not possible (and if we still intend to renew the tenancy) there is provision within the tenancy agreement to carry forward these arrears to the new Fixed Term Tenancy. Where a tenancy is to be ended, the customer will be notified in writing of our decision and the reasons for this. Ending the Tenancy at the End of the Term A Section 21 Notice will be served giving notice to end the tenancy; 2 months’ notice will be given to end a Starter Tenancy 6 months’ notice will be given to end a Fixed Term tenancy Where we have started legal action to end the tenancy (due to for example rent arrears or ASB) this action will continue and the tenancy will be ended by whichever means ends the tenancy first. Upon the expiry of the Section 21 notice, the customer will be required to vacate the property. If the customer fails to vacate the property possession proceedings will be taken to regain possession. Ending the Tenancy During the Fixed Term Neither Bromford nor the Customer is able to end a Fixed Term tenancy before the end of the Fixed Term by using a notice to quit. If the tenancy is to be ended during the Fixed Term this can only be done in the following ways: Page 7 of 8 Surrender of Tenancy – The customer must indicate in writing that they wish to surrender the tenancy. For the surrender to be valid it must be accepted by Bromford. Bromford will normally accept a surrender providing that 4 weeks’ notice have been given and the customer allows us access to carry out a pre vacation inspection and returns all keys to us. Court Order – using a valid ground for possession, where there is a serious breach of tenancy during the Fixed Term we will pursue possession proceedings in accordance with the relevant policy. Abandonment- if the customer is no longer using the property as their only principal home then the Abandoned Properties Procedure will be followed. For Starter Tenancies, we may end the tenancy for a serious breach of tenancy by serving a Section 21 Notice- providing that the S21 notice does not expire before the tenancy is a least 6 months old. A serious breach of tenancy would be defined as a breach of tenancy that would have resulted in us taking possession action on any non-short hold tenancy. Customers have the right to appeal against: The type of tenancy on offer if this is a 2 year fixed term tenancy. Appeal Appeals must be made within 5 days and will be heard by the Head of Neighbourhood. The appeal will consider: If the decision to offer a fixed term or starter tenancy is in accordance with our Tenancy Policy The Head of Neighbourhood’s decision will be final. Advice & Assistance Home Options Customer who have expressed a desire to move to another home e.g. because of a change in circumstances will receive advice on the housing options available to them this may include; transfers, exchanges or home ownership for example. All customers who are at risk of not having their tenancy renewed at the end of the Fixed Term period will be offered housing advice from a dedicated colleague (usually their Housing Manager). The Localism Bill introduced a significant change to the law on succession for Secure and Assured tenancies granted after 1 April 2012. There are two types of succession; Succession Statutory succession- this applies when a sole tenant, who is not a successor, leaves a spouse or civil partner (or the common-law equivalent) who resides at the premises at the time of the tenant’s death. Discretionary Succession – these rights will apply in accordance with our Death of a Tenant Procedure, where in any case where a sole tenant dies and there is no one entitled to a statutory succession the tenancy can pass to a family member providing that they satisfy the criteria set out in our Succession Policy. For tenancies granted prior to 1 April 2012, succession rules are unchanged. Page 8 of 8