1
CURRICULUM VITA
N. V. DESAI Ph.D., CPA
Professor of Economics & President, University Senate
Johnson C. Smith University
100 Beatties Ford Road
Charlotte NC 28216
Telephone # (704) 378 3596
Email: ndesai@JCSU.edu
I.
EDUCATION
Ph.D.
Kurukshetra University, India Major: Financial Economics
Dissertation Title: "Investment Behavior of US Life Insurance Companies”
CPA
NC - CPA
ME
North Carolina State University
Major: Economics
Minor: Statistics
MA
MS University : India
Major: Economics
Specialization: Econometrics
and Mathematical econ
BA
II.
Sardar Patel University: India
Major: Economics
TEACHING EXPERIENCE
Professor of Economics
Tenured
Department of Business Administration and Economics
2
Started Fall 1969 - present
JOHNSON C. SMITH UNIVERSITY
Economics Undergraduate Courses Taught: Principles of Economics I and II,
Microeconomic Theory, Macroeconomic Theory, Money and Banking, Industrial
Organization, Regulation of Businesses, Business Statistics, Mathematical
Foundations of Business and Economics, Econometrics, Investment, Business and
Economic Research, Senior Paper.
Accounting Courses Taught: Undergraduate: Principles of Accounting 1 and II,
Intermediate Accounting I, II, and III,. Cost Accounting and Federal Income Tax.
Have guided more than 150 undergraduate research projects.
PFEIFFER UNIVERSITY
Management Graduate Courses: Financial Management
III.
Institutional Services Performed (Partial Listing)

President University Senate: 2014 to 2016

Member : University Senate 2012

Member : Distinguished Research Award Committee 2012

Vice President University Senate 2008

Member: Promotion and Tenure Committee 2006 -2011

Grievance Committee 2007 -2011

O’ Harron Distinguished Award Committee 2008

Par Excellence Teaching Award Committee 2008

President University Senate 2003 - 2005

Chair - Tenure and Promotion Committee (1998-2000)

Chair Faculty Evaluation Committee (1999-2000)

Did the comparative study of various faculty evaluation instruments to
measure the effective teaching.
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Department Chair ( 1974 1978,1998) and Banking and Finance Program Director
(1974 - 1978):

Revised the departmental curriculum based upon the survey of alumni,
business board, and faculty to meet the intellectual and market challenges.

Peer tutoring program was created in accounting

Distinguished Lecture series was established on the campus.
Many well
known economists and business men gave presentations.

Established banking and finance education center

Established banking and finance advisory board

Banking and finance seminar course was developed in cooperation with local
banks. The course was taught by local bankers.

First Business Honor Society: Tau, Beta and Chi was established under my
direction.

Department started and successfully completed ACBSP accreditation

Proposed the International Business Economics Program to the Univ. Faculty

Proposed the Business calculus Course to the Univ Faculty

Submitted the assessment plan for economics major for accreditation
Division Seminar Head (1970- 1973)
Established interdisciplinary seminar taught jointly by the faculty of Division of social
sciences. Students and faculty presented their positions on the various facets of the topic.
Seminar discussions were led by students and faculty.
Liberal Arts Program Co-Director
Established a new inter disciplinary Liberal Arts program to attract students from the
community. Devised mentoring module for them. Also new curriculum was designed.
Liberal Arts seminar was instituted supporting the young and experienced scholars in the
areas of critical thinking, problem solving, synthesis and quantitative/ qualitative
analysis.
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Memberships:
Faculty Evaluation Committee
Tenure Promotion Chairperson
University Senate
Faculty Salary Committee Membership
Faculty Grievance Committee Membership
Program Evaluation Committee Membership
Division Review Committee
World Literature Committee Membership
SACs Faculty Committee
Faculty Development Committee
Faculty Representative of the Board of Trustees: for five years.
Worked in the areas of faculty salary compression adjustment, improving student
satisfaction.
IV.
PRIOR EXPERIENCE NOT IN EDUCATION
Sr. Accountant III
Duke Power Company
& Statistical Consultant
A. Conducted a national survey to examine the reliability and usefulness
of financial forecast for utility industry
B. Assisted in data analysis for examination of bar coding as a tool of
inventory management
C. Estimated the cost and revenue
D. Field reports with NCUC, SCUC, and FERC
E. Helped in preparation of cost analysis studies
F. Assisted in preparation of Five Year Plan
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G. Conducted study examining the factors correlated to the market price
of Duke Power Stock
Experienced
International Business Machines (IBM)
Professional
A. Statistical Analysis of Payroll
B. Inventory Loss Estimation
C. Analysis of Foreign Transactions
D. Preparation of Report on Improvement of Internal Control
Comptroller
Johnson C. Smith University
A. Investing university excess cash
B. Reorganization of university cash management and recording keeping
C. Prepared draw down for all federal programs
D. Improved record keeping of federal programs
E. Prepared fund reconciliation reports
F. Supervised and approved entries into different funds
Special Consultant to Phelix (India) Pvt. Ltd.
(A) Advising with respect to business financing and strategic planning.
Private Practice:
(A) Specializing in High Income Brackets (minimum income of $200,000 and above)
(B) Expert Witness in the Cases involving loss Estimations
(C) Negotiating Tax Resolutions
(D) Preparing financial Statements for the corporations, Partnerships and proprietorships.
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V.
VI.
Professional Memberships

North Carolina Association of Certified Public Accountants (NCACPA)

Member, NC Board of CPA (NCCPA)

American Institute of Certified Public Accountants (AICPA)

Pi Gamma Mu- Social Science Honor Society

Tau Beta Chi - Business Honor Society

Delta Mu Delta: Business Honor Society
Professional Meetings Attended (Partial Listing)
Attended and Presented paper in AI Services
2014
Conference in New Orleans
2013:Three Seminars with Stifel Nicolaus in the areas
2013
of Finance and Economics.
2013: Seminar by N.C. State University Recent
2013
Changes in Tax Laws.
Attended and Presented Paper in The Clute Institute
2013
International Conference in Las Vegas.
11th Annual Economic Conference , Charlotte Chamber
of Commerce
2012
Salzburg Seminar in Salzburg, Austria
2012
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2012:Three Seminars with Stifel Nicolaus in the areas
2012
of Finance and Economics.
2012: Seminar by N.C. State University Recent
2012
Changes in Tax Laws.
Attended, and presented a paper in a Joint International
2012
conference 2012 organized b Academic Business World
International Conference & International Conference on
Learning and Administration in Higher Education, Nashville,
TN.
2011:Three Seminars with Stifel Nicolaus in the areas
2011
of Finance and Economics.
2011: Seminar by N.C. State University Recent
2011
Changes in Tax Laws.
2010 Seminars with Stifel Nicolaus on Investing for Retirement;
2010
Social Security Update; The Need For Tax rehabilitation; Innovative
Portfolios and Enhancing Indexes; Tax Update: New Issues In NC
Divorce Laws.
2010 Seminars with Stifel Nicolaus on The World is Open For
Business. What is Right With the World? Ten Sure Fire Strategies
for Investment Failure; Quarterly Economic Update, Russell
Philosophy;The Greatest Unfunded Risk Facing Americans’ Retirement
Plans Today; Retirement Plans Solutions for High Net Worth Business
Owners; Accounting Issues Regarding Social Security, VA and Long
2010
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Term Disability; Preparing For Sun set 2010. IRA Mistakes and
Opportunities. Roth Conversion.
2010 Think Professional Education. What Could Happen After What
2010
Could May Happen Next.
2010 Income Tax Short Courses, NC State Univ Raleigh NC
2010
2009 Advanced Income Tax Short Course. N.C. State Univ. Raleigh
2009
Gaining Perspective from History and Strategies for recovery, Guide to
Markets, Updates on State and Federal Laws as they relate to revocable
Trusts and Probate, Financial Issues Surrounding the Aging, Municipal
Bond market, Updates: Trusts, Estates Planning , Life Insurance.
Wisdom of Great Investors: Identifying Opportunities, Behavioral
Investing, North Carolina Divorce Legislation.
2009
Psychological responses to Market Down Turns, Questionable
Wisdom of the Crowd, Moving Forward in Challenging Times,
Tax Update: Review and Case Study 2009.
2009
2009 Accounting Education Forum
2009
N.C. Accountancy Law: NCA CPA
2008
Income Tax Short Course. N.C. State Univ. Raleigh
2008
Advanced Income Tax Short Course. N.C. State Univ. Raleigh
2008
Tax Update, Capital Market Update, Estate Planning, Generation
Skipping transfer Tax, Investing in Uncertain Market: Wachovia
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Securities.
2008
Guide to tax Research: Doing it smarter, Better and Faster: NCACPA
2008
Income Tax Short Course. N.C. State Univ. Raleigh
2007
Economic Update, The new NC Health Care Directives
2007
Investment Planning for Short Life Expectancies, Estate
Planning, 2007 retirement Research Study: A.G. Edwards &Sons
NUA, Insurable Interest in NC, Hedge Funds, International
2007
Dividends, Managing Risk in the Distribution Phase, 2007
Tax Update: A.G. Edwards & Sons
N.C. Accountancy Law: NCA CPA
2007
Theta Growth Strategy, The Importance of Sequence of Returns
2006
Behavioral Finance, Tax Legislative Update, Charitable Giving,
Joint revocable Trusts. A.G. Edwards &Sons.
Ethics for NC CPAs. UNC at Charlotte
2006
Income Tax Short Course Charlotte. N.C. State University
2006
IADIS International Conference: e Commerce. Barcelona, Spain
2006
Financial Statement Analysis for Business Improvement and
2006
Fraud Detection: Holt CPE: Accounting Seminars: Greensboro, NC
How to Buy and Sell Business: Avoiding Common Mistakes:
Holt CPE: Accounting Seminars: Greensboro, NC
2006
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NCACPA Workshop on Professional Ethics and Conduct
2005
Tax Update, Pulse of Market Investing, Deferred Compensation Plans,
2005
Long Term Care Update, The return of the Dividend, Municipal Bonds
In Today’s Market: A.G. Edwards & Sons
Income Tax Short Course: N.C. State University, Raleigh NC
2005
The New Roth 401(k), Identity Theft, Social Security, The
2005
Portfolio Process, Protecting IRA Income, History Lesson:
A.G. Edwards & Sons.
Farm Tax Workshop Statesville: N.C. State University Raleigh
2005
Income Tax: Intermediate Course: NC State Univ. Raleigh, NC
2004
2004, Accounting Education Forum, Raleigh, NC
2004
Selected Tax and Legal Issues for CPAs
2004
Wishhart, Norris, Henninger, & Pittman, PA
Charlotte, NC
Financial Management: A.G. Edwards & Sons
2004
Charlotte, NC
Income Tax: Intermediate Course: NC State Univ. Raleigh, NC
2003
2003, Accounting Education Forum, Raleigh, NC
2003
Selected Tax and Legal Issues for CPAs
2003
Wishhart, Norris, Henninger, & Pittman, PA
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Charlotte, NC
Financial Management: A.G. Edwards & Sons
2003
Charlotte, NC
Active Learning for the Economics Class Rooms
2002
Aplia and Wake Forest Univ. Winston Salem, NC
Learning Communities with a Focus on Curriculum
2002
Integration: Johnson C. Smith Univ. , Charlotte, NC
Income Tax: Short Course: NC State Univ. Raleigh, NC
2002
2002, Accounting Education Forum, High Point, NC
2002
Selected Tax and Legal Issues for CPAs
2001
Wishhart, Norris, Henninger, & Pittman, PA
Charlotte, NC
Financial Management: A.G. Edwards & Sons
2001
Charlotte, NC
ACBSP Conference, Las Vegas
2000
Accounting Educator Forum, NCACPA, Greensboro, NC
2000
AICPA Accounting Educator Conference, Atlanta, GA
2000
Accounting Education Forum, NCACPA, Greensboro, NC
2000
ACBSP Conference, Atlanta,GA
1999
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AICPA Summer Institute
1999
Accounting Education Forum, NCACPA
1999
1998 Charlotte Accounting Caucus
1998
Accounting Education Forum, NCACPA
1998
Financial Mathematics, New York University
1998
1998 Faculty Summer Seminar, AICPA
1998
Enhancing Economic Literacy: Iowa Electronic Market
1998
Teaching Accounting in Next Century: UNCC - Faculty Workshop
1998
27th Annual NC Accounting Education Colloquium
1997
12th Annual Faculty Workshop: Using computers to enhance student
1997
learning, sponsored by Council of Independent Colleges, Raleigh, NC
1997 Faculty Summer Seminar, AICPA
1997
1997 Accounting Education Forum, NCACPA
1997
Software Update, Charlotte
1997
26th Annual NC Education, Colloquium, East Carolina University
1996
1996 Accounting Education Forum, NCACPA
1996
Accounting Software Update, NCACPA
1996
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Charlotte Accounting Caucus, NCACPA
1996
25th Annual NC Accounting Education Colloquium
1995
1995 Faculty Summer Seminar, AICPA, San Antonio, TX
1995
1995 NCACPA Accounting Education Forum, Greensboro, NC
1995
Busch Summer Institute: St. Olaf College, Minnesota
1995
24th Annual NC Accounting Education Colloquium
1994
1994 Faculty Summer Seminar, AICPA, Richmond, VA
1994
Individual Tax Update, UNC Charlotte (UNCC)
1994
Bank Financing Made Easier, NCACPA
1993
Innovative Approaches in Accounting Instruction Seminar
McGraw Hill Company , UNC Charlotte (UNCC)
1993
23rd Annual NC Accounting Education Colloquium
1993
1993 Faculty Summer Seminar, AICPA
1993
The Midsouth academy of Economics and Finance
1992
1992 Southeast Regional Meeting, American ACU Association
1992
1992 Faculty Summer Seminar, AICPA
1992
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Total Quality Management, NCACPA
1992
West Asia Marketing Conference, New Delhi , India
1987
VII. Papers Presented and published in Proceedings
Sparks, R., Desai, N.V., Thirumurthy, P. (2014). Deconstructing the country’s Liquidity
Index: An Examination of Foreign Direct Investment factors. AI Conference Services.
Presented in New Orleans, LA. (Jan 10, 2014).
Sparks, R., Desai, N.V., Thirumurthy, P. (2013). An Examination of the country’s
Liquidity Index to Predict Country’s Foreign Direct Investment. The Clute Institute
International Academic Conference, Las Vegas. (Sept. 23-25, 2013)
Sparks, R., Desai, N.V., Thirumurthy, P.(2012). Diverging Government Debt in a
Converging Business World: An Examination of the Government Liquidity Index
:Leveraging the Power of Convergence in Divergent World. Academic Forum
Conference, Tampa Fl. ( Dec 17 -22, 2012).
Sparks, R., Desai, N.V., Thirumurthy, P.(2012). Is China Becoming the New World
Order? A Study on Global Financial Stability and Liquidity of Governments International
Conferences Academic Business World-= Learning and Administration, 2012 , Nashville,
TN.
Desai, N., Ahmed, H., Thirumurthy, P.(2009). An Examination of Effectiveness of
Pedagogic Tools in Teaching Business Ethics to Undergraduate Students. ACBSP 2009
Annual Conference, proceedings, San Antonio.
Ahmed, H. & Nick Desai (2008). The Challenges and Obstacles for the
Undergraduate Degree Program in Economics: ACBSP 2008
New Orleans
Annual
Survival of the
Conference.
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N. V. Desai (2008). Impact of Sub Prime Mortgage Lending Crisis and its Impact on
Indian Economy with special reference to development of underground economy. MTB
College, Surat, India.
Ahmed, H. & Nick Desai (2008). The Challenges and Obstacles for the
Survival of the
Undergraduate Degree Program in Economics: ACBSP 2008 Annual Conference. New
Orleans
Sparks, R., Desai, N.V., Thirumurthy, P., & Kistenburg, C. (2007) ‘ An Analysis of E
Commerce Adoption between Developed and Developing Countries: A Holistoic
Model”. IADIS International Conference on E Commerce in Algrave Portugal.
Ahmed, H. & Desai, N. V. (2007) “ The Challenges and Obstacles for the survival of the
Undergraduate Degree program in Economics: The Declining trend and Effective
response at Johnson C. Smith University. ACBSP Conference: Southern Region.
Sparks, R., Desai, N.V., Thirumurthy, P., & Kistenburg, C. (2006) Measuring E
Commerce Satisfaction: A Model of Reward Error and the Emergence of Micro Surveys.
IADIS International Conference E Commerce 2006, Barcelona, Spain.
Desai, N., Kaushil, S., Zinkhan, F. (1992)The Impact of 1984 Tax Law on Shareholders'
Weakening of the Stock Life Insurance Companies
The MidSouth Academy of
Economics and Finance, Proceedings.
Zinkhan, C., Zinkhan, G., Desai, N. Diagnosing Asses Management Customers’ Desires
Without Hypnosis: A Pedagogic Exercise. (1995)).
The Mid South Academy of
Economics and Finance, proceedings.
Zinkhan, C., Onwuchekwa, C., Desai, N. A Theoretical and Practical Approach for the
Selection of a Macro Economic policy mix in India's five year plan: An Integration Of
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Marketing Concepts and Agency Framework. (1897). West Asia Proceeding 14:5-10,
New Delhi, India.
Sparks, R., Desai, N.V., Thirumurthy, P., & Kistenburg, C. (2007) ‘ An Analysis of E
Commerce Adoption between Developed and
Developing Countries: A Holistoic
Model”. IADIS International Conference. E Commerce Proceedings in Portugal.
Ellis. A. Desai, N., Rao, J. (1993).The Effectiveness of Computer Aided Instruction of
Economics at Three Historically Black Colleges. National Association for African
American Studies.Virginia State University.
Zinkhan, F., Zinkhan, G., Desai, N.Conceptual Compromise Theory of the Firm: An
Integration of Marketing Concept, Financial Concept, and the Agency Framework.
(1985). Atlantic Marketing association Conference, Proceedings.
VIII. Publications
Sparks, R., Desai, N.V., Thirumurthy, P. (2014). An Examination of The Country’s
Liquidity Index to Predict a Country’s Foreign Direct Investment. International Business
&Economics, 13(2): 359 – 370. (Clute Institute)
Desai, N.V., Fox, L., Hampton, S. (2013). Economic Consequences of Land Use
Regulations on Jobs, Families, Communities, and Housing Affordability in Mecklenburg
County. Johnson C. Smith University, Charlotte, NC
Sparks, R., Desai, N.V., Thrumurthy, P. (2012). Is China Becoming the New World
Creditor? A Study of Global Financial Stability and Liquidity of Governments.
International Journal of the Academic Business World. Martin, TN
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Ahmed, H., Desai, N.V., &Thirumerthy, P (2010). An Examination of Students’ Learning
Performance in Traditional Versus on Line courses Using Bloom’s Taxonomy. ACBSP:
Annual Edition, 1, 1 -13.
Sparks, R., Desai, N.V., Thirumurthy, P., & Kistenburg, C. (2007). Measuring E
Commerce Satisfaction: A Model of Reward Error for Internet Surveys. IADIS
International Journal on WWW/ Internet5 (1): 159 -163.
Collins, T., Elimimian, J., Desai, N., Okajie, F.A. (Winter 2001). Can Our Students Be
Confident in Mathematics? A prescriptive Strategy for Mathematics Anxiety reduction
Among Students In An Historically Black University. The Researcher, XVII (4), 64 -80.
IX.
Other Research Activities and Research in Progress

Faculty Curriculum Development Grant Approved 1999

Impact of 9/11 on Travel Industry with specific reference to Air line Industry
2002-2003

Problem of Noncompliance with the Federal Income Tax: A Comparative
Study between United States and India (with Dr. RD Sharma) 2002 - 2003

Social Security Privatization with respect to African American Community:
Sent for publishing.
X.

Fostering Minority Access to Financial Services (with Robert Wilson) 2002

Completed on the Departmental Accreditation with ACBSP

Statistical Advisor to Ph.D. Student: Sadar Patel University 1998-1999

Goal Setting and Academic Achievements (in Progress 2012)

Housing Affordability and Regulations (in Progress 2012)
Consulting

Feliex Enterprises, Baroda, India

Bhavana Fashion, Charlotte, NC

Grace Fashions, Concord, NC
1998-1999
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XI.

Law office of Pamela A. Hunter, Charlotte, NC

Expert Witness: Areas: Personal Injury and Job Loss, Discrimination Cases.
Professional Growth Activities
 UNCF/FAPT Workshop: LC Outcomes Johnson C. Smith Univ (JCSU)

XP Workshop - JCSU

Teaching Students How to Learn - JCSU

Faculty Summer Seminar - AICPA

Technology Workshop - JCSU

NC Accounting Education Colloquium - NCACPA

E Commerce - NCACPA

Financial Forecasting - NCACPA

Faculty Development Workshop: FrontPage98
XII. Seminars and Training Programs

Interdisciplinary Ethics: A Proposed Course Design
Fall 1998
Interdisciplinary Studies Program
Wayne State University

Conducting Research and Publishing in Business and Economics 1996-1997
Fall Semester Teaches Training Institutes
Johnson C. Smith University
XIII. Professional Presentations and Speeches

Integrative Liberal Arts Mentoring and Advising Model: A Sept. 1997

Proposal for Faculty Development Conference:
Millennium: Johnson C. Smith University
Education for the Next
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
The Impact of Communal Riot on the Economy of Gujarat:
Management
Association of Gujarat, Ahmadabad, India, summer 2003
XIV Academic Honors:

Best Award Winning Paper: AI Conference Services, New Orleans, 2014

Best Award Winning paper: Clute Institute, Las Vegas 2013

Mellon Foundation Fellowship (2012)

Salzburg Fellow 2012 (Salzburg Austria)

Best Award Winning paper IADIS Conference, Barcelona, Spain, 2006

Scholar in Residence, New York University

National Science Foundation Scholarship, Vanderbilt University

Open Merit Scholar, Government of India

Visiting Scientist, North Carolina State University , Raleigh, NC

Japanese Peace Foundation Fellowship

Salzburg Fellow (Salzburg Austria)

Best Articles in Finance, Mid South Academy in Finance and Economics

Participant Sloan Foundation Seminars

Mary Babcock Scholar
XIV. Community Activities

Member, Board Naranlala College, India.

Member of the Business Board of Livingstone College

Reviewer: Senior Exist Essay: West Charlotte High School

Charlotte Mecklenburg Motivational Speaker: Achievement via Individual
Determination

Chair, Audit Committee, Hindu Temple, Charlotte, NC