Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
March 31, 2015 Uniform Bank Performance Report
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 1 of 48
Table of Contents
7/10/2015 1:47:24 PM
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Information
Introduction
Page 2 of 48
Table of Contents
Section
This uniform bank performance report covers the operations of a bank and that of a comparable group of peer banks. ItSummary Ratios--Page 1
is provided as a bank management tool by the Federal Financial Institutions Examination Council. Detailed information Income Statement $--Page 2
concerning the content of this report is provided in the Users Guide for the Uniform Bank Performance Report found
Noninterest Income, Expenses and Yields--Page 3
online at www.ffiec.gov. This report has been produced for the use of the federal regulators of financial institutions in
Balance Sheet $--Page 4
carrying out their supervisory responsibilities. All information contained herein was obtained from sources deemed
Off Balance Sheet Items--Page 5
reliable however no guarantee is given as to the accuracy of the data. The information contained in this report are not Derivative Instruments--Page 5A
to be construed as a rating or other evaluation of a financial institution by a federal banking regulator. The quarterly
Derivative Analysis--Page 5B
report of condition and income is the principal source of information for this report. Please refer to that document for
Balance Sheet Percentage Composition--Page 6
additional financial information and an explanation of the accounting standards that underlie data shown herein. For
Analysis of Credit Allowance and Loan Mix--Page 7
questions regarding content of reports contact:
Analysis of Credit Allowance and Loan Mix--Page 7A
1-888-237-3111 or email: cdr.help@ffiec.gov
Analysis of Concentrations of Credit--Page 7B
Analysis of Past Due, Nonaccrual & Restructured--Page 8
Financial Institution Address:
Analysis of Past Due, Nonaccrual & Restructured--Page 8A
FIRST NATIONAL BANK OF DIETERICH, THE
Interest Rate Risk Analysis as a Percent of Assets--Page 9
101 SOUTH MAIN STREET
Liquidity & Funding--Page 10
Liquidity & Investment Portfolio--Page 10A
DIETERICH IL
Capital Analysis--Page 11
62424-
Capital Analysis--Page 11A
Capital Analysis--Page 11B
The Current Federal Regulator is:
Capital Analysis--Page 11C
Office of Comptroller of the Currency
One Quarter Annualized Income Analysis--Page 12
Securitization & Asset Sale Activities--Page 13
The bank was established on: 1/1/1909
Securitization & Asset Sale Activities--Page 13A
Securitization & Asset Sale Activities--Page 13B
The current peer group for this bank is: 3
Fiduciary & Related Services--Page 1
Insured commercial banks having assets between $300 million and $1 billion
Fiduciary & Related Services--Page 1A
State Average
Footnotes:
Financial data in the Uniform Bank Performance Report may have been adjusted as a result of information shown in
footnotes below. Please refer to the Uniform Bank Performance Report Users Guide online for details.
Bank Holding Company Information:
FRB District / ID_RSSD 8 / 1842355
##One or more mergers, consolidations or purchases have occurred during one or more of the quarters listed.
PRIME BANC CORP.
Consequently assets prior to the date of merger may be excluded from earnings analysis.
DIETERICH, IL
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Earnings and Profitability
Percent of Average Assets:
Interest Income (TE)
- Interest Expense
Net Interest Income (TE)
+ Noninterest Income
- Noninterest Expense
- Provision: Loan & Lease Losses
Pretax Operating Income (TE)
+ Realized Gains/Losses Sec
Pretax Net Operating Income (TE)
Net Operating Income
Adjusted Net Operating Income
Net Inc Attrib to Min Ints
Net Income Adjusted Sub S
Net Income
Margin Analysis:
Avg Earning Assets to Avg Assets
Avg Int-Bearing Funds to Avg Assets
Int Inc (TE) to Avg Earn Assets
Int Expense to Avg Earn Assets
Net Int Inc-TE to Avg Earn Assets
Loan & Lease Analysis:
Net Loss to Average Total LN&LS
Earnings Coverage of Net Losses
(X)
LN&LS Allowance to LN&LS Not
HFS
LN&LS Allowance to Net Losses (X)
LN&LS Allowance to Total LN&LS
Total LN&LS-90+ Days Past Due
-Nonaccrual
-Total
Liquidity
Net Non Core Fund Dep New $250M
Net Loans & Leases to Assets
Capitalization
Tier One Leverage Capital
Cash Dividends to Net Income
Retained Earnings to Avg Total
Equity
Rest+Nonac+RE Acq to
Eqcap+ALLL
Growth Rates
Total Assets
Tier One Capital
Page 3 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Summary Ratios--Page 1
Summary Ratios
7/10/2015 1:47:25 PM
BANK
3/31/2015
PG 3
PCT
3.85
0.62
3.23
0.53
2.08
0.10
1.57
-0.02
1.55
0.95
1.03
0.00
0.95
0.95
3.87
0.40
3.46
0.74
2.83
0.09
1.33
0.02
1.38
1.01
1.06
0.00
0.91
1.01
47
84
32
36
13
60
68
1
63
48
50
99
56
48
3.71
0.69
3.02
0.56
2.00
0.20
1.38
0.00
1.38
0.84
1.03
0.00
0.84
0.84
3.93
0.44
3.47
0.71
2.87
0.11
1.25
0.01
1.28
0.93
0.96
0.00
0.84
0.93
34
87
18
42
10
78
58
66
57
46
58
99
51
46
3.72
0.69
3.02
0.55
2.00
0.16
1.41
0.02
1.42
0.87
0.95
0.00
0.87
0.87
3.97
0.43
3.53
0.75
2.89
0.12
1.34
0.02
1.37
1.02
1.01
0.00
0.91
1.02
32
88
16
37
10
68
54
66
54
41
49
98
47
41
3.63
0.75
2.88
0.63
2.02
0.13
1.36
0.03
1.40
0.88
0.96
0.00
0.88
0.88
4.00
0.50
3.49
0.78
2.93
0.16
1.25
0.02
1.27
0.95
0.92
0.00
0.86
0.95
25
84
13
44
10
51
57
74
57
47
55
98
51
47
3.84
0.95
2.88
1.03
1.98
0.20
1.74
0.08
1.82
1.11
1.28
0.00
1.11
1.11
4.23
0.66
3.56
0.78
2.93
0.30
1.16
0.07
1.25
0.92
0.90
0.00
0.83
0.92
25
83
10
72
8
43
78
68
79
66
73
98
72
66
95.26
86.92
4.04
0.65
3.39
93.94
75.62
4.13
0.43
3.70
67
92
42
83
28
95.00
87.56
3.91
0.73
3.18
93.98
76.96
4.19
0.47
3.71
62
91
30
86
16
94.98
87.29
3.91
0.73
3.18
93.92
76.15
4.24
0.46
3.77
64
93
28
88
14
94.46
86.97
3.84
0.79
3.05
93.72
77.08
4.28
0.53
3.73
58
90
23
84
11
93.70
86.41
4.09
1.01
3.08
93.25
78.22
4.55
0.71
3.83
54
86
22
83
9
3/31/2014
BANK
PG 3
PCT
12/31/2014
BANK
PG 3
PCT
12/31/2013
BANK
PG 3
PCT
12/31/2012
BANK
PG 3
PCT
0.04
0.07
56
0.03
0.13
46
0.14
0.18
56
0.08
0.29
32
0.04
0.51
13
56.76
52.06
72
75.00
34.58
82
16.28
27.10
55
28.33
17.78
78
78.45
11.81
94
1.03
1.46
16
1.16
1.60
21
1.07
1.45
21
1.10
1.61
16
1.07
1.77
12
26.16
1.03
0.08
0.61
0.69
34.22
1.44
0.05
0.94
1.05
65
17
74
44
43
36.82
1.16
0.15
0.88
1.03
24.17
1.58
0.05
1.27
1.39
78
22
82
45
47
8.28
1.07
0.24
0.86
1.10
17.10
1.44
0.05
0.95
1.06
47
22
88
54
59
14.24
1.10
0.10
0.84
0.94
12.28
1.60
0.06
1.35
1.47
72
17
76
43
43
27.33
1.07
0.05
0.87
0.92
7.41
1.74
0.07
1.91
2.06
91
12
67
33
32
8.27
66.28
4.82
65.07
63
48
1.07
57.08
4.47
63.23
37
31
7.10
63.13
6.11
65.60
54
39
4.81
58.29
5.40
63.84
47
32
0.90
53.43
3.45
62.30
38
24
9.63
23.76
10.19
26.38
42
55
9.45
24.60
10.01
26.24
40
56
9.75
22.64
10.08
35.33
48
36
9.16
15.74
9.93
34.09
32
35
9.06
124.03
9.66
32.24
37
96
7.27
6.00
61
6.67
5.65
60
6.93
5.37
67
7.76
4.95
77
-2.69
4.48
9
4.93
12.18
28
7.08
16.20
30
6.31
12.88
33
6.76
17.53
27
7.46
23.10
23
4.82
8.63
6.64
8.06
48
64
3.19
7.57
4.63
6.57
49
65
6.20
12.57
6.49
7.44
58
83
2.30
4.86
3.21
6.69
52
41
38.19
20.63
5.13
6.45
96
92
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Net Loans & Leases
Short Term Investments
Short Term Non Core Funding
Average Total Assets
Total Equity Capital
Net Income
Number of banks in Peer Group
21.73
-76.21
3.90
9.62
23.06
16.91
87
3
45
13.01
36.73
104.35
7.10
-5.06
10.90
77
80
92
15.02
2.10
38.26
Page 4 of 48
9.15
18.94
15.77
76
50
76
11.60
-62.13
95.31
5.78
-6.26
8.72
76
13
91
43.69
52.43
-17.93
3.64
33.82
-2.24
97
70
32
576,007
58,143
1,368
540,523
52,343
1,138
550,824
56,680
4,815
529,937
50,606
4,637
498,606
50,816
5,523
1,239
1,226
1,254
1,221
1,200
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 5 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Income Statement $--Page 2
Income Statement $
7/10/2015 1:47:26 PM
Percent Change
1 Year
16.18
0.00
366.67
366.67
16.47
3/31/2015
4,223
1
28
14
4,238
3/31/2014
3,635
1
6
3
3,639
12/31/2014
14,952
4
71
36
14,992
12/31/2013
13,817
5
45
23
13,845
12/31/2012
13,252
6
52
26
13,284
103
311
244
629
475
1,287
90
344
260
667
505
1,361
401
1,369
1,008
2,601
1,958
5,379
305
1,190
1,046
2,737
2,032
5,278
357
1,759
1,005
2,600
1,951
5,721
10
0
0
2
11
4
0
1
37
13
0
53
36
16
0
51
52
15
0
50
5,538
5,016
20,475
19,226
19,122
10.40
N/A
178
691
9
11
0
N/A
182
744
6
4
0
N/A
742
3,028
30
25
0
N/A
782
3,139
30
20
0
N/A
748
3,897
32
62
0
N/A
-2.20
-7.12
50.00
175.00
N/A
889
936
3,825
3,971
4,739
-5.02
Net Interest Income (TE)
Non-interest Income
Adjusted Operating Income (TE)
4,649
756
5,405
4,080
761
4,841
16,650
3,034
19,684
15,255
3,326
18,581
14,383
5,140
19,523
13.94
-0.66
11.65
Non-Interest Expense
Provision: Loan & Lease Losses
Pretax Operating Income (TE)
2,989
150
2,266
2,703
275
1,863
11,035
900
7,749
10,684
667
7,230
9,863
985
8,675
10.58
-45.45
21.62
Realized G/L Hld-to-Maturity Sec
Realized G/L Avail-for Sale Sec
Pretax Net Operating Inc (TE)
0
-31
2,235
0
0
1,863
0
99
7,848
0
181
7,411
0
385
9,060
N/A
N/A
19.96
608
259
0
867
462
263
0
725
1,988
1,045
0
3,033
1,705
1,069
0
2,774
2,506
1,031
0
3,537
31.60
-1.57
N/A
19.56
Net Operating Income
1,368
1,138
4,815
4,637
5,523
20.21
Net Extraordinary Items
0
0
0
0
0
Interest and Fees on Loans
Income From Lease Financing
Tax-Exempt
Estimated Tax Benefit
Income on Loans & Leases (TE)
US Treas & Agency (Excl MBS)
Mortgage Backed Securities
Estimated Tax Benefit
All Other Securities
Tax-Exempt Securities Income
Investment Interest Income (TE)
Interest on Due From Banks
Int on Fed Funds Sold & Resales
Trading Account Income
Other Interest Income
Total Interest Income (TE)
Int on Deposits in Foreign Off
Interest on Time Dep Over $100M
Interest on All Other Deposits
Int on Fed Funds Purch & Repos
Int Trad Liab & Oth Borrowings
Int on Sub Notes & Debentures
Total Interest Expense
Applicable Income Taxes
Current Tax Equiv Adjustment
Other Tax Equiv Adjustments
Applicable Income Taxes (TE)
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
14.44
-9.59
-5.94
-5.70
-5.94
-5.40
-9.09
-100.00
N/A
100.00
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Page 6 of 48
Net Inc Noncontrolling Minority
Interests
Net Income
0
0
0
0
0
1,368
1,138
4,815
4,637
5,523
20.21
Cash Dividends Declared
Retained Earnings
Memo: Net International Income
325
1,043
N/A
280
858
N/A
1,090
3,725
N/A
730
3,907
N/A
6,850
-1,327
N/A
16.07
21.56
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 7 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Noninterest Income, Expenses and Yields--Page 3
Non Int Inc, Exp, Yields
7/10/2015 1:47:27 PM
BANK
1.12
0.33
0.63
2.08
1.55
3/31/2015
PG 3
1.60
0.35
0.87
2.83
2.05
PCT
12
46
19
13
18
BANK
1.10
0.33
0.57
2.00
1.44
3/31/2014
PG 3
1.59
0.37
0.90
2.87
2.12
PCT
11
43
12
10
11
55.30
58.47
5.25
66.69
74.75
4.92
19
18
65
55.83
59.20
5.51
67.84
71.76
4.77
18
25
72
56.06
51.87
5.09
66.62
72.14
4.86
20
7
64
57.50
55.89
5.37
67.62
70.45
4.70
22
17
71
50.52
50.20
5.20
66.85
68.32
4.71
10
8
69
Yield on or Cost of:
Total Loan & Leases (TE)
Loans in Domestic Offices
Real Estate
Secured by 1-4 Fam Resi Prop
All Other Loans Sec Real Estate
Commercial & Industrial
Individual
Credit Card
Agricultural
Loans in Foreign Offices
Total Investment Securities (TE)
Total Investment Securities (Book)
US Treas & Agency (Excl MBS)
Mortgage Backed Securities
All Other Securities
Interest-Bearing Bank Balances
Federal Funds Sold & Resales
Total Interest Bearing Deposits
Transaction accounts
Other Savings Deposits
Time Deps Over $100M
All Other Time Deposits
Foreign Office Deposits
4.51
4.50
4.42
4.20
4.47
4.82
5.47
N/A
4.06
N/A
3.13
2.53
1.49
2.09
3.26
0.83
0.00
0.73
1.15
0.52
1.18
1.08
N/A
5.01
4.99
4.94
4.97
4.96
5.10
6.39
9.38
5.11
4.63
2.48
2.16
1.63
2.12
2.74
0.30
0.14
0.48
0.21
0.25
0.89
0.83
0.22
18
19
16
17
19
42
33
N/A
11
N/A
79
76
44
51
72
89
40
84
98
90
81
78
N/A
4.60
4.60
4.56
4.30
4.62
4.61
5.66
N/A
4.22
N/A
3.06
2.48
1.27
2.01
3.30
0.83
0.13
0.80
1.11
0.60
1.23
1.09
N/A
5.14
5.12
5.07
5.07
5.09
5.26
6.60
9.10
5.23
4.52
2.55
2.23
1.64
2.28
2.83
0.28
0.14
0.51
0.21
0.25
0.92
0.90
0.21
18
19
18
17
21
24
33
N/A
14
N/A
74
67
32
34
69
91
48
87
97
94
81
71
N/A
4.57
4.56
4.52
4.28
4.58
4.59
5.85
N/A
4.03
N/A
3.03
2.46
1.39
1.99
3.25
0.73
0.13
0.81
1.14
0.62
1.24
1.09
N/A
5.17
5.15
5.11
5.11
5.13
5.30
6.62
8.92
5.24
3.33
2.52
2.19
1.62
2.20
2.81
0.31
0.18
0.51
0.22
0.26
0.92
0.88
0.20
16
16
15
16
18
21
35
N/A
9
N/A
74
69
38
37
69
89
38
87
98
94
82
74
N/A
4.75
4.74
4.71
4.00
4.90
4.89
5.79
N/A
4.23
N/A
2.81
2.26
1.12
1.51
3.35
0.55
0.12
0.87
1.08
0.67
1.35
1.11
N/A
5.34
5.32
5.27
5.26
5.31
5.46
6.86
9.07
5.46
4.35
2.40
2.08
1.54
1.99
2.89
0.31
0.18
0.58
0.23
0.28
1.03
1.02
0.19
15
16
15
6
24
28
29
N/A
10
N/A
69
63
27
24
69
84
34
85
98
95
80
61
N/A
5.27
5.26
5.25
4.96
5.34
5.23
6.27
N/A
4.62
N/A
3.00
2.48
1.37
1.94
3.52
0.61
0.11
1.10
1.33
0.93
1.42
1.34
N/A
5.64
5.62
5.58
5.55
5.61
5.76
7.26
9.11
5.81
4.24
2.71
2.38
1.74
2.34
3.27
0.30
0.17
0.76
0.31
0.36
1.26
1.28
0.25
26
26
27
27
33
29
31
N/A
11
N/A
65
56
35
34
61
85
33
84
97
97
66
58
N/A
Federal Funds Purchased & Repos
Other Borrowed Money
Subord Notes & Debentures
All Interest-Bearing Funds
0.55
0.24
N/A
0.71
0.30
1.68
4.18
0.53
80
11
N/A
75
0.52
0.26
N/A
0.79
0.33
1.92
4.76
0.57
76
13
N/A
78
0.52
0.29
N/A
0.80
0.34
1.69
5.01
0.57
73
16
N/A
79
0.62
0.67
N/A
0.86
0.41
2.07
4.97
0.65
74
22
N/A
75
1.06
1.53
N/A
1.10
0.55
2.56
4.65
0.85
82
23
N/A
76
Percent of Average Assets
Personnel Expense
Occupancy Expense
Other Oper Exp (Incl Intangibles)
Total Overhead Expense
Overhead Less Nonint Inc
Other Income & Expense Ratios:
Efficiency Ratio
Avg Personnel Exp Per Empl($000)
Assets Per Employee ($Million)
Non-interest Income & Expenses
Fiduciary Activities
Deposit Service Charges
Trading, Vent Cap, Securtz Inc
Inv Banking, Advisory Inc
Insurance Comm & Fees
Net Servicing Fees
Loan & Lse Net Gains/Loss
Other Net Gains/Losses
Other Non-interest Income
0
179
0
16
0
97
81
-3
386
12/31/2014
BANK
PG 3
1.05
1.59
0.33
0.36
0.63
0.92
2.00
2.89
1.45
2.09
0
154
0
0
0
90
77
27
413
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
PCT
7
44
15
10
12
0
766
0
29
0
382
318
-46
1,585
12/31/2013
BANK
PG 3
1.04
1.59
0.34
0.36
0.63
0.96
2.02
2.93
1.39
2.09
PCT
9
46
15
10
11
0
698
0
0
0
319
861
41
1,407
12/31/2012
BANK
PG 3
1.01
1.56
0.34
0.36
0.63
0.99
1.98
2.93
0.95
2.09
PCT
8
46
13
8
5
0
659
0
0
0
0
1,343
-2
3,140
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Non-interest Income
Personnel Expense
Occupancy Expense
Goodwill Impairment
Other Intangible Amortiz
Other Oper Exp(incl Intangibles)
Non-Interest Expense
Domestic Banking Offices(#)
Foreign Branches (#)
Assets Per Domestic Office
756
1,608
475
0
12
894
2,989
7
0
82,506
761
1,480
452
0
12
759
2,703
7
0
78,711
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 8 of 48
3,034
5,758
1,801
0
49
3,427
11,035
7
0
80,676
3,326
5,533
1,797
0
49
3,305
10,684
7
0
75,964
5,140
5,020
1,702
0
47
3,094
9,863
7
0
74,260
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
3/31/2015
Page 9 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Balance Sheet $--Page 4
3/31/2014
12/31/2014
12/31/2013
Balance Sheet $
7/10/2015 1:47:28 PM
12/31/2012
Percent Change
1
1 Year
Quarter
Assets:
Real Estate Loans
Commercial Loans
Individual Loans
Agricultural Loans
Other LN&LS in Domestic Offices
LN&LS in Foreign Offices
Loans Held for Sale
Loans not Held for Sale
LN&LS Allowance
Net Loans & Leases
U.S. Treasury & Agency Securities
Municipal Securities
Foreign Debt Securities
All Other Securities
Interest-Bearing Bank Balances
Federal Funds Sold & Resales
Trading Account Assets
Total Investments
Total Earning Assets
300,967
62,965
9,351
13,368
149
N/A
0
386,800
3,977
382,823
81,248
79,123
0
0
4,415
1,356
0
166,142
548,965
259,487
39,524
9,237
9,592
337
N/A
0
318,177
3,682
314,495
94,670
81,647
0
0
6,066
19,752
0
202,135
516,630
287,002
49,374
8,942
14,908
143
N/A
0
360,369
3,865
356,504
90,982
80,058
0
0
4,967
2,491
0
178,498
535,002
260,559
31,630
9,652
11,108
445
N/A
0
313,394
3,432
309,962
97,955
81,289
0
0
5,322
0
0
184,566
494,528
230,354
28,964
10,653
10,598
172
N/A
0
280,741
3,006
277,735
106,713
81,823
0
0
8,503
15,201
0
212,240
489,975
4.87
27.53
4.57
-10.33
4.20
N/A
N/A
7.33
2.90
7.38
-10.70
-1.17
N/A
N/A
-11.11
-45.56
N/A
-6.92
2.61
15.99
59.31
1.23
39.37
-55.79
N/A
N/A
21.57
8.01
21.73
-14.18
-3.09
N/A
N/A
-27.22
-93.13
N/A
-17.81
6.26
Nonint Cash & Due From Banks
Premises, Fix Assts, Cap Leases
Other Real Estate Owned
Dir & Indir Inv RE Ventures
Inv in Unconsolidated Subs
Acceptances & Oth Assets
Total Assets
Average Assets During Quarter
5,756
9,681
366
0
0
12,780
577,548
576,007
9,991
7,817
1,003
0
0
15,537
550,978
540,523
6,647
7,795
445
0
0
14,845
564,734
562,797
11,754
7,934
850
0
0
16,688
531,754
534,690
6,871
8,481
731
0
0
13,764
519,822
513,939
-13.40
24.20
-17.75
N/A
N/A
-13.91
2.27
2.35
-42.39
23.85
-63.51
N/A
N/A
-17.74
4.82
6.56
11,811
24,672
59,724
250,286
15,247
25,453
54,445
245,281
14,683
23,569
59,369
243,729
14,211
23,276
52,768
233,796
12,507
24,650
49,354
229,112
-19.56
4.68
0.60
2.69
-22.54
-3.07
9.70
2.04
117,845
120,659
117,164
120,785
121,872
0.58
-2.33
0
464,338
0
26,802
0
491,140
5,611
8,500
11,048
0
0
3,106
0
461,085
0
24,248
0
485,333
4,719
5,000
1,085
0
0
2,498
0
458,514
0
26,412
0
484,926
5,598
13,700
1,057
0
0
2,773
0
444,836
0
22,324
0
467,160
4,222
5,000
1,094
0
0
3,672
0
437,495
0
22,960
0
460,455
3,093
300
2,232
0
0
2,926
N/A
1.27
N/A
1.48
N/A
1.28
0.23
-37.96
945.22
N/A
N/A
12.01
N/A
0.71
N/A
10.53
N/A
1.20
18.90
70.00
918.25
N/A
N/A
24.34
Liabilities:
Demand Deposits
All Now & ATS Accounts
Money Market Deposit Accounts
Other savings Deposits
Time Deps At Or Below Insurance
Limit
Less: Fully Insured Brokered Deposits
Core Deposits
Fully Insured Brokered Deposits
Time Deps Above Insurance Limit
Deposits in Foreign Offices
Total Deposits
Federal Funds Purch & Resale
Fed Home Loan Bor Mat < 1 Year
Fed Home Loan Bor Mat > 1 Year
Oth Borrowing Mat < 1 Year
Oth Borrowing Mat > 1 Year
Acceptances & Other Liabilities
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Page 10 of 48
Total Liabilities (Incl Mortg)
Subordinated Notes & Debentures
Total Bank Capital & Min Int
Total Liabilities & Capital
519,405
0
58,143
577,548
498,635
0
52,343
550,978
508,054
0
56,680
564,734
481,148
0
50,606
531,754
469,006
0
50,816
519,822
2.23
N/A
2.58
2.27
4.17
N/A
11.08
4.82
Memoranda:
Officers, Shareholder Loans (#)
Officers, Shareholder Loans ($)
Held-to-Maturity Securities
Available-for-Sale Securities
All Brokered Deposits
5
15,171
0
160,371
0
5
11,412
0
176,317
0
5
15,489
0
171,040
0
5
11,714
0
179,244
0
6
12,718
0
188,536
0
-2.05
N/A
-6.24
N/A
32.94
N/A
-9.04
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
3/31/2015
Outstanding (% of Total Assets)
Home Equity (1-4 Family)
Credit Card
Commercial RE Secured by RE
1-4 Family Residential
Comml RE, Oth Const & Land
Commercial RE Not Secured by RE
All Other
Total LN&LS Commitments
Securities Underwriting
Page 11 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Off Balance Sheet Items--Page 5
3/31/2014
12/31/2014
12/31/2013
Off Balance Sheet Items
7/10/2015 1:47:29 PM
12/31/2012
BANK
0.83
0.00
1.84
0.23
1.61
0.00
7.10
9.76
0.00
PG 3
1.47
0.15
2.85
0.76
1.79
0.01
6.55
12.02
0.00
PCT
39
71
40
32
50
86
60
38
99
BANK
0.71
0.00
1.38
0.99
0.39
0.00
6.10
8.18
0.00
PG 3
1.47
0.16
2.49
0.65
1.56
0.01
6.43
11.49
0.00
PCT
38
71
35
72
21
87
54
32
99
BANK
0.80
0.00
2.10
0.48
1.62
0.00
7.36
10.27
0.00
PG 3
1.46
0.15
2.83
0.75
1.78
0.01
6.30
11.67
0.00
PCT
40
71
45
49
50
86
63
42
99
BANK
0.70
0.00
1.58
1.12
0.47
0.00
5.72
8.00
0.00
PG 3
1.45
0.16
2.40
0.64
1.48
0.00
6.16
11.11
0.00
PCT
37
71
41
75
24
87
53
32
99
BANK
0.70
0.00
0.69
0.45
0.24
0.00
6.18
7.57
0.00
PG 3
1.48
0.17
1.83
0.46
1.17
0.00
5.81
10.13
0.00
PCT
36
69
26
60
20
87
59
35
99
Standby Letters of Credit
Amount Conveyed to Others
Commercial Letters of Credit
0.37
N/A
0.00
0.30
0.00
0.00
65
N/A
87
0.23
N/A
0.00
0.31
0.03
0.01
46
N/A
86
0.34
N/A
0.00
0.31
0.00
0.01
61
N/A
87
0.29
N/A
0.00
0.31
0.03
0.01
53
N/A
86
0.26
N/A
0.00
0.32
0.00
0.01
52
N/A
87
Assets Securitized or Sold w/Rec
Amount of Recourse Exposure
6.04
0.46
0.37
0.04
93
92
4.37
0.31
0.29
0.03
92
91
5.71
0.40
0.36
0.04
93
91
4.20
0.30
0.30
0.03
92
91
0.00
0.00
0.25
0.03
80
81
Credit Derivatives Bank as Guarantor
Credit Derivatives Bank as Beneficiary
0.00
0.00
0.00
0.02
99
99
0.00
0.00
0.00
0.02
99
99
0.00
0.00
0.00
0.01
99
99
0.00
0.00
0.00
0.02
99
99
0.00
0.00
0.00
0.03
99
99
All Oth Off-Balance Sheet Items
0.00
0.18
85
0.00
0.09
87
0.00
0.14
86
0.00
0.10
87
0.00
0.08
88
16.17
14.01
65
12.78
13.19
50
16.32
13.61
67
12.50
12.88
51
7.83
11.76
30
Off-Balance Sheet Items
Outstanding ($000)
Home Equity (1-4 Family)
Credit Card
Commercial RE Secured by RE
1-4 Family Residential
Commercial RE, Oth Const & Land
Commercial RE Not Secured by RE
All Other
Securities Underwriting
Memo: Unused Commit w/mat GT 1
YR
Percent Change
1
1 Year
Quarter
4,779
0
10,620
1,310
9,310
0
40,981
0
3,885
0
7,591
5,446
2,145
0
33,615
0
4,542
0
11,873
2,728
9,145
0
41,587
0
3,745
0
8,421
5,937
2,484
0
30,400
0
3,639
0
3,596
2,325
1,271
0
32,119
0
5.22
N/A
-10.55
-51.98
1.80
N/A
-1.46
N/A
23.01
N/A
39.90
-75.95
334.03
N/A
21.91
N/A
16,139
15,668
15,909
19,502
14,095
1.45
3.01
2,153
N/A
0
1,252
N/A
0
1,919
N/A
0
1,531
N/A
0
1,373
N/A
0
12.19
N/A
N/A
71.96
N/A
N/A
Assets Securitized or Sold w/recourse
Amount of Recourse Exposure
34,874
2,657
24,074
1,687
32,249
2,248
22,350
1,621
0
0
8.14
18.19
44.86
57.50
Credit Derivatives Bank as Guarantor
Credit Derivatives Bank as Beneficiary
0
0
0
0
0
0
0
0
0
0
N/A
N/A
N/A
N/A
All Oth Off-Balance Sheet Items
0
0
0
0
0
N/A
N/A
93,407
70,417
92,170
66,447
40,727
1.34
32.65
Standby Letters of Credit
Amount Conveyed to Others
Commercial Letters of Credit
Off-Balance Sheet Items
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
3/31/2015
Page 12 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Derivative Instruments--Page 5A
3/31/2014
12/31/2014
Derivative Instruments
7/10/2015 1:47:30 PM
12/31/2013
12/31/2012
Notional Amount ($000)
Derivative Contracts
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Derivatives Position
Future and Forwards
Written Options
Exchange Traded
Over-the-Counter
Purchased Options
Exchange Traded
Over-the-Counter
Swaps
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Held-for-Trading
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
Non-Traded
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
Memo: Marked-to-Market
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Derivative Contracts (RBC Def)
One Year or Less
Over 1 Year to 5 Years
Over 5 Years
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Gross Negative Fair Value
Gross Positive Fair Value
Held-for-Trading
Non-Traded
Memo: Marked-to-Market
Current Credit Exposure All
Derivatives
Credit Losses Off_BS Derivatives
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Past Due Derivatives Instruments:
Fair Value Carried as Assets
0
0
0
0
0
Impact Nontraded Derivatives
Contracts:
Increase (Decr) in Interest Inc
Increase (Decr) in Interest Exp
Increase (Decr) in Nonint ALLOC
Increase (Decr) in Net Income
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 13 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Derivative Analysis--Page 5B
Derivative Analysis
7/10/2015 1:47:31 PM
BANK
N/A
N/A
N/A
3/31/2015
PG 3
99.01
0.24
0.75
PCT
N/A
N/A
N/A
BANK
N/A
N/A
N/A
3/31/2014
PG 3
98.32
0.77
0.91
PCT
N/A
N/A
N/A
Derivatives Position
Futures and Forwards
Written Options
Exchange Traded
Over-the-Counter
Purchased Options
Exchange Traded
Over-the-Counter
Swaps
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
23.52
26.83
0.28
26.71
0.22
0.49
0.13
7.97
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
21.88
24.98
0.05
25.16
0.36
0.52
0.24
10.02
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
23.76
25.87
0.07
26.01
0.38
0.27
0.30
9.84
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
23.14
23.29
0.30
23.40
0.15
0.53
0.04
8.77
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
24.41
23.65
0.00
23.65
0.02
0.37
0.00
7.14
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Held-for-Trading
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
Non-Traded
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
Memo: Marked-to-Market
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
3.01
3.01
0.00
0.00
8.99
9.73
0.24
0.75
8.99
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
3.74
3.74
0.00
0.00
15.11
13.83
0.77
0.91
15.11
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
3.05
3.05
0.00
0.00
10.31
10.76
0.25
0.81
10.31
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2.02
2.29
0.01
0.00
10.98
12.33
0.76
0.83
10.98
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2.55
2.55
0.00
0.00
6.24
8.28
0.80
0.60
6.24
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Derivative Contracts (RBC Def)
One Year or Less
Over 1 Year to 5 Years
Over 5 Years
N/A
N/A
N/A
N/A
56.71
27.71
5.56
7.38
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
35.95
21.84
5.22
7.12
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
38.60
23.46
5.99
7.77
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
39.31
23.06
5.90
6.91
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
36.46
22.93
5.37
7.21
N/A
N/A
N/A
N/A
Gross Negative Fair Value
Gross Positive Fair Value
N/A
N/A
0.48
0.52
N/A
N/A
N/A
N/A
0.39
0.53
N/A
N/A
N/A
N/A
0.48
0.52
N/A
N/A
N/A
N/A
0.42
0.60
N/A
N/A
N/A
N/A
0.58
0.68
N/A
N/A
By Tier One Capital:
Gross Negative Fair Value (x)
Gross Positive Fair Value (x)
Held-for-Trading (x)
Non-Traded (x)
Non-Traded Marked-to-Mkt(x)
Current Credit Exposure (x)
Credit Losses on Derivatives
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.02
0.04
0.04
0.00
0.00
85
82
95
68
68
92
99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.02
0.03
0.03
0.00
0.00
86
82
96
69
69
90
99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.02
0.03
0.03
0.00
0.00
86
83
96
70
70
91
99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.03
0.02
0.02
0.00
0.00
87
82
95
70
70
90
99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.03
0.05
0.05
0.00
0.00
85
82
95
71
71
91
99
Past Due Derivative Instruments:
Fair Value Carried as Assets
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
92
0.00
0.00
90
0.00
0.00
91
0.00
0.00
90
0.00
0.00
91
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
Percent of Notional Amounts
Interest Rate Contracts
Foreign Exchange Contracts
Equity, Comm & Oth Contracts
Other Ratios:
Cur Credit Exposure/Risk WT AST
Credit Losses on Derivatives/CR
Allow
Impact Nontraded Derivatives
Contracts:
12/31/2014
BANK
PG 3
N/A
98.94
N/A
0.25
N/A
0.81
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
PCT
N/A
N/A
N/A
12/31/2013
BANK
PG 3
N/A
98.40
N/A
0.77
N/A
0.83
PCT
N/A
N/A
N/A
12/31/2012
BANK
PG 3
N/A
98.60
N/A
0.80
N/A
0.60
PCT
N/A
N/A
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Incr(Dec) Interest Inc/Net Inc
Incr(Dec) Interest Exp/Net Inc
Incr(Dec) Nonint ALLOC/Net Inc
Incr(Dec) Net Income/Net Inc
N/A
N/A
N/A
N/A
0.00
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Page 14 of 48
0.00
0.00
0.00
0.00
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
0.00
N/A
N/A
N/A
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 15 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Balance Sheet Percentage Composition--Page 6
Balance Sheet %
7/10/2015 1:47:32 PM
Percent of Average Assets
Loans Held For Sale
Loans Not Held For Sale
Less: LN&LS Allowance
Net Loans & Leases
BANK
0.00
65.41
0.69
64.72
3/31/2015
PG 3
0.15
65.45
0.93
65.26
PCT
46
44
23
43
BANK
0.00
58.33
0.66
57.67
3/31/2014
PG 3
0.12
64.02
1.00
63.46
PCT
47
32
17
31
Interest-Bearing Bank Balances
Federal Funds Sold & Resales
Trading Account Assets
Held-to-Maturity Securities
Available-for-Sale Securities
0.82
0.34
0.00
0.00
29.01
4.73
0.33
0.02
0.87
18.79
16
74
96
62
77
1.05
1.82
0.00
0.00
32.84
4.86
0.32
0.01
0.96
19.79
20
89
96
61
81
0.97
1.31
0.00
0.00
32.28
4.52
0.33
0.01
0.92
19.27
18
86
96
60
81
1.22
1.56
0.00
0.00
35.66
5.26
0.37
0.01
0.79
20.06
19
86
96
59
85
1.79
2.88
0.00
0.00
38.91
5.64
0.52
0.01
0.68
19.93
24
90
96
60
89
94.89
92.84
78
93.39
92.33
65
93.85
92.48
70
93.65
92.25
69
94.31
92.00
79
1.09
1.53
0.07
0.00
0.00
2.42
5.11
100.00
1.74
1.71
0.33
0.01
0.00
2.97
7.15
100.00
23
45
35
96
88
36
21
99
2.01
1.45
0.17
0.00
0.00
2.98
6.61
100.00
1.94
1.74
0.45
0.01
0.00
3.10
7.67
100.00
57
41
43
95
88
46
34
99
1.77
1.43
0.14
0.00
0.00
2.81
6.15
100.00
1.90
1.74
0.40
0.01
0.00
3.07
7.52
100.00
46
40
41
95
87
43
29
99
1.76
1.55
0.18
0.00
0.00
2.86
6.35
100.00
1.94
1.75
0.53
0.01
0.00
3.09
7.75
100.00
45
44
39
95
87
44
30
99
1.27
1.68
0.14
0.00
0.00
2.59
5.69
100.00
1.96
1.74
0.70
0.01
0.00
3.13
8.00
100.00
23
49
28
95
86
39
20
99
0.36
0.30
63
0.26
0.31
50
0.29
0.31
53
0.27
0.32
51
0.22
0.34
44
2.32
4.22
10.43
43.25
12.04
7.31
18.14
17.03
3
42
28
90
2.72
4.50
9.90
44.25
10.93
7.05
18.85
16.56
6
45
26
92
2.61
4.36
9.99
43.85
11.55
7.19
18.23
16.49
4
42
27
92
2.44
4.62
9.79
44.17
10.33
6.78
18.69
16.25
4
47
26
93
2.18
4.86
10.13
43.57
9.19
6.23
18.36
15.35
4
51
27
95
20.57
20.68
50
22.30
22.33
51
21.67
21.88
50
22.98
23.57
49
23.93
26.10
42
Total Earning Assets
Nonint Cash & Due From Banks
Premises, Fix Assts & Cap Leases
Other Real Estate Owned
Dir & Indir Inv RE Ventures
Inv in Unconsolidated Subs
Acceptances & Other Assets
Total Non-Earning Assets
Total Assets
Standby Letters of Credit
Liabilities
Demand Deposits
All NOW & ATS Accounts
Money Market Deposit Accounts
Other Savings Deposits
Time Deps At or Below Insurance
Limit
Less: Fully Insured Brokered
Deposits
Core Deposits
Fully Insured Brokered Deposits
Time Deps Above Insurance Limit
Deposits in Foreign Offices
Total Deposits
Federal Funds Purch & Repos
Total Fed Home Loan Borrowings
Total Other Borrowings
Memo: Sht Ter N Core Funding
Acceptances & Other Liabilities
Total Liabilities (Incl Mortg)
Subordinated Notes & Debentures
Total Bank Capital & Min Int
Total Liabilities & Capital
12/31/2014
BANK
PG 3
0.00
0.14
59.95
65.00
0.66
0.97
59.29
64.62
PCT
43
33
18
32
12/31/2013
BANK
PG 3
0.00
0.22
55.83
63.31
0.61
1.05
55.21
62.98
PCT
42
28
12
27
12/31/2012
BANK
PG 3
0.00
0.28
51.25
62.78
0.52
1.13
50.74
62.60
PCT
42
19
6
19
0.00
1.91
43
0.00
1.78
43
0.00
1.87
40
0.00
1.77
38
0.00
1.89
37
80.79
0.00
4.66
0.00
85.45
77.08
1.91
4.13
0.06
84.31
65
43
63
99
53
83.67
0.00
4.30
0.00
87.97
77.74
1.78
4.15
0.06
84.80
77
43
59
99
73
82.49
0.00
4.50
0.00
86.99
77.27
1.87
4.20
0.07
84.50
73
40
60
99
66
84.00
0.00
4.24
0.00
88.24
77.57
1.77
4.22
0.08
84.74
81
38
58
99
77
84.65
0.00
3.80
0.00
88.45
76.88
1.89
4.42
0.07
84.43
86
37
50
99
79
0.98
3.00
0.00
5.94
0.88
2.60
0.01
6.92
67
61
87
50
0.83
1.12
0.00
5.20
0.95
2.44
0.01
6.70
63
46
86
46
1.07
1.60
0.00
5.48
0.92
2.58
0.01
6.90
67
48
85
46
0.84
0.73
0.00
4.03
1.01
2.34
0.01
6.77
62
39
82
31
0.58
0.73
0.00
2.95
1.08
2.53
0.01
7.13
56
38
80
16
0.51
89.95
0.59
89.40
50
56
0.57
90.49
0.57
89.79
56
62
0.55
90.21
0.58
89.59
53
59
0.65
90.45
0.61
89.73
59
63
0.46
90.22
0.63
89.65
39
58
0.00
10.05
100.00
0.02
10.58
100.00
97
43
96
0.00
9.51
100.00
0.02
10.19
100.00
97
38
96
0.00
9.79
100.00
0.02
10.39
100.00
97
40
96
0.00
9.55
100.00
0.02
10.25
100.00
96
37
97
0.00
9.78
100.00
0.03
10.32
100.00
96
42
96
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Page 16 of 48
Memo: All Brokered Deposits
Insured Brokered Deposits
0.00
0.00
2.10
1.91
41
43
0.00
0.00
1.95
1.78
41
43
0.00
0.00
2.06
1.87
38
40
0.00
0.00
1.94
1.77
37
38
0.00
0.00
2.06
1.89
36
37
Loans HFS as a % Loans
0.00
0.24
46
0.00
0.19
47
0.00
0.21
43
0.00
0.35
42
0.00
0.45
42
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 17 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Analysis of Credit Allowance and Loan Mix--Page 7
BANK
0.10
17.52
3/31/2015
PG 3
0.09
32.82
PCT
60
47
BANK
0.20
16.13
3/31/2014
PG 3
0.11
25.63
PCT
78
51
Net Loss to Average Total LN&LS
Gross Loss to Average Total LN&LS
Recoveries to Average Total LN&LS
0.04
0.07
0.03
0.07
0.12
0.06
56
50
44
0.03
0.05
0.02
0.13
0.19
0.07
46
37
34
LN&LS Allowance to LN&LS Not
HFS
LN&LS Allowance to Total LN&LS
LN&LS Allowance to Net Losses (X)
LN&LS Allowance to Nonaccrual
LN&LS (X)
1.03
1.46
16
1.16
1.60
21
1.07
1.45
21
1.03
26.16
1.44
34.22
17
65
1.16
36.82
1.58
24.17
22
78
1.07
8.28
1.44
17.10
22
47
1.68
3.35
48
1.32
2.59
48
1.25
3.30
37
Earnings Coverage of Net Losses
(X)
56.76
52.06
72
75.00
34.58
82
16.28
27.10
Analysis Ratios
Loss Provision to Average Assets
Recoveries to Prior Credit Loss
Net Losses by Type of LN&LS
Real Estate Loans
Loans to Finance Comml Real
Estate
Construction & Land Development
1-4 Family Construction
Other Construction & Land
Secured by Farmland
Single & Multifamily Mortgage
Home Equity Loans
1-4 Family Non-Revolving
Multifamily Loans
Non-Farm Non-Residential Mtg
Owner Occupied Nonfarm
Nonresidential
Other Nonfarm Nonresidential
RE Loans in Foreign Offices
0.00
0.00
N/A
Agricultural Loans
Commercial and Industrial Loans
Lease Financing
Loans to Individuals
Credit Card Plans
0.00
-0.03
0.00
-0.04
N/A
0.00
N/A
All Other Loans & Leases
Loans to Foreign Governments
Change: Credit Allowance ($000)
Beginning Balance
Gross Credit Losses
Memo: Loans HFS Write-down
Recoveries
Net Credit Losses
12/31/2014
BANK
PG 3
0.16
0.12
21.77
32.18
0.14
0.17
0.02
0.18
0.26
0.08
Allowance & Loan Mix-a
7/10/2015 1:47:33 PM
PCT
68
50
BANK
0.13
71.58
12/31/2013
PG 3
0.16
23.48
PCT
51
89
12/31/2012
BANK
PG 3
0.20
0.30
102.82
16.11
56
46
29
0.08
0.13
0.05
0.29
0.39
0.09
32
27
41
0.04
0.07
0.03
0.51
0.62
0.09
13
10
28
1.10
1.61
16
1.07
1.77
12
1.10
14.24
1.60
12.28
17
72
1.07
27.33
1.74
7.41
12
91
1.30
2.39
48
1.23
1.76
57
55
28.33
17.78
78
78.45
11.81
94
PCT
43
97
0.06
0.04
73
0.05
0.09
61
0.13
0.13
64
0.05
0.24
34
0.01
0.45
13
N/A
-0.05
N/A
N/A
0.32
N/A
N/A
-0.27
N/A
N/A
0.25
N/A
N/A
0.00
N/A
0.00
0.00
0.00
0.00
0.22
0.00
0.35
-0.13
0.00
-0.01
-0.05
-0.01
0.01
0.05
0.01
0.05
0.05
0.02
90
97
92
96
85
89
90
1
80
0.00
0.00
0.00
0.00
0.20
0.00
0.27
0.00
-0.01
0.02
-0.07
0.02
0.05
0.09
0.04
0.09
0.21
0.05
84
96
86
96
78
84
82
96
17
0.00
0.00
0.00
0.00
0.38
0.00
0.53
0.00
0.05
0.11
0.00
0.13
0.00
0.13
0.10
0.13
0.01
0.12
72
90
75
91
85
66
90
90
60
0.00
0.00
0.00
0.00
0.18
0.00
0.25
0.00
0.00
0.40
0.06
0.42
0.01
0.21
0.16
0.22
0.04
0.19
60
87
64
87
60
60
65
87
16
0.00
0.00
0.00
0.00
0.04
0.00
0.05
0.00
-0.01
1.06
0.46
1.05
0.04
0.40
0.30
0.40
0.16
0.34
46
74
53
84
23
53
29
81
9
0.01
87
-0.02
0.03
10
0.10
0.11
71
-0.01
0.17
11
-0.01
0.27
9
0.00
0.00
90
N/A
0.00
N/A
0.01
0.00
88
N/A
0.00
N/A
0.09
-0.01
71
N/A
0.00
N/A
0.16
-19674.94
60
N/A
0.00
N/A
0.32
0.07
11
N/A
-0.01
0.04
-0.15
0.25
1.02
95
30
95
19
N/A
-0.04
-0.04
0.00
0.00
N/A
-0.02
0.09
-0.05
0.30
0.93
6
25
95
46
N/A
-0.01
0.21
0.00
0.36
N/A
0.00
0.24
0.01
0.38
1.41
11
65
91
59
N/A
0.00
0.40
0.00
0.11
N/A
0.01
0.33
0.00
0.44
1.41
86
69
92
36
N/A
0.00
0.02
0.00
0.80
N/A
0.01
0.65
0.01
0.57
1.62
85
30
90
72
N/A
0.06
0.00
78
N/A
-0.04
N/A
0.07
0.00
7
N/A
-0.01
N/A
0.12
0.00
10
N/A
0.00
N/A
0.15
0.00
68
N/A
0.00
N/A
0.25
0.00
66
N/A
3,865
62
0
24
38
3,432
40
0
15
25
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
3,432
548
0
81
467
3,006
372
0
131
241
2,131
183
0
73
110
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Provision: Loan & Lease Losses
Other Adjustments
LN&LS Allowance
Average Total Loans & Leases
Page 18 of 48
150
0
3,977
275
0
3,682
900
0
3,865
667
0
3,432
985
0
3,006
375,667
316,353
328,100
291,425
252,016
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 19 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Analysis of Credit Allowance and Loan Mix--Page 7A
Allowance & Loan Mix-b
7/10/2015 1:47:35 PM
Loan Mix, % Average Gross LN&LS
Construction & Development
1-4 Family Construction
Other Const & Land Development
1-4 Family Residential
Home Equity Loans
Other Real Estate Loans
Farmland
Multifamily
Non-Farm Non-Residential
Owner Occupied Non-Farm NonResidential
Other Non-Farm Non-Residential
Total Real Estate
BANK
5.50
1.84
3.66
16.06
1.02
57.14
9.16
4.94
43.03
3/31/2015
PG 3
6.89
1.85
4.72
25.32
2.79
41.49
4.23
3.25
31.90
PCT
44
58
44
27
31
87
78
75
78
BANK
4.19
1.25
2.94
16.82
1.04
61.34
9.61
5.25
46.47
3/31/2014
PG 3
6.57
1.61
4.65
24.81
2.87
42.38
4.01
3.18
33.09
PCT
36
49
37
30
31
90
80
79
83
22.88
15.67
80
20.35
16.26
71
21.58
15.97
76
19.57
16.46
66
18.81
16.57
62
20.16
78.69
15.47
76.22
69
52
26.13
82.34
16.04
76.37
83
63
22.90
81.17
15.73
76.12
78
61
26.61
82.68
15.97
76.21
84
64
23.87
79.97
16.06
76.58
78
54
Financial Institution Loans
Agricultural Loans
Commercial & Industrial Loans
Loans to Individuals
Credit Card Loans
Municipal Loans
Foreign Office Loans & Leases
All Other Loans
Lease Financing Receivables
0.00
3.78
14.36
2.45
0.00
0.68
0.00
0.01
0.03
0.00
2.49
13.57
3.18
0.06
0.62
0.02
0.28
0.04
94
75
60
52
73
68
99
26
82
0.00
3.28
11.11
2.99
0.00
0.16
0.00
0.09
0.03
0.00
2.26
13.69
3.29
0.06
0.59
0.03
0.28
0.04
94
74
44
57
72
52
99
52
84
0.00
3.52
11.89
2.78
0.00
0.57
0.00
0.05
0.03
0.00
2.47
13.71
3.23
0.06
0.59
0.03
0.28
0.04
93
74
47
55
72
65
99
39
82
0.00
3.34
10.05
3.63
0.00
0.22
0.00
0.04
0.03
0.00
2.29
13.71
3.36
0.06
0.58
0.03
0.29
0.04
92
75
37
64
70
55
99
36
83
0.00
3.93
11.45
4.24
0.00
0.31
0.00
0.06
0.04
0.00
2.09
13.62
3.43
0.07
0.57
0.07
0.29
0.05
93
78
45
69
69
58
98
40
82
0.00
0.00
0.00
0.11
99
71
0.00
0.00
0.00
0.09
99
73
0.00
0.00
0.00
0.10
99
71
0.00
0.00
0.00
0.10
99
70
0.00
0.00
0.00
0.10
99
70
Memorandum (% of Avg Tot Loans):
Loans & Lease Commitments
Officer, Shareholder Loans
Officer, Shareholder Loans to Assets
15.01
4.04
2.63
18.90
1.62
1.02
34
86
86
14.26
3.61
2.07
18.45
1.64
1.01
33
82
79
16.45
4.39
2.74
18.27
1.62
1.03
44
88
87
13.82
3.80
2.20
17.88
1.63
1.01
34
83
81
14.17
4.58
2.45
16.65
1.67
0.96
42
89
86
Other Real Estate Owned % Assets
Construction & Land Development
Farmland
1-4 Family
Multifamily
Non-Farm Non-Residential
Foreclosed GNMA
Foreign Offices
0.02
0.00
0.02
0.00
0.03
0.00
N/A
0.13
0.00
0.04
0.00
0.10
0.00
0.00
52
90
56
90
50
99
N/A
0.02
0.00
0.10
0.00
0.06
0.00
N/A
0.18
0.00
0.06
0.00
0.15
0.00
0.00
49
89
75
88
50
99
N/A
0.02
0.00
0.08
0.00
0.05
0.00
N/A
0.16
0.00
0.06
0.00
0.13
0.00
0.00
48
87
72
85
48
99
N/A
0.02
0.00
0.08
0.00
0.07
0.00
N/A
0.21
0.00
0.07
0.01
0.17
0.00
0.00
46
84
65
81
47
99
N/A
0.05
0.00
0.03
0.00
0.06
0.00
N/A
0.28
0.00
0.11
0.01
0.21
0.00
0.00
45
82
40
77
39
99
N/A
Subtotal
Direct and Indirect Inv
Total
0.07
0.00
0.07
0.33
0.01
0.34
35
96
34
0.17
0.00
0.17
0.45
0.01
0.46
43
95
42
0.14
0.00
0.14
0.40
0.01
0.41
41
95
40
0.18
0.00
0.18
0.53
0.01
0.54
39
95
38
0.14
0.00
0.14
0.70
0.01
0.71
28
95
28
6.04
15.93
0.00
0.10
3.62
0.35
95
84
85
4.37
18.93
0.00
0.08
3.33
0.30
95
87
86
5.71
16.74
0.00
0.09
3.52
0.38
95
85
85
4.20
19.85
0.00
0.08
3.37
0.32
95
87
85
0.00
0.00
0.00
0.06
3.21
0.26
88
70
86
Supplemental:
Loans to Foreign Governments
Loans to Finance Comml Real Est
Asset Servicing % Assets
Mortgage Servicing w/ Recourse
Mortgage Servicing w/o Recourse
Other Financial Assets
12/31/2014
BANK
PG 3
4.76
6.68
1.73
1.82
3.03
4.63
16.94
24.96
1.07
2.81
59.47
42.00
9.92
4.14
5.06
3.25
44.48
32.49
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
PCT
40
57
39
30
31
89
80
77
79
12/31/2013
BANK
PG 3
4.89
6.52
1.41
1.49
3.48
4.74
17.33
24.72
1.04
3.00
60.46
42.36
9.22
3.90
5.07
3.11
46.17
33.23
PCT
43
55
43
31
30
89
80
78
82
12/31/2012
BANK
PG 3
5.23
6.89
1.71
1.40
3.52
5.17
18.38
25.16
1.13
3.24
56.35
41.92
9.68
3.52
4.00
3.04
42.67
33.38
PCT
42
64
39
33
29
85
82
69
75
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Total
21.97
5.75
85
23.30
5.37
86
22.45
Page 20 of 48
5.74
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
85
24.06
5.41
86
0.00
4.94
60
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 21 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Analysis of Concentrations of Credit--Page 7B
3/31/2015
3/31/2014
12/31/2014
Concentrations of Credit
7/10/2015 1:47:36 PM
12/31/2013
12/31/2012
Loan & Leases as a % of Total
Capital
Construction & Development
1-4 Family Construction
Other Const & Land Development
1-4 Family Residential
Home Equity Loans
Other Real Estate Loans
Farmland
Multifamily
Non-Farm Non-Residential
Owner Occupied Non-Farm NonResidential
Other Non-Farm Non-Residential
Total Real Estate
150.30
95.10
83
120.10
98.29
66
139.18
96.51
78
120.50
99.32
66
109.31
101.45
57
129.77
507.11
94.50
463.79
71
61
146.30
474.79
97.37
459.38
76
53
125.30
488.69
96.37
467.39
68
57
163.03
499.43
98.41
461.93
82
60
146.61
465.49
100.60
470.93
75
51
Financial Institution Loans
Agricultural Loans
Commercial & Industrial Loans
Loans to Individuals
Credit Card Loans
Municipal Loans
Foreign Office Loans & Leases
All Other Loans
Lease Financing Receivables
0.00
22.52
101.36
15.76
0.00
4.73
0.00
0.09
0.16
0.61
13.69
82.49
17.76
0.31
3.45
0.11
1.60
0.25
95
77
68
56
73
70
99
30
83
0.00
17.55
71.45
16.90
0.00
0.87
0.00
0.45
0.17
0.94
12.31
83.20
18.52
0.34
3.37
0.17
1.63
0.22
95
74
48
57
72
52
99
52
84
0.00
25.38
80.23
15.23
0.00
3.84
0.00
0.09
0.16
0.62
14.98
84.57
18.44
0.32
3.44
0.17
1.65
0.25
95
77
54
53
73
67
99
27
83
0.00
21.29
59.62
18.50
0.00
1.01
0.00
0.68
0.17
0.00
13.43
83.75
18.85
0.37
3.41
0.15
1.68
0.24
94
76
37
60
72
54
99
57
84
0.00
21.42
57.02
21.53
0.00
1.51
0.00
0.14
0.21
0.00
12.31
85.27
19.54
0.40
3.27
0.31
1.81
0.23
94
77
35
64
70
57
99
29
83
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.00
99
0.00
0.63
72
0.00
0.54
74
0.00
0.62
73
0.00
0.57
73
0.00
0.60
73
196.59
166.21
63
201.60
165.66
66
190.60
168.82
60
219.33
167.10
71
203.83
169.15
65
346.89
266.07
73
321.70
268.56
66
329.77
270.15
67
339.83
271.14
70
313.14
274.73
63
5.28
6.87
43
4.07
6.57
35
5.73
6.85
46
4.31
6.53
38
5.84
6.64
48
Supplemental:
Loans to Foreign Governments
Loans to Finance Commercial Real
Estate
Commercial Real Estate Loans as a
% of Total Capital:
Non-owner OCC Commercial Real
Estate
Total Commercial Real Estate
Commercial Real Estate Loans as a
% of Total LN&LS:
Construction & Development
Non-owner OCC Commercial Real
Estate
Total Commercial Real Estate
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
34.44
8.41
26.03
101.67
6.54
371.00
58.55
32.38
280.07
41.89
11.50
28.48
154.26
17.40
252.93
24.76
20.08
193.82
48
48
52
34
34
86
80
76
81
23.67
6.88
16.79
97.33
6.00
353.79
55.75
31.63
266.41
39.95
9.94
28.05
150.18
17.85
256.44
23.59
19.82
199.73
35
46
36
33
32
82
80
76
74
35.13
14.93
20.20
101.54
6.39
352.02
57.38
30.17
264.47
42.54
11.27
29.21
154.16
17.87
256.33
24.75
20.58
196.95
49
67
41
34
33
82
79
74
75
25.87
7.88
17.99
101.64
6.36
371.92
57.96
30.43
283.53
39.91
9.59
28.33
149.99
18.20
258.68
23.37
19.90
201.78
38
53
38
35
32
84
81
76
78
33.14
9.29
23.85
100.32
5.81
332.04
52.04
24.08
255.92
41.12
8.79
30.46
158.18
19.92
259.73
21.67
19.46
205.42
47
60
46
32
29
77
80
68
70
30.16
27.16
58
34.63
27.33
70
31.06
27.25
62
36.51
27.33
74
35.93
27.35
74
53.23
43.73
69
55.26
44.54
72
53.74
43.86
69
56.57
44.65
74
55.20
44.74
71
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
% of Non-Current LN&LS by Loan
Type
Real Estate LNS-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
Page 22 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Analysis of Past Due, Nonaccrual & Restructured--Page 8
3/31/2015
3/31/2014
12/31/2014
PD, Nonacc & Rest Loans-a
7/10/2015 1:47:36 PM
12/31/2013
12/31/2012
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
0.03
0.76
0.79
0.57
0.04
0.95
1.04
0.60
70
50
47
57
0.17
0.99
1.16
0.41
0.04
1.31
1.40
0.72
86
47
49
41
0.09
1.04
1.13
1.65
0.05
0.97
1.06
0.56
77
59
58
88
0.08
0.95
1.02
1.07
0.05
1.40
1.59
0.68
73
45
44
71
0.05
0.96
1.01
0.57
0.06
2.13
2.28
0.87
70
33
32
44
LNS Fin Coml RE-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
N/A
N/A
N/A
N/A
0.00
0.12
0.12
0.11
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.43
0.43
0.12
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.01
0.01
0.03
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.19
0.19
0.14
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.01
0.93
0.95
0.07
N/A
N/A
N/A
N/A
Const & Land Dev-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.00
0.00
0.91
0.00
1.27
1.37
0.26
92
52
49
85
0.00
0.63
0.63
0.00
0.00
2.31
2.41
0.38
92
56
55
57
0.00
0.00
0.00
15.86
0.00
1.31
1.43
0.20
92
51
48
99
0.00
0.59
0.59
0.50
0.00
2.71
2.90
0.26
92
53
52
79
0.00
1.16
1.16
0.12
0.01
5.11
5.33
0.49
90
48
46
61
1-4 Fam Cons & L Dev-90+ Days
P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.23
97
0.00
0.17
98
0.00
0.23
97
0.00
0.13
98
0.00
0.18
97
0.00
0.00
1.92
0.11
0.17
0.12
88
86
92
0.00
0.00
0.00
0.33
0.39
0.17
84
83
83
0.00
0.00
3.29
0.11
0.17
0.09
87
86
94
0.00
0.00
0.00
0.44
0.50
0.10
82
81
85
0.00
0.00
0.44
1.49
1.67
0.22
76
74
86
Other Const & Land Dev-90+ Days
P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.00
94
0.00
0.00
93
0.00
0.00
93
0.00
0.00
93
0.00
0.00
91
0.00
0.00
0.59
1.46
1.56
0.20
55
53
83
0.89
0.89
0.00
2.66
2.77
0.31
60
59
64
0.00
0.00
25.15
1.56
1.68
0.14
54
52
99
0.85
0.85
0.71
3.08
3.30
0.21
57
56
84
1.61
1.61
0.00
5.51
5.72
0.43
52
50
61
Single & Multi Mtg-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
1.87
1.87
0.46
0.05
0.79
0.89
0.79
69
84
81
42
0.00
2.49
2.49
1.13
0.05
1.00
1.10
0.91
67
84
83
63
0.32
2.00
2.32
0.70
0.06
0.80
0.91
0.82
88
86
87
53
0.29
2.42
2.71
0.99
0.06
1.08
1.20
0.92
87
82
83
58
0.14
2.16
2.31
1.75
0.07
1.43
1.58
1.11
79
72
71
72
Non-Farm Non-Res Mtg-90+ Days
P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.04
0.01
88
0.00
0.02
83
0.00
0.01
86
0.00
0.02
83
0.02
0.03
84
0.48
0.52
0.66
0.88
0.96
0.39
49
48
74
0.50
0.50
0.18
1.23
1.32
0.53
38
36
44
0.51
0.51
0.54
0.91
0.98
0.36
48
46
72
0.49
0.49
1.38
1.29
1.38
0.47
37
35
84
0.55
0.57
0.14
1.83
1.94
0.64
32
31
38
Own Occ Non-Farm Non-Res-90+
Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.01
89
0.00
0.01
88
0.00
0.01
90
0.00
0.01
88
0.04
0.01
89
0.66
0.66
1.19
0.90
0.98
0.42
57
55
82
1.10
1.10
0.33
1.21
1.31
0.57
58
56
56
0.73
0.73
0.48
0.94
1.00
0.36
58
57
70
1.14
1.14
1.98
1.24
1.34
0.49
59
57
88
1.02
1.06
0.29
1.66
1.77
0.63
51
50
53
0.09
0.00
95
0.00
0.00
92
0.00
0.00
93
0.00
0.00
92
0.00
0.01
91
0.27
0.35
0.06
0.64
0.70
0.24
60
59
65
0.00
0.00
0.06
0.98
1.05
0.34
44
41
61
0.27
0.27
0.60
0.67
0.74
0.23
59
57
82
0.00
0.00
0.94
1.05
1.14
0.28
43
41
84
0.20
0.20
0.02
1.67
1.77
0.45
40
39
55
Other Non-Farm Non-Res-90+ Days
P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Non-Current LN&LS ($000)
90 Days and Over Past Due
Total Nonaccrual LN&LS
Total Non-Current LN&LS
LN&LS 30-89 Days Past Due
Page 23 of 48
293
2,373
2,666
1,924
483
2,795
3,278
1,216
848
3,098
3,946
5,078
311
2,637
2,948
2,986
151
2,435
2,586
2,038
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Restructured LN&LS 90+ Days P/D
Restructured LN&LS Nonaccrual
Restructured LN&LS 30-89 Days P/D
0
783
0
0
786
0
0
818
0
0
780
0
0
233
0
Current 1-4 Family Restru LN&LS
Current Other Restructured LN&LS
Loans Secured 1-4 RE in
Foreclosure
Other Real Estate Owned
211
113
166
0
164
115
167
0
223
624
Gtyd LN&LS 90+ Days P/D
Gtyd LN&LS on Nonaccrual
Gtyd LN&LS 30-89 Days P/D
0
0
149
260
0
366
1,003
445
850
731
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
% of Non-Current LN&LS by Loan
Type
Coml & Indust LNS-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
Page 24 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Analysis of Past Due, Nonaccrual & Restructured--Page 8A
3/31/2015
3/31/2014
12/31/2014
PD, Nonacc & Rest Loans-b
7/10/2015 1:47:38 PM
12/31/2013
12/31/2012
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
BANK
PG 3
PCT
0.00
0.06
0.06
0.07
0.02
0.70
0.78
0.46
81
35
32
37
0.00
0.41
0.41
0.25
0.02
0.87
0.98
0.52
78
51
47
48
1.28
0.00
1.28
0.41
0.02
0.66
0.72
0.35
98
27
76
68
0.15
0.40
0.55
0.27
0.03
0.89
0.97
0.45
88
51
54
55
0.10
0.76
0.86
0.60
0.03
1.11
1.22
0.59
85
57
57
63
Loans to Individuals-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.53
0.53
0.80
0.03
0.16
0.25
0.68
73
84
79
63
0.35
0.77
1.12
0.60
0.03
0.22
0.31
0.75
92
86
87
53
0.02
0.91
0.93
0.73
0.03
0.18
0.27
0.76
76
90
86
57
0.67
0.39
1.07
1.13
0.04
0.22
0.33
0.87
95
74
85
66
0.10
0.04
0.14
1.84
0.04
0.24
0.36
0.92
82
49
51
79
Credit Card Plans-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
N/A
N/A
N/A
N/A
0.19
0.00
0.24
0.72
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.22
0.00
0.30
0.79
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.20
0.00
0.26
0.94
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.24
0.00
0.31
0.83
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.25
0.00
0.31
1.03
N/A
N/A
N/A
N/A
Lease Financing-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.00
0.00
0.00
0.02
0.00
0.01
0.04
96
92
90
88
0.00
0.00
0.00
0.00
0.47
0.01
0.04
0.03
95
90
88
86
0.00
0.00
0.00
0.00
0.02
0.01
0.02
0.03
96
92
90
87
0.00
0.00
0.00
0.00
0.43
0.02
0.03
0.02
97
90
89
89
0.00
0.00
0.00
0.00
0.43
0.02
0.04
0.07
96
89
88
83
Agricultural LNS-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
0.00
0.00
0.00
0.00
0.00
0.02
0.05
0.11
93
86
83
77
0.00
0.08
0.08
0.00
0.00
0.04
0.05
0.11
94
87
84
76
0.00
0.00
0.00
0.00
0.04
0.02
0.02
0.03
95
86
84
79
0.00
0.00
0.00
0.00
0.02
0.02
0.03
0.05
95
85
83
77
0.00
0.00
0.00
3.40
0.00
0.04
0.06
0.06
94
82
80
99
Other LN&LS-90+ Days P/D
-Nonaccrual
-Total
-30-89 DAYS P/D
1.17
0.00
1.17
0.62
0.00
0.05
0.08
0.18
98
81
92
84
0.00
0.08
0.08
0.00
0.00
0.06
0.11
0.19
89
84
79
62
0.00
0.14
0.14
0.56
0.00
0.04
0.06
0.10
91
87
84
89
0.00
0.07
0.07
0.00
0.00
0.06
0.09
0.11
91
84
80
63
0.00
0.00
0.00
3.15
0.00
0.07
0.11
0.12
91
79
73
97
Total LN&LS-90+ Days Past Due
-Nonaccrual
-Total
-30-89 DAYS P/D
0.08
0.61
0.69
0.50
0.05
0.94
1.05
0.66
74
44
43
50
0.15
0.88
1.03
0.38
0.05
1.27
1.39
0.77
82
45
47
37
0.24
0.86
1.10
1.41
0.05
0.95
1.06
0.60
88
54
59
86
0.10
0.84
0.94
0.95
0.06
1.35
1.47
0.72
76
43
43
68
0.05
0.87
0.92
0.73
0.07
1.91
2.06
0.90
67
33
32
52
67.04
74.20
54
89.03
87.95
57
102.10
75.71
70
85.90
91.95
53
86.03
115.10
43
4.59
1.19
6.26
1.79
48
40
6.26
1.41
8.51
2.23
47
38
6.96
2.50
6.50
1.73
61
74
5.83
1.89
9.22
2.28
42
49
5.09
1.65
12.76
3.07
30
31
Other Pertinent Ratios:
Non-Cur LN&LS to-LN&LS
Allowance
-Equity Capital
% Total P/D LN&LS-Incl Nonaccrual
Non Curr LNS+OREO to
LNS+OREO
Non-Curr Restruct Debt/Gr LN&LS
Curr+Non-Curr Restruct/GR LN&LS
Current Restruct LN&LS
Loans Sec 1-4 Fam RE in Forclosure
as % Total Loans Sec 1-4 Fam RE
Gtyd LN&LS 90+ P/D / LN&LS 90+
P/D
0.78
1.64
34
1.34
2.21
41
1.22
1.69
47
1.21
2.32
37
1.18
3.20
27
0.20
0.29
0.08
0.22
0.84
0.55
64
36
34
0.25
0.30
0.05
0.33
1.09
0.68
59
32
27
0.23
0.30
0.08
0.24
0.90
0.59
64
36
31
0.25
0.30
0.05
0.36
1.19
0.75
57
29
25
0.08
0.38
0.30
0.50
1.49
0.91
40
28
38
0.00
0.15
54
0.00
0.20
51
0.25
0.16
73
0.49
0.24
77
0.00
0.30
48
0.00
0.13
92
0.00
0.38
91
0.00
0.20
91
0.00
0.10
93
0.00
0.36
91
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Gtyd Nonaccrual LN&LS /
Nonaccrual LN&LS
Gtyd LN&LS 30-89 P/D / LN&LS 3089 P/D
Page 25 of 48
0.00
1.42
79
0.00
1.39
78
0.00
1.50
78
0.00
1.09
78
0.00
0.91
78
0.00
0.35
85
0.00
0.50
85
0.00
0.27
87
0.00
0.40
86
0.00
0.40
85
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Interest Rate Risk Analysis as a Percent of Assets--Page 9
Long Assets Insts w/Options
Mortgage Loans & Pass Thrus
Loans & Securities Over 15 Years
Loans & Securities 5-15 Years
BANK
16.16
1.85
6.70
3/31/2015
PG 3
18.64
3.64
5.59
PCT
44
45
63
BANK
18.66
2.39
8.85
3/31/2014
PG 3
18.46
3.57
5.61
PCT
53
51
74
Other Loans and Securities
Loans & Securities Over 15 Years
Loans & Securities 5-15 Years
Total Loans & Securities Over 15
Years
75.70
0.45
15.59
64.60
3.08
13.95
83
22
60
68.91
0.42
17.72
63.69
3.18
14.17
65
23
67
73.58
0.63
15.05
2.30
7.55
27
2.81
7.59
32
CMO'S Total
Avg Life Over 3 Years
2.46
1.94
1.98
1.20
66
71
1.67
0.98
2.14
1.43
Structured Notes
Mortgage Servicing (FV)
Total
0.03
0.17
0.20
0.26
0.03
0.35
64
87
63
0.04
0.16
0.20
27.77
0.00
16.17
18.68
0.84
14.01
75
63
65
0.00
0.00
0.01
0.14
Contractual Mat/Reprice Data
Loans/Securities Over 3 Year
Liabilities Over 3 Year
Net Over 3 Year Position
60.58
2.37
58.21
Loans/Securities Over 1 Year
Liabilities Over 1 Year
Net Over 1 Year Position
Non-Maturity Deposits
Non-Maturity Deps % Long Assets
Net Over 3 Year Position
Overall Risk Indicators
Available for Sale
Held to Maturity
Off Balance Sheet
Unrealized Appreciation/Depreciation
Unrealized App/Dep % Tier One Cap
As % Tier 1 Capital
Structured Notes
Mortgage Servicing (FV)
Total
Page 26 of 48
12/31/2014
BANK
PG 3
17.60
18.55
2.06
3.56
7.39
5.65
Interest Rate Risk
7/10/2015 1:47:38 PM
PCT
50
47
67
BANK
19.68
2.61
9.47
12/31/2013
PG 3
18.15
3.52
5.42
PCT
58
53
79
BANK
21.42
2.51
11.08
12/31/2012
PG 3
18.21
3.64
4.88
PCT
64
52
86
65.14
3.15
14.08
75
27
58
70.64
0.52
18.44
64.35
3.22
14.10
68
25
70
66.23
0.81
19.27
61.89
2.96
12.40
62
31
80
2.69
7.53
31
3.13
7.58
34
3.32
7.43
35
59
58
2.37
1.63
2.02
1.28
64
68
1.83
0.97
2.16
1.35
60
59
2.16
0.50
2.37
0.82
61
59
0.37
0.03
0.46
60
88
61
0.21
0.17
0.38
0.28
0.03
0.37
70
88
69
0.05
0.16
0.21
0.35
0.03
0.44
60
88
60
0.45
0.10
0.55
0.37
0.02
0.43
74
85
73
32.00
0.00
12.78
19.79
0.96
13.19
79
62
50
30.29
0.00
16.32
18.66
0.90
13.61
80
63
67
33.71
0.00
12.50
19.65
0.93
12.88
81
61
51
36.27
0.00
7.83
19.84
0.65
11.76
85
63
30
72
72
0.00
0.00
0.00
0.03
78
78
0.00
0.00
0.01
0.11
73
73
0.00
0.00
0.00
-0.03
82
82
0.00
0.00
0.02
0.19
71
71
48.15
2.69
45.06
80
54
82
59.18
5.01
54.17
48.39
3.26
44.69
77
73
74
58.71
2.52
56.19
48.54
2.76
45.38
75
55
77
61.20
5.75
55.45
47.87
3.39
44.04
81
76
78
63.38
6.38
57.00
41.94
3.66
37.85
92
78
89
77.27
12.19
65.08
64.66
10.53
53.55
87
62
83
75.66
11.67
63.99
63.59
11.10
51.83
85
56
82
77.03
11.90
65.13
64.73
10.69
53.47
86
60
82
77.96
11.77
66.19
63.27
11.38
51.23
90
56
87
76.68
13.00
63.68
59.50
11.73
47.06
92
58
88
59.99
99.04
0.58
58.82
129.34
-10.46
51
28
72
61.79
104.40
-2.60
57.60
125.53
-8.94
62
36
63
60.44
102.95
-1.73
58.09
126.50
-9.35
56
33
65
60.94
99.58
0.26
56.83
125.93
-8.70
62
32
67
60.72
95.80
2.66
54.70
143.29
-12.56
67
22
78
0.34
1.74
2.08
2.65
0.32
3.53
64
88
63
0.46
1.70
2.15
3.80
0.28
4.63
60
88
61
2.17
1.76
3.93
2.86
0.30
3.74
70
88
69
0.50
1.76
2.25
3.64
0.30
4.47
61
88
60
5.06
1.08
6.14
3.93
0.25
4.65
75
85
74
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 27 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Liquidity & Funding--Page 10
Liquidity & Funding
7/10/2015 1:47:39 PM
BANK
91.75
3/31/2015
PG 3
89.82
PCT
55
BANK
92.93
3/31/2014
PG 3
90.31
PCT
59
8.25
8.36
53
7.07
7.91
49
8.69
8.20
56
7.38
7.79
50
5.05
7.41
38
0.00
0.87
38
0.00
0.87
36
0.00
0.92
38
0.00
0.87
37
0.00
0.90
35
0.00
0.00
100.00
0.13
0.00
100.00
98
99
97
0.00
0.00
100.00
0.07
0.00
100.00
98
99
97
0.00
0.00
100.00
0.13
0.00
100.00
98
99
97
0.00
0.00
100.00
0.07
0.00
100.00
98
99
97
0.00
0.00
100.00
0.08
0.00
100.00
98
99
99
Domestic Demand Deposits
Domestic Other Transaction Accts
Domestic Nontransaction Accts
Total Domestic Deposits
Deposits in Foreign Offices
Total Deposits
2.40
5.02
92.57
100.00
0.00
100.00
14.29
8.65
76.08
99.94
0.06
100.00
2
42
89
99
99
99
3.14
5.24
91.61
100.00
0.00
100.00
13.01
8.33
77.77
99.93
0.07
100.00
5
45
81
99
99
99
3.03
4.86
92.11
100.00
0.00
100.00
14.42
8.65
75.94
99.92
0.08
100.00
3
40
88
99
99
99
3.04
4.98
91.98
100.00
0.00
100.00
12.71
8.08
78.32
99.92
0.08
100.00
5
44
83
99
99
99
2.72
5.35
91.93
100.00
0.00
100.00
11.81
7.69
79.60
99.90
0.10
100.00
4
48
81
99
99
99
Liquidity/Funding Ratios
Net Non Core Fund Dep $250M
Net Non Core Fund Dep $100M
Core Deposits
Short Term Non Core Funding
S.T Inv to S.T. Ncore Fund
S.T. Asset to S.T. Liabilities
Net S.T. Liabilities to Assets
Net Loans & Leases to Deposits
Net LN&LS to Core Deposits
Brkr Dep Mat < 1 Yr to Brkr Deps
Brokered Deposits to Deposits
Listing Service Dep to Deposits
List Service and Brkrd Dep to Deps
Sec Bor + sec FFP to Tot Bor + FFP
Recip Brkrd Dep to Tot Brkrd Dep
8.27
14.55
80.40
5.23
23.49
134.69
-4.59
77.95
82.44
N/A
0.00
0.00
0.00
0.00
N/A
4.82
13.63
77.17
6.80
166.38
132.33
-3.19
77.45
85.29
54.44
2.57
0.71
3.85
0.21
18.93
63
54
62
44
15
59
43
48
45
N/A
42
71
35
90
N/A
1.07
8.37
83.68
5.28
102.61
127.02
-3.80
64.80
68.21
N/A
0.00
0.00
0.00
0.00
N/A
4.47
14.14
77.82
6.58
168.65
124.63
-2.20
74.85
82.12
51.17
2.39
0.66
3.59
0.34
18.08
37
31
76
49
49
59
42
26
24
N/A
43
73
37
88
N/A
7.10
13.41
81.19
6.67
25.03
118.13
-2.68
73.52
77.75
N/A
0.00
0.00
0.00
0.00
N/A
6.11
15.09
76.94
7.06
138.71
124.63
-2.25
78.33
86.20
54.34
2.56
0.66
3.74
0.49
17.47
54
45
68
55
20
53
47
36
35
N/A
41
72
35
89
N/A
4.81
12.16
83.65
5.12
33.89
102.89
-0.42
66.35
69.68
N/A
0.00
0.00
0.00
0.00
N/A
5.40
15.25
77.62
6.83
146.09
121.31
-1.70
75.80
83.07
52.25
2.34
0.63
3.52
0.78
17.85
47
40
77
44
27
49
50
27
25
N/A
42
73
36
87
N/A
0.90
8.47
84.16
2.68
174.79
169.48
-6.84
60.32
63.48
N/A
0.00
0.00
0.00
0.00
N/A
3.45
14.17
77.52
6.75
178.29
125.55
-2.92
73.96
81.05
55.95
2.27
0.66
3.41
0.52
19.60
38
32
81
17
63
74
36
20
19
N/A
41
74
35
88
N/A
Percent of Total Deposits
Individ, Partnerships, and Corp.
U.S. Govt, States & Political Sub in
U.S.
Comml Banks & Other Dep Inst. in
U.S.
Banks in Foreign Countries
Foreign Govts and Official Inst.
Total deposits
Total Deposits
Individ, Partnerships, and Corp.
U.S. Govt, States & Political Sub in
U.S.
Comml Banks & Other Dep Inst. in
U.S.
Banks in Foreign Countries
Foreign Govts and Official Inst.
Total Deposits
Domestic Demand Deposits
Domestic Other Transaction Accts
Domestic Nontransaction Accts
Total Domestic Deposits
Deposits in Foreign Offices
Total Deposits
12/31/2014
BANK
PG 3
91.31
89.92
PCT
52
12/31/2013
BANK
PG 3
92.62
90.47
PCT
58
12/31/2012
BANK
PG 3
94.95
90.78
PCT
70
450,626
451,022
442,773
432,668
437,193
40,514
34,311
42,153
34,492
23,262
0
0
0
0
0
0
0
491,140
0
0
485,333
0
0
484,926
0
0
467,160
0
0
460,455
11,811
24,672
454,657
491,140
0
491,140
15,247
25,453
444,633
485,333
0
485,333
14,683
23,569
446,674
484,926
0
484,926
14,211
23,276
429,673
467,160
0
467,160
12,507
24,650
423,298
460,455
0
460,455
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Other Liquidity/Funding Data
Non Core Liabilities $250M
Non Core Liabilities $100M
Short Term Non Core Funding
Core Deposits
Time Deps $250M & Under Mat < 1
Yr
Time Deps $250M & Under Mat > 1
Yr
Time Deps over $250M Mat < 1 Yr
Time Deps over $250M Mat > 1 Yr
Fed Home Loan Bor Mat < 1 Yr
Fed Home Loan Bor Mat > 1 Yr
Other Borrowing Mat < 1 Year
Other Borrowing Mat > 1 Year
Secured Other Borrowings
Federal Funds Purchased
Secured Fed Funds Purchased
Listing Service Deposits
Brokered Deposits
Reciprocal Brokered Deposits
Page 28 of 48
51,961
85,971
30,218
464,338
35,052
70,673
29,083
461,085
46,767
79,959
37,678
458,514
32,640
68,352
27,252
444,836
28,585
63,862
13,953
437,495
46,179
48,448
45,712
49,544
37,202
71,666
72,211
71,452
71,241
84,670
16,107
10,695
8,500
11,048
0
0
0
0
0
0
0
0
19,364
4,884
5,000
1,085
0
0
0
0
0
0
0
0
18,380
8,032
13,700
1,057
0
0
0
0
0
0
0
0
18,030
4,294
5,000
1,094
0
0
0
31
0
0
0
0
10,560
12,400
300
2,232
0
0
0
0
0
0
0
0
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 29 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Liquidity & Investment Portfolio--Page 10A
Liquidity & Inv Portfolio
7/10/2015 1:47:41 PM
BANK
1.23
0.00
66.66
32.73
3/31/2015
PG 3
6.80
0.02
65.46
29.89
PCT
8
77
48
58
BANK
5.42
0.00
57.31
14.61
3/31/2014
PG 3
6.89
0.02
63.63
29.41
PCT
47
75
30
25
Securities Mix
% Total Securities
US Treas & Govt Agencies
Municipal Securities
Pass-Through Mtg Backed Secs
CMO & REMIC Mtg Backed Secs
Commercial Mtg Back Secs
Asset Backed Securities
Structured Financial Products
Other Domestic Debt Secs
Foreign Debt Securities
Inv Mut Fnd & Oth Mktbl
Total
15.62
49.34
26.18
8.86
0.00
0.00
0.00
0.00
0.00
0.00
100.00
24.82
25.95
21.62
9.13
0.74
0.03
0.00
1.30
0.00
0.13
100.00
41
82
59
59
75
91
94
65
93
77
99
15.55
46.31
32.93
5.22
0.00
0.00
0.00
0.00
0.00
0.00
100.00
23.76
24.68
23.29
9.74
0.51
0.07
0.00
1.43
0.00
0.15
100.00
43
81
66
51
78
90
93
63
94
75
99
16.86
46.81
28.52
7.81
0.00
0.00
0.00
0.00
0.00
0.00
100.00
24.21
25.94
22.06
9.33
0.67
0.03
0.00
1.29
0.00
0.13
100.00
44
78
62
56
76
91
94
65
94
76
99
15.72
45.35
33.49
5.44
0.00
0.00
0.00
0.00
0.00
0.00
100.00
23.97
24.48
22.95
9.98
0.44
0.06
0.01
1.49
0.00
0.15
100.00
43
79
69
51
79
90
92
62
94
74
99
13.92
43.40
36.72
5.96
0.00
0.00
0.00
0.00
0.00
0.00
100.00
23.59
23.79
22.76
11.28
0.18
0.03
0.01
1.43
0.00
0.17
100.00
42
77
71
51
84
91
92
62
93
73
99
Liquidity/Securities Ratios:
App (Dep) Hi Risk & Struc/T1 Cap
App (Dep) in AFS sec to AFS Sec
App (Dep) in HTM Sec to HTM Sec
App (Dep) in HTM Sec to Eqy Cap
Pledged Securities to Tot Sec
Pledged Loans to Total Loans
Loans Held for Sale to Total Loans
0.02
1.96
N/A
0.00
33.88
34.82
0.00
0.00
1.18
1.88
0.13
41.49
28.84
0.26
90
75
N/A
72
38
59
49
0.03
0.13
N/A
0.00
20.47
13.95
0.00
-0.11
-0.36
0.76
0.03
39.85
28.34
0.18
96
62
N/A
78
24
33
53
0.02
1.46
N/A
0.00
30.80
34.34
0.00
-0.02
0.70
1.55
0.11
40.90
28.71
0.20
93
74
N/A
73
35
57
51
0.04
-0.61
N/A
0.00
19.79
14.03
0.00
-0.16
-1.14
0.17
-0.03
39.75
27.44
0.19
97
56
N/A
82
23
35
51
0.01
2.80
N/A
0.00
19.38
14.76
0.00
0.01
2.17
2.87
0.18
42.49
26.06
0.55
76
67
N/A
71
22
38
47
Percent of Total Assets
Short Term Investments
Marketable Equity Sec (MES)
Net LN&LS & SBLC to Assets
Pledged Assets
Short Term Investments
Short Term Assets
Debt Securities 90+ Days P/D
Total Non-Current Debt Sec
Fair Value Structured Notes
Pledged Securities
Pledged Loans & Leases
Loans Held for Sale
7,098
102,902
0
0
200
54,338
134,676
0
12/31/2014
BANK
PG 3
1.67
6.01
0.00
0.02
63.47
65.99
31.24
30.00
29,841
98,480
0
0
250
36,089
44,383
0
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
PCT
17
76
39
55
9,430
98,511
0
0
1,205
52,678
123,734
0
12/31/2013
BANK
PG 3
1.74
6.36
0.00
0.03
58.58
64.25
14.94
28.92
PCT
18
74
32
26
9,236
79,015
0
0
261
35,469
43,974
0
12/31/2012
BANK
PG 3
4.69
7.87
0.00
0.03
53.69
62.74
15.00
27.25
PCT
36
73
24
29
24,388
86,697
0
0
2,358
36,539
41,437
0
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Capital Ratios
Percent of Bank Equity:
Net Loans & Leases (x)
Subord Notes & Debentures
Long Term Debt
Com RE & Related Ventures
Percent of Average Bank Equity:
Net Income
Dividends
Retained Earnings
Other Capital Ratios:
Dividends to Net Operating Income
Bank Eq Cap + Min Int to Assets
Growth Rates:
Total Equity Capital
Equity Growth Less Asst Growth
Intang Assets % Bank Equity
Mortgage Servicing Rights
Goodwill
Purch Credit Card Relations
All Other Intangibles
Total Intangibles
Tier One Leverage Capital
Standardized Capital Ratios (all
banks)
Com Equity Tier 1 Cap Ratio
Tier One Capital Ratio
Total Capital Ratio
Adv App Cap Ratios (exit parallel
run)
Com Equity Tier 1 Cap Ratio
Tier 1 Capital Ratio
Total Capital Ratio
End of Period Capital ($000)
Perpetual Preferred
+ Common Stock
+ Surplus
+ Retained Earnings
+ Accum Other Comp Income
+ Other Equity Capital Comp
Total Bank Equity Capital
Minority Interest Cons Subs
Total Bank Capital & Min Int
Subordinated Notes & Debentures
Page 30 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Capital Analysis--Page 11
Capital Analysis-a
7/10/2015 1:47:41 PM
BANK
3/31/2015
PG 3
PCT
BANK
3/31/2014
PG 3
PCT
6.58
0.00
0.00
321.66
6.23
0.20
0.20
253.95
57
97
97
69
6.01
0.00
0.00
304.79
6.27
0.23
0.23
262.90
43
97
97
63
6.29
0.00
0.00
311.22
6.33
0.20
0.20
257.94
49
98
98
66
6.13
0.00
0.00
320.65
6.41
0.24
0.24
268.57
43
97
97
66
5.47
0.00
0.00
282.93
6.18
0.31
0.31
263.06
35
96
96
58
9.53
2.26
7.27
9.54
2.83
6.00
54
56
61
8.84
2.18
6.67
9.19
2.78
5.65
52
57
60
8.95
2.03
6.93
9.82
3.84
5.37
47
38
67
9.20
1.45
7.76
9.27
3.56
4.95
54
37
77
11.19
13.87
-2.69
8.66
3.47
4.48
69
95
9
23.76
10.07
27.14
10.61
54
43
24.60
9.50
27.23
10.25
55
37
22.64
10.04
36.31
10.53
35
44
15.74
9.52
35.67
10.12
32
39
124.03
9.78
35.21
10.32
96
42
11.08
6.26
10.14
3.29
65
66
1.66
-1.53
2.93
-2.04
46
51
12.00
5.80
10.61
4.02
66
61
-0.41
-2.71
1.25
-2.35
42
44
24.02
-14.18
6.40
0.72
93
6
1.66
0.00
0.00
0.32
1.97
0.26
1.90
0.08
0.24
3.01
89
59
95
75
58
1.65
0.00
0.00
0.45
2.10
0.24
1.90
0.10
0.24
3.03
89
61
95
77
59
1.70
0.00
0.00
0.35
2.05
0.24
1.97
0.10
0.25
3.11
89
59
95
75
58
1.69
0.00
0.00
0.49
2.18
0.25
2.02
0.10
0.25
3.19
89
60
95
78
60
0.99
0.00
0.00
0.58
1.56
0.22
1.98
0.06
0.28
3.07
85
61
96
78
57
9.63
10.19
42
9.45
10.01
40
9.75
10.08
48
9.16
9.93
32
9.06
9.66
37
12.10
12.10
12.97
14.48
14.55
15.70
27
26
22
N/A
13.22
14.18
229.65
14.74
15.93
N/A
38
35
N/A
12.80
13.70
163.87
14.59
15.74
N/A
35
32
N/A
12.86
13.77
0.00
14.57
15.75
N/A
35
31
N/A
14.29
15.21
0.00
14.41
15.62
N/A
55
51
N/A
N/A
N/A
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
N/A
N/A
N/A
12/31/2014
BANK
PG 3
PCT
12/31/2013
BANK
PG 3
PCT
12/31/2012
BANK
PG 3
PCT
0
200
25,757
30,147
2,039
0
58,143
0
58,143
0
200
25,757
26,237
149
0
52,343
0
52,343
0
200
25,757
29,104
1,619
0
56,680
0
56,680
0
200
25,757
25,379
-730
0
50,606
0
50,606
0
200
25,757
21,472
3,387
0
50,816
0
50,816
0
0
0
0
0
Changes in Bank Equity ($000)
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Balance at Beginning of Period
+ Net Income
+ Sales or Purchase of Capital
+ Merger & Absorptions
+ Restate due to Acctg Error&Chg
+ Trans with Parent
- Dividends
+ Other Comprehensive Income
Balance at End of Period
Intangible Assets
Mortgage Servicing Rights
+ Purch Credit Card Relations.
+ Other Intangibles
+ Goodwill
Total Intangibles
Total Assets for Leverage Ratio:
Average Total Consolidated Assets
Less: Ded from CET1 Cap & add
T1C
Less: Other Deductions
Total Assets for Leverage Ratio
Page 31 of 48
56,680
1,368
0
0
0
0
325
420
58,143
50,606
1,138
0
0
0
0
280
879
52,343
50,606
4,815
0
0
0
0
1,090
2,349
56,680
50,816
4,637
0
0
0
0
730
-4,117
50,606
40,975
5,523
0
10,223
0
0
6,850
945
50,816
963
0
185
0
1,148
864
0
233
0
1,097
963
0
197
0
1,160
856
0
246
0
1,102
501
0
294
0
795
576,007
540,523
562,797
534,690
513,939
732
N/A
N/A
N/A
N/A
0
575,275
N/A
539,300
N/A
562,600
N/A
532,093
N/A
512,990
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Capital Analysis ($000)
Common Equity Tier 1 Capital:
($000)
Common Stock Plus Related Surplus
Retained Earnings
Accum Other Comprehensive Inc
(AOCI)
Common Equity T1 Minority Interest
Common Equity T1 Cap Before
Adj/Ded
Common Equity Tier 1 Capital:
Adj/Ded
Less: Goodwill
Less: Intangible Assets
Less: DTA (NOL & Tax Credit Only)
AOCI-Related Adjustments-Opt Out
AOCI-Related Adjustments-No Opt
Out
Oth Ded (add) CET1 bef threshold
ded
Less: Non-significant Investments
Subtotal before Threshold Limits
Less: Sig Inv, MSAs, DTA > 10%
Limit
Less: Sig Inv, MSAs, DTA > 15%
Limit
Less: Ded due to insuff T1 and T2
Cap
Total Adj and Ded for CET1 Capital
Common Equity Tier 1 Capital
Additional Tier 1 Capital:
Additional T1C Inst & Related
Surplus
Non-qualifying Cap Inst sub to
phaseout
Tier 1 Minority Int Not Incl in CET1
Cap
Additional T1 Cap Before
Deductions
Less: Additional T1 Cap Deductions
Additional Tier 1 Capital
Tier 1 Capital
Tier 2 Capital:
T2 Cap Instruments & Related
Surplus
Non-qualifying Capital Instruments
Tot Cap Min Int Not Incl in T1 Cap
3/31/2015
Page 32 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Capital Analysis--Page 11A
3/31/2014
12/31/2014
Capital Analysis-b
7/10/2015 1:47:43 PM
12/31/2013
12/31/2012
25,957
30,147
N/A
26,237
N/A
29,104
N/A
25,379
N/A
21,472
2,039
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
58,143
N/A
N/A
N/A
N/A
0
74
658
2,039
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
55,372
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
55,372
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
55,372
50,971
54,864
48,739
46,480
0
N/A
N/A
N/A
N/A
0
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
ALLL in Tier 2 Capital
Exited Adv App Eligible Cr
Reserves
Unrealized Gains on AFS Pref
Stock
Tier 2 Capital Before Deductions
Exited Adv App T2C Before
Deductions
Less: Tier 2 Capital Deductions
Tier 2 Capital - Standardized
Approaches
Tier 2 Capital - Advanced
Approaches
Total Capital - Standardized
Approaches
Total Capital - Advanced
Approaches
Page 33 of 48
3,977
3,682
3,865
3,432
3,006
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
3,977
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
3,977
3,682
3,865
3,432
3,006
N/A
N/A
N/A
N/A
N/A
59,349
54,653
58,729
52,171
49,486
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Risk Weighted Assets
On BS Assets and Securitization Exp
20% Category
50% Category
100% Category
150% Category
300% Category
400% Category
600% Category
1250% Category
Other Risk-Weighting App
Categories
Tot RWA Securitization Exp SSFA
Mthd
Total RWA Securitization Exp GrossUp
On-Balance Sheet Risk Weighted
Assets
Memo - 0% Cagetory - $
Off BS/Oth Items Subj to Risk
Weighting
2% Category
4% Category
10% Category
20% Category
50% Category
100% Category
150% Category
625% Category
937.5% Category
1250% Category
Oth Risk-Weighting App Categories
Tot RWA Securitization Exp SSFA
Mthd
Total RWA Securitization Exp GrossUp
Tot Deriv, Off-BS and Oth - Risk
Wght
Memo - 0% Cagetory - $
Standardized Market Risk Weighted
Assets
Risk-Weighted Asset Before Ded
- Excess Allowable LN&LS Loss
- Allocated Transfer Risk Reserve
Total Risk Weighted Assets
Current Credit Exposure All
Derivatives
3/31/2015
Page 34 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Capital Analysis--Page 11B
3/31/2014
12/31/2014
Capital Analysis-c
7/10/2015 1:47:44 PM
12/31/2013
12/31/2012
28,678
33,316
332,189
26,772
0
0
0
0
35,875
29,300
290,154
N/A
N/A
N/A
N/A
N/A
30,452
32,073
328,068
N/A
N/A
N/A
N/A
N/A
32,728
29,206
285,371
N/A
N/A
N/A
N/A
N/A
34,246
27,650
254,972
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
420,956
355,329
390,593
347,305
316,868
16,542
25,081
21,474
26,272
36,192
0
0
0
0
725
14,358
3,694
0
0
0
0
N/A
N/A
N/A
0
0
30,174
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
0
37,974
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
0
31,545
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0
0
8,421
N/A
N/A
N/A
N/A
N/A
0
N/A
N/A
N/A
N/A
17,881
N/A
N/A
N/A
N/A
36,658
30,174
37,974
31,545
8,421
0
0
0
0
0
0
0
0
0
0
457,616
0
0
457,616
385,503
0
0
385,504
428,567
0
0
428,568
378,850
0
0
378,850
325,289
0
0
325,289
0
0
0
0
0
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Derivatives Notional Prin Amounts
OTC Contracts Total
Interest Rate
All Other
Centrally Clreared Contracts Total
Interest Rate
All Other
0
0
0
0
0
0
N/A
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 35 of 48
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Risk Based Capital ($000)
Tier One Capital
Total Equity Capital Adjusted
- Ineligible Def Tax Assets
- Ineligible Intangibles
- Cumul Change F.V. Financial Liab
Net Tier One
3/31/2015
Page 36 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Capital Analysis--Page 11C
3/31/2014
12/31/2014
Capital Analysis-d
7/10/2015 1:47:45 PM
12/31/2013
12/31/2012
N/A
658
74
N/A
55,372
52,194
990
233
0
50,971
55,061
0
197
0
54,864
51,336
2,351
246
0
48,739
47,429
655
294
0
46,480
N/A
N/A
3,977
N/A
N/A
3,977
0
0
3,682
0
0
3,682
0
0
3,865
0
0
3,865
0
0
3,432
0
0
3,432
0
0
3,006
0
0
3,006
59,349
N/A
N/A
59,349
54,653
N/A
0
54,653
58,729
N/A
0
58,729
52,171
N/A
0
52,171
49,486
0
0
49,486
Risk-Weighted Assets
On-Balance Sheet
Category Two - 20%
Category Three - 50%
Category Four - 100%
Total On-Balance Sheet
Memo: Category One - 0%
28,678
33,316
332,189
420,956
16,542
35,875
29,300
290,154
355,329
25,081
30,452
32,073
328,068
390,593
21,474
32,728
29,206
285,371
347,305
26,272
34,246
27,650
254,972
316,868
36,192
Off-Balance Sheet
Category Two - 20%
Category Three - 50%
Category Four - 100%
Total Off-Balance Sheet
Memo: Category One - 0%
0
725
14,358
36,658
0
0
0
30,174
30,174
0
0
0
37,974
37,974
0
0
0
31,545
31,545
0
0
0
8,421
8,421
0
457,616
0
0
N/A
457,616
385,503
0
0
0
385,504
428,567
0
0
0
428,568
378,850
0
0
0
378,850
325,289
0
0
0
325,289
Tier Two Capital
+ Qualif Debt and Redeem Pfd
+ Cumulative Preferred Stock
+ Allowable LN&LS Loss Allow
+ Unrl Gain Mktbl Eqy Sec (45%)
+ Other Tier 2 Capital Comp
Net Eligible Tier Two
Total RBC Before Deductions
Tier One & Tier Two
Tier Three & Fin Sub Adj
- Deductions for Total RBC
Total Risk-Based-Capital
Adjustments to Risk-Wgt Assets
Risk-Weighted Asset Before Ded
- Excess Allowable LN&LS Loss Al
- Allocated Transfer Risk Reserve
+ Mkt Risk Asset & Fin Sub Adj
Total Risk-Weighted Assets
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
One Quarter Annualized Income Analysis--Page 12
BANK
3/31/2015
PG 3
PCT
3.85
0.62
3.23
0.53
2.08
0.10
1.57
-0.02
1.55
0.95
1.03
0.00
0.95
0.95
3.87
0.40
3.46
0.74
2.83
0.09
1.33
0.02
1.38
1.01
1.06
0.00
0.91
1.01
47
84
32
36
14
60
68
1
63
48
50
99
56
48
3.82
0.68
3.13
0.52
1.98
0.16
1.51
0.01
1.52
0.93
1.09
0.00
0.93
0.93
4.04
0.65
3.39
4.13
0.42
3.70
42
83
28
Loan & Lease Analysis:
Net Loss to Average Total LN&LS
Earnings Coverage of Net Loss (X)
LN&LS Allowance to Net Losses (X)
0.04
56.76
26.16
0.07
-2.93
-3.80
Capitalization
Cash Dividends to Net Income
Retain Earns to Avg Total Equity
23.76
7.18
Yield on or Cost of:
Total Loan & Leases (TE)
Loans in Domestic Offices
Real Estate
Secured by 1-4 Fam Resi Prop
All Other Loans Sec Real Estate
Commercial & Industrial
Individual
Credit Card
Agricultural
Loans in Foreign Offices
Total Investment Securities (TE)
Total Investment Securities (Book)
US Treas & Agency (Excl MBS)
Mortgage Backed Securities
All Other Securities
Interest-Bearing Bank Balances
Federal Funds Sold & Resales
Total Interest Bearing Deposits
Earnings and Profitability
Percent of Average Assets:
Interest Income (TE)
- Interest Expense
Net Interest Income (TE)
+ Noninterest Income
- Noninterest Expense
- Provision: Loan & Lease Losses
Pretax Operating Income (TE)
+ Realized Gains/Losses Sec
Pretax Net Operating Income (TE)
Net Operating Income
Adjusted Net Operating Income
Net Inc Attrib Min Ints
Net Income Adjusted Sub S
Net Income
Margin Analysis:
Int Inc (TE) to Avg Earn Assets
Int Expense to Avg Earn Assets
Net Int Inc-TE to Avg Earn Assets
Page 37 of 48
12/31/2014
BANK
PG 3
Income Statement 1-Qtr-Ann
7/10/2015 1:47:45 PM
PCT
BANK
9/30/2014
PG 3
PCT
BANK
6/30/2014
PG 3
PCT
BANK
3/31/2014
PG 3
PCT
3.97
0.42
3.55
0.76
2.94
0.13
1.31
0.02
1.34
1.00
0.97
0.00
0.89
1.00
39
88
22
36
9
67
61
73
60
46
60
98
53
46
3.68
0.70
2.97
0.63
2.02
0.24
1.35
0.04
1.39
0.87
0.96
0.00
0.87
0.87
4.00
0.42
3.56
0.77
2.87
0.10
1.42
0.01
1.44
1.07
1.08
0.00
0.95
1.07
27
89
12
44
11
81
44
83
46
37
42
99
41
37
3.66
0.70
2.96
0.49
2.01
0.05
1.40
0.02
1.41
0.85
0.73
0.00
0.85
0.85
3.98
0.43
3.54
0.76
2.87
0.11
1.38
0.02
1.41
1.03
1.03
0.00
0.93
1.03
27
87
13
31
11
44
51
71
51
38
30
99
43
38
3.71
0.69
3.02
0.56
2.00
0.20
1.38
0.00
1.38
0.84
1.03
0.00
0.84
0.84
3.93
0.44
3.47
0.71
2.87
0.11
1.25
0.01
1.28
0.93
0.96
0.00
0.84
0.93
34
87
18
42
10
78
58
66
57
46
58
99
51
46
4.02
0.72
3.30
4.24
0.45
3.79
35
88
20
3.87
0.74
3.13
4.27
0.45
3.80
25
89
11
3.85
0.73
3.12
4.25
0.46
3.78
24
88
12
3.91
0.73
3.18
4.19
0.47
3.71
30
86
16
56
82
77
0.00
520.50
241.56
0.22
11.32
6.65
26
97
97
0.23
9.94
4.72
0.13
-0.85
-1.20
75
56
49
0.31
7.05
3.58
0.17
7.05
3.62
76
52
45
0.03
75.00
36.82
0.13
-2.39
-2.88
46
88
85
26.38
5.91
55
61
22.12
7.30
44.42
4.00
44
68
20.94
6.91
22.93
6.82
54
51
23.04
6.78
28.45
5.88
51
58
24.60
6.56
26.24
5.54
56
60
4.51
4.50
4.42
4.20
4.47
4.82
5.47
N/A
4.06
N/A
3.13
2.53
1.49
2.09
3.26
0.83
0.00
5.01
4.99
4.94
4.97
4.96
5.10
6.39
9.38
4.49
0.00
2.48
2.16
1.63
2.12
2.74
0.30
0.14
18
19
16
17
19
42
33
N/A
19
N/A
79
76
44
51
72
89
40
4.55
4.54
4.50
4.17
4.59
4.56
6.05
N/A
3.96
N/A
3.08
2.51
1.62
2.01
3.24
0.79
0.13
5.15
5.14
5.09
5.09
5.12
5.27
6.53
8.78
4.65
0.00
2.51
2.18
1.65
2.16
2.79
0.33
0.18
15
15
15
15
20
24
41
N/A
17
N/A
76
72
50
42
69
87
44
4.47
4.46
4.40
4.27
4.44
4.61
5.78
N/A
3.93
N/A
3.01
2.47
1.47
2.05
3.19
0.74
0.13
5.19
5.17
5.12
5.12
5.15
5.32
6.64
9.65
4.67
0.05
2.50
2.18
1.64
2.15
2.80
0.29
0.19
10
10
8
17
12
23
34
N/A
16
N/A
74
71
42
45
66
88
44
4.66
4.65
4.62
4.39
4.69
4.59
5.91
N/A
4.06
N/A
2.96
2.40
1.19
1.90
3.28
0.58
0.12
5.18
5.16
5.11
5.11
5.14
5.29
6.61
8.92
4.57
0.02
2.53
2.21
1.65
2.22
2.82
0.31
0.18
19
20
19
21
23
22
37
N/A
20
N/A
71
64
27
29
69
84
41
4.60
4.60
4.56
4.30
4.62
4.61
5.66
N/A
4.22
N/A
3.06
2.48
1.27
2.01
3.30
0.83
0.13
5.14
5.12
5.07
5.07
5.09
5.26
6.60
9.10
4.59
0.01
2.55
2.23
1.64
2.28
2.83
0.28
0.14
18
19
18
17
21
24
33
N/A
22
N/A
74
67
32
34
69
91
48
0.73
0.48
84
0.81
0.50
88
0.82
0.50
88
0.81
0.51
87
0.80
0.51
87
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Transaction accounts
Other Savings Deposits
Time Deps Over $100M
All Other Time Deposits
Foreign Office Deposits
Federal Funds Purchased & Repos
Other Borrowed Money
Subord Notes & Debentures
All Interest-Bearing Funds
Page 38 of 48
1.15
0.52
1.18
1.08
N/A
0.21
0.25
0.88
0.83
0.22
98
90
81
78
N/A
1.20
0.62
1.19
1.09
N/A
0.22
0.26
0.91
0.87
0.19
98
94
79
74
N/A
1.12
0.62
1.31
1.09
N/A
0.22
0.25
0.91
0.87
0.22
97
94
86
73
N/A
1.13
0.61
1.22
1.10
N/A
0.22
0.26
0.91
0.89
0.23
97
94
81
72
N/A
1.11
0.60
1.23
1.09
N/A
0.21
0.25
0.92
0.90
0.21
97
94
81
71
N/A
0.55
0.24
N/A
0.71
0.30
1.68
4.03
0.53
80
11
N/A
75
0.59
0.26
N/A
0.79
0.35
1.77
4.91
0.56
78
13
N/A
79
0.54
0.34
N/A
0.81
0.32
1.92
4.37
0.56
78
15
N/A
81
0.39
0.33
N/A
0.80
0.34
1.85
4.80
0.57
66
16
N/A
79
0.52
0.26
N/A
0.79
0.33
1.92
4.76
0.57
76
13
N/A
78
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
3/31/2015
Page 39 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Securitization & Asset Sale Activities--Page 13
3/31/2014
12/31/2014
Securitization & Asset Sale-a
7/10/2015 1:47:47 PM
12/31/2013
12/31/2012
Percent Change
1
1 Year
Quarter
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Securitization Activities
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Retained Interest-Only Strips
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Retained Credit Enhancements
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Unused Liquidity Commitments
0
0
0
0
0
N/A
N/A
Sellers Interest in Secs & Loans
Home Equity Lines
Credit Card Receivables
Commercial & Industrial Loans
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Retained Credit Exposure
0
0
0
0
0
N/A
N/A
Asset Backed Comml Paper Conduits
CR Exp Spons by Bank & Other
Liquid Comm by Bank & Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
N/A
N/A
N/A
N/A
N/A
N/A
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Activity % Total Assets
Securitization Activities
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Asset Backed Comml Paper
Conduits
Cr Exp Spons by Bank & Other
Liquid Comm by Bank & Other
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Percent of Tot Managed Assets on
Balance Sheet & Sec Assets
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
14.60
1.00
0.00
2.42
15.55
66.43
15.69
1.03
0.00
2.90
12.27
68.11
15.51
1.04
0.00
2.48
13.07
67.90
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 40 of 48
15.86
1.06
0.00
3.08
9.92
70.08
16.66
1.02
0.00
3.79
10.05
68.47
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Page 41 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Securitization & Asset Sale Activities--Page 13A
3/31/2015
3/31/2014
12/31/2014
Securitization & Asset Sale-b
7/10/2015 1:47:48 PM
12/31/2013
12/31/2012
% Tot Securitization Act by Type
Retained Int Only Strips
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Retained Credit Enhancement
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Unused Comm to Provide Liquidity
Sellers Int in Secs & LNS % Trust
Home Equity Lines
Credit Card Receivables
Commercial & Industrial Loans
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Percent of Tier 1 Capital
Total Retained Credit Exposure
Retained Interest-Only Strips
Retained Credit Enhancements
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
30-89 Day PD Securitized Assets
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Total 30-89 Day PD Secur Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
90+ Days PD Securitized Assets
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Total 90+ Days PD Secur Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total Past Due Securitized Assets
0
0
0
0
0
Net Losses Securitized Assets
1-4 Family Residential Loans
Home Equity Lines
0
0
0
0
0
0
0
0
0
0
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Total Net Charge Off Secur Asset
0
0
0
0
0
0
0
0
0
0
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 42 of 48
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
3/31/2015
Page 43 of 48
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Securitization & Asset Sale Activities--Page 13B
3/31/2014
12/31/2014
Securitization & Asset Sale-c
7/10/2015 1:47:49 PM
12/31/2013
12/31/2012
30-89 Day PD Securitized Assets %
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Total 30-89 Days PD Secur Asset
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
90+ Day PD Securitized Assets %
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Total 90+ Day PD Secur Asset
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total PD Securitized Asets %
N/A
N/A
N/A
N/A
N/A
Net Losses on Securitized Assets%
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Auto Loans
Commercial & Industrial Loans
All Other Loans and Leases
Net Losses on Securitized Assets
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
90+ DAY PD MANAGED ASSETS %
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Commercial & Industrial Loans
All Other Loans and Leases
Total 90+ Day PD Manage Asset
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Past Due Managed Assets %
N/A
N/A
N/A
N/A
N/A
Net Losses on Managed Assets %
1-4 Family Residential Loans
Home Equity Lines
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
30-89 DAY PD managed assets %
1-4 Family Residential Loans
Home Equity Lines
Credit Card Receivables
Commercial & Industrial Loans
All Other Loans and Leases
Total 30-89 Day PD Manage
Asset
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Credit Card Receivables
Commercial & Industrial Loans
All Other Loans and Leases
Net Losses on Managed Assets
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 44 of 48
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Total Fiduciary and Related Assets
Personal Trust and Agency
Employee Benefit DC
Employee Benefit DB
Other EB & Retirement-Related
Corporate Trust and Agency
Inv Mgmt & Inv Advisory Agency
Foundation & Endowment Trust & Agency
Other Fiduciary
Total Fiduciary Assets
Custody and Safekeeping
Memo: Accts in Foreign Offices
Memo: IRA, HSA & Other
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Total Fiduciary and Related Accounts
Personal Trust and Agency
Employee Benefit DC
Employee Benefit DB
Other EB & Retirement-Related
Corporate Trust and Agency
Inv Mgmt & Inv Advisory Agency
Foundation & Endowment Trust & Agency
Other Fiduciary
Total Number of Accounts
Custody and Safekeeping
Memo: Accts in Foreign Offices
Memo: IRA, HSA & Other
Fiduciary and Related Services Income
Personal Trust and Agency
Employee Benefit DC
Employee Benefit DB
Other EB & Retirement-Related
Corporate Trust and Agency
Inv Mgmt & Inv Advisory Agency
Foundation & Endowment Trust & Agency
Other Fiduciary
Custody and Safekeeping
Other Related Services
Gross Fiduciary and Related Income
Less: Expenses
Less:Net Losses
Plus: Intra-company Credits
Net Fiduciary and Related Income
Memo: Fiduciary Income - Foreign
Gross Fiduciary Income % Nonint Inc
Fiduciary Income % Fiduciary Assets
Personal Trust and Agency
Employee Benefit DC
Employee Benefit DB
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Fiduciary & Related Services--Page 1
3/31/2015
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%FID IN
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Bank
N/A
N/A
N/A
Page 45 of 48
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
12/31/2014
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%FID IN
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
Bank
N/A
N/A
N/A
N/A
N/A
N/A
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Fiduciary Services-a
7/10/2015 1:47:49 PM
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
12/31/2013
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%MGD
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%FID IN
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
Bank
N/A
N/A
N/A
N/A
N/A
N/A
3/31/2015
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
Other EB & Retirement-Related
Corporate Trust and Agency
Inv Mgmt & Inv Advisory Agency
Other Fiduciary
Total Fiduciary Assets
Custody and Safekeeping
Memo: Fiduciary Income Foreign
Collective/Common Trust Fund Assets
Domestic Equity
International/Global Equity
Stock/Bond Blend
Taxable Bond
Municipal Bond
Short Term/Money Market
Specialty/Other
Total Trust Funds
Page 46 of 48
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(#)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Collective/Common Trust Fund Accounts
Domestic Equity
International/Global Equity
Stock/Bond Blend
Taxable Bond
Municipal Bond
Short Term/Money Market
Specialty/Other
Total Trust Funds
Peer Group Descriptions for Fiduciary & Related Services:
Peer Number
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
FDIC Certificate # 3787
OCC Charter # 9582
Public Report
FRB District/ID_RSSD 8 / 771140
County: EFFINGHAM
Gross Fiduciary Losses - Managed
Personal Trust and Agency
EB & Retirement Related Trust & Agency
Inv Mgmt & Inv Advisory Agency
Other Fiduciary
Total Gross Managed Losses
($000)
N/A
N/A
N/A
N/A
N/A
Gross Fiduciary Losses - Non Managed
Personal Trust and Agency
EB & Retirement Related Trust & Agency
Inv Mgmt & Inv Advisory Agency
Other Fiduciary
Total Gross Non Managed Losses
N/A
N/A
N/A
N/A
N/A
Net Fiduciary Losses - ALL
Personal Trust and Agency
EB & Retirement Related Trust & Agency
Inv Mgmt & Inv Advisory Agency
Other Fiduciary
Total Net Losses
FIRST NATIONAL BANK OF DIETERICH, THE ; DIETERICH , IL
Fiduciary & Related Services--Page 1A
3/31/2015
%Rev
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Corporate Trust and Agency
Corporate and Muni Trusteeships
Issues in Default
All Other Corporate
($000)
N/A
N/A
#ISS
N/A
N/A
N/A
Managed Assets in Fiduciary Accts
Noninterest-Bearing Deposits
Interest-Bearing Deposits
U.S. Treasury & Agency
State, County & Municipal
Money Market Mutual Funds
Equity Mutual Funds
Other Mutual Funds
Common & Collective Funds
Other Short-Term Obligations
Other Notes and Bonds
Unregistered Funds & Private Equity
Other Common & Preferred Stocks
Real Estate Mortgages
Real Estate
Miscellaneous Assets
Total Managed Assets
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Memo: Fiduciary Assets in Advised or Sponsored
Mutual Funds
Peer Group Descriptions for Fiduciary & Related Services:
N/A
Page 47 of 48
12/31/2014
%Rev
N/A
N/A
N/A
N/A
N/A
Fiduciary Services-b
7/10/2015 1:47:50 PM
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
($000)
N/A
N/A
#ISS
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
12/31/2013
%Rev
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
PCT
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
($000)
N/A
N/A
#ISS
N/A
N/A
N/A
%Change
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
($000)
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Total
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
%Change
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Peer Number
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
7/10/2015
Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution
https://cdr.ffiec.gov/public/Reports/UbprReportPrint.aspx?t=13%3a47%3a23.8398906
Page 48 of 48
7/10/2015