JANUARY/FEBRUARY 2008
PRESORTED
STANDARD U.S.
POSTAGE
PAID
LIC NY 11101
PERMIT NO. 808
CHAPTER &
INSTALLATION
HIGHLIGHTS
ON PAGE 16
CIRCULATION 26,000
The Voice for Real Estate™
OFFICIAL PUBLICATION OF THE LONG ISLAND BOARD OF REALTORS(, INC.
www.mlsli.com™
2007 Long Island
Home Prices Mainly
Unchanged from 2006
By Tricia Chirco
Marketing & Communication Director
Despite reports of a slumping housing
market, Long Island home prices remained
stable in 2007 with year ending average
prices fairing better than expected.
According to the Multiple Listing Service of
Long Island, Inc., (MLSLI) the 2007 closed
average sales price for a home on Long
Island was $515,539. When examining the
entire year, the 2007 average price in the tricounty area is virtually the same as 2006.
MLSLI reported an average selling price of
$516,194 for 2006.
Individually, Nassau County reported a
2007 average sales price of $ 597,044, 1.6%
less than a year ago when it was reported at
$606,859. Suffolk County reported a year
ending sale price of $465,458, which represents a 2% increase over 2006’s average sale
price of $456,419. Queens County reported
an average sale price of $481,168 which is
2.5% lower than 2006’s figure of $493,253.
Recent housing figures released by
MLSLI continue to show a gradual softening
of house prices and activity. Joseph E.
Mottola, CEO LIBOR/MLS said,
“December inventory levels,
while 12% higher than last
December, are still lower than
November 2007.” Mottola further notes that the median inventory price for December is 4%
less than it was a year ago, which
he says suggests that sellers are
continuing to respond to the market with price adjustments.
The National Association of
Realtors® (NAR) reports that they
expect home prices to recover in 2008. NAR
is predicting a 1.8 percent increase in home
sales through 2008 after a reported decline in
2007 of 1.4 percent. Over the next few
months home prices are expected to hold fairly steady and then begin to improve in the later
part of the year. Lawrence Yun, NAR’s Senior
Economist says, “Local real estate conditions
vary considerably, but with historically low
mortgage interest rates predicted for this summer, and sustained job growth, it could be a
good time for first time homebuyers with a
long-term view to test the housing waters.”
Registering the Public to Vote in
2008 is a REALTOR® Priority!
By Randy L. Kaplan
Director of Government
Affairs
This November’s elections are the talk of
the town as America gets ready to vote for
the next President of our country. Sometimes
elections are decided by only a few votes. It
is imperative that you vote as every vote
counts! But there is a catch — you must be
registered to vote in the County in which you
reside.
In 2008 LIBOR will be concentrating on
increasing the number of residents who are
able to vote. This
includes
REALTORS®, their friends,
families, neighbors,
customers,
open
house attendees and
most of all - members
of the general public..
Our campaign kicks
off with an actual
voter
registration
form that is inserted
into this issue of the REALTOR® newspaper. You may reproduce this form as is and
distribute them to every one you know
and/or come in contact with. LIBOR will be
distributing copies of this form to every
chapter president so they may dispense these
forms at all of their meetings These forms
must be mailed back ASAP to the
Appropriate County Board of Elections.
As part of our program — we are going to
host Register to Vote Days in each County
throughout the year as well as producing
posters for each of the 2,700 individual
LIBOR member offices to display.
Voter registration forms are also available
online by visiting the legislative section on
the REALTORS ONLY website at
mlsli.com.
LIBOR will be promoting our activities
on this program to both the legislators and
the media. We want to show our elected
officials that we are serious about increasing
the percentage of the general public who are
registered to vote. This will be beneficial to
both the legislators who will greatly appre-
ciate the increased number of residents who
can vote as well as to the REALTORS®
who will get coverage for this project.
LIBOR will be encouraging all local
REALTOR® offices to promote this program as well.
For more information on registering to vote
and/or to download a copy of the voter
registration form — please visit
https://www.mlsli.com/ro/legislative/vote.cfm
Whether you are a member of the
Democratic, Republican or Independent
Party — you must remember that we are all
members of the REALTOR® Party! Every
member of LIBOR must exercise our power
in November. Make sure you and all of your
associates are registered to vote!
On Election Day — make sure you
remember to vote for the candidates who are
REALTOR® -friendly. They need our support. Please remember to vote! We can make
a difference!
2008 RPAC CONTRIBUTORS…IT'S YOUR BEST INVESTMENT! SEE PAGES 21-24
2
●
January/February 2008
●
THE REALTOR®
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IN THE NEWS
Amendments Proposed to NYC Co-op
Disclosure Legislation
By Meredith E. Dulberg
Legislative Liaison
Although NYSAR agrees with the spirit
behind
NYC
Councilman
Hiram
Monserrate’s (D-Corona) bill, which requires
cooperative corporations to disclose to
prospective purchasers the reasons for withholding consent to a proposed sale, NYSAR
does not support his proposed legislation.
The New York City Leadership is now
amending its version, Intro 119-A. This
amended version contains many provisions
that NYSAR sought in its’ proposed bill
including: transaction disclosure, applications must include the requirements of what
makes an application complete, and a
required timetable that boards and applicants must follow.
Differences in this new proposal include:
Uniformity in the Application and if a board
fails to take action on an application in the
required time, then it must refund the buyer
any funds paid to the board associated with
the application. Buyers may also file a civil
suit against a Co-op if the board fails to
make a timely determination or aggrieved
buyers may choose to commence a proceeding before the NYC Human Rights
Commission. Civil penalties may also be
levied against co-ops that fail to timely com-
ply with the provisions of the bill.
The NYC Council plans to hold a hearing
on this new proposed bill sometime soon, possibly in early February. While it is not possible
to amend Int. 119-A at this point, NYSAR will
have an opportunity to provide testimony on
the proposal when it is brought before the
Council. LIBOR will keep you updated when
we receive a final draft of the legislation.
With deteriorating financial market
conditions, the Federal Reserve
makes the biggest rate cut in over
20 years . . . . . . . . . . . . . . . . . . . P3
NEW AGENCY DISCLOSURE
FORMS NOW AVAILABLE
on record; however, the total was 12.8 percent below the 6,478,000 transactions
recorded in 2006.
Lawrence Yun, NAR chief economist,
said the market is experiencing uncharacteristic weakness. “Home sales remain weak
despite improved affordability conditions in
many parts of the country, but we could get
a quick boost to the market if loan limits are
raised in combination with the bold cut in
the Fed funds rate,” he said. “Home prices
are lower, mortgage interest rates continue
to decline and incomes are higher, but many
Fed Issues Emergency Rate-Cut
The Federal Reserve, in an emergency
meeting January 22, 2008, slashed the
key rate to 3.5 percent, citing a weakening economic outlook. The move marks
the Fed's biggest rate cut — three quarters of a point — in more than 20 years.
As fears of a recession looms, the Fed
said the rate-cut was to help restore confidence in the U.S. economy.
“While strains in short-term funding
markets have eased somewhat, broader
financial market conditions have continued
to deteriorate and credit has tightened further for some businesses and households,”
With a Presidential
Election scheduled
this
November,
LIBOR has made it
a top priority to get
Realtor®
members, and the public, registered to VOTE before
Election Day! . . . . . . . . . . . . . . P1
NAR COMMENDS FEDS
RATE-CUT
NAR Reports: Existing-home Sales Down in
December But 2007 was Fifth Highest on Record
Nationally, existing-home sales declined
in December following several months of
stable activity, with total sales in 2007 at
the fifth highest on record, according to the
National Association of Realtors®.
Existing-home sales —slipped 2.2 percent to a seasonally adjusted annual rate of
4.89 million units in December from a pace
of 5.00 million in November, and are 22.0
percent below the 6.27 million-unit level in
December 2006.
For all of 2007 there were 5,652,000
existing-home sales, the fifth highest year
REGISTERING PEOPLE TO
VOTE IS #1 PRIORITY
the Fed said in a public statement.
“Moreover, incoming information indicates
a deepening of the housing contraction as
well as some softening in labor markets.”
NAR believes that the 75-basis-point
cut in the Fed funds was a good step in
giving the economy the boost and sending a clear message to both the market
and to consumers. The cut will help
lower mortgage interest rates and lessen
the burden of adjustable-rate loans that
are resetting. NAR commends the
Federal Reserve Board on its bold action.
Adapted from Realtor Magazine
potential buyers are delaying a purchase.”
According to Freddie Mac, the national
average commitment rate for a 30-year, conventional, fixed-rate mortgage fell to 6.10 percent in December from 6.21 percent in
November; the rate was 6.14 percent in
December 2006. Last week, Freddie Mac
reported the 30-year fixed rate dropped to 5.69
percent. “Although interest rates on jumbo
loans have fallen somewhat, they remain well
above conventional mortgage rates,” Yun said.
Total housing inventory fell 7.4 percent at
the end of December to 3.91 million existing
homes available for sale, which represents a
9.6-month supply at the current sales pace,
down from a 10.1-month supply in
November. “The fall in inventory in
December is encouraging, but inventories
remain elevated and buyers have a clear edge
over sellers in many markets,” Yun said.
The national median existing-home price for
all housing types was $208,400 in December,
down 6.0 percent from a year earlier when the
median was $221,600. Because home sales
have slowed the most in higher cost markets,
there is a downward distortion to the national
median as the mix of closed sales has changed
over the past year. For all of 2007, the median price was $218,900, down 1.4 percent from
a median of $221,900 in 2006.
Source: realtor.org
The State Legislature has once
again made changes to the Agency
Disclosure Forms effective January
1, 2008. The new Agency
Disclosure Forms for Buyers and
Sellers. . . . . . . . . . . . . . . . . . . . P13
President’s Message . . . . . . . . P4
From Where I Sit . . . . . . . . . . . P6
WCR . . . . . . . . . . . . . . . . . . . . P7
LIBOR News. . . . . . . . . . . P8-12
MLS News . . . . . . . . . . . . . . P13
Technology . . . . . . . . . . . . . . P14
Chapter Event Photo Coverage. P14
This & That . . . . . . . . . . . . . . P20
RPAC Contributors. . . . . P21-24
Legal/Governmental Updates . P26
Ethics This Month . . . . . . . . . P27
Education. . . . . . . . . . . . P28-29
Services Directory . . . . . . . . P30
THE REALTOR®
to protect the environment and to help the
Town develop in an orderly and beneficial
manner. We live, work and play in these
communities and thus seek a high quality of
life for our families but smart growth does
not equal no growth.
With softer market
conditions
being
reported in 2007,
many expected the
year ending average
home price on Long
Island to be significantly lower than in 2006.
However, it wasn’t the case – the
year ending figure reported by
MLSLI of $515,539 was only slightly less than the $516,194 average
reported for the year prior . . . . P1
●
2007 HOME PRICES
RELATIVELY UNCHANGED
January/February 2008
The Town of Brookhaven voted (4-3)
against the proposed building moratorium
that would have affected 11,000 properties
along the Forge River area. Former Town
Councilwoman Carol Bissonette had proposed a 24 month halt on any construction
that would have added cesspools along the
Forge River. The waterway is plagued by
an excess of nitrogen, a primary cause of
the Forge River’s ecological dysfunction.
This environmental proposal would have
made it burdensome on builders as no new
development applications, land use applica-
tions, including but not
limited to those for subdivision maps, site plan
development, land divisions, variances, special
permits, building permits for described property, wetlands and
waterways, or change of
zone
applications,
would have been accepted, reviewed and/or
granted approval by the Town with few
exceptions.
LIBOR submitted the following statement in opposition to the Supervisor and
the entire Town Board: REALTORS® seek
●
By Meredith E. Dulberg
Legislative Liaison
3
Town of Brookhaven
Building Moratorium
Defeated
4
●
January/February 2008
●
THE REALTOR®
Official Publication Of The
LONG ISLAND BOARD OF
REALTORS®, INC.
The Long Island Board of
REALTORS® is a non-profit
organization formed for
REALTORS® for the betterment
of their communities, their
profession, and their livelihood.
LONG ISLAND BOARD OF
REALTORS®, INC.
2008 OFFICERS
PRESIDENT
Mohsen Zandieh
PRESIDENT-ELECT
Buddy Hoosein
VICE PRESIDENT-NASSAU
The REALTOR® is published by the Long
Island Board of REALTORS®, located at 300
Sunrise Highway, West Babylon, NY 11704,
and is published monthly, except for combined
issues in January/February and July/August.
Application to mail at periodicals postage rate
is pending at Babylon, New York.
Kathy Engel
VICE PRESIDENT-SUFFOLK
Mary Alice Ruppert
VICE PRESIDENT-QUEENS Moses Seuram
TREASURER
Donald Scanlon
SECRETARY
Liz English
CHIEF EXECUTIVE OFFICER
PUBLISHER
EDITOR
POSTMASTER:
Please send address changes to:
The REALTOR®
300 Sunrise Highway
West Babylon, NY 11704
Joseph E. Mottola
Joseph E. Mottola
Patricia Chirco
EDITOR’S ASSISTANT
Christina DeFalco
The REALTOR® and its publisher, The Long
Island Board of REALTORS®, in accepting
advertisement in this publication, make no
independent investigation concerning the services or products advertised, and they neither
endorse nor recommend the same nor do they
assume any liability thereof.
PRODUCTION, PRINTING &
ADVERTISING
DSI Design Group
252 Sea Cliff Avenue, Sea Cliff, NY 11579
516-676-6089 • Fax 516-676-4769
Christopher Meadows, President
REALTOR® is a federally
registered collective membership
mark which identifies a real
estate professional who is a
Member of the NATIONAL
ASSOCIATION OF REALTORS®
and subscribes to its strict code of ethics.
ADVERTISING SALES
Christopher Meadows • 516-676-6089
CONTRIBUTORS
Mohsen Zandieh, President, LIBOR
Howard Goldson, Esq., Goldson, Nolan, Connolly,
Nasis & Dornfeld, P.C.
LONG ISLAND BOARD OF REALTORS®, INC.
300 Sunrise Highway
West Babylon, NY 11704
(631) 661-4800 • (718) 739-8700
Website: www.mlsli.com™
Email: pr@mlsli.com™
Barbara Ford, President, MLS
Randy L. Kaplan, Director Government Affairs
Matthew Arnold, RPAC Co-Chairperson
Valerie Van Cleef, WCR President
Tony Smith, Chairperson, Professional Standards Committee
INSURANCEPlus
H
E A LT H
I
N S U R A N C E
for Small Business & the Self-Employed
PRESIDENT’S MESSAGE
By Mohsen Zandieh, LIBOR President
I would like to take this opportunity to
wish the membership and their families a
happy, healthy and prosperous New Year!
I am deeply grateful by the honor
bestowed upon me to serve as your
President. I take this responsibility very
seriously and pledge to you to provide
services that will make the Long Island
Board of REALTORS® the envy of every
trade organization in our country.
To begin with, I would like to state that
the health of our members is an essential
priority. This is an area that the State and
National Association of REALTORS®
have tried to address for years and have
not accomplished what we hope to
accomplish in the year to come. An
affordable health insurance plan, which
would be underwritten by health insurance carriers, as opposed to individual
policies, will be presented to the Board of
Directors for their approval in the very
near future.
It is also paramount to safeguard the
individual member’s wealth, whereby;
they can provide a comfortable nest egg
for their retirement. The Member
Services Committee will evaluate a comprehensive retirement plan which subsequently will be presented to the Board of
Directors for their consideration.
In 2008, with all the changes that are
taking place in the real estate market, it is
essential to provide an educational tool
that allows our members to be on the cut-
ting edge of their profession. The
Sweathog Program, known to be result
oriented training, instills the basic techniques in all aspects of the real estate
business. Our Education Committee will
finalize a class schedule. I strongly urge
all of you to take advantage of this program.
All of us have had the experience of
working hard to put a deal together, only
to get to the closing table to realize that at
best, our commission is being cut and at
worst, the seller refuses to pay any commission. We will continue to pursue our
statewide campaign to protect our hard
earned commissions. Once again our
biggest obstacle will be advancing the bill
through the Judiciary Committee. Stay
tuned to see how you can help us try to
get this bill signed into law.
Let me assure you, as in past, we will
also be a united force in safe guarding our
profession against the rules, regulations
and even laws that towns and municipalities embark upon to curtail our legal practices.
My accountability and dedication is to
you the members. After reading the
above, please feel free to contact your
County Directors with any input you may
have. Together we will take our organization to new heights.
Scenes From the Jamaica Central
Chapter Meeting
The Jamaica Central Chapter held a festive education seminar and networking
breakfast with special guest speaker Joseph E. Mottola, CEO-LIBOR/MLS, on
December 20th at Villa Russo in Richmond Hill.
The Suffolk South Shore Chapter
Raises $3,200 for the Ronald McDonald
House of Long Island
Rose Gagliardi is an insurance broker with over 20 years experience,
servicing the tri-state area. Rose specializes in Health, Dental, Life,
Long Term Care, Medicare Supplements & Disability Insurance.
Rose and her staff are committed to providing the utmost personal
attention and maximum client servicing.
Endorsed by the
REAL ESTATE BOARD OF NEW YORK
for over 19 years
RO S E G AG L I A R D I
Broker
55 East Main Street • Oyster Bay, NY 11771
516.922.1200 • 212.268.4473 • Fax 516.922.2829
rginsuranceplus@aol.com • www.insuranceplusny.com
The Suffolk South Shore Chapter presented a check to the Ronald McDonald House
of Long Island in the amount of $3,200; these funds were raised at their 2nd Annual
Casino Night held in September. Pictured are (l-r) LIBOR Secretary Liz English,
Suffolk South Shore Chapter Treasurer Angela Charron, RMH Representative Joy
Kasner, Suffolk South Shore Chapter President Carol Jemison and Suffolk South
Shore Chapter 1st Vice President Paul Wernersbach.
5
●
January/February 2008
●
THE REALTOR®
6
●
THE LONG ISLAND BOARD OF REALTORS+, INC.
FROM WHERE I SIT
By Joseph E. Mottola, Chief Executive Officer
We all know the Internet has greatly significant amount of credibility in them.
changed many aspects of the real estate
What the Realtor® had, however, was
industry. Where once the Realtor® through the absolutely latest information! The
the Multiple Listing Service was the sole question becomes, “Do we want the public
provider of the available housing informa- to have RECENT information or the LATtion, to the public, this is no longer the case. EST information?” The MLS Directors
In June of 1996, the MLS
have decided that, with some
of Long Island first made our
restrictions, we would now
“Do we want
inventory available to the
make available to our
the public to have
general public on a website
Realtors the latest comparable
RECENT
(MLSLI.com). At that time,
information for display on
information or the their websites as well as
it was a joint venture between
LATEST
the MLS and the then Long
MLSLI.com. However, it’s
Island Savings Bank (now
not just the latest information;
information?”
Astoria Federal). We were
it’s also the most complete
among the first MLSs in the country to do information because the MLS listing has
so. Eventually there were many other sites, far more usable data than the public record.
both regional and national, and now local
We will be developing some rules for
as individual firms and agents have web- the display of the MLS Comps. They
sites accessible by the public.
would limit the size of the search and
The next evolution was the availability establish how far back you can go in disof Sold properties as companies outside of playing the Comps. Some restrictions
our industry made agreements with public would be placed on photos and we want to
records providers to obtain the prices of be sure that there is a disclaimer that the
properties which had closed. There is usu- “sold properties may have been listed and
ally a lag between a closing and the posting sold by various Participants of the MLS.”
to the public record. Unless you go to the
The key to attracting visitors to websource, (be it county or township), you sites is the quality and quantity of the
don’t have the very latest information.
content. Just as our Multiple Listing
Websites such as TRULIA and ZIL- Service was in the forefront of anticipatLOW then took the public records and ing the trend to put listing information on
started to generate house value reports. public websites, the Directors again see
Again, it used to be the province of the that this is an area of great public interest.
Realtor® to provide estimates of value The Directors recognize that it’s better
using comparable information and all of for our Participants to display the latest
a sudden the public has another source. Comps and attract and retain the public’s
The accuracy of these estimates varies attention on our websites, than wait for
from area to area but the public puts a some outside entity to do it.
Your LIBOR Membership is
one of the BEST investments
you can make.
Stay on the cutting edge of the industry with your LIBOR
Membership. LIBOR offers many valuable resources, professional development, legislative and legal support, and much more. Visit
REALTORS ONLY to print a copy of the 2008 LIBOR Membership Guide.
Don’t Lose a
Good Client to
Bad Credit.
f
rn a $75
Re
• Ea
t!
se
di
www.libor.com/jamaicacentralqueens
LONG ISLAND COMMERCIAL NETWORK
www.libor.com/LICOMMERCIALNETWORK.org
NASSAU NORTH SHORE CHAPTER
www.libor.com/nassaunorthshore
NASSAU SOUTHSHORE CHAPTER
www.libor.com/nassausouthshore
NORTHEAST QUEENS CHAPTER
www.libor.com/northeastqueens
SUFFOLK NORTH SHORE CHAPTER
www.libor.com/suffolknorthshore
FEB. 8 — Friday
LEGAL ASSISTANCE COMMITTEE
9:30am — RSC West Babylon —Upper
Classroom. Staff liaison: Angela
Dell’Italia @ ext. 382.
FEB. 11 — Monday
MLS FIELD ISSUES TASK FORCE
9:00am — RSC West Babylon —
Classroom A. Staff liaison: Jim Speer @
ext. 310.
FEB. 11 — Monday
SUFFOLK SOUTH SHORE CHAPTER
8:30am — Networking Breakfast Program
— Timberpoint Country Club, Great River
Road, Great River. Featuring Guest
Speaker Panel... “Financial Secrets
Exposed to Increase Your Sales!”‰
Proceeds to benefit Our Troops in Iraq.
Cost: $10.00 per person. RSVP: Angela
Charron @ 631-661-5100.
FEB. 12 — Tuesday
CENTRAL NASSAU CHAPTER
8:45am — Presidents’ Week Breakfast —
Seacrest Diner, 4 Glen Cove Road, Old
Westbury (516-741-0581). Wear Red, White
& Blue and get a FREE raffle ticket! Guest
speaker: Cathy Nolan, Esq., Board
Counsel, LIBOR Instructor, LIBOR/MLS
Past President — “Short SalesForeclosures: Important Information! You’re
your Questions Answered” Cost: $25.00 per
person. RSVP: Pia Hutton @ 516-564-4480.
SUFFOLK SOUTH SHORE CHAPTER
www.libor.com/suffolksouthshore
WESTERN QUEENS CHAPTER
www.libor.com/westernqeens
WOMEN’S COUNCIL OF REALTORS
www.libor.com/wcr
FEB. 15 — Friday
LIBOR CEA COMMITTEE
9:30am — Realtor Service Center, West
Babylon — Classroom A. Staff liaison:
Maryann Horan @ LIBOR ext. 354.
FEB. 15 — Friday
LIBOR LEGISLATIVE COMMITTEE
10:30am — RSC West Babylon —
Classroom A. Staff liaison: Maryann
Horan @ LIBOR ext. 354.
FEB. 18 — Monday
PRESIDENTS’ DAY OBSERVED —
ALL BOARD OFFICES CLOSED
FEB. 19 — Tuesday
APPRAISAL DIVISION
9:00am — Networking Breakfast Meeting
— Jericho Diner, 17 E. Jericho Tpke.,
Mineola. Guest Speaker: Mary Brower,
Realtor — “How Deeded Covenants Can
Effect Sales & Values.”‰ Cost: FREE!!
RSVP: Jean @ 718-793-6565.
FEB. 20 — Wednesday
LIBOR BOARD OF DIRECTORS
FEB. 12 — Tuesday
CREDIT UNION BOARD OF DIRECTORS
9:30am — WOODBURY COUNTRY CLUB,
Woodbury — Staff liaison: Lisa Gonzalez
@ LIBOR ext. 350.
10:00am — RSC West Babylon — Upper
Classroom. Staff liaison: Luisa Harman @
LIBOR ext. 371.
FEB. 21 —Thursday
SUFFOLK NORTH SHORE CHAPTER
9:30am — REALTOR SERVICE CENTER,
West Babylon — Classroom B. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350.
5:30pm — New Agent Networking Party &
Fundraiser for “Our Troops Overseas.”
The Neighborhood House, 95 Main Street,
Setauket / across from duck pond.
Suggested donation: $20.00. RSVP:
Sandi Bellucci @ 631-638-6124.
2/14 — Thursday
LIBOR EXECUTIVE COMMITTEE
FEB. 26 — Tuesday
LONG ISLAND COMMERCIAL NETWORK
FEB. 13 — Wednesday
MLS BOARD OF DIRECTORS
8:30am — RSC West Babylon —
Classroom B. Staff liaison: Debbie
Franco @ LIBOR ext. 364.
client you
to M
y Magic
Cre
Call Toll
Free
www.libor.com/huntingtontownship
JAMAICA CENTRAL QUEENS CHAPTER
8:30AM — Networking Breakfast & Marketing
Session — On Parade Diner, 7980 Jericho
Tpke., Woodbury. $15.00 LICN Members,
$30.00 Non-members. For more information,
call Gabor Karsai @ 516-609-8100. Mark your
calendars... next meeting: March 25, 2008.
FEB. 28 — Thursday
JAMAICA CENTRAL QUEENS CHAPTER
9:00am — Networking Breakfast Meeting
— Details to follow... For more information, call Audrey DeJesus @ 718-441-6400.
er y
$Yec
8:30am — Networking Breakfast Program
— Stonewalls at The Woods, 967 Reeves
Avenue, Riverhead (631-208-3510). Guest
Speaker: Jim Zizzi, Southampton
Business Alliance. “Housing Market Is On
One Knee... Proposed New Law Will
Knock Out The Other One”‰ Cost: $18.00
prepaid, $20.00 at the door. RSVP:
Ginger Andrews @ 516-971-2934.
www.libor.com/easternsuffolk
HUNTINGTON TOWNSHIP CHAPTER
ev
-+
CENTRAL NASSAU CHAPTER
EASTERN SUFFOLK CHAPTER
d
Refer your clients to us, and
we’ll send you a $75 bonus
for each signup!
FEB. 7 — Thursday
EASTERN SUFFOLK CHAPTER
FEB. 14 — Thursday
LIBOR/MLS ORIENTATION
We can help increase your prospect’s
credit score by 100 points in as little erral Fee for each an
as 30 to 60 days.
APPRAISAL DIVISION
www.liborappraisals.com
www.libor.com/centralnassau
9:00am — REALTOR BUILDING, West
Babylon — 2nd floor Conference Room.
Staff liaison: Lisa Gonzalez @ LIBOR ext.
350.
nd
THE REALTOR®
EXECUTIVE PLANNER
FEB. 3-7
NYSAR CONVENTION — WINTER
MEETINGS — ALBANY, NY
●
January/February 2008
LIBOR NEWS
800-779-8086
MEETINGS & EVENTS: For all Special Events & Chapter information, call CONNIE AIELLO, LIBOR
CHAPTER LIAISON @ 631-661-4800 ext. 361. All Chapter Meetings & Events are posted online on each
chapter website. Go to www.libor.com/chaptermeetings.cfm. Chapter/Division meetings available on
STRATUS — click on MLS/LIBOR EVENTS CALENDAR on the INFO CENTER PAGE.
LIBOR MEMBERS ONLY MAY REGISTER & PREPAY ON-LINE LIBOR members only may register &
prepay ON-LINE for chapter/division meetings & events! Go to: www.mlsli.com/chapterreg/meetings.asp.
VISA, MASTERCARD, AMEX & DISCOVER accepted.
NOTE: On-line registration CLOSED at 4:00PM on the previous business day before this event.
7
●
LIBOR NEWS
January/February 2008
●
Long Island Chapter
WCR-NewYorkState.com
THE REALTOR®
By Valerie Van Cleef, WCR President
Mission of the Women’s
Council of REALTORS:
We are a community of real estate
professionals creating business
opportunities, developing skills for
the future and achieving our individual potential for success.
The Women’s Council of Realtors - LI
Chapter had its first meeting of the New
Year on February 1st, featuring the
incomparable, international speaker
Terry Watson.
Held at North Shore Towers, the event
drew a sell-out crowd of Realtors® and
business leaders from across Long Island,
who were energized and inspired, “hanging
on to” every word of Terry’s important howto’s for achieving our best in this business. It
was the perfect beginning for what I know is
going to be a great year for WCR.
I am proud to serve you as this year’s
Chapter President. We are part of a much
bigger national organization; in fact, the
12th largest women’s organization in the
country. On Long Island, we have the
added benefit of being a division of the
Long Island Board of Realtors®, which
gives us a level of support most WCR
chapters don’t attain with their local
boards.
So here’s who we are: a network of
successful Realtors® empowering
women to exercise their potential as
entrepreneurs and industry leaders. We
accomplish this through a series of 10
quality programs and networking meetings yearly throughout Long Island. We
raise funds through our wonderful sponsors, and have a committed group of caring colleagues who volunteer their time,
energy and talents to bring you to a higher level of professionalism. We encourage and develop your leadership skills
and offer the opportunity for travel and
learning, as well as the NAR- recognized
PMN professional designation.
I invite you to call me or Carolyn
Meenan, our Vice President for
Membership, to learn more about WCR
and how you can benefit by becoming a
member. Three of this year’s meetings
are FREE to members, others are discounted and all are reasonably priced.
Coming up, we are proud to offer a
Power Women’s Panel on March 7th
with the top women leaders in the industry on Long Island. And we are equally
proud to present Long Island’s very own
national real estate trainer Joe Meyer at
our Members Only meeting on April 3rd.
So come join the fun, network with the
pros and grow your business!
Go to: www.libor.com/wcr for more
information including our 2008 Schedule
of Events.
The following are this year’s 2008
WCR National Events:
Webinar: “Clicks to Closes...”
March 13, 2008
Michael J. Russer
Registration opens Feb. 1st
Mega-Networking Summit II
April 4-6, 2008 • St. Charles, MO
Midyear Meeting
May 14-18, 2008 • Washington, D.C.
Registration opens Feb. 12th
Influential Women Summit
July 11-13, 2008 • Boston, MA
Attention: Experienced & New Agents
IS IT TIME FOR A CHANGE?
Come Join The South Shore’s
Fastest Growing Company!
Calendar of Events for 2008
Friday, March 7th
11:30am — 2:30pm
Power Women in Real Estate Panel
Discussion
TBD/Cost: $25 Members/$30 Non-members
Thursday, April 3rd
8:30am — 10:30am
Joe Meyer-Get Your Listings SoldBefore They Get Old!
Westbury Manor/Members Only —
Cost: Free
Thursday, May 1st
6:00pm — 8:00pm
Sponsor Service Provider Fair
TBD/Cost: TBD
Wednesday, June 18th
6:00 — 8:30 pm
2008 Annual Fundraiser Event with
Family Service League
TBD/Cost: TBD
Friday, August 1st
8:30am — 10:30am
Joe Sabella and Joe Meyer-
Technology For Dummies
Smithtown Sheraton/Cost: TBD
Friday, September 5th
Time TBD
Superstar Round Table
Presentation/Election
TBD/Members Only — Cost: Free
Thursday, October 2nd
6:00pm — 9:00pm
Roseanne Farrow — Check Up From
The Neck Up
TBD/Cost:
Friday, November 7th
9:00 am-11:00 am
Carol Kope — Doing Business The
International Way
TBD/Cost: Members: $15/Non-members: $20
Friday, December 12th
TBD
Holiday Party/Installation of New WCR
Board
TBD/Members Only — Cost: Free
MAC LEVITT
With 4 Office Locations:
Oceanside – Baldwin – Freeport - East Rockaway
At Century 21 Mac Levitt, You Will Receive…
•
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•
Highest Name Recognition in the Industry!
Unparalleled Internet Presence
Marketing Tools to Build Your Business/Career
The Support & Guidance You Need to
Take your Career to the Next Level
• Free Training – For All Levels of Expertise
LET OUR SUCCESS WORK FOR YOU!!!
Call for a Confidential Interview
Ask for Greg Verity
Corporate Headquarters (516) 764-6200
8
●
January/February 2008
●
THE REALTOR®
LIBOR NEWS
THE LONG ISLAND BOARD OF REALTORS, INC.
CHAPTER & DIVISION
EVENT COVERAGE
By Christina DeFalco
Public Relations & Communications Specialist
Now is your chance to get involved...
by participating in your Chapters and
Divisions, you will have the occasion to
network with your peers, expand upon
your business skills and support your
community and local charities. The possibilities of what you will acquire are
endless, don’t miss out! Here are some
informative and exciting meetings that
are planned for the month ahead.
The EASTERN
SUFFOLK
CHAPTER is having a networking
breakfast program on the “Housing
Market in On One Knee...Proposed New
Law Will Knock Out the Other One,”
with guest speak Jim Zizzi of
Southampton Business Alliance on
Thursday, February 7th at Stonewalls at
The Woods in Riverhead.
The SUFFOLK SOUTH SHORE
CHAPTER is having a networking
breakfast program on “Financial Secrets
Exposed to Increase Your Sale!” with a
panel of guest speakers on Monday,
February 11th at 8:30am at Timberpoint
Country Club in Great River.
CENTRAL
NASSAU
The
CHAPTER is having a Presidents' Week
Breakfast with guest speaker Cathy Nolan,
Esq., Board Counsel, LIBOR Instructor, on
Tuesday, February 12th at 8:45am at the
Seacrest Diner in Old Westbury.
The APPRAISAL DIVISION is
having a networking breakfast program
on “How Deeded Covenants Can Effect
Sales & Values,” with guest speaker
Mary Brower, Realtor®, on Tuesday,
February 19th at 9:00am at the Jericho
Diner in Mineola.
The SUFFOLK NORTH SHORE
CHAPTER is having a New Member
Cocktail Party & Special Fundraiser for
Our Troops Overseas, on Thursday,
February 21st at 5:30pm at The
Neighborhood House in Setauket.
The
LONG
ISLAND
COMMERCIAL NETWORK is having a networking breakfast and marketing
session on Tuesday, February 26th at
8:30am at On Parade Diner in Woodbury.
FOR COMPLETE INFORMATION ON ALL MEETINGS, VISIT THE
EXECUTIVE PLANNER ON PAGE 6.
JAMAICA CENTRAL QUEENS
HUNTINGTON TOWNSHIP
AUDREY DEJESUS
President
PETER DEMIDOVICH
President
ROZANNA BEAUMONT
Vice President
CHERYL J. GROSSMAN
Vice President
ELIZABETH GITTENS
Treasurer
NORDEEN ACCARDI
Treasurer
CENTRAL NASSAU
MELISSA GOMEZ
Secretary
DEANNE BRAND
Secretary
EVELYN ATANAS
President
NORTHEAST QUEENS
DORYLEE SMITH
President
MARTY GRACE
Corresponding Secretary
ROSEMARIE ORLANDO
Vice President
BARBARA GUNN
Treasurer
HING C. LAM
Vice President
MILLIE THOMAS
President
PIA HUTTON
Secretary
LILY C. LEE
Treasurer
NIGEL ROSE
Vice President
NASSAU NORTH SHORE
ROSALIE LABBATE
Secretary
SANDI BELLUCCI
Treasurer
SANDI LEFKOWITZ
President
WESTERN QUEENS
JOHN SCHNEPP
Asst. Treasurer
2008
LIBOR
CHAPTER
OFFICERS
EMMA MCMAHON
Vice President
JULIA BLAKER
Treasurer
SUFFOLK NORTH SHORE
MARIO TSIKIS
President
CAROL GENUA
Secretary
KENNETH DUNN
Vice President
SUFFOLK SOUTH SHORE
KELLY LAGOUDIS
Treasurer
STUART COLE
Secretary
NASSAU SOUTH SHORE
CAROL JEMISON
President
JOSEPH ABRAMAITIS
Secretary
PAUL WERNERSBACH
1st Vice President
CAROL GALLOTURSCHMANN
President
EASTERN SUFFOLK
DOREEN D’ANDREA
President
MATTHEW ARNOLD
2nd Vice President
ISA STYKES
Vice President
HARRIET YOUNG
Vice President
ANGELA CHARRON
Treasurer
KATHY ENGEL
Treasurer
ANN MARIE PALLISTER
Treasurer
CHRISTINA GALICIA
Secretary
MICHELE WRIGHT
Secretary
MELISSA BRANDT
Secretary
HOW MUCH DO YOU WANT TO MAKE?
USE YOUR EXPERIENCE TO YOUR ADVANTAGE!
YOU SET THE COMMISSION!
YOU KEEP 100% OF THE COMMISSION!
Listen to what Agents that made the Move have to say.
LOUISA BORRIELLO (formerly of Coldwell Banker Beach West) I was quite reluctant to leave my
previous company, because I was very concerned about the support I would be getting at
Charles Rutenberg Realty. I was very wrong! All the resources I needed are at my disposal
and help is just a phone call away. The office is conveniently located right off of the major
highways, so I am able to stop in to the office whenever I feel the need. I have never worked
harder in my life because I am now working for myself. Nothing is more motivating than
the knowledge that I now keep everything that I earn. Call me: (516) 805-0318
THOMAS PRESTON (formerly of Exit Realty) They give 100 percent of the commissions
to the agents; they also give 100 percent of themselves. The management and staff at
Charles Rutenberg Realty Inc. have always been there to support me whenever it was
needed. They do not compete with us but instead they help us to compete in a
difficult market. I must admit that Charles Rutenberg has more than exceeded my
expectations. I have found everything to be exactly as promised: plain, simple and
honest. Call me: (917) 445-4160
Only $39.00 Monthly Fee and only
$330.00 Transaction Fee after each closing.
10% Fee on Rentals
“NO HIDDEN FEES” NONE!
GLENDA MORAN (formerly of Century 21 American Homes) Coming to work for Charles
Rutenberg Realty was the best decision of my career. I’m glad I had the courage to
change my life. At first, like most of you, I was apprehensive. I thought it’s too good
to be true. But, I’m living proof that this company lets me keep 100% of my
commission, less $330 per transaction. The staff is courteous and knowledgeable. It’s
a pleasure dealing with Pam and Joe Moshé. I love working with Charles Rutenberg
Realty. Call me: (516) 967-6290
AURELIO GOODEN (formerly of Halmike Realty) In an industry that is filled with so
many variables, it is good to know that truth and integrity are words and elements that are
still very much alive. My association with Charles Rutenberg Realty, Inc. has been precisely
that. They provide you with ample support and guidance. What they say is exactly what
they mean and there are no variations to it. You have two choices: Keep doing what you are
doing and give away half or more of your hard earned money, or keep what you earned. It’s
that simple! You have dealt with the rest, now come join the Best! Pam and Joe Moshé are
truly the best in the business. Call me: (845) 641-5018
CHARLES RUTENBERG REALTY, INC
Corporate Office:
255 Executive Dr., Suite 104
Plainview, NY 11803
516-575-7500
www.crrli.com
Call Our 24-hour hotline at 866-200-6204 or go to www.100percentcommission.com or call our office 516-575-7500
Long Island/Queens • Manhattan • Ft. Lauderdale • Clearwater • Orlando • Chicago
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990 Stewart Ave.
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Fax: 516-629-3990
THE REALTOR®
•
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10
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January/February 2008
●
THE REALTOR®
LIBOR NEWS
THE LONG ISLAND BOARD OF REALTORS, INC.
REALTOR® OUT EACH
Last year LIBOR and MLS’s own
Director of Network Administration Bill
Dimmler, completed his first ever
triathlon in honor of a little girl named
Francesca, who was diagnosed with cancer (Acute Lymphoblastic Leukemia)
when she was three years old, and to raise
money for the Leukemia and Lymphoma
Society — which helps people with these
deadly diseases. He raised over $4,500.
This year Bill will swim/bike/run in St.
Anthony’s triathlon again but he has also
added a second event. He will complete a
Half IRONMAN on June 8th through the
mountains of New Hampshire. As a
member of The Leukemia and
Lymphoma Society's Team in Training,
Bill has pledged to swim/cycle/run on
behalf of Francesca, Tristan, a three year
old boy who was found to have acute
lymphoblastic leukemia in March 2007,
and to help raise money for research and
patient assistance programs. Leukemia is
the #1 disease killer of children and the
leading fatal malignant disease of men
and women under the age of 35.
Although the causes of leukemia remains
unknown, recently developed treatments
and steady advances in research bring us
closer to a cure every day. Bill’s goal is
to raise $6,000 for The Leukemia and
Lymphoma Society by the fast approaching March 24th 2008, deadline. The
Leukemia and Lymphoma Society will
support vital programs including blood
research, patient aid, community service
and education. Please further the mission
of the LLS: to cure leukemia, lymphoma,
Hodgkin’s disease, myeloma and to
improve the quality of life of patients and
their families. To make a donation and
help Bill support this worthy cause visit
http://www.active.com/donate/tntliny/Bd
immler08.
PR Campaign Will Focus on the
Relationship with Consumers
In February, the National Association of
REALTORS (NAR) will launch a new
Public Relations Campaign that is intended
to help consumers make better sense of all
the information they hear about the real
estate market in the media. The strategy is
called “Surround Sound” and this multifaceted campaign targets the perceived
pent-up supply of home buyers who are
remaining “on-the-fence” as a result of the
negative things they are hearing about
today’s housing market. The goal of the
program is to get these hesitant buyers information that will help them feel more comfortable with making their home purchase.
The Surround Sound program will help
generate positive media coverage about real
estate opportunities in local markets. The
program plans to counter the negative
national reports by featuring national radio
and television spots that will highlight the
value of homeownership as a long-term
investment. Additionally, the campaign
will bring attention to the combination of
low mortgage rates and declining home
prices, which are producing more affordable housing conditions in many areas of
the country.
The 2008 Public Relations Committee
for the Long Island Board of REALTORS
will meet on January 28, 2008 to determine
what direction, and what message, the
LIBOR PR campaign will go in during the
coming months. Details of the campaign
will be publicized in the next issue of “The
REALTOR” paper.
LIBOR Sponsors Home Maintenance
Training and Repair Program
WANTED:
Empty Buildable Lots in Nassau County
Habitat for Humanity of Nassau County is in need of buildable
lots in Nassau County. If you, or anyone you know, would like to
donate a buildable lot to Habitat for Humanity, please contact
Charlotte Lee, President at 212-692-7744.
WE’RE SERIOUS ABOUT YOUR SUCCESS
OUTSTANDING WORK ENVIRONMENT
*
*
*
*
Beautiful Private Building, Gardens, Patios & Fish Ponds
Three Time Winner Of Wantagh Chamber Of Commerce Beautification Award
Semi Private Offices (2-6 Desks Per Office)
Upscale Reception Area, Elegant Conference Room With Fireplace
& Full Kitchen
* Work With Experienced Full Time Team Players
EXTENSIVE ADVERTISING AND PROMOTIONS
* Ads For Listings Paid 100% By The Broker
* Agent Promotional Ads Paid 50% By The Broker
* Over 20 Prime Internet Sites Including Newsday, VLS, ShowcaseRealtor.com
and Realestatebook.com, Coldwellbanker.com All At No Cost To Agents
LATEST TECHNOLOGY
*
*
*
*
PC On Every Desk
Agents Private Phone Number
Central Showing Service, Notifies Agents Of Showings With Email Feedback
Lead Router, Leads Go To Listing Agent (optional)
SUPERIOR AGENT SUPPORT
*
*
*
*
*
*
Free Agent Web Site
Excellent Commission Splits
Continual Training
Excellent Reputation
No Broker Compensation
Broker Support 24/7
*
*
*
*
*
*
Platinum Listing Plan
Buyer Representation Available
Flexible Listing Commission
National and International Referrals
FSBO Leads
Very Helpful Secretarial Assistance
For information or confidential interview call:
Floyd Earl 516-763-8950 or
Marlena Schein 516-763-8942
“YOUR PERFECT PARTNER”
“We Look Different Because We Are”
The Housing Partnership, one of the nation’s largest producers of affordable housing,
hosted a very special graduation ceremony on December 12, 2007 for the fourth
graduating class of the free 8-week Home Maintenance Training and Repair program
for low and moderate-income homeowners in Southeast Queens. Offered in partnership with Margert Community Corporation, the local non-profit housing agency, the
program is funded by donations from several organizations including LIBOR.
Pictured with the Home Program students are fellow Realtors/ Buddy Hoosein (far
left) and Jack Mangra (seated), who attended the graduation ceremony as well.
g
2008 LIBOR HARDCOVER CLAALSLT
!
YEARBOOK & DIARY
Order Your Copy of The 2008
“REAL ESTATE RECORD AND REFERENCE” BOOK
Cost of $35.00* per copy for Members • $45.00* per copy Non-Members
*Plus shipping and applicable sales tax.
Contact the Realtor Service Center at 631-661-4800 Ext. 329, to order your
copy or access an online Order Form through Documents on Demand.
Fax 631-422-1328 • Email indrab@mlsli.com
ETHICS...THIS MONTH’S TOPICS
To Read More on Ethics Case #6-6 Visit Page 27
(Continued from page 27)
time a visitor to her website clicked on
the links found under “Preferred
Providers” but claimed that simply referring to those advertisers as “preferred did
not constitute a recommendation or
endorsement of the products and/or the
services offered.
The hearing panel disagreed with REALTOR® Z’s reasoning, pointing out that a
reasonable consumer would certainly con-
clude that referring to a provider of real
estate-related products or services as being
“preferred” by a REALTOR® constituted a
recommendation or endorsement. Further,
since REALTOR® Z received a fee each
time a consumer “clicked through” to one
of REALTOR® Z’s “Preferred Providers,”
REALTOR® Z received a referral fee, and
disclosure of that fee was required under
Article 6. REALTOR® Z was found in violation of Article 6.
COLDWELL BANKER BEACH WEST
Long Beach, NY 11561
516-432-7900
cbbeachwst@aol.com
COLDWELL BANKER BEACH WEST
Long Beach, NY 11561
516-889-7500
cbbeachwst@aol.com
COLDWELL BANKER CLAIRE SOBEL
Roslyn Heights, NY 11577
516-621-6300
roy.sobel@coldwellbanker.com
COLDWELL BANKER CUSTOM REAL ESTATE
Massapequa Park, NY 11762
516-794-4100
jeff@customre.com
COLDWELL BANKER CUSTOM REAL ESTATE
Massapequa, NY 11758
516-798-5000
jeff@customre.com
COLDWELL BANKER MANOR GATE
Wantagh, NY 11793
516-785-2400
manorgate@aol.com
COLDWELL BANKER YOUR HOME
Merrick, NY 11566
516-867-4600
dawn.roberto@coldwellbanker.com
SUFFOLK
COLDWELL BANKER BAGSHAW
Riverhead NY 11901
631-727-3713
jbagshaw@coldwellbankerbagshaw.com
COLDWELL BANKER BELLBROOK
Patchogue NY 11772
631-289-1400
Vmrealtor1@aol.com
COLDWELL BANKER BLUE DIAMOND
Farmingville, NY 11738
631-736-4100
Sbdr01@aol.com
There are 74 Coldwell Banker Offices on Long Island
53 ARE INDEPENDENTLY
OWNED AND OPERATED!
Get the Best of Both Worlds
The tools, resources and reputation of the #1 name in Real Estate
plus Local knowledge, expertise and commitment of an
entrepreneurial Owner/broker/manager who knows your market
inside & out and who is Committed and able to make the decisions
needed to support your success.
Call any of our
Coldwell Banker Affiliates
for a confidential interview
COLDWELL BANKER MATHERSON
Deer Park/Dix Hills, NY 11729
631-586-9600
vi@coldwellbanker.com
COLDWELL BANKER MATHERSON
West Islip, NY 11795
631-587-1700
geoff@coldwellbanker.com
COLDWELL BANKER M&D GOOD LIFE
Moriches, NY 11955
631-878-6080
moriches@coldwellbanker.com
COLDWELL BANKER M&D GOOD LIFE
Shirley, NY 11967
631-399-5300
moriches@coldwellbanker.com
COLDWELL BANKER PREMIER HOMES
Wading River, NY 11792
631-929-3700
cbwadingriver@aol.com
COLDWELL BANKER PRESTIGIOUS PROPERTIES
East Hampton, NY 11937
631-324-7850
bhulse@coldwellbankerhamptons.com
COLDWELL BANKER PRESTIGIOUS PROPERTIES
East Quogue, NY 11942
631-653-8810
ldavin@coldwellbankerhamptons.com
COLDWELL BANKER PRESTIGIOUS PROPERTIES
Southampton, NY 11968
631-283-5400
bhulse@coldwellbankerhamptons.com
COLDWELL BANKER PRESTIGIOUS PROPERTIES
Westhampton, NY 11978
631-288-0400
lstever@coldwellbankerhamptons.com
COLDWELL BANKER SCHAEFER AND TAFURO
Holbrook, NY 11741
631-472-4300
coldbank@optonline.net
THE REALTOR®
NASSAU
●
COLDWELL BANKER PHILLIPS
Middle Village, NY 11379
1-800-479-SOLD
james.phillips@coldwellbanker.com
January/February 2008
Coldwell Banker offices, combined in
2006 sold $301.7 Billion Dollars worth
of Real Estate. Why not join a team that
can give you Worldwide exposure,
the best marketing tools available,
an award winning website and the
National recognition you deserve!
COLDWELL BANKER KUEBER
Glendale, NY 11385
718-628-0100
dkueber@coldwellbanker.com
●
Why not join
the #1 Company
in the Country?
COLDWELL BANKER CROSS ISLAND
Rosedale, NY 11422
718-341-9800
abriscoe@coldwellbanker.com
11
COLDWELL
BANKER
WANTS YOU!!!
QUEENS
12
●
January/February 2008
●
THE REALTOR®
LIBOR NEWS
THE LONG ISLAND BOARD OF REALTORS, INC.
WELCOME
NEW LIBOR AND MLS MEMBERS
Saeed Anwar
Sarwar Inc.
Christian D. Killoran
Clover Estates Realty Inc.
Mukesh Persaud
SP Homes Realty LLC
Don H. Bak
Tri State Han Mi Realty
Daniel Kogan
Kogan Realty Inc.
Maureen E. Berglin
Maureen E. Berglin,
REALTOR
Tony Koskinas
Acropolis Realty Inc.
Paul L. Robinson
Paul L. Robinson,
REALTOR
Angela DiLeonardo
Angela DiLeonardo &
Associates
Robert DiPadova
Excellent Realty Inc.
Chris Galluzzo
Chris Galluzzo, REALTOR
Eugene R. Gamache
Summer Sun Realty Ltd.
Rosanna M. Gleixner
Fair Wind Realty Inc.
Mark F. Goldin
Mark F. Goldin, REALTOR
Lewis Gould
Lewis Gould, REALTOR
Steven B. Hirsch
Geoffrey Stevens Realty
Inc.
Moe K. Khan
Valley National Homes Inc.
Kelly Lagoudis
RE/MAX Today
Kevin N. Loiacono
Mill River Realty Inc.
Milena D. Macias
Milena D. Macias,
REALTOR
Patricia J. Mancini
Dream Homes Bldg &
Dvlp
Maria Marchelos
Windmill Realty Group
LLC
James D. Moran
James D. Moran,
REALTOR
Leslie Moudis
Community NY Realty
Corp.
Joey K. Seukmar
Joe Kish Realty
Robin Singh
Robin Singh, REALTOR
Congratulations to the following REALTORS
who have received the 2008 LIBOR Chapter
Distinguished Service Award:
BARBARA GUNN
Central Nassau
JULIA BLAKER
Nassau North Shore
ISA STYKES
Nassau South Shore
MOSES SEURAM
Jamaica Central Queens
LAURA COPERSINO
Northeast Queens
NABIH HALAKA
Western Queens
JILL KANDELL
Eastern Suffolk
NORDEEN ACCARDI
Huntington Township
KATHLEEN BROWN &
JULIE MALSKY
Suffolk North Shore
ANGELA CHARRON
Suffolk South Shore
This award is given to a chapter member for outstanding service, participation & support to their chapter — someone who goes the “extra mile.”
These awards are presented by the outgoing chapter president on behalf
of their chapter membership at the January County Division Meetings.
Jennifer A. Steig
Cheshire Group LLC
Deepak Taneja
Inter Borough Realty Inc.
Hafiz Uddin
RPN New York Realty
Eran M. Varnai
Sentinel LLC
Jerry N. Viachos
Marathon Realty Group
LLC
Barbara J. Wanamaker
Signature Prop of
Huntington
Thomas Whalen
Exclusive Realty Group
Marc Paz
Canterbury Real Estate Inc.
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By Barbara Ford, MLS President
oil embargos, runaway inflation, and I was
a stay at home mom. But we bought the
house! We bought the “house” because we
wanted a “home”! We wanted to live in a
good neighborhood where we could raise
our children, we wanted nice neighbors,
barbecues, a community we could grow
with, and a home that we could make ours
by decorating it, improving it, celebrating
family events in it, and ultimately, by paying it off. We weren’t driven by the
prospect of using an equity line of credit to
finance a lifestyle that was beyond our
means. Living in that new home that was
“ours”, was lifestyle enough.
And to me, as this obvious truth of
perhaps a time gone by and of values we
have ceased to believe in took form and
became clearer in my mind, I needed to
share with the committee my firm belief
that the message that this is a “great time
to buy a home” is true! It is true for every
person who seeks a “home” for all of the
reasons I just mentioned. Interest rates
are low, lower than when I bought my
first home over thirty-two years ago.
Prices are competitive. Even if prices
fall a little more, does it matter to someone who is buying a home to actually
live in it and raise a family? Real estate
has always been at the mercy of economic cycles, and will continue to be at
their mercy long after you and I are no
longer a consideration. It always comes
back and if you are in it for the long haul,
you will not only profit financially, you
will have provided yourself and your
family with a rich and wonderful family
experience and values that travel with
them for their lifetime.
made last year. The main changes are:
a) A more in depth explanation of
Broker's Agent.
b) A check off if you are working in the
best interest of the Seller or Buyer with
options under each.
Any Agency Disclosure Forms purchased after November 1, 2007 returned
unopened may be exchanged for new
forms.
New Rental Listing Agreements Coming
The Rental Listing Agreements are currently being revised. They will now be a two
page agreement similar to the other listing
agreements.
These new rental agreements should be
available in the middle of February. Please
Fines Given by the
Rules Committee for
Failure to Submit
Requested Paperwork
Since 7/11/05:
You can now link directly from the
public records in Stratus to tax maps
for Suffolk County which are part of
the Realist system.
These tax maps can be accessed
from Stratus by either of the following
methods:
1) Clicking on the Tax Map button at
the top of the Full Report in Public
Records which brings you to the Tax
Map page containing that property.
2) Click on Suffolk Tax Map Search
link at the Public Records menu page.
At the Realist homepage go to
“Searches” to search by Address,
Owner Name, Phone Number or
APN/Tax Id (Parcel ID).
In either example, you will be
brought to a “Property Detail” page.
Click one of the “Assessor Map” buttons which will bring you to an
“Assessor Map” Page. Click “Map 1”
which brings you to the Tax Map page
containing that property. Note that the
first time accessing the maps you will
need to go to the First American Map
Viewer as prompted. There is a license
agreement which will be prompted the
first time the tax mps are accessed.
You must click “I Accept” to proceed.
In the Realist system, the Tax Maps
are the ONLY part f the system available to our users.
$8 Charge For Photos Taken
By MLS
Effective January 1, 2008 the cost
of a photo taken by VIC will be
charged directly to the listing office.
The photo charge is currently $8.00.
During the past year approximately
MLS
New Agency Disclosure Forms Now In
The State Legislature has once again made
changes to the Agency Disclosure Forms
effective January 1, 2008. A copy of these
forms was recently sent to us by NYSAR.
The new Agency Disclosure Forms for
Buyers and Sellers as well as those for
Landlords and Tenants are now available.
Everyone should begin using these new
forms as soon as possible. The changes to
the forms are not as significant as those
Tax Maps Now Available For
Suffolk County
keep this in mind when ordering forms.
The old listing agreements may continue
to be used.
In the near future a copy of the new listing
agreement will be posted on the Stratus
News.
$5,000
$2,500
$2,000
$1,500
$1,000
$750
—
—
—
—
—
—
2 fines
2 fines
1 fines
4 fines
8 fines
1 fines
$500
$400
$350
$250
$175
$100
— 13 fines
— 1 fines
— 1 fines
— 17 fines
— 1 fines
— 2 fines
Manhattan Housing Prices at
Record High
The U.S. housing market may be a
seller's nightmare but Manhattan's
was a dream in the fourth quarter as
foreign buyers pushed up demand
while supply stayed tight, sending the
average sales price to a record high.
"Foreign demand has been a big
part of the story," said Jonathan
Miller, director of research at Radar
Logic and author of Prudential's quarterly overview reports, but foreigners
are not permitted to buy cooperatives.
"In a lot of new development we've
seen significant activity from domestic
purchasers as well," Miller added.
Q&A
Do all Residential Listings that are
entered on to MLS require a photo?
Yes. Rule 501.12 includes “All
residential properties’ photos must
include the exterior front of the property.”
Q.
A.
80% of the residential listing photos
were uploaded into Stratus by the listing office. The remaining 20% were
taken by VIC, the MLS photography
company.
Currently the entire cost of this photo
service is subsidized by the MLS. This
means that all offices pay for a portion
of this whether they use it or not.
Note: When adding a listing in
Stratus you are asked “Do you plan to
upload your own photo Y or N”. If “N”
(No) is selected the listing will be sent
to VIC for the photo to be taken and
$8.00 will be billed to the office.
If “Y” (Yes) is entered at “Do you plan
to upload your own photo Y or N” the
photo must be uploaded within 7 days.
If not uploaded, the listing will be sent
to VIC for the photo to be taken and
the listing office will be billed $8.00.
This charge will remain on the bill even
in those cases when the photo is
uploaded by the Participant prior to
MLS receiving the photo from VIC.
Effective January 1, 2008 the cost of a photo
taken by VIC, the MLS photography company,
will be charged directly to the listing office. The
photo charge is currently $8.00. If you choose
to upload your own photo, there is no charge.
FORECLOSURE UPDATE
The most complete listing of Real Estate Foreclosure notices available for the five
boroughs of New York, Westchester, Nassau, and Suffolk counties. Delivered
weekly reformatted with additional features not included in the notice.
BUILDING NOTICES • TELEPHONE NUMBERS
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Please make check payable to and mail to:
FORECLOSURE UPDATE INC.
P.O. Box 220032, Great Neck, NY 11022-0032 or call (516) 487-6491
www.newyorkforeclosures.com
THE REALTOR®
We’ve all heard the phrase, “a house is
not a home”, and I couldn’t agree more, but
I was recently forced to rethink the phrase
and its intrinsic importance while attending
a meeting of the advertising committee.
The meeting was well attended and the
attendees were enthusiastic; an enthusiasm
I’m sure was sparked by the eternal hope
and optimism of our peers that the next big
deal is right around the corner, even if the
corner is nowhere in sight.
Everyone was anxious to share their
ideas as to what our message should be
during the coming year when there is so
much concern and pessimism about the
market. One of the concerns of the committee was that the use of phrases that
suggest it is a great time to buy a home,
would appear self-serving, disingenuous,
and would lose Realtors® their credibility. Afterall, all you need to do is to listen
to the financial reports and the pronouncements of the financial pundits to
know that this is a terrible time to consider buying a home! Right?
Afterall, with uncertainty in the market
place, you might not be buying at the bottom of the market, and if the economy
stagnates you might not experience double digit appreciation of your real estate
investment during the coming year, and
of course with that scenario, you wouldn’t
be able to use your home as a piggy bank
to finance such things as: trips to far away
places, cars, and/or pay off credit cards.
Some believe we sell houses not homes,
and the economic markets tell us it is a
bad, bad time to be buying a house! I
believe those people have it all wrong! It
is a great time to buy a home!
I bought my first home in 1976 for
$55,000.00. My husband was earning
about $22,000.00 at the time, interest rates
were 8 1/2 percent, there was the threat of
●
A House Is Not A Home
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V II EE WW SS
January/February 2008
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THE MULTIPLE LISTING SERVICE OF LONG ISLAND, INC.
13
MLS NEWS
TECHNO-BITS
TECH TIP
By Dana Nowick
E-mail or Blog?
Choose What Works
Best For Your Prospects
MLS Product Marketing Specialist
631-661-4800 ext. 367 • dnowick@mlsli.com
14
●
THE REALTOR®
●
January/February 2008
TECHNOLOGY
Get More Leads From
Your Website
This just in from NAR...84% of homebuyers begin their search on the Internet.
Does your website give homebuyers
what they are looking for?
When it comes to your website homebuyers want to see listings! And, lots of
them! With that said, how about adding
another 30,000+ listings to your website?
I guarantee your homebuyers will thank
you for it. Make your website a one-stop
shop for homebuyers out there...let them
know that they can find over 30,000
homes for sale on Long Island right from
your website.
If you give homebuyers what they
want on your website, they will return to
your site more often and stay on your site
longer searching for properties of interest. This is what turns a website visitor
into a qualified lead.
Each year you should add something
new and exciting to your website to keep
your visitors coming back for more. This
year, give your homebuyers what they are
looking for...listings!
If you are ready to add over 30,000 listings to your website, MLSLI is here to help.
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your photo are attached to each listing so
the homebuyer contacts YOU if they are
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Visit
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Visit www.mlstechs.com/brs.html for
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Contact:
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dnowick@mlsli.com
MLSTechs.com
Applicable setup fees still apply. Offer valid for 1st monthly fee of $29.95. Regular monthly fees
apply thereafter. Offer expires 2/29/08. Offer valid for new subscribers only.
By Jim Kimmons
With information at our fingertips, it’s
imperative for most of us to feel comfortable with electronic marketing tools. But
what’s the best way to market yourself electronically? Will e-mail or blogging work
best for holding on to prospects and convincing them to do business with you?
E-mail has a lot of positives. There’s no
doubt that most consumers, as well as most
real estate practitioners, are much more
familiar and comfortable with e-mail than
other electronic communication options. A
2005 survey by Forrester Research found
that only 2 percent of adults knowingly
used an RSS (really simple syndication)
reader or subscribed to blog content.
Another advantage of e-mail is that there
are many products and services to help you
create e-mail marketing campaigns and enewsletters and deliver images and HTMLformatted pages easily.
Unfortunately, spammers’ abuse of the email system has diminished its value as a
marketing tool. Even as you abide by the
federal CAN-SPAM Act, you still have to
get by the many spam filters out there. Very
few e-mail systems let senders know that an
e-mail was blocked, and many e-mail users
don’t know how to view blocked e-mail.
Even if it does get delivered, your message
stands a good chance of being deleted as
unwanted e-mail.
With spam working against you, a Web
log, commonly called a blog, might give
you a leg up in working with prospects. On
the positive side, you’re not pushing your
information at your targeted audience;
you’re pulling them to you with content
they find interesting and of value. A blog
also makes it easier for you to deliver richer, larger content, such as videos and graphic reports, without the need for big e-mail
attachments that get blocked as spam or
annoy a prospect with long downloads.
Another plus for blogs is the longevity of
your content. It’s there, categorized and
available, for as long as you want. Suppose
you post quarterly sold statistics for your
area. Because postings remain available,
you make it possible for visitors to do a
trend analysis of prices.
A blog is also a great tool in your efforts
to attract unknown prospects.
So, e-mail or blog? The best answer is both.
Offer both by linking all your marketing
communications. For example, an RSS
feed, provided by most blog platforms and
FeedBurner, allows visitors to subscribe to
and receive your posts when they’re published. Meanwhile, offer an e-mail subscription to visitors who don’t use an RSS
reader.
The bottom line: Familiarity with all the
new marketing technology will ensure that
whichever way consumers turn, you’re one
step ahead.
SITES
TO
SEE
Sometimes the best real estate
investments are the ones that need a
little — or a lot — of work. If you or your
clients are brave buyers who see fixeruppers as exciting challenges to tackle
on your own or simply want to try your
hand at a remodeling project instead of
hiring someone else to do it, here are
three Web sites full of home improvement tips, design tools, and articles
that will keep you on the right track.
BobVila.com. Ultimate handyman
Bob Vila has found a home on the Web,
offering advice on all sorts of home
improvement projects. The site has easyto-use search functions that help you
wade through the vast amount of information to zero in on your topic of interest.
The Home Improvement Library provides
everything you need to tackle a project,
including articles, tips, and videos. The
library lets you browse by subject, task,
or location in the home where your project is based. If you need more guidance
on home repairs, check out the step-bystep illustrated Fix-It Club, which explains
how to diagnose problems and fix almost
everything, from a toilet to a garbage disposal. The site also has a page devoted
to online Design Tools to help plan out
your new kitchen, patio, or garden. You
can register on the site to save your
designs and access them later.
HGTV.com. The Internet home of the
Home & Garden Television Network has
free resources for decorating, remodeling, and gardening. The strength of this
site is its interactive tools and online
demos. In the section devoted to
Decorating, for example, before-and-after
slide shows provide ideas about how to
spruce up two of the home's most important rooms: Kitchens and Bathrooms. Or
you can use the Room Planner to create a
customized floor plan for any room in your
home and experiment with different furniture arrangements before trying it out for
real. The Remodeling section of the site
provides online How-To Demos that walk
you through projects like installing a
handrail or decorating with wallpaper.
HGTV.com's Gardening section, meanwhile, teaches gardening enthusiasts
about using the right Gardening Tools
and provides tips for executing various
Landscaping/Design projects.
15
●
January/February 2008
●
THE REALTOR®
The NASSAU COUNTY
Division Breakfast was
held on January 10, 2008
at the Milleridge Cottage
with special guest speaker, The Honorable
Thomas R. Suozzi,
Nassau County Executive.
16
●
THE REALTOR®
●
January/February 2008
2007 LIBOR Chapter Acknowledgements
& 2008 Installation Event Coverage
The SUFFOLK
COUNTY Division
Luncheon was held on
January 17, 2008 at
Villa Lombardi’s with
special guest speaker,
NYS Inspector General
Kristine Hamann.
The QUEENS
COUNTY Division
Luncheon was held on
January 24, 2008 at
Antuns Catering with
special guest speaker,
The Honorable
Malcom A. Smith.
17
●
January/February 2008
●
THE REALTOR®
18
●
January/February 2008
●
THE REALTOR®
TRIFECTA...
A WINNING COMBINATION
Hear All 3 National “Native New Yorkers”
Speak at One Event!
DARRYL DAVIS
Darryl Davis Seminars, NY
“How to Make 2008 Your Best Year Ever”
Techniques to Capitalize on this New Market to Get Your Listings Sold!
STEVE HARNEY
Darryl Davis
Steve Harney Inc. NY
“Extra! Extra! Media Headline Attacked! Realtor Claims Self Defense”
How to Profit by Using Today's Headlines to Your Advantage!
JOE MEYER, GRI
Joe Meyer Seminars, NY
“The Dirty Dozen”
12 Ways We Sabatoge Our Success....Learn How to "Clean-Up" and Profit!
Steve Harney
Friday, March 28, 2008
Crest Hollow Country Club
8325 Jericho Tpke, Woodbury, NY
8:00 am — Doors open for check in
8:30 am — Training begins
1:30 pm — Program concludes
$49.00 LIBOR members ‡ $99.00 non-members
Continental Breakfast and Lite Snacks Served.
Joe Meyer, GRI
Save time...
Register now online at MLSLI.com/Trifecta
or call (631) 661-4800 ext 21
CRS# TWC/120
Reservations required. Limited seating so please register early. Thank you.
19
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THE REALTOR®
CHRISTOPHER MEADOWS
Tel: (516) 676-6089
Fax: (516) 676-4769
email:
studio@dsidesigngroup.com
●
DSI DESIGN GROUP
January/February 2008
CONTACT...
●
Advertise In
20
●
January/February 2008
●
THE REALTOR®
This
& That
WEICHERT, REALTORS —
Liappas Agency On Board as
Ongoing Hosts Of Seniors’
Birthday Parties
Homes would like to welcome Lisette
Gali as a newly-licensed Associate
Broker. Gali, who joined the company in
2005, specializes in residential sales and
rentals with emphasis on HUD properties.
She serves clients in Nassau County and
surrounding areas as a member of the
Long Island Board of Realtors%.
Village Homes of Rockville
Centre Joins Coach Realtors
Broker/owner Connie Liappas (pictured
far left) of WEICHERT, REALTORS Liappas Agency in Manhasset, together
with the company’s agent Ros Drukker
(far right) were present for the first in a
series of birthday parties for seniors. The
five honorees in the photo were celebrated
at the Port Washington Senior Center at St.
Stephen’s Church. The Weichert% agency
will host a seniors’ celebration every other
month at the Port Washington center,
Liappas said. “We want to do something
for our community, and who are more
deserving of an honor than those treasured
senior citizens who have already given of
themselves for a long time,” Liappas said.
Coach Realtors are proud to announce
that Village Homes has joined their team.
Village Homes has been serving the
Rockville Centre community for over 20
years and was owned and operated by
Marti
Goldberg
and
Barbara
Goldfeder. This marks the 2nd real estate
firm to join under the Coach banner in the
past 6-months in the Rockville Centre
area. Pictured (l–r) are Barbara
Goldfeder, Mari Goldberg of Village
Homes, Georgianna Finn and LP Finn
of Coach Realtors.
Broker/Owner Anthony D. Atkinson of
WEICHERT, REALTORS — Quality
Two of the North Fork’s top real estate
agents, the husband/wife team of Eileen
and Jim Tonsmeire, recently joined the
Southold office of Daniel Gale
Sotheby’s
International
Realty
(DGSIR). DGSIR offices span the North
Shore of Long Island. “We are thrilled to
be part of the Daniel Gale Sotheby’s team.
Successfully selling real estate is all about
customer service and marketing,” said
Eileen Tonsmeire. In addition to Daniel
Gale Sotheby’s International Realty’s reputation for professionalism and excellence,
it offers outstanding Internet and print marketing opportunities. Now in their sixth
year selling real estate on the North Fork,
the Tonsmeires specialize in homes and
condominiums, particularly beach and
boating properties.
Maximize Your Earnings
Potential – Join the NYS GRI
Chapter Today and Put the
Chapter to Work For You!
Obtaining the NYS GRI designation is an
investment of time, money and dedication
but studies prove
that commitment can
increase your earnings power exponentially.
The
GRI
Chapter allows you
to stand out in the
crowd of Realtors%
and helps take your
career to a level beyond your expectations.
Chapter membership affords you the tools
to help promote awareness of your designation and maximize your exposure to the
public and fellow Realtors%. Marie Costello,
of Marie Costello Real Estate in Glen Head
and GRI Charter Member urges Realtors%
to join stating “my business is based on
knowledge, honesty and integrity. When I
refer business to another Chapter member,
I know they share the same values.” For
more information and a membership application visit www.nysgri.com.
OBITUARIES
We regret to inform you of the passing of
Kate White, mother of Marilyn Perla of
Prudential Douglas Elliman in Dix Hills.
Service was held on December 21st at New
Montefiore Cementary in West Babylon.
We regret to inform you of the passing of
Esther Rodriguez, mother of Leon Sanchez,
Broker of Newman Realty in Malverne.
Services were January 8th and 9th at
Macken Mortuary, Inc. in Rockville Centre.
We regret to inform you of the passing of
Susan Bornstein of Vin-Pan Realty in
Centerport. After a brief illness she
passed away on Sunday, January 13th.
We regret to inform you of the passing of
Joseph Vitale, father in-law of Darlene
Vitale of Prudential Douglas Elliman RE in
Babylon. Services were held on January
20th and 21st at McCourt & Trudden
Funeral Home in Farmingdale.
Correction…
The following correction has been made
to our special “2007 Leadership” insert in
the December issue: Elizabeth Gittens,
Gittens Quick Sale Realty Inc — MLS
Queens Director. We regret our error.
ATTENTION REALTORS
• Quick Closings • Quick Commissions •
Is your seller telling you ALL you should be told about the subject property?
Do you know if the person you are dealing with is ACTUALLY the owner of the property?
Has your seller told you that they may be in DEFAULT on their loan?
Does your seller have a JUDGMENT or a BANKRUPTCY against their name and home?
Do you know if your seller is giving you ALL the facts pertaining to C/O’s on the property?
AS A REALTOR YOU ARE RESPONSIBLE TO KNOW THE FACTS!!
Property Run, Inc. will provide you with a Title Search. This search will provide you with the following information:
Copy of the Last Deed of Record • Open Mortgages against the property • Any LP and Foreclosure Filings
Judgments and Liens against your client • Bankruptcy and Patriot Act Searches
Additional Services are available such as:
Tax Search • C/O Search • Surveys • Housing and Building Search • Street Report • Emergency Repair Search • Etc.
LET PROPERTY RUN, INC. WORK FOR YOUR SELLER TO CLEAR ANY
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Property Run, Inc.
21
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Sistina Aversano
Edwin W. Banks
Vicky W. Bartko
Rozanna
Beaumont
Joanne C.
Bechhoff
Sharona Beck
Michael Bello
Belinda G. Bender
Rachel Benedetti
Michael J. Berman
Mohamed Bessai
Gina M.
Bettenhauser
Jerome H. Blue
Lucille Bonanno
Ernest F. Bonifazio
Larry J. Braden
Margaret M. Brady
Amalia C. Brandt
Stephen A. Bruno
William C. Buckley
Denise C. Buser
Miguel A. Cabrera
Alejandro U.
Calma
Allegra Capra
Peter M. Caputo
Craig S. Carbone
Clara N. Carranza
Gloria Catsimalis
Kumal A. Chetram
Mario J. Ciampa
Michael A. Cibelli
Ocelia Claro
Peter J. Cohen
Joseph J. Corriston
Miriam E. Crespo
Sal J. Crifasi
Pedro Cruz
Carl H. Dalencourt
Domingo P.
DeGuzman
Nilo A. DeLaTorre
Frank Dell’Accio
Vincent Dell’Accio
Suzanne DeNoyior
Steve DePinto
Vincent DiCanio
Janis A.
DiGiovanni
Angela DiLeonardo
Josephine G.
Dizon
Sabita D.
Doodnauth
Robert H. Dressler
Jian J. Du
Sooroojnee Edoo
Allan R. Eldridge
Shawn Elliott
James H. Elstroth
Janice L. Fagan
Rocco J.
Famiglietti
Michael I. Feiner
Manuel Felix
Alejandra J.
Fermin
Clifford S. Fetner
Warren M. Fink
William P.
Fitzgerald
Barbara Ford
Beatrice
Formickella
Jennifer Fox
Susan L. Francis
Karl H. Friedrich
Robert Frisoni
Philip Fusco
Deborah L.
Galligan
Carol Gallo
Turschmann
Eugene R.
Gamache
Joy B. Gape
Michael Gatto
Syma J. Gerard
Stanley E. Gilpin
Mark F. Goldin
Susan Goldman
Jose P. Goncalves
George R. Gordon
Shelina Graves
Brigitte E. Greene
Evan Greene
Vaugerard Guerrier
Alex M.
Guiseppone
Ronald P. Guzas
David K. Guzzetta
Leesa Haas
Anne Hagen
Suzanne L. Hahn
Anita Halvatzis
Robert L. Harding
Lisa Healy
Clifford H. Hecht
Kelly A. Hicks
Mary W. Hillman
Arthur M. Hofbauer
Willard P. Hough
Lorna M. Howell
Anthony Imperato
Janet Iveson
Robert C.
Jacobsen
Chandru Jagwani
John L. Juliano
Janet M. Kalman
Morton Kaplan
Linda Kettering
Catherine Kolsch
Tony Koskinas
Irwin R. Krasnow
Sidney Kwintner
Mark T. Laffey
Mei Ying Lai
Pamela G.
Lanigan
Sheila Lawrence
Joann Lee
Sejeh Lee
Charles Lefkowitz
Lisa M. Lilly
Jack LoBiondo
Kevin N. Loiacono
Brian P. Lomot
Shiu Fang Lou
Charles Lovell
Rita J. Lowry
Samuel Lozado
Anthony Lubrano
Johnstone S. Ma
Thomas J.
Macaluso
Louis J. Macari
Jorge L. Machado
Hattie Mack
Deepnarain
Mahadeo
Neal W. Mandel
John F. Maniec
Jean Mansueto
Francesco S.
Marino
Judy S. Markowitz
Gerard M. Marrone
Bethany D. Marten
Vito Martinico
Anthony
Mastrobuoni
Tracey A.
McCauley
Joanne McEvoy
Peter McGeough
William E. Meier
Glenn A. Messineo
Anna Miloscia
Lionel A. Mohabir
Nazim K.
Mohamed
Gloria C. Molloy
Ferenc Molnar
Alice H. Morabito
Tara E. Moreno
Jo An Morris
Joseph M. Moshe
Fina Musso
Paul P. Napolitano
John F. Navaretta
Barry C. Nelson
James A. Netter
Gisela I.
Nightingale
Lynn Nunes
Virginia O Dwyer
Almog Ohayon
Bruce A. Orr
Shu Na Pan
Vincent C. Papa
Maureen Papalas
Chi Kun Park
Young D. Park
Thomas J. Parkes
Francis A. Paruolo
Antonio J. Patino
Denise Perfido
Haimraj Persaud
Linda J. Petralia
James A. Phillips
Renee Phillips
Gilbert A. Picard*
Joseph Picone
Rosetta L. Pirillo
William F. Pisani
Anthony Podias
Thomas M. Potter
Peter Prashad
Rose Marie Princi
Rudolph Princi
James Radosta
Mohammed A.
Rahman
Mark Ramjeet
Eric G. Ramsay
Janine M. Rayano
Michael Richman
Carl W. Riese
Asia Roberts
Francis
Gloria I. Rodriguez
Diana M. Romano
Frank J. Romano
Lee Rothleder
Harriet M. Rowan
Todd Roy
Thomas Ruddy
Laura Ruhnke
Shiraz Saeed
Kristen A.
Salvatore
Geraldine S.
Sapanaro
Angela M.
Scaldaferri
Michael D. Schaier
Marlena C. Schein
Henry I. Serrano
Henry A. Setaro
Ali A. Sikder
Krishna Singh
Trinity L. Singh
Andrea Soho
*THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS.
Carol A. Sparaco
Jenifer A. Steig
Kitty P. Stein
Rishee Subick
Dave
Surujnarain
Madan P.
Surujpaul
Marie Svec
Thomas F. Tabone
Deepak Taneja
Lawrence A. Tesch
Leo S. Testa
John Testaiuti
Mildred Thomas
Carrie Tong
Jordan E. Trager
Todd A. Triolo
James Tsempelis
Hafiz Uddin
Paul A.
Underwood
Frank S. Urso
Vincent Vaiano
Valerie Van Cleef
Charlotte
Vanderwaag
Anthony R.
Vecchio
Hernando Villamil
Anthony P. Vitale
Cynthia Walsh
Barbara J.
Wanamaker
Kathy J. Werler
Edward F. Wilson
Christopher J.
Winchester
Jamie C. Winkler
Richard M. Witt
Huiyan Wu
Lana Yee
Wei Zhu
LESS THAN $99
($20 TO $98)
Suzanne Aasbo
Paula Abbamonte
Tomoyuki Abe
Cheriyan Abraham
Oommen P.
Abraham
Peggy Abrams
Evelyn A. Abreu
Nordeen Accardi
Diallo D. Acey
Joseph M.
Achtziger
Carol Acker
Andrea L.
Ackerman
Leanora M. Ackley
Paul Acosta
Rosario Acquista
Nina Adames
Tina Adamo
Diane B. Adams
Lourdes Adams
Malcolm L. Adams
John C. Addario
Francis L. Ade
Michael C. Adges
Miriam L. Adler
Lucia Adrian
Lisa J. Adwar
Anupa Agardeo
Lakeysha F.
Agugbo
Juan Aguilar
Katharine Aguilar
Teresita E. Aguilar
Monica Ahdoot
Jessica A. Ahern
Imtiaz Ahmad
Nasir Ahmad
Alucinda M.
Ahmed
Awal Ahmed
Bashir Ahmed
Mamdouh O.
Ahmed
Perveen F. Ahmed
Tharwat Ahmed
Hyeok Soong Ahn
Jae Soon Ahn
Jeakuk Ahn
Benedict E.
Aikhuele
Gary Ain
Sevilay Akbulut
Darren Alacqua
Sal R. Alaimo
Clara Alamia
Dewan M. Alamin
Joseph Alarimo
Karen K. Albanese
Nicholas Albanese
Raymundo L.
Albano
Assompta Albertini
Andrea M. Alberts
Amy A. Albrecht
Donna T. Albro
Iraklis M. Alevizakis
Joanne Alexander
Patrice M.
Alexander
Rookmanie
Alexander
Sydney Alexander
Linda A. Alfino
Brandon L. Alfred
Asef Ali
Aslam Ali
Azim O. Ali
Malik Ali
Rafaqat Ali
Linda Alimaras
Olivier Allain
Delita Allen Smith
Shameena Alli
Doina Almazon
Anna Almiroudis
Gladys V. Alonso
Albert L. Alston
Stressoir M.
Altemis
Karen Alterson
Fresnel Altidor
Cynthia Altkin
Monica U. Altmann
Ignacio G. Alvares
Dolores M. Alvarez
Gabriella M.
Alvarez
Johan A. Alvarez
Diane Alveari
Kenneth P. Alveari
Veronica L. Alves
Indira I. Amado
Jose Amaro
Robin Amato
Larry Amaya
Madeleine Ambron
Frank Amendola
Maryam Amid
Khalid M. Amjad
John Ammirati
Sal Ammirati
Michael C. Amodio
Jay Anderson
Mark R. Anderson
Michael C. Andrea
Theodora
Andreolas
Irina Andriasova
Kenneth J. Anello
Jan M. Angarita
William J. Angelos
Laurie J. Angrisani
Katie T. Angst
Kerri J. Angst
Joseph M.
Annarumma
George A. Anthony
Paige P. Antonellis
Christian C.
Anyene
Salvatore J.
Anzalone
Vito W. Anzalone
Thomas Apa
Ana E. Aparicio
Brenda K. Aparicio
L Michelle Aparicio
Myriam Aponte
Eileen J. Appel
Liliana M. Arcaro
Karen L.
Arceneaux
Michael A. Ardolino
Marcia M. Arias
Janine M. Armata
Ronald D. Armet
Rabindranaut
Armogan
Christina M. Armyn
Patricia Arndt
Candi E. Arnesen
Maureen P. Arra
Francisco B.
Arrieta
Libertino Arrigo
Jorge Arroyo
Joseph Asaro
Joseph Asaro
Marco Ascazubi
Jon R. Asch
Daniel Asciolla
Kathaleen S. Ash
Larry H. Asher
Marie E. Asher
Sandra Asip
Kevin Asrula
THE REALTOR®
GOLDEN R
($5,000 AND UP)
●
IT’S YOUR BEST
INVESTMENT IN BUSINESS!
LIBOR’S 2008 RPAC GOAL IS $404,000 IN 2008 BASED ON RPAC’S
FAIR SHARE OF $15 PER MEMBER.
For more information, please contact Randy L. Kaplan,
Director of Governmental Affairs, Ext. 380.
January/February 2008
2008 RPAC HONOR ROLL
●
REALTORS POLITICAL ACTION COMMITTEE
RPAC UPDATE
By Matthew Arnold, RPAC Co-Chairperson
100% Participation — It
Starts With You!
2008 is here! With a New Year comes
new beginnings... Before we move forward, let’s reflect on our past accomplishments. In the past 4 years Pat Levitt has
dedicated innumerable amounts of hours
as well as physical, emotional and professional efforts. Pat and her team raised
over 1 million investment dollars for
RPAC. These investment dollars helped
put a stop to the Brookhaven transfer tax
and also kept the banks from entering our
business for another 2 years!
This year I’m fortunate to have a spectacular team of people working with me.
Audrey Livingstone my Co-Chair, Peter
Demidovich Suffolk Vice Chair, Laura
Copersino Queens Vice-Chair and Paul
Musso Affiliate Chair. We have several
new and exciting ideas such as the return
of “Realtors® Got Talent” and “Day at the
Races!” Recently, I attended a workshop
Maria C. Assalone
Vera Atamian
George
Athanasopoulos
Maria Atsas
Andrea Attanasio
Anthony D.
Auguste
Janet Augustino
John A. Avecillas
Michael Aversano
Lorraine Avitabile
Nabil N. Awad
Adeola O.
Awolowo
Alba M. Ayala
Elias P. Ayala
Reuben Azel
Franca Azzilonna
Shesh
Steven Azzopardi
Kiriacos
Bacalocostantis
Maria L. Bacchi
Sheik M. Bacchus
Daniel J. Bacci
Barbara M. Bach
Anita Bachrach
Balfe I. Badchkam
Young D. Bae
Maria Baer
Robin Baer
Carl R. Baessler
Mirza Baig
Don H. Bak
Lana R. Bakhash
Salih Bakir
Bibi S. Baksh
Ganesh P. Balack
Evangeline
Balaskas
Roxanne N.
Baldeo
Lynette Baldwin
John A. Balis
Glen A. Ballard
Coobeer A. Balram
Janice Balsamo
Melissa W.
Bancroft
Sung Qyoon Bang
Victor Banks
Olga Baram
Paulina Baratta
Nadine Barbera
Jacqueline T.
Barczak
Augusto Bardi
Vivian Barna
Yvonne Barno
Angelo Baroumis
Dharamdeo Barran
Stephanie Barreda
Samuel Barreto
Linda C. Barry
Warren E. Barta
Jennifer Bartko
Tasha L. Bartlett
Gregory
Bascombe
Jeffrey A. Bass
Susanne Bass
Bhabani Basu
Bernardo E.
Batista
Lin Ying Batista
Rolando A. Batres
Allison L.
Battenberg
Gary Baumann
Peter J. Bavoso
Jean Marie Bay
Chris J. Baylis
Stephen A.
Baymack
Anna V. Bayron
Corey Beanland
Linda Beatrice
Esthel E. Beauge
Kim Beaulieu
Cynthia M. Beck
Alice Becker
Amanda Bedford
Harmeet S. Bedi
Kevin C. Bednar
Michael A. Bedryk
Ambica Beepath
Linda R. Beggs
Paramjit S.
Begowal
Bella Bekker
Helene A.
Bekritsky
Anna M. Belfiore
Renah R. Bell
Rosanne Beller
Sandi M. Bellucci
Sharon N. Benary
Mann
Jesus N.
Benavides
Rita B. Bender
Alexander
Benisatto
Drori Benmen
Shari L. Benmen
Sean J. Bennett
Carla R. Bent
Jose M. Bentancur
Mary Berblinger
Debra Berg
Mishelle M. Berger
seminar in Washington D.C., RPAC boot
camp; it was amazing! Many great
Realtors® representing RPAC nationwide.
You’ll notice I’ve used the word investment. I contribute to Hospice and donate
to the American Cancer Society, but I
INVEST in my Real Estate Business. One
of my goals for this year is educating our
28,000 Realtors® on how important it is
to invest in their business! My goal can be
achieved with your help! Talk to your colleagues about making their investment.
Invite my team and into your office to
educate them about the Realtors®
Political Action Committee. Washington
tells me RPAC is the voice of Realtors®,
so let it be heard! It starts with 100% participation!
Joanna E. Bergida
Yvonne L. Bernard
Ronald R.
Bernardini
Dominique Berne
Elaine S. Bernstein
Manuel Bernstein
Heather B. Bester
Sororazam
Bethune
Thomas K.
Bettenhauser
Nancy Beyrer
Bhola Bhikham
Sood Bhuvnesh
Barbara J.
Bianchini
Robert J. Bianco
Silvio Bianco
Stacy A. Bibbo
Stephanie M.
Bidlake
Kathy H. Bieganski
Jeffrey R. Biegel
Edward F. Bilinski
Gabrielle Binler
Wartanoosh
Biramian
Branko B. Birovcec
Theresa A. Birt
Blanca H. Bisharah
Irma Bishay
Dawn M. Bishop
Samarendra
Biswas
Chari Biton
Dawn Bjertnes
Lomauro
Dexter Blackman
Suzanne K. Blair
Jean Pierre Blaise
Michael I. Blake
Neil Blake
Ollie Blakely
Marie Elena
Blanco
Grace Blank
Louis A. Blank
Tammy Blau
William Blau
Alice A. Bleier
Bart A. Bleiweiss
Gina A. Blum
Gail Blumenstein
Richard D.
Bocchieri
Jennifer Boccio
Kristin A. Bodkin
Jo Ann Boettcher
Patricia Bogusky
Brian K. Bolasingh
Victor Bommarito
Gary S. Bonanno
Russell Bonanno
Veronica A.
Bonanno
Michele L. Bondy
Pinuccia M.
Bongiorno
Darla J. Bonner
Robin Booskila
Pierre C. Borga
Joseph B. Born
Annette J. Borras
Debra Anne
Borstelmann
Rivki Bortz
Betty G. Bose
Barbara A. Bosse
Carano
Gainor R. Bostwick
Herney Botero
Webert Boucicaut
Evangelia
Boudourakis
June Boughton
Todd Bourgard
Crysellen Bouziotis
Pamela C. Bowens
Karlief Boyd
Vishwanauth
Boywah
Jose M. Bracchi
Anne Bracco
Donald G. Bracken
Dennis P. Brady
Maureen A. Brady
Renita R. Braham
Melissa L. Brandt
William A. Brandt
Daniel H. Bravo
Albert Brayson
Linda E. Brennan
Richard J. Brennan
Elizabeth A. Breslin
Marie W. Breslin
Raymond T.
Bressingham
Arthur John
Bretton
Maria Breyer
Serafim Brito
Patricia C. Brogan
Frances
Broncatello
Eric W. Brooks
Deborah A. Bross
Andrea Brovetto
Jacqueline A.
Brown
Lillie M. Brown
Marilyn D. Brown
Maryann Brown
Stephen T. Browne
Patricia
Brownstone
Elton A. Bruce
Joseph E. Brunken
Linda Brunning
Michael R.
Bruscino
Jennifer A. Bruyne
Joy H. Bryant
Frederick T.
Bubeck
Timothy Buckley
Barbara A.
Bucovetsky
Vishal A. Budhram
Hong Loan Buist
Yaniv Bukobza
Rosanne Bullaro
Laura J.
Buonocore
Evangeline Burch
Anna Burgess
Diane Y. Burke
James J. Burke
Loraine Burke
Peter K. Burke
Selwayne D. Burke
Kristan G.
Burlingame
Frederick Burrell
Jennifer C. Burzo
Wendy S. Busby
Nancy Bush
Gina Buttafoco
Robert C.
Buttafuoco
Ursula Buttafuoco
Adam M. Butter
Jacqueline Buys
Carol A. Bycel
Tae Byon
Carson J. Byrne
Daniel P. Byrne
Denise M. Byrne
John R. Byrne
Michael J. Byrne
Patricia D. Byrnes
Cesar A.
Caamano
Altagracia Caba
Laura D. Caffrey
Michael Calabrese
Patsy T. Calabrese
Henrietta
Calandrino
Denise A.
Calderone
Diane Calderone
RPAC
(Cont’d on pg 22)
22
●
January/February 2008
●
THE REALTOR®
RPAC
REALTORS POLITICAL ACTION COMMITTEE
2008 RPAC HONOR ROLL
IT’S YOUR BEST
INVESTMENT IN BUSINESS!
Craig E. Clark
(Cont’d from pg 21) Diego Cedeno
Oscar G. Cedillos
Joseph M. Clark
Jacob L. Caldwell
Toni
Cefalu
Roy A. Clark
Kay Kintner
Robert W. Ceilly
Alvin Clarke
Caldwell
Joanne Celauro
Cheryl P. Clarke
Julius A. Calica
Pia A. Cento
Jeanne Clarke
Virginia Calise
Roberta A. Cerasi
Regina A. Clarke
David P. Callaghan
Robert
E.
Ceroni
Barbara R.
John D. Callaghan
Jessica M. Cervini
Clemenza
Candice M.
Oscar Cervone
Lucien T. Clerico
Callahan
Claudia Cesare
Jane M. Clifford
Frenel Calonge
Therese M. Cesta
Carol G. Clinton
Michael J.
Myung H. Cha
Wardell G. Clinton
Camastro
Cecylia Chaber
Laura M. Cochran
Diane Cambria
Motahar H.
Horace G.
Samuel Camhe
Chaklader
Codrington
Michael A.
Michael M. Chakrin
Joan H. Cody
Campagna
Ana
C.
Chan
Lisa
A. Coffey
Patricia A. Campbell
Eddie Y. Chan
Patricia G. Coffey
Philbert
Gustavo A. Chan
Daniel M. Cogliano
Frank P. Campo
Lap S. Chan
Cookie Cohen
Athena Tina
Juliet Chand
Jesse B. Cohen
Canaris
Khamechand
Marilyn Cohen
Arpi Candan
Chandebal
Mark E. Cohen
Paul A. Candeletti
Fanny R. Chang
Michael G. Cohen
Ruben Candia
Hsiu Ching Chang
Lita Cohen Rudy
Frances G.
Michael Chang
Katherine Coladner
Cangero
Paul
Chang
Nancy E. Coletto
Felixberto V.
Annemarie
Richard R. Collazo
Canieso
Charleston
Kathy M. Collester
Virgilio J.
Jagdaysh
Christine Colligan
Cannatella
Chatarpal
Eileen Collini
Kathleen A.
Joseph
Chau
Bernadette Collins
Cannet
Tuan A. Chau
James J. Collins
Frank G. Cannistra
Cecilia Chaug
Susan B. Collins
Zheng Yan Cao
Arelene Chavis
Darlene M. Colon
Jacinta N. Capelo
Chi Lun Chen
Vincent P. Colon
Gina M. Capitelli
Haiying
Chen
Gustavo E.
Maureen G.
Mei Hua Chen
Colorado
Cappelli
Min H. Chen
Robert P. Comba
Patricia Cappo
Yi Ching A. Chen
Michael J. Combs
Philip M. Capra
Yimin Chen
Antonio J.
Ellen T. Caprino
Ying Chen
Comparetto
Michelle Caputo
Zhen Chen
Anne M.
Strull
Zi Feng Chen
Concannon
Doris Carbonaro
Bick F. Cheng
Gerald F.
Robert Carcamo
Michele Cheng
Concannon
Christina M.
Winnie Wai K.
Richard Conde
Cardinale
Cheng
Paul A. Conforti
Donielle Cardinale
Sharon G. Cherny
Maria T. Contardi
McKinno
Nancy M. Chester
Angelo Conte
Rick D. Carello
Tony Chetram
Marianne Conte
Lorna Caridi
Alan
T
M
Cheung
Stephanie D.
Bridget M. Cariello
Xuejun Chi
Conte
Joseph F. Carini
Debra A.
Louis G. Contino
Elizabeth S. Carl
Chiappetta
Bridget M. Cook
Dietlinde A.
Traci Chiarello
Richard T. Cooke
Carmody
Hetty C. Chin
Mary A. Coonradt
Jean B. Carney
Yueh Er Chin
Laura Copersino
Elisa D. Caro
Jennifer Chiu
Victoria A. Corabi
Maria Carollo
Siu Y. Chiu
Anthony Coraci
Marilyn M.
Alice Chodkowski
Leslie K. Corbett
Carpenter
Tsering
Choedon
Claudia Corcione
John P.
Jin S. Choi
Danny D. Cordero
Carpenzano
Monty Choi
Carlos Cordova
Mauricio A.
Nosa Choi
Edward J. Corliss
Carrasco
Hema Chopra
Edwin W. Cornejo
Robin J. Carroll
Neetu
Chopra
Joanne Cornell
William J. Carroll
Melissa Chow
Erasmo J. Corniel
James R. Carson
Muhammad L.
Celia Z. Cornielle
Janet S. Carson
Chowdhry
Michael E. Corr
Daniel F.
Javed M.
Nora A. Correa
Cartagena
Chowdhury
Dawn Correira
Maria V. Cartalemi
Nazrul Chowdhury
Tiffany Corriente
Reginald L. Carter
Nizam Chowdhury
Luann Corriston
Sunita Carter
Sirajul I.
Irene Corulla
Beth M. Carucci
Chowdhury
Edith Cosban
Kathleen B. Carusi
William
Iserman
Carl J. Casano
Christensen
Diane M.
Maria CasasusGloria Christie Reid
Cosentino
McEntee
Youssef Chtioui
Suzanne M.
M. Teresa Casazza
Kuang Chih Chu
Cosenza
Dennis C. Case
Tzy Ching Chu
Ana M. Costa
Patricia A. Casella
Margaret
Conrad J.
Yenny Casella
Chugkowski
Costanzo
Kathleen E. Casillo
Julie Chun
Andrea L. Costello
Maria C. Cassano
En Ja Chung
Belbina E. Costello
Joseph Cassaro
Eric Chung
Catherine R.
Linda J. Castellano
Rosa Chung
Costello
Edgar A. Castellon
Wook Chung
Edmund P.
Viviana Castilla
Jamwant
Costigan
Cesar G. Castillo
Churaman
Vaughan M.
Luis E. Castillo
Mark
Ciano
Cotsonas
Timothy P. Castor
Linda Ciavarelli
Joelle J. Coughlin
Dimas A. Castro
Charles Ciccione
Douglas T. Coville
Grace M.
Christina Cidoni
Argie C. Cowan
Castronovo
Richard R. Cifarelli
Roberta D.
Antoinette
Dominick
A.
Cilmi
Coward
Catalano
Evamarie J.
Andrea D. Cowell
Maureen
Cinque
Sandra O. Coye
Catalanotto
Louis J. Cirillo
George Cozac
Marie Catanzano
Joseph T.
Reuben Crane
Vincent Catanzaro
Cirrincione
Mabricio V. Creary
Melody B. Caton
Deneen A.
Ellen F. Crescenzo
Claudia Catsounis
Cirruzzo
Raymond M.
Philip J.
Linda Cirulnick
Cretter
Cavalcante
Francis M. Citro
Joseph V. Crifasi
Carlo M. Cavalieri
Sean
Clancy
Marissa
L. Crifasi
Michael W. Cawley
* THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS.
Antonio Crino
Cynthia L.
Crosthwaite
Kevin C.
Crosthwaite
Kathleen J.
Crowley
Maureen D.
Crowley
Patrick A. Crudo
Sherri Cruz
Zelma J. Cruz
Roger Csajko
Michael A. Cuellar
Patricia Cuesta
Jinran Cui
Rosemary A.
Culhane
Marie Cummings
Celia Cunningham
Jennifer M.
Cunningham
Patricia Curci
Anthony C. Curcio
Cristobal J. Curis
Ann Curran
Carolyn F. Curran
Ana M. Cuzzone
Anne M.
Cybriwsky
Peter D. Cylvick
Charles J. D
Agostino
Jennifer A. D
Amato
Linda D Amico
Vincent J. D Amico
Karen L. D Angelis
Patricia I. D Antoni
Martin A. Dabao
Joan V. DaCorta
Fumento
Toni A. Dagata
Amy L. Dagger
Ruben Daglyan
Yi Dai
Christine R.
Daidone
Laura J.
Dalessandro
Tina L. Damico
Argyro Damiris
Pamela C.
Danbusky
Marsha M.
DAndrea
Joseph D'Angelo
Eileen M. Daniel
Phillip Dantoni
Vicki Danziger
Huong K. Dao
Linda G. Darcy
Dawn R. Darish
Rabindra Dash
Gloria Datlow
Artur Davidov
Wagner Davila
Edgar Davis
Gina K. Davis
Janie K. Davis
Leon M. Davis
Reginald L. Davis
Phillip E. Davison
Claire D. Day
Ines De La Rocha
Frances De Martin
John De Santos
Carolyn A.
Deabreu
Camille DeAngelo
Alicia A. Deblasio
Debashish
Debnath
Lisa DeBois
Jolene M.
DeCecco
Chris Dedes
Joseph DeDonato
Janice Deegan
Judy Deegan
Mussirrah N. Deen
Theresa Defede
Damien N. Deflora
Robert J.
DeFranco
Judith DeGioia
Pierrette DeJean
Joan Helen DeKay
Esperanza
Delacruz
Nimal G.
Delanerolle
Cecilia R. Delaney
Phyllis Delaney
Cindy A. DelaRosa
Leonardo
DeLaTorre
Leslie G. Delboy
Andy DeLeon
Nancy I. Delgado
Kathleen T.
DelGaudio
Peter Dellaccio
Nancy L. Delligatti
Anthony F.
DeLouise
Anthony J.
DeMarco
John DeMattia
Anna K.
Demirciyan
John P. Dempsey
Vesna Denic
Gmerek
Toni Denis
Michele Denker
Mary L. Dennis
Dennis DeNobile
Maria H. Deoliveira
Grace P.
DePasquale
Cristina DePaula
Nicholas DePierro
Howard DePietri
Thea M. DePinto
Combs
Ann DeRosa
Anthony John
Desantis
Nancy Deschamps
Dawn M. Deserio
Michael Deserio
Mary Desposito
Jeffrey M.
Desronvil
Gloria E.
DeStefano
Paula Desyr
Catherine M.
Deutsch
Barbara J.
Deverna
Eileen Devine
Donna DeVito
Joy Deb Dey
Kissoon Dhanraj
William G. Diakakis
Bradley J.
Diamond
Jennifer L.
Diamond
Myra Diamond
Nevin Diamond
Steven L. Diamond
Benny A.
Diasparra
Francisco Diaz
Patricia L. Diaz
Giuseppe
DiBartolo
Patty DiBlasi
Velma Dickerson
Danielle L.
Dickinson
Patricia A. Dickson
Lee DiClemente
Marylou
DiClemente
Douglas J. Dietz
Lisa DiGangi
Uri Digmi
Donna M. Diiorio
Romero Dildy
Michele A. DiLeo
Matthew D.
DiLeone
Rosa DiLiberto
Nina A. Dillon
Lisa A. Dils
Richard DiMaggio
Margaret Dimech
Phyllis M. Dinardo
Cynthia Diognardi
Diane Diot
Mary DiRusso
Anthony J.
DiSpirito
Joseph A. Ditta
Susan A. Dittrich
Kesavan
Divakaran
Christine DiVito
James P. Divone
Taylor H. Divone
Kathy L. Dodd
Tracy L. Dolan
Fidel R. Domingo
Freddy Dominguez
Luis Dominguez
Christina Donato
Weilin Dong
Denise D. Donlon
Rossella Donnelly
William G. Donofrio
Anne Donohue
Ivan G. Dorador
Dawn Doremus
Bobbie R.
Dorsainvil
Frantz C.
Dorsainvil
Michael J. Dorso
Chantal Dougherty
Paul S. Dougherty
Lisa Douglas
Louise E. Doyle
Reisa P. Doyle
Margaret L. Drake
Karen M. Drath
Irene Drettakis
Preston H. Drinks
Matilda Dror
Rosilind H. Drukker
Jennifer L. Drum
Elizabeth Dryjas
Frank W. Duca
Concetta Duggan
Gesner Dulaurier
Ann M. Dumay
Lisa M. Dunn
Loriann D. Dunwell
Sharon Dupigny
Linda R. Dupuis
Yury D. Duque
Linda Durgan
Evelyn M. Durso
Doris Duvernoy
Rosemarie
Dymond
Bartosz D. Dynak
Kimberly S. Eads
Jacqueline Eaton
Garland
Rafael Echeverri
Judith L. Edge
Carol Ann
Edwards
Frank P. Edwards
Lisa M. Edwards
Lynda Edwards
Shiela Edwards
Robinson
Warren Egloff
Michael Eichler
George N.
Eindrawis
Bruce Eisenberg
Harry Eisenoff
Kathleen Eisman
Regina M. Eldridge
Jhojans Elegante
Carol A. Elgohary
Ellen Elias
Joyce Elish
Anthony G. Ellis
Laurie J. Ellis
Verelle J. Ellis
Donna Ellswick
Ann Marie Emmi
Kathleen L. Engel
Carue A. Engels
Ronald P. English
Ryan M. English
Lisa A. Ennis
Francesca J.
Enriquez
Jody R. Epler
Mary H. Ercolino
Raymond E. Erhart
Elizabeth A.
Erickson
Katherine K. Ernst
Denise A. Errigo
Elmer O. Escobar
Gloria D. Escobar
Roxana P. Escobar
Maricely Espinal
Rinaldi
Pedro P. Espinoza
Charles A.
Esposito
Terri P. Esposito
Donna Etergineoso
Frank Evangelista
Andrew J. Evans
Deborah S. Evans
Joan V. Evans
Josh Evans
Lorraine Evans
Michele Y. Evans
Bernice A. Evelyn
Kamran Faisal
Mauricio B.
Fajardo
Rania Fakhro
Louis A. Falco
Quenida Falcon
Donat D. Falconer
Antoinette
Fallacara
Marie Falson
Gerald A. Famolari
Lin Fan
Michele A.
Fandetta
Maria Farina
Dawn Marie Farino
Joseph J. Farrell
Kathleen M.
Fassler
Evelyn J. Fasulo
Shameer Fazal
Elaine F. Feder
Alan C. Fein
Lynda Feldman
Peter A. Feldman
George T.
Fennimore
Geri Fennimore
Hildegard Fenton
MaryAnn
Ferchland
Maria Fermin
Eduardo S.
Fernandes
Gigi Fernandez
Lucy Fernandez
Lisa M. Ferraiolo
Linda Ferrara
Carlina Ferrari
JoAnn G. Ferrari
Edward C. Ferraro
Katherine Ferraro
Susan Ferraro
Lucille Ferrer
Donna M. Ferro
Susan M. Ferzola
Paul A. Festa
Joe J. Fichera
Joseph Fico
Bruce A. Figarsky
Kimberly J. Filardi
Nancy J. Fink
Georgianna F. Finn
George W.
Finnegan
Allicyn K. Finneran
Frank Fiordaliso
Cynthia A. Fiore
Jacqueline Fiore
Mosquin
Larry D. Fiorello
Anna Fiorentino
Michael A.
Fiorentino
Leandro Firpo
James B. Fiscella
Vincent J. Fiscella
Debra A. Fisher
Debra K. Fisher
Merle Fishkin
Grace Fitterer
Ronald J. Fitterer
Heather Fitzgerald
Maureen P.
Fitzgibbon
Donna M.
Fitzpatrick
Ellen J. Fitzpatrick
Joanne Fitzpatrick
Madeline H.
Fitzpatrick
Jennifer M. Flaiz
Maria D. Flaquer
Dailyn B. Fleet
Teresa C. Fleming
Jorge B. Flores
Eyvette D. Flowers
Lois A. Fogal
Ann J. Folan
Sinching Y. Fong
Wesley Ford
Ruthann Forland
Meghan P. Forte
Hugh L. Foster
Oksana K. Foster
Tory E. Foster
Thomas J. Foudy
Kenneth A.
Fountain
Christine Fox
Dawn M. Fox
Dolores F. Fox
Angelo H. Fraboni
Barbara L. Franco
Izzy Franco
Robert Franco
Theresa M. Frank
Saleena J. Franzo
Richard M.
Frederick
Yvette D. Frederick
Stacy A. Fredricks
Alan A. Freire
Marian Freundlich
Raymond A. Frey
Alevtina Fridman
Audrey Friedenthal
Jill A. Friedman
Riina M. Friedrich
Donna M. Frintzilas
Susan R. Fromm
Caesar R.
Frondozo
Jacqueline
Fruchter
Judy B. Fruitbine
Consuelo Fuentes
Marie M. Fuentes
Stacey A. Fuina
Peter P. Fung
Nancy Furrevig
Paula Fuschillo
Maria M. Gabriel
Maria B. Gac
Kerrance
Gaffington
Antonio C.
Gagliardi
Margherita M.
Gagliardi
John Galanis
Patricia A. Galante
Ellen P. Galbraith
Lisette Gali
Christina M. Galicia
Robert J.
Gallagher
Tracey A.
Gallagher
Patricia Gallegos
Frank J. Gallo
Teresa Gallogly
Christopher
Gambale
RPAC
April M. Gambino
Robert J. Gandley
Stephanie J.
Gannon
Vincent F. Gannon
William B. Gans
Yang Gao
Denice A. Garcia
Julio Garcia
Beau Gardner
Lawrence M.
Gardner
Suzanne M.
Garnet
Shellie A. Gary
Sheila R. Gatto
Angeliki Gatzonis
Roxanne M
Gaynor
Muhammad A.
Gazi
John W. Gebbie
Stephanie A.
Geffken
Leon E. Gellineau
Argie A. Gemelas
Kalliope Gemelas
George Genas
Linda Gentile
Oakley M. Gentry
Carol J. Genua
Eapen K. George
Glenis H. George
Edwards
Arlene D.
Georgiadis
Mary Lynn Gerace
Christine M.
Geraghty
Paula Gerber
Jose E. Germade
Ken Gerus
Khasrow D. Ghazi
Laura M.
Giacalone
Kiriaki Gialouris
Patricia A.
Giambalvo
Joseph D.
Giammalvo
Michele
Giancaspro
Christina A.
Giannakopoulos
Nancy B. Giaretti
Patricia J. Gibbons
William M.
Gibbons
Arnold H. Gibbs
Brandon N. Gibson
Deborah Giglio
Karen A. Gil
Maria D. Gil
John P. Gilbert
Monique R.
Gilchrist
Christine M. Gillen
Jennifer M.
Gillespie
Kathleen M. Gillies
Jean Gillin
Richard A. Gillis
Karen Gilmore
Alice Gioia
Rosario Gioia
Annmarie
Giordano
Anthony J.
Giordano
Karen A. Giordano
Maria O. Giordano
Robert J. Giordano
Susan D. Giordano
Catherine Gipson
Nina S. Girolamo
James D. Girone
Michael B. Gittens
Jean A. Giuffre
Judith L. Giuffrida
James P. Giugliano
Gary Giustiniano
David C. Gjodesen
Ariel Glaubach
Marilyn Glazer
Clare Gleason
Michelle K.
Glennon
Jeremy B. Glick
Lisa M. Godt
Karl E. Goffe
Michelle A. Goffe
Irene O. Goit
Paul Gold
James J. Golden
Kristina Golden
Amy Goldman
Edward C.
Goldman
Baila S. Goldstein
Bonnie L.
Goldstein
Daniel L. Goldstein
Larisa Golub
Michelle P. Gomes
Carmen Gomez
Linda Gomez
Dirla M. Gonzalez
Jacqueline
Gonzalez
Marcelo Gonzalez
Mario R. Gonzalez
Ruben Gonzalez
Jay S. Gootenberg
Vishnu Gopaul
Barbara Gordon
Kerri A. Gordon
Nicole Gordon
Marsha Gorelin
Claudia Goren
Patricia Gosman
Lino Gottardo
Edward R. Gottlieb
Jo Anne Gouveia
Adrienne M.
Governali
James M.
Governali
Michael Governara
Debra A. Goyena
Naomi M. Graham
Marie R. Grant
Olive J. Grant
Wilson
Annemarie L.
Grasso
Carol A. Grau
Marisol Graveley
Barbara G. Gray
Jeanine Grazidei
Ruby L. Greaves
Paolo E. Greco
Deborah A. Green
Linda D. Green
Lydia J. Green
Adrienne R. Green
DeFelice
Frederic R. Greene
Roseann Greene
Karen Gribbin
Vesta Griciuviene
Patricia E.
Griesmeyer
Timothy S. Griffing
Erika K. Grimm
Ronald Grimmond
Christopher
Griparic
Maryann A. Grippi
Eileen R. Grogan
Cheryl J.
Grossman
Linda M.
Grossman
Adrienne Gruber
Lawrence
Gruttemeyer
Cong Gu
Michael E.
Guardino
Luke C. Gucker
Robert W.
Gudmundsen
Venecia Guerrero
Robert J. Guerriero
Joseph P.
Guglielmo
Carlos Guiracocha
Manuel C. Gultiano
Aleksanor Gulyaev
Maria C. Gundy
Anthony Gunther
Stephen R. Gurin
John Gurwicz
Susanne C.
Gutermuth
Javier P. Gutierrez
Ricki Gutlerner
Enrique A.
Guzman
Janet Guzman
Lucila Guzman
Lorraine R.
Guzzetta
Arthur E. Haas
George R. Haas
Phyllis W. Haber
Michael P.
Hachikian
Mohamed A. Hack
Charlotte A.
Hackett
Glen P. Hagen
Michael J. Hagen
James L. Hahn
Nella A. Hahn
Celina M.
Haigood
Shohreh V.
Hakimian
Nabih Halaka
Mohendra Halall
Donna J. Haley
Muthu
John C. Hall
Patrick J. Hall
Regina M. Hall
Patrick M. Halloran
Phyllis Halpern
James G.
Halvatzis
Paul Halvatzis
Talat G. Hamdani
Peter A. Hamid
Dorrie C. Hammill
Carol Hammond
William H.
Hammond
Elmen Han
Wu Chia Han
Yiping Han
Marjorie
Hanabergh
Samantha L.
Hanan
Thomas J. Hanik
Charles J. Hanney
Mark S. Hannigan
Josephine Hansen
Katherine E.
Hansen
Lois M. Hanson
Margie Hanson
Azm Zahirul
Haque
Mohammed E.
Haque
Mohammed M.
Haque
Joan Hardoon
Maryanne
Hargadon
Sonia A. Hariton
Joanne F. Harms
Steven M. Harney
Patricia Harrigan
Judith C.
Harrington
Mandalee M.
Harriott
Elizabeth A.
Harrison
Laura M.
Harryman
William G. Hart
William J.
Hartmann
Cynthia A.
Hartnagel
Lourdes V. Hartrick
Alan J. Hartstein
Charlene A.
Harvey
Mujtaba T. Hassan
Anna Hatgis
Skrobacz
Jacob W. Hauer
Christopher M.
Haug
Michelle
Hawkesworth
Anita L. Hawkins
Janice M. Hayden
Jeanne M. Hayes
Joseph S. Hayes
Richard J. Hayes
Barbara J. Haynes
Sigalit Hazor
Doreen M. Hebron
Barbara A. Hecht
Annie Heilberg
Edith K.
Heinemann
Karen Heitner
Christine E. Helbig
Allan Helfand
Michelle A. Hellem
Panagiota Hellem
Barbara Heller
Patricia A.
Hendrick
Catherine
Henriquez
Jose Henriquez
Arlene J. Henry
Richard G. Henry
Mary Lou Henshall
Milton Hensley
Martin P. Hepworth
Alphonses J.
Heraghty
Christine
Hermanowski
Jan T.
Hermanowski
Brizeida M.
Hernandez
Omar Herrera
Alan T. Herrick
Robert J. Herrick
Deana Herrick
McCreery
Randi L. Hersh
Wilbur Hertlein
Ellen M. Hickey
Shonta Hicks
Maureen J.
Higgins
Christina B. Hill
Linda A. Hill
Tina Hill
Christine Hillaris
Charles E. Hinds
Tony Hinds
Marsha D. Hines
Patsy C.
Hirschhorn
Emi S. Ho
Evelyn Hobbie
Joyce L. Hoelzer
David W. Hoey
James J. Hoffman
Michael J. Hogan
Rosemary P.
Hoilette
Terrance Holder
Allison B.
Hollander
23
RPAC
Sandra K.
Jaenichen
Lynne G. Jaffe
Mohan
Jageashwar
Ellen Jagenburg
Kamla D.
Jaikaran
Kyria G. Jaimes
JoniRose Jankie
Joseph N.
Jannace
Donald Jantzen
Maria A. Jaramillo
Linda J. Jarrett
Susan L. Jarvis
Kuldip S. Jaspal
Alfonso F.
Jaukegui
Dorota Jaworska
Eunice Jean Paul
Thomas Jean Paul
Margaret Jederlinic
Bontea
Yuxel Jeffar
Bobbie J. Jefferson
Keith E. Jefferson
Jacob Jenkins
Will R. Jenkins
Robert Jennings
Daojie Jiang
Angela M. Jimenez
Yolanda M.
Jimenez
Cheryl Jimerson
Yinshu Jin
Blandine Jnpaul
Reid
Varughese John
Bernard Johnson
John Johnson
Margaret Johnson
Paula M. Johnson
Peter D. Johnson
Diane Johnson
Frimmel
Alexandria J.
Jones
Emanuel E. Jones
Glenna M. Jones
Kenroy S. Jones
Leotis Jones Cox
Donna A. Jorge
Omar G. Jorge
Rafael Jose
Batyah K. Joseph
Lucio A. Jovel
John A. Juliano
Loretta Juliano
Bo Juman
Sang G. Jung
Mohammed L.
Kabir
Zaki U. Kabir
Susan A. Kaeding
Michelle D. Kahn
Carmela Kaiser
Rosemarie Kaiser
Myra Kakar
Ina Kaliadka
Helen Kaloudis
Asm F. Kamal
Diane C. Kamas
Barbara J.
Kaminski
Debora A.
Kaminski
Eleanor R.
Kaminski
Jill A. Kandell
George T.
Kaniarasseril
Dawn M.
Kanyoosky
Ildiko Kaplan
Susan D. Kaplan
Floretta D. Kapoor
Noel A. Kappauf
Mahmunda
Karabay
Alex A.
Karagiannakis
Lynn E. Karam
Eraldo A. Karcic
Lynn C. Karp
Zachary I. Kartez
Satnanan Kateram
Alec V. Katz
Edith E. Katz
Lenore Kaufman
Rajinder Kaur
Taminderjit Kaur
Maryanne Kaye
Bridget Keane
Luz S. Kearley
Christina Keeffe
Sean Keenan
Laura K. Keller
Laura L. Keller
Roxann
Kellermann
Cheryl A. Kelly
June M. Kelly
Kevin J. Kelly
Lisa A. Kelly
Thomas R. Kelly
Ryan C. Kelso
Michael J.
Kenduck
Arlene T. Kerins
Genevieve
Kervandjian
Gary L. Kettering
Suzanne M. Kettle
Gail Keyes
Daiva L. Kezys
Orly F. Khalili
Bibi A. Khan
Imran Khan
Riyaad M. Khan
Meher A.
Khanzada
Eva V. Khatana
Mohammad S.
Khondker
Dong W. Kim
Han Seok Kim
Hansoo Kim
Ilsik Kim
Jae Young Kim
Jane J. Kim
Jeffrey Kim
Jeong I. Kim
Jin Hee Kim
Kee Y. Kim
Maria Kim
Myongsoon R. Kim
Scott Kim
Seung Jae Kim
Sophia Young Kim
Sun O. Kim
Sundong Kim
Denise M. King
Denise King
Erica King
Steven J. King
Victoria A. King
Robert Kipnis
David Kissoon
Laurie W. Klei
Lois A. Klein
Richard Klein
Ruth L. Klein
Carol A. Klemm
John N. Kleva
Simon Kleyner
Judith Klipp
Michael H. Kluse
Malgorzata K.
Klusek
Diane G. Klusner
Linda H. Knabe
Gary A. Knotoff
Jayne L. Knox
Erik Kobley
Kathleen A. Koch
Sandi M. Koester
Evis Kokalari
Cleopatra
Kokkinos
William D. Kokoris
Emson M. Kokura
Taraneh L.
Kolahifar
Ellen Kolarcik
Myungjin L. Koo
Debbie Kopack
Carol Kopelman
Lewis M. Kopp
Letitia Kopper
Therese L.
Korahais
Barbara F. Korff
Linu Koshy
Richard P. Kosich
Randall G. Koster
Jane E. Kotarski
Victoria Kotec
Carol A. Kouba
Nina Kowalsky
Steven Kozlowski
Andrea Kozlowsky
Marie J. Kramer
Mitchell
Krasnerman
Lucy D. Kraus
Gerard Krause
Anamaria Krause
Brand
Adam Krauss
Karen L. Kroeppel
Domenica Krollage
Mary J. Kronwitt
Gloria C. Kruckel
Theresa Krupowicz
Barry Krupp
*THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS.
Wieslaw A.
Krzesniak
Paula J. Kucinski
krista Kujat
Jean Kulhan
Joan M. Kulick
Robert E.
Kulovany
Gautam C. Kumar
Debra J. Kuntz
Thomas C. Kurian
George J.
Kurimsky
Drora Kuritzky
Grace Kusnierek
Chong Nam Kwak
Mariana Kwang
Anthony J. Labate
Patricia M. LaBella
Parbatie Lackraj
Ross S. LaCorte
Whitney M.
LaCosta
Emmett Laffey
Maria Eloisa Lago
Kelly Lagoudis
Richard O. Laguda
Mei Mei Lai
Roberto Laino
Vishnu Lalaram
Adrienne Lalla
Hing C. Lam
Maryann Lamneck
Susan A. Lampach
Jeanne Lee
Landsiedel
Maureen A. Lane
Sharon A.
Langdon
John A. Langone
Estela G. Lara
Joseph A.
Laracuente
Andrew LaSala
Thomas LaSalla
Edward J. LaSalle
Maggie M.
LaTessa
Fatimah Latimer
Murphy
Melissa Latino
Alejandro LaTorre
Paul A. LaTrace
Candice H. Lau
Peggy Lau
Yun Heng Lau
Karen J. Laux
Teresa M. Lavery
Patricia M. Law
Maureen Lawlor
Lipari
Brenda Lawrence
Lee H. Lawrence
Patrick D.
Lawrence
Anne M. Lawson
Nerina Lazaric
Migdalia Leahy
Eileen E.
LeBrando
Kenneth Leclaire
Kevin B. Ledoux
Alexander K. Lee
Chang J. Lee
Dong H. Lee
Dong H. Lee
Hak Yong Lee
Howard Lee
Hsing H. Lee
Jason J. Lee
Jason Chung D.
Lee
Jean E. Lee
JennyJunghwa
Lee
Kyoung A. Lee
Lawrence Lee
Li Wen Lee
Lily Lee
Pamela L. Lee
Phoebe K. Lee
Seung Hee Lee
Stephanie S. Lee
Stephen P. Lee
Yoon E. Lee
Daniel J. Lees
David M. Legaz
Nancy M. Legaz
Natasha N.
LeGendre Harp
Francine Leggio
Frances LeGuillou
Arlene Leibowitz
Patricia Leighton
Steven D. Leighton
Alphonsus M.
Lemanya
Vincent M. Lentino
Diane T.
McLaughlin
Terry R.
McLaughlin
Ellen E. McMahon
John G. McMahon
Katherine A.
McManus
Annette M.
McNelis
Janine M.
McQueeney
Joe J. McQuillan
Regina M.
McQuillan
Debra Mcsheffrey
Kiehn
Lisa M. McVetty
Renee Medaglia
Velez
Catalino Medina
Olivia Medina
Carolyn Meenan
Conrad H.
Meertins
Jennifer M. Megale
Minakshi Mehta
Liangshi Mei
Chen Mei Tsu
Kelli A. Meier
Bettie M. Meinel
Elyse M. Meistle
Christopher
Meittinis
Ethiel Melecio
Dora E. Melero
Jane Melinger
Anita K. Meltzer
Donna L. Memoli
Jules I. Mendelson
Theodora
Mennella
Demetria J.
Menoutis
Christine M.
Menusan
Gustavo Mercado
Livia D. Mercado
Linda Mercer
Betty Mercurio
Josephine
Meringolo
Marco A. Merino
Monique V. Merrill
Tammy M. Merrill
Edward S A Mesa
Robin R.
Meshonek
Carmen Mesiti
Sharon Ann
Messier
Janice Messina
John W. Messina
Mary V. Meyer
Sally E. Meyer
Steven R. Meyer
Susan V. Meyer
Wayne J. Meyers
Subrina Mian
Joyce Michaels
Howard W.
Michaelson
Anna Michailidis
Ann Mickey
Desiree R.
Middleton
Elaine C. Midulla
Donna A. Mikkin
Martha Milazzo
Susan Milim
Alice P. Miller
Bonnie L. Miller
Brent K. Miller
Dean M. Miller
Debra B. Miller
Devon O. Miller
Donna F. Miller
Lorraine Miller
Luisa Miller
Michael B. Miller
Yona Miller
Precious Mims
Laura Min
Vernon Mincey
Debbie Mingrino
Susan Minogue
Kenneth J. Mintz
Susan C. Mirabella
Donna Marie Miro
Michele M. Mirro
Lorraine A.
Mischke
Mojgan Mobasheri
John Mobyed
Cora M. Mockler
Joseph Modica
Rosemarie Modica
Alvin C. Mohabir
Patsy Mohabir
Druvraj Mohanlal
Deborah Mohring
Jennie A. Molinaro
Mohammed N.
Mollah
Lucy E. Monaco
Bernard
Mondragon
Joseph J. Mongelli
Ester M. Monroy
Holger M.
Montaleza
Yolanda
Montefusco
Steven Monzeglio
Barbara A. Moody
Ae J. Moon
Daniel T. Moore
Everton G. Moore
Harold Moore
Ercole Mora
Arthur B. Moral
Barry H. Moran
Liane W. Moran
Louise E. Moran
Patricia A. Moran
Debra Mordini
Lynne M. Moreo
Lynn M. Morgan
Gerard Moriarty
Madeline A. Moritz
Carolyn D. Morris
Catherine M.
Morris
Pamela Morris
Frank Morrone
Steve R. Morrow
Vincent A.
Mortensen
Frank B.
Moscatiello
William J. Moseley
Cindy M.
Moshman
William K. Moss
Lucyna
Moszczynska
Sheri L. Mott
Elizabeth Mottola
Lucy S. Moy
Dragana Mucic
Sabarinath
Mukundannair
Anne Mulholland
Barbara A.
Mullaney
Khaim
Mullokandov
Adelaide L. Mulry
Amarjeet S.
Multani
Karen S. Mura
Jack Muratore
Maureen Murino
Barbara A. Murphy
Ivy V. Murphy
John P. Murphy
Linda R. Murphy
Maria M. Murphy
Matthew Murphy
Maura K. Murphy
Mustafa A. Muryid
Paul A. Musso
Safet Mustafic
Denise M.
Musumeci
Noreen Musumeci
Jeffrey R. Myers
Rhoda Nadell
Lionel Nagapen
Jung W. Nah
Akie Naito Gearns
Christina L. Napoli
Kathryn E.
Napolitano
Angel G. Naranjo
Donna E. Nardi
Stephen M. Narissi
Prabhjot S. Narula
Jawad Nasar
Abid Naseem
Sheila F. Nash
Giuseppe Nastasi
Stacey E.
Nathanson
Helene Natiello
Albert Nazarian
Steven W. Neama
David G. Nedvin
Rowena L. Nedvin
Gloria J. Neglia
Dorothy Negrete
Diane Negron
Charles R. Neilsen
Kim P. Nelson
Suzanne M.
Nerwinski
Kristina S. Netter
Barbara W.
Neuman
Robert F. Neville
Eric B. Newman
Marvin F. Newman
Wai Fu Ng
Kevin Ngo
Tony D. Nguyen
Fahron F. Nibbs
Patricia M.
Nicklaus
William F. Nicklaus
Christopher H.
Niebling
Maria Nienajadlo
Robert E. Nijkamp
Peter Nikakis
Christina
Nikiforakis
Marios M.
Nikolaides
Lance D. Nill
Alvaro Nino
Jaime E. Nino
Mireya A. Nino
Charleen D. Niznik
Stalyn O. Noboa
Dawn M. Nodar
Doris J. Noon
Barbara E. Nowak
Daniel T. O’Connell
Julie O’Connell
Patricia A.
O’Connell
Diane R. O’Connor
Philomena C.
O’Connor
Bessie O Dwyer
Michael J. O’Hare
Francine O’Rourke
John C. O’Shea
Karen Wagner
O’Donovan
Doris Ofori Atta
Agatha Ognibene
Heung Chul Oh
Joohee Oh
Youngshin Oh
Catherine A. Oleon
Larry R. Olin
Benedetto A. Oliva
Lucy Oliva
Lillybeck Oliveras
Georgine L. Olsen
Betty N. Olson
Ruduel M. Olvina
Santina Onorio
Malgorzata Onufrik
Laryon C. Onwu
Scott N.
Oppedisano
Terri T. Orandello
Christine M.
OReilly
Jodie B. Orlando
Laura L. Orlando
Rosemarie
Orlando
Isaac J. Ortega
Antonio S. Ortiz
Lourdes Ortiz
Lydia Ortiz
Marisol I. Ortiz
Victoria Ortiz
R Ariel Ortiz Silva
Barry S. Osborn
Vilma T. Osborne
Sarker S. Osman
M Yolanda
Osmolska
Janet Otis
Patricia A. Otis
Gloria M. Ott
Patricia Pacaud
Mary Anne
Paccione
Karen Pace
Linda E. Pace
Robert B. Pace
Jose Pacheco
Magdalena
Pacheco
Parminder S.
Padda
Pedro J. Padilla
Gina M. Padro
Jerome G.
Paduano
Christina Padula
Nancy A. Pafites
Dominic J. Pagano
Geraldina Pagoto
Luz Stella Palacio
Concetta Palamaru
Jennifer Palazzola
Janis L. Palermo
Mark A. Palladini
Julio Palleiro
Charlton H. Palmer
Francesca
Palumbo
Tony Palumbo
Gloria Pampinella
Lin Pan
Qi Pan
Yana Pan
Ashmanie D.
Panday
Amy K. Panetta
Chih C. Pang
Rosalie Pantginis
Albert J. Pantino
Barbara A. Pantino
Camille Panzarella
Janet Panzeca
Leonidas Papalas
Louis N. Papas
Bonnie R. Papish
Fredis H. Parada
Emmett J.
Paradine
Roberto Paradis
Henry Parciak
Anna Del C
Paredes
Josephine Parente
Pasquale Parente
Lawrence T.
Paretta
RPAC
(Cont’d on pg 24)
THE REALTOR®
Holly Hollander
Henry Holley
Sharon L. Hollis
Danielle A. Holmes
David W. Holmes
Loretta Q. Holmes
Chee Seng Hong
Minsun Hong
Beverly Hooker
Espinal
Robin L. Hoolahan
Dolores M. Hoole
Oscar Hopkins
Frances Hopper
Mohammed J.
Hoque
Mohammed S.
Hoque
Catherine V. Horan
Donna L. Horn
Hooks
James Hoskins
Imtiaz Hossain
Darice Howard
Biyun Hu
Yu Zhen Hu
Frank Huang
Wanling Huang
Christopher J.
Hubbard
Joann T. Hubbard
Michael L.
Huckabey
David W. Hudson
Mary Jane R.
Hudson
Thomas W.
Hudson
Dawn A. Huffman
David W. Hufsmith
Ann M. Hughes
Margaret A.
Hughes
Rachel A. Hujber
Patricia E. Hulse
Claire J. Hunt
Roberta Hunt
Kerrie Hunter
Marlen M. Hunter
Terri Hunter
Dolarmattie
Hussein
Pia L. Hutton
Kyu Y. Hwang
Amy R. Hyman
Cheryl L. Hynes
Lisa IacolinoMcGarvey
Nicholas P.
Iannone
John P. Iannotti
Alberto H. Iantorno
Ximena Ibarra
Vadim Ibragimov
Feroze Ibrahim
Joe A. Ibrahim
Margaret Ibrahim
Marlaina L. Ibrahim
Medhat F. Ibrahim
Heather M. Ihle
Beejay O.
Ikuomola
Arthur Ilardi
Mera Illas
Anatoli Ilyaich
Jayson M. Imrie
Lori A. Incorvaia
Zoegall
Anita Infantolino
Theresa L.
Interrante
Georgia Ioannou
Nelsia H K W Iong
Jennifer E. Ioppolo
Anne T. Irwin
Doris E. Irwin
Nicole M. Irwin
Jordan D. Isaac
Gyesoon Isacc
Randi S. Isbit
Mohammed M.
Islam
Sayed A. Islam
Frank Isola
Rosemary Isola
Janet Isoldi
Katayoun Izadi
Monir Jaber
Eric W. Jackson
Joseph Jackson
Thalia S. Jackson
Margot D. Jacobs
Ann L. Jacobsen
Robert N.
Jacobsen
Magdelene A.
Jacobson
Laurence W. Jaeger
Reinaldo Marquez
Romeo L. Marquez
Rufino E. Marquez
John P. Marquis
Anthony G. Marra
Carmela Marra
Merollo
Samuel Marrero
Sandra E. Marro
Jennifer A. Marsala
Mary Marshall
Elaine Marsicano
Zygmund
Marszalek
Joseph J. Martin
Patricia E. Martin
Groeling
Carmen G.
Martinez
Lissette Martinez
Maria Martinez
Teresa Martinez
Cindy Martino
Vincent M.
Martino
Joyce Marto
Svetlana
Martynova
Harvey C. Marx
Mandy Marziliano
John Maselli
Yoon H. Massano
Claudia A. Massari
Stephanie A.
Mastroianni
Julia Mastromauro
Rosad
Janine Matarazzo
Earl D. Matchett
Jane R. Matchett
Jane Matera
Lohmann
Carolyn Matherson
Varughese
Mathew
John Matthew
Teresa Mauro
Helen Maxwell
Bryan S. May
Eileen M. May
Janice A. May
John M. May
William A. Maynard
Sheila Mayola
Helen P. Mayor
Carol Mazyck
Richard Mazza
Antonino Mazzara
Anthony T.
McCabe
Mary T. McCabe
David B. McCalla
Kathleen T.
McCarroll
Cheryl A.
McCarthy
Tirzah M.
McCarthy
Michele R.
McCleary
Robert W.
McCleary
Nancy McConnin
Kathleen A.
McConville
Richard K. McCord
Patricia Z.
McCormick
Moniqua McCoy
James M.
McDerby
Barbara R.
McDermott
Joseph A.
McDonagh
Michael C.
McDonald
Michael D.
McDonald
Barbara
McDonough
Joanne
Mcdonough
Stacy L.
McFadden
Theresa M.
McGinley
Maureen D.
McGoldrick
David McGovern
Misty A. Mcgovern
Mary A. McGrath
Fred McGraw
Noel McGuinness
Allison McGuire
Kimberly D.
Mcguire
Theresa L.
McGuire
Evelyn Mcintosh
Basile
Meryl McKeegan
Sheila M.
McKenna Olsen
James K. McKillop
Rose A. McKillop
Arnold R. McKinley
Jacqueline A.
McKinnon
●
IT’S YOUR BEST
INVESTMENT IN BUSINESS!
Brenda R. Lucas
Lilly N. Lucas
Marjorie Lucas
Carlos H. Luciano
Elizabeth R.
Lucivero
Annette D. Luckett
Edward Lui
Djula Lukovic
Gianmarco Lullo
Charlene D. Luna
Andrea Lundquist
Xiao Ying Luo
Gina Lupo
Salvatore J. Lupo
Theresa G. Lupo
Elizabeth Lutero
Saul Luzeus
Carolyn R. Lynch
Camille S. Lyons
Patti H. Lyons
Lin Ma
Mary M. Macaluso
Diane Macari
Tina Mack
Patrick H. Mackay
Cynthia J. Maclean
Susan R.
Maddaleno
Richard A. Maddas
Nina S. Madni
Helene M. Madr
Lucia Magalhaes
Dino
Catherine Magee
Ellyn L. Magee
Joseph B. Maggio
Kim Maggio
Linda G. Maggio
Agnes C.
Maginniss
Ronald A.
Maginniss
Carl J. Magnus
Lisa A. Magro
Michael A.
Mahabeer
Irma S. Mahadeo
Seecharan
Mahadeo
Lenny Maharaj
Rose Marie Maher
Demetra Maheras
Maria A. Mahon
Carol A. Mahoney
Charles V. Maione
Jouliet Mairzadeh
Sakhai
Peter R. Maitlall
Moni R. Majumder
Joseph Makinajian
Daniel J. Makowski
Juan C.
Maldonado
Margarita W.
Maldonado
Muhituddin Malik
Shashi B. Malik
Zafar A. Malik
Kimberly M.
Malone
Thomas V. Malone
Ryan M. Maloney
Julie A. Malsky
Paul Maltese
Rose A. Manalang
Steven Mancino
Marina L. Mancuso
Ronnie L. Mandel
Rosemary E.
Maneri
Patricia A. Mangan
Carmelo A.
Manganaro
Eleanor Mangino
Jack G. Mangra
Elizabeth Maniatis
Alan B. Mann
Laura Mannarino
Veronica A.
Mannarino
Maureen Manning
Tabitha V. Mannino
Kevin J. Mannix
Michael Mansfield
Cindy Mantione
Jose R. Manzano
Dayle M. Manzo
Ramon Mappala
Gerardo Marano
Norm Marcioch
Daniel A. Marcus
Coleen Maresca
Donna Marie
Maresca
Jeffrey Maresca
Carl P. Margliano
Lorraine A.
Margulies
James Marin
John J. Maringola
Phillip R. Marino
Salvatore G.
Marino
Steven E. Markfeld
Elpida Markoulis
Robert Marks
Debbie Markus
Lorraine Marotta
January/February 2008
2008 RPAC HONOR ROLL
Melanie T. Leonard
Roseann J.
Leonardis
Joseph V.
Leoncavallo
Nancy A. Leone
Yuen H. Leow
Saro Lercara
Harris I. Lesser
Nicholas J. Lettiero
Maria T. Leva
Linda R. LeVaillant
Christine Leveen
Lori Leventhal
Mattel
Julian E. Levi
Terri Levin
Yerubaal Z. Levin
Steven L. Levine
Marsha Levy
Scott Levy
Brenda Lewis
John F. Lewis
Robert M. Lewis
Senice C. Lewis
Eugene Li
Feng Li
Man H. Li
Mei Li
Minli Li
Shaogang Li
Gary T. LiBert
Anthony J. Liberti
Barbara Liberti
Rosanne Licari
Linda A. Licata
Wendy T.
Lichtenberg
Michael P. Licitra
Jennifer S. Lien
Benjamin Ligeri
Hanny Lim
Gary T. Limandri
Debbie Limberis
Bo Lin
Fiona Lin
Hai Hua Lin
Mei Rong Lin
Rong Q. Lin
Yong J. Lin
Zhi Rong Lin
Richard J. Lind
Steven C. Lindo
Catherine I.
Lindstadt
Christine Linsalato
Sean P. Lipien
Charles Lipman
Heidi M. Lippacher
Meryl A. Lippert
Irene Lipps
Patricia A. Liquori
Todd S. Litz
Patricia A. Litzner
Hsin Kuei Liu
Kathy W. Liu
Teddy H.
Livingstone
Chun Bun Lo
Shirley L. Lo
Angela M. LoBello
Jacqueline M.
Lobo
Ed Lochansingh
Renee Lochridge
Melissa A. LoCurto
Rose J. Lodato
Christine LoDuca
Gloria Loeser
Alfonso LoFaso
Joyce M. LoFrisco
Gloria J. Lofstad
Ronald J. Logallo
Donald A. Logan
Nancy M.
Logothetis
Nick A. Lombardi
Paul J. Lombardi
Eliot R. Lonardo
Jeanne A.
Longueira
Diane S. Loper
Victor S. Lopes
David M. Lopez
Eddison M. Lopez
Linda I. Lopez
Luis G. Lopez
Luz S. Lopez
Christine M.
Lopiano
Harold D. Lord
Marjorie T. Lord
Cheryl Lorefice
Monica A. Lorenzo
Rose LoRusso
Mary R. Losquadro
Sandeep N.
Lotlikar
Joanne B. Lott
Walter Lott
Joann Lotterhos
Michael Lou
Andrew Louca
Diane Lourenso
Joseph M.
Lovaglio
Anselm A. Lowe
Cristobal Lozano
Yuhun Lu
●
REALTORS POLITICAL ACTION COMMITTEE
24
●
January/February 2008
●
THE REALTOR®
RPAC
REALTORS POLITICAL ACTION COMMITTEE
2008 RPAC HONOR ROLL
IT’S YOUR BEST
INVESTMENT IN BUSINESS!
Richard D. Rawdin
(Cont’d from pg 23) Nicolina M.
Pitruzzella
Jennifer Raynor
Angela L. Pariselli
Catherine
Pittala
Michael J. Raysor
Sherene Parisi
Eaton A. Pitter
Tayseer Razik
Byeong D. Park
Vita Pizaro
Joseph M. Record
Chanki Park
Carol Pizzacar
Colleen Redding
Daniel J. Park
Victor Platt
Lopez
Holly K. ParkHyun
Joseph
M.
Pleffner
Kim Redick
S. Park
Ah Kwan C. Po
Ruth A. Redlener
Michael Park
Saisri Poduri
Luis E. Regalado
Terence Y. Park
Marie Polito
Lourdes S. Regan
Alan G. Parker
Salvatore Polito
Shams U. Rehman
Shirley M.
Barbara
J.
Juliet A. Reid
Parkinson Wright
Poliwoda
Matthew Reilly
Susan E. Parks
Kenneth D.
Paul A. Reinckens
Sabrina Parrino
Poliwoda
Stuart I. Reingold
Deann L. Parsons
Laura Pollari
Rose Reinhardt
Justin Parsons
Joseph
A.
Pollini
Jason C. Reis
Patricia Pascarella
Pornnipa
Robin T. Reiss
Maria Pascaretti
Pongvitayapanu
Xiao D. Ren
Deborah
Wendy A. Ponte
Kathryn Renaldo
Pasternak
Patricia H. Ponzi
Nancy Renda
Gladys Patino
Robert
K.
Ponzi
James R. Rendall
Chumpol
Natalie G. Popick
Daniel Rendon
Patraakrakul
Jay Pores
Margarita M.
James Patten
James R. Poro
Rendon
Patricia Patten
AnnMarie Portaro
Deborahann M.
Elaine Patterson
Norma
S.
Poulin
Rennert
Kathleen J.
Alexia N. Poulos
Michael Rescigno
Paturno
Susan E. Power
Meryl L. Resnick
Denise L. Paul
Miroslava L.
Jeffery W.
Donna Paul
Pradella
Rettaliata
Lisa Paul
Jay
A.
Prashad
Jaime E. Reyes
Claudia Paulino
Mark Prechtel
Noyma I. Reyes
Andrea T. Payne
Gina M. Prego
Mary P. Reynolds
James K. Pearson
Edward V. Price
Maria Reynolds
Joanne Pearson
Janet A. Price
White
Leslie A. Pecheur
Myron
Price
Poran Rezaei
Francine Pecoraro
Sheila I. Prince
Angelina Ricciardi
Taryn L. Peel
Laura L. Prince
Rhonda R. Riccio
Sanaullah Peer
Vomvos
Lori E. Ricciuti
Sasha Pelinsky
M Elysia Prinz
Michele Rice
Joan Penn
Joseph
L.
Pritchard
Nelson
Debra L. Penzone
Chandan P.
Laura S. Rich
Erin E. Pepe
Prithiani
Jim D. Richards
Michelle L. Pepito
David A. Procopio
Karen M.
Robert M. Peras
Constance
Richardson
Jonathan P. Perez
Prospect
Mary E.
Jorge D. Perez
Karen L.
Richardson
Judith E. Perez
Provenzano
P Suzanne
Laurie A. Perez
Kim Marie Prudenti
Ridenour
Victor M. Perez
Kimon Psaltakis
Dudley A. Ridley
Wilfredo Perez
Ioannis
Psillis
Diane
Riedel
Donna Periconi
Francesco Puccio
Silas Riedel
Charles Perkins
Elizabeth Puckett
Sandra L. Riegel
Shazar K.
Lena Puebla
Charles H. Riehm
Permohamed
Ana Puello
George J. Riffone
Judy A. Pernice
Kathleen
J.
Pugh
Lori J. Rinaldi
Peter A. Perone
Donna M. Pugliese
Marie Rinaldi Sarro
Brijanand Persaud
Salvatore Pugliese
Barbara Ring
Daniel S. Persaud
Michael Pulciani
Laurie A. Riordan
Felicia S. Persaud
Sue Insook Pyun
Adrian B. Rios
Jagdesh J.
Marie
Quatela
Sonia O. Rios
Persaud
Jose E. Quezada
Devaykanan
Ronald D. Persaud
Catherine R.
Rishudeo
Rookmin Persaud
Quinlan
Omar D. Rivas
Sunnil Persaud
Donna J. Quinn
Brenda G. Rivera
Suresh Persaud
Richard C. Quinn
Mable D. Rivera
Richard A. Peshkur
Myrian J.
Ramon Rivera
Compton J. Peters
Quinonez
Raymond A.
Robert Peters
Caroline M.
Rivera
James E. Peterson
Quintana
Alex Rivero
Nikolaos Petratos
Joseph
N.
Quinto
Karen
M. Rizzo
Eileen Petsco
Maria T. Quirk
Mary D. Roben
Motie L.
Teresa Quirk
Janice A. Robinson
Phanisnaraine
Naznine Qureshi
Seibert L.
Sultana Y. Phelan
Deborah
Robinson
Bruce C. Phillips
Rabinovici
Sheron E.
Christopher S.
Gloria E. Rabson
Robinson
Phillips
Randolph Rachlin
Norann K. Robles
James F. Phillips
Eugene Rado
Anyelo Y.
Gladys Philogene
Tanveer Rahim
Rodriguez
Salvatore R.
Jay J. Raifman
Cecilia Rodriguez
Piazzolla
Debra Raimo
Ricardo Rodriguez
Richard C. Picardi
Barbara V. Raj
Joyce Roe
Virginia Picart
Vasant Raja
Steven Rogate
Backus
Lucille Rakower
Lois J. Rogers
Eytan A. Pick
Gwenn
A.
Ramage
Marie E. Rogers
Barbara A. Pierce
Lester G.
Asma Rohail
Shelley S. Pierce
Ramcharran
Jady V. Rojas
Kathya Pierre
Laxmi Ramdin
Vilma Rojas
Richard I. Pigott
Mahasty
Jerry Rokkos
Kristine T. Pikulik
Ramezani
Constance Rolf
Corinna Pillari
Julio Ramirez
Barbara J.
Jasher Pineda
Althea M. Ramjohn
Romagnuolo
Ana Cristina R.
Maywalal
Antonia C. Roman
Pinheiro
Ramlochan
Noel Roman
Nelson Pinilla
Jesus Ramos
Angela V. Romano
Kuni Pinner
Josephine Ramos
Joanne M.
Jovany S. Pinto
Michele Ramos
Romano
Yesenia Pion
Pedro Ramos
John Romano
Helen Piovesan
Teekaram
Peter R. Romano
Carroll Pipitone
Ramsood
Matthew J. Romas
Phil Pipitone
Viviana E. Rangel
Euridicis Romero
Michael J. Pirozzi
Alfred Rankins
Frank X. Romito
Claire A. Piscitelli
Patricia Rasa
Mary M. Rooney
Jessica M.
Gail B. Rast
Krishna
Pistorius
Gail
E.
Rattner
Roopchand
Louise F. Pitlake
*THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS.
Drupati
Roopnarine
Alvin B. Roper
Thomas Rosamilia
Miledy Rosario
Alexis A. Rose
Joseph T. Rose
Nigel A. Rose
Phyllis Rose
Wayne R. Rose
Marvin Rosen
Sandra Rosen
Sonja Rosenbaum
Paulette
Rosenberg
Lisa D.
Rosenblatt
Nanci Sue
Rosenthal
Zully V. Rosero
Jessica D. Rosner
Philip Ross
Sydney Ross
Evelyn Ross
Costello
Tina Rossetti
Vivian A. Rossi
Elisa Rostkowski
Karen L. Roth
Rene Roth
Scott L. Roth
Elizabeth A.
Rowsell
Joan E. Royals
Anthony Rubino
Barbara A. Rubino
Carrie Rubinstein
Gannon T. Ruddy
Pedro D. Rufino
Nilvia Ruggiero
Patrick J. Ruhlman
Susan E. Ruiz
William Ruiz
Caroline W. Rupp
Caitlin Ruppert
Mary Alice Ruppert
Randolph Russ
John Russell
Lynn Russo
Andrea J. Ryan
Glanita Jan Ryan
Kelly Ryan
Thomas J. Ryan
Mario E. Sabattini
Tammy B.
Sabbagh
Khaled Sabek
Stephen M. Sachs
Francine Saer
Steve K. Safo
Steven L. Safrany
Jane L. Salamon
Luz D. Salas
Alice J. Salerno
Generoso B. Salle
Naila Salman
Janette M. Salmieri
Stacey D. Saltzer
Craig D. Saltzman
Linda M. Salvo
Carol A. Salzman
Doreen B.
Samaniego
Marcia G.
Samberg
Cristina
Sammarone
Marge Sammis
Sarah A. Sammis
Joan M. Sammon
Carol D. Samuels
Gina M. Sanabria
Susan M. Sanborn
Amalia Sanchez
Kathleen Sanchez
Palmer
James Sanford
Carmen M. Sang
Ruth C. Sansiviero
Bernard
Santamorena
Clare Santangelo
Frank Santiago
Judith Santiago
Librado L.
Santiago
Patricia Santoli
Carmel M. Santoro
Concetta T. Santos
Linda B. Sanwald
Blanche R. Sapan
Amelia Sapio
Deepak K.
Sapkota
Rosa E. Saquipulla
Lynn Sarantakos
Pamela J. Sarett
Edward T. Sarjeant
Surujpaul Sarjue
John J. Sarno
Jason Satahoo
Maria C. Satira
Troy Satoo
LisaMarie
Sattanino
Ayodeje Saul
Rochelle Saunders
Sharon F.
Savarese
Angela M. Savella
Teresa D. Savory
Serena Sbarra
Douglas K.
Scaduto
Vincent A. Scali
Linda Scarry
Andrea Scelisi
Stephen M.
Schaedtler
Nancy J. Schaefer
William A. Schall
Kristine J.
Schanstra
Edward B.
Scharfberg
Jeffrey M. Schecht
Isaac Schechter
Eileen Scheiner
Virginia A.
Schellinger
Kit Schlaugies
Joanne L. Schloen
Edward F. Schmid
Steven P. Schmidt
Norman Schneider
Christine Schnurer
Joseph J. Schraufl
Denise R.
Schreiber
Kristine M.
Schroeder
Nancy J.
Schroeher
Kim E. Schultze
Alice H. Schwartz
Bertram Schwartz
Ellen P. Schwartz
Stephaine A.
Schwartz
Rosemary J.
Schwarz
Geniene Sciacca
Charles Sciberras
Ed R. Scicluna
Laura A. Sciortino
Patricia F. Scirica
Gregory Scotidas
David Scrogham
Jennifer Scully
Robert C. Search
Sohan D.
Seavcharran
Albert Sebag
Don A. Sebastian
Eve Marie Seeno
Sammarco
Mary L. Segrete
Alniza Segundo
Sanjay Sehgal
Michel K. Seide
Phyu Phyu Sein
Koichi Sekino
Eileen Selts
Vito Selvaggi
Kimberly M. Senior
Alexis Sergiadis
Vincent A. Serio
Lillian Serrano
Edward G. Set
Babita N. Sethi
Ishmeet K. Sethi
Jani T. Sferrazza
Nicholas M. Sforza
Cynthia L. Shafeek
Gina N. Shagi
Jagruti K. Shah
Parveen S. Shah
Mark Shakarov
Shmuel Shamalov
Andrew J. Shan
Shi
Maytal Shany
Susanna C. Shao
Caryl L. Shapiro
Dominique G.
Shapiro
Annarosa
Shapochnik
Ankur Sharma
Asha Sharma
Glynis D. Sharp
Donald G. Shea
Yao John Shea
Barbara L. Sheib
Hsiao Chen Shen
Carole F.
Sheppard
Mitchell Sher
Jeanette Sherman
Scott E. Sherman
Susan M.
Sherman
Christopher A.
Sheskier
Hong Shi
Charlotte B. Shiger
Jong S. Shin
Young Sil Shin
Rose T. Shindel
Jean Marie
Shipman
Edith Shneorson
David Shokouhi
Stephanie J.
Shulman
Michael Siciliano
Felipe A. Sicurello
Gaetano T.
Sieligowski
Don Sien
Evelyn C. Sierra
Francesca M.
Sierra
Daranee Sigle
James P. Silk
Leonel M. Silva
Jeffrey A.
Silverbush
Robin F. Silverstein
Brian M. Silvestry
Maritza Simard
Manuel Simeon
Susan P. Simmons
Ann M. Simms
Darryl L. Simon
Catherine E.
Simonetti
John F. Simpson
Juliana Simpson
John Sinetos
Phyllis Singer
Tammy Singer
William D. Singer
Amit P. Singh
David D. Singh
Donald R. Singh
Harjinder Singh
Harpinder Singh
Makanlall Singh
Monu Singh
Nina S. Singh
Rohan S. Singh
Seenarine Singh
Kathleen G. Sinito
Cheryl L. Sinram
Catherine T. Siolas
Nectaria Siounis
Glenda C. Siu
Marie Skarren
Erjon Skifteri
Virginia A. Skillman
Lori Slattery
Erica L. Slavens
Joan Small
Christopher J.
Smart
Alvina Smith
Catharine Smith
Chong Smith
Joseph D. Smith
Maxime G. Smith
Patricia R. Smith
Robert W. Smith
Roderick Smith
William A. Smith
Catherine T. Smyth
Dawn K. Smyth
Maria G. Sneden
Gayle I. Snyder
William J. Snyder
Magued Sobhy
Patrice M. Sofsky
Jose Sola
Margalit Soleimani
Antonetta M.
Solina
Grace E. Solis
Joanna Sollazzo
Ronni L. Sollazzo
Louis A. Sollicito
Eghbal Soltani
Jean Sondergaard
John J. Song
Woong K. Song
Geeta Soogrim
Hirsch
Vishwa P. Sooklal
Laura M. Soper
Gerard Soprych
Gloria I. Soria
Jaime U. Soriano
Susan Sorid
Thelma N. Sorto
Shelley A. Sosnoff
Debra E. Sosnow
Narcisa Sotomayor
Elizete C. Sousa
Richard Southard
Carol Spagnolo
Sonny Spagnuolo
Jason J. Spahn
Marianne Spahr
Patricia Spain
Regina Spano
James W. Sparling
Marilyn G. Speidell
Marquitta T. Speller
Heidi S. Spellman
Nathtoe D. Spence
Rachel A. Spencer
Christopher L.
Spera
Rebecca Spiegel
Gail Spielman
Carolyn T. Spina
William R. Spivey
Linda C. Spodek
Anthony M.
Spordone
Ralph A. Squillante
Martiny S. St Juste
Barbara A.
Stagnitta
Judy C. Stagnitta
Tina Marie Stamm
Antonia Stamps
Ludmilla Stanco
Michael Stanco
Gloria C.
Stanzione
Brian S. Stark
Robert M. Stark
Keith A. Starke
Susan E. Starkie
Peter J. Stassi
John P. Stefan
Antonia Stein
Edward H. Stein
Patricia L. Stein
Steven M. Stein
Ellen B. Steinberg
Elizabeth L.
Steinmueller
Dionisia Stellatos
Antoinette V. Steo
Eugene Stern
C Reade Stewart
Jacqueline M.
Stewart
James T. Stidd
Keenan Stokes
Maureen Stoll
Debora J.
Stonitsch
Robert Story
Samuel S.
Strausman
John R. Strebel
Penelope Strong
Barbara J. Strugala
Joanne Sturchio
Marilyn Sturz
Zachery Suaminen
Myra N. Suchman
Diego Sucuzhanay
Eric E. Suld
Jacqueline Sullivan
Lori A. Sullivan
Patrick J. Sullivan
Patrick J.
Summers
Yunzhong A. Sun
Susan
Surendranath
Mary Ann Surgot
Helen M. Susko
Nikolay Suyunov
Val Suyunov
Barbara Swartz
Hudson L. Syffrard
Amalia Molly
Symington
Eileen F. Syvertsen
Barbara A.
Szumski
Muzzio Tallini
Tracy A. Tamagna
Kenny Theam H.
Tan
Ricky Tan
Theresa J. Tapia
Brienne H. Tarbox
Sam Tardugno
Wieslaw
Tarnachowicz
Sheila Tarnowski
Percy C. Tatem
Moshe Taub
Betty J. Taylor
Linval A. Taylor
Renee Taylor
Christine A. Teevan
Judy A. Teeven
Regan A. Tegge
Gladys Tejada
Isaac A. Tejada
Nicolas Tejada
Nikolas Tentomas
Daniel M. Tergesen
Patricia E.
Tergesen
Antoinette Terlizzo
Lisa M. Testa
Ruth L. Testa
Anthony Testani
Doreen M. Teta
Margaret S. Thall
Nikki S. Thaw
Penelope A. Thaw
Kimberly A.
Thompson
Lynda D.
Thompson
Sonia P.
Thompson
Dominick S.
Thorne
Ian H. Thornell
Kirk Thorvaldsen
Denise Tieger
Luisa C. Time
Katherine Timms
Jose F. Tineo
Jane Tintle
Raymond W. To
RPAC
Randolph H. Tolk
Salvatore J.
Tomasello
Denise M. Torino
German A. Toro
Henry A. Toro
Bruce J. Torrani
Augusto O. Torres
Edward E. Torres
Rafael D. Torres
Sandra Torres
Susana L. Torres
Maribel Torres
Arana
June A. Tourin
John G. Touwsma
Lisa Towne
James Townson
Joann Toye
Patrixia Tracey
Kevin Trager
Kristine K. Trager
Matthew M. Trainor
Patricia A. Trainor
Khirana Tran
Tuan Tran
Jeanne Trantel
George J. Treanor
Kenneth A. Trestka
Nissim Trico
Jeanne A. Trier
James Triola
Catherine M. Triolo
Marilyn Triolo
Thomas Tripodi
Mary E. Triquet
Maria A. Troia
Michael A. Trotta
Velia L. Trujillo
Stefana Trutescu
Alexandra Tsiatis
Mario Tsikis
Perry Tsilogiannis
Margaret Tsoukaris
Linda A. Tubens
Dearie T. Tucker
Monica Tufano
Mehmet Turesinler
Christine D.
Turinsky
David J. Turinsky
Valerie Tuthill
Donna J. Twiggs
Barry M. Tyler
Denise A. Tyler
Robin Y. Tyrrell
Julia Tzortzatos
Maria Tzortzatos
Jin N. Um
Jeannie C. Unger
Varun Uppal
Jose M. Urena
Sonnia G. Urrea
Frank A. Urso
Marilyn Urso
Susan L. Urso
Janet Vaccaro
Aditya Vaid
Miltiadis
Valassopoulos
Ana Valencia
Joe A. Valente
Alessandro A.
Valenti
Donna M. Valenti
Evelyn Valentin
Cecilia Valentino
Sheila Vallade
Jeanne L. Van
Bergen
Judy L. Van Horn
Thomas
Vanderhoof
Joan S.
VanMiddelem
William S.
Vantassell
Dorothy A. Vargas
Marilyn Vargas
Robert M. Vargas
Nancy Vargas
Johnson
John Varghese
Deborah M.
Varotta
Daniel Varriale
Dana M. Varricchio
Hajnal Varro
Papadima
Bevin K.
Varughese
Rosa Vasilevskis
Miriam C. Vasquez
Katalin Vass
Toni A. Vatier
Lisselotte Vazquez
Joanne Vega
Claire Vegliante
Hector F.
Velasquez
Jose F. Velez
Louise Velez
Rodrigo A. Velez
Amy L. Ventura
Frances Ventura
Patricia Verfenstein
Verter Vergara
Nelya Veselaya
Laura Veselica
Eileen T. Vetri
Maria C. Vicari
Diane Viceconte
Edith C. Vickers
Patricia Victoria
Andrea Vilardi
Fressia M.
Villacreses
Carlos R. Villatoro
Hector F. Villatoro
Angel G.
Villavicencio
Dawn M. Viola
Wayne P. Vitale
Gary Vite
Helene Vlachos
Jerry N. Vlachos
Carmela Vlacich
Rajan Vohora
Jasnit K. Vohra
Alba D. Vollo
Richard J. Volpe
Ajit Vora
Sofie Voyias
Sukhdev R. Vyas
Tanmayata
Wadhwa
Joan M. Waggoner
Allan T. Wakefield
Regina M. Waldes
Bernard Waller
Margaret M.
Walpole
Ann M. Walsh
Vicki Walsh
Pamela A. Walsh
Boening
Robert J. Walther
Cheng Wang
Cui Qin Wang
Hak C. Wang
Huiling Wang
Jenelle Wang
Shun Ying Wang
Kenneth J. Ward
Nadine J. Ward
Maureen D.
Warfield
Lynda M. Waring
Ricciuto
Syed J. Wasim
Kimberly A.
Waszczak
Stephanie Watkins
Kim E. Weast
Melvin Weaver
Lorraine Weber
Natalie Weber
Nancy Weeks
Lori J. Weidner
Jo-Ann Weilert
Michelle Weingot
Emanuel Weinrod
AnneMarie
Weisman
Lenora Weiss
Nancy Weiss
Nurit Weiss
Richard H. Weiss
Heidi M. Weitz
Jennifer J.
Welcome
Suzanne H.
Welling
Susan Wendroff
Pamela S. Werner
Elinore West
Karen L. West
Georgia Westcott
Carolyn M. Whalen
Melissa G. Whalen
Cathleen F.
Whelan
Aileen P. White
Clive A. White
Denise A. White
Dennis F. White
Kareem White
Louise M. White
Van P. White
Claire Whitehouse
Leslie R. Whitely
Diane Wierzbowski
Laura C. Wigger
Allison M. Wiland
Michael J. Wilcox
Grace E. Williams
Imran Williams
James J. Williams
John R. Williams
Noel Williams
Sandra M.
Williams
Tonaud R. Williams
Doreen Williamson
Madeline R.
Williamson
Adam G. Wilson
Cheryl Wilson
Dianne G. Wilson
John H. Wilson
Keith R. Wilson
Patricia A. Wilson
John E. Wilton
Chiara D.
Wimberly
Soe S. Win
Jody Winarick
Evelyn L. Windsor
Sherri Wine
Barbara Wineburg
Janis M. Winter
Belinda C.
Wiseman
Joan Wittreich
Debbie C. Wolf
Lauren B. Wolf
William J. Wolf
Denise Wolfe
Donna M. Wolfe
Diane Wolyniec
Ching Lan Wong
Elaine Y. Wong
Hesook Wong
Kelvin Wong
Sam E. Wong
Steven Wong
Lisa M. Wood
Ruth A. Wood
Terence G. Woods
Brenda L. Worley
Louis Wright
Maria E. Wright
Patricia A. Wright
Amy Wu
Suzanne
Wyhowanec
Gayle Wyroba
Calliope Xanthos
Efstratios C.
Xanthoudakis
Debin Xie
Rong Q. Xu
Hsin Yuan Yang
Joey S. Yang
Li Chen H. Yang
Jun Yao
Lloyd Yearwood
Susan T. Yee
Evelyn Yip
Archie L. Yon
Min S. Yoon
Etta Lorene Young
Maria A. Young
Monique Ann
Young
Ryan M. Young
Jeffrey C. Younger
Patricia Yovino
Michelle Yu
Wen S. Yu
Janette M.
Yuengling
Susan G.
Yuengling
Jijun Yun
Jiwon Yun
John S. Yunitis
Gerard F. Yurasits
Esin Yusufi
Zarina Yusupova
Elizabeth A.
Zabielski
Idiculla Zachariah
Lynda L. Zacpal
Muhammad
Zaheer
Robert Zaher
Roman Zak
Grazyna Zaleska
Jan J. Zanio
Penelope Zannikos
Virna L. Zapata
Vera M. Zaremba
Corinne J. Zarou
Walter J. Zavala
Arlene Zebatto
Francis E. Zecchini
Violeta Zecevic
Carole Zeilman
Helen M. Zeitzer
Patricia A. Zeller
Joanna R. Zelonski
Rozana
Zemlyansky
Jing Ying Zeng
Julia M. Zhagui
Leyi Zhang
Nancy X. Zhang
Bi Hui Zheng
Sam Zheng
Hui Zhu
Richard A. Zimmer
Michael R.
Zinkiewicz
Veronica M. Zito
Raymond A.
Zorovich
Natalie N.
Zuckerman
Joseph Zuniga
Onestalio Zuniga
Joseph Zwart
Sandra L. Zytko
25
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January/February 2008
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THE REALTOR®
COUNSELOR’S COMMENTS
By Howard W. Goldson
Goldson, Nolan, Connolly, Nasis & Dornfeld, P.C.
Selling Brokers Have
Rights Too!
26
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THE REALTOR®
●
January/February 2008
LEGAL/GOVERNMENTAL
With the increased complexity of residential real estate brokerage has become
the inevitable inappropriateness of old
truisms and rules. Among them is the
NAR mandate that offers of compensation through multiple listing must be
unconditional. For the last decade this
mandate has been celebrated in its
breach more than by compliance. This is
true not only on Long Island but
throughout the Country.
Compensation to cooperating brokers
is intended to fairly reward them for the
work they are required to do and the
results they achieve for the listing broker’s client. However with the advent of
buyer brokerage on-line brokerage,
gooole, zillow, trulia, etc. cooperative brokerage is no longer so simple. Many new
factors enter into the mix. Nor are these
factors universal. Reasonable conditions
for the payment and collection of compensation differ from market to market.
The result is that the market has to
accept offers of compensation that are
subject to various conditions. Does this
mean that anything goes? Emphatically
NO! But, what is the new rule?
NAR and its member boards are struggling to find the answer to that question. At
the moment there is no new approach, but
at the November NAR Convention Sate
and Local Board Counsel seemed to be in
agreement with the following guide lines.
1. Are the conditions lawful?
a. Example: Not anti competitive or
not discriminatory with respect to a
protected class.
2. Are they complete on the face of the
listing?
a. Explanation: Can the cooperating
broker determine what they must accomplish simply by reading the listing information posted on the MLS.
3. Can the cooperating broker determine the amount of compensation and be
certain that its performance will entitle
them to compensation from the face of
the listing information.
a. Example: If the cooperating broker
produces a buyer who enters into a contract and closes with the result that the
seller pays the listing broker the full
commission that they will be paid.
Exception #1: No rule or set of guide
lines can ever be applied rigidly in all
cases. The above guide lines are no
exception. Where the listing broker is in
fact the broker who was the procuring
cause of the sale they and not the “cooperative broker”, who may in fact have
presented the offer of the buyer, is entitled to the entire commission. This most
frequently occurs when a buyer visits and
open house and is in fact convinced to
make an offer by the listing agent. This
buyer, however, while expressing the
desire to purchase, leaves the open house
and makes the offer through another
MLS broker. In such cases commission
entitlement will be determined in LIBOR
arbitration on the basis of procuring
cause and any conditional language on
the listing concerning cooperating broker
compensation will be just one fact to be
considered by the arbitrators along with
al other facts. This would be so even if
the listing said that no cooperating broker’s commission would be paid if the
buyer saw the property at an open house.
LIBOR Leadership Attends Dr. Martin
Luther King, Jr. Celebration
The Dr. Martin Luther King, Jr. Birthday Celebration Committee of Nassau County Inc.
held its 23rd Annual Dr. Martin Luther King Jr.'s Birthday Celebration on January 21st
at Chateau Briand in Carle Place. This celebration is held to honor Dr. King's dreams;
that people live in peace and love with the opportunity to pursue a decent and fruitful
life. Pictured at the luncheon are (l-r) Anthony Atkinson, Vice Chair of LIBOR’s Fair
Housing & Cultural Diversity Committee; Mohsen Zandieh, LIBOR President; Dorothy
L. Goosby, Councilwoman of the First Councilmatic District of the Town of Hempstead;
Audrey Livingstone, RPAC Co-Chair and Buddy Hoosein, LIBOR President Elect .
NOTICE:
The Department of State (DOS) has
Revoked/Suspended the following licensee(s):
• Winston Anderson, DR of Sir Winston Realty
• Michael J Levine, DR of Levine Homes
NEWS BRIEFS
President Approves Two-year
Ban on Banks in Real Estate
On December 26, 2007, President Bush
signed into law the FY2008 omnibus
appropriations bill which includes a twoyear provision prohibiting banks from
entering the real estate brokerage, property
leasing and management business. NAR
was well position to secure a permanent
ban. However, due to a last minute objection by Senator Robert Byrd (D-WV),
Chairman of the Senate Appropriations
Committee, the permanent language was
struck and replaced with a two-year ban. In
2008 NAR will be advocating Congress to
approve its Community Choice in Real
Estate bill (H.R.111/S.413).
Source: NAR
New York Assembly Unveils
Plan to Help Struggling
Homeowners
In January, Assembly Democrats
announced a $180 million program to
assist homeowners who have fallen
behind on mortgage payments. The plan
includes $150 million in grants to help
borrowers to catch up on back payments
and to work out deals with lenders.
Another $30 million will be dedicated to
debt counseling, legal services and mediation. And to prevent a similar crisis in
the future, the Assembly is advancing
measures to stop predatory lending abuses. The legislation will address negative
amortization, prepayment penalties, lending without regard to repayment ability
and increase lender/broker responsibility
toward borrowers. Assembly Democrats
say the funding for the program should
be included in the 2008-09 state budget.
Source: NYSAR
NYS Senator Bruno Pledges No
Increase in State Taxes‰
As legislators and the governor prepare
to return to the Capitol for the 2008 leg-
islative session, Senate Majority leader
Joseph Bruno vowed this past week:
“There will be no increases in state taxes
this year ...you can take that to the bank.”
The Senate Majority advanced a multibillion dollar property tax relief plan,
NY-STOP (Stop Taxing our Property).
The proposal doubles the STAR rebates
for most homeowners and triples rebates
for seniors. In addition, the plan would
give school districts the authority to eliminate residential property taxes over five
years, with revenue replaced by additional state funding.
House OKs Lift on Fannie,
Freddie Loan Limits
The economic stimulus package hammered out between the White House and
Congress on Thursday lifts the size of
home loans that may be bought or
insured by Fannie Mae and Freddie Mac.
The Fannie/Freddie cap would rise to
$729,750 for one year. Currently Fannie
and Freddie are capped at $417,000.
The measure also would permit the
Federal Housing Administration to indefinitely insure loans up to that same level.
Currently, FHA loans may not exceed
$367,000.
“The stimulus package announced
today is a positive step toward strengthening the housing market and our economy,” NAR President Dick Gaylord said
in a public statement. “The increase in
loan limits should provide liquidity to the
mortgage market in all parts of the country allowing qualified home buyers who
may have been on the sidelines to enter
the market.”
The measure is also expected to make
jumbo loans more affordable because it
will make them more attractive to
investors, who since summer have
shunned home loans that don’t pass
through Freddie or Fannie.
Source: realtor.org
Realtors® Speak with Nassau County
Legislator John Ciotti
Realtors
(from l-r)
Morty Kaplan,
NYSAR Director;
Carol GalloTurschmann,
Chairperson of
LIBOR’s Commission
Escrow Act
Committee and Kathy
Engel, LIBOR Nassau
VP joined Nassau
County Legislator
John Ciotti (R-North
Valley Stream) at his
fundraiser held in
November.
LIBOR LEGAL HELPLINE
MEMBERSHIP HAS IT'S PRIVILEGES
THE LIBOR LEGAL HELPLINE IS AVAILABLE
MONDAY - FRIDAY 9AM - 5PM
CALL 631-236-4105 OR FAX 631-236-4110
FOR ASSISTANCE
27
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ETHICS & RULES
Case #6-6: Disclose Affiliated
Business Relationships Prior to
Recommending Real Estate
Related Products of Services
REALTOR® Z, a broker and sole pro-
prietor, had invested considerable time,
money and energy into developing her
website. Seeking to recoup some of her
costs, she approached virtually every
provider of real estate-related products and
services in her area, including financial
institutions, title insurance companies,
home inspectors, mortgage brokers, insurance agencies, appraisers, exterminators,
decorators, landscapers, furniture and
appliance dealers, rug and carpet dealers,
moving companies, and others about
advertising oh her home page. As a condition of having a link to their own sites
appears on her home page, REALTOR® Z
required that a fee be paid to her each time
a consumer “clicked through” from her
site to an advertiser’s.
Ads for providers of real estate-related
products and services who agreed to
REALTOR® Z’s terms appeared on her
home page under the heading “Preferred
Providers.” Immediately under the heading
read: “These vendors provide quality goods
and services. Please patronize them.”
Buyer A frequented REALTOR® Z’s
website seeking information about available properties. Using that website, he
became aware of a property on Elm Street
that he made an offer on through REALTOR® Z which was accepted by the seller. The sale closed shortly afterwards.
Buyer A was an avid remolder and,
using REALTOR® Z’s website, linked to
The Ethics case published in this issue have been chosen by the 2008 Chairperson of the Professional Standards Committee, Tony Smith.
the Real Rug company website, among
others. Interested by what he found there,
he subsequently visited their showroom in
person and purchased wall-to-wall carpeting and several expensive area rugs.
Given the size of Buyer A’s order, one of
the owners of Real Rug came to oversee
the delivery and installation. In the course
of conversation with Buyer A, he commented favorably on the amount of referral business received from REALTOR®
Z’s website. “And to think I only pay a
small fee for each customer who’s referred
to me by REALTOR® Z,” he added.
Buyer A was somewhat surprised that
REALTOR® Z would receive money for
referring clients and customers to
providers of real estate-related products
and services and contacted the local association of REALTORS®. The association
provided him with a copy of the Code of
Ethics. Reading it carefully, Buyer A concluded that REALTOR® Z’s actions might
have violated Article 6, and he filed an
ethics complaint against REALTOR® Z.
At the hearing, REALTOR® Z defended herself and her website, stating that the
advertisements for real estate-related
products and services on her website were
simply that, only advertisements and not
recommendations or endorsements of the
products and se rvices found there. She
acknowledged she collected a fee each
(Continued on page 10)
THE REALTOR®
REALTOR® A had listed Seller S’s vintage home. Buyer B made a purchase offer
that was contingent on a home inspection.
The home inspection disclosed that the gas
furnace was in need of replacement
because unacceptable levels of carbon
monoxide were being emitted.
Based on the home inspector’s report,
Buyer B chose not to proceed with the purchase.
REALTOR®A told Seller S that the condition of the furnace and the risk that it
posed to the home’s inhabitants would need
to be disclosed to other potential purchasers.
Seller S disagreed and instructed REALTOR® A not to say anything about the furnace to other potential purchasers. REALTOR® A replied that was an instruction he
could not follow so REALTOR® A and
Seller S terminated the listing agreement.
Three months later, REALTOR® A
noticed that SELLER S’s home was back
on the market, this time listed with REALTOR® Z. His curiosity piqued, REALTOR® A phoned REALTOR® Z and
asked whether there was a new furnace in
the home. “Why no,” said REALTOR® Z,
“Why do you ask?” REALTOR® A told
REALTOR® Z about the home inspector’s earlier findings and suggested that
REALTOR® Z check with the seller to see
if repairs had been made.
When REALTOR® Z raised the question with Seller S, Seller S was irate.
“That’s none of your business,” said Seller
S who became angrier when REALTOR®
Z advised him that potential purchasers
would have to be told about the condition
of the furnace since it posed a serious
potential health risk.
Seller S filed an ethics complaint against
REALTOR® A alleging that the physical
condition of his property was confidential;
that REALTOR® A had an ongoing duty to
respect confidential information gained in
the course of their relationship; and that
REALTOR® A had breached Seller S’s
confidence by sharing information about
the furnace with REALTOR® Z.
The Hearing Panel disagreed with Seller
S’s contentions. It noted that while REALTORS® do, in fact, have an obligation to
preserve confidential information gained
in the course of any relationship with the
client, Standard of Practice 1-9 specifically provides that latent material defects are
not considered “confidential information”
under the Code of Ethics. Consequently,
REALTOR® A’s disclosure did not violate
Article 1 of the Code of Ethics.
●
Case #1-25: Disclosure of
Latent Defects
January/February 2008
ETHICS...THIS MONTH’S TOPICS
28
●
January/February 2008
●
THE REALTOR®
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Prospect Match, Info Center, E-Mail, Custom Reports,
Contacts, Add/Edit, Photo Upload.
3 DAYS • 9:00 A.M. – 5:30 P.M. • 22.5 HOURS OF CE CREDIT
EVENING CLASSES ARE 5 DAYS FROM 5:00PM – 9:30PM
TUITION: $225 LIBOR Members; $250 Admin. Staff
(Letter Must be on File)
West Babylon . . . Feb 2, 9 and 16 (Saturday Classes)
West Babylon . . . Feb 7, 14 and 21 (Thursday Classes)
Jackson Heights . Feb 12, 14 and 15
Riverhead . . . . . Feb 20, 25 and 26
West Babylon . . . March 3, 4 and 5
Woodbury . . . . . March 10, 12 and 14
Jackson Heights . March 11, 13 and 17
Riverhead . . . . . March 19, 20 and 25
REGISTER ON LINE AT MLSLI.COM OR CALL TO
REGISTER 631-661-4800 EXT. 21 OR 718-429-8666 OR
631-369-6148 OR 516-284-5413
SEATS ARE LIMITED! Pre-Requisites: Student must be comfortable using the mouse, Windows scrollbars and have basic
Internet skills. All registrants will be screened to determine ability. Any student who is not a regular computer user should take
“Computer Essentials” prior to registering for this course.
PRIVATE TUTORING
PRIVATE INDIVIDUAL HANDS ON TUTORING
Receive one-on-one training with an experienced LIBOR trainer in our W. Babylon, Riverhead or Jackson Heights training
centers. Cost can be shared by two students under one registration. Topics Available: Computer basics, MLS Stratus,
Windows, E-Mail, Internet, Word, Excel, PowerPoint, Outlook.
$169 FOR A 2 HOUR SESSION • NO EXPERIENCE
NECESSARY
PROFESSIONAL DEVELOPMENT
FREE STRATUS DEMO
MLS STRATUS DEMO — FREE
Three hour lecture demonstration (NOT hands-on).
Instructor will show the Stratus system on an overhead projector. All functions of Stratus will be covered: Searching,
CMA, Update, Info Center, Public Records, Add/Edit,
Prospect Match, Contacts. All members welcome — reservations are a MUST! 3 Hours (1 meeting)
NO PRE-REQUISITES. 3 HOURS CE NOW AVAILABLE.
LIBOR MEMBERS WITHOUT CE: FREE
LIBOR MEMBERS WITH CE: $25
Jackson Heights . Feb 5 . . . . . . . . . . . . 10:00am – 1:00pm
Riverhead . . . . . Mar 4 . . . . . . . . . . . . 10:00am – 1:00pm
Woodbury . . . . . Mar 7 . . . . . . . . . . . . 10:00am – 1:00 pm
3.75 HOUR STRATUS HANDS ON
RECEIVE 3.75 HOURS OF CE CREDIT
GET INTO STRATUS — SEARCHING
LEVEL 1
This hands-on course includes: Stratus Log-In, Review of
Internet Explorer Basics, Stratus functions/tabs/Navigation,
Stratus Update — How to Print, Pre-Defined Searches, Quick
Search, Search Results screen; printing, Reports:
Full/Thumbnail/Flyer; printing, Using Help & Stratus FAQ’s,
Print by ML#, Today’s Listings on Info Center and much
more! 3.75 Hours (1 meeting)
PREREQUISITES: Computers Essentials and/or knowledge of minimize/maximize/drag Windows, mouse click
and double click, scrolling and task bar.
Woodbury . . . . . Feb 4 . . . . . . . . . . . . 9:00am – 12:45pm
West Babylon . . . Mar 12 . . . . . . . . . . . 9:00am – 12:45pm
MAXIMIZE YOUR STRATUS SEARCHES —
SEARCHING LEVEL 2
This hands-on course includes: Full Search, Flex Search,
Radius Search, Multi-Level Sorting, Saving Searches,
Custom Report Design, Statistics and Counts and much
more! 3.75 Hours CE (1 meeting)
PREREQUISITES: Get Into Stratus and/or knowledge
of all functions covered in Get Into Stratus.
STRATUS CERTIFICATION OR 4 STRATUS
CLASS* Graduates Need A Refresher???
Woodbury . . . . . Feb 13. . . . . . . . . . . . 9:00am – 12:45pm
West Babylon . . . Mar 18 . . . . . . . . . . . 9:00am – 12:45pm
Take a private tutoring session for 2 hours! Discounted cost
of $99 (Cost can be shared by two students under one registration). The instructor will review any questions/problems
YOU have. The instructor will show YOU exactly what YOU
want to know.
PREREQUISITES: Must have taken Stratus Certification
or the 4 Stratus classes* within the last year of taking this
tutoring session to receive the discounted price of $99.00.
POWER LISTING WITH CMA AND OTHER
STRATUS TOOLS
PLEASE CALL DENISE RIVERA AT 631-661-4800 XT. 385
FOR MORE DETAILS.
*4 STRATUS CLASSES CONSIST OF SEARCHING
LEVEL 1 & 2, STRATUS CMA AND PUBLIC RECORDS
This hands-on course includes: Designing and Printing a
Stratus CMA, Adding and Editing MLS listings, Adding and
Editing Private listings, Uploading multiple property photos,
Market Share reports and graphs, Contacts: add, edit, search,
print, download and much more! 3.75 Hours CE (1 meeting)
PREREQUISITES: Maximize Your Stratus Searches and/or
extensive Stratus searching experience.
Woodbury . . . . . Feb 21. . . . . . . . . . . . 9:00am – 12:45pm
West Babylon . . . Mar 27 . . . . . . . . . . . 9:00am – 12:45pm
LEADS & LABELS WITH STRATUS RECORDS
TO REGISTER FOR GENERAL AND
COMPUTER EDUCATION PROGRAMS:
• REGISTER BY TELEPHONE OR FAX:
REALTOR Service Centers
West Babylon . . . . (631) 661-4800 • Fax (631) 661-2103
Jackson Heights. . (718) 429-8666 • Fax (718) 429-6959
Riverhead . . . . . . . (631) 369-6148 • Fax (631) 369-6172
Woodbury . . . . . . . (516) 284-5413 • Fax (516) 284-5415
• MAIL YOUR REGISTRATION:*
Realtor Building, 300 Sunrise Highway,
West Babylon, NY 11704, Attn: Education Department
*This registration option is not available for Computer Classes.
This hands-on course includes: Searching property records
by address, Searching property records by owner name,
Researching lis pendens, Researching property classification (business, commercial, residential, land), Downloading
property addresses from public records, Printing mailing
labels using Word’s mail merge function and label wizard and
much more! 3.75 Hours CE (1 meeting)
PREREQUISITES: Maximize your Stratus Searches and/or
extensive Stratus searching experience.
Woodbury . . . . . Feb 29 . . . . . . . . . . . 9:00am – 12:45pm
West Babylon . . . Mar 31 . . . . . . . . . . . 9:00am – 12:45pm
$59 EACH CLASS — LIBOR MEMBERS
OR ASK ABOUT OUR 2, 3, OR 4 CLASS
PACKAGE AND SAVE
GENERAL COMPUTER TRAINING
GET AN EXTRA HOUR FOR THE SAME
$29 LIBOR MEMBER PRICE
COMPUTER ESSENTIALS USING
WINDOWS XP AND THE INTERNET
Calling all frustrated computer users! Are you TIRED of asking for help? Learn how to find lost files, create new folders,
change your desktop, install and uninstall computer software and much more using WindowsXP. You will also learn
to search the Internet for helpful websites using the most
popular search engines such as Google and Yahoo. See
how easy it is to navigate around the Web and find the information you need. You'll do some searching for real estate
websites in your town and find out what your competition is
up to! 4 hours hands-on (1 Meeting)
PREREQUISITES: NONE. NO CE AVAILABLE.
TUITION: $29 LIBOR Members/$39 Non Members
Woodbury . . . . . Feb 8 . . . . . . . . . . . . 10:00am – 2:00pm
West Babylon . . . Mar 11 . . . . . . . . . . . 9:30am – 1:30pm
FLYERS, LETTERS AND MAILING LABELS:
Microsoft WORD for the Real Estate
Professional
Realtors need top notch looking documents to set themselves apart from the competition. Learn how to create
property flyers, client letters and mailing labels for mass
mailings.This class covers creating and saving new documents, inserting photos, adding borders, changing fonts
and other fabulous features to enhance your marketing
efforts. 4 hours hands-on (1 meeting)
PREREQUISITES: Computer Essentials Using Windows
XP and the Internet, or equivalent experience. Student must
have some basic familiarity with WORD. NO CE AVAILABLE.
TUITION: $29 LIBOR Members/$39 Non Members
Woodbury . . . . . Feb 19. . . . . . . . . . . . 10:00am – 2:00pm
West Babylon . . . Mar 28 . . . . . . . . . . . 9:30am – 1:30pm
TOP 20 WEBSITES EVERY REALTOR NEEDS
Are you really taking advantage of the wealth of information on
the Internet??? From renewing your real estate license online
to finding FSBO's, from checking the DO NOT CALL list to registering your own domain name for a future website — this
class will give you many powerful tips to build your business
and keep a competitive edge. Check out the powerful information on real estate advice and coaching websites, find all
the Long Island school report cards, legal forms, and learn
how to set up mailings and postcards online! Don’t miss this
class. 4 hours hands-on (1 meeting)
PREREQUISITES: Computer Essentials Using Windows XP
and the Internet or equivalent experience. NO CE AVAILABLE.
TUITION: $29 LIBOR Members/$39 Non Members
Dates To Be Determined
E-MARKETING & CONTACT MANAGEMENT
USING MICROSOFT OUTLOOK
This course is designed for the Realtor who knows the importance of creating and maintaining strong contacts. Through
correspondence and organization, agents can build their business and develop critical relationships with customers and
business associates. Outlook is a desktop information management program. In this class you will learn how to set up
Outlook Today, change Views, manage E-Mail inbox, create
folders, set up auto-responders and multiple signatures, create
and manage Contacts, set up Categories and Filters, create
Mailing Labels, Calendar, recurring appointments and printing
various calendar views. Note: This course will not cover the
Outlook Express program that is distributed free on many new
PCs. Users should verify ownership of Microsoft Outlook
prior to Registering. 4 Hours – NO CE AVAILABLE
TUITION: $29 LIBOR Members/$39 Non Members
West Babylon . . . Mar 17 . . . . . . . . . . . 9:30am – 1:30pm
CE IS NOT AVAILABLE FOR THE
4 CLASSES ABOVE.
• TO REGISTER ON-LINE OR FOR DIRECTIONS,
VISIT OUR WEBSITE AT MLSLI.COM
INFORMATION:
COURSE CONFIRMATIONS:
A confirmation letter will be mailed to
you approximately one week before the
course start date. If you do not receive
one by then, please phone us.
CANCELLATION POLICY:
Up to 3 business days before program, full refund. 50%
refund after 3 business days before program. NO
REFUNDS thereafter; education credit only. A “noshow” forfeits entire tuition. LIBOR reserves the right to
cancel if minimum enrollment is not met.
2/6 — The Home Equity Theft Prevention Act❋
2/8 — Disclosure — Insulation from Litigation:
Safeguards & Precautions❋
2/14 — Risk Management Solutions! What Every Realtor
Should Know✔❋
3/5 — Home Inspection Survival Guide for Realtors:
Understanding the Process for a Smoother
Transaction
3/7 — Mortgage Knowledge To Save Your Deal
3/31 — Risk Management
RSC, RIVERHEAD, 9:00AM-5:30PM
2/8 — The Not-So-Basic Basics of Mortgage Financing
2/20 — Don’t You Wish You Hadn’t Done That✔❋
2/26 — Home Inspection Survival Guide for Realtors:
Understanding the Process for a Smoother
Transaction
3/3 — Commercial Real Estate: All About Leases
3/11 — Counseling Your Buyer Client and/or Customer...
How To Spend Less Time with Buyers & Make
More Money
3/25 — DisclosureˆInsulation from Litigation: Safeguards
& Precautions❋
RSC, WOODBURY, 9:00AM-5:30PM
2/13 — Consumer-Based Marketing
2/25 — Buying, Listing & Selling Foreclosures
2/28 — Risk Management Solutions! What Every Realtor
Should Know✔❋
3/3 — Don’t You Wish You Hadn’t Done That✔❋
3/6 — Introduction to Commercial & Investment Real
Estate: Concepts & Terms
3/19 — Counseling Your Buyer Client and/or Customer...
How To Spend Less Time with Buyers & Make
More Money
BEST WESTERN MILL RIVER MANOR,
ROCKVILLE CENTRE, 8:30AM-5:00PM
2/12 — Personal Assistant: Delegate for Dollars
2/20 — Home Inspection Survival Guide for Realtors:
Understanding the Process for a Smoother
Transaction
2/28 — Check Up from Neck Up... A Tune-Up For Agents❋
3/4 — Property Management: Managing 1-4 Family
Homes
3/13 — Introduction to Commercial & Investment Real
Estate: Tools of the Trade
3/19 — Assisting Sellers in Transacting Short Sales in
lieu of the Sellers Losing Their Properties in
Foreclosure❋
✔ APPROVED FOR 3 HOURS OF FAIR HOUSING TRAINING AS
REQUIRED BY DEPT. OF STATE FOR THOSE RENEWING THEIR
LICENSE AFTER 7/1/08.
❋ ALSO APPROVED FOR AND SATISFIES NAR MANDATED ETHICS
COURSE REQUIREMENT FOR REALTORS NEEDED BY 12/31/08.
NOTARY PUBLIC
NOTARY PUBLIC TRAINING SEMINAR
Want to become a notary but concerned about the exam?
This program prepares by getting you acquainted with the
format of the state exam, receive study booklets, application form and instructions, be familiar with types of questions asked and learn what is expected in order for you to
be confident and prepared to pass the notary exam.
Feb 15 . . . . Jackson Heights Aug 13 . . . . Riverhead
Mar 26 . . . . West Babylon
Sept 8 . . . . Woodbury
April 10 . . . Riverhead
Oct 16 . . . . Jackson Heights
May 9 . . . . Woodbury
Nov 21 . . . . West Babylon
June 17 . . . Jackson Heights Dec 5 . . . . . Riverhead
July 8. . . . . West Babylon
TIME: 10:00AM – 1:00PM
INSTRUCTOR: Sal D’Agate, REALTOR
TUITION: $35 LIBOR Members, $55 Non-members
ROOKIE NEW AGENT TRAINING COURSE
FLORIDA MORTGAGE BROKER LICENSE
Approved for 7.5 hours NYS CE credit. This course
assists new agents in launching their career in the real estate
profession. You will learn how to start listing & selling effectively, work with customers & clients, prospect, market &
overcome objections, negotiate effectively to close the sale,
work within the guidelines of the law & REALTOR® Code of
Ethics & MLS Rules, control your success!
Feb 19, 21, 22 . . . . . Jackson Heights . . . . . 9:00AM – 1:00PM
Feb 25-28 . . . . . . West Babylon . . . . . . . 5:30PM – 8:30PM
March 17-19. . . . . Riverhead . . . . . . . . . 9:00AM – 1:00PM
April 15, 16, 17. . . Woodbury . . . . . . . . . 9:00AM – 1:00PM
April 28, 29, 30 . . West Babylon . . . . . . . 9:00AM – 1:00PM
TUITION:
w/o CE
with CE
LIBOR Licensing Students/Members . . .$25 . . . . . .$65
Non-members . . . . . . . . . . . . . . . . . . . .$150 . . . . .$215
If you are a New York Realtor who has buyers for Florida
properties, you can earn extra income by becoming a
Florida Mortgage Broker...right here in NY!! 3-Day Program
— Students must attend all 3 days to successfully complete
the course. Tuition includes course textbook & materials.
Feb 28 . . . . . . . . 8:45AM – 5:30PM
Feb 29 . . . . . . . . 8:45AM – 5:30PM
Mar 2 . . . . . . . . . 8:45AM – 1:45PM
INSTRUCTOR: Daniel J. Taddeo, P.A.
TUITION: $395.00 LIBOR Members • $495 Non-members
LOCATION: Realtor Service Center, West Babylon
MAKING MORE MONEY WITH MORTGAGES
LICENSING
45-HOUR SALESPERSON
QUALIFYING COURSES
Approved for 22 1/2 hours NYS CE credit. This course is
for real estate agents & brokers who are seeking the ability to
legally participate in the mortgage industry, mortgage companies wanting to train new loan officers and real estate agents
wanting to learn more about the mortgage process.
Feb 11, 12, 13. . . . Jackson Heights . . . . . 9:00AM – 5:30PM
March 10, 11, 12 . . West Babylon . . . . . . . 9:00AM – 5:30PM
TUITION: $245 LIBOR Members, $345 Non-members
INSTRUCTOR: Dominick Sutera
West Babylon . . . 9AM – 5:30PM . . . . Feb. 4-8, 11*
Woodbury . . . . . 9AM – 5:30PM . . . . Feb. 4-8, 11*
Riverhead . . . . . 9AM – 5:30PM . . . . Feb. 11-15, 19*
Jackson Heights . 9AM – 5:30PM . . . . Feb. 25-29, Mar. 3*
West Babylon . . . 9AM – 5:00PM . . . . Mar. 1, 2, 8, 9, 15, 29,
30, Apr. 5*
(Weekends)
West Babylon . . . 9AM – 5:30PM . . . . Mar. 10-14, 17*
Woodbury . . . . . 9AM – 5:30PM . . . . Mar. 10-14, 18*
West Babylon . . . 9AM – 5:30PM . . . . Apr. 7-11, 14*
Riverhead . . . . . 9AM – 5:30PM . . . . Apr. 14-18, 22*
*Exam date till 6:30PM
FAIR HOUSING AWARENESS IN SALES
& RENTALS
TUITION:
SALESPERSON: $175 – register 5 business days before
course; $195 – thereafter.
BROKER: $175 – LIBOR Members; $195 – Non-members.
3-HOUR CE CERTIFICATE COURSE — Attention
Realtors: CE Law change requires fair housing training
effective July 1, 2008. A revision to Section 441 of the Real
Property Law now requires all real estate licensees who are
renewing their license on or after July 1, 2008, to complete
22.5 hours of approved continuing education, three hours of
which must include fair housing and/or discrimination of the
sale or rental of real property or an interest in real property.
This course satisfies that 3-hour requirement. (This new law
does not apply to those exempt from the CE requirement.)
This fair housing program is guaranteed to provide you with
insight for applying the law to “real world” real estate.
More Offerings To Be Announced
INSTRUCTOR: Don Scanlon, CRB,GRI,CBR
TUITION: $25 LIBOR Members, $40 Non-members
THE RULES OF THE REAL ESTATE GAME
— MLS PROCEDURES & RULES:
SITUATIONS AND SOLUTIONS
Approved for 3 hours NYS CE credit. Effective participation
in the MLS directly impacts your earning ability and helps you
avoid penalties and violations. Topics covered include how to
properly fill out agreements, getting offers presented, handling
multiple offers, registering binders, follow-up to protect yourself
and much more. This course is important for new agents!
Feb 20. . . . Jackson Heights . . . . Instructor: Joe Caggiano
March 17 . . Woodbury . . . . . . . . Instructor: Kathy Engel
April 8. . . . Riverhead . . . . . . . . Instructor: Hank Cardello
TIME: 10:00AM — 1:00PM
TUITION: $20 LIBOR Members, $45 Non-members
FLORIDA REAL ESTATE BROKER
LICENSING COURSE
Approved for 22.5 hours NYS CE credit. Through Daniel
Taddeo Real Estate School. Complete the course in 7 days
without the expense of going to Florida! Now you can take
your Florida State Exam here in NY at 1 location in Manhattan.
Mar 3-9. . . . . . . . West Bablyon . . . . . . . 8:45AM – 6:30PM
Mar 10-15, 17. . . . Jackson Heights . . . . . 8:45AM – 6:30PM
TUITION: $395 LIBOR Members, $495 Non-members
INSTRUCTOR: Daniel J. Taddeo, PA
CIPS
CERTIFIED INTERNATIONAL PROPERTY
SPECIALIST DESIGNATION COURSE
Presented by LIBOR in conjunction with NYS Assocation of
REALTORS. Approved for 7 hours NYS CE credit. To register
for CIPS courses, call NYSAR @ 516-463-0300
March 27 & 28
LOCATION: RSC, West Babylon
TIME: 8:30am – 5:30pm
TUITION: $320 – LIBOR Members; $345 – Non-members.
Register 10 Days Early: SAVE $25
45-HOUR BROKER QUALIFYING COURSES
West Babylon . . . 9AM – 5:00PM . . . . Feb. 19-22, 25-27*
Jackson Heights . 9AM – 5:00PM . . . . Mar. 18, 19, 24-27, 28*
Woodbury . . . . . 9AM – 5:00PM . . . . Mar. 24-28, 31, Apr. 1*
West Babylon . . . 9AM – 5:00PM . . . . Mar. 31, Apr. 1-4, 7, 8*
Rockville Centre . 9AM – 5:00PM . . . . Apr. 14-18, 22, 23*
Riverhead . . . . . 9AM – 5:00PM . . . . Apr. 23-25, 28-30,
May 1*
*Exam date till 7:00PM
DESIGNATION & PROF DEVELOPMENT
NEW YORK STATE REALTOR
INSTITUTE
2007 GRI, SRES & ABR DESIGNATION
COURSE OFFERINGS (All NYSAR Classes)
Each module approved for NYS CE credit.
LOCATION: Realtor Service Center
West Babylon • 8:30am – 5:30pm
To register for GRI courses, call NYSAR @ 518-463-0300.
JACKSON HEIGHTS
WEST BABYLON
GRI 403 . . . . . . May 28
GRI 401 . . . . . . Sept 8&9
GRI 404 . . . . . . May 29
GRI 402 . . . . . . Apr 24&25
GRI 408 . . . . . . June 4
GRI 403 . . . . . . May 5
GRI 409 . . . . . . Sept 22-23 GRI 404 . . . . . . May 6
GRI 402 . . . . . . Oct 27-28
GRI 409 . . . . . . May 19&20
GRI 408 . . . . . . June 2
WOODBURY
GRI 405 . . . . . . Oct 16
GRI 401 . . . . . . Apr 7&8
GRI 406 . . . . . . Oct 17
GRI 407 . . . . . . Sept 25
GRI 407 . . . . . . Nov 13
GRI 408 . . . . . . June 3
GRI 405 . . . . . . Oct 20
GRI 406 . . . . . . Oct 21
GRI 409 . . . . . . Oct 29&30
CBR — CERTIFIED BUYER
REPRESENTATIVE DESIGNATION COURSE
Approved for 22.5 hours NYS Continuing Education Credit.
Feb 19, 20, 21 . . . . West Babylon. . . . . . . . Before/After 1/29
Mar 4, 5, 6 . . . . . . Best Western East End . . Before/After 2/12
Riverhead
Mar 11, 12, 13 . . . . Dante Caterers . . . . . . . Before/After 2/19
Jackson Heights
Apr 22, 23, 24 . . . . Holiday Inn . . . . . . . . . Before/After 3/29
Plainview
INSTRUCTOR:
James V. Pugliese, ABR, CRB, GRI, CBR, CSP, ITI, SRES
TIME: 8:30am – 5:30pm
TUITION:
Before: $345 LIBOR Members •
$375 Non-Members
After:
$375 LIBOR Members •
$405 Non Members
THE REALTOR®
RSC, JACKSON HEIGHTS, 9:00AM-5:30PM
FLORIDA MORTGAGE BROKER
●
2/12 — Risk Management Solutions! What Every Realtor
Should Know✔❋
2/22 — Assisting Sellers in Transacting Short Sales in
lieu of the Sellers Losing Their Properties in
Foreclosure❋
2/28 — Introduction to Commercial & Investment Real
Estate: Tools of the Trade
3/4 — Real Estate Consulting
3/6 — Digital Presentation Pizzazz
3/18 — Check Up from Neck Up... A Tune-Up For Agents❋
3/24 — Mortgage Knowledge To Save Your Deal
CONTINUING EDUCATION
January/February 2008
RSC, WEST BABYLON, 9:00AM-5:30PM
PROFESSIONAL DEVELOPMENT
●
CONTINUING EDUCATION
29
REAL ESTATE EDUCATION
30
●
January/February 2008
●
THE REALTOR®
SERVICES DIRECTORY
ACCOUNTANTS
Nazair & Company, Inc..........................................866.629.2473
ATTORNEYS
Josma & Associates, LLC .....................................516.629.3200
BUSINESS CAREER OPPORTUNITIES
Belle Maison Realty...............................................888.884.4050
Century 21 Mac Levitt............................................516.764.6200
Charles Rutenberg Realty .....................................516.575.7500
Coldwell Banker ...........................................See Ad on Page 11
Coldwell Banker Manor Gate ................................516.763.8950
Coldwell Banker Residential Brokerage...............888.553.2272
ERA Top Service Realty.........................................718.441.5800
Keystone Realty ....................................................800.390.8083
Prudential Douglas Elliman Real Estate ...............631.425.5772
RE/MAX of New York, Inc. .....................................516.832.6601
Realty Executives...................................................516.481.6005
Weichert Realtors...................................................800.301.3000
CREDIT REPAIR
My Magic Credit ....................................................800.779.8086
INSURANCE/LEGAL
Jay S. Gootenberg, RESSI Listingbook
Errors & Omissions, Commercial & Personal ...Off: 631.325.9107
Cell: 516.322.7143
Insurance Plus........................................................516.922.1200
Remco Agency.......................................................516.665.2000
MEDIA
Clover Mill Associates............................................516.568.1800
LIBOR Membership Directory ...............................631.661.9126
MLS/LIBOR — Web Site...............................631.661.4800 x 348
mlsli.com, mlsstratus.com
The RealtorR Advertising .......................................516.676.6089
Total Tours 360.......................................................516.505.0140
MEMBER BENEFITS
New York State Association of REALTORSR..518.463.0300 x 229
MORTGAGES
The Thaureau Group ..............................................800.851.1882
PROMOTION SERVICES
DSI Design Group..................................................516.676.6089
REAL ESTATE FORECLOSURES
Foreclosure Update................................................516.487.6491
TECHNOLOGY
MLS Products & Services...............................631.661.4800 x 11
MLS Tech Support Services.................................631.661.TECH
Advertise In
The Publication
That Reaches
Over 26,000 LIBOR
Members!
CONTACT...
DSI
DESIGN GROUP
CHRISTOPHER MEADOWS
Tel: (516) 676-6089 • Fax: (516) 676-4769
email: studio@dsidesigngroup.com
TITLE SERVICES
Property Run, Inc. ..................................................516.203.7310
RPT Data................................................................516.663.0600
THE SERVICES DIRECTORY IS PROVIDED AS AN ADDITIONAL SERVICE.
THE PUBLISHER DOES NOT ASSUME ANY LIABILITY FOR ERRORS OR OMISSIONS.
Need Help With Your Ad?
We offer professional Design and Ad Layout
services at a reasonable cost.
31
●
January/February 2008
●
“THE KEYSTONE GUARANTEE”
Keystone Realty U.S.A. Will Beat ANY Deal By
ANY Broker in New York
IF YOU LEAVE KEYSTONE FOR ANY REASON, WE WILL IMMEDIATELY RELEASE YOUR LISTINGS
TO YOUR NEW BROKER AND ALL CLAIMS BY KEYSTONE WILL BE RELINQUISHED.
• FREE! Buyer and Seller Leads
• FREE! Membership to Top Foreclosure
Listing Company (a $600 value)
• FREE! Membership and virtual tours to
photowalk.com, which helps market your listings
and provides presentation flyers.(a $300 value)
• FREE! Online training with step-by-step instructions on How to Sell Real Estate (approx. value priceless)
• FREE! Monthly training from professional real
estate trainers ($400 value)
• FREE! Elite top placement on Google, Yahoo,
etc. through LIExchange.com for query search
“Long Island Real Estate” (approx. value priceless)
• FREE! FSBO leads for Nassau, Suffolk &
Queens (a $1,000 value)
• FREE! Real estate forms, marketing materials and
documents located on our website (save thousands)
• FREE! Use of Beautiful A-Rated Offices.
Branch Locations include Melville, East
Northport and Queens coming soon.
• FREE! Advertising on Cablevision IO Homes
Channel #606 ($1,000/month value)
• FREE! Internet advertising to dozens of web
portals that include, Yahoo, Excite, Ask Jeeves,
etc (approx a $300/month value)
• FREE! Exclusive advertising and marketing on
Long Island Exchange.com with over 2 million
page views per month. ($400/month value)
• FREE! Full day real estate workshop with training
from various experts in the real estate field.(a $300 value)
• FREE! Exclusive advertising for Long Island &
Westchester on WannaNetwork.com (a $2,400 value)
• FREE! Personal Website for Agents (save thousands)
• FREE! Personalized 800 phone number (a $20 value)
Additional Services and Policies Include:
• Mortgage compensation • No minimum production requirements • Branch offices welcome
• Substantial Agent Referral Programs and Bonuses • We will even pay your LIBOR dues, ask us how
• Work Part-Time/Full-Time (create your own hours) • Members of REBNY (Manhattan Real Estate)
• Members of Westchester-Putnam MLS and LIBOR
We Have Agents From Manhattan to Montauk – Over 200 Agents and Counting!!
ATTENTION
REAL ESTATE AGENTS!
GET A 50% PAYOUT ON YOUR
MORTGAGE BUSINESS
Call for information
Direct:
(516) 639-6257
(800) 390-8083
E-mail:
keystonerealty1@aol.com
Check us out on the World Wide Web at:
www.joinkeystone.com
THE REALTOR®
100% Payout Only $35 Monthly Fee
THE RE/MAX SYSTEM INVENTED AGENT
PROMOTION. RE/MAX, THE STRONGEST BRAND IN
REAL ESTATE, HAS AT IT’S CORE, A NATIONAL
ADVERTISING PROGRAM SECOND TO NONE.
AFFILIATES’ PERSONAL PROMOTION EFFORTS, AUGMENTED
BY A WORLD CLASS NATIONAL ADVERTISING PROGRAM,
FOCUSES ON THE BRAND, SERVICE AND THE
EXPERTISE OF REMAX AGENTS.
PRIME TIME AND CABLE TV, RADIO, CONSUMER MAGAZINES, NEWSPAPERS,
SPORTS MARKETING, NATIONWIDE MLS ACCESS AND A WORLD CLASS
INTERNET PROGRAM, LEAVES COUNTLESS IMPRESSIONS WITH OUR TARGET
AUDIENCE. WHERE WOULD YOU RATHER BE?
990 Stewart Avenue
Garden City, NY 11530
Phone (516) 832-6601
Fax (516)-832-2978
www.remax.com
OUTSTANDING AGENTS
OUTSTANDING RESULTS