Business On Line
Payment Cut Off
times (ROI)
Domestic & SEPA Payments
Payment
Payment Cycle
Cut-off Time
Domestic Account Transfers
SEPA Payments* (to BOI Branch Accounts)
SEPA Payments* (to BOI IBIS Accounts)
SEPA Payments* (to Irish Accounts)
Same Day
Same Day
Same Day
Next Day
5.00pm
5.00pm
3.00pm
SEPA Payments* (to EU Zone)
Bulk Payments (including Import)
International Account Transfer**
Same Day Money Transfer (SDMT)
Next Day
Next Day
Same Day
Same Day
5.00pm
3.30pm
3.00pm
1.00pm
5.00pm
International Excluding SEPA
Payment
Payment Cycle Cut-off Time Exceptions
International Payments (Same Day)
GBP to UK
Same Day
12.00pm
USD to US
Same Day
1.30pm
Euro to select***
EU/EEA countries
Same Day
12.00pm
Euro to all other
EU/EEA countries
Same Day
12.30pm
(see list below)
Alternative
Cut Off Time
An alternative cut off time applies to any payments from GBP or
other foreign currency accounts held in Bank of Ireland Global
Markets, if payment includes a spot or forward contract or where
the country code “sundry” is selected and all payments greater than
£30,000.
10.30am
An alternative cut off time applies payments made from a foreign
currency account held in Bank of Ireland Global Markets or to EU/
EEA countries not listed below***.
12.30pm
International Payments (Non-urgent)
GBP to UK
Two Day
5.00pm
USD to US
Two Day
4.00pm
An alternative cut off time applies to any payments from GBP or other foreign currency accounts held in Bank of Ireland Global Markets, if payment
includes a spot or forward contract or where the country code “sundry” is
selected and all payments greater than £30,000.
4.00pm
All euro payments Two Day + 4.00pm
to outside EU/EEA
and all other noneuro payments
* The SEPA(Single Euro Payments Area) consists of the 28 EU member states, Iceland, Norway, Liechtenstein, Switzerland and Monaco.
** An international account transfer is a payment between accounts registered on a single Business On Line profile where either the debit and/or credit account
is a foreign currency account held in Bank of Ireland Global Markets within the ROI jurisdiction.
*** Select EU/EEA countries are France, Germany Italy, Netherlands, Spain, Austria, Belgium, Greece, Luxembourg, Portugal and UK
Cut off times are correct as of 1st January 2014