件 名
addition to other service
Deposit”, “Step Up Time
s, intermediate securities
re not available at any of
n exceeding US$5,000 or
When using a CD/ATM at a domestic affiliated
financial institution, a fee ranging from 100 yen
(excluding tax) to 300 yen (excluding tax) will be
charged depending on the time period, except in
the following cases.
t the present time.
◎Customers
to urgent requests, but
an be issued urgently. For
rtificate. Even if a branch
ay.
s specified for disclosure.
specific month, reissuance
the handling fee is 500 yen
charge for up to six months’
g tax) per statement will be
or the last three months.
e use of their machines. Please
e rate used will be the official
er currencies, the amount will
using the rate described above.
However, to be eligible for the free withdrawal
(reimbursement) service when using major bank
or regional bank CDs/ATMs, customers are
required to have a balance of 5,000 yen or more
in the account used their Banking Card (Yen
Savings account, or Yen Checking account). A
CD/ATM charge is deducted when a transaction
is made at a CD/ATM, but the same amount will
be credited to the customer s account later.
About PRESTIA GOLD status
●PRESTIA GOLD is a special service that SMBC Trust
Bank makes available to selected customers who
have wealth management needs and maintain a
Total Average Monthly Relationship Balance
equivalent to 10 million yen or more.
●In
cases where SMBC Trust Bank judges that there
has been abusive or unreasonable use of services,
SMBC Trust Bank reserves the right to rescind
PRESTIA GOLD status in accordance with
reasonable standards for fair use of services.
What is the Total Average Monthly
Relationship Balance?
The Total Average Monthly Relationship Balance is
used to determine whether the monthly account
maintenance fee will be waived and whether
Preferential Fee Service will apply.
Products included
■ Deposits
■ 25% of loan balances
■ Mutual Funds
■ Bonds / Notes (Intermediary)
■ Insurance products
(Some will not be subject to balance calculation.)
t holder.
As of November 2015
株式会社SMBC信託銀行 BKG3152YRTF151 1
Service Fee List
2015/8/28
d for reissuance.
with a Total Average Monthly
Relationship Balance for the previous month
equivalent to 1 million yen or more and
PRESTIA GOLD/PRESTIA GOLD PREMIUM
customers can use CDs/ATMs up to 100 times
per month for free (fee will be refunded).
修正日
ubject to the exchange rate
who have opened new accounts
can use CDs/ATMs for free (fee will be
refunded) up to 20 times per month until the
end of the second month after opening the
account, regardless of their Total Average
Monthly Relationship Balance.
your Total Average Monthly Relationship Balance in
foreign currency for the previous month* 1 is equivalent
to 200,000 yen or more.
● If your Total Average Monthly Relationship Balance for
the previous month* 1 is equivalent to 500,000 yen or
more.
● If you have a housing loan balance (including mortgage
loan) or PRESTIA Personal Loan (unsecured) as of the
end of the previous month.* 1
● If your average monthly loan balance for PRESTIA
Advance Money or card loans for the previous month* 1
is 4 yen or more.
● If, as of the 25th of the previous month* 1 (or if the 25th
falls on a Saturday, Sunday or holiday, the previous
business day), you are an SMBC Trust Bank’s allied credit
card holder.
● If you have opened a PRESTIA Yen Savings e-Savings
Account in the past*2 (does not apply if you have
opened a PRESTIA e-Savings account as an addition to
an existing Yen Savings Account).
* 1 If the previous month is the month you opened your
account, or the month after you opened your account,
there is no fee, regardless of the above conditions.
*2 New applications for PRESTIA Yen Savings e-Savings
Account have been terminated as of December 5, 2012.
◎Please contact us for more information.
テイクワン
◎Customers
● If
Guide to
SMBC Trust Bank PRESTIA Services
サイズ
tic remittances in foreign
rrency remittance checks,
check is denominated.
ces and cross border yen
Normally, SMBC Trust Bank PRESTIA
automatically withdraws a monthly account
maintenance fee in the amount of 2,000 yen
（excluding tax）from your account on the first
business day of each month. However, this fee
is waived if any of the conditions below apply:
手数料一覧 英文
CD/ATM Usage Fees at Domestic
Affiliated Financial Institutions
● Fees
featured here are applicable for the products and
services at SMBC Trust Bank PRESTIA.
● For fees designated “excluding tax”, consumption tax will
be charged separately.
● Fees are subject to change without notice. For fees not
shown, please inquire at a branch.
● The phrase “Account holders” refers solely to customers
with SMBC Trust Bank PRESTIA accounts.
● Products and services featured here may not be
purchasable or able to be provided to customers for
various reasons determined by SMBC Trust Bank.
Free
Free
̶
Free
PRESTIA Online
̶
PRESTIA Mobile
̶
Transfer cancellation/
amendment
exchanging bet
exchange rate displayed
※Your Total Average Mo
determine an eligibility fo
PRESTIA Phone Banking
¥800 (excluding tax) /transfer
Free * 1
̶
¥248 (excluding tax) ¥153 (excluding tax)
/transfer
PRESTIA Mobile
/transfer
¥4,000 /transfer
̶
Free
¥4,000 /transfer
Other banks in Japan
Other banks in Japan
Free
¥4,000/transfer
¥4,000/transfer
(
Fee ¥2,000,
¥2,500/transfer
) (
¥3,500/transfer
(
Fee ¥1,500,
electronic ¥2,000
transfer fee
Fee ¥500,
electronic
transfer fee ¥2,000
̶
)
Free
̶
¥2,000/transfer
) (
No fee,
electronic ¥2,000
transfer fee
)
¥2,500/transfer * 2
¥1,500/transfer
●Resending a transfer that has been canceled will require payment of another
●Non-resident account holders are charged under a different fee structure.
̶
̶
̶
Transaction
Cashier’s chec
transfer fee.
●Non-account
holders and corporate account holders who wish to send funds denominated in the same currency as the
appropriated funds will be subject to a separate lifting fee of 2,500 yen.
●Corporate
account holders who wish to send funds denominated in the same currency as the appropriated funds will be
subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).
●Corporate account holders wishing to pay in yen will be subject to a separate lifting fee of 0.05% of the amount (minimum 2,500 yen).
●If a yen fund transfer to another bank in Japan is requested and the payee account is that of a non-resident, the transaction shall be
treated as a cross border yen transfer.
̶
¥2,000,
( electronicFeetransfer
fee ¥2,000 )
electronic ¥2,000
transfer fee
¥4,000 /transfer
̶
¥2,000 /transfer
Branch or by mail
to confirm
about purpose of remittance, or may deduct a separate fee as lifting charge etc. from the fund.
●Non-resident account holders are charged under a different fee structure.
*1 Although a service charge is deducted when you make Payments via Zengin from an ATM, your account will be reimbursed
by the same amount on the day of the transaction.
̶
¥800 (excluding tax) /transfer
SMBC Trust Bank branch
̶
●The payee must have been registered in advance to use PRESTIA Phone Banking or PRESTIA Mobile.
●Transferring funds via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders.
● If non-resident account holders request a domestic fund transfer, beneficiary bank may contact the beneficiary
●Corporate
account holders who request electronic transfers denominated in the same currency as the appropriated funds will
be subject to a separate lifting fee of 2,500 yen per incidence.
●When sending funds overseas, the intermediary bank that processes the transaction may charge a separate fee.
●Resending a transfer that has been canceled will require payment of another transfer fee.
●The payee must have been registered in advance to use PRESTIA Phone Banking or PRESTIA Online.
●If funds are transferred overseas using PRESTIA Online and the withdrawal account is a Foreign Currency Savings account, the
equivalent of the yen fee will be calculated in the foreign currency using the appropriate TTB rate and then deducted from the
account.
●Transferring funds overseas via PRESTIA Online is not available for corporate account holders. In addition, individual customers
cannot transfer funds for business purposes.
●When making yen transfers to overseas banks, cross border yen transfers will be applied. (This applies only for yen accounts.) The
payee cannot be registered in this case.
*2 Transfer cancellation/amendment/inquiry is free for fund transfer to SMBC Trust Bank branch in foreign currencies.
●If the sender wishes to pay for any intermediate bank fees, a separate flat fee of 1,500 yen is required.
●This service can only be used at branch or by mail.
●This service is not available for fund transfers to a customer’s own account and domestic fund
transfers of foreign
currencies in principle.
●The beneficiary must bear the paying (beneficiary) bank fees.
customers that have newly opened an account, fees shall be applied at the same level as customers whose Total Average Monthly Relationship Balance for the previous month is equivalent to 1 million yen or more until the end of the second month after the
account was established (including the month the account was established). ●When exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above mentioned fees. However, transactions
exceeding a certain amount may not be subject to the exchange rate displayed at bank branches. ●For fees designated “excluding tax”, consumption tax will be charged separately.
※Your Total Average Monthly Relationship Balance of the previous month will be determined early morning on the first business day of every month. Therefore, the Total Average Monthly Relationship Balance of the month before the previous month shall be used to
determine an eligibility for a fee waiver of the fund transfers conducted between the time after the last business day of the month and the time before determining your Total Average Monthly Relationship Balance on the first business day of the next month.
Checking acco
checkbooks
Overseas remi
checks
Crossed c
other ban
Overseas checks
̶
Issuance
¥400 (excluding tax) /transfer
Checks
Domestic
（ Japanese ）
checks
ATM（ Banking Card ）
Instruction of corresponding
bank fee（ Pay in full ）
Electronic tran
●When
Collections
Branch or by mail
̶
Transfer cancellation/
amendment/inquiry
●The payee must have been registered in advance to use PRESTIA Phone Banking or PRESTIA Mobile.
●Transferring funds via PRESTIA Online or PRESTIA Mobile is not available for corporate account holders.
●Non-resident account holders are charged under a different fee structure.
Free
¥800 (excluding tax) /transfer
PRESTIA Online
Transfers to ot
in Japan
Overseas
̶
PRESTIA Phone Banking
Transfers with
SMBC Trust Ba
Domestic
/transfer
ATM（Banking Card ）
PRESTIA Phone Banking
Transaction
¥300 (excluding tax)
ATM（Cash ）
PRESTIA Online
Notes:
Non account
holders
US dollarchecks
Promissor
Other for
denomina
Checks fo
individual
Traveler’s Che
Stop payment
Transfers within SMBC Trust Bank
Fund transfers to other
banks via Zengin
Foreign currency
transfers
2015/8/18
Cross
border yen
transfers
制作日
Domestic
テイクワン
Overseas
PRESTIA GOLD
customers
¥300 (excluding tax) /transfer
Branch or by mail
Transfer cancellation/
amendment
Fund transfers in foreign currencies / Cross border fund transfers
サイズ
Domestic fund transfers in yen
Account holders
Account holders whose Total
Average Monthly Relationship
Balance for the previous month is
equivalent to 1 million yen or more※
Cashier’s chec
Dishonored
check
手数料一覧 英文
Transaction fee
Transaction type
Electronic transfers
件 名
Fixed-amount automat
remittance/transfer
Transferring funds
Domestic（ Jap
checks
Bank checks
Overseas remi
checks
Overseas chec
●For
● When
exchanging be
to the exchange rate d
件 名
Fixed-amount automatic
remittance/transfer
Domestic
Transfers within
SMBC Trust Bank
Electronic transfers
PRESTIA GOLD
customers
Free
Transfers to other banks
in Japan
Overseas
e.
ders.
Account holders
Account holders whose Total
Average Monthly Relationship
Balance for the previous month is
equivalent to 1 million yen or more ※
̶
¥800 (excluding tax) /transfer
¥4,000/transfer
(
Fee ¥2,000,
electronic ¥2,000
transfer fee
̶
Free
¥2,500/transfer
) (
Notes:
Non account
holders
Fee ¥500,
electronic ¥2,000
transfer fee
手数料一覧 英文
Transaction fee
Transaction type
̶
)
●When
Transaction fee
e.
ders.
the beneficiary to confirm
Transaction type
Collections
appropriated funds will be
the appropriated funds will
checks
Overseas checks
Domestic
（ Japanese ）
Issuance
Overseas remittance
checks
Crossed checks from
other banks in Japan
Promissory notes
¥1,000 (excluding tax) /check
̶
¥500 (excluding tax) /checkbook
̶
¥2,800/check
̶
¥600 (excluding tax) /check
̶
¥600 (excluding tax) /check
US dollar-denominated
checks
¥2,000/check
Other foreign currencydenominated checks
¥2,500/check
Checks for overseas
individual collection
¥5,000/check
Stop payment
oreign currencies.
̶
̶
Free
̶
̶
Free * 3
of foreign currency-denominated Traveler’s Checks paid in the currency in which the check is denominated,
foreign currency cash transaction fee will be charged (US dollar and Euro are only available for cash). A foreign exchange
handling fee (“lifting fee”) of 2,500 yen will be separately charged for non account holders.
*3 A fee of 5,000 yen per transaction will be charged in the case of individual collection in Traveler’s Checks.
̶
Bank checks
¥1,000 (excluding tax) /check
̶
Fee ¥2,500,
̶
¥4,000 (excluding tax) /check
̶
● Checks
issued and payable in Japan.
¥5,000/check
̶
● Checks
issued and/or payable overseas.
fund transfers of foreign
Domestic（ Japanese ）
checks
Dishonored
check
Free * 3
¥1,000 (excluding tax) /check
Overseas remittance
checks
evious month shall be used to
of the next month.
the collection involves overseas checks, the service fee is waived for Citibank-related checks.
the collection involves overseas checks, the date of deposit is set after a retention period of 5 or 15 business days.
This retention period is subject to change, however, depending on communications or other conditions.
● The date of deposit and the date of cashing which are credited to an account vary according to the transaction. Please
contact us for details.
● Handling fees include fees for collection and communications by SMBC Trust Bank.
● Customers are responsible for payment of additional fees assessed by the paying bank.
● Checks may be handled as individual collection at SMBC Trust Bank’s discretion. In the case of individual collection, the
date of deposit is determined after collection is confirmed.
● When
Cashier’s checks
ired.
of the second month after the
ed fees. However, transactions
account holders who request the creation of remittance checks denominated in the same currency as the
appropriated funds will be subject to a separate lifting fee of 2,500 yen.
● Cashing
Traveler’s Checks
ne.
rrency Savings account, the
nd then deducted from the
only for yen accounts.) The
● Corporate
● When
eparate fee.
ddition, individual customers
Notes:
Non account
holders
Overseas checks
● When
¥4,500/check ( electronic transfer fee ¥2,000 )
exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above mentioned fees. However, transactions exceeding a certain amount may not be subject
to the exchange rate displayed at bank branches. ● For fees designated “excluding tax”, consumption tax will be charged separately.
2015/8/28
the same currency as the
amount (minimum 2,500 yen).
dent, the transaction shall be
Checking account
checkbooks
PRESTIA GOLD
customers
修正日
Cashier’s checks
account will be reimbursed
Account holders
Account holders whose Total
Average Monthly Relationship
Balance for the previous month is
equivalent to 1 million yen or more
テイクワン
Checks
サイズ
exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above mentioned fees. However, transactions exceeding a certain amount may not be subject to the
exchange rate displayed at bank branches. ●For fees designated “excluding tax”, consumption tax will be charged separately.
※Your Total Average Monthly Relationship Balance of the previous month will be determined early morning on the first business day of every month. Therefore, the Total Average Monthly Relationship Balance of the month before the previous month shall be used to
determine an eligibility for a fee waiver of the fund transfers conducted between the time after the last business day of the month and the time before determining your Total Average Monthly Relationship Balance on the first business day of the next month.
サイズ
Foreign
Foreign
exchange
handling fee currency cash
handling fee
（“lifting fee”）
手数料一覧 英文
Transaction fee
Transaction type
テイクワン
修正日
Foreign exchange
fee（ per currency
unit, one way）
件 名
Foreign currency
exchange
Account holders
Account holders whose Total
Average Monthly Relationship
Balance for the previous month is
equivalent to 1 million yen or more
Deposit into account of
same currency denomination
¥2 per US dollar
¥3 per Euro
Withdrawal from account of
same currency denomination
¥2 per US dollar
¥3 per Euro
Payment for funds in
same currency denomination
PRESTIA GOLD
customers
̶
Free
up to US$5,000
or €5,000
(per day)*4
¥2 per US dollar
¥3 per Euro
Individual
̶
¥2 per US dollar
¥3 per Euro
¥2,500 /transfer
¥2,500 /transfer *5
USD, EUR, AUD,
NZD, CAD, GBP, CHF
service charge is required for the handling of cash in foreign currencies and is charged in addition to other service
charges. The service charge is waived, however, when customers make “Foreign Currency Time Deposit”, “Step Up Time
Deposit” (in the same currency with a term of six months or longer), or purchase mutual funds, intermediate securities
products, or insurance products handled by SMBC Trust Bank.
●Only branches are able to handle transaction involving cash in foreign currencies. These services are not available at any of
the mini branches.
*4 Cash handling fee will be charged ¥2/ 1 US dollar or ¥3/ 1 Euro in the case of cash transaction exceeding US$5,000 or
€5,000 per day.
fee is applied to overseas electronic fund transfers made in a foreign currency or yen, domestic remittances in foreign
currency (to SMBC Trust Bank or other banks ), cross border yen transfers, the issue of foreign currency remittance checks,
and to cashing of foreign currency-denominated Traveler’s Checks paid in the currency in which the check is denominated.
*5 A fee of 0.05% of the remittance amount (minimum 2,500 yen) is applied for US dollar remittances and cross border yen
transfers to other domestic banks.
¥1
HKD, ZAR
¥0.40
NOK
¥0.30
THB
¥0.08
●This is applied to transactions
●We regret that we are unable
when exchanges between yen and foreign currencies are required.
to accept requests for new Thai baht savings or deposit accounts at the present time.
● When
exchanging between currencies, the exchange rate of the transaction day, including a foreign exchange fee, will be used in addition to the above mentioned fees. However, transactions exceeding a certain amount may not be subject to the exchange rate
displayed at bank branches.
2015/8/28
Other
Transaction fee
Transaction type
Banking Card
card ）replacement
IC Banking Card（ cash card ）
issuance/replacement
Account holders
Account holders whose Total
Average Monthly Relationship
Balance for the previous month is
equivalent to 1 million yen or more
（ cash
Issuance of
balance certificate
Supplementary Card issuance
PRESTIA Phone Banking
PRESTIA GOLD
customers
Non account
holders
¥1,000 (excluding tax)
̶
/card
Free*6
¥1,000 (excluding tax) /card
¥1,000 (excluding tax)
/card
Delivery by mail ¥800 (excluding tax) /certificate
̶
Notes:
●Biometric
authentication for IC Banking Cards is free.
*6 Issuance is free of charge for the first time only. A fee of 1,000 yen (excluding tax) will be required for reissuance.
̶
̶
Delivery by mail ¥1,000 (excluding tax) /certificate
̶
Pick up at bank branch ¥1,000 (excluding tax) /certificate
̶
¥1,000 (excluding tax) /certificate
̶
Certification of personal information
¥1,000 (excluding tax) /certificate
¥1,000 (excluding tax)
Reissuance of
Consolidated Bank Statement
¥500 (excluding tax) /statement
̶
who have chosen e-Statements〉●If multiple Consolidated Bank Statements are needed for a specific month, reissuance
requested for the first paper statement each month is free. For the second paper statement and beyond, the handling fee is 500 yen
(excluding tax) per statement. ●When requesting Consolidated Bank Statements for multiple months, there is no charge for up to six months’
worth of statements, and you may request the reissuance of paper statements. A fee of 500 yen (excluding tax) per statement will be
assessed for the seventh month and beyond. ●No charge is assessed for PDF file statements but available only for the last three months.
̶
●No fee is charged for balance inquiries. ●In some cases the owners of CDs/ATMs may charge an additional fee for the use of their machines. Please
also note that network fees may apply. ●When withdrawing US dollars with Banking Card at a CD/ATM in the US, the rate used will be the official
Certificates requiring special
descriptions such as succession and
certificates requiring a certain form
specified by an auditing firm（ Orders
may be placed at a branch or by mail. ）
◎Customers
who
can use CDs/
refunded) up to
end of the sec
account, regard
Monthly Relatio
◎Customers
wit
Relationship Ba
equivalent to
PRESTIA GOLD
customers can
per month for f
However, to be e
(reimbursement) s
or regional ban
required to have a
in the account u
Savings account,
CD/ATM charge is
is made at a CD/A
be credited to the
●Depending
on the circumstances, SMBC Trust Bank branches can issue certificates in response to urgent requests, but
customers should confirm in advance via PRESTIA Phone Banking whether or not a certificate can be issued urgently. For
the urgent issuance of a certificate, a handling fee of 2,000 yen (excluding tax) is assessed per certificate. Even if a branch
can respond to an urgent request to issue a certificate, requests cannot be fulfilled on the same day.
About PREST
●PRESTIA GOLD is
/certificate
●A fee of 3,000 yen (excluding tax) will be charged for the disclosure of information other than the items specified for disclosure.
〈Customers
Overseas Banking Card
CD/ATM
service
PRESTIA Gaika Cash Card
fee
When using a CD
financial institutio
(excluding tax) to
charged dependin
the following case
̶
Pick up at bank branch ¥1,000 (excluding tax) /certificate
Branch or by mail
CD/ATM Usag
Affiliated Finan
●This
●This
Free
Corporate
Notes:
Non account
holders
¥200 (excluding tax) /withdrawal
US$2 /withdrawal
Free
(Fee will be returned)* 7
One Time Password display
¥1,000 (excluding tax) /device
device（ token ）reissuance
● For fees designated “excluding tax”, consumption tax will be charged separately.
̶
̶
SMBC Trust Bank TTS rate posted on the date of the exchange, plus an additional 3%. When withdrawing funds in other currencies, the amount will
first be converted into US dollars using the affiliated institution’s rate, after which the amount in yen will be calculated, using the rate described above.
*7 In some cases, a service charge is not deducted when a transaction is made at a CD/ATM.
●There
is no fee for the initial issuance of a token. ●Only one token may be registered per account holder.
Bank makes avail
have wealth man
Total Average
equivalent to 10 m
●In
cases where SM
has been abusive
SMBC Trust Ban
PRESTIA GOLD
reasonable stand
件 名
addition to other service
Deposit”, “Step Up Time
s, intermediate securities
re not available at any of
n exceeding US$5,000 or
When using a CD/ATM at a domestic affiliated
financial institution, a fee ranging from 100 yen
(excluding tax) to 300 yen (excluding tax) will be
charged depending on the time period, except in
the following cases.
t the present time.
◎Customers
to urgent requests, but
an be issued urgently. For
rtificate. Even if a branch
ay.
s specified for disclosure.
specific month, reissuance
the handling fee is 500 yen
charge for up to six months’
g tax) per statement will be
or the last three months.
e use of their machines. Please
e rate used will be the official
er currencies, the amount will
using the rate described above.
However, to be eligible for the free withdrawal
(reimbursement) service when using major bank
or regional bank CDs/ATMs, customers are
required to have a balance of 5,000 yen or more
in the account used their Banking Card (Yen
Savings account, or Yen Checking account). A
CD/ATM charge is deducted when a transaction
is made at a CD/ATM, but the same amount will
be credited to the customer s account later.
About PRESTIA GOLD status
●PRESTIA GOLD is a special service that SMBC Trust
Bank makes available to selected customers who
have wealth management needs and maintain a
Total Average Monthly Relationship Balance
equivalent to 10 million yen or more.
●In
cases where SMBC Trust Bank judges that there
has been abusive or unreasonable use of services,
SMBC Trust Bank reserves the right to rescind
PRESTIA GOLD status in accordance with
reasonable standards for fair use of services.
What is the Total Average Monthly
Relationship Balance?
The Total Average Monthly Relationship Balance is
used to determine whether the monthly account
maintenance fee will be waived and whether
Preferential Fee Service will apply.
Products included
■ Deposits
■ 25% of loan balances
■ Mutual Funds
■ Bonds / Notes (Intermediary)
■ Insurance products
(Some will not be subject to balance calculation.)
t holder.
As of November 2015
株式会社SMBC信託銀行 BKG3152YRTF151 1
Service Fee List
2015/8/28
d for reissuance.
with a Total Average Monthly
Relationship Balance for the previous month
equivalent to 1 million yen or more and
PRESTIA GOLD/PRESTIA GOLD PREMIUM
customers can use CDs/ATMs up to 100 times
per month for free (fee will be refunded).
修正日
ubject to the exchange rate
who have opened new accounts
can use CDs/ATMs for free (fee will be
refunded) up to 20 times per month until the
end of the second month after opening the
account, regardless of their Total Average
Monthly Relationship Balance.
your Total Average Monthly Relationship Balance in
foreign currency for the previous month* 1 is equivalent
to 200,000 yen or more.
● If your Total Average Monthly Relationship Balance for
the previous month* 1 is equivalent to 500,000 yen or
more.
● If you have a housing loan balance (including mortgage
loan) or PRESTIA Personal Loan (unsecured) as of the
end of the previous month.* 1
● If your average monthly loan balance for PRESTIA
Advance Money or card loans for the previous month* 1
is 4 yen or more.
● If, as of the 25th of the previous month* 1 (or if the 25th
falls on a Saturday, Sunday or holiday, the previous
business day), you are an SMBC Trust Bank’s allied credit
card holder.
● If you have opened a PRESTIA Yen Savings e-Savings
Account in the past*2 (does not apply if you have
opened a PRESTIA e-Savings account as an addition to
an existing Yen Savings Account).
* 1 If the previous month is the month you opened your
account, or the month after you opened your account,
there is no fee, regardless of the above conditions.
*2 New applications for PRESTIA Yen Savings e-Savings
Account have been terminated as of December 5, 2012.
◎Please contact us for more information.
テイクワン
◎Customers
● If
Guide to
SMBC Trust Bank PRESTIA Services
サイズ
tic remittances in foreign
rrency remittance checks,
check is denominated.
ces and cross border yen
Normally, SMBC Trust Bank PRESTIA
automatically withdraws a monthly account
maintenance fee in the amount of 2,000 yen
（excluding tax）from your account on the first
business day of each month. However, this fee
is waived if any of the conditions below apply:
手数料一覧 英文
CD/ATM Usage Fees at Domestic
Affiliated Financial Institutions
● Fees
featured here are applicable for the products and
services at SMBC Trust Bank PRESTIA.
● For fees designated “excluding tax”, consumption tax will
be charged separately.
● Fees are subject to change without notice. For fees not
shown, please inquire at a branch.
● The phrase “Account holders” refers solely to customers
with SMBC Trust Bank PRESTIA accounts.
● Products and services featured here may not be
purchasable or able to be provided to customers for
various reasons determined by SMBC Trust Bank.
件 名
addition to other service
Deposit”, “Step Up Time
s, intermediate securities
re not available at any of
n exceeding US$5,000 or
When using a CD/ATM at a domestic affiliated
financial institution, a fee ranging from 100 yen
(excluding tax) to 300 yen (excluding tax) will be
charged depending on the time period, except in
the following cases.
t the present time.
◎Customers
to urgent requests, but
an be issued urgently. For
rtificate. Even if a branch
ay.
s specified for disclosure.
specific month, reissuance
the handling fee is 500 yen
charge for up to six months’
g tax) per statement will be
or the last three months.
e use of their machines. Please
e rate used will be the official
er currencies, the amount will
using the rate described above.
However, to be eligible for the free withdrawal
(reimbursement) service when using major bank
or regional bank CDs/ATMs, customers are
required to have a balance of 5,000 yen or more
in the account used their Banking Card (Yen
Savings account, or Yen Checking account). A
CD/ATM charge is deducted when a transaction
is made at a CD/ATM, but the same amount will
be credited to the customer s account later.
About PRESTIA GOLD status
●PRESTIA GOLD is a special service that SMBC Trust
Bank makes available to selected customers who
have wealth management needs and maintain a
Total Average Monthly Relationship Balance
equivalent to 10 million yen or more.
●In
cases where SMBC Trust Bank judges that there
has been abusive or unreasonable use of services,
SMBC Trust Bank reserves the right to rescind
PRESTIA GOLD status in accordance with
reasonable standards for fair use of services.
What is the Total Average Monthly
Relationship Balance?
The Total Average Monthly Relationship Balance is
used to determine whether the monthly account
maintenance fee will be waived and whether
Preferential Fee Service will apply.
Products included
■ Deposits
■ 25% of loan balances
■ Mutual Funds
■ Bonds / Notes (Intermediary)
■ Insurance products
(Some will not be subject to balance calculation.)
t holder.
As of November 2015
株式会社SMBC信託銀行 BKG3152YRTF151 1
Service Fee List
2015/8/28
d for reissuance.
with a Total Average Monthly
Relationship Balance for the previous month
equivalent to 1 million yen or more and
PRESTIA GOLD/PRESTIA GOLD PREMIUM
customers can use CDs/ATMs up to 100 times
per month for free (fee will be refunded).
修正日
ubject to the exchange rate
who have opened new accounts
can use CDs/ATMs for free (fee will be
refunded) up to 20 times per month until the
end of the second month after opening the
account, regardless of their Total Average
Monthly Relationship Balance.
your Total Average Monthly Relationship Balance in
foreign currency for the previous month* 1 is equivalent
to 200,000 yen or more.
● If your Total Average Monthly Relationship Balance for
the previous month* 1 is equivalent to 500,000 yen or
more.
● If you have a housing loan balance (including mortgage
loan) or PRESTIA Personal Loan (unsecured) as of the
end of the previous month.* 1
● If your average monthly loan balance for PRESTIA
Advance Money or card loans for the previous month* 1
is 4 yen or more.
● If, as of the 25th of the previous month* 1 (or if the 25th
falls on a Saturday, Sunday or holiday, the previous
business day), you are an SMBC Trust Bank’s allied credit
card holder.
● If you have opened a PRESTIA Yen Savings e-Savings
Account in the past*2 (does not apply if you have
opened a PRESTIA e-Savings account as an addition to
an existing Yen Savings Account).
* 1 If the previous month is the month you opened your
account, or the month after you opened your account,
there is no fee, regardless of the above conditions.
*2 New applications for PRESTIA Yen Savings e-Savings
Account have been terminated as of December 5, 2012.
◎Please contact us for more information.
テイクワン
◎Customers
● If
Guide to
SMBC Trust Bank PRESTIA Services
サイズ
tic remittances in foreign
rrency remittance checks,
check is denominated.
ces and cross border yen
Normally, SMBC Trust Bank PRESTIA
automatically withdraws a monthly account
maintenance fee in the amount of 2,000 yen
（excluding tax）from your account on the first
business day of each month. However, this fee
is waived if any of the conditions below apply:
手数料一覧 英文
CD/ATM Usage Fees at Domestic
Affiliated Financial Institutions
● Fees
featured here are applicable for the products and
services at SMBC Trust Bank PRESTIA.
● For fees designated “excluding tax”, consumption tax will
be charged separately.
● Fees are subject to change without notice. For fees not
shown, please inquire at a branch.
● The phrase “Account holders” refers solely to customers
with SMBC Trust Bank PRESTIA accounts.
● Products and services featured here may not be
purchasable or able to be provided to customers for
various reasons determined by SMBC Trust Bank.
件 名
三井住友銀行ATM手数料優遇_英
サイズ
100mm×210nn
Free or discounted ATM
withdrawal fees at Sumitomo
Mitsui Banking Corporation
branch ATMs
Get free or discounted ATM withdrawal fees
when using your SMBC Trust Bank Banking Card
at Sumitomo Mitsui Banking Corporation branch
ATMs.* 1
Times other
than the left
Usage hours
Weekdays
8:45-18:00
(outside usual hours)
Sumitomo Mitsui
Banking Corporation
branch ATM
0yen
(excluding tax)
CD/ATM at a
domestic affiliated
financial institution
100 yen
(excluding tax)
100 yen*
∼
2
300 yen
(excluding tax)
depending on usage hours
* ATMs at Sumitomo Mitsui Banking Corporation branches
are eligible for this service. ATMs at other locations such as
convenience stores are not included.
* 1 This service is provided by Sumitomo Mitsui Banking
Corporation. Please note that this service may be
discontinued or changed at any time without prior notice
at the discretion of Sumitomo Mitsui Banking Corporation.
*2 Customers who meet certain requirements will be eligible
for the free withdrawal (reimbursement) service provided
by SMBC Trust Bank. For details, please see the Service
Fee List posted on our website, or contact us.
For inquiries, please visit our branches/mini branches,
or call PRESTIA Phone Banking.
0120-110-330
Via the Internet
(24 hours/day, 365 days/year)
www.smbctb.co.jp/en
As of November 2015
修正日
2015/8/25