THE QUANTAR
www.quantar.co
The Quantar
Welcome to the Quantar trading network, a new
financial system based upon a monetary unit
created as an asset for the people and not as a
debt for a private banker; a monetary unit which
is measured by human physiology and the speed
of light; a monetary unit which is relatively free
from the demons of debt, interest, inflation and
taxation; a monetary unit whose roots travel
back in time through the ideas of Benjamin
Franklin, Aristotle, the ancient Sumerians and the
last four million years of human hunter-gatherer
existence.
The Quantar
© Quantar
All copyrights to texts and Quantar images
remain with the Quantar.co website 2014.
Email: info@quantar.co
Table of Contents
1 – A little philosophy...........................................
2 – Two systems of money ...................................
3 – What is money?...............................................
4 – Debt money .....................................................
5 – The Jubilee ......................................................
6 – Asset Money ...................................................
7 – Quantar Monetary unit ....................................
8 – The Quantar Marketplace ...............................
9 – Quantar Auction House...................................
10 – Quantar $8 subscription ................................
11 – Welcome to the Quantar! ..............................
12 – Appendix 1: ‘coffee shop’ questions ........
13 – Appendix 2: Historical banking quotes.........
1 – A little philosophy
The Quantar website has a sister site www.aumpi.com which explores the ‘big questions’ of the
universe using the perennial philosophy, the five
thousand year old mystical teachings from India,
Egypt, China and Greece.
Historical India has created Kashmir Shaivism, a
model of the universal powers of awareness and
consciousness forming the Aum creation model
for the universe. Historical China has created the
images of the Tao, Ba Gua and the sixty-four
hexagrams of the I Ching, a perfect mirror for the
sixty-four codons of DNA. Historical Egypt and
Greece have created the image of the ‘Flower of
Life’, the ‘Thoth Code’, the transcendental
number Pi, and the Law of Octaves, a Law which
states that the universe is an octet musical
structure in the realms of matter, biology, psyche
and consciousness.
Using these simple historical images we can now
understand the octet basis for the periodic table
of elements; or the octet structure for the atom
with its maximum of seven shells of electrons,
with a possible eight electrons in the outer shell;
or the sub-particle realm of Gell-Mann
chromadynamics which has been called the
‘eightfold way’; or the octet modular
mathematics of Ramanujan; or the nature of dark
matter and dark energy, proposed to comprise
97.95918637..% of the universe; or the structure
of the transcendental number Pi; or the
underlying components of the ‘Unified Field
Theory’ and the ‘Theory of Everything.’
Do you find this hard to believe? Then try the
simple ‘$AUD10,000 Universe Challenge’ at
aum-pi.com or read the $5.99 explanatory book
‘The Universe and the Psyche’, available at
Amazon.com.
Aum-pi.com proposes then that our universe is a
structure of awareness and consciousness and not
simply an edifice of matter and space-timegravity, so we now need a monetary system
which reflects this philosophy, maximizing
societal happiness and the pursuit of ‘diamondmind.’ Unfortunately, however, the control of our
money supply has been seized by private debt
financiers, for human history has often been
woven upon the struggle over who shall create
the money supply. ‘Follow the money trail’ then
is one of the great axioms of the human journey.
All supposedly ‘transparent’ democracies should
ask themselves two core questions; ‘who gets the
power to create the money supply’ and ‘who
shall reap the profits from the interest stream.’
The answers to these two questions are however
often hidden beneath labyrinths of deliberate
complexity, so that it is almost taboo to ask these
questions for an informed and educated populace
would never accept the present financial
structures and philosophies for our world, nor a
thousand crimes of humanity which are excused
as ‘these are the laws of money and there is no
other way.’
2 – Two systems of money
We can suggest that there are two primal creation
models for a human monetary system. They are
the models of shadow and light, those of debt
creation in private hands and those of asset
creation in public hands. The financial model
chosen for your society will determine every
aspect of the social fabric and the reflections
upon these two models should be part of our
everyday ‘coffee shop’ conversations.
It is also important to understand that we are not
talking simply of the binary struggles of
capitalism and communism, the ‘ownership of
the means of production’ because both of these
historical models require a healthy and authentic
money system or they will both be distorted into
ruin. Further, some would say that the inherent
flaws within communism have caused it to
collapse only a short time before the same flaws
within capitalism throw it, too, over the same
financial abyss.
It is completely feasible then for an individual
and private enterprise structure to exist with a
monetary supply created as a neutral medium by
the democratic organs of the nation, a monetary
medium which does not allow the profits of the
society to be siphoned off as interest streams to a
private cartel.
However, democracy was never historically
extended to the creation of the money supply
which is deemed to be ‘private’ and ‘free’ and
the government is told that it has ‘no place in
banking.’ Even the Reserve Bank of the nation,
the interface with the streams of global finance,
must be ‘independent’ from the Treasury.
Perhaps then the private bankers only created our
democratic institutions in order to transfer debts
through the generations, or to shift the burdens of
the slave owner to the ‘independent’ slave,
through the impersonal chains of debt finance
and a private money supply?
But if the owners of private finance are hidden
from view then to whom are we paying our
stream of interest? Who controls the Reserve
Bank in our country and is it simply a pawn in a
global game of finance? Further, do the banks
who create our loan structures actually transfer
pre-existing capital during the transaction,
fulfilling the legal concept of an ‘exchange of
value’, or do they simply create the capital from
nothing at the point of the formation of the loan
itself, creating the capital with the stroke of a pen
or a computer entry?
This question of legitimacy is important for a
single dollar loaned in the year 1500 at 6%
compound interest, today, is a debt of 50 billion
dollars, so when we try to repay this debt are we
performing an act of integrity, or are we a fool
upon a fool’s errand, an ‘idiot full of sound and
fury?’ So much of our banking system then is
still protected by veils of financial ignorance,
veils so deep that we could even suggest that the
nature of money is one of the fundamental
ignorances which surround the human psyche.
The nature of money then bewilders the people,
they have no idea of what monetary unit to use,
or which monetary system is best, or who shall
provide the capital to seed the monetary system.
Further, those who run our present financial
structures have veiled the educational systems so
that they are mute to any valid asset based
monetary alternatives. The people then, in their
deliberately contrived ignorance, come to believe
that they are born poor and that they have no
capital and that they must go like beggars to
someone who knows the monetary nature.
It is into this ignorance that there steps a strange
and sociopathic creature, an archetypal shadow
from the darkest recess of the human psyche.
This shadow is the money lender, or the debt
banker, the shadow who offers his debt based
money supply with the same intent that a
fisherman baits a hook and offers it to a fish.
3 – What is money?
The definition of money has taken many forms
throughout history and the subject is still the
source of intense debate but a nation’s money
supply can be defined as the unit it will accept in
payment for taxes.
However, for the past four million or so years of
human hunter-gatherer existence, money was
simply an implicit measure of human life force.
Money was ‘I will go to the sea and catch a fish,
if you go to the valley for the fruit and seeds’ and
in my times of plenty I will ‘gift’ to you and in
your times of plenty you will ‘gift’ to me.
However, five thousand years ago in Sumeria, or
modern day Iraq, money became clay imprints,
the symbols for commodities deposited and
loaned at the temple, commodities which would
naturally grow like wheat, or reproduce like
animals, to repay any interest owed to the temple,
interest which was used for the benefit of all.
This then was a Yin or female system connected
to fertility and it was the age of the great female
goddesses.
Then, in time, the Yang or male system of money
arose centered upon gold and silver. These
precious metals did not organically grow but they
assisted the centralization of power, the
polarization of wealth, war, competition, hunger,
austerity for the general people and the creation
of a workforce bound by wage payments. These
aspects can be seen in one of the great crime
scenes from history, the conquistador invasion of
South America, where millions of Indians were
worked to death in the silver mines, while
offshore the pirates awaited to plunder the
bullion ships upon their way to Spain.
We are now, however, in the era of floating fiat
currencies, based upon the US petro-dollar, a
situation creating a world-wide tsunami of debt,
monetary printing and a planet pushed to the
limits of its hydro-carbon capacity, with the US
dollar losing 98% of its value since the formation
of the private US Federal Reserve in 1913. It
seems then that we are now in a twilight phase
with an uncertain future.
Throughout history too there has also been a
huge monetary debate about the nature of
interest, usury and the concept of loaning money
for profit, a debate which has left a trail of war
and deception down through the centuries.
Money then has developed as a way to exchange
life force or human energy in communal financial
systems which can bring great benefits, but also
the great pains of slavery and bondage,
depending upon the nature of the monetary
system involved.
We can even suggest that when humanity moved
to the precious monetary metals of gold and
silver and the surrounding metals, including
copper, iron, tin, that we awoke within us a
power of consciousness, a power which we are
still struggling to assimilate into our beings, for
like a two year old child who discovers the power
of swinging a stick, so too have we become
possessed with the tools of war and their
surrounding dark dreams of conflict and
competition.
We can suggest again then that there are two
primal monetary systems, one which creates its
unit of value as a debt and the other its unit of
value as an asset.
4 – Debt money
For thousands of years, from Sumeria to India, to
Egypt, to Rome, to 1500 years of Christendom
we were warned about the nature of usury and
debt money, yet still we walked into their dark
labyrinths, forgetting that debt money pollutes
every water hole it enters and when it is merged
with the mathematical impossibilities of
compound interest, it becomes a virulent plague
that can destroy the world.
The ancients defined usury as the loaning of
money with interest, not simply excessive
interest as we do today, so it would astonish them
to know that we now loan money created from
nothing, burdened with compound interest,
through the tool of fractional-reserve banking.
They would surely consider this to be the poison
of usury manifesting in its most virulent form.
Our modern fractional-reserve banking system is
based upon the fraud used by the medieval gold
merchants who discovered that they could loan
out certificates for ten times the gold they
possessed because in normal times only 10% of
the gold was being traded, so no-one would
discover their deception. Then, through time, if a
criminal enterprise is run for long enough,
someone will eventually pass a law to legitimize
the crime. Welcome then to our modern
fractional-reserve banking system, formerly a
medieval crime scene, now spread across the
world in a financial empire of debt, an empire
always teetering upon the point of collapse, with
bank runs and failures of ‘confidence.’
In the tale of the ‘Wind in the Willows’ the
weasels from the wild woods take over Toad Hall
through Toad’s greed and throw the lives of the
other animals into disarray. Our modern financial
world is now Toad Hall under the control of the
weasels and we are being educated in the ‘way of
the weasel.’ We have grown whiskers and tails
and we now repeat the chants of the weasels; ‘the
freedom of private finance is best’, ‘the
government has no place in banking’, ‘privatise
everything’, ‘we need to globalize international
finance and the world’s labour force’, ‘these are
the laws of money and there is no other way’,
‘the universe is a realm of tooth and claw, a
struggle to the death’, ‘care for nothing, for soon
we shall be dead.’
The debt money of the weasels however is not
wealth but only debt confetti. It is created as an
absence, as a hunger, as a shadow or
hallucination, continually evaporating with the
forces of interest and inflation and taxation. Debt
bankers however love this form of money
because its control and issuance gives them the
tremendous power to create booms and busts at
will, with them standing like a financial
priesthood between humanity and the light of the
sun, or between humanity and its own life force.
Yet astonishingly this system of finance only
exists because it is backed by the very
government and faith of the people which the
weasels so deride, with governments continually
bailing the weasels out of their fractional-reserve
calamities. Has a more insane form of finance
then ever walked the face of the earth, for if
doctors or engineers created as many failures as
the financial profession, they would be
imprisoned for incompetence.
However, to sustain the bankers’ network and the
peoples’ belief in the ‘sanctity of debt’ the
citizens of each country must believe that the
money appearing as debt at the ‘independent’
Reserve Bank is loaned from a global investor
with pre-existing capital and they must also
believe that their nations’ banks take in deposits
at say 3% interest and loan out at 6% interest to
make their profits. These belief systems protect
the faith of the people in the ‘sanctity of debt’, so
that the debts must be honoured. These belief
systems however fail the ‘test of logic’ when
almost every country is in debt, yet trillions of
dollars in loans are appearing each year.
Do the debt bankers really have the capital that
they loan? Are trillions of dollars lying around in
a banker’s wardrobe, awaiting for centuries if
necessary, for the right time to invest? No, the
debt system smells more like a financial ponzi
scheme, with the debt being created from nothing
to capture the profits of the interest stream from
labour and resources. The outer operations of
banking then, the aspects the people on the street
perceive, are simply shop fronts to give
credibility to the fractional-reserve and derivative
operations which are occurring in the banking
labyrinths within.
One of the founding stones of weasel finance was
the creation of the private Bank of England in
1692 as its Charter included the power to ‘create
money from nothing, to charge compound
interest for this money and to pay the interest
with the taxation of the people.’ In 1692
England’s debts were four million pounds, by
1696 they were fourteen million pounds, by 1815
they were 880 million pounds.
After the founding of the Bank of England the
weasels then spent 40% of the nation’s budget
upon the armed forces and over the next 300
years England would invade all but 21 countries
of the world. When the financial centre moved to
the United States, then again some 40% of the
nation’s budget was spent upon the armed forces,
to create a hidden juggernaut of 1000 overseas
military bases in 150 countries.
When the weasels 3% interest is leveraged
through all the levels of production in a society it
becomes a 40% component of the final price of
the products in the market place. Are these
figures of financial interest and military budgets
then simply a coincidence? Are there profound
links between debt banking, independent central
banks and a militarized empire?
When most people get a gun they simply put it
away for self-defence purposes, but a weasel will
invent endless stratagems as to why the gun
should be turned upon the populace of another
nation; ‘we must civilize them’, ‘they need
democracy’, ‘we are only there to maintain
order’, ‘there are weapons of mass destruction.’
The debt bankers demand then that a rain of
bombs need to be thrown so that financial laws
can be imposed and the native currencies
destroyed, until the ‘one debt matrix shall rule
them all.’
The favoured tool of the debt banker is the
national debt bond, the device by which nearly
every nation falls upon the financial sword as the
bankers move in with their three weapons of
financial destruction – debt, floating currencies
and free financial trade.
The debt bankers deem that the governments
cannot create their own money supply as this
would be inflationary and instead they must
borrow from the pre-existing ‘capital’ of the
global market place, capital and funds which are
deemed to be awaiting a favourable opportunity
to invest.
Each nation’s Treasury then must take its request
for money to the nation’s ‘independent’ Reserve
Bank which is controlled by the forces of global
finance. The Reserve Bank then waves the
‘smoke lantern’ of monetization upon the
request, like a financial priest in a ritual, an
action which monetizes the financial needs of the
nation and the Treasury then returns to the people
with its money burdened with debt, like a king
who has returned in the robes of a beggar, for the
money is now deemed to have been borrowed
from the assets of the private market place. Then,
using the tools of interest rates and derivative
bets, the bankers can now tighten the vice of debt
upon the people and demand austerity as
payment for their ‘pound of flesh’ of interest,
payment for their legalised right to create the
money supply.
In this way, the Reserve Bank and its ‘smoke
lantern’ have performed a financial action of dark
magic to create a monetary system of debt and
endless hunger, a betrayal of natural human
destiny and the greatest swindle in all history, as
the bank has exchanged the life blood of the
country for the chains of debt in a mirror of
illusion. The ‘independent’ Reserve Bank then is
little more than a mafia-laundering device for
converting the treasures of a nation into debt held
within the hands of a cartel of private bankers. It
could also be described as a medieval
counterfeiting machine designed to turn the cruel
screws of usury upon an innocent population.
It is a swindle, for what the debt banker does not
tell the people is that he is simply creating the
funds with a stroke of a pen and that every
banknote created is an engraving of debt now
owed to the bankers. The unsuspecting people
have fallen into bondage, they have come to exist
as debtors who must rent their money supply
from the debt bankers and pay the debt bankers
their interest payments for the privilege. This is
the freedom the debt bankers exalt, the freedom
of private enterprise banking, the freedom for the
people to be in debt chains to a hidden private
banker who exists like a parasite wasp, dressed as
a honey bee, in a fraudulent enterprise designed
to steal the ‘honey’ of the world.
Debt bankers then take the instrument of the debt
bond and convert it into an asset to be traded as a
commodity. They turn the world upon its head,
the mirror of natural finance is inverted. Debt
becomes the asset, the shadow the light and the
people, infected with the dark hallucinogenic
drug of weasel finance, in their confusion, give
the debt bankers the power to rule the world.
The debt bankers of course have a myriad of
further tools of complexity and deception to
bleed the profits of the society, for once the
financial industry comprised only 3% of the
monetary flows, now it is about 40%. The
financial machine has become a parasite which is
killing its host, hollowing it out, until it is simply
a shadow of its former nature.
The debt bankers use their debt tools such as
securitization, manipulated Libor interest rates,
manipulated currency markets, high speed
trading, false share market trades to create the
appearance of liquidity with share ownership
retained by the DTCC, futures markets to control
the price of commodities, and a quadrillion
dollars of derivative debts granted seigniorage in
the event of a financial collapse, so that a group
of bankers now has the motive to destroy the
entire financial world.
Further, with bail-ins of banks depositors
becoming the standard solution for bank failure
as depositors are now deemed to be bank
‘investors’ and with major banks now setting
aside billions for litigation and fines for drug
laundering, then we are now entering the realms
of the financial absurd.
The people too are now milling like sheep before
the dark temple of debt, sensing that they are
being swindled but incapable of penetrating the
walls to see how the money and debt are being
created. Every year trillions of dollars in
additional debts appear, supposedly loaned as
pre-existing capital, yet where does it come from
when every nation is in debt? When the US
Federal Reserve creates eighty-five billion
dollars a month in quantitative easing then the
people’s belief in honouring these debts is slowly
eroding to the point of derision.
The vast towers of incomprehensible debt have
however plunged the people into an existential
darkness, a twilight existence servicing streams
of interest, reducing the people to robotic labour,
where to have a job is the primary goal of
existence and consumption is an obsession, with
the people toiling to the implicit Auschwitz
slogan ‘work will set you free.’
The citadels of consciousness are now forgotten,
the destiny of ‘diamond-mind’ now an absurd
concept, we have come to ‘look through the glass
darkly.’ The weasels however continue to say
that ‘these are the laws of money and there is no
other way’, or ‘this is monetary freedom.’
However, is the debt bankers’ freedom simply
the iron links which form the debtors’ chains, is it
only the freedom for the people to be screwed, or
as John Lennon said, ‘you think you’re so clever
and classless and free, but you’re still (expletive)
peasants as far as I can see.’
Why then do we ask a debt banker to create our
money supply as debt and then wonder, in
bewilderment, as to why we are always in debt?
Why do we allow a debt banker to stand between
us and our money supply, or us and our life force,
or allow ourselves to be trapped within
sociopathic debt until we are forced to sell our
children into servitude, bound by our belief in the
‘sanctity of the bankers’ debt’? It seems to be a
crime beyond reason.
5 – The Jubilee
Once the usurers’ game of debt money has
ensnared the people then there is only one
possible solution that will allow the people to
move to a healthy asset based monetary system
and the solution is as simple as the debt game
itself, for the debt which is created with the
stroke of a pen can also be erased with the stroke
of a pen.
All that is required is for the bankers’ spell of the
‘sanctity of debt’ to be broken within the minds
of the people, through a clear understanding of
how the fractional-reserve banking system
creates debt from nothing.
This debt-amnesty solution has historically been
called the Jubilee, a point in time when all debts
are erased, yet all assets remain. It is the simple
pressing of the ‘zero-reset button’ so that the
people now have two or three generations to
consider the nature of finance, before the burdens
of compound interest again begin to tighten their
clasp upon the economy.
In a modern day sophisticated Jubilee all
personal debts would be deemed void while all
personal assets remain. Company debts would be
erased, including all the bankers’ debt
instruments. Debts between nations would
however be honoured. A Debt Commission
would be set up to handle any grievances of
assets and debts erased in an unjust way.
With a debt-amnesty Jubilee then the people
would retain their assets, including bank deposits,
so that they are free to live their lives. The
companies are now recapitalized and can expand
their businesses without losing all their current
profits to the interest streams of debt. The banks
too have their debts removed, yet their
customers’ deposit base remains, so that they are
free to lend again. Countries honour the interest
streams of debt with one another so that there is
no breakdown in the international order.
Financial tools could also be put in place to make
sure that there are no short-term inflationary
spikes within the marketplace.
The only people who lose in a Jubilee are those
who run the debt game itself, those who receive
the final financial profits from the global streams
of interest, yet even they retain their personal
assets. Further, if we consider that the ponzi
game of global finance has been running for
more than three hundred years, since the
formation of the Bank of England in 1692, then
even these financial architects must know that
their debt system has reached the point of
mathematical collapse, a collapse inherent in the
nature of compound interest accumulating
through time.
A Jubilee would also greatly reduce the immense
conflicts within our societies which are created
by the ‘pressure-cookers’ of debt. A Jubilee
would also remove the sociopathic calls, by
some, for international war as the Jubilee would
reduce the ‘debt monster’ which has plagued us
for the last three centuries down to a tiny and
ineffectual shadow.
A Jubilee then is an ‘act of power’ in the same
way that a child can walk up to an inflatable
promotional monster outside a supermarket and
with a sharp object simply reduce the monster to
a pile of plastic upon the tarmac. We too need the
intelligence and courage of this child, we too
need to pierce the veils of ignorance surrounding
the bankers’ ‘sanctity of debt’ by using the
sharpened perception of an aware populace.
6 – Asset Money
Let us walk now into the light of asset money,
the other face of the monetary Tao, which we can
symbolize as the temple beside the lake.
The concept of asset money is not new. It has
existed within a myriad of forms, such as in the
hunter-gatherer existence; or in ancient Sumeria;
or the US before the War of Independence,
reflected in the thoughts of Benjamin Franklin; or
the US during the civil war and the time of
Lincoln; or 1930’s Germany which used an asset
based monetary system to pull the country out of
the world-wide depression.
In a modern asset based monetary system money
would not be created as a debt in private hands
but as an asset controlled by the institutions of
democracy. It would be created similar to the
waters of a lake, relatively eternal, self-existing
and owing its nature to no-one. It would simply
dwell as a potential power source like the waters
behind a dam wall which can be released in the
correct amounts to irrigate the fields and to
supply the electrical needs of the town, causing
neither flood nor drought, neither greed nor
poverty.
This monetary lake would exist as a potential
force so that even if the entire panorama of
human resources and physical treasures of the
earth, projected ahead for the next millennia, was
monetized and created as a vast lake, not one
ripple of inflation would occur if the waters were
released in only sufficient amounts to meet the
natural needs of the people, moving in harmony
with the earth and their personal quest for
diamond-mind.
These waters of the lake would also continually
recycle so that the people are freed from the
yokes of debt, taxation, interest and inflation,
creating an underlying peace, for it is the bitter
taste of debt which often veils the sweetness of
existence. In the presence of this monetary lake,
the concept of having no capital for the people to
access, to have austerity and hunger, would be an
absurdity, a manipulation of the profound
underlying abundance of cosmic law.
It is the debt bankers, desperately seeking their
own survival, who try and manipulate the people
away from this true concept of money, for if the
truths of the monetary lake are widely accepted
then the debt bankers will be cast into the
financial prisons of history.
7 – Quantar Monetary unit
The trading system of the Quantar is an asset
based monetary lake.
The Quantar concept proposes that throughout
history the real money supply has been the life
force of the people and that all monetary systems
are simply ways of organizing this life force into
a financial structure.
How then can we quantify human life force using
a scientific monetary measure which is naturally
understood by the human mind?
When western science was faced with the
dilemma of finding a cosmic constant for linear
distance it chose the speed of light. The speed of
light is the distance light travels within a vacuum
in one second, a distance defined as 299,792,458
units, or metres.
The historical monetary unit then, used for four
million years of human hunter-gatherer existence,
measured by the speed of light, is the distance an
average human (80kg) walking at normal speed
(5km/hr) will cover in a time of one hour, that is
5000 metres. We can call this unit ‘ten quantars’
and it is a measure that we all intuitively
understand, for even our modern workforce is
still paid as an hour of time and work.
We are calling this monetary unit the Quantar
after light quanta and it is a measure of human
physiology, time and the speed of light. It is also
a unit which can be converted into calories, or
quanta, or a myriad of other measurements.
The name Quantar also indicates that we are
working with asset money, the light side of the
Yin-Yang continuum and that we are trading a
sacred aspect of the cosmos, a sacred aspect
which links thousands of years of human wisdom
to the changing fields of modern consciousness.
8 – The Quantar Marketplace
When you join the Quantar trading system you
are given 500 Quantars as an initial ‘gifting’ for
your account and 500 Quantars for each further
year that you participate in the Quantar
Marketplace. In this way each Quantar is
appearing as a droplet of the lake of asset money
and when the lake is full there will be no need for
further ‘giftings’ of the Quantar system.
The Quantar market place is based upon the ’10
Quantar unit’ of time-energy as the basic
measure for an hours wage labour. A house
cleaner may charge 10 Quantars for an hour of
cleaning while a doctor may charge 100 Quantars
for an hour as the doctor is bringing years of
study and experience to the task, so this time
factor is also included within the hourly rate.
The Quantar trading system uses Cyclos 4
software for its operations and includes SMS
transactions on mobile phones. It also contains a
map function so that you can look for trading
opportunities in your area. Please go to
Cyclos.org for a complete list of Cyclos 4
features, or visit cyclos/communities/quantar.org.
9 – Quantar Auction House
The Quantar website includes a Special Edition
Quantar auction house for collectors’ Quantars.
Each of the first 200,000 subscribers will receive
five individually numbered Series 1 Special
Edition Quantars, numbered in ascending
sequence according to the time of joining
Quantar, with the lowest Quantar numbers
attracting the highest collectors’ values. Popular
numbers such as 8888 will also attract a higher
premium.
A series 2 Quantar Special Edition will then be
allocated to the next 200,000 subscribers and so
on.
The Quantar website will retain the numbers 11000 of each Special Edition series, plus some
numbers of high value such as 8888, 10,000,
100,000, etc, for promotional purposes. Once a
base target of perhaps five thousand members is
reached, then every three days the Quantar
website will auction a random Special Edition
Quantar from the promotional numbers retained
by the Quantar website. These Quantars are
expected to be of high value to collectors.
The Quantar auction market is a similar concept
to the ancient Chinese wisdom contained in the
Tao, Ba Gua and I Ching, with the latter
becoming a tool of divination for the people. In
this way the pure teaching of the I Ching is
transmitted through the generations and retained
within an ‘oracle-like game of prediction’, even
though the underlying philosophical premises of
the I Ching are often misunderstood by the
diviners themselves.
The Quantar auction market also becomes a
realm where the people can meet to socialize in a
‘game of cards’ and to awaken interest in the
underlying Quantar concepts.
10 – Quantar $8 subscription
The Quantar Marketplace charges an $8 per year
fee to participate in the Quantar trading system.
This $8 fee is designed to block robotic trading,
hacking and to ensure that only ‘carbon based life
forms’ are signing up for the Quantar.
The $8 fee also reflects the octet structure for the
underlying universe and covers such website
expenses as hosting, bandwidth, promotion,
education, training, IT work, wages, etc.
11 – Welcome to the Quantar!
Welcome then to the concept of the asset based
Quantar trading market, an educational tool for
the people which allows the experience of an
interest-free and asset banking monetary system.
Feel free to wander the links upon the Quantar
website at quantar.co, links which will expand in
many directions with the insights, experiences
and inputs from the Quantar members.
Further, to learn more about the universe
philosophy behind the Quantar, then don’t forget
to contemplate the ‘$AUD10,000 Universe
Challenge‘ at aum-pi.com or to read the $5.99
book ‘The Universe and the Psyche’, available at
Amazon.com.
Enjoy and don’t forget to tell your friends about
Quantar.co!
12 – Appendix 1: ‘coffee
shop’ questions
1 – In my society, ‘who gets the power to create
the money supply’ and ‘who reaps the profits
from the interest stream?’
2 – Should my society base its financial system
upon debt created within private hands or as an
asset created within public hands?
3 – If I rent my money supply from a debt banker
should I be surprised to find that I am always in
debt?
4 – When I look at my societies monetary system
then is it following the ‘laws of money and is
there no other way?’
5 – Do we rent our money supply from the debt
bankers and pay them interest payments for the
privilege?
6 - If the owners of private finance are hidden
from view then to whom are we paying our
stream of interest?
7 - Why do we allow a debt banker to stand
between us and our money supply, or us and our
life force, or allow ourselves to be trapped within
sociopathic debt until we are forced to sell our
children into servitude, bound by our belief in the
‘sanctity of the bankers’ debt?’
8 - Do the banks who create our loan structures
actually transfer pre-existing capital during the
transaction, fulfilling the legal concept of an
‘exchange of value’, or do they simply create the
capital from nothing at the point of the formation
of the loan itself, creating the capital with the
stroke of a pen or a computer entry?
9 – The question of loan legitimacy is important
for a single dollar loaned in the year 1500 at 6%
compound interest, today, is a debt of 50 billion
dollars, so when we try to repay this debt are we
performing an act of integrity, or are we a fool
upon a fool’s errand, an ‘idiot full of sound and
fury’?
10 – Is our fractional-reserve banking system
based upon a medieval crime scene, the swindle
of the gold merchants?
11 – Is the international debt bond, created
through the chain of ‘independent’ Reserve
banks, simply created from nothing as an
engraving of debt now owed to the bankers?
12 – Is the ‘independent’ Reserve Bank of my
nation little more than a mafia-laundering device
for converting the treasures of my nation into
debt held within the hands of a cartel of private
bankers?
13 - Did the private bankers only create our
democratic institutions in order to transfer debts
through the generations and to shift the burdens
of the slave owner to the ‘independent’ slave,
through the impersonal chains of debt finance
and a private money supply?
14 - Are there profound links between debt
banking, independent central banks and a
militarized empire?
15 – Who owns the Bank of International
Settlements in Switzerland, the administration
centre for the chain of international central
banks?
16 - Can an individual and private enterprise
structure exist with a monetary supply created as
a neutral medium by the democratic organs of the
nation, a monetary medium which does not allow
the profits of the society to be siphoned off as
interest streams to a private cartel of bankers.
13 – Appendix 2: Historical
banking quotes
Greek philosopher Plutarch, 2000 years ago.
‘An imbalance between rich and poor is the
oldest and most fatal ailment of all Republics.’
Aristotle (384-322 BC).
‘The most hated sort (of wealth getting) and with
the greatest reason, is usury, which makes a gain
out of money itself and not from the natural
object of it. For money was intended to be used
in exchange but not to increase at interest.’
Aristotle (384-322 BC).
‘Money exists not by nature but by law.’
The Church Scholars (Scholastics) (1100 -1500
AD).
Aquinas argued that money is a measure, and
usury “diversifys the measure” placing extra
demands on the money mechanism which
harmed its function as a measure. Henry of Ghent
wrote: “Money is medium in exchange, and not
terminus.”
Alexander Lombard noted: “Money should not
be able to be bought and sold for it is not
extremum in selling or buying, but medium.”
Burudian (d.1358), a professor at the University
of Paris wrote that: “Usury is evil …because the
usurer seeks avariciously what has no finite
limits”.
(Above quotes noted
Monetary Institute.)
from
the American
Benjamin Franklin, 1763.
‘In the colonies we issue our own money. It is
called Colonial Script. We issue it in proper
proportion to the demands of trade and industry
to make the products pass easily from the
producers to the consumers. In this manner,
creating for ourselves our own paper money, we
control its purchasing power, and we have no
interest to pay to no one.’
Benjamin Franklin.
‘The colonies would gladly have borne the little
tax on tea and other matters had it not been that
England took away from the colonies their
money, which created unemployment and
dissatisfaction. The inability of colonists to get
power to issue their own money permanently out
of the hands of George the III and the
international bankers was the PRIME reason for
the Revolutionary War.’
Benjamin Franklin.
“Experience, more prevalent than all the logic in
the World, has fully convinced us all, that paper
money has been, and is now of the greatest
advantages to the country.”
Benjamin Franklin.
The Currency Act of 1764 ordered the American
Colonists to stop printing their own money, with
Colonial script to be exchanged at a two-to-one
ratio for “notes” from the Bank of England.
Later, in his autobiography, Benjamin Franklin
explained the impact that this currency change
had upon the colonies….“In one year, the
conditions were so reversed that the era of
prosperity ended, and a depression set in, to such
an extent that the streets of the Colonies were
filled with unemployed.”
Thomas Powell, M.P., of England, governor and
commander-in-chief of all provinces wrote in
1768 upon the US colonial system of money:
‘I will venture to say that there never was a wiser
or better measure, never one better calculated to
serve the uses of an increasing country, and never
was a measure more steadily pursued or more
faithfully executed for forty years together than
the loan office in Pennsylvania, formed and
administered by the assembly of the province.’
Thomas Edison.
‘...if the nation can issue a dollar bond then it can
issue a dollar bill... it is absurd to say that our
country can issue bonds and cannot issue
currency. Both are promises to pay, but one
fattens the usurer and the other helps the People.’
Thomas Jefferson, 3rd President of the United
States.
‘If the American people ever allow private
banksters to control the issue of their currency,
first by inflation, then by deflation, the banks and
corporations that will grow up around them will
deprive the people of all property until their
children wake up homeless on the continent their
Fathers conquered.’
‘I believe that banking institutions are more
dangerous to our liberties than standing armies.’
‘The issuing power should be taken from the
banks and restored to the people, to whom it
properly belongs.’
James Madison, fourth president of the United
States.
‘History records that the Money Changers have
used every form of abuse, intrigue, deceit and
violent means possible to maintain their control
over governments by controlling money and its
issuance.’
US President Andrew Jackson talking to the
private bankers:
‘You are a den of vipers and thieves. I intend to
rout you out, and by the grace of the Eternal God,
will rout you out.’
US President John Adams.
‘There are two ways to conquer and enslave a
nation. One is by the sword. The other is by
debt.’
Frederic Bastiat, Political Economist.
‘When plunder becomes a way of life for a group
of men living together in society, they create for
themselves in the course of time a legal system
that authorizes it and a moral Code that glorifies
it.’
John Whipple, lawyer, 1836.
“If 5 English pennies ... had been (loaned) ... at 5
per cent compound interest from the beginning of
the Christian era until the present time, it would
amount in gold of standard fineness to
32,366,648,157 spheres of gold each eight
thousand miles in diameter, or as large as the
earth.”
John Whipple, lawyer, 1836.
“(the purpose of money is to facilitate exchange)
It was never intended as an article of trade, as an
article possessing an inherent value in itself, (but)
as a representative or test of the value of all other
articles. It undoubtedly admits of private
ownership but of an ownership that is not
absolute, like the product of individual industry,
but qualified and limited by the special use for
which it was designed....”
A Rothschild banker, 1863.
‘The few who understand the system will either
be so interested in its profits or so dependent
upon its favours that there will be no opposition
from that class while, on the other hand, the great
body of people, mentally incapable of
comprehending will bear its burden without
complaint.’
Nathan Rothschild, 1838.
‘Let me issue and control a nation’s money and I
care not who writes the laws.’
Nathan Rothschild.
‘I care not what puppet is placed upon the throne
of England to rule the empire upon which the sun
never sets. The man who controls Britain’s
money supply controls the British empire, and I
control the British money supply.’
In 1875 Lord Acton said,
‘The issue which has swept down the centuries
and which will have to be fought sooner or later
is the People vs. The Banks.’
Denison Miller, the first Governor of the public
Commonwealth Bank of Australia.
‘This bank is being started without capital, as
none is required at the present time, but it is
backed by the entire wealth and credit of the
whole of Australia.’
Frederick Soddy, Nobel Laureate.
“Debts are subject to the laws of mathematics
rather than physics. Unlike wealth, which is
subject to the laws of thermodynamics, debts do
not rot with old age and are not consumed in the
process of living. On the contrary, they grow at
so much per cent per annum, by the well-known
mathematical laws of simple and compound
interest ... It is this underlying confusion between
wealth and debt which has made such a tragedy
of the scientific era.”
Sir Josiah Stamp, Director of the Bank of
England, 1927.
‘The modern banking system manufactures
money out of nothing. The process is perhaps the
most astonishing piece of sleight of hand that was
ever invented... Bankers own the earth. Take it
away from them but leave them the power to
create money, and, with a stroke of a pen, they
will create enough money to buy it back again…
but if you want to continue to be the slaves of the
bankers and pay the cost of your own slavery,
then let bankers continue to create money and
control credit.’
Major General Smedley D Butler, 1935.
‘I spent 33 years and four months in active
military service and during that period I spent
most of my time as a high-class muscle man for
Big Business, for Wall Street and the bankers. In
short, I was a racketeer, a gangster for
capitalism.’
Robert B. Anderson, Treasury Secretary under
Eisenhower.
‘When a bank makes a loan, it simply adds to the
borrower’s deposit account in the bank by the
amount of the loan. The money is not taken from
anyone else’s deposit; it was not previously paid
in to the bank by anyone. It’s new money,
created by the bank for the use of the borrower.’
Congressman Wright Patman, House Committee
on Banking and Currency, 1964.
‘Do private banks issue money today? Yes.
Although banks no longer have the right to issue
bank notes, they can create money in the form of
bank deposits when they lend money to
businesses, or buy securities. . . . The important
thing to remember is that when banks lend
money they don’t necessarily take it from anyone
else to lend. Thus they ‘create’ it.’
In a 2002 article posted on the website of The
Federal Reserve Bank of New York it noted that
today few banks are constrained by reserve
requirements at all:
‘Since the beginning of the last decade, required
reserve balances have fallen dramatically. The
decline stems in part from regulatory action: the
Federal Reserve eliminated reserve requirements
on large time deposits in 1990 and lowered the
requirements on transaction accounts in 1992.
But a far more important source of the decline in
required reserves has been the growth of sweep
accounts. In the most common form of
sweeping, funds in bank customers’ retail
checking accounts are shifted overnight into
savings accounts exempt from reserve
requirements and then returned to customers’
checking accounts the next business day. Largely
as a result of this practice, today only 30 percent
of banks are bound by a reserve balance
requirement.’
Carroll Quigley, member of the Council on
Foreign Relations.
“The powers of financial capitalism had (a) farreaching aim, nothing less than to create a world
system of financial control in private hands able
to dominate the political system of each country
and the economy of the world as a whole. This
system was to be controlled in a feudalist fashion
by the central banks of the world acting in
concert, by secret agreements arrived at in
frequent meetings and conferences. The apex of
the systems was to be the Bank for International
Settlements in Basel, Switzerland; a private bank
owned and controlled by the world’s central
banks
which
were
themselves
private
corporations. Each central bank... sought to
dominate its government by its ability to control
Treasury loans, to manipulate foreign exchanges,
to influence the level of economic activity in the
country, and to influence cooperative politicians
by subsequent economic rewards in the business
world.”
Carroll Quigley, Tragedy And Hope.
“It must not be felt that the heads of the world’s
chief central banks were themselves substantive
powers in world finance. They were not. Rather
they were the technicians and agents of the
dominant investment bankers of their own
countries, who had raised them up, and who were
perfectly capable of throwing them down. The
substantive financial powers of the world were in
the hands of these investment bankers who
remained largely behind the scenes in their own
unincorporated private banks. These formed a
system of international cooperation and national
dominance which was more private, more
powerful, and more secret than that of their
agents in the central banks.”
Wikipedia on the nature of odious debt:
‘In international law, odious debt is a legal theory
which holds that the national debt incurred by a
regime for purposes that do not serve the best
interests of the nation, such as wars of
aggression, should not be enforceable. Such debts
are thus considered by this doctrine to be
personal debts of the regime that incurred them
and not debts of the state. In some respects, the
concept is analogous to the invalidity of contracts
signed under coercion.’
Ellen Brown, author of ‘Web of Debt.’
‘When you lend someone your own money, your
assets go down by the amount that the borrower’s
assets go up. But when a bank lends you money,
its assets go up. Its liabilities also go up, since its
deposits are counted as liabilities; but the money
isn’t really there. It is simply a liability –
something that is owed back to the depositor. The
bank turns your promise to pay into an asset and
a liability at the same time, balancing its books
without actually transferring any pre-existing
money to you… The spiraling debt trap that has
subjected financially-strapped people to usurious
interest charges for the use of something the
lenders never had to lend is a fraud on the
borrowers.’
Michael Hudson, economist.
‘You can think of the financial sector as being
wrapped around the real economy, almost like a
parasite, and that’s why it’s been called parasitic
for so long. The financial sector extracts interest
from the economy, the property sector extracts
economic rent, as do monopolies. Now the key
thing about parasites, is that it’s not simply that
they extract nourishment from the host. The
parasite takes over the host’s brain, to make it
think it’s part of the economy, to make it think
it’s part of the host’s own body, and, in fact,
that’s it almost like a child of the host, to be
protected. And that’s what the financial sector
has done today.’
Michael Hudson, 2008:
‘You have to realize that what they’re trying to
do is to roll back the Enlightenment, roll back the
moral philosophy and social values of classical
political economy and its culmination in
Progressive Era legislation, as well as the New
Deal institutions. They’re not trying to make the
economy more equal, and they’re not trying to
share power. Their greed is (as Aristotle noted)
infinite. So what you find to be a violation of
traditional values is a re-assertion of preindustrial, feudal values. The economy is being
set back on the road to debt peonage. The Road
to Serfdom is not government sponsorship of
economic progress and rising living standards,
it’s the dismantling of government, the
dissolution of regulatory agencies, to create a
new feudal-type elite.’