NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2335 OF 2011 (From the order dated 11.4.2011 in First Appeal No.1986/2006 of the State Commission, Maharashtra, Circuit Bench Aurangabad) Dr. Pannaben Padamsi Asar, R/o Nital Pathological Laboratory Desipura, Nandurbar Tq. & Distt. Nandurbar (Maharashtra) …Petitioner Vs. Mr. Vilas Ramdas Borane, R/o 27-B, Vrundavan Colony Nandurbar, Tq. & Distt. Nandurbar (Maharashtra) ...Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner : In person For the Respondent : Mr. Rajesh, Advocate Pronounced on: 3rd December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Present revision petition has been filed against order dated 11.4.2011, passed by Maharashtra State Consumer Disputes Redressal Commission, Aurngabad (for short ‘State Commission’) vide which appeal of the petitioner/complainant against order dated 9.8.2006, passed by District Consumer Disputes Redressal Forum, Nandurbar (for short ‘District Forum’) was dismissed. 2. Brief facts of the case are that petitioner/complainant, who is a Doctor by profession, purchased a plot in Vardhaman Nagar Hosing Society. After getting sanctioned the plan for construction by Municipal Council, she approached respondent/opposite party, a contractor for construction of house. Petitioner entered into an agreement with the respondent on 8.11.1997. It is agreed that petitioner is to pay Rs.3,40,000/- in total for the said construction. It is alleged by the petitioner that respondent recovered amount of Rs.3,88,354/- when it was decided that amount of Rs.3,40,000/- is only to be paid. Though the amount as agreed was recovered by the respondent, but the construction was not completed. Therefore, petitioner filed (complaint case No.7/2000) which was decided in her favour by District Forum on 6.11.2003. During pendency of said complaint it was found by the petitioner that though construction was said to be completed it was not as per quality expected and agreed by her. Therefore, civil engineer Shri Ansari was appointed to inspect the said house. Accordingly, report of Shri Ansari was produced before the Forum. But as the complaint was for the excess amount and non completion of construction within stipulated period, the District Forum did not find anything about defective construction in report of Shri.Ansari.. After taking possession of house, it was found that construction is of very inferior quality. Many defects had been committed by the respondent such as, the flooring was not in good, levelling was not done properly, walls were separated by slab etc. Petitioner approached Civil Engineer Shri.Prasad Kulkarni at Dhule for inspecting the construction of her house. Shri Kulkarni, accordingly inspected the house and gave report in respect of same. It is alleged by the petitioner that according to said report the defects in construction were beyond repair. Therefore entire house is to be demolished or rebuilt. It is alleged that petitioner was to run pathology laboratory in the said house and was to use as residential house also. But due to the defective construction she could not shift in her house. Therefore, she suffered professional loss also. On 11.1.2005, petitioner issued legal notice to respondent. Said notice was not replied by the respondent. Therefore, petitioner approached the District Forum and demanded Rs.3 lakhs for reconstruction of house and Rs.2 lakhs for mental agony and financial loss with 18% interest. 3. Respondent appeared before the Forum and resisted the claim. On 3.5.2005, respondent made an application and objected to the complaint on the ground of Res Judicata. The said application was dismissed by the District Forum on 12.8.2005. Thereafter, respondent filed his written version on 23.9.2005 and denied all the allegations made by petitioner. It is submitted by the respondent that petitioner had filed (complaint case No.7/2000) with the same allegations. Therefore, petitioner is not entitled to file another complaint on the same cause of action. It is further stated that after decision of the (complaint No.7/2000) respondent paid decretal amount to the petitioner. It is further stated that after getting completion certificate from the Municipal Council, petitioner started residing in the newly built house. 4. District Forum, in its order held that in the absence of expert report about defective construction, complaint is not maintainable and it dismissed the complaint. 5. Aggrieved by the order of District Forum, petitioner filed an appeal before the State Commission which was also dismissed, vide impugned order. 6. Hence, this revision petition. 7. Petitioner has argued the case on her own. Whereas, Shri Rajiv, Advocate, has argued on behalf of respondent. I have gone through the record. 8. It is contended by the petitioner that complaint is maintainable without the expert opinion for defective construction, since it is visible even to the naked eye that the construction is of very inferior quality. Thus it amounts to deficiency in service on the part of the respondent. Petitioner has also placed on record photographs of the defective construction, which apparently shows the situation and it is self-sufficient to establish the case of the petitioner. Thus, the order passed by the Fora below are liable to be set aside. 9. On the other hand, it has been argued by learned counsel for the respondent that, there is no infirmity and ambiguity in the order passed by the State Commission as well as of the District Forum. Present revision petition has been filed just to harass the respondent. The issues raised in the present complaint, have already been decided in the earlier compliant filed by the petitioner. 10. State Commission in its order has observed; “8. We perused the record and gave our anxious thoughts to the arguments advanced by both the counsels. It is an admitted fact that complainant entered into an agreement with respondent for construction of house. The allegations of complainant that respondent is not qualified engineer cannot be accepted as she after enquiry about the same had entered into an agreement. Construction was completed in the year 1999. Accordingly, completion certificate was obtained from Municipal Council. Thereafter in the year 2000 complaint was filed for recovery of excessive amount accepted by the respondent and duringpendancy of said complaint it was found by complainant that construction was not of proper quality. Therefore she submitted the report of one Shri Ansari. Complaint No.7/2000 was decided in favour of complainant and she received decretal amount from the opponent. Grievance about defective construction was considered in the said complaint. Therefore she filed complaint No.21/05. In the said complaint she filed inspection report of one Shri.Prasad Kulkarni who is Consulting Engineer and builder & developer. According to said report construction made by opponent is of inferior quality and it must be reconstructed after demolishing. The said Kulkarni did not file his affidavit neither he offered himself for cross examination by opponent. Therefore there is no authentic evidence about defective construction. It is contended by Adv. Kulkarni that Order 2 Rule 2 of C.P.C. is not applicable, to proceedings under Consumer Protection Act. But in ‘Dr.Poonam Verma`s case the Delhi State Commission relied on Hon`ble Supreme Court`s decision in which it is held by Apex court that complaint on same fact and cause of action is not maintainable. It has come on record that Shri.Prasad Kulkarni is not ready to file his affidavit as he is not willing to depose against his professional brother i.e. opponent. Complainant is aware about said fact so she should have filed report of any expert with affidavit to show that construction made by opponent is of inferior quality. Only allegations made by complainant are not sufficient to prove that construction is of inferior quality. Photographer who took photograph has also not filed affidavit in respect of same. Construction work was completed in the year 1999 and possession was taken by complainant in the year 1999. Completion certificate obtained in the year 2001 and complaint about defective construction was filed in the year 2005. 9. In our view when there is no expert evidence to show that construction work is of defective in nature. The report in question cannot go on record in the absence of affidavit. We are not inclined to allow the appeal. Distt. Forum rightly considered all the facts on record and dismissed the complaint.” 11. It is apparent from the record that the construction work was completed in the year 1999. The possession was taken by the petitioner also in that very year. The completion certificate obtained in the year 2001, whereas the complaint about the defective construction was filed only in the year 2005. There was no material before the fora below to reach at the conclusion that the construction work is defective. Admittedly, there is no report of any expert engineer or other expert, to show that the construction work is defective in nature. 12. The question as to whether the construction made by the respondent was defective is a question of fact. Both the Fora below have given finding of facts that there is no evidence on record to show that the construction was defective. 13. In view of the concurrent findings of facts given by fora below, no jurisdiction or legal error has been shown to call for interference in the exercise of power under section 21 (b) of the Consumer Protection Act, 1986. Both the fora have given cogent reasons in their orders which do not call for any interference nor do they suffer from any infirmity or revisionalexercise of jurisdiction. 14. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 15. Recently, Supreme Court in Gurgaon Gramin Bank Vs. Smt. Khazani & Anr., Civil Appeal No.6261 of 2012 decided on 4.9.2012, has observed ; “12. We are of the view that issues raised before us are purely questions of facts examined by the three forums including the National Disputes RedressalCommission and we fail to see what is the important question of law to be decided by the Supreme Court. In our view, these types of litigation should be discouraged and message should also go, otherwise for all trivial and silly matters people will rush to this Court.” 16. Since, two Fora below have given detailed and reasoned orders, which does not call for any interference nor they suffer from any infirmity or erroneous exercise of jurisdiction, the present petition is hereby dismissed with costs of Rs.5,000/- (Rupees Five Thousand only). 17. Petitioner is directed to deposit the cost by way of demand draft in the name of ‘Consumer Legal Aid Account’ of this Commission, within eight weeks, failing which, petitioner shall be liable to pay interest @ 9% p.a. till realization. 18. List for compliance on 1.2.2013. …..…………………………J (V.B. GUPTA) PRESIDING MEMBER Sg/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2468 OF 2011 WITH (I.A. NO.1 & 2 OF 2012, FOR STAY & C/DELAY) (From the order dated 27.01.2011 in Appeal No. 874/2010 of the State Commission, Haryana, Panchkula) SUB DIVISIONAL OFFICER (OP) UHBVNL, INDRI .… Petitioner Versus GIAN BHARTI SIKSHA SAMITI NEAR MATAK MAJRI INDER GARH (INDRI) DISTRICT KARNAL THROUGH ITS CHAIRMAN ASHWANI KUMAR SON OF SHRI NET RAM .… Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : For the Respondent(s) : Mr. Alok Sangwan, Advocate Mr. Bhupendra Singh Chauhan, Advocate Pronounced on : 3rd December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER Petitioner/opposite party aggrieved by order dated 27.1.2011, passed by Haryana State Consumer Disputes Redressal Forum, Panchkula (short, “State Commission”) has filed the present revision petition. Along with present revision petition, an application seeking condonation of delay of 82 days has also been filed. 2. Brief facts are that respondent/complainant is a consumer of the petitioner having non-domestic connection with sanctioned load of 10 K.W, which is installed in the school premises of the respondent. It is stated that respondent had deposited a sum of Rs.77,815/- with petitioner as development charges on 31.12.2008, but electric supply to the school of the respondent was being supplied through rural feeder. Petitioner despite repeated request of therespondent, is not shifting the high voltage line which is passing over the school. Thus, alleging it is a case of deficiency of service and unfair trade practice, respondent filed complaint before District Consumer Disputes Redressal Forum, Karnal (short, ‘District Forum’). 3. In the written statement, petitioner took the plea that if respondent is ready and willing to deposit the amount with respect to line shifting charges, then they have no objection in shifting the aforesaid high voltage line. It is further stated that location of respondent’s school fall within the rural area and due to this reason the supply is being provided from the rural feeder. Thus, denying any kind of deficiency in service on its part, petitioner has prayed for dismissal of the complaint. 4. District Forum vide its order dated 26.4.2010, accepted the complaint by granting the following relief ; “In view of the above observation and admission of both the parties since the complainant is ready to deposit Rs.7,553/shifting charges, so the Ops are directed to shift the high voltage line passing over the school building within one month from the date of deposit of the amount by the complainant. The Ops are further directed to shift electricity supply of the complainant from agriculture feeder to rural feeder within one month from the date of receipt of the copy of this order failing which the Ops shall be liable to pay Rs.100/- per day penalty till the shifting of the line and connection as stated above. The Ops are further directed to ensure the regular supply to the complainant’s school by doing needful to increase the capacity of the transformer from where supply is to be released to the school if required. The order be complied with accordingly.” 5. Aggrieved by the order of District Forum, petitioner filed an appeal which was dismissed by the State Commission. 6. I have heard the learned counsel for the parties and have gone through the record. 7. Taking up the application for condonation of delay, it is argued by learned counsel for the petitioner that petitioner being a Government department, the file is required to be examined at different level, as such the delay has occurred only due to procedural system. There is no unintentional delay. Thus, there are sufficient grounds for condoning the delay. 8. On the other hand, it is contended by learned counsel for the respondent that, no ground whatsoever has been shown for condoning the delay. 9. Grounds on which condonation of delay has been sought read as under ; “3. That the petitioner respectfully submits that delay has occurred in filing the present revision petition within limitation, which has occasioned in process of taking the steps at various levels and in getting the matter approved for filing before this Hon’ble Commission. The delay in filing the appeal was unintentional on the part of petitioner since UHBVNL being a Govt. Department, the file to challenge order of any court needs comprehensive examination and the file moves from one place to another. In this process, the delay has occurred and the same may kindly be condoned. 4. That moreover the petitioners are having their main legal office at Chandigarh. Whenever a court case is decided throughout Haryana, the same is sent to the head office for taking appropriate action. The head office needs some time to examine the merits of the case and then the matter is dealt by the Office of Legal Remembrance who nominates Standing counsel in Delhi for filing the revision petition, if required. The concerned District Officer is then directed to contact the appointed counsel in Delhi for sending him the necessary papers with regard to filing of revision petition. Thereafter, the file is examined by the counsel for the petitioner in Delhi and he drafts revision petition. The drafted petition is then sent to the District Office for signing affidavits and sometimes the officers are called by the counsel at Delhi for further discussion and then the petition is filed before this Hon’ble Commission. In this process, enough time expires and delay occurs in filing the revision petition. 5. That the petitioners submits that the delay is neither deliberate nor intentional but has occurred in the circumstances stated hereinabove.” 10. It is well settled that “sufficient cause” for non-appearance in each case, is a question of fact. 11. Delhi High Court in New Bank of India Vs. M/s Marvels (India): 93 (2001) DLT 558, has held; “No doubt the words “sufficient cause” should receive liberal construction so as to advance substantial justice. However, when it is found that the applicants were most negligent in defending the case and their non-action and want of bonafide are clearly imputable, the Court would not help such a party. After all “sufficient cause” is an elastic expression for which no hard and fast guide-lines can be given and Court has to decide on the facts of each case as to whether the defendant who has suffered ex-parte decree has been able to satisfactorily show sufficient cause for non-appearance and in examining this aspect cumulative effect of all the relevant factors is to be seen.” 12. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.” 13. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, Apex Court has observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable appeal/petition.” diligence in the prosecution of his 14. Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 15. Recently, Hon’ble Supreme Court in Post Master General and others vs. Living Media India Ltd. and another (2012) 3 Supreme Court Cases 563 has held; “24. After referring various earlier decisions, taking very lenient view in condoning the delay, particularly, on the part of the Government and Government Undertaking, this Court observed as under; “29. It needs no restatement at our hands that the object for fixing time-limit for litigation is based on public policy fixing a lifespan for legal remedy for the purpose of general welfare. They are meant to see that the parties do not resort to dilatory tactics but avail their legal remedies promptly.Salmond in his Jurisprudence states that the laws come to the assistance of the vigilant and not of the sleepy. 30. Public interest undoubtedly is a paramount consideration in exercising the courts' discretion wherever conferred upon it by the relevant statutes. Pursuing stale claims and multiplicity of proceedings in no manner subserves public interest. Prompt and timely payment of compensation to the landlosers facilitating their rehabilitation /resettlement is equally an integral part of public policy. Public interest demands that the State or the beneficiary of acquisition, as the case may be, should not be allowed to indulge in any act to unsettle the settled legal rights accrued in law by resorting to avoidable litigation unless the claimants are guilty of deriving benefit to which they are otherwise not entitled, in any fraudulent manner. One should not forget the basic fact that what is acquired is not the land but the livelihood of the landlosers. These public interest parameters ought to be kept in mind by the courts while exercising the discretion dealing with the application filed under Section 5 of the Limitation Act. Dragging thelandlosers to courts of law years after the termination of legal proceedings would not serve any public interest. Settled rights cannot be lightly interfered with by condoning inordinate delay without there being any proper explanation of such delay on the ground of involvement of public revenue. It serves no public interest.” The Court further observed ; “27. It is not in dispute that the person(s) concerned were well aware or conversant with the issues involved including the prescribed period of limitation for taking up the matter by way of filing a special leave petition in this Court. They cannot claim that they have a separate period of limitation when the Department was possessed with competent persons familiar with court proceedings. In the absence of plausible and acceptable explanation, we are posing a question why the delay is to be condoned mechanically merely because the Government or a wing of the Government is a party before us. 28. Though we are conscious of the fact that in a matter of condonation of delay when there was no gross negligence or deliberate inaction or lack of bonafide, a liberal concession has to be adopted to advance substantial justice, we are of the view that in the facts and circumstances, the Department cannot take advantage of various earlier decisions. The claim on account of impersonal machinery and inherited bureaucratic methodology of making several notes cannot be accepted in view of the modern technologies being used and available. The law of limitation undoubtedly binds everybody including the Government. 29. In our view, it is the right time to inform all the government bodies, their agencies and instrumentalities that unless they have reasonable and acceptable explanation for the delay and there was bonafide effort, there is no need to accept the usual explanation that the file was kept pending for several months/years due to considerable degree of procedural red-tape in the process. The government departments are under a special obligation to ensure that they perform their duties with diligence and commitment. Condonation of delay is an exception and should not be used as an anticipated benefit for government departments. The law shelters everyone under the same light and should not be swirled for the benefit of a few. 30. Considering the fact that there was no proper explanation offered by the Department for the delay except mentioning of various dates, according to us, the Department has miserably failed to give any acceptable and cogent reasons sufficient to condone such a huge delay. 31. In view of our conclusion on Issue (a), there is no need to go into the merits of Issues (b) and (c). The question of law raised is left open to be decided in an appropriate case. 32. In the light of the above discussion, the appeals fail and are dismissed on the ground of delay. No order as to costs.” 16. In the entire application, petitioner has nowhere mentioned any date as to when the copy of impugned order was received by it ; what was the time taken for getting the matter approved for filing the appeal before the State Commission ; who were the officials who dealt with the matter and at what stage of the decision making the delay has taken place. Application is absolutely silent on these material facts. Petitioner is a Government body and is having large number of employees working under it. Inspite of having legal resources at its command, if petitioner being a Government body takes about three months after the expiry of limitation, to file the appeal, then it can only be observed as to how inefficient, careless and negligent are its employees. Despite having all the facilities and infrastructures under it, petitioner’s officials have acted in a very casual and negligent manner for the purpose of filing appeal before the State Commission. 17. Observations made by Apex Court in the authoritative pronouncements discussed above, are fully attracted to the facts and circumstances of the case. 18. Thus gross negligence, deliberate inaction and lack of bonafides is imputable to the petitioner. State Commission rightly dismissed the appeal on the ground of limitation, as no sufficient cause is made out for condoning the delay of about three months. 19. Even on merits, petitioner has no case in view of admission made by it as apparent from the observations made by the State Commission in its impugned order which read as under ; “It is an admitted case of the parties that the complainant is ready and willing to deposit the amount of Rs.7,553/- as demanded by the opposite parties for shifting of the high voltage line which is passing over the school of the complainant in response to the letter dated 5.3.2010 issued by the opposite parties. Since, the complainant is ready and willing to deposit the line shifting charges, then the appellant – opposite parties are under a legal obligation to shift the same. Thus, District Consumer Forum has rightly issued the direction to the appellant-opposite parties for shifting the electricity supply of the complainant’s school from agriculture feeder to rural feeder as the location of the complainant’s school fall under the jurisdiction of the rural feeder and initially the connection was released to the complainant from the rural feeder. Having considered the facts and circumstances of the case and the finding recorded by the District Forum, we do not find any infirmity in the impugned order and as such no interference in the impugned order is called for.” 20. Under Section 21 of the Consumer Protection Act, 1986, this Commission can interfere with the order of the State Commission where such State Commission has exercised a jurisdiction not vested in it by law, or has failed to exercise a jurisdiction so vested, or has acted in the exercise of its jurisdiction illegally or with material irregularity. There is no illegality or material irregularity on the part of the State Commission in this case. 21. Thus, ex-facie, application for condonation of delay is without any factual and legal basis and has no legs to stand. The same has been filed just to waste the precious time of this Commission. Hence, application stand dismissed. Accordingly, present revision petition being hopelessly barred by limitation is hereby dismissed with cost of Rs.10,000/- (Rupees ten thousand only). 22. Petitioner is directed to deposit the cost by way of a demand draft in the name of “Consumer Legal Aid Account” within eight weeks from today. 23. In case, petitioner fails to deposit the said cost, within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 24. List the matter for compliance on 8.2.2013. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2344 WITH OF 2012 (I.A. NO.1 OF 2012, FOR STAY) (From the order dated 16.05.2012 in Appeal No. 854/2007 of the State Commission, Punjab, Chandigarh) A.G.P.L. COLD STORE VILLAGE GHALUMAJRA, POST OFFICE – DAPAR, DISTRICT PATIALA (PUNJAB) THROUGH ITS MANAGING DIRECTOR SHRI S.S. VIRDHI .… Petitioner Versus JAGTAR SINGH SON OF BALWANT SINGH JATT RESIDENT OF DHANONI, TEHSIL DERA BASSI, DISTRICT PATIALA .… Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : Mr. Ramal Luthra, Advocate Pronounced on : 3rd December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER In this revision petition, there is challenge to order dated 16.5.2012, passed by Punjab State Commission”). Consumer Disputes Redressal Forum, Chandigarh (short, “State 2. Brief facts are that, respondent/complainant filed a consumer complaint under Consumer Protection Act, 1986 (short ‘Act’) alleging that on 9.3.2005, hestored 49 bags each containing 55 kgs. of potato seed, in the cold storage of the petitioner. Respondent had received back 21 bags. On 20.9.2005, respondent went to petitioner to take delivery of remaining bags but he was not given the same. The petitioner had sold the potato seeds to some other person. Respondent did not get the potato seeds nor any amount of compensation. The value of the potatoes seed was Rs.7/- per kg. Hence, the complaint. 3. Notice of the complaint was given to the petitioner who appeared and filed its written reply contesting the claim. But on 11.8.2006, when the case was fixed for the evidence of the respondent, none turned up to contest on behalf of the petitioner. Accordingly, petitioner was proceeded ex parte on 11.8.2006. 4. District Consumer Disputes Redressal Forum, Patiala (short, “District Forum”) vide its order dated 19.09.2006, allowed the complaint and passed the following order ; “We award compensation of Rs.10,780/- amount of potatoes and Rs.500/- as costs of the complaint. The opposite party shall pay this amount to the complainant within a period of one month from receipt of the copy of the order after deducting the rent for the storage of the potatoes as mentioned in the receipt, Ex. C-3.” 5. Order of District Forum was challenged by the petitioner before the State Commission, which dismissed petitioner’s appeal, vide the impugned order. 6. Hence, this revision petition. 7. It has been contended by learned counsel for the petitioner that though the petitioner was proceeded ex parte before the District Forum, yet it has filed its written statement but the same was not considered by the District Forum. Moreover, there is no evidence to corroborate the averments made by the respondent in its complaint nor the petitioner has issued any receipt. There is also no evidence to support the case of the respondent, that he visited petitioner’s cold storage on 25.9.2005, to take back his consignment of the potatoes. 8. Petitioner had filed its written statement but later on it was proceeded ex parte. Thus, the evidence produced by the respondent has not been rebutted. Hence, there is no reason to dis-believe the version of the respondent. 9. Be that as it may, as per written reply to the complaint filed by the petitioner (copy at page No. 31-32 of the paper book) it does not pertain to the present litigation. This reply has been filed in Re :- Jagtar Singh Vs. Anesthetic Bases Pvt. Ltd. So, the reply filed by the petitioner before the District Forum, does not pertain to the present litigation. 10. Lastly, as per receipt Ex.C-3 duly proved by the respondent, as on 20.9.2005, 28 bags of potatoes seeds were still lying with the petitioner. There is no reason to disbelieve the receipt Ex.C-3 nor it has been rebutted by the petitioner. 11. District Forum, in its order has held ; “The perusal of the receipt, Ex.C-3 dated 9.3.2005 shows that the complainant had stored 49 bags of potatoes in the cold storage of the opposite party at the rent of Rs.40/-. The receipt Ex.C-3 further shows that the seed was to be taken back by 31st October. The complainant has received back only 21 bags vide receipt Ex.C4. As per allegations of the complainant when he went to the opposite party on 20.9.2005, he could not get back the remaining bags of potato seeds (28 bags) which he had stored on 9.3.2005. Thus, we hold the opposite party to be deficient in rendering the service by not giving back the remaining 28 bags of potato seeds to the complainant which he had stored in its cold storage.” 12. The State Commission while affirming the above findings, vide impugned order observed ; “It is also a fact that the delivery of the potato seed has not been given to the complainant. The contention of the appellant is that they gave message to the complainant to take delivery but no evidence has been led as to how and when those messages were given, to whom the same were delivered and what mode was adopted to send the message. No written notice was sent to the complainant. On the other hand, the contention of the complainant is that he had gone on 25.9.2005 to take delivery and even thereafter, went 2-3 times but he was not given the delivery of the potato/potato seeds. He has filed an affidavit in support of his contentions. The argument of the learned counsel for the appellant that till 31.10.2005, the complainant did not come to take delivery is, therefore, a false assertion. In view of the above discussion, the learned District Forum rightly allowed the complaint because the complainant is entitled to the value of the potato/potato seeds by way of compensation. The impugned order passed by the learned District Forum is perfectly legal and valid and does not call for any interference. There is no merit in these appeals and both the appeals are accordingly, dismissed. The appellants shall pay Rs.10,000/- as costs of litigation to each of the complainants in each appeal.” 13. It is well settled that under Section 21 (b) of the Consumer Protection Act, 1986 (short, ‘Act’), scope of revisional jurisdiction is very limited. 14. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 15. Thus, no jurisdictional or legal error has been shown to call for interference in the exercise of powers under Section 21 (b) of the Act. Since, two Forabelow have given detailed and reasoned orders which does not call for any interference nor they suffer from any infirmity or erroneous exercise of jurisdiction. Thus, present petition is hereby, dismissed with cost of Rs.10,000/- (Rupees Ten Thousand only). 16. Petitioner is directed to deposit the cost of Rs.10,000/-, by way of demand draft in the name of “Consumer Legal Aid Account” of this Commission, within eight weeks from today. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 17. List on 8.2.2013 for compliance. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 1012 OF 2011 WITH (IA NO.1 & 2 OF 2011, FOR STAY & C/DELAY) (From the order dated 01.12.2010 in Appeal No.1991/2010 of the State Commission, Rajasthan) URBAN IMPROVEMENT TRUST BIKANER, RAJASTHAN .… Petitioner THROUGHT ITS SECRETARY Versus 1. BABU LAL S/O GULAB CHAND R/O GA 4 HANS NIWAS SOUGHT PAWAN PURI BIKANER, RAJASTHAN 2. DISTT. COLLECTOR (EX-OFFICIO CHARIMAN) TOWN IMPROVEMENT TRUST) BIKANER (RAJATHAN) .… Respondents BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : Mr. Aruneshwar Gupta, Advocate Pronounced on :3rd December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER In this revision petition, there is challenge to order dated 1.12.2010, passed by State Consumer Disputes Redressal Forum, Jaipur, Rajasthan (short “State Commission). 2. Brief facts are that the respondent no.1/complainant had applied for a housing plot having size of 34 X 50 with the petitioner in Jodbeed Housing Scheme, floated by the petitioner. Accordingly, respondent no.1 deposited a sum of Rs.21,000/- with the application as security amount on 27.5.2008. Petitioner provided a printed allotment conditions with the application form wherein, availability of all the basic faculties was mentioned. Respondent no.1 was allotted plot no.B-II/989, size 34 X 60 for which allotment letter dated 12.7.2008 was issued. In the said allotment letter, petitioner added a new condition contrary to the conditions published with the application about forfeiting the security amount. According to respondent no.1, petitioner has stated that after deposit of the amount within the period of 30 days from the allotment letter, raising of construction in three years is mandatory. But when respondent no.1 inspected the plots located around the allotted plot, he found that commencing construction work on the allotted plot was not at all probable, because no basic facilities were available there. Due to his reason vide letter dated 7.8.2008, respondent no.1 sought information from the petitioner as to by which time the facilities would be made available. In case, they are unable to make available facilities, then request was made to the petitioner to refund the security amount. But petitioner did not send any reply to it. Respondent no.1 also sent notice through his counsel, but he did not get any reply nor the amount was refunded. On 11.5.2009, respondent no.1 sought information about the same under the Right to Information Act, but no reply was received and was told by the office of the petitioner that he may do whatever he likes to. Therefore, respondent no.1 has prayed that his security amount of Rs.21,000/- be refunded along with interest and also damages and expenses as mentioned in the complaint be awarded. 3. Notice of complaint was issued to the petitioner by the District Consumer Disputes Redressal Forum, Bikaner (short, “District Forum”). Even after effecting service of notice, no reply was filed on behalf of the petitioner. Neither petitioner appeared before the District Forum at any stage of the case. 4. District Forum, vide order dated 11.8.2010, allowed the complaint and passed the following directions ; “1. Opposite parties to refund the security amount of Rs.21,000/- to the complainant and also pay a sum of Rs.500/- additionally as the cost of the present complaint. 2. Opposite parties to comply with the above said order within the period of one month from the date of receipt of certified copy of this order, otherwise complainant would become entitled to get interest at the rate of 9 percent per annum on the said security amount from the date of judgment. Certified copy of this order be forwarded to the opposite parties.” 5. Aggrieved by the order of District Forum, petitioner filed an appeal before the State Commission, which dismissed the same vide impugned order. 6. Along with present petition, an application seeking condonation of delay has also been filed. Since, there is a nominal delay of 20 days, for the reasons mentioned in the application, delay is condoned and application is allowed. 7. It has been contended by learned counsel for the petitioner that respondent as per his own admission had not acted upon the demand notice sent by the petitioner. Hence, respondent no.1 cannot take advantage of his own wrong. It has also been contended that no service charge or remuneration was charged. Thus, no service was rendered. As such, respondent does not fall within the scope of the “Consumer”. The proper remedy for the respondent was to file a Civil Suit. In support, learned counsel has relied upon HUDA Vs. Kewal Krishan Goel & Ors., (1996) 4 SCC 249. 8. District Forum in its order has held ; “The main grievance of complainant in the case is that because there had been absolute absence of basic facilities in the said scheme proposed by opposite parties and in the absence of the above said, raising construction on it was also not probable, therefore, he requested to the opposite parties to refund his security amount. Earlier to this he sought the information from opposite parties as to by which time proposed facilities and basic facilities would be made available in the area of the said plot, but opposite parties did not deem it just to provide any information to and Anr. complainant and did not send any reply to his letter and notice also. In our opinion, when opposite parties failed to tell to complainant as to by which time the said basic facilities would be made available in the Housing scheme, the in such situation, raising demand by complainant for refunding his security amount of his plot was not unjust or illegal, reason being when opposite parties are mentioning in their allotment letter about re-allotment of the said plot and opposite parties cannot suffer any loss in reallotment of the plot. In addition to this, in the conditions of allotment published by the opposite parties about the said scheme, copy of which has been placed on record on behalf of complainant, no any such condition of forfeiting of security amount has been mentioned and nor any such condition which would have been established according to law or rules, has been produced before us. Therefore, under all these circumstance, in our opinion, not refunding his security amount amounts to deficiency in services on the part of the opposite parties and we deem it just to order the opposite parties that they refund the security amount of Rs.21,000/- to the complainant and also pay a sum of Rs.500/additionally as the cost of the present complaint.” 9. State Commission, affirmed the above findings of the facts. 10. As apparent from the record, no reply was filed by the petitioner in the District Forum. Under these circumstances, averments made by respondent no.1 in its complaint, have gone un-rebutted and shall be deemed to be admitted. Even otherwise, petitioner has nowhere mentioned in this revision petition, as to from which date basic facilities have been made available in the area, where the plot allotted to respondent no.1 is situated. Thus, deficiency on the part of the petitioner is writ large in this case. Decision of Kewal Krishan Goel (supra) is not applicable to the facts of the present case. 11. Under Section 21 of the Consumer Protection Act, 1986, this Commission can interfere with the order of the State Commission where such State Commission has exercised a jurisdiction not vested in it by law, or has failed to exercise a jurisdiction so vested, or has acted in the exercise of its jurisdiction illegally or with material irregularity. There is no illegality or material irregularity on the part of the State Commission in this case. 12. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 13. Thus, no jurisdictional or legal error has been shown to call for interference in the exercise of powers under Section 21 (b) of the Consumer Protection Act, 1986. Thus, present petition is hereby, dismissed with cost of Rs.10,000/- (Rupees Ten Thousand only). 14. Petitioner is directed to deposit the cost of Rs.10,000/-, by way of demand draft in the name of “Consumer Legal Aid Account” of this Commission, within eight weeks from today. 15. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 16. Pending applications also stand disposed of. 17. List on 8.2.2013 for compliance. ….………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 504 OF 2012. along with (I. A. No. 03 of 2012) (Against the order dated 02.11.2011 in Appeal No. 205 of 2011 U.T. State Consumer Disputes Redressal Commission, Chandigarh) Chanidigarh Housing Board (CHB), Sector-9, Chandigarh. ……Petitioner. Versus Ms. Poonam Singh through her Attorney Bhartendu Sood s/o Late Sh. Bhupinder Nath, House No. 231, Sector-45-A, Chandigarh –160047. …….Respondent BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner (s): Mrs. Rachna Joshi Issar, Advocate Pronounced on: 3rd September, 2012 PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER ORDER In this revision petition there is challenge to order dated 2.11.2011, passed by U. T. State Consumer Disputes Redressal Commission, Chandigarh (for short as, ‘State Commission’) vide which appeal of the petitioner against order dated 27.6.2011, passed by the District Consumer Disputes Redressal Forum-I, U. T., Chandigarh(for short as, ‘District Forum’) was dismissed. 2. Brief facts are that respondent/complainant was allotted Flat No. 231, Sector 45-A, Chandigarh on hire-purchase basis, vide allotment letter dated 07.02.1989. She paid all the installments, well before the expiry period i.e. April, 2001 but to her surprise when she applied to petitioner/OP for “No Dues Certificate”, she was told that a sum of Rs.52,172/- was recoverable from her, which included 5 annual and 7 ground rent installments. On her protest, petitioner reduced the aforesaid amount to Rs.41,131/- vide letter dated 15.9.2009, which was further reduced to Rs.36,819/- vide letter dated 18.5.2010, on protest of the respondent. Still discontented, respondent again protested vide letter dated 25.8.2010, upon which petitioner, vide letter dated 13.9.2010 drastically reduced the outstanding amount to Rs.21,019/- and conceded that all monthly and ground rent installments stood cleared and the outstanding amount towards the penal interest. On receipt of the calculation sheet in respect of the aforesaid amount of Rs. 21,019/-, respondent came to know that petitioner had charged Rs.42,395/- as penalty on 83 installments which were delayed by more than 3 months @25% of the installment amount by invoking condition no.7 of the allotment letter. Whereas, the maximum penalty on each delayed installment could be Rs. 140/-.Therefore, respondent vide letter dated 7.10.2010, requested the petitioner to calculate the penalty on 83 installments @ Rs.140/- per installment and to refund Rs. 9,756/-, after taking into account all payments made by her. When grievance of the respondent was not redressed, she filed a complaint under Section 12 of the Consumer Protection Act, 1986 (for short as ‘Act’). 3. Petitioner in its written statement took the plea that the dwelling unit was allotted to the respondent, who had accepted the terms and conditions of the allotment letter. As per conditions of allotment, allottee was required to make the payment in time, so as to evade penal consequences. Since, petitioner did not make the payment in time, therefore she was burdened with interest strictly in accordance with rules and notification dated 30.8.1996, which provide for imposition of 25% penalty in case of default in making payment by the allottee. Thus, there was no deficiency in service on their part. 4. District Forum vide order dated 27.06.2011, held that since no notice was given, therefore imposition of penalty @ 25% on the installments amount is illegal and unjustified. It directed the respondent to calculate liquidated damages as mentioned in its order. 5. Aggrieved by the above directions of the District Forum, petitioner filed an appeal before the State Commission, which dismissed the same with cost of Rs.5,000/-. 6. We have heard the learned counsel for the petitioner and have perused the written submissions as well as the record. 7. It has been contended by the learned counsel that there is no deficiency of service on the part of the petitioner in demanding the unpaid arrears payable as per agreed terms between the parties. It is the respondent who had breached the terms and conditions of the allotment letter. Thus, present complaint is not maintainable. In support, petitioner’s counsel relied upon the following judgments; (i) Ravneet Singh Bagga Vs. KLM Royal Dutch Airlines and Another, (2000) 1 Supreme Court Cases 66 ; (ii) Interglobe Aviation Limited Vs. N. Satchidanand, (2011) 7 Supreme Court Cases 463 and (iii) Bihar State Housing Board and Others Vs. Prio Ranjan Roy, (1997) 6 Supreme Court Cases 487. 8. Respondent in her complaint had sought the following reliefs ; (a) refund back the excess amount of Rs.9,756/- paid by her to the Board against various Notices. (b) to pay interest on the excess amount @ 24% (c) to pay to the applicant a suitable amount for the mental agony she suffered in last two years as the Hon’ble forum may deem fit. She had to make five representations and every time her stand was vindicated. In the process she lost valuable time and money both. (d) cost of litigation”. 9. District Forum in its order has held; “8. Now, it is clear that the liquidated damages for the delayed payment shall not exceed 10% of the amount due. It is also clear that in case of default for more than three consecutive months in respect of any installments, the tenancy shall be liable to be terminated. However, the chairman may review the allotment and tenancy before referring the case to the Competent Authority under Chapter VI of the Act, on payment of penalty @ 25% of the amount of installments due. 9. Admittedly, in this case, neither the tenancy has been terminated nor the complainant has been evicted from the dwelling unit, therefore, OP had right to claim the liquidated damages which does not exceed 10% of the amount due. Learned counsel for the OP made a reference to the notification dated 30.08.1996 whereby vide section 6(13) (a), it has been stated that in the sub regulation (4) for the figure 10 the figure 25 shall be substituted. Admittedly, the said notification did not have retrospective effect and will apply prospectively from 30.08.1996 onwards. It is not in dispute that the allotment of the unit was made to the complainant on 06.02.1989 vide allotment letter (Annexure C-6). Therefore, the notification referred to above dated 30.08.1996 will not apply to it and the OP has no right to charge the liquidated damages @ 25%. 10. Moreover, the condition No. 7 of the allotment letter referred to above could be invoked after issuing a notice to the allottee to provide him an opportunity of being heard. No such notice was issued, therefore, the imposition of penalty @ 25% on the installment amount is illegal and unjustified. 11. Confronted with this type of the situation, OP is directed to calculate the liquidated damages as per the observations made hereinabove and to give the refund of the amount, if received, in excess from the complainant within 30 days from the date of receipt of certified copy of this order. OP is also directed to pay to the complainant a sum of Rs. 10,000/- as compensation for mental agony and harassment besides Rs. 2,500/- as costs of litigation, failing which the OP is liable to pay the entire amount to the complainant with interest @ 9% p.a. from the date of the filing of the complaint i.e. 03.02.2011 till its realization”. 10. Petitioner instead of calculating the liquidated damages and to refund the amount, if received in excess from the respondent as directed by the District Forum, filed an appeal before the State Commission. The State Commission rightly dismissed the appeal observing as under ; “The record would show that all is not well in their Accounts Wing where either incompetent persons are posted who are unable to workout the arrears due from the allottee or they intentionally do not workout proper arrears and give inflated figures to injure the financial interest of the allottees. The higher officers appear to have left the matter to these unscrupulous officials instead of getting the audit done from some independent agencies with respect of each allotte to ascertain as to what amount has been paid and is due from them. The OP/appellant furnished the statement in respect of the ground rent showing that the complainant has deposited a sum of Rs.13478.32 in excess of the ground rent due from him as workedout upto 10.2.2010. If ground rent had been deposited in excess there was no question of issuing a notice to the complainant by the OP/appellant alleging that ground rent was due from him but even in spite of that such notices have been issued by the OP/appellant. The complainant has produced a notice Annexure OP5 dated 18.5.2010 in para 3 of which it is specifically mentioned that the complainant had not deposited the ground rent for a period from 10.2.2006 and was liable to pay amount of ground rent alongwith applicable rate of penal interest. There is another letter Annexure-2 dated 12.1.2009 in which also the complainant was told that he had not deposited the ground rent./lease money annually and it was due from him for the period from 10.2.2004 to 9.2.2010 which he was liable to pay alongwith penal interest. On the other hand they have themselves produced two account statements showing that he had continuously been depositing the said amount, which was apportioned to a previous date. The learned Counsel for the OP/appellant is at a loss to explain as to how the complainant was in arrears of ground rent when he had already deposited Rs.13,478.32 in excess as per their own record. If the officials of the OP/appellant had applied their mind such a notice regarding the arrears in deposit of ground rent would not have been issued to the complainant. The manner in which the account of complainant and may be of many other allottees and tenants are maintained also leaves much to be desired. The complainant was informed vide a notice Annexure-2 dated 12.1.2009 that a sum of Rs.52,172/- was due from him. When he questioned the accuracy of the amount, another letter Annexure -3 dated 15.9.2009 was issued reducing the said amount of Rs.41,131/-. This is certain that during that period of 8 months complainant had not deposited any such amount. Further the complainant was not satisfied with the calculations and he again sent another letter upon which the amount was brought down to 36819/- as per Annexure -4 dated 18.5.2010. Dissatisfied the complainant again represented and the officials of the OP/appellant were obliged to further bring down the amount to Rs. 21,019/-vide Annexure-5 dated 13.9.2010. Needless to mention that during this period of about one year and 8 months no such amount of 30,000/had been deposited by the complainant which could reduce the figure from 52,172/- (as on 12.1.2009) to Rs.21,019/- (as on 13.9.2010). It appears that the allottees are at the mercy of such employees of the OP/appellant who inflate figures according to their whims and can reduce the same if challenged. Even after the present complaint was filed against the OP plunging it into litigation, it appears no action would have been taken against the said employees who are playing with the figures and are apparently deficient in rendering service, where they cannot even calculate the amount due from the allottees and can give inflated figures to scare the allottees and force them to deposit extra amount with the OP/appellant. The inefficiency of the OP/appellant in calculating the amount due from the allottee is in itself a deficiency in service It is not only that, such things happen before the complainant come to Consumer Fora but even after the present case was decided a similar trick has been played by the OP/appellant. As per the accounts statement provided by the OP, referred to above, the complainant had already deposited a sum of Rs.13,478.32 in excess of amount due from him as ground rent. As regards the EMIs’ the other statement shows that a sum of Rs.34,496.65 was due from complainant towards installments, however, during the pendency of appeal the OP/appellant submitted an application dated 30.9.2011 in which the ground rent paid in excess was mentioned to be 6,533/- When questioned as to how this amount came down from Rs.13,478/- to Rs.6,533/- the learned Counsel for the appellant was at a loss to explain. His contention was that the additional amount was adjusted towards the payment of installments. If that be so then why this amount of Rs.6,533/- was also not adjusted towards the arrears due from the complainant could not be answered by the learned Counsel. It is therefore, clear that the OP is not maintaining the accounts of the allottees properly and this by itself constitutes deficiency in service. The learned Counsel for the appellant has not been able to point out any draw back in the order passed by the learned District Forum which in our opinion is perfectly legal and valid. There is no merit in this appeal and the same is accordingly dismissed with litigation costs of Rs.5,000/-. In order to safeguard the interest of the OP/appellant from its own employees, it is made clear that the OP/appellant would be free to recover amount of compensation and litigation costs etc. from its employees due to whose fault proper accounts were not maintained and notices depicting the correct amount due from the complainant was not issued. It would however, be done after giving show cause notice to such employee(s) of being heard in accordance with Punishment and Appeal Rules applicable to such employees”. 11. In nutshell respondent’s case is that when she applied for “No Dues Certificate’’, she was told that certain amount was recoverable from her which includes certain annual as well as ground rent installments. On making protest by her, petitioner’s Board went on reducing the same. Ultimately, she was asked to pay a sum of Rs. 21,019/-. 12. The defence of petitioner as per its written statement is that, respondent has breached the terms and conditions of the allotment letter. Moreover, respondent is not entitled to any refund, rather Rs. 21,019/- are due towards her. 13. Averments made by respondent in paras 4 to10 of her complaint have been admitted by the petitioner in its written statement. 14. In para 12 of the complaint, respondent has averred that; “No such Notice was issued to her for imposing penalty of 25% on the installments and the same is unlawful and not inconformity of the conditions of the allotment letter”. 15. Petitioner in response to para 12 of the complaint has simply stated that; “the penalty has been imposed strictly as per rules and notification dated 30.08.1996 which provides imposition of 25% penalty in case of default in making payment by the allottee”. 16. Thus, there is no specific denial to the averment that; “ No such notice was issued to the respondent before imposing penalty of 25% ”. 17. Hence, the averments made by respondent in this regard shall be deemed to be admitted as correct. Moreover, Fora below have held that no such notice was issued, therefore the imposition of penalty of 25% on the instalment amount is illegal and unjustified. We find no reason to disagree with these findings of the Fora below. 18. None of the judgments as relied upon by learned counsel for petitioner are applicable to the facts of the present case. 19. Present revision petition has been filed under Section 21(b) of the Act. It is well settled that the powers of this Commission as a Revisional Court are very limited and have to be exercised only, if there is some prima facie jurisdictional error in the impugned order. 20. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two Fora”. 21. Thus, no jurisdiction or legal error has been shown to us to call for interference in the exercise of power under section 21 (b) of the Act, since two Fora below have given cogent reasons in their orders, which does not call for any interference nor they suffer from any infirmity or revisional exercise of jurisdiction. 22. It is not that every order passed by the Fora below is to be challenged by a litigant even when the same is based on sound reasoning. 23. Under these circumstances, the present petition is without any legal basis and the same is hereby dismissed with cost of Rs. 10,000/-. 24. Petitioner is directed to deposit cost of Rs.10,000/- (Rupees Ten Thousand Only) by way of demand draft, in the name of “Consumer Legal Aid Account” of this Commission, within four weeks from today. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 25. List on 12.10.2012 for compliance. ……………………………J. (V.B. GUPTA) PRESIDING MEMBER ……………………………... (VINAY KUMAR) MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI (1) REVISION PETITION NO.2111 OF 2012 (Against the order dated 9.2.2012 in Appeal No. 743/2007 of the State Commission, Haryana, Panchkula) SOM PRAKASH S/o Shri Bhagwan Dass R/o Village Budhabhana, Distt. Sirsa, SIRSA (Haryana) ........ Petitioner (s) Vs. 1. HARYANA URBAN DEVELOPMENT AUTHORITY Through its Chief Administrator HUDA Building, Sector-6, PANCHKULA 2. ESTATE OFFICER HUDA SIRSA 3. EXECUTIVE ENGINEER Public Works Department (Public Health) Division No.1, Malgodam Road, SIRSA 4. STATE OF HARYANA Through Collector, SIRSA (2) …….Respondent (s) REVISION PETITION NO.2112 OF 2012 (Against the order dated 9.2.2012 in Appeal No. 744/2007 of the State Commission, Haryana, Panchkula) BHARAT BHUSHAN S/o Sh. Om Parkash R/o Village Panjuana, Tehsil & Distt. Sirsa SIRSA (Haryana) ........ Petitioner (s) Vs. 1. HARYANA URBAN DEVELOPMENT AUTHORITY Through its Chief Administrator HUDA Building, Sector-6, PANCHKULA 2. ESTATE OFFICER HUDA SIRSA 3. EXECUTIVE ENGINEER Public Works Department (Public Health) Division No.1, Malgodam Road, SIRSA 4. STATE OF HARYANA Through Collector, …….Respondent (s) SIRSA (3) REVISION PETITION NO.2113 OF 2012 (Against the order dated 9.2.2012 in Appeal No. 745/2007 of the State Commission, Haryana, Panchkula) KAPIL ARORA S/o Sh. Anand Sawroop R/o Shop No.11, New Anaj Mandi SIRSA (Haryana) ........ Petitioner (s) Vs. 1. HARYANA URBAN DEVELOPMENT AUTHORITY Through its Chief Administrator HUDA Building, Sector-6, PANCHKULA 2. ESTATE OFFICER HUDA SIRSA 3. EXECUTIVE ENGINEER Public Works Department (Public Health) Division No.1, Malgodam Road, SIRSA 4. STATE OF HARYANA Through Collector, SIRSA (4) …….Respondent (s) REVISION PETITION NO.2338 OF 2012 with I.A. NO.02 of 2012 (Condonation of Delay) (Against the order dated 30.1.2012 in Appeal No. 1099/2008 of the State Commission, Haryana, Panchkula) HARISH ARORA S/o Sh. Ganpat, R/o H. No.228, C-Block, Sirsa Distt. SIRSA (Haryana) ........ Petitioner (s) Vs. 1. HARYANA URBAN DEVELOPMENT AUTHORITY Through its Chief Administrator HUDA Building, Sector-6, PANCHKULA 2. ESTATE OFFICER HUDA SIRSA 3. EXECUTIVE ENGINEER Public Works Department (Public Health) Division No.1, Malgodam Road, SIRSA 4. STATE OF HARYANA Through Collector, …….Respondent (s) SIRSA BEFORE: HON'BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER For Petitioner in RP No. 2111-2113 of 2012 : For Petitioner in RP No. 2338/2012 : Mr. Kamal Chowdhry, Advocate Mr. Gaurav Gupta, Advocate Prononced on: 4th December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Since facts are common and similar question of law is involved in the above noted petitions hence, the same are being disposed of by this common order. 2. There is an application seeking condonation of delay of 21 days in R.P. No. 2338 of 2012. In view of the reasons stated in the application, the delay is condoned and application stand disposed of. 3. Petitioners/complainants in present case are the re-allottees of the plots in question, having got the respective plots transferred in their names from the original owners, vide re-allotment letters issued by the respondent. 4. Controversy in these cases is with regard to the non development of the area where plots in question are situated and for which, can respondent charge interest on the instalments from the petitioners and whether petitioners have any right to seek any compensation from the respondents for not developing the plots in question. 5. Similar issue came up for consideration before the Hon’ble Apex Court in Haryana Urban Development Authority vs. Raje Ram reported in 1 (2009) CPJ, 56, in which the court laid down that; “7. Respondents in the three appeals are not the original allottees. They are re-allottees to whom re-allotment was made by the appellant in the years 1994, 1997 and 1996 respectively. They were aware, when the plots were re-allotted to them, that there was delay (either in forming the layout itself or delay in delivering the allotted plot on account of encroachment etc). In spite of it, they took re-allotment. Their cases cannot be compared to cases of original allotteeswho were made to wait for a decade or more for delivery and thus put to mental agony and harassment. They were aware that time for performance was not stipulated as the essence of the contract and the original allottees had accepted the delay. The appellant offered possession to respondents (re-allottees) and they took possession of the respective plots on 27.6.2002, 21.3.2000, and 13.9.1999 respectively. They approached the District Forum in 1997, within a short period from the dates of re-allotment in their favour. They had not paid the full price when they approached the District Forum. In the circumstances, having regard to the principles laid down by this Court in Ghaziabad Development Authority v. Balbir Singh - 2004 (5) SCC 65, Darsh Kumar (supra) and Bangalore Development Authority v. Syndicate Bank - 2007 (6) SCC 711, we are of the view that the award of interest was neither warranted nor unjustified”. 6. It is an admitted fact that, petitioners are re-allottees and not the original allottees. Thus, relying upon the decision of the Hon’ble Apex Court in Raje Ram (supra) and Revision Petition No.1063 of 2012 decided by this Commission on 22.11.2012 in ‘Kishan Lal Kalra vs. Haryana Urban Development Authority, the above revision petitions are not maintainable. Accordingly, the same are hereby dismissed with costs of Rs.5,000/-, each. 7. Petitioners are directed to deposit the respective cost by way of demand draft in the name of Consumer Legal Aid Account of this Commission, within eight weeks, failing which, they shall be liable to pay interest @ 9% p.a. till realization. 8. List for compliance on 15.2.2013. …………………..………..J (V.B. GUPTA) PRESIDING MEMBER Sg. NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2466 OF 2012 with I.A. No.01 of 2012 (Application for Stay) (From the order dated 27.4.2012 First Appeal No.708/2010 of the State Commission, Haryana, Panchkula) ICICI Prudential Life Insurance Company Ltd. ICICI Pru Life Tower, 1089, Appa Saheb Maratha Marg, Prabha Devi, Mumbai – 400 025 Also at: Branch Office: Ashok Plaza, Delhi Road Rohtak, Haryana …Petitioner Vs. Smt. Bimal Kanta Kharab W/o Sh. Dayal Singh Kharab R/o H. No.411/22, Dev Colony, Near Telephone Exchange, Rohtak, Haryana ...Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner : Mr. Sanjay K. Chadha, Advocate with Mr. Avanish Kumar, Advocate Pronounced on: 5th December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Being aggrieved by order dated 27.4.2012, passed by State Consumer Disputes Redressal Commission, Haryana (for short ‘State Commission’) petitioner/opposite party has filed the present revision petition. 2. Brief facts are that respondent’s/complainant’s husband Sh. Daya Singh Kharab had taken policy no. 04133929 from the petitioner/O.P. for a sum of Rs.1,85,348/- while availing housing loan from ICICI Bank for 5 years. The premium of Rs.10,348/- was paid vide cheque bearing no.075325 dated 13.12.2006 drawn on ICICI Bank at Rohtak. Respondent was declared as nominee. Husband of the respondent has expired on 30.01.2007. After his death, respondent applied for disbursement of the claim amount with the petitioner, but it repudiated her claim, vide letter dated 13.10.2007, alleging therein that “The death benefit shall not apply in the event of death of a member due to a cause other than accident within a period of 45 days from the date of commencement of life cover” and the respondent had paid premium of Rs.9,219/- only which was credited in the home loan account of deceased, vide cheque dated 17.5.2007. The alleged condition was never conveyed to the respondent’s husband nor any consent in this regard was ever accorded by the deceased. The act of petitioner is illegal and amounts to deficiency in service. Hence, respondent filed a complaint praying to direct the petitioner to pay the sum assured alongwith bonus and interest and other benefits under the policy and a sum of Rs.2,00,000/- as compensation on account of mental agony, harassment and litigation expenses. 3. Petitioner in its written statement took preliminary objection stating that as per clause 3(i) (b) of the condition of the policy; “the death Benefit shall not apply in the event of death of a member due to cause other than accident within a period of 45 days from the date of commencement of the life cover and in whose respect the Company had not required further evidence of health at the time of commencement of Life Cover. However, the company shall return the premium paid after deducting the expenses towards the issuance of the life cover.” 4. On merits, it is stated that the life assured had submitted proposal dated December 26, 2006 on his life under the ICICI Home Assured plan and policy bearing no.04133929 was issued on the life of the Life Assured on January 02, 2007. Death of the life Assured occurred on January 30, 2007 due to illness i.e. within 28 days from the Policy Issuance. Therefore, no Death benefit shall apply in the event of the death, due to the cause other than accident, within 45 days from the commencement of life cover. The benefits under the policy are already paid to the Master Proposer at the time of the claim. Hence, no other amount is payable under the said case. The complaint be dismissed with costs. 5. District Forum, vide order dated 23.3.2010, allowed the complaint and passed the following directions; “Accordingly, we hereby allow the complaint with direction to the opposite parties to pay the sum assured of Rs.1,85,348/(Rupees one lac eight five thousand three hundred forty eight only) alongwith bonus & other benefits under the policy alongwith interest @ 9% p.a. from the date of filing the present complaint till its realization and Rs.2,000/- (Rupees two thousand only) as litigation expenses to the complainant maximum within one month from the date of filing the present complaint failing which the amount of award shall carry interest @ 12% p.a. from dated 23.4.2010 onwards till its realization to the complainant.” 6. Being aggrieved, petitioner filed an appeal before the State Commission which dismissed the same. 7. Hence, the present revision. 8. It is contended by learned counsel that as per clause 3 (i) (b) of the terms and conditions of the policy in question, as policy holder has died within the period of 45 days from the date of commencement of life cover due to cause other than accident thus, no death benefit is payable. In the present case, policy was issued on 2.1.2007 to the life assured with 30.12.2006 as risk commencement date. The life assured had died on 30.1.2007 which was within 45 days of the date of commencement of policy. So, his claim was rightly rejected. Both the fora below have committed error on this issue. 9. District Forum in its order has held; “After going through the file and hearing the parties we are of the considered view that no doubt as per policy document Ex.R5 the death Benefit shall not apply in the event of death of a member due to cause other than accident within a period of 45 days from the date of commencement of the life cover” but in the present case premium was credited into the account of opposite party on 13.12.2006 and the date of death of life assured is 30.01.2007 i.e. after 47 days from the date of depositing the amount of premium in the account of opposite party. Moreover, it is not proved on file that the alleged terms & conditions have been issued to the complainant. In this regard as per 2009(3)CLT 184 titled ICICI Vs. Gurmeet and Lombard General Insurance another, Hon’ble Punjab Company State Ltd. Commission, Chandigarh has held that: “Exclusionary clause-No evidence to prove if the document was either signed by the complainant-insured or if it was an enclosure of the Insurance policy or if it was duly communicated to the respondent no.1-The Insurance Company cannot avail the benefits of these terms and conditions contained in the document”, as per 2008(1)137CCC titled Yellamma Vs. Bhy Sukhadev Singh, Hon’ble Karnataka High Court has held that: “Liability commences from the date of issuance of cheque and not from the date of its encashment-Insurer liable to pay compensation when accident occurs within 15 days from the date of issuance of cover note”, as per 2005(2)CLT 231 titled Express Resorts and Hotels Ltd. Vs. Oriental Insurance Co. Ltd. and others, Hon’bleNational Commission has held that: “Insurance contractCover note-Insurance policy-Held that till the time the policy is issued, the cover note itself covers the peril” and as per 2008(1)CLT 70 titled Rita Devi Vs. NIC& Ors., Hon’ble National Commission New Delhi has held that: “Insurance policy-Interpretation of-When two reasonable interpretations of the terms of the policy are possible, the interpretation which favours the insured is to be accepted and not the interpretation whichfavours the insurer”. 10. The State Commission while dismissing the appeal in its impugned order has observed; “From the record it is established that the premium was credited in the account of opposite party on 13.12.2006 and the date of death of the life assured is 30.1.2007 i.e. after 47 days from the date of depositing the amount of premium to the account of the opposite party. Thus, the Clause 3(i) (b) stated above by the opposite parties, is not attracted to complainant’s claim. Opposite parties committed error in repudiating complainant’s claim, hence, no case for interference in the impugned order while issuing direction to the opposite parties to pay the insurable benefits to the complainant, is made out. In view of the above, we do not find any merit it in this appeal, it is dismissed.” 11. Clause 3(i)(b) of the Policy on which much stress has been laid down by learned counsel for the petitioner states; “3. Benefits subject to the Life Cover being in force (i) Benefit on death of the Member (a) (b) xxxxxxxxxxxx Death after the full disbursement of the Loan The Company shall pay the reduced Life Cover as on the date of death. The Death benefit shall not apply in the event of death of a Member due to a cause other than accident within a period of 45 days from the date of commencement of the Life Cover and in whose respect, the Company had not required further evidence of health at the time of commencement of Life Cover. However, the Company shall return the Premium paid after deducting the expenses towards the issuance of the Life Cover. For the purpose of the above clause, the accident must be caused by violent, external and visible means.” 12. Thus, short question which arise for consideration is, as to whether life assured has died within the period of 45 days after issuing of the policy or not. 13. As per averments made in paras no. 1 & 2 of the complaint, it has been stated that deceased Daya Singh, husband of respondent had taken a policy while availing housing loan. A sum of Rs.10,334/- was paid, vide cheque no.075325 dated 13.12.2006. The husband of respondent expired on 30.1.2007. 14. In the written statement, petitioner in response to the above averments has stated; “That the contents of Para no.1 & 2 are formal and matter of record and hence do not call for any reply.” 15. Thus, there is no denial on behalf of the petitioner to the averments made by the respondent in her complaint. Hence, the averments made in paras no.1&2 of the complaint, stand admitted. 16. As per record, the cheque for the insurance premium was issued by the deceased on 13.12.2006, while he died on 30.1.2007. Thus, the death has occurred only after 47 days from the date of deposit of the amount of premium with the petitioner. Under these circumstances, the life cover had already commenced from 13.12.2006 and not from 2.1.2007, when the policy was issued. 17. In view of the concurrent findings of facts given by fora below, no jurisdiction or legal error has been shown to call for interference in the exercise of power under section 21 (b) of the Consumer Protection Act, 1986. Both the fora have given cogent reasons in their order which do not call for any interference nor do they suffer from any infirmity or revisionalexercise of jurisdiction. 18. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 19. Since, two Fora below have given detailed and reasoned orders, which does not call for any interference nor they suffer from any infirmity or erroneous exercise of jurisdiction, the present petition is hereby dismissed with costs of Rs.10,000/- (Rupees Ten Thousand only). 20. Petitioner is directed to deposit the cost by way of demand draft in the name of ‘Consumer Legal Aid Account’ of this Commission, within eight weeks, failing which, petitioner shall be liable to pay interest @ 9% p.a. till realization. 21. Pending application also stands disposed of. 22. List for compliance on 8.2.2013. …..…………………………J (V.B. GUPTA) PRESIDING MEMBER Sg. NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 531 of OF 2012 alongwith (I.A. No. 1 of 2012) ( Stay ) (From order dated 10.10.2011 in Appeal No. CMP No. 157/2011 in FASR No. 1723 of 2010 of State Consumer Disputes Redressal Commission, Chennai) …Petitioner Dr. T. Jayaraman S/o Thangaraj, Kurinji Hospital, Teejay Hospital Road, Five Roads, Salem Town, Salem Versus K. Lakshmi W/o Cauvery, Perumampatty, Sivadhapuram, ….Respondent Salem. BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner : Mr. Raghunath & Mr. Abid Ali Beeran P., Advocates Pronounced on: 5th December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Present revision petition has been filed by petitioner challenging order dated 10.10.2011, passed by State Consumer Disputes Redressal Commission, Chennai (for short, ‘State Commission’), vide which application seeking condonation of delay of 2001 days in filing the appeal before the State Commission, was dismissed. 2. Respondent No.1/complainant had filed consumer complaint against Petitioner/OP No.2 and Bharath Hospital (who was o.p. no.1) before the District Consumer Disputes Redressal Forum, Salem (for short, ‘District Forum’) on the ground of medical negligence. Before District Forum, petitioner remained ex parte, whereas, Bharath Hospital did not put in its appearance. District Forum, vide its order dated 23.2.2005, allowed the complaint and passed the following directions; “ The opposite parties are directed to pay a sum of Rs. 1,00,000/-(Rupees one lakh only) for the medical treatment of the complainant and to pay a sum of Rs.20,000/-(Rupees twenty thousand only) towards compensation for pain and suffering and mental agony and to pay a sum of Rs.2,000/-(Rupees two thousand only) towards cost of this complaint to the complainant within 60 days from the date of this order”. 3. Aggrieved by the order of District Forum, petitioner filed an appeal before the State Commission. In that appeal, petitioner did not implead Bharath Hospital as a party. Alongwith appeal, petitioner filed an application seeking condonation of delay of 2001 days in filing the appeal. 4. State Commission vide its impugned order, dismissed the application for condontion of delay and in consequence thereof dismissed the appeal. 5. Hence, this revision. 6. It has been contended by learned counsel that Apex Court in Catena of judgments has held that substantial justice has to be done by disposing the matters on merits. Dismissing any petition for delay will only lead to failure of justice. The rules of limitation are not meant to destroy the rights of the parties. Keeping in view of the facts and circumstances of the present case, delay ought to have been condoned by the State Commission 7. There is no dispute about the principle of law laid down by the Apex Court in the various judgments that, courts should adopt liberal approach in dealing with the application for condonation of delay. Where sufficient cause has been shown, the delay is invariably condoned. 8. State Commission, in its impugned order has observed ; “ 1. This petition aims to condone the delay of 2001 days in preferring the appeal, against the order in CC. No. 33/2004 dated 23.2.2005, on the file of District Forum, Salem. The respondent, in this petition, as complainant, alleging medical negligence, as well as deficiency, filed a case against two opposite parties, one is a hospital another is a doctor, claiming a sum of Rs. 5 lakhs, for which notices were taken, as seen from the lower court records, served on 29.4.2004, failed to appeal, resulting an exparte order followed, dated 23.2.2005, which is sought to be challenged. 2. The District Forum, though the complainant had claimed a sum of Rs. 5,lakhs, applying its mind, based upon as many as 18 documents, concluding there was deficiency, and for the deficiency, the complainant is entitled to a sum of Rs.1 lakh as compensation thereby slashing substantially, not ordering as prayed for, alongwith another nominal compensation of Rs. 20,000/- with cost, not even ordering interest. 3. The learned counsel for the petitioner would contend that the petitioner/opposite party had no knowledge, and therefore, he was unable to contest the case, which is proved to be false, from the notes paper, since there was an actual service. By going through the affidavit also, we are unable to find any reason, acceptable in nature, satisfying us, which can be further seen from the futile attempt, made by the opposite parties. Even, as admitted in the affidavit, after execution application, they have made an attempt to set aside the order, which was dismissed correctly, not challenged. Those things alone are pleaded in the affidavit, and for the delay, no explanation is given, how the opposite parties were prevented from filing an appeal within the time, or how they failed to contest the case, under what circumstances, they were prevented from contesting the case etc. This being the position, when the law mandates, each day’s delay should be explained, which is not explained by way of affidavit, as rightly resisted by the complainant, by filing a counter, we are unable to concede the claim of the petitioner, which aims to drag on the proceedings, for which we can not be a party. Hence the petition to condone delay is liable to be dismissed as not meritorious. 4. In the result, the petition is dismissed”. 9. It is well settled that ‘sufficient cause’ with regard to condonation of delay in each case, is a question of fact. 10. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant ”. 11. Similarly, in Oriental Insurance Co. Ltd. vs. Kailash Devi & Ors. AIR 1994 Punjab and Haryana 45, it has been laid down that; “There is no denying the fact that the expression sufficient cause should normally be construed liberally so as to advance substantial justice but that would be in a case where no negligence or inaction or want of bona fide is imputable to the applicant. The discretion to condone the delay is to be exercised judicially i.e. one of is not to be swayed by sympathy or benevolence”. 12. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, it has been observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition”. 13. Further, Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 14. It is apparent from the record that petitioner did not appear before the District Forum. Hence, he was proceeded ex parte. Thus, petitioner has no defence on merits. It is also an admitted fact that in the appeal filed before the State Commission, there was delay of 2001 days. This speaks volumes about the conduct of the petitioner, that he is so careless and negligent in pursuing the present petition. 15 Further, no sufficient cause whatsoever, has been shown by the petitioner in the grounds on which he is seeking condonation of delay. 16. Award in this case was passed as earlier as in the year 2004. Now we are in 2012. Thus, valuable right has accrued in favour of the respondent. Only purpose of filing the present petition by the petitioner, is to delay the proceedings and deprive the respondent fruits of the award passed in his favour. As apparent from record, petitioner from day one is pursuing this litigation in a very casual, careless and negligent manner. Thus, the State Commission in its wisdom rightly declined to condone the delay of 2001 days in filing the appeal. There is no infirmity and illegality in the impugned order passed by the State Commission. 17. The present revision petition being most bogus, frivolous one and without any legal basis is liable to be dismissed with punitive cost. Therefore, I dismiss the present petition with punitive cost of Rs.30,000/- which shall be paid to the respondent/complainant. 18. Petitioner is directed to deposit the aforesaid cost by way of demand draft in the name of respondent, within eight weeks, failing which petitioner shall also be liable to pay interest @ 9% p.a., till realization. 19. List on 08.02.2013 for compliance. ……………………………J. (V.B. GUPTA) PRESIDING MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3246 of OF 2011 alongwith (I. A. No. 1 of 2011) ( For delay) (From order dated 26.7.2010 in Appeal No. 2863 of 2009 of Karnataka State Consumer Disputes Redressal Commission, Bangalore) M/s M. I. Plywood Industries, Near APMC Yard, Bangarpet, Kolar District …Petitioner Versus The Senior Branch Manager, Canara Bank, ….Respondent Bangarpet Town BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner : For the Respondent : Ms. Manjula Gandhi, Advocate Mr. Rakesh Pathak, Advocate Pronounced on: 5th December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Present revision petition has been filed by the petitioner challenging order dated 26.7.2010, passed by State Consumer Disputes Redressal Commission, Karnataka, Bangalore (for short, ‘State Commission’). Alongwith this petition, an application seeking condonation of delay has been filed. However, no period of delay has been mentioned. 2. Petitioner/complainant filed a complaint under Section 12 of the Consumer Protection Act, 1986 (for short, ‘Act’) before District Consumer Disputes Redressal Forum, Kolar (for short, ‘District Forum’), with regard to the repayment of loan amount due to respondent/OP. It has been alleged in the complaint that despite entire payment of the loan amount being paid to the respondent under One Time Settlement Scheme, respondent has failed to hand over the original documents of the title in relation to the properties which were mortgaged in faovur of the respondent. Moreover, respondent has failed to issue ‘No Objection Certificate’ to the petitioner after having received the amount and has failed to act further in the process of settlement. Alleging deficiency in service on the part of the respondent, petitioner made the following prayers in its complaint ; “ (i) Hold that there is deficiency in service on the part of the Opposite Party towards the Complainant. (ii) Direct the Opposite Party to close the loan account of the complainant with the Opposite Party. (iii) Direct the Opposite Party to release/return the documents of title relating to properties mortgaged in favour of the Opposite party. (iv) Direct the Opposite Party to issue no due certificate to the Complainant. (v) Direct the Opposite Party a sum of Rs.2,00,000/- as compensation for the hardship caused to the Complainant on account of the trade practice and deficiency in service on the part of the Opposite party. (vi) Direct the Opposite party to return Rs.25,000/- which is deposited in Non-Lien account in the Opposite Party Bank by them since; the Opposite Party has not complied with the Legal Notice dated 30/04/2008”. 3. Case of respondent as per its written statement is that, petitioner has availed loan facility upto the limit of Rupees Thirty Lakh from it. Petitioner had also mortgaged the properties and also hypothecated the raw materials and goods. Since beginning, petitioner is irregular in making the payment of the loan amounts and installments to the respondent.Accordingly, petitioner filed a case before the Debt Recovery Tribunal (for short, ‘DRT’) O. A. Case No. 139/2000 for recovery of the balance loan amount. On 16.1.2004 after contest, the DRT has passed an award for Rs.,42,70,000/, plus interest in favour of the respondent and against the petitioner. Inspite of award, petitioner did not make any attempt to repay the decreetal amount, for which respondent has also filed Execution Petition in the DRT. Under these circumstances, present complaint is not maintainable. 4. District Forum, vide order dated 11.8.2009, allowed the complaint and passed the following directions ; “ The OP shall close Open Cash Credit Account No. 226 relating to the complainant as fully settled, after crediting Rs. 25,000/- deposited on 09.06.2008 by complainant and further OP shall return the documents of title deeds and as such other securities that may be now available with it to complainant and shall issue No Due Certificate to complainant if required to redeem any mortgage or other encumbrances”. 5. Aggrieved by the order of District Forum, respondent filed an appeal before the State Commission, which allowed the same. 6. Hence, this revision petition. 7. I have heard the learned counsel for the parties and gone through the record. 8. As far as for condonation of delay is concerned, no period of delay has been mentioned at all. However, the grounds on which condonaton has been sought are reproduced as under ; “2. The petitioner had earlier challenged the impugned order and filed a writ petition being W. P. No. 29255 of 2010 before the Hon’ble Kanataka High Court upon the legal advice so rendered by its counsel. The Hon’ble High Court vide order dated 10.2.2011, was pleased to dispose off the Writ Petition, holding therein, that the Petitioner has an efficacious, alternative remedy under the provisions of Consumer Protection Act, 1986. The relevant portion of the said order “ as against the aforesaid order dated 26.7.2010, the petitioner herein has an efficacious, alternative remedy under the provisions of the Consumer Protection Act, 1986. We therefore, hereby relegate the petitioner to his aforesaid remedy”. 3. That the Petitioner bonafidely trusted the legal advice given to it by its counsel and pursued the Writ Petition before the Hon’ble High Court. 4. That the time spent by the Petitioner in pursuing the said Writ Petition before the Hon’ble High Court was neither intentional nor deliberate, but was upon the legal advice so rendered by its counsel. 5. That the Petitioner herein craves the leave of this Hon’ble Commission herein submits and states that the time spent by it in bonafidely pursuing a remedy before the wrong Forum may kindly be condoned. 6. The petitioner in this case is a senior citizen aged about 68 years and is suffering from various ailments, diabetes and had a massive heart attack after the disposal of the Writ Petition and has also undergone angioplasty. 7. Even otherwise, the old age and other ailments of the petitioner together with the heart problem have restricted the movement of the petitioner substantially. The medical records in this regard are annexed herewith. 8. The petitioner respectfully states that due to the aforesaid facts and circumstances his accompanying Revision Petition has got delayed considerably, as he could not contact any lawyer in Delhi. After having recovered from such ailments the petitioner contacted the present lawyer and briefed them about the facts of the case for filing the accompanying revision petition. The delay has been caused, is not deliberate but only valid, bonafide, unintentional and due to facts and circumstances mentioned above, which was beyond the control of the petitioner”. 9. Above pleas taken by petitioner are not sustainable in view of decision of Hon’ble Supreme Court in “M/s Advance Scientific Equipment Ltd. & Anr. Vs. West Bengal Pharma & Photochemical Development Corporation Ltd. (Appeal (Civil) Nos. 17068-17069/2010, decided on 9 July 2010) wherein it observed inter alia, as under; “ ……. We are further of the view that the petitioners’ venture of filing petition under Article 227 of the Constitution was clearly an abuse of the process of the Court and the High Court ought not to have entertained the petition even for a single day because an effective alternative remedy was available to the petitioner under Section 23 of the Act and the orders passed by the State Commission did not suffer from lack of jurisdiction”. 10. Assuming for the sake of arguments that petitioner was pursuing the remedy by way of Writ Petition before the High Court, even then present petition which has been filed on 28.09.2011 against order dated 26.7.2010, is hopelessly barred by limitation. The plea taken by the petitioner is that he is an old man, ill and not able to move, but there is no documentary evidence to prove that during the period in question, petitioner was confined to bed and was unable to move. 11. It is well settled that ‘sufficient cause’ with regard to condonation of delay in each case, is a question of fact. 12. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant ”. 13. Similarly, in Oriental Insurance Co. Ltd. vs. Kailash Devi & Ors. AIR 1994 Punjab and Haryana 45, it has been laid down that; “There is no denying the fact that the expression sufficient cause should normally be construed liberally so as to advance substantial justice but that would be in a case where no negligence or inaction or want of bona fide is imputable to the applicant. The discretion to condone the delay is to be exercised judicially i.e. one of is not to be swayed by sympathy or benevolence”. 14. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, it has been observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition”. 15. Further, Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 16. Under these circumstances, no sufficient cause is made out for condoning the delay of 140 days in filing the present revision petition. Thus, present petition is hopelessly barred by limitation. 17. Even on merits, petitioner has got no case at all. Main limb of the petitioner’s argument is that respondent had obtained recovery certificate from the ‘DRT’ by playing fraud as ‘DRT’ was never apprised of the fact that during the pendency of the Original Application proceedings, respondent had compromised the matter with the petitioner and in lieu thereof, petitioner had already paid a sum of Rs.35 lacs approximately upto 2003. Thus, the said recovery certificate was void and non-est in the eyes of law. Under these circumstances, impugned order is liable to be set aside. 18. In support, learned counsel for the petitioner has relied upon a decision of the Apex court, Sardar Associates and others Vs. Punjab & Sind Bank & others, (2009) 8 Supreme Court Cases 257. 19. On the other hand, it is contended by learned counsel for the respondent that execution proceedings before the ‘DRT’ are still pending. The Consumer Fora, under these circumstances has no jurisdiction to entertain the complaint. In support, learned counsel for the respondent has relied upon a decision of this Commission in Bank of Baroda Vs. Ranjeet Singh, RP No. 2119 of 2012 decided on 13.09.2012. 20. It is an admitted case that execution proceedings against petitioner were filed before the ‘DRT’. As per findings of the State Commission, proceedings before the ‘DRT’ are still pending as apparent from the following observations made by it ; “ Admittedly the amount paid by the Respondent has been credited to his loan account. Since the DCP No. 3123 is still pending before DRT for recovery of dues, the complainant/Respondent cannot maintain this complaint before the DF, the DF is not right in directing the OP/Appellant bank to close the loan account and to return the documents to the Respondent along with “ No Due Certificate’. In the light of the above facts, we are of the view that the complaint filed by the complainant is liable to be dismissed”. 21. Even otherwise, as per decision of this Commission in Bank of Baroda (supra) Consumer Fora has no jurisdiction to entertain the complaint in view of the pendency of Original Application Proceedings before the ‘DRT’. This Commission in Bank of Baroda(supra) has observed; “8. Learned counsel for the petitioner then submitted that consumer fora had no jurisdiction to entertain the complaint in view of the pendency of the original application before the Debt Recovery Tribunal. Counsel for the petitioner – bank has invited our attention to the provisions of Section 18 and 34 of the Recovery of Debts Due to Banks and Financial Institutions Act, 1993 which is to the following effect; 18. Bar of Jurisdiction : On and from the appointed day, no Court or other authority shall have, or be entitled to exercise, any jurisdiction, powers or authority (except the Supreme Court and a High Court exercising jurisdiction under articles 226 and 227 of the Constitution) in relation to the matters specified in Section 17. 34. Act to have over-riding effect - (1) Save as provided under subsection (2), the provisions of this Act shall have effect notwithstanding anything inconsistent therewith contained in any other law for the time being in force or in any instrument having effect by virtue of any law other than this Act. (2) The provisions of this Act or the rules made thereunder shall be in addition to, and not in derogation of, the Industrial Finance Corporation Act, 1948 (15 of 1948 ), the State Financial Corporations Act, 1951 (63 of 1951 ), the Unit Trust of India Act, 1963 (52 of 1963 ), the Industrial Reconstruction Bank of India Act, 1984 (62 of 1984 ), and the Sick Industrial Companies (Special Provisions) Act, 1985 (1 of 1986 ) and the Small Industries Development Bank of India Act, 1989 ( 39 of 1989)”. 9. On the strength of the above provisions and the fact that original application seeking recovery of the debt in respect of the Deoli Branch outstanding dues was filed prior to the filing of the present complaint, learned counsel submits that the consumer fora had no jurisdiction to entertain the complaint raising the same controversy. He submits that original application is being defended by the respondent on the same plea on which the complaint was filed before the District Consumer Forum and if the complainant – respondent thought that the withholding of the title deeds by the petitioner – bank was illegal / unauthorised on the premise that bank had no lien over the same, the respondent – complainant could have sought release of the said documents from the said Tribunal. We find force in this contention because the provisions of the Recovery of Debts Due to Banks and Financial Institutions Act, 1993 leave no manner of doubt that the Legislature has clearly forbidden any other Court or Authority to exercise any jurisdictional power or authority except the Supreme Court and High Court exercising their jurisdiction under Article 226 and 227 of the Constitution in relation to matters specified in Section 17. The provision is enacted with the clear object that such matters should not be considered and decided by any other Court or authority except the Tribunal constituted under the above Act”. 22. Since, Consumer Fora had no jurisdiction to entertain the said complaint, State Commission has rightly dismissed the complaint of the Petitioner. Decision of Sardar Associates (supra) is not applicable to the facts of present case. There is no ambiguity or infirmity in the impugned order passed by the State Commission. 23. Consequently, present revision petition stand dismissed firstly, on the point of limitation and secondly, on merits also with cost of Rs.5,000/- (Rupees Five Thousand only) for wasting the precious time of this Commission. 24. Petitioner is directed to deposit the aforesaid cost by way of demand draft, in the name of “Consumer Legal Aid Account” of this Commission, within eight weeks from today. In case, petitioner fails to deposit the cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 25. List on 08.02.2013 for compliance. ……………………………J. (V.B. GUPTA) PRESIDING MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2183 OF 2012 Along with (I. A. No. 1 of 2012) (From order dated 08.02.2011 in First Appeal No. 1438 of 2007 of Karnataka State Consumer Disputes Redresdsal Commission, Haryana, Panchkula) Krishan Lal Batra son of Late Sh. Devi Ditta Ram Resident of No. 548, Sector-7 Urban Estate Amabla City. …..Petitioner Versus Haryana Urban Development Authority through its Estate Officer, HUDA, Sector-7, Ambala City. ….Respondent BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER For the Petitioner : NEMO Pronounced on: 5th December, 2012 ORDER PER MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER In this revision petition there is challenge to order dated 8.2.2011, passed by State Consumer Disputes Redressal Commission, Panchkula (for short, ‘State Commission’). 2. Brief facts are that plot no. 548, Sec-7A/City was allotted to the petitioner/complainant, vide memo dated 4.10.1974 for consideration on terms and conditions of the allotment letter issued by respondent/o.p. with the direction to deposit the 15% of tentative price within 30 days of the allotment letter. Petitioner duly paid the same within time. Balance was to be paid in 6 installments which petitioner had duly paid. Since, petitioner wanted to raise loan from the bank so he made request to the respondent to intimate him outstanding dues against the plot in question. Respondent vide letter no.6864 dated 4.7.2005, intimated that an amount of Rs.2,30,470/- is due upto 31.7.2005. It was also revealed that compound rate of interest has been charged as the contractual rate on the outstanding amount for the period of default. Petitioner pointed out that respondent is not entitled to charge compound interest. Respondent did not give any reply. Thus, it caused great harassment to the petitioner. It also amounts to deficiency in service on the part of the respondent. Having no other option, petitioner issued a legal notice upon respondent, but to no avail. Hence the present complaint. 3. In its written statement, respondent admitted that plot in question was allotted to the petitioner at a tentative price of Rs.8,250/- as per terms and conditions mentioned in the allotment letter. However, petitioner is liable to pay the enhanced price of the plot which he failed to deposit. Without depositing of due amount, Conveyance Deed of the plot in question cannot be executed. Further, complaint of the petitioner is bared by principle of resjudicata because earlier he had also filed a complaint on the same subject matter. 4. District Forum, vide its order dated 24.7.2007, allowed the complaint and directed the respondent; “i) To withdraw the illegal demand of Rs.2,31,865/- and recalculate the same on basis of simple interest instead of compound interest at the prescribed rate of notices and refund excess amount with interest @ 9% P.A. If the compliance not made within 30 days of this order, w.e.f. date of deposit till its payment, alongwith statement of account. 5. ii) To pay Rs.500/- as compensation for harassment. iii) To pay Rs.500/- as costs of proceedings”. Aggrieved by the order of District Forum, petitioner filed an appeal before the State Commission, which was dismissed vide impugned order. 6. Present revision petition came up for hearing for the first time before this Commission on 20.7.2012. For that date, petitioner sent an application seeking adjournment on the ground that he is not a position to engage a counsel on account of financial constraints and prayed that matter may be decided on the basis of record produced by him. Since, petitioner did not state in the application as to what are his financial constraints, copy of order dated 20.7.2012 was sent to him. Thereafter, petitioner sent an application on 12.09.2012 stating therein that he is retired employee of Haryana Government and is getting about Rs.22,000/- per month. As such it is difficult for him to engage a counsel and again prayed that revision petition may be decided on the record produced by him. 7. As per petitioner’s own case, he is a retired Govt. employee and is getting Rs.22,000/- per month as pension. Since, petitioner is getting handsome amount by way of pension, there is no question of providing any legal aid to him. 8. I have gone through the revision petition as well as record of this case. 9. State Commission, in its impugned order has observed; “ From the perusal of record it is established on the record that the price of the plot no. 548 in Sector-7 was enhanced and therefore, the opposite party has demanded the amount of Rs.2,30,470/- from the complainant vide letter dated 4.7.2005 on account of enhanced amount of the price. As per version of the complainant the opposite parties have charged compound interest on the said enhanced amount whereas the plea of the opposite party is that the complainant has failed to deposit the installments of the enhanced amount well within time for which the complainant is bound to pay the penal interest on the outstanding amount. The amount demanded by the opposite party is in accordance with the terms and conditions of the letter of allotment as well as the HUDA policy. The complainant cannot take the plea beyond the terms and conditions of the letter of allotment. The District Forum has failed to appreciate the actual controversy involved in this case and committed grave error while accepting the complaint and as such the impugned order under challenge is not sustainable in the eyes of law”. 10. It is not in dispute that price of the plot in question was increased. Therefore, enhanced price of the plot was demanded by the respondent from the petitioner as per clause 4 of the letter of allotment, which read as under ; “4. The above prices of the plot is subject to variation with reference to the actual measurement of the plot as well as in case of enhancement of compensation of actualization cost of land of this court or otherwise and you shall have to pay this additional price of the plot, if any, as determined by the Department within 30 days from the date of demand”. 11. It is apparent from the record that, vide letter dated 24.8.1994, petitioner was duly intimated to pay the enhanced amount. Relevant para of allotment letter read as under ; “ 2. According to condition No. 4/9 of the allotment Letter, the price of the said plot subject to variation with reference to enhancement of compensation of acquisition cost of this sector by the Court or otherwise. The compensation enhanced by the Court of this sector has since been deposited in the Court for payment to the concerned parties and the same along with the expenditure incurred in connection with the litigation is recoverable from you. It has been worked out that amount is to be recovered @ Rs.150.30 per Sq. Yard and as such an amount of Rs. 75,495-00 recoverable from you in respect of the above mentioned plot in accordance with the aforementioned condition of the allotment letter”. 12. In view of the conditions of the allotment letter, petitioner was liable to pay enhanced price due to enhancement by way of compensation . Thus, there appears to be no ambiguity or infirmity in the impugned order passed by the State Commission. 13. Present revision petition has been filed under Section 21(b) of the Consumer Protection Act, 1986 (for short, ‘Act’). It is well settled that the powers of this Commission as a Revisional Court are very limited and have to be exercised only, if there is some prima facie jurisdictional error in the impugned order. 14. In the present case, there is no jurisdiction or legal error has been shown to call for interference in the exercise of power under section 21 (b) of the Act. 15. Under these circumstances, present petition is without any legal basis and the same is hereby dismissed with cost of Rs.5,000/-. (Rupees Five Thousand only) 16. Petitioner is directed to deposit cost of Rs.5,000/- (Rupees Five Thousand Only) by way of demand draft, in the name of “Consumer Legal Aid Account” of this Commission, within eight weeks from today. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 17. Pending application stands disposed of. 18. List on 08.02.2013 for compliance. ……………………………J. (V.B. GUPTA) PRESIDING MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2733 OF 2011 WITH (I.A. NO. 1, 2 & 3 OF 2012, for Stay, Exemption from filing official translation and C/Delay) (From the order dated 10.08.2010 in Appeal No. 810/2009 of the State Commission, Maharashtra) Smt. Smita Madhav Patki Aged 49 years, Occupation : Temporary Service R/o Shriram Bunglow, Near Shreyas Hospital Pandharpur Railway Station Pandharpur, District : Solapur Maharashtra .… Petitioner Versus 1. National Insurance Company Ltd. 586, Sadashiv Peth Laxmi Road, Pune, Pune, Maharashtra 2. Sr. Divisional Manager National Insurance Company Ltd. 586, Sadashiv Peth Laxmi Road, Pune, Pune, Maharashtra 3. Executive Engineer Akluj Division Maharashtra State Electricity Board (Maharashtra State Electricity Distribution Co.) Vidyut Bhawan, Akluj District : Solapur, Maharashtra 4. Secretary (Now Managing Director) Maharashtra State Electricity Board (Maharashtra State Electricity Distribution Co.) Prakashgad, Bandra (E), Mumbai, Maharashtra .… Respondents BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : Mr. Ranjan Kumar, Advocate with Ms. Rohini Kumar, Advocate Pronounced on : 6th December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER Petitioner/complainant aggrieved by order dated 10.8.2010, passed by Maharashtra State Consumer Disputes Redressal Forum, Mumbai (short, “State Commission”) has filed the present revision petition. Along with it, an application seeking condonation of delay of 165 days has also been filed. 2. Brief facts are that Late Madhav husband of petitioner was a Junior Engineer with erstwhile Maharashtra State Electricity Board. He was beneficiary of Group Insurance Janata Personal Accident policy issued by respondent/opposite party, which was taken in the name of Maharashtra State Electricity Board Stall Welfare Fund. When the said policy was in force, he met with an accident on 9.11.1999 and died. Through the employer, insurance claim was made under the above referred policy. However, said employer did not forward the claim application to the Insurance company. Therefore, petitioner herself lodged the claim, which stood repudiated in the month of October, 2007. Thereafter, consumer complaint was filed. 3. Respondent no.1/op-1 repudiated the claim stating that it was a stale action. Since, the claim was not preferred within the stipulated time, as per the policy terms and conditions, the same stood abandoned and not recoverable. 4. District Forum, vide its order dated 6.5.2009, dismissed the complaint of the petitioner. 5. Aggrieved by the order of District Forum, petitioner filed appeal before the State Commission, which dismissed the same. 6. Hence, this revision petition. 7. I have heard the learned counsel for the petitioner and have gone through the records. 8. As per application for condonation of delay, certified copy of the impugned order was received by the petitioner on 4.12.2010. However, present revision has been filed on 16.8.2011. Grounds on which condonation of delay has been sought are reproduced as under ; “4. That the petitioner could not instantly understand the impact of the impugned judgment and also she being a layman and not knowing anybody inDelhi she contacted her brother in Mumbai to know the next steps to be adopted in the present case. The petitioner’s brother then contacted the present counsel and sent the documents for preferring the revision petition before this Commission. The counsel received the documents and then found that most of the documents were in Marathi and therefore, he immediately asked petitioner’s brother Shri T.P. Katekar to send him the translated copy of the documents in English. The counsel also asked him to send the entire documents as many of the documents were also missing from the bunch of documents sent by him to the present counsel. 5. The petitioner’s brother Shri T.P.Katekar then asked the petitioner to contact the local counsel in Solopur for sending the entire documents and simultaneously he also given the Marathi documents for the translation. The entire documents and the translation took about two months to get arranged and translated in English. The petitioner then sent the documents to her brother Shri Katekar in Mumbai and he in turn sent the same to the counsel in Delhi. The affidavits and the Vakalatnama duly signed and notarized are sent to the counsel in Delhi but when the counsel seen the affidavits he found that the same did not contain the date and therefore the counsel in Delhi asked petitioner’s brother to again ask the petitioner to send the affidavits properly singed and notarized. 6. The petitioner then sent the affidavits and vakalatnama duly and properly executed and notarized to the counsel in Delhi in the last week of July, 2011. That the counsel for the petitioner then drafted the petition and the same was sent to the petitioner and her brother for their approval. That the petitioner with the help of her local counsel and her brother verified the facts and figure of the petition and then they instructed the present counsel to file the same. 7. That the counsel for the petitioner thereafter drafted the final copy of the petition. That the petition, affidavit, Vakalatnama and other documents were made ready by the office of the Advocate and were filed in this Hon’ble Court on 16.8.2011. 8. That in the above facts and circumstances there happened/occurred a delay of 165 days in filing the present petition and the same was not due to any willful omission or negligence on the part of the petitioner but it was occasioned because of the reasons explained herein above. That the delay caused, is bonafide and there is sufficient cause for the condonation of delay in filing the present petition. The delay caused, is neither intentional nor deliberate and it would be expedient in the interest of justice that this Hon’ble Court condones the delay of 165 days in filing the present appeal.” 9. Petitioner has not placed on record the affidavit of her brother Shri T.P. Katekar who had been dealing on behalf of the petitioner nor the name of local counsel has been mentioned. There is also no sufficient and plausible explanation when petitioner had received the copy of the order on 4.12.2010, then why revision petition was filed after about nine months. 10. After going through the application for condonation of delay, it is apparent that petitioner has made absolutely vague averments. The reasons mentioned in the application, can by no stretch of imagination be said to be the “sufficient cause”. 11. It is well settled that “sufficient cause” for non-appearance in each case, is a question of fact. 12. Delhi High Court in New Bank of India Vs. M/s Marvels (India): 93 (2001) DLT 558, has held; “No doubt the words “sufficient cause” should receive liberal construction so as to advance substantial justice. However, when it is found that the applicants were most negligent in defending the case and their non-action and want of bonafide are clearly imputable, the Court would not help such a party. After all “sufficient cause” is an elastic expression for which no hard and fast guidelines can be given and Court has to decide on the facts of each case as to whether the defendant who has suffered ex-parte decree has been able to satisfactorily show sufficient cause for non appearance and in examining this aspect cumulative effect of all the relevant factors is to be seen.” 13. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.” 14. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, Apex Court has observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition.” 15 Recently, Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 16. Now coming to the merits, it is contended by learned counsel for the petitioner that complaint filed by the petitioner was well within time, as the repudiation letter was received by the petitioner in the month of Jan., 2007, whereas, complaint had been filed in December, 2008. 17. State Commission in its order has observed ; “5. Cause of action for the insurance claim in question but arose on the death of late Madhav Patki and not on the date of repudiation of the insurance claim as alleged by the complainant. A useful reference can be made to the decision of the Apex Court in the matter of Kandimalla Raghavaiah & Co. V/s National Insurance Co. Ltd. and other 2009 CTJ 951 (SC) (CP). Insurance claim, thus, is preferred beyond the period of two years from the date of cause of action, supra and as such barred by limitation. There is no application for condonation of delay, admittedly, made. 6. Janata Personal Group Accident policy is on record. Amongst other terms it also submitted as under :“It is also hereby further expressly agreed and declared that if the Company shall disclaim liability to the insured for any claim here under and such claim shall not within 12 calendar months from the date of such …have been made the subject of a suit in a Court of Law then the claim shall for all purpose be deemed …been abandoned and shall not thereafter be recoverable hereunder.” 7. As held by the Apex Court in the matter of Himachal Pradesh State Forest Co. Ltd. V/s United India Insurance Co. Ltd. (2009) 2 SCC 252, though above referred clause in view of Section 28 of the Contract Act will not be acted upon for the curtailment of the period of limitation still the later part of it which refers to extension of the right itself unless exercised within specified time can be enforced. Therefore, since the claim was not made within 12 calendar months from the date of happening, the claim shall for all purposes be deemed to have been abandoned and is not recoverable after the expiry of the said period. 8. For the above said reasons, we find that no fault can be found with the impugned order resulting into dismissal of consumer complaint. Holding accordingly, we pass the following order.” 18. Under Section 21 of the Consumer Protection Act, 1986, (for short, ‘Act’) this Commission can interfere with the order of the State Commission where such State Commission has exercised a jurisdiction not vested in it by law, or has failed to exercise a jurisdiction so vested, or has acted in the exercise of its jurisdiction illegally or with material irregularity. There is no illegality or material irregularity on the part of the State Commission in this case. 19. It is well settled that under Section 21 (b) of the Consumer Protection Act, 1986, scope of revisional jurisdiction is very limited. 20. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 21. Thus, no jurisdictional or legal error has been shown to call for interference in the exercise of powers under Section 21 (b) of the Act. Since, two Forabelow have given detailed and reasoned order which does not call for any interference nor they suffer from any infirmity or erroneous exercise of jurisdiction. 22. Accordingly, present revision petition being hopelessly barred by limitation and also having no merit, is hereby dismissed. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI ORIGINAL PETITION NO.396 OF 2000 Shri Mehernosh Kersi Khambatta, S/o Kersi Minocher Khambatta, By faith Parsi, by occupation Ex-Employee of M/s. Tata Iron & Steel Co. Ltd., Jamshedpur, R/o No.6 Parsi Colony, Pipe Line Road, P.O. & P.S. Bistupur, Town Jamshedpur, Dist. East Singhbhum (Bihar) ……….Complainant Versus 1. Venkatrama Nursing Home, D. No. 47-7-43, Nehru Market Road, Dwarkanagar, Vishakapatnam 2. Dr. A. Dayasagar Proprietor, Venkatrama Nursing Home, D. No. 47-7-43, Nehru Market Road, Dwarkanagar, Vishakapatnam 3. Dr. C. Dharma Rao (since deceased) Through LRs:i) ii) iii) iv) Smt. C. Vimala Devi (Urmila Devi) wife, Dr. C. Srinivas, son Sri C. Srinivas, son Dr. C. Sridevi, daughter, (married) All residents of D No. 30-1-3 Vivekananda Marg, Vishakhapatnam posite party .........Op BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Complainant : In person For the Opposite parties NO.1 & 2: Mr. G Ramakrishna Prasad, Advocate For the Opposite Party No.3 : NEMO PRONOUNCED ON: 06.12.2012 ORDER PER MR.VINAY KUMAR, MEMBER Shri M.K.Khambatta filed this original complaint in November 2000. The complaint is against Venkatrama Nursing Home, Vishakapatnam (OP-1), its proprietor Dr. A. Dayasagar (OP-2) and Dr. C. Dharma Rao, the Orthopedic Surgeon of the Nursing Home (OP-3). 2. Proceedings before this Commission show that OP-3, having failed to respond to the notices from the Commission, was set ex-parte on 12.5.2003. In 2009 the Commission was informed that OP-3 had passed away and therefore, the Complainant was directed to bring LRs of OP-3 on record. Notices were subsequently issued to them but elicited no response. In between, the Commission considered the request of both parties to cross-examine each other. Accordingly, on 26.8.2004, Mr. Ravi Kumar Addl. District Judge (Retd.) was appointed as the Local Commissioner to record evidence. The Local Commissioner has recorded the two cross-examinations on 15th and 16th December, 2004, which are available in Part II of the record of this case. 3. The case, as seen from the complaint petition and the affidavit evidence of the complainant, is that the Complainant, an employee of M/s. Tata Iron and Steel Company Limited. through Vishakapatnam on (TISCO) Jamshedpur, was 24.1.1998. While travelling walking on by the train platform at Vishakapatnamstation, Complainant’s left leg suddenly snapped from the tibia. He could not even stand and fell down. He was taken to the Railway Hospital, who advised him to consult some nursing home, as the Railway Hospital did not have the required infrastructure. The Complainant was admitted to OP-1 Nursing Home and was assured best possible treatment by OP-2. He was attended to by OP-3 /Dr. C. Dharma Rao, who advised him to undergo a corrective surgery for proper reunion of the bone. The operation was performed by OP-3 on 25.1.1998 in OP-1 Nursing Home. He was discharged on 9.2.1998 and was advised by OP-3 to take the post-operative care and treatment at Tata Memorial Hospital in Jamshedpur. The Complainant became medically fit and resumed his duties on 21.4.1998. 4. Allegedly, the problem returned in July, 1999, with severe pain and swelling at the same spot in the leg where the surgery had been performed at OP-1. Fresh X-ray of the leg showed that the implant was broken and tibia was cracked. The Complainant was admitted to Apollo Hospital, Chennai for treatment on 14.8.1999. Another surgery was performed on 17.8.1999 to remove the broken implant and to put Illizarov Ring Fixator on the leg. 5. The allegations levelled in the complaint petition against the OPs, are that— a. Opposite Party Nos. 2 & 3 failed and neglected to diagnose properly, which aggravated the problems of the Complainant. (Para 30). b. Sub-standard quality of implant material was used in the surgery for fixing the fracture. (para 13). c. The OPs claimed to have high qualification but indulged in professional and intentional negligence. Otherwise, failed or improper implant could not have occurred (para 14). d. In the discharge-slip no weight bearing was advised and there was no mention of position of the fracture, whether open or compound, displaced orundisplaced. This shows medical negligence on the part of the OPs. e. The report of Dr. Rajgopal Krishnan of Apollo Chennai Hospital reveals nonunion of the left tibia with failed implant. This shows that Dr. C. DharmaRao was not competent to perform this kind of operation. 6. According to the affidavit evidence of the Complainant, he was physically fit and normal when the rail journey was commenced on 23.1.1998. The next morning when the train reached Vishakapatnam, he got down to buy some snacks at the platform. It is stated that while proceeding towards the vendor his left leg suddenly snapped from the tibia and he could not walk even a single step and fell down. He was admitted to VenkatramanNursing Home on the advice of the Railway Hospital. 7. It is alleged that OP-3, who examined him on the same day i.e. 24.1.1998, advised him to undergo a surgery for proper reunion of the bone. This advice was given without proper examination and allegedly only to make money from the Complainant. However, trusting the advice of the doctor, he gave consent for surgery, which was performed by OP-3 on 25.1.1998. He was discharged on 9.2.1998, returned to Jamshedpur on 10.2.1998 and got admitted in Tata Memorial Hospital (TMH) on 11.2.1998. TMH had discharged him on 23.2.1998, advising bed rest for two months. On his recovery, para 17 of the affidavitsays:“I say that I was under regular check-up by doctors of Tata MAIN Hospital and on 21.04.1998 I was found medically fit to resume my duties Original of the fitness certificate is exhibited as Exhibit C/4.” 8. The affidavit of the Complainant also mentions the problem which occurred in July, 1999 i.e. about 15 months later. But, it does not mention what exactly had happened to cause this sudden problem. It merely states that a fresh X-ray was taken in Tata Main Hospital (TMH), which showed broken implant and fracture of the tibia. Apparently, he was discharged from TMH on 19.7.1999 and got admitted to Apollo Hospital Chennai on 14.8.1999. 9. Both, in his affidavit and the complaint petition, the Complainant has relied upon the Discharge Summary issued by Apollo Hospital, Chennai, under the signature of Chief Orthopaedic Surgeon, Dr. R. Gopalakrishnan, for his allegation that the operation conducted by OP-3 was not proper and that the latter was not competent to conduct such an operation. 10. A perusal of this Discharge Summary shows that it is a very brief document where the operative portion reads as follows:“DATE OF ADMISSION DATE OF SURGERY : 14.08.99 : 17.08.99 DATE OF DISCHARGE : 04.09.99 DIAGNOSIS : NON UNION LEFT TIBIA WITH FAILED IMPLANT OPERATIVE PROCEDURE : REMOVAL OF IMPLANT ILIZAROV RING FIXATOR FIXATION INVESTIGATIONS : ENCLOSED COURSE IN THE HOSPITAL : He had an uneventful surgical recovery. Wound routinely inspected and dressings done. Wound found healthy. Pin tracts were routinely dressed. Patient was mobilized with crutches from 5 th post operative day. Bone transport was initiated from 10th post operativeday. DISCHARGE ADVICE: -Pin tract dressings to be done twice a week with betadine and surgical spirit” 11. Per contra, the case of Dr A Dayasagar for OP-1/OP-2 is that he cannot comment on what had transpired between the Complainant and OP-3. However, the allegation of medical negligence is denied. Significantly, a reference is made to the discharge report of TISCO (TMH) Hospital, Jamshedpur, showing that the Complainant had suffered fracture of the left leg (shaft of the left femur and trochanter) in 1989 itself. Because of this old history of fracture, the Complainant was advised by OP-2 (in the discharge slip) to wash the wound with normal saline and apply ensamycin cream till the wound healed and also advised to consult specialist in TISCO Hospital. 12. The written response also denies the allegations that the sub-standard material was used for implant. It is claimed that the implants used were from INOR Company, which is based at Mumbai, which supplied instruments to International market and is one of the oldest and leading companies in India for Orthopaedic implants. The allegation of the Complainant that the diagnosis at Apollo Hospital Chennai proves that OP-2 and 3 were negligent and had aggravated the problem due to improper diagnosis, is also denied on behalf of the opposite parties. 13. The affidavit evidence of the Dr. Dayasagar on behalf of OP-1 makes a specific reference to the discharge report of TISCO Hospital (TMH), filed by the complainant and states:“THIS shows that THE COMPLAINANT HAS SUSTAINED BOTH BONES FRACTURE OF LEFT LEG, CLOSED FRACTURE OF SHAFT OF LEFT FEMUR AND TROCHANTICE FRACTURE OF LEFT FEMUR DURING 1989. AGAIN, COMPLAINANT HAS SUSTAINED BOTH BONES FRACTURE OF LEFT LEG MIDDLE 1/3rd AND WAS ADMITTED IN MY HOSPITAL IN JANUARY’ 1998.” 14. The affidavit of Dr Dayasagar for OP-1/OP-2 refers to their own Discharge Slip and says that “I have advised the complainant under the discharge slip to wash the wound with normal saline and apply Ensamycin crème till the wound heals and suggested certain precautions to be taken by the complainant and also specifically advised the complainant to consult a specialist.........Therefore, I have taken all the required steps and advised the complainant suitably as a post –operative care.” 15. We have heard the Complainant Shri M.K. Khambatta at length and carefully perused the voluminous records and case law filed in evidence by him. ShriG. Ramakrishna Prasad, Advocate has been heard on behalf of the Opposite parties 1 and 2. OP-3 as already noted, did not respond and was treated ex-parte. Consequent upon his death notices have been served on his legal heirs but they have chosen to remain unrepresented. The case of the OPs is found to be based primarily on their affidavit evidence, arguments, medical literature and on the records of treatment filed by the complainant. However, full record of treatment at OP-1/Venkatrama Nursing Home for the duration 14.1.1998 to 9.2.1998, has not been filed by either party. 16. During the course of oral submissions, the Complainant pointed out that discharge summary of 9.2.1998, given by OP-1, is in the name of OP-3/Dr. C. Dharma Rao. But it has not been signed by OP-3 and has been signed by someone else on his behalf. Learned counsel for OPs 1 and 2 clarified that the discharge summary as well as the discharge slip have both been signed by the proprietor of the Nursing Home/OP-2, himself. The Complainant emphatically argued that his case is that he has lost 18 years of service due to deficiency in the treatment of his leg by the OPs. He therefore, submitted that his claim should be considered for the amount mentioned in the complaint petition and not as subsequently reduced in the proceedings of 8.2.2002. 17. Learned counsel for OPs 1 and 2 challenged the claim of the Complainant that the fracture had occurred on 24.1.1998 when the Complainant was merely walking at the platform at Vishakapatnam. He referred to two documents submitted before this Commission by the Complainant himself. The first is the record of treatment at TISCO Hospital (TMH) at Jamshedpur, relating to the period 11th to 23rd February, 1998. This document clearly shows that the patient had fallen down at Vishakapatnam Railway Station on 24.1.1999. It also refers to the previous history of fracture and operation of 1989. The second document is the case summery at TMH, when the patient reported again there on 13.7.1999 with sudden pain and swelling in the left leg. This document also refers to a fracture of left femur and grade three open fracture of tibia left leg, which had occurred in 1989. The counsel arguedthat this fact of previous fracture, at the same spot in the same leg, was concealed by the Complainant and not reveal to the OPs on 24.1.1998. In this behalf, counsel also referred to the affidavit of Dr. A. Dayasagar/proprietor of OP-1 in which the history of previous fracture of 1989 mentioned above, has been referred to. 18. We have earlier referred to the cross examination of OP-2 and the Complainant, by each other. Here, the complainant admits for the first time that— “My same leg was also fractured in a road accident in 1989. After operation at that time, there was a bit of shortening of leg about 1.75 centimeters. Because of that I had a little limping while walking. The limp was cured in 1991 when the implant was removed.” This material fact was not revealed either in the complaint petition or in the affidavit evidence of the complainant. Similarly, Dr Dayasagar/OP2, has made a sudden change in his position after OP-3 was set ex parte by this Commission on 12.5.2003. In his cross-examination conducted on 16.12.2004, he has said that Dr Dharma Raohimself brought the implant. OP-1 added the price of the implant in the consolidated bill as the complainant was in hurry to go to Jamshedpur. This being in direct contradiction of their specific evidence, is rejected at the threshold itself. 19. We now need to consider the evidence from the treatment records of TMH, Jamshedpur and Apollo Hospital, Chennai where the complainant was subsequently treated. The Case Summary of Tata Main Hospital (TMH) also states that the X Ray report showed broken Tibia implant and crack fracture of Tibia. But, we do not find anything in this report which can relate this fracture and failure of the implant to the quality of treatment provided at OP-1, including the quality of implant and other materials used by them. On the contrary, it was argued on behalf of the OPs that it was caused due to the condition of osteoporosis, which the complainant suffered from and which is disclosed in the Case Summary of TMH. 20. The complainant has stated in his cross examination that he was not suffering from osteoporosis. This claim is found to be in conflict with the documentary evidence produced by the complainant himself. In the CASE SUMMARY of hospitalisation at Tata Main Hospital from 19.7.1999 to 27.7.1999, signed by Dr A Sengupta, Orthopaedic Surgeon, it is clearly noted that Skeletal survey shows evidence of osteoporosis”. There is no explanation why he chose to deny it in the cross examination conducted on 15.12.2004. However, proceedings of 30.10.2006 before this Commission,show that the complainant later tried to bring on record a certificate to show that he is not suffering from osteoporosis now. He was not permitted, on the ground that the cause of action arose much before and therefore, the report of 5.4.2006 has no relevance to it. 21. It was argued on behalf of the OPs that the problem of the complainant was due to his condition of osteoporosis which had rendered his bones porous and therefore, weak. It was not due to any deficiency in his treatment by OPs. In the affidavit of Dr. A. Dayasagar filed on 25.10.2006, reference is made to repeat fracture of the left leg at the same spot in 1998 where the earlier fracture had occurred in 1989, in support of the argument that the subsequent fracture was on account of osteoporosis. Medical literature filed in this behalf (Harrison’s Principles of Internal Medicine 14th Edition) shows that osteoporosis is a disease that causes reduction in bone density. It defines the degree of skeletal fragility sufficient to increase the risk of fracture. “Although osteoporosis is a generalized disorder of the skeleton, the major sequelae result from fractures of the vertebrae, wrist, hip humerus, and tibia......... Hip fractures are the most severe complication. They may be the consequence of trauma, most resulting from a fall from standing height. The likelihood of fracture in a particular location is related in part to the site where the bond density is most reduced, such as the femoral neck or inter-trochanteric region.” 22. The word ‘osteoporosis’ literally means ‘porous bone’. It is a condition where the person gradually looses bone material which makes his bones more fragile. As a result, they are more likely to break even after a simple fall. On this point, the Complainant, in his written argument claims:“The explanation as to why the implant broke has to come from a person having special knowledge- the treating surgeon who performed the surgery at OP No 1 having ocular evidence. This wasn’t done by Dr. C. Dharma Rao or any one from the operating team and he chose to become exparte vide order dated 12/5/2003. Breaking of an implant assuming it did break- was at best a neutral;-circumstance.” This argument amounts to asking the OPs to give evidence against themselves. The onus to prove medical negligence lies on the person who alleges it i.e. the complainant. One of the allegations is that requisite preoperative investigations were not carried out. But on the contrary, material placed on record by the complainant itself shows that preoperative tests, including X Ray of the leg, were done on 24.1.1998. 23. The fact remains that the Complainant has not produced any evidence of an independent medical expert. In fact, the proceedings of 9.4.2002 show that a question did arise in this behalf, but the position taken by the then counsel for the Complainant was that no report of any expert was to be filed in evidence at that stage. The complainant’s argument is that no doctor agreed to give evidence against a colleague. We do not accept it. Without placing reliance on any expert opinion, the Complainant appears to have made his own surmises, as is evident from the following in the rejoinder of 17.12.2003 to the proof affidavit of OP-2 :a) Referring to the statement that the Complainant was an employee of TISCO as mentioned in the discharge summary, the Complainant says “it further makes evident that Opposite Party is in a habit of committing negligence”. b) “It is submitted that a doctor who did not attend the operation according to his own statement, how he can he said to be a competent person to say whether the improper implantation was due to rashness or negligence or not.” This is strange logic. By this, no independent medical expert can give an assessment, as he would not have been a part of the medical team that treated or operated upon the patient. c) “The act of negligence of the Opposite Party came to the notice of the Complainant only after the Complainant had been asked to undergo a fresh surgery by Apollo Hospital Chennai, which proved that the operation as conducted by Opposite Party was handled in a very casual and negligent manner.” CONCLUSIONS 24. The genesis of the complaint lies in the recurrence of the problem in July, 1999, one and half years after surgery at Venkatrama Nursing Home, in 1998. Detailed consideration of the evidence on record in the forgoing paras, shows that1. The X-ray at Tata Main Hospital, Jamshedpur shows broken tibia implant and crack fracture of tibia. Similar is the finding of Apollo Hospital Chennai, which calls it “non-union of left tibia with failed implant”. But no evidence has been led by the Complainant to show that it was due to any negligence on the part of the OPs in his treatment. 2. Evidence produced by the Complainant itself shows that after the treatment at OP-1 in January-February, 1998, followed by bed rest of two months, he was medically fit to perform his official duties for the next 15 months, till July, 1999. 3. The problem occurred in the same place of the Complainant’s left leg in 1989 due to an accident and 1998 due to a fall at the railway station. But, the Complainant has not disclosed the cause for its recurrence in 1999. In this background, the finding of osteoporosis at TMH in 1999 acquires a special significance. 4. His medical condition of osteoporosis was not revealed in the complaint and the supporting affidavits by the complainant. In fact, in his cross examination, it was specifically denied. 5. The complainant has not disproved the medical finding that he was suffering from osteoporosis in 1999. His subsequent attempt was only to show that in 2006 he was not suffering from it. This was not permitted by the Commission, as it was not relevant to the cause of action. 6. Medical literature brought on record shows a definite possibility of osteoporosis being the cause of recurrent fractures of the tibia. 7. There is no evidence to show that the problem in 1999 was caused due to poor quality of the implant material. 8. There is no evidence on record to show that OP-3, Dr. C. Dharma Rao, did not have the requisite professional qualification to perform the surgery on the Complainant. 25. The above findings of fact have to be seen with reference to the law on the subject. The Complainant himself refers to the Bolam test for determination of medical negligence. It came in a decision by McNair J. in Bolam Vs. Friern Hospital Management Committee [1957] 1 WLR 258, in the following words“Where you get a situation which involves the use of some special skill or competence, then the test as to whether there has been negligence or not is not the test of the man on the top of a Clapham omnibus, because he has not got this special skill. The test is the standard of the ordinary skilled man exercising and professing to have that special skill... A man need not possess the highest expert skill; it is well established law that it is sufficient if he exercises the ordinary skill of an ordinary competent man exercising that particular art.” 26. It is fully endorsed by Hon’ble Supreme Court of India in the following landmark decisions which have laid down the law on the subject of medical negligence. In Jacob Mathew Vs. State of Punjab, (2005) 6 SCC 1, the Apex Court has summed it up in eight conclusions. Of them, the following conclusions will directly apply to the matter now before us :“1. Negligence is the breach of a duty caused by omission to do something which a reasonable man guided by those considerations which ordinarily regulate the conduct of human affairs would do, or doing something which a prudent and reasonable man would not do. 2. Negligence in the context of medical profession necessarily calls for a treatment with a difference. To infer rashness or negligence on the part of a professional, in particular a doctor, additional considerations apply. A case of occupational negligence is different from one of professional negligence. A simple lack of care, an error of judgment or an accident, is not proof of negligence on the part of a medical professional. So long as a doctor follows a practice acceptable to the medical profession of that day, he cannot be held liable for negligence merely because a better alternative course or method of treatment was also available or simply because a more skilled doctor would not have chosen to follow or resort to that practice or procedure which the accused followed. When it comes to the failure of taking precautions what has to be seen is whether those precautions were taken which the ordinary experience of men has found to be sufficient; a failure to use special or extraordinary precautions which might have prevented the particular happening cannot be the standard for judging the alleged negligence. So also, the standard of care, while assessing the practice as adopted, is judged in the light of knowledge available at the time of the incident, and not at the date of trial. 3. A professional may be held liable for negligence on one of the two findings: either he was not possessed of the requisite skill which he professed to have possessed, or, he did not exercise, with reasonable competence in the given case, the skill which he did possess. The standard to be applied for judging, whether the person charged has been negligent or not, would be that of an ordinary competent person exercising ordinary skill in that profession. It is not possible for every professional to possess the highest level of expertise or skills in that branch which he practices. A highly skilled professional may be possessed of better qualities, but that cannot be made the basis or the yardstick for judging the performance of the professional proceeded against on indictment of negligence. 4. The test for determining medical negligence as laid down in Bolam’s case [1957] 1 W.L.R. 582, 586 holds good in its applicability in India.” In Martin F D’Souza Vs. Mohd. Ishfaq (2009) 3 SCC 1, the above principles for determination of negligence by a medical practitioner were reaffirmed byHon’ble Apex Court. It was observed that:“From the principles mentioned herein and decisions relating to medical negligence it is evident that doctors and nursing homes/hospitals need not be unduly worried about the performance of their functions. The law is a watchdog, and not a bloodhound, and as long as doctors do their duty with reasonable care they will not be held liable even if their treatment was unsuccessful. 27. Considering the requirements of the law as laid down by Hon’ble Supreme Court of India, together with the conclusions on facts reached earlier in this order, we come to an inescapable conclusion that the Complainant has completely failed to establish his allegations of medical negligence against the Opposite Parties. The complaint is therefore, held to be devoid of any merit and is dismissed as such. No order as to costs. .……………Sd/-…………… (J. M. MALIK, J.) PRESIDING MEMBER ……………Sd/-……………. (VINAY KUMAR) S./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3388 OF 2010 Along with (M. A. No. 1 of 2010) (From order dated 20.07.2010 in Appeal No. 297 of 2010 of Karnataka State Consumer Disputes Redresdsal Commission, Bangalore) 1. The Registrar of Manipal University, Madhav Nagar, Manipal-576 104 Reptd. by Sri. G. K. Prabhu 2, The Dean, Kasturba Medical College, Mangalore, Reptd. By Sri Rajgopal. …… Revisionists Versus Dr. Sushith, S/o S. Rajiv Puttur, Aged 32 years, “Anugraha” P.O. Panjimogaru, Kuloor, Mangalore. ….. Respondent BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER For the Petitioners : Mr. Vivek Singh, Advocate For the Respondents : Mr. B. Subramanya Prasad, Advocate with Mr. H. Chandra Sekhar, Advocate Pronounced on: 6th December, 2012 ORDER PER MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER Aggrieved by order dated 20.7.2010, passed by Karnataka State Consumer Disputes Redressal Commission, Bangalore (for short, ‘State Commission”) petitioners/o.ps no.1 and 2 have filed present petition . 2. Brief facts are that respondent/complainant got admission to Post Graduate Degree Course in MD in Biochemistry in petitioners’ institution for Academic year 200506. Respondent completed and passed the said course in the year 2008. Petitioners are required to issue him a degree certificate confirmed by Manipal Academy of Higher Education. In spite of repeated requests and demand made by respondent to petitioners, it refused to issue the said certificate and withheld the same without any substantial reason or cause. Respondent issued the legal notice but there was no proper response. Hence, respondent felt deficiency in service on the part of the petitioners. 3. On appearance petitioners in their written statement denied all the allegations made by the respondent in toto. According to the petitioners, respondent was selected for the said MD Course for the year 2005. As he had no fund to pay the tuition fee, petitioners gave concession by waiving the payment of the fee. In addition, petitioners paid stipend to him during the course of his studies. There was an understanding between the respondent and petitioners that, respondent should undertake to serve the petitioners for a period of 5 years after completion of the course, failing which he should repay the entire tuition fee. Respondent agreed for the same and executed an agreement on 23.05.2005 alongwith two sureties. Thereafter, respondent failed to abide the said conditions incorporated in the agreement and absented from the duty. Repeated demand made by the petitioners to report to the duty by respondent, went in vain. Petitioners did address a letter to the respondent for compliance but there was no proper response. There is no deficiency in service on the part of the petitioners and they have no objection to hand over the original certificate provided respondent pays Rs.9,30,000/- or furnish a bank guarantee or any other surety for the satisfaction of the Court concerned. Further, it is stated that petitioners have retained the original degree certificate as a lien till the respondent performs the terms of the aforesaid agreement. 4. Dakshina Kannada District Consumer Disputes Redressal Forum, Mangalore (for short, ‘District Forum’) vide order dated 31.12.2009, allowed the complaint and passed the following directions ; “Opposite Party is hereby directed to handover the original Medical Degree Certificate issued by the Manipal Academy of Higher Education to the complainant. And further to pay Rs. 1,000/-(Rupees one thousand only) as cost of the proceedings. Compliance shall be made within 30 days from the date of this order. On failure to comply the above said order, the Opposite Party is hereby directed to pay Rs.25,000/- (Rupees twenty five thousand only) as compensation.”. 5. Order of District forum was challenged before the State Commission by the petitioners. The State Commission, dismissed their appeal. 6. Hence, this revision. 7. I have heard the learned counsel for the parties and gone through the record. 8. It has been argued by learned counsel for the petitioners that deficiency of service would arise only in case of breach of agreement by a party providing the service. In this case, there is no breach of contract by the petitioners but it is by the respondent. Further, petitioner was under no liability to perform its part of contract when it has not received the consideration for the same. It is also contended that petitioners could not be forced to provide the certificate for which it has not received any consideration and the same would be in contravention of the provisions of Section 51 of the Indian Contract Act, 1872. Learned counsel has relied upon a decision of Supreme Court in Bihar School of Examination Board Vs. Suresh Prasad Sinha, JT 2009 (11) SC 541. 9. On the other hand, it is contended by learned counsel for the respondent that, petitioners’ university cannot retain the certificate of respondent as per guidelines of the University Grants Commission. Lastly, it has been contended that under no law, petitioners can retain the certificate of the respondent. 10. District Forum in its order held ; “However, we have gone through the agreement i.e., Ex C5 and R8. On careful scrutiny of the terms and conditions of the said agreement the Opposite Parties waived the tuition fees as well as paid the stipend fee. The Complainant has to serve 5 years in their institution and if the Complainant failed to serve in their institution or violated any of the conditions mentioned in clause No.3 of the said agreement then Complainant is liable to pay Rs.9,30,000/-. According to clause No.4 the Opposite Party has to proceed to recover the said amount only by initiating the proceeding. The entire agreement do not disclose that the Opposite Parties have right to withhold the MD certificate if the Complainant violates the condition of clause No.3 of the agreement. The main contention of the Opposite Party is that as per the terms of the agreement the Complainant has to serve 5 years in their institution and appointment order dated 1.12.2008 was issued and the Complainant was absented from 9.12.2008 and filed leave application and not fulfilled the terms and conditions of the agreement and stated that the MD certificate has retained as general lien. The Section 171 of the Indian contract is not at all applicable to the Opposite Party in which it clearly mentioned to whom the said provision is applicable and under what circumstances. It is not the case of the Opposite Party that the Complainant has handed over the MD certificate to the Opposite Party as security. Hence the question of lien does not arise in this case. In the entire service agreement nowhere mentioned that if the Complainant violates any of the conditions mentioned in clause No.3 the Opposite Parties have got right to retain the MD certificate till the recovery of amount of Rs.9,30,000/-. It is also not proved that the Opposite Party has terminated the Complainant or the Complainant rejected their appointment order. In this case, it is further proved that the Complainant has paid Rs.65,000/- in each year towards the college fees but according to the Opposite Party the above said amount is not covered as tuition fees. Since there is no conditions to retain the Degree certificate of the Complainant in the alleged agreement the question of withholding the certificate does not arise. At the same time the retaining of the degree certificate is compelling the Complainant to serve under the Opposite Party hospital/institution will not meet the ends of justice. In view of the above stated reasons the MD certificate pertaining to the Complainant retained by the Opposite Party amounts to deficiency in service. Therefore the Opposite Party shall handover the original Medical Degree Certificate issued by the Manipal Academy of Higher Education to the Complainant. And further to pay Rs.1,000/- (Rupees one thousand only) as cost of the proceedings. Compliance shall be made within 30 days from the date of this order”. 11. State Commission while concurring with the reasoning given by the District Forum, in its impugned order observed ; “ On going through the pleadings of the parties, one thing is clearly established that the complainant completed his course and the Manipal Academy has confirmed him the MD degree in Biochemistry. OPs got the said degree but they failed to give the same to the complainant. Even if it is held for a while that there is breach of the said agreement complainant is liable to refund the tuition fee the remedy is still open to the OP to recover the same be approaching an appropriate Civil Court for the recover of the same. When such an equally efficacious remedy is readily available to the OPs they cannot illegally retain the said degree certificate. On going through the entire agreement it does not disclose that the OPs have a right to withheld the MD certificate if complainant violates any terms and conditions of the agreement namely either Clause –3 or Clause –4. It is not the case of the OP that complainant has pledged the said MD certificate as a security. Under such circumstances, OP cannot exercise lien over the said certificate. There is no proof that OP terminated the complainant from his service or that he rejected their appointment. On the other hand there is a proof that complainant paid nearly about Rs. 65,000/- each year, towards the college fee. The DF has properly considered both oral and documentary evidence and rightly come to the conclusion. Retaining of the degree certificate is otherwise compelling the complainant to serve under them. Such kind of practice is not fair. Under such circumstances, we find the appellant has failed to show before this Commission that the impugned order under appeal is erroneous, unjust and improper and that it suffers from legal infirmity, unsustainable in the law and there is error apparent apparent on the face of record requiring our interference. Appeal appears to be devoid of merit” 12. Petitioners have placed on record copy of “Service Agreement” dated 23.05.2005, executed between the parties. This Agreement does not contain any condition or clause by virtue of which petitioners’ University is entitled to retain the degree/certificate of the respondent as a lien till respondent performs the terms of the aforesaid agreement. Under these circumstances, provisions of Section 51 of the Indian Contract Act, 1872 and decision of Bihar School Examination (supra) are not applicable to the facts of the present case. 13. Present revision petition has been filed under Section 21(b) of the Consumer Protection Act 1986 (for short, ‘Act’). It is well settled that the powers of this Commission as a Revisional Court are very limited and have to be exercised only, if there is some prima facie jurisdictional error in the impugned order. 14. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two Fora”. 15. Thus, no jurisdiction or legal error has been shown to call for interference in the exercise of power under section 21 (b) of the Act, since two Fora below have given cogent reasons in their order, which does not call for any interference nor they suffer from any infirmity or revisional exercise of jurisdiction. 16. It is not that every order passed by the Fora below is to be challenged by a litigant even when the same is based on sound reasoning. 17. Under these circumstances, present petition is without any legal basis and same is hereby dismissed with cost of Rs.10,000/-(Rupees Ten Thousand only), to be paid to the respondent. 18. Petitioners are directed to deposit demand draft for a sum of Rs. 10,000/- in the name of respondent, within eight weeks from today. Same shall be paid to the respondent after expiry of period of appeal/revision preferred, if any. 19. In case, petitioners fail to deposit the above said demand draft within the prescribed period, then they shall also be liable to pay the interest @ 9% p.a. till realization. 19. List on 15.02.2013 for compliance. ……………………………J. (V.B. GUPTA) PRESIDING MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 1871 OF 2012 WITH (I.A. NO.1 & 2 OF 2012, FOR STAY & C/DELAY) (From the order dated 06.12.2011 in Appeal No. 1631/2011 of the State Commission, Haryana, Panchkula) 1. EXECUTIVE ENGINEER, UHBVNL, YAMUNA NAGAR, DISTRICT YAMUNA NAGAR, HARYANA 2. ASSTT. EXECUTIVE ENGINEER/ SUB DIVISIONAL OFFICER (OP), SUB – DIVISION, UHBVNL, SADHAURA, DISTRICT YAMUNA NAGAR, HARYANA 3. CHAIRMAN, UHBVNL, SHAKTI BHAWAN, SECTOR – 6, PANCHKULA, HARYANA .… Petitioners Versus SALAMUDEEN S/O SHRI CHURA R/O VILLAGE KALAYANPUR ANTARI, TEHSIL BILASPUR, YAMUNA NAGAR, HARYANA .… Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : Mr. Alok Sangwan, Advocate Pronounced on : 7th December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER In this revision petition, there is challenge to order dated 6.12.2011, passed by Haryana State Consumer Disputes Redressal Forum, Panchkula (short, “State Commission”). Along with it, an application seeking condonation of delay of 43 days has also been filed. 2. Brief facts are that respondent/complainant got installed a transformer at his own expenses at the tubewell connection 23.5.2009. The said transformer got burnt on 25.7.2011. Despite several requests made to the petitioners/opposite parties same was not repaired. Rather respondent was informed that transformer in question was purchased by him at his own expenses with warranty of six years, therefore petitioners have no concern with it. On being approached, contractor/OP No.1 (before the District Forum) informed the respondent that the warranty of the transformer was for two years. After lapse of the warranty, petitioners are liable to maintain the same. Thus, respondent filed a complaint for directing the petitioners to install a new transformer at his tubewelland to pay Rs.80,000/- on account of loss of crops, mental agony and harassment as well as Rs.5,500/- as cost of proceedings. 3. Contractor in its written statement has alleged that he has installed the transformer more than two years ago. However, as per circular U-27/2008 of the petitioners, upkeep and maintenance of the system beyond the warranty period, e.g. replacement of damaged DT after two years shall be carried out by the petitioners. Thus, contractor has no concern with the damages etc. 4. Petitioners in their written statement admitted this fact that respondent had applied for tube well connection under self-execution scheme. As per the terms and conditions of that scheme issued under circular no.U-19/2010, respondent and contractor shall be responsible for the upkeep and maintenance of the transformer for six years from the date of installation. 5. It would be pertinent to point out that, contractor who was opposite party no.1 before the District Forum, has not been impleaded as a party in this revision petition. 6. District Forum, vide order dated 18.10.2011, allowed the complaint and directed the petitioners to replace the transformer of the respondent, within one month from the date of the order, failing which penal action under section 27 of the Consumer Protection Act, 1986 (for short as ‘Act’) shall be initiated against them. 7. Aggrieved by the order of District Forum, petitioners filed an appeal before the State Commission, which was dismissed in limini. 8. This is how the matter has reached before this Commission. 9. Taking up application for condonation of delay, the averments made in the application does not lead us anywhere as apparent from the grounds on whichcondonation of delay has been sought. The same read as under ; “3. That the petitioner respectfully submits that delay has occurred in filing the present revision petition within limitation, which has occasioned in process of taking the steps at various levels and in getting the matter approved for filing before this Hon’ble Commission. The delay in filing the appeal was unintentional on the part of petitioner since UHBVNL being a Govt. Department, the file to challenge order of any court needs comprehensive examination and the file moves from one place to another. In this process, the delay has occurred and the same may kindly be condoned. 4. That moreover the petitioner is having its main legal office at Chandigarh. Whenever a court case is decided throughout Haryana the same is sent to the head office for taking appropriate action. The head office needs some time to examine the merits of the case and then the matter is dealt by the Office of Legal Remembrance who nominates Standing counsel in Delhi for filing the revision petition, if required. The concerned District Officer is than directed to contact the appointed counsel in Delhi for sending him the necessary papers with regard to filing of revision petition. Thereafter, the file is examined by the counsel for the petitioner in Delhi and he drafts revision petition. The drafted petition is then sent to the District office for signing affidavits and sometimes the officers are called by the counsel at Delhi for further discussion and then the petition is filed before this Hon’ble Commission. In this process enough time expires and delay occurs in filing the revision petition. 5. That the petitioner submits that the delay is neither deliberate nor intentional but has occurred in the circumstances stated hereinabove.” 10. It is well settled that “sufficient cause” for non-appearance in each case, is a question of fact. 11. Delhi High Court in New Bank of India Vs. M/s Marvels (India): 93 (2001) DLT 558, has held; “No doubt the words “sufficient cause” should receive liberal construction so as to advance substantial justice. However, when it is found that the applicants were most negligent in defending the case and their non-action and want of bonafide are clearly imputable, the Court would not help such a party. After all “sufficient cause” is an elastic expression for which no hard and fast guidelines can be given and Court has to decide on the facts of each case as to whether the defendant who has suffered ex-parte decree has been able to satisfactorily show sufficient cause for non appearance and in examining this aspect cumulative effect of all the relevant factors is to be seen.” 12. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.” 13. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, Apex Court has observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition.” 14. Apex Court, in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 15. Recently, Hon’ble Supreme Court in Post Master General and others vs. Living Media India Ltd. and another (2012) 3 Supreme Court Cases 563 has held; “24. After referring various earlier decisions, taking very lenient view in condoning the delay, particularly, on the part of the Government and Government Undertaking, this Court observed as under; “29. It needs no restatement at our hands that the object for fixing time-limit for litigation is based on public policy fixing a lifespan for legal remedy for the purpose of general welfare. They are meant to see that the parties do not resort to dilatory tactics but avail their legal remedies promptly.Salmond in his Jurisprudence states that the laws come to the assistance of the vigilant and not of the sleepy. 30. Public interest undoubtedly is a paramount consideration in exercising the courts' discretion wherever conferred upon it by the relevant statutes. Pursuing stale claims and multiplicity of proceedings in no manner subserves public interest. Prompt and timely payment of compensation to the landlosers facilitating their rehabilitation /resettlement is equally an integral part of public policy. Public interest demands that the State or the beneficiary of acquisition, as the case may be, should not be allowed to indulge in any act to unsettle the settled legal rights accrued in law by resorting to avoidable litigation unless the claimants are guilty of deriving benefit to which they are otherwise not entitled, in any fraudulent manner. One should not forget the basic fact that what is acquired is not the land but the livelihood of the landlosers. These public interest parameters ought to be kept in mind by the courts while exercising the discretion dealing with the application filed under Section 5 of the Limitation Act. Dragging thelandlosers to courts of law years after the termination of legal proceedings would not serve any public interest. Settled rights cannot be lightly interfered with by condoning inordinate delay without there being any proper explanation of such delay on the ground of involvement of public revenue. It serves no public interest.” The Court further observed ; “27. It is not in dispute that the person(s) concerned were well aware or conversant with the issues involved including the prescribed period of limitation for taking up the matter by way of filing a special leave petition in this Court. They cannot claim that they have a separate period of limitation when the Department was possessed with competent persons familiar with court proceedings. In the absence of plausible and acceptable explanation, we are posing a question why the delay is to be condoned mechanically merely because the Government or a wing of the Government is a party before us. 28. Though we are conscious of the fact that in a matter of condonation of delay when there was no gross negligence or deliberate inaction or lack of bonafide, a liberal concession has to be adopted to advance substantial justice, we are of the view that in the facts and circumstances, the Department cannot take advantage of various earlier decisions. The claim on account of impersonal machinery and inherited bureaucratic methodology of making several notes cannot be accepted in view of the modern technologies being used and available. The law of limitation undoubtedly binds everybody including the Government. 29. In our view, it is the right time to inform all the government bodies, their agencies and instrumentalities that unless they have reasonable and acceptable explanation for the delay and there was bonafide effort, there is no need to accept the usual explanation that the file was kept pending for several months/years due to considerable degree of procedural red-tape in the process. The government departments are under a special obligation to ensure that they perform their duties with diligence and commitment. Condonation of delay is an exception and should not be used as an anticipated benefit for government departments. The law shelters everyone under the same light and should not be swirled for the benefit of a few. 30. Considering the fact that there was no proper explanation offered by the Department for the delay except mentioning of various dates, according to us, the Department has miserably failed to give any acceptable and cogent reasons sufficient to condone such a huge delay. 31. In view of our conclusion on Issue (a), there is no need to go into the merits of Issues (b) and (c). The question of law raised is left open to be decided in an appropriate case. 32. In the light of the above discussion, the appeals fail and are dismissed on the ground of delay. No order as to costs.” 16. In the application, petitioners have simply mentioned about their office procedure for the purpose of filing of appeal/revision. In entire application, it is nowhere mentioned as to what was the sufficient cause for not filing the revision in time. Moreover, petitioners in the application have not mentioned as to before whom the matter seeking approval for filing revision was pending and what was the time taken at each level for getting approval. The application is absolutely vague and same has been filed without any justification. Thus, ex-facie, application for condonation of delay does not contain any sufficient cause and has no legal basis. Gross negligence, deliberate inaction and lack of bonafides are imputable to the petitioners. Same has been filed just to waste the time of this Commission. 17. Observations made by Apex Court in the authoritative pronouncements discussed above are fully attracted to the facts and circumstances of the case. Hence, no ‘sufficient cause’ is made out for condoning the delay. 18. Now coming to the merit of the case, it has been contended by learned counsel for the petitioners, that respondent had purchased a transformer from the contractor with warranty and it was the duty of the contractor to replace the transformer. Both the fora below had wrongly directed the petitioners to replace the same. 19. District Forum, in its order has categorically held that, as per circular, petitioner is liable to replace the transformer of the respondent. Relevant findings of it read as under ; “From the perusal of the case file, the only point controversy between the parties is whether the complainant is entitled for the relief or not, whether therespondents no.1 is liable to replace the transformer. From the perusal of the case file this fact is admitted that the connection of the complainant has been released on 23.5.2009 and we have to see that when the connection of the complainant has been released then what circular was in existence. In the present case in hand when the connection of the complainant was released on 23.5.2009, the circular no.U-27/2008 was in existence in which it has clearly been mentioned that, “upkeep and maintenance of the system beyond warranty period e.g. replacement of damaged DT after years shall be carried out by the Nigam” but the Nigam in their reply alleged that the consumer or the contractor is liable for the period of 78 months from the date of supply and 72 months from the date of installation. In the present case in hand the circular of two years is applicable and as per that circular the Nigam is liable to replace the transformer of the complainant, hence, the respondents no.1 and 2 are liable to replace the transformer of the complainant, which is not done so, it amounts to deficiency in service on their part and the complainant is entitled for the relief.” 20. The State Commission while upholding the findings of District Forum, dismissed the appeal in limini and observed ; “It is not disputed by learned counsel for the appellant that transformer in question was purchased by the complainant from the approved contractor of the Nigam, therefore, by not replacing the transformer in question by the appellants amounts to deficiency in service. In case, the transformer was well within the warranty period, even then it is integral matter of the Nigam and its approved contractor. In this view of the matter, we feel that there was no illegality or ambiguity in the impugned order passed by the District Forum. No merit. Dismissed in limini.” 21. Under Section 21 of the Act, this Commission can interfere with the order of the State Commission where such State Commission has exercised a jurisdiction not vested in it by law, or has failed to exercise a jurisdiction so vested, or has acted in the exercise of its jurisdiction illegally or with material irregularity. After going through the orders passed by the fora below, it is manifestly clear that there is no illegality or material irregularity on the part of the Forabelow in this case. 22. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd. 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in which revisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 23. Even, after getting two adverse findings, petitioners have chosen not to settle the claim of the respondent but have dragged him to the highest fora under the Act. 24. It is not that every order passed by fora below is to be challenged by a litigant even when the same are based on sound reasoning. 25. It is a well-known fact that Courts across the country are saddled with large number of cases. Public Sector Undertakings indulgences further burden them. Time and again, Courts have been expressing their displeasure at the Government/Public Sector Undertakings compulsive litigation habit but a solution to this alarming trend is a distant dream. The judiciary is now imposing costs upon Government/Public Sector Undertaking not only when it pursue cases which can be avoided but also when it forces the public to do so. 26. Public Sector Undertakings spent more money on contesting cases than the amount they might have to pay to the claimant. In addition thereto, precious time, effort and other resources go down the drain in vain. Public Sector Undertakings are possibly an apt example of being penny wise, pound-foolish. Rise in frivolous litigation is also due to the fact that Public Sector Undertakings though having large number of legal personnel under their employment, do not examine the cases properly and force poor litigants to approach the Court. 27. The Apex Court in Bikaner Urban Improvement Trust Vs. Mohan Lal 2010 CTJ 121 (Supreme Court) (CP) has made significant observations which have material bearing, namely, “4. It is a matter of concern that such frivolous and unjust litigation by Governments and statutory authorities are on the increase. Statutory Authorities exist to discharge statutory functions in public interest. They should be responsible litigants. They cannot raise frivolous and unjust objections, nor act in a callous and highhanded manner. They cannot behave like some private litigants with profiteering motives. Nor can they resort to unjust enrichment. They are expected to show remorse or regret when their officers act negligently or in an overbearing manner. When glaring wrong acts by their officers is brought to their notice, for which there is no explanation or excuse, the least that is expected is restitution/restoration to the extent possible with appropriate compensation. Their harsh attitude in regard to genuine grievances of the public and their indulgence in unwarranted litigation requires to the corrected. 5. This Court has repeatedly expressed the view that the Governments and statutory authorities should be model or ideal litigants and should not put forth false, frivolous, vexatious, technical (but unjust) contentions to obstruct the path of justice. We may refer to some of the decisions in this behalf. 5.1 In Dilbagh Rai Jarry V. Union of India, 1973 (3) SCC 554, where this Court extracted with approval, the following statement (from an earlier decision of the Kerala High Court.): “The State, under our Constitution, undertakes economic activities in a vast and widening public sector and inevitably gets involved in disputes with private individuals. But it must be remembered that the State is no ordinary party trying to win a case against one of its own citizens by hook or by crook; for the State’s interest is to meet honest claims, vindicate a substantial defence and never to score a technical point or overreach a weaker party to avoid a just liability or secure an unfair advantage, simply because legal devices provide such an opportunity. The State is a virtuous litigant and looks with unconcern on immoral forensic successes so that if on the merits the case is weak. Government shows a willingness to settle the dispute regardless of prestige and other lesser motivations, which move private parties to fight in Court. The lay-out on litigation costs and execution time by the State and its agencies is so staggering these days because of the large amount of litigation in which it is involved that a positive and wholesome policy of cutting back on the volume of law suits by the twin methods of not being tempted into forensic showdowns where a reasonable adjustment is feasible and ever offering to extinguish a pending proceeding on just terms, giving the legal mentors of Government some initiative and authority in this behalf. I am not indulging in any judicial homily but only echoing the dynamic national policy on State litigation evolved at a Conference of Law Ministers of India way back in 1957.” 5.2 In Madras Port Trust vs. Hymanshu International by its Proprietor V. Venkatadri (Dead) by L.R.s (1979) 4 SCC, 176, held: “2. It is high time that Governments and public authorities adopt the practice of not relying upon technical pleas for the purpose of defeating legitimate claims of citizens and do what is fair and just to the citizens. Of course, if a Government or a public authority takes up a technical plea, the Court has to decide it and if the plea is well founded, it has to be upheld by the Court, but what we feel is that such a plea should not ordinarily be taken up by a Government or a public authority, unless of course the claim is not well founded and by reason of delay in filing it, the evidence for the purpose of resisting such a claim has become unavailable.” 5.3 In a three-Judge Bench judgment of Bhag Singh & Ors.v.Union Territory of Chandigarh through LAC, Chandigarh, (1985) 3 SCC 737. “3. The State Government must do what is fair and just to the citizen and should not, as far as possible, except in cases where tax or revenue is received or recovered without protest or where the State Government would otherwise be irretrievably be prejudiced, take up a technical plea to defeat the legitimate and just claim of the citizen.” 6. Unwarranted litigation by Governments and statutory authorities basically stem from the two general baseless assumptions by their officers. They are: (i) All claims against the Government/statutory authorities should be viewed as illegal and should be resisted and fought up to the highest Court of the land. (ii) If taking a decision on an issued could be avoided, then it is prudent not to decide the issue and let the aggrieved party approach the Court andsecure a decision. The reluctance to take decisions, or tendency to challenge all orders against them, is not the policy of the Governments or statutory authorities, but is attributable to some officers who are responsible for taking decisions and/or officers-in-charge of litigation. Their reluctance arises from an instinctive tendency to protect themselves against any future accusations of wrong decision making, or worse, of improper motives for any decisionmaking. Unless their insecurity and fear is addressed, officers will continue to pass on the responsibility of decision making to Courts and Tribunals. The Central Government is now attempting to deal with this issue by formulating realistic and practical norms for defending cases filed against the Government and for filing appeals and revisions against adverse decisions, thereby, eliminating unnecessary litigation. But, it is not sufficient if the Central Government alone undertakes such an exercise. The State Governments and the statutory authorities, who have more litigations than the Central Government, should also make genuine efforts to eliminate unnecessary litigation. Vexatious and unnecessary litigation have been clogging the wheels of justice, for too long making it difficult for courts and Tribunals to provide easy and speedy access to justice tobonafide and needy litigants. 7. In this case, what is granted by the State Commission is the minimum relief in the facts and circumstances, that is to direct allotment of an alternative plot with a nominal compensation of Rs.5,000/- . But instead of remedying the wrong, by complying with the decision of the Consumer Fora, the Improvement Trust is trying to brazen out its illegal act by contending that the allottee should have protested when it illegally laid the road in his plot. It has persisted with its unreasonable and unjust stand by indulging in unnecessary litigation by approaching the National Commission and then this Court. The Trust should sensitize its officers to serve the public rather than justify their dictatorial acts. It should avoid such an unnecessary litigation.” 28. In Ravinder Kaur Vs. Ashok Kumar, AIR 2004 SC 904, Apex Court observed: “ Courts of law should be careful enough to see through such diabolical plans of the judgment debtor to deny the decree holders the fruits of the decree obtained by them. These type of errors on the part of the judicial forum only encourage frivolous and cantankerous litigations causing law’s delay and bringing bad name to the judicial system.” 29. Accordingly, present revision petition being barred by limitation, is hereby dismissed with cost of Rs.10,000/-(Rupees Ten Thousand only). 30. Petitioners are directed to deposit the cost by way of demand draft in the name of ‘Consumer Legal Aid Account’, within eight weeks from today. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 31. Meanwhile, petitioners shall recover the cost amount from the salaries of the delinquent officers who have been pursuing this merit less and frivolous litigation, with the sole aim of wasting the public exchequer. The affidavit giving the details of the officers/officials from whose salaries the cost has beenrecovered, be also filed within eight weeks. 32. Pending applications also stand dismissed. 33. List the matter for compliance on 22.2.2013. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 1582 OF 2012 WITH (I.A. NO.1 & 2 OF 2012, FOR STAY & C/DELAY) (From the order dated 28.11.2011 in Appeal No. 1575/2011 of the State Commission, Haryana, Panchkula) SUB DIVISIONAL OFFICER (OP) SUB – DIVISION, UHBVNL, SADHAURA .… Petitioner Versus 1. RAM SARAN S/O SHRI CHAMELA RAM R/O VILLAGE KHANPURA, TEHSIL JAGADHRI, DISTRICT YAMUNA 2. JAI BHAGWAN, CONTRACTOR OF UHBVNL, SADHAURA, JAI BHAGWAN ELECTRICALS, WARD NO. 20, SADHAURA, YAMUNA NAGAR .… Respondents BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : Mr. Alok Sangwan, Advocate Pronounced on : 7th December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER In this revision petition, there is challenge to order dated 28.11.2011, passed by Haryana State Consumer Disputes Redressal Forum, Panchkula (short, “State Commission”). Along with it, an application seeking condonation of delay of 30 days has also been filed. 2. Brief facts are that respondent no.1/complainant got installed a transformer at his own expenses at the tubewell connection. The said transformer got burnt on 16.3.2011. Despite several requests made to the petitioner/opposite party same was not repaired. Rather respondent no.1 was informed that transformer in question was purchased by him at his own expenses with the warranty of six years, therefore, petitioner has no concern with it. On being approached, respondent no.2, (contractor)/ OP No.3 informed respondent no.1that warranty of the transformer was for two years. After lapse of the warranty, petitioner is liable to maintain the same. Thus, respondent no.1 filed a complaint for directing the petitioner to install new transformer at his tube well and to pay Rs.50,000/- as compensation for mental agony and harassment as well as Rs.5,000/- as cost of proceedings. 3. Petitioner/OP Nos.1 and 2, in their written statement admitted the fact that respondent had applied for tubewell connection under self-execution scheme and all the material which is necessary for releasing the electricity supply to the tubewell has to be purchased by the respondent as well as contractor. The department only has to release the electric supply to the tubewell. Hence, there is no liability of the petitioner. 4. Respondent No.2 in its written statement has alleged that it had installed the transformer on the tubewell more than two years ago. As per sale circular U-27/2008 of the petitioner, ‘upkeep and maintenance of the system beyond the warranty period e.g. replacement of damaged DT after two years, shall be carried out by the petitioner. Thus, answering respondent has no concern with the damages etc. 5. District Consumer Disputes Redressal Forum, Yamuna Nagar (short, ‘District Forum’) vide order dated 18.10.2011, allowed the complaint and directed the petitioner to replace the transformer of the respondent no.1 within one month from the date of the order, failing which penal action under section 27 of the Consumer Protection Act, 1986, (for short, ‘Act’) shall be initiated against it. 6. Aggrieved by the order of District Forum, petitioner filed an appeal before the State Commission, which was dismissed in limini. 7. This is how the matter has reached before this Commission. 8. Taking up application for condonation of delay, averments made in this application does not lead us anywhere as apparent from the grounds on whichcondonation of delay has been sought and which read as under ; “3. That the petitioner respectfully submits that delay has occurred in filing the present revision petition within limitation, which has occasioned in process of taking the steps at various levels and in getting the matter approved for filing before this Hon’ble Commission. The delay in filing the appeal unintentional on the part of petitioner since UHBVNL being a Govt. Department, the file to challenge order of any court needs comprehensive examination and the file moves from one place to another. In this process, the delay has occurred and the same may kindly be condoned. 4. That moreover the petitioner is having its main legal office at Chandigarh. Whenever a court case is decided throughout Haryana the same is sent to the head office for taking appropriate action. The head office needs some time to examine the merits of the case and then the matter is dealt by the Office of Legal Remembrance who nominates Standing counsel in Delhi for filing the revision petition, if required. The concerned District Officer is than directed to contact the appointed counsel in Delhi for sending him the necessary papers with regard to filing of revision petition. Thereafter, the file is examined by the counsel for the petitioner in Delhi and he drafts revision petition. The drafted petition is than sent to the District office for signing affidavits and sometimes the officers are called by the counsel at Delhi for further discussion and then the petition is filed before this Hon’ble Commission. In this process enough time expires and delay occurs in filing the revision petition. 5. That the petitioner submits that the delay is neither deliberate nor intentional but has occurred in the circumstances stated hereinabove.” 9. Delhi High Court in New Bank of India Vs. M/s Marvels (India): 93 (2001) DLT 558, has held; “No doubt the words “sufficient cause” should receive liberal construction so as to advance substantial justice. However, when it is found that the applicants were most negligent in defending the case and their non-action and want of bonafide are clearly imputable, the Court would not help such a party. After all “sufficient cause” is an elastic expression for which no hard and fast guide- lines can be given and Court has to decide on the facts of each case as to whether the defendant who has suffered ex-parte decree has been able to satisfactorily show sufficient cause for nonappearance and in examining this aspect cumulative effect of all the relevant factors is to be seen.” 10. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.” 11. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, Apex Court has observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition.” 12. Apex Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 13. Recently, Hon’ble Supreme Court in Post Master General and others vs. Living Media India Ltd. and another (2012) 3 Supreme Court Cases 563 has held; “24. After referring various earlier decisions, taking very lenient view in condoning the delay, particularly, on the part of the Government and Government Undertaking, this Court observed as under; “29. It needs no restatement at our hands that the object for fixing time-limit for litigation is based on public policy fixing a lifespan for legal remedy for the purpose of general welfare. They are meant to see that the parties do not resort to dilatory tactics but avail their legal remedies promptly.Salmond in his Jurisprudence states that the laws come to the assistance of the vigilant and not of the sleepy. 30. Public interest undoubtedly is a paramount consideration in exercising the courts' discretion wherever conferred upon it by the relevant statutes. Pursuing stale claims and multiplicity of proceedings in no manner subserves public interest. Prompt and timely payment of compensation to the landlosers facilitating their rehabilitation /resettlement is equally an integral part of public policy. Public interest demands that the State or the beneficiary of acquisition, as the case may be, should not be allowed to indulge in any act to unsettle the settled legal rights accrued in law by resorting to avoidable litigation unless the claimants are guilty of deriving benefit to which they are otherwise not entitled, in any fraudulent manner. One should not forget the basic fact that what is acquired is not the land but the livelihood of the landlosers. These public interest parameters ought to be kept in mind by the courts while exercising the discretion dealing with the application filed under Section 5 of the Limitation Act. Dragging thelandlosers to courts of law years after the termination of legal proceedings would not serve any public interest. Settled rights cannot be lightly interfered with by condoning inordinate delay without there being any proper explanation of such delay on the ground of involvement of public revenue. It serves no public interest.” The Court further observed ; “27. It is not in dispute that the person(s) concerned were well aware or conversant with the issues involved including the prescribed period of limitation for taking up the matter by way of filing a special leave petition in this Court. They cannot claim that they have a separate period of limitation when the Department was possessed with competent persons familiar with court proceedings. In the absence of plausible and acceptable explanation, we are posing a question why the delay is to be condoned mechanically merely because the Government or a wing of the Government is a party before us. 28. Though we are conscious of the fact that in a matter of condonation of delay when there was no gross negligence or deliberate inaction or lack of bonafide, a liberal concession has to be adopted to advance substantial justice, we are of the view that in the facts and circumstances, the Department cannot take advantage of various earlier decisions. The claim on account of impersonal machinery and inherited bureaucratic methodology of making several notes cannot be accepted in view of the modern technologies being used and available. The law of limitation undoubtedly binds everybody including the Government. 29. In our view, it is the right time to inform all the government bodies, their agencies and instrumentalities that unless they have reasonable and acceptable explanation for the delay and there was bonafide effort, there is no need to accept the usual explanation that the file was kept pending for several months/years due to considerable degree of procedural red-tape in the process. The government departments are under a special obligation to ensure that they perform their duties with diligence and commitment. Condonation of delay is an exception and should not be used as an anticipated benefit for government departments. The law shelters everyone under the same light and should not be swirled for the benefit of a few. 30. Considering the fact that there was no proper explanation offered by the Department for the delay except mentioning of various dates, according to us, the Department has miserably failed to give any acceptable and cogent reasons sufficient to condone such a huge delay. 31. In view of our conclusion on Issue (a), there is no need to go into the merits of Issues (b) and (c). The question of law raised is left open to be decided in an appropriate case. 32. In the light of the above discussion, the appeals fail and are dismissed on the ground of delay. No order as to costs.” 14. In the application, petitioner has simply mentioned about its office procedure for the purpose of filing of appeal/revision. In entire application, it is nowhere mentioned as to what was the sufficient cause for not filing the revision in time. Moreover, petitioner in its application have not mentioned as to before whom the matter seeking approval for filing revision was pending and what was the time taken at each level for getting approval. Application is absolutely vague and same has been filed without any justification. Thus, ex-facie, application for condonation of delay does not contain any sufficient cause and has no legal basis. Gross negligence, deliberate inaction and lack of bonafides are imputable to the petitioners. 15. Observations made by Apex Court in the authoritative pronouncements discussed above are fully attracted to the facts and circumstances of the case. Hence, no ‘sufficient cause’ is made out for condoning the delay. 16. Now coming to the merits of the case, it has been contended by learned counsel for the petitioner, that respondent had purchased a transformer from the contractor with warranty. Thus, it was the duty of the contractor to replace the transformer. Both the fora below had wrongly directed the petitioner to replace the same. 17. District Forum, in its order has categorically held that as per circular, petitioner is liable to replace the transformer of the respondent. Relevant findings of District Forum reads as under ; “From the perusal of the case file, the only point controversy between the parties is whether the complainant is entitled for the relief or not, whether therespondents no.1 and 2 are liable to replace the transformer or the respondent no.3 is liable to replace the transformer. From the perusal of the case file this fact is admitted that the connection of the complainant has been released then what circular was in existence. In the present case in hand when the connection of the complainant was released on 8.7.2009 the circular no.U-27/2008 was in existence in which it has clearly been mentioned that, “upkeep and maintenance of the system beyond warranty period e.g. replacement of damaged DT after years shall be carried out by the Nigam” but the Nigam in their reply alleged that the consumer or the contractor is liable for the period of 78 months from the date of supply and 72 months from the date of installation. In the present case in hand the respondents no.1 and 2 produced the documents signed by the complainant in which the warranty period has been describedfro six years, whereas at the time of releasing the connection the circular of two years was in existence it shows that the respondents have obtained the sign of the complainant later on and mere signing by the complainant on the printed documents is having no value, and as per that circular the Nigam is liable to replace the transformer of the complainant, hence, the respondents no.1 and 2 are liable to replace the transformer of the complainant, which is not done so, it amounts efficiency in service on their part and the complainant is entitled for the relief.” 18. State Commission while upholding the findings of District Forum has dismissed the appeal of the petitioner in limini observing as under ; “It is not disputed by learned counsel for the appellant that transformer in question was purchased by the complainant from the approved contractor of the Nigam, therefore, by not replacing the transformer in question by the appellants amounts to deficiency in service. In case, the transformer was well within the warranty period, even then it is integral matter of the Nigam and its approved contractor. In this view of the matter, we feel that there was no illegality or ambiguity in the impugned order passed by the District Forum. No merit. Dismissed in limini.” 19. Under Section 21 of the Act, this Commission can interfere with the order of the State Commission where such State Commission has exercised a jurisdiction not vested in it by law, or has failed to exercise a jurisdiction so vested, or has acted in the exercise of its jurisdiction illegally or with material irregularity. After going through the orders passed by the fora below, it is manifestly clear that there is no illegality or material irregularity on the part of the Forabelow in the present case. 20. It is also well settled that under Section 21 (b) of the Act, scope of revisional jurisdiction is very limited. 21. Hon’ble Supreme Court in Mrs. Rubi (Chandra) Dutta Vs. M/s United India Insurance Co. Ltd., 2011 (3) Scale 654 has observed ; “Also, it is to be noted that the revisional powers of the National Commission are derived from Section 21 (b) of the Act, under which the said power can be exercised only if there is some prima facie jurisdictional error appearing in the impugned order, and only then, may the same be set aside. In our considered opinion there was no jurisdictional error or miscarriage of justice, which could have warranted the National Commission to have taken a different view than what was taken by the two Forums. The decision of the National Commission rests not on the basis of some legal principle that was ignored by the Courts below, but on a different (and in our opinion, an erroneous) interpretation of the same set of facts. This is not the manner in whichrevisional powers should be invoked. In this view of the matter, we are of the considered opinion that the jurisdiction conferred on the National Commission under Section 21 (b) of the Act has been transgressed. It was not a case where such a view could have been taken by setting aside the concurrent findings of two fora.” 22. Even, after getting two adverse findings, petitioner has chosen not to settle the claim of respondent no.1 but has dragged him to the highest Fora under the Act. 23. It is not that every order passed by fora below is to be challenged by a litigant even when the same are based on sound reasoning. 24. It is a well-known fact that Courts across the country are saddled with large number of cases. Public Sector Undertakings indulgences further burden them. Time and again, Courts have been expressing their displeasure at the Government/Public Sector Undertakings compulsive litigation habit but a solution to this alarming trend is a distant dream. The judiciary is now imposing costs upon Government/Public Sector Undertaking not only when it pursue cases which can be avoided but also when it forces the public to do so. 25. Public Sector Undertakings spent more money on contesting cases than the amount they might have to pay to the claimant. In addition thereto, precious time, effort and other resources go down the drain in vain. Public Sector Undertakings are possibly an apt example of being penny wise, pound-foolish. Rise in frivolous litigation is also due to the fact that Public Sector Undertakings though having large number of legal personnel under their employment, do not examine the cases properly and force poor litigants to approach the Court. 26. The Apex Court in Bikaner Urban Improvement Trust Vs. Mohan Lal 2010 CTJ 121 (Supreme Court) (CP) has made significant observations which have material bearing, namely, “4. It is a matter of concern that such frivolous and unjust litigation by Governments and statutory authorities are on the increase. Statutory Authorities exist to discharge statutory functions in public interest. They should be responsible litigants. They cannot raise frivolous and unjust objections, nor act in a callous and highhanded manner. They cannot behave like some private litigants with profiteering motives. Nor can they resort to unjust enrichment. They are expected to show remorse or regret when their officers act negligently or in an overbearing manner. When glaring wrong acts by their officers is brought to their notice, for which there is no explanation or excuse, the least that is expected is restitution/restoration to the extent possible with appropriate compensation. Their harsh attitude in regard to genuine grievances of the public and their indulgence in unwarranted litigation requires to the corrected. 5. This Court has repeatedly expressed the view that the Governments and statutory authorities should be model or ideal litigants and should not put forth false, frivolous, vexatious, technical (but unjust) contentions to obstruct the path of justice. We may refer to some of the decisions in this behalf. 5.1 In Dilbagh Rai Jarry V. Union of India, 1973 (3) SCC 554, where this Court extracted with approval, the following statement (from an earlier decision of the Kerala High Court.): “The State, under our Constitution, undertakes economic activities in a vast and widening public sector and inevitably gets involved in disputes with private individuals. But it must be remembered that the State is no ordinary party trying to win a case against one of its own citizens by hook or by crook; for the State’s interest is to meet honest claims, vindicate a substantial defence and never to score a technical point or overreach a weaker party to avoid a just liability or secure an unfair advantage, simply because legal devices provide such an opportunity. The State is a virtuous litigant and looks with unconcern on immoral forensic successes so that if on the merits the case is weak. Government shows a willingness to settle the dispute regardless of prestige and other lesser motivations, which move private parties to fight in Court. The lay-out on litigation costs and execution time by the State and its agencies is so staggering these days because of the large amount of litigation in which it is involved that a positive and wholesome policy of cutting back on the volume of law suits by the twin methods of not being tempted into forensic showdowns where a reasonable adjustment is feasible and ever offering to extinguish a pending proceeding on just terms, giving the legal mentors of Government some initiative and authority in this behalf. I am not indulging in any judicial homily but only echoing the dynamic national policy on State litigation evolved at a Conference of Law Ministers of India way back in 1957.” 5.2 In Madras Port Trust vs. Hymanshu International by its Proprietor V. Venkatadri (Dead) by L.R.s (1979) 4 SCC, 176, held: “2. It is high time that Governments and public authorities adopt the practice of not relying upon technical pleas for the purpose of defeating legitimate claims of citizens and do what is fair and just to the citizens. Of course, if a Government or a public authority takes up a technical plea, the Court has to decide it and if the plea is well founded, it has to be upheld by the Court, but what we feel is that such a plea should not ordinarily be taken up by a Government or a public authority, unless of course the claim is not well founded and by reason of delay in filing it, the evidence for the purpose of resisting such a claim has become unavailable.” 5.3 In a three-Judge Bench judgment of Bhag Singh & Ors.v.Union Territory of Chandigarh through LAC, Chandigarh, (1985) 3 SCC 737. “3. The State Government must do what is fair and just to the citizen and should not, as far as possible, except in cases where tax or revenue is received or recovered without protest or where the State Government would otherwise be irretrievably be prejudiced, take up a technical plea to defeat the legitimate and just claim of the citizen.” 6. Unwarranted litigation by Governments and statutory authorities basically stem from the two general baseless assumptions by their officers. They are: (i) All claims against the Government/statutory authorities should be viewed as illegal and should be resisted and fought up to the highest Court of the land. (ii) If taking a decision on an issued could be avoided, then it is prudent not to decide the issue and let the aggrieved party approach the Court andsecure a decision. The reluctance to take decisions, or tendency to challenge all orders against them, is not the policy of the Governments or statutory authorities, but is attributable to some officers who are responsible for taking decisions and/or officers-in-charge of litigation. Their reluctance arises from an instinctive tendency to protect themselves against any future accusations of wrong decision making, or worse, of improper motives for any decisionmaking. Unless their insecurity and fear is addressed, officers will continue to pass on the responsibility of decision making to Courts and Tribunals. The Central Government is now attempting to deal with this issue by formulating realistic and practical norms for defending cases filed against the Government and for filing appeals and revisions against adverse decisions, thereby, eliminating unnecessary litigation. But, it is not sufficient if the Central Government alone undertakes such an exercise. The State Governments and the statutory authorities, who have more litigations than the Central Government, should also make genuine efforts to eliminate unnecessary litigation. Vexatious and unnecessary litigation have been clogging the wheels of justice, for too long making it difficult for courts and Tribunals to provide easy and speedy access to justice tobonafide and needy litigants. 7. In this case, what is granted by the State Commission is the minimum relief in the facts and circumstances, that is to direct allotment of an alternative plot with a nominal compensation of Rs.5,000/- . But instead of remedying the wrong, by complying with the decision of the Consumer Fora, the Improvement Trust is trying to brazen out its illegal act by contending that the allottee should have protested when it illegally laid the road in his plot. It has persisted with its unreasonable and unjust stand by indulging in unnecessary litigation by approaching the National Commission and then this Court. The Trust should sensitize its officers to serve the public rather than justify their dictatorial acts. It should avoid such an unnecessary litigation.” 27. In Ravinder Kaur Vs. Ashok Kumar, AIR 2004 SC 904, Apex Court observed: “ Courts of law should be careful enough to see through such diabolical plans of the judgment debtor to deny the decree holders the fruits of the decree obtained by them. These type of errors on the part of the judicial forum only encourage frivolous and cantankerous litigations causing law’s delay and bringing bad name to the judicial system.” 28. Accordingly, present revision petition being barred by limitation, is hereby dismissed with cost of Rs.10,000/-(Rupees Ten Thousand only). 29. Petitioner is directed to deposit the cost by way of demand draft in the name of ‘Consumer Legal Aid Account’, within eight weeks from today. In case, petitioner fails to deposit the said cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 30. Meanwhile, petitioner shall recover the cost amount from the salaries of the delinquent officers who have been pursuing this merit less and frivolous litigation, with the sole aim of wasting the public exchequer. The affidavit giving the details of the officers/officials from whose salaries the cost has been recovered be also filed within eight weeks. 31. Pending applications also stand dismissed. 32. List the matter for compliance on 22.2.2013. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 257 OF 2009 (From the order dated 4.11.2008 in RBT No.430 of 2008 in Appeal No.3208 of 2001 of the State Commission, Chandigarh UT) Sh. Dina Nath Aged 80 years (Senior Citizen) S/o Sh. Dhannu Ram, R/o 102-A, DDA Flats, Gulabi Bagh, Delhi – 110 007. …Petitioner Vs. 1. Yamunanagar Improvement Trust Through its Chairman, Yamuna Nagar, Haryana 2. Municipal Committee Through its President Yamuna Nagar, Haryana ...Respondent BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner : In person For the Respondent : Mr. Sanjay Singh, Advocate with Mr. Jagnarayan Kaushik, SDM, Jagadhri & Chairman of Respondent no.1 Trust Pronounced on: 7th December, 2012 ORDER PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER By way of the present revision petition filed by the petitioner (who is more than 80 years old) has challenged order dated 4.11.2008 passed by State Consumer Disputes Redressal Commission, Chandigarh UT (for short ‘State Commission’). 2. Brief facts are that petitioner/complainant was allotted Plot No.103 measuring 160 sq. yards by respondent no.1/O.P. No.1, vide allotment letter No.1470 dated 6.9.73 in Sarojni Nagar Scheme at Yamuna Nagar. The plot was allotted @ Rs.35/- per sq. yard and the tentative price of the plot was Rs.5,600/-. The final price was subject to actual allotment at site. Subsequently, the allotment of said plot was changed and plot No.59 measuring 200 sq. yard was allotted to the petitioner vide allotment letter No.2184 dated 16.11.73 at the same rate i.e. Rs.35/- per sq. yard, thus, the total cost being Rs.8,750/-. Petitioner paid the earnest money of Rs.500/- on 27.4.73 and the security amount of Rs.450/- was also paid. The first instalment of Rs.1,688/- was paid on 27.11.73 and subsequently, 2nd and 3rd instalments were paid on 11.12.74 and 9.1.76. Respondents were to further take the final balance price from the petitioner after handing over possession and calculating the cost of actual measurement of the plot. In this manner, petitioner had already paid respondent no.1, a sum of Rs.7,877/against the total price of R.8,750/-. The agreement between the petitioner and respondent no.1 was got singed on 4.2.74 and petitioner paid all the charges. The possession of the plot was to be handed over to the petitioner within 30 days of the payment of first instalment but possession of the pot was not handed over. Petitioner served a legal notice upon respondent no.1 and petitioner was asked to get the possession of the plot, vide memo No.263 dated 18.4.74 and get the building plans approved. However, in spite of repeated efforts, no possession of the plot was delivered to the petitioner. Subsequently, respondent no.1 wrote a letter to the petitioner stating that the layout plan of the colony is under approval and the possession will be delivered after the approval is accorded. In March/April, 1995, petitioner came to know that towards end of 1994, the acquisition of the land was set aside by the Hon’ble Apex Court. Consequently, representation was given to allot an alternative plot at the same price but the same was not done. The petitioner who had paid a sum of Rs.7,877/- out of the total price of the plot amounting to Rs.8,750/- had not received the possession of the plot despite his best efforts. Therefore, petitioner filed a complaint praying that respondents be directed to deliver the possession of the plot measuring 250 sq. yards and they be also directed to compensate him regarding increase in the cost of construction, which occurred due to non delivery of the possession and also compensate him for the loss of rent for that period. It further prayed for directions to be given to the respondents to compensate him for mental agony and physical harassment caused. 3. The version of respondents is that the complaint is hopelessly time barred. On merits, it has been stated that the plot could not be delivered to the petitioner since there was no proper development of the area at that time. Thereafter, a dispute arose and stay was granted by the Hon’ble High Court. As per respondents, neither the possession could be delivered nor the amount was refunded to the petitioner because respondent no.1 was not in a position to refund the same. Subsequently, petitioner was informed that the case has been lost by respondent no.1 and furthermore there was no alternative plot and therefore, petitioner was asked to get the refund of money. Thus, there is no deficiency on the part of respondents. 4. District Consumer Disputes Redressal Forum, Yamuna Nagar (for short, ‘District Forum’) vide order dated 25.7.2001, allowed the complaint and passed the following direction; “We therefore, direct the respondents to allot an alternative plot at Yamuna Nagar to the complainant and also to pay a compensation of Rs.50,000/- due to the escalation in construction charges, cost of materials and also Rs.2,000/- on account of litigation charges within one month from the date of this order, otherwise, penal action under section 27 of the Act will be initiated against the respondents.” 5. Aggrieved by the order of District Forum, both parties filed separate appeal before the State Commission. Appeal No.3766 of 2001 filed by petitioner was for enhancement, whereas Appeal No.3208 of 2001, filed by respondents was for dismissal of the complaint. 6. Vide impugned order, State Commission partly allowed the appeal of respondents and dismissed the appeal of petitioner for enhancement observing as under; “In view of the foregoing discussion, Appeal No.3208 of 2001 (R.B.T. No.430 of 2008) is partly allowed, the impugned order is set aside and OPs are directed to refund the amount paid by the complainant alongwith interest @ 12% per annum from the date of deposit till actual payment. OPs are also directed to pay the complainant a sum of Rs.5,000/- as costs of litigation. They are further directed to comply with the directions within a period of 30 days from the date of receipt of certified copy of the order. Appeal No.3766 of 2001 (R.B.T. No.986 of 2008) as well as the complaint are disposed of in the aforesaid terms.” 7. This is how the matter has reached before this Commission. 8. Petitioner himself has argued it case and has also filed written arguments, whereas Shri Sanjay Singh, Advocate on behalf of the respondents has argued the matter. 9. It is an admitted fact that, vide allotment letter dated 16.1.1973, petitioner was allotted Plot No.59 measuring 250 sq. yard, instead of Plot no.103 at the tentative cost at Rs.35/- per sq. yard and on given terms and interest. Further, Agreement for Sale dated 4.2.1974, was also executed between the parties with regard to the above noted plot. Respondent, vide its letter dated 18.4.1974 had asked the petitioner to take possession and present the building plan so that construction can be started. Thereafter, vide its letter dated 31.3.1975, respondent informed the petitioner that plot in Phase-1 of Sarojini Colony had been demarcated and same can be inspected and petitioner was asked to take physical possession on 13.4.1975. Thereafter, respondent informed petitioner, vide letter dated 1.5.1979 that the lay out plan of Sarojini Colony has been sent for permission for important changes and acceptance of District Town Planner and possession will be handed over after receiving the same. It appears that thereafter till date, possession of the pot in question has not been handed over to the petitioner. 10 Since, possession of the plot was not handed over to the petitioner, he filed a complaint before the District Forum which was allowed in his favour. However, State Commission modified the order of the District Forum on the ground that since possession of the plot in question could not be handed over to the petitioner due to the litigation pending in the High Court, the order passed by District Forum with regard to allotment of plot was set aside by the State Commission. 11. As per record of the present revision petition, respondent has not filed the copy of the petition as well as order passed by the High court. 12. Be that as it may, at the time of admission of the present petition, this Commission passed the following order; “Dated the 20th day of February, 2009 ORDER Learned counsel for petitioner seeks time to file affidavit within a period of four weeks stating that subsequent to the reversion of the land to the owner in compliance with the verdict of the High Court, Yamunanagar Improvement Trust has allotted plots to a large number of applicants disregarding the claim of the petitioner. Prayer granted. Stand over to 23.3.2009. Sd/ …..…………………………J PRESIDING MEMBER Sd/ …..………………………… MEMBER” 13. Accordingly, petitioner filed his affidavit dated 19.3.2009, stating as under; “1. That the allottees of the disputed plot were given the alternative plots in lieu of the original allotted plots and thereafter physical possession was also givenalongwith the allotment letter. Some of allotment letters are dt. 8.10.01 and 9.3.02 whose true photocopies are annexed as Annexure A-26 and A-27 and their true English translation are annexed as A-26A and A-27A and the possession letter as A-28. 2. That the opp. parties have wrongly stated that there was no alternative plot available with them.” 14. As per Annexures A-26A and 27A, these are copies of the letter of allotment dated 8.10.2001/9.3.2002, allotted to Shri Ved Prakash Ahuja and Shri Mulakh Raj Malla, respectively, allotting alternative plot to them in Sarojini Colony. 15. Thereafter, on 9.7.2009 this Commission inter alia ordered; “Though some affidavits were put on record by the Ld. counsel for the petitioner to impress us that similarly situated persons whose lands were reverted back to the original owners in the light of the directions contained in the order of Hon’ble High Court. We are not satisfied with the affidavit put on record for which learned counsel seeks short adjournment to file another affidavit. Fresh affidavit be filed well in advance before the scheduled date with a copy to the learned counsel for the respondent to enable him to go through the affidavit and to do the needful in the matter.” 16. On 4.8.2009, petitioner appeared in person before this Commission and stated that he is not in a position to file the proper affidavit. So, following order was passed on 4.8.2009; “Petitioner in person and also Ld. Counsel for respondent present. Petitioner states that he is not in a position to file proper affidavit as directed by the Commission as Ld. Counsel has withdrawn from the proceedings and all necessary papers are with him. On our asking as to whether he requires assistance of any other counsel to be appointed by this Commission, he shows reluctance. We on consideration of the affidavit put on record direct Ld. Counsel for respondent to verify from record about allotment of plot these persons under the said Schemes and also to file affidavit alongwith their reply.” 17. Thereafter, respondent filed affidavit dated 25.10.2010 of Shri Devender Kaushik, SDO (Civil), Chairman, Improvement Trust, Yamuna Nagar, Haryana, stating interalia; “5. That it is most respectfully submitted that in reply to the affidavit dt. 19.03.2009 filed by the petitioner regarding alternate allotment of the plot it is submitted that the respondentImprovement Trust has allotted the alternative plot to the concerned allottee subject to the terms and conditions of reallotment letter and enhancement costs.” 18. As per above affidavit of the respondent, when other allottees have been allotted alternative plots then why respondent did not allot an alternative plot to the petitioner, who as per respondent’s own case initially had been allotted a specified plot in the year 1973. Respondent cannot discriminate petitioner’s case with other allottees. Hence, the order passed by the State Commission cannot be sustained under the law and same is hereby set aside. Order passed by the District Forum stands restored. 19. Respondents are directed to allot an alternative plot to the petitioner in terms of order dated 25.7.2001 passed by the District Forum , on the same terms and conditions on which the initial plot was allotted , vide allotment letter dated 16.11.1973 and as per agreement dated 4.2.1974 executed between the parties. The alternative plot should be allotted to the petitioner within three months from today, failing which District Forum shall initiate proceedings under Section 25/27 of the Consumer Protection Act, 1986, against the respondent. 20. Now the question which arise for consideration is as to how much costs should be imposed upon the respondent for causing harassment to the petitioner for over three decades. 21. It is a well-known fact that Courts across the country are saddled with large number of cases. Public Sector Undertakings indulgences further burden them. Time and again, Courts have been expressing their displeasure at the Government/Public Sector Undertakings compulsive litigation habit but a solution to this alarming trend is a distant dream. The judiciary is now imposing costs upon Government/Public Sector Undertaking not only when it pursue cases which can be avoided but also when it forces the public to do so. 22. Public Sector Undertakings spent more money on contesting cases than the amount they might have to pay to the claimant. In addition thereto, precious time, effort and other resources go down the drain in vain. Public Sector Undertakings are possibly an apt example of being penny wise, pound-foolish. Rise in frivolous litigation is also due to the fact that Public Sector Undertakings though having large number of legal personnel under their employment, do not examine the cases properly and force poor litigants to approach the Court. 23. The Apex Court in Bikaner Urban Improvement Trust Vs. Mohan Lal 2010 CTJ 121 (Supreme Court) (CP) has made significant observations which have material bearing, namely, “4. It is a matter of concern that such frivolous and unjust litigation by Governments and statutory authorities are on the increase. Statutory Authorities exist to discharge statutory functions in public interest. They should be responsible litigants. They cannot raise frivolous and unjust objections, nor act in a callous and highhanded manner. They cannot behave like some private litigants with profiteering motives. Nor can they resort to unjust enrichment. They are expected to show remorse or regret when their officers act negligently or in an overbearing manner. When glaring wrong acts by their officers is brought to their notice, for which there is no explanation or excuse, the least that is expected is restitution/restoration to the extent possible with appropriate compensation. Their harsh attitude in regard to genuine grievances of the public and their indulgence in unwarranted litigation requires to the corrected. 5. This Court has repeatedly expressed the view that the Governments and statutory authorities should be model or ideal litigants and should not put forth false, frivolous, vexatious, technical (but unjust) contentions to obstruct the path of justice. We may refer to some of the decisions in this behalf. 5.1 In Dilbagh Rai Jarry V. Union of India, 1973 (3) SCC 554, where this Court extracted with approval, the following statement (from an earlier decision of the Kerala High Court.): “The State, under our Constitution, undertakes economic activities in a vast and widening public sector and inevitably gets involved in disputes with private individuals. But it must be remembered that the State is no ordinary party trying to win a case against one of its own citizens by hook or by crook; for the State’s interest is to meet honest claims, vindicate a substantial defence and never to score a technical point or overreach a weaker party to avoid a just liability or secure an unfair advantage, simply because legal devices provide such an opportunity. The State is a virtuous litigant and looks with unconcern on immoral forensic successes so that if on the merits the case is weak. Government shows a willingness to settle the dispute regardless of prestige and other lesser motivations, which move private parties to fight in Court. The lay-out on litigation costs and execution time by the State and its agencies is so staggering these days because of the large amount of litigation in which it is involved that a positive and wholesome policy of cutting back on the volume of law suits by the twin methods of not being tempted into forensic showdowns where a reasonable adjustment is feasible and ever offering to extinguish a pending proceeding on just terms, giving the legal mentors of Government some initiative and authority in this behalf. I am not indulging in any judicial homily but only echoing the dynamic national policy on State litigation evolved at a Conference of Law Ministers of India way back in 1957.” 5.2 In Madras Port Trust vs. Hymanshu International by its Proprietor V. Venkatadri (Dead) by L.R.s (1979) 4 SCC, 176, held: “2. It is high time that Governments and public authorities adopt the practice of not relying upon technical pleas for the purpose of defeating legitimate claims of citizens and do what is fair and just to the citizens. Of course, if a Government or a public authority takes up a technical plea, the Court has to decide it and if the plea is well founded, it has to be upheld by the Court, but what we feel is that such a plea should not ordinarily be taken up by a Government or a public authority, unless of course the claim is not well founded and by reason of delay in filing it, the evidence for the purpose of resisting such a claim has become unavailable.” 5.3 In a three-Judge Bench judgment of Bhag Singh & Ors.v.Union Territory of Chandigarh through LAC, Chandigarh, (1985) 3 SCC 737. “3. The State Government must do what is fair and just to the citizen and should not, as far as possible, except in cases where tax or revenue is received or recovered without protest or where the State Government would otherwise be irretrievably be prejudiced, take up a technical plea to defeat the legitimate and just claim of the citizen.” 6. Unwarranted litigation by Governments and statutory authorities basically stem from the two general baseless assumptions by their officers. They are: (i) All claims against the Government/statutory authorities should be viewed as illegal and should be resisted and fought up to the highest Court of the land. (ii) If taking a decision on an issued could be avoided, then it is prudent not to decide the issue and let the aggrieved party approach the Court andsecure a decision. The reluctance to take decisions, or tendency to challenge all orders against them, is not the policy of the Governments or statutory authorities, but is attributable to some officers who are responsible for taking decisions and/or officers-in-charge of litigation. Their reluctance arises from an instinctive tendency to protect themselves against any future accusations of wrong decision making, or worse, of improper motives for any decisionmaking. Unless their insecurity and fear is addressed, officers will continue to pass on the responsibility of decision making to Courts and Tribunals. The Central Government is now attempting to deal with this issue by formulating realistic and practical norms for defending cases filed against the Government and for filing appeals and revisions against adverse decisions, thereby, eliminating unnecessary litigation. But, it is not sufficient if the Central Government alone undertakes such an exercise. The State Governments and the statutory authorities, who have more litigations than the Central Government, should also make genuine efforts to eliminate unnecessary litigation. Vexatious and unnecessary litigation have been clogging the wheels of justice, for too long making it difficult for courts and Tribunals to provide easy and speedy access to justice tobonafide and needy litigants. 7. In this case, what is granted by the State Commission is the minimum relief in the facts and circumstances, that is to direct allotment of an alternative plot with a nominal compensation of Rs.5,000/- . But instead of remedying the wrong, by complying with the decision of the Consumer Fora, the Improvement Trust is trying to brazen out its illegal act by contending that the allottee should have protested when it illegally laid the road in his plot. It has persisted with its unreasonable and unjust stand by indulging in unnecessary litigation by approaching the National Commission and then this Court. The Trust should sensitize its officers to serve the public rather than justify their dictatorial acts. It should avoid such an unnecessary litigation.” 24. In Ravinder Kaur Vs. Ashok Kumar, AIR 2004 SC 904, Apex Court observed: “ Courts of law should be careful enough to see through such diabolical plans of the judgment debtor to deny the decree holders the fruits of the decree obtained by them. These type of errors on the part of the judicial forum only encourage frivolous and cantankerous litigations causing law’s delay and bringing bad name to the judicial system.” 25. Thus, keeping in view the facts and circumstances of the case, present revision petition is allowed with cost of Rs.25,000/- (Rupees Twenty Five Thousand only). Respondent is directed to deposit the cost by way of demand in the name of petitioner with this Commission, within eight weeks from today. The cost shall be paid to the petitioner only after expiry of period of appeal/revision preferred if any. 26. Meanwhile, respondent shall recover the cost amount from the salaries of the delinquent officers who had been pursuing this meritless and frivolous litigation with the sole aim of wasting the public exchequer. Affidavit giving details of the officials from whose salary the said costs has been recovered, be also filed within eight weeks. 27. List for compliance on 22.2.2013. …..…………………………J (V.B. GUPTA) PRESIDING MEMBER Sg/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI FIRST APPEAL NO. 530 OF 2011 along with ( I.A. No. 1 of 2011) ( For Stay ) (From the order dated 11.11.2011 in Consumer Complaint No. 113 of 2010 of the State Commission, Andhra Pradesh ) M/s Sai Arvind Property Developers (Builders) A Partnership firm having its office At Ground floor, Jewel Residency, Teacher’s Colony, East Marredpally Secunderabad-500026, Represented by its Managing Partner Sri Gudimetla Kota Naasimha Rao, S/o Late Kotilingam, R/o Flat No. 2-B2, Jagruthi Residency, Road No. 10, East Marredpally, Secunderabad-500026. …… APPELLANT Versus. 1. Sri Koduru Subba Reddy S/o Late Sri K. Venku Reddy, R/o House No. TI, Plot No. 85, Varasiddhi, Nivas, Road No. 11, Film Nagar, Jubilee Hills, Hyderabad, A.P. 2. Sri Mamidi Janardhan Reddy( Land Owner-1) S/o Sri Yadi Reddy, R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. 3, Smt. Mamidi Parasanna, ( Land Owner-2) R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Represented by her Irrecoverable General Power of Attorney Holder, Sri Mamidi Janardhan Reddy, S/o Yadi Reddy, R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015, Vide G.P.A. Document No. 57/2006 Dated 03.06.2006 Registered At S. R. O., Shamshabad, Ranga Reddy Distt. ……RESPONDENTS FIRST APPEAL NO. 531 OF 2011 (From the order dated 11.11.2011 in Consumer Complaint No. 114 of 2010 of the State Commission, Andhra Pradesh ) M/s Sai Arvind Property Developers (Builders) A Partnership firm having its office at Ground floor, Jewel Residency, Teacher’s Colony, East Marredpally Secunderabad-500026, Represented by its Managing Partner Sri Gudimetla Kota Naasimha Rao, S/o Late Kotilingam, R/o Flat No. 2-B2, Jagruthi Residency, Road No. 10, East Marredpally, Secunderabad-500026. Versus. 1. Sri Burla Ravindra Reddy S/o Late Sri Balakrishna Reddy, R/o House at Directors’ Quarters, …… APPELLANT Near Kalyan Nagar Junction, Kalyan Nagar, Hyderbad-500045, A.P. 2. Sri Mamidi Janardhan Reddy( Land Owner-1) S/o Sri Yadi Reddy, R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. 3. Smt. Mamidi Parasanna, ( Land Owner-2) R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Represented by her Irrecoverable General Power of Attorney Holder, Sri Mamidi Janardhan Reddy, S/o Yadi Reddy, R/o Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015, Vide G.P.A. Document No. 57/2006 Dated 03.06.2006 Registered at S. R. O., Shamshabad, Ranga Reddy Distt. ……RESPONDENTS FIRST APPEAL NO. 23 OF 2012 along with (I/A No. 1 of 2012) (Condonation of Delay) (From the order dated 11.11.2011 in Consumer Complaint No. 113 of 2010 of the State Commission, Andhra Pradesh ) Sri Koduru Subba Reddy, S/o Late Sri K. Venku Reddy, Aged: 63 years, R/o House No. TI, Plot No. 85, Varasiddhi Nivas, Road No. 11, Film Nagar, Jubilee Hills, Hyderabad, A.P. 1. ….. Appellant. Sri Mamidi Janardhan Reddy, ( “ Land Owner-1”) S/o Sri Yadi Reddy, Aged 44 Years, Resident of Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. 2. Smt. Mamidi Parasanna, ( Land Owner 2” ) W/o. Sri MamidiJanardhan Reddy, Aged: 38 years, resident of Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Rep. by her Irrecoverable General Power of Attorney Holder, Sri Mamidi Janardhan Reddy, S/o Yadi Reddy, Aged: 44 Years, Resident of Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Vide G.P.A. Document No. 57/2006 dated 03.06.2006 Registered at S. R. O., Shamshabad, Ranga Reddy District. 3. M/s Sai Arvind Property Developers, (“Builders”) A Partnership firm having its office at Ground floor, Jewel Residency, Teacher’ Colony, East Marredpally,Secunderabad-500026, Rep. by its Managing Partner Sri Gudimetla Kota Naasimha Rao, S/o Late Kotilingam, Aged: 63 years, Resident of Flat No. 2-B2, Jagruthi Residency, Road No. 10, East Marredpally, Secunderabad-500026. …Respondents FIRST APPEAL NO. 24 OF 2012 along with (I/A No. 1 of 2012) (Condonation of Delay) (From the order dated 11.11.2011 in Consumer Complaint No. 114 of 2010 of the State Commission, Andhra Pradesh ) Sri Burla Ravindra Reddy, S/o. Late Sri. Balakrishna Reddy, Aged : 63 years, R/o. Directors’ Quarters, Kalyan Nagar, Hyderbad. …… Appellant/s Versus. 1. Sri Mamidi Janardhan Reddy, ( “ Land Owner-1”) S/o Sri Yadi Reddy, Aged: 44 Years, Resident of Plot no. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. 2. Smt. Mamidi Parasanna, ( Land Owner 2” ) W/o. Sri MamidiJanardhan Reddy, Aged: 38 years, resident of Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Rep. by her Irrecoverable General Power of Attorney Holder, Sri Mamidi Janardhan Reddy, S/o Yadi Reddy, Aged: 44 Years, Resident of Plot No. 21, Jupiter Colony, Tirumalgherry, Secunderabad-500015. Vide G.P.A. Document No. 57/2006 dated 03.06.2006 Registered at S. R. O., Shamshabad, Ranga Reddy District. 3. M/s Sai Arvind Property Developers, (“Builders”) A Partnership firm having its office at Ground floor, Jewel Residency, Teacher’ Colony, East Marredpally,Secunderabad-500026, Rep. by its Managing Partner Sri Gudimetla Kota Naasimha Rao, S/o Late Kotilingam, Aged: 63 years, Resident of Flat No. 2-B2, Jagruthi Residency, Road No. 10, East Marredpally, Secunderabad-500026. …Respondents BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER. For the Appellant (s): Mr. Manish Pitale, Advocate in F.A. No. (530 & 531 of 2011). Mr. K. Maruti Rao and Mrs. K. Radha, Advocates in F.A. No. (23 & 24 of 2012) For the Respondent(s) : Mr. K. Maruti Rao and Mrs. K. Radha, Advocates in F.A. No.(530 & 531 of 2011). Mr. Manish Pitale, Advocate in F.A. No. (23 & 24 of 2012) Pronounced on: 07th May, 2012. PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER Complaint Cases ( No. 113 and 114 of 2010 ) were filed by complainantsSri Koduru Subba Reddy and Sri Burla Ravindra Reddy, respectively against builder- M/s Sai Arvind Property Developers(Builders) as well as land-ownersSri Mamidi Janardhan Reddy and Smt. Mamidi Parasanna, respectively on the allegations that complainants invested about Rs. 35 lakh each, towards purchase of independent houses costing Rs. 80 lakh each. However, their dream were shattered due to incompetence of the builder as well as land owners, since there was deficiency on their part, in completing the houses. Accordingly, complainants filed complaints before Andhra Pradesh State Consumer Disputes Redressal Commission, Hyderabad ( for short as ‘ State Commission’ ). 2. The complaints were resisted by the builder as well as land owners . 3. State Commission, vide impugned order dated 11.11.2011, partly allowed the complaints, and following order was passed; C.C. No. 113/2010 In the result this complaint is allowed in part directing opposite party No. 3 to refund the amount of Rs. 34,20,000/ paid by the complainant together with the interest at 9% p.a. from 08.10.2009 together with compensation of Rs. 10,000/- and costs of Rs. 5,000/-. Case against opposite parties No. 1 and 2 is dismissal as we do not see any deficiency in service on their behalf as opposite parties are land owners and the complainant did not establish by way of documentary evidence that they have received payments with respect to H. No. 297. C.C. No. 114/2010 For the same reasons as stated in C.C. No. 114/2010, this complaint is allowed in part directing opposite party No. 3 to refund the amount of Rs. 35,00,000/- paid by the complainant together with the interest at 9% p.a. from 8.10.2009 together with compensation of Rs. 10,000/- and costs of Rs. 5,000/-. Case against opposite parties 1 and 2 is dismissed as we do not see any deficiency in service on their behalf as opposite parties are land owners and the complainant did not establish by way of any documentary evidence that they have received payments with respect to H. No. 296”. 4. Aggrieved by the impugned order, builders filed (First Appeal Nos. 530 and 531of 2011), while complainants filed (First Appeal Nos. 23 and 24 of 2012) for enhancement. 5. Along with their appeals, complainants filed applications for condonation of delay. 6. Since, there is delay of about 25 days in filing of the appeals, for the reasons mentioned in the applications, delay stands condoned 7. It has been contended by learned counsel for the builder that complaints are not maintainable since complainants themselves have defaulted in making the payments. Therefore, they derailed the entire project of the builder. The construction of the houses booked by the complainants and the developments of the entire work, were inter linked with regular payments, as per agreed schedule of the payment between the parties. Both complainants committed default at the very initial stage in respect of the agreement. 8. Insptie thereof, the builder continued with further stages of construction in the belief that complainants would make good their default. However, in order to over come their own defaults, complainants filed the complaints before the State Commission. 9. It is further contended that State Commission completely ignored the fact that it were the complainants, who are defaulters. Thus. there has been no deficiency on the part of builder. 10. On the other hand, learned counsel for complainants has contended that builder has failed to complete the constructions as per schedule. No complete amenities as per agreement executed between the parties were provided. 11. Other contention is that State Commission ought to have granted interest from the dates of respective payments, that is, with effect from 25.2.2008, 13.03.2008, 4.5.2008, 13.05.2008 and 12.06.2008, instead from 8.10.2009. Moreover, State Commission ought to have granted interest @ 18% p.a., instead of 9% p.a. since complainants arranged the funds from private sources. 12. Lastly, it is contended that only meager compensation of Rs. 10,000/has been granted. As per agreement, construction was to be completed by 13.02.2009 and if there has been delay in handing over the possession of the houses, then builder had to compensate the complainants @ Rs.10,000/- per month. 13. The points which arises for consideration are, as to whether there has been any deficiency in service on the part of the builder and if so, to what relief the complainants are entitled. 14. Case of complainants is that, after having received major portion of the amount, builder has failed to complete the construction within the specified period. Moreover, due to deficient act on the part of the builder, complainants have been deprived of their houses before the scheduled date. 15. Builder in its written statement admits that construction work had to temporarily stopped and he is ready to perform his part of the share. Specific averments to the effect have been made in Para 14 of the written statement, which state; “14. The Opposite Party further states that due to depletion in market and Telangana Agitation, the real estate business has fallen drastically. So the Opp. Party No. 3 explained the situation to all the members including the Complainant and temporarily stopped the work and are waiting for the restoration of the circumstances. If the performance of a promise becomes impossible for any reason which the promisor could not prevent, after the contract is made, the contract becomes void when the act becomes impossible. At this juncture also the Opp. Party No. 3 is ready to perform their part of the share on a moral ground and requested all the members for the accumulation of money along with restoration of favourable situation ”. 16. Thus, as per builder own case, there is a delay on his part to complete the construction of the houses. 17. Further, Clause 4 of the third agreement of sale-cum-construction, Ex. A-7 executed between the parties, reads as under; “ The Builders ought to have completed the construction of the said house and delivered possession of the same on or before 13 February, 2009, with a grace time of three months beyond the said stipulated period of completion. In the event of delay, on the part of the Builders in constructing and delivering the possession of the houses, the Builders shall be liable to pay to the Vendee an amount of Rs. 10,000/- (Rupees Ten Thousand only) per month as rent. Any such amount to be payable shall be adjusted at the time fo handing over possession of the House”. 17. There is nothing on record to show that even till the filing of the complaints, builder had completed the work of electrification, water supply and sanitary. 18. State Commission in its impugned order observed; “ It is an admitted fact that the builder stopped the work due to economic crises and non receipt of payments from the purchasers, it is also to be considered that the complainant has paid Rs. 34.20 lakhs way back in 2008 itself but the builder did not progress with the construction. Even Ex. A9, valuation report, by a chartered engineer states that the construction cost is only Rs. 22,42,000/-. It is an admitted fact that the complainant paid an amount of Rs. 34,20,000/- by 12-06-2008 for House No. 297 and till the date of filing of the complaint i.e. 01.11.2010 as per the complainant’s affidavit, the opposite parties did not develop the layout and did not complete construction of the said house. Therefore, we are of the considered view that there is deficiency in service on behalf of the opposite party No. 3 builder in receiving payments by 12-06-2008 itself and not adhering to terms of the agreement with respect to delivery of the possession of the said house and therefore we are of the considered view that clause 12 of Ex. A7 agreement dated 08.10.2009, reads as follows: 12. The VENDEE, at any time during this Agreement & prior to registration reserves his right to withdraw and cancel this agreement, whereupon all the money received by the Builders shall be repaid within one month thereof” 20. Since, deficiency in this case on the part of builder is writ large as builder himself has admitted that construction work had to be stopped and as such possession could not be handed over to the complainants within time, we do not find any infirmity and illegality in the impugned order of the State Commission. 21, Consequently, (Appeals No. 530 and 531 of 2011) filed on behalf of the builder, are not maintainable and the same are hereby dismissed. 22. Now coming to (Appeals No. 23 and 24 of 2012), filed on behalf of the complainants, we find nothing wrong with regard to interest as awarded @ 9% p.a. by the State Commission. We do not find any reason to enhance the interest rate to18% p.a. 23. However, we hold that builder is liable to pay interest on the amount paid by the complainants from the dates of respective payments, that is, 25.2.2008, 13.3.2008, 4.5.2008, 13.5.2008 and 12.06.2008 instead from 8.10.2009. 24. As far as amount of compensation is concerned, in view of clause 4 of the Agreement of Sale-cum-Construction Ex. A7, we are of the view that complainants are entitled to compensation of Rs. 50,000/- each, instead of Rs. 10,000/-, as awarded by the State Commission. 25. With above modifications ( Appeal Nos. 23 and 24 of 2012) filed on behalf of the complainants stand allowed. Final Order:(i) Appeal Nos. 530 and 531 of 2011, filed on behalf of the builder, stand dismissed. (ii) Appeal Nos. 23 and 24 of 2012, filed on behalf of the complainants are partly allowed. No order as to costs. ………………………….J (V.B.GUPTA) PRESIDING MEMBER ………………………….. ( VINAY KUMAR) MEMBER SSB NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3851 OF 2012 Alongwith ( I.A. Nos. 1 & 2 of 2012) (Delay and Stay) (From order dated 3.11.2011 in Appeal No. 2496 and 2497 of 2011 of Karnataka State Consumer Disputes Redresdsal Commission, Bangalore) M/s Agari Enterprises, through its Proprietor Sri Agari Raghavendra Rao Having its office at Shibrikere Post T. Yedapadavu 575164 Mangalore, Dakshina Kannada. . …… Petitioner Versus ( Appeal No. 2496 of 2011) 1. Sesappa Saphaliga aged 41 years S/o Ramappa Saphaliga R/at Cordel House Shibrikere Post, Mangalore Taluk. …. Respondent No. 1 ( Appeal No. 2497 of 2011) 2. Bhujanga Amin Aged 65 years S/o Ramappa Saphaliga R/at Kuppe Padavu, Mangalore Taluk. ….. Respondent No. 2 BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER For the Petitioners : Mr. Anuj Kastelino, Advocate Pronounced on: 10th December, 2012 ORDER PER MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER Karnataka State Consumer Disputes Redressal Commission, Bangalore(for short, ‘ State Commission’) vide impugned order dated 3.11.2011,dismissed Appeal Nos.2496 and 2497 of 2011, filed by the Petitioner/OP. Petitioner ought to have filed two separate petitions or in the alternative Registry ought to have given two separate numbers to these petitions. Be that it as may, along with revision petition, an application seeking condonation of delay of 251 days has also been filed. 2. Brief facts are that respondents/complainants in both cases are self employed person who supply fish to canteens and individuals by using Air Conditioned Tempo. In November, 2010, they purchased a freezer to store fish at their residence and canteen for Rs.29,500/- from the Petitioner who promised to deliver the freezer within a week. But on 17.11.2010, Petitioner delivered a bottle cooler alleging it to be a freezer which could be used for the storage of fish. Petitioner did not hand over the user manual, warranty card or delivery challan to them. However, respondents took delivery of the bottle cooler believing it to be a freezer. When they stored daily supply of fish in the said cooler, the fish got rotten at the end of the day. On very next day, they approached Petitioner’s show room and complained about the rotting of the fish for which they were assured by the petitioner to send a service mechanic to check out the problem. After that, respondents did not use the said cooler to store the fish. In the month of November, 2010, one service mechanic visited respondents’ house as well as the canteen and told that the said freezer is not a freezer which is used for storing fish but it is only a bottle cooler. This amount to unfair trade practice and deficiency of service. Request made by respondents to replace the bottle cooler and supply the freezer, vent in vain. Therefore, they filed complaints. 3. Defence taken up by petitioner in its written statement is that, one Madhava had purchased two Blue Star Chest Cooler by paying Rs. 58,400/- in cash for which, petitioner had issued the Cash-memo to him. After purchase, said Madhava requested petitioner to deliver the chest coolers to the respondents. As such, petitioner issued the delivery challan in the name of the respondents and delivered the chest/water coolers to them. After using the said chest cooler for nearly 25 days, respondents came to his show-room and, made false allegations. Respondents have filed the complaints only to harass him. 4. Dakshina Kannada District Consumer Disputes Redressal Forum, Mangalore, (for short, ‘District Forum’) vide order dated 15.7.2011, allowed the complaint and passed the following order; “ The complaints are allowed. Opposite Party is directed to refund Rs.29,500/-(Rupees twenty nine thousand and five hundred only) to each Complainants along with compensation of Rs.2,000/(Rupees two thousand only) each and litigation expenses of Rs.2,000/- (Rupees two thousand only) each to the Complainants within one month from the date of receipt of this order”. 5. Aggrieved by order of District Forum, respondents filed appeals before the State Commission, which were dismissed at the admission stage itself. 6. Hence, this revision. 7. I have heard learned counsel for the petitioner and gone through the record. 8. Grounds on which condonation of delay has been sought read as under; “ a This Revision petition impugns the common final order and judgment dated 03/11/2011 of the Hon’ble State Commission in Appeal No.2496/ 2011 and 2497/2011, wherein the Hon’ble State Commission dismissed the Appeal filed by the petitioner. b. That the contents of petition are not repeated herein for the sake and brevity. Hence same may be read as part of the present application. c. The petitioner approached the Hon’ble High Court to set aside the order of the Hon’ble State Commission and the writ petition was disposed off by the Hon’ble High Court with the finding that the remedy lies with the Hon’ble National Commission. Hence the petitioner approached this Hon’ble Commission. That the Petition was disposed off by the Hon’ble High Court on 21.6.2012 and the Certified Copy was ready on ____hence the 251 days delay in filing this petition”. 9. It is well settled that ‘sufficient cause’ with regard to condonation of delay in each case, is a question of fact. 10. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant ”. 11. Similarly, in Oriental Insurance Co. Ltd. vs. Kailash Devi & Ors. AIR 1994 Punjab and Haryana 45, it has been laid down that; “There is no denying the fact that the expression sufficient cause should normally be construed liberally so as to advance substantial justice but that would be in a case where no negligence or inaction or want of bona fide is imputable to the applicant. The discretion to condone the delay is to be exercised judicially i.e. one of is not to be swayed by sympathy or benevolence”. 12. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, it has been observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition”. 13. Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 14. Further, Hon’ble Supreme Court in “M/s Advance Scientific Equipment Ltd. & Anr. Vs. West Bengal Pharma & Photochemical Development Corporation Ltd. (Appeal (Civil) Nos. 17068-17069/2010, decided on 9 July 2010) wherein it observed inter alia, as under; “ ……We are further of the view that the petitioners’ venture of filing petition under Article 227 of the Constitution was clearly an abuse of the process of the Court and the High Court ought not to have entertained the petition even for a single day because an effective alternative remedy was available to the petitioner under Section 23 of the Act and the orders passed by the State Commission did not suffer from lack of jurisdiction” 15. In view of decision in M/s Advance Scientific Equipment Ltd.(supra) High Court ought not to have entertained the writ petition filed by the petitioner, since petitioner had an effective alternate remedy available under the Act. Under these Circumstances, the act of petitioner in approaching a wrong forum, shall not entitle him to have the delay condoned. 16. Under these circumstances, no sufficient cause is made out for condoning the long delay of 251 days in filing the present petition. Accordingly, application for condonation of delay is not maintainable. Consequently, the present revision petition being hopelessly barred by limitation is hereby dismissed with cost of Rs.10,000/- (Rupees Ten Thousand Only). 17. Petitioner is directed to deposit the cost by way of demand draft in the name of “Consumer Legal Aid Account” within eight weeks from today. 18. In case, petitioner fails to deposit the cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 19. List on 15.02.2013 for compliance. ……………………………J. GUPTA) SSB/ (V.B. PRESIDING MEMBER NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3851 OF 2012 Alongwith ( I.A. Nos. 1 & 2 of 2012) (Delay and Stay) (From order dated 3.11.2011 in Appeal No. 2496 and 2497 of 2011 of Karnataka State Consumer Disputes Redresdsal Commission, Bangalore) M/s Agari Enterprises, through its Proprietor Sri Agari Raghavendra Rao Having its office at Shibrikere Post T. Yedapadavu 575164 Mangalore, Dakshina Kannada. . …… Petitioner Versus ( Appeal No. 2496 of 2011) 1. Sesappa Saphaliga aged 41 years S/o Ramappa Saphaliga R/at Cordel House Shibrikere Post, Mangalore Taluk. …. Respondent No. 1 ( Appeal No. 2497 of 2011) 2. Bhujanga Amin Aged 65 years S/o Ramappa Saphaliga R/at Kuppe Padavu, Mangalore Taluk. ….. Respondent No. 2 BEFORE: HON’BLE MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER For the Petitioners : Mr. Anuj Kastelino, Advocate Pronounced on: 10th December, 2012 ORDER PER MR. JUSTICE V. B. GUPTA, PRESIDING MEMBER Karnataka State Consumer Disputes Redressal Commission, Bangalore(for short, ‘ State Commission’) vide impugned order dated 3.11.2011,dismissed Appeal Nos.2496 and 2497 of 2011, filed by the Petitioner/OP. Petitioner ought to have filed two separate petitions or in the alternative Registry ought to have given two separate numbers to these petitions. Be that it as may, along with revision petition, an application seeking condonation of delay of 251 days has also been filed. 2. Brief facts are that respondents/complainants in both cases are self employed person who supply fish to canteens and individuals by using Air Conditioned Tempo. In November, 2010, they purchased a freezer to store fish at their residence and canteen for Rs.29,500/- from the Petitioner who promised to deliver the freezer within a week. But on 17.11.2010, Petitioner delivered a bottle cooler alleging it to be a freezer which could be used for the storage of fish. Petitioner did not hand over the user manual, warranty card or delivery challan to them. However, respondents took delivery of the bottle cooler believing it to be a freezer. When they stored daily supply of fish in the said cooler, the fish got rotten at the end of the day. On very next day, they approached Petitioner’s show room and complained about the rotting of the fish for which they were assured by the petitioner to send a service mechanic to check out the problem. After that, respondents did not use the said cooler to store the fish. In the month of November, 2010, one service mechanic visited respondents’ house as well as the canteen and told that the said freezer is not a freezer which is used for storing fish but it is only a bottle cooler. This amount to unfair trade practice and deficiency of service. Request made by respondents to replace the bottle cooler and supply the freezer, vent in vain. Therefore, they filed complaints. 3. Defence taken up by petitioner in its written statement is that, one Madhava had purchased two Blue Star Chest Cooler by paying Rs. 58,400/- in cash for which, petitioner had issued the Cash-memo to him. After purchase, said Madhava requested petitioner to deliver the chest coolers to the respondents. As such, petitioner issued the delivery challan in the name of the respondents and delivered the chest/water coolers to them. After using the said chest cooler for nearly 25 days, respondents came to his show-room and, made false allegations. Respondents have filed the complaints only to harass him. 4. Dakshina Kannada District Consumer Disputes Redressal Forum, Mangalore, (for short, ‘District Forum’) vide order dated 15.7.2011, allowed the complaint and passed the following order; “ The complaints are allowed. Opposite Party is directed to refund Rs.29,500/-(Rupees twenty nine thousand and five hundred only) to each Complainants along with compensation of Rs.2,000/(Rupees two thousand only) each and litigation expenses of Rs.2,000/- (Rupees two thousand only) each to the Complainants within one month from the date of receipt of this order”. 5. Aggrieved by order of District Forum, respondents filed appeals before the State Commission, which were dismissed at the admission stage itself. 6. Hence, this revision. 7. I have heard learned counsel for the petitioner and gone through the record. 8. Grounds on which condonation of delay has been sought read as under; “ a This Revision petition impugns the common final order and judgment dated 03/11/2011 of the Hon’ble State Commission in Appeal No.2496/ 2011 and 2497/2011, wherein the Hon’ble State Commission dismissed the Appeal filed by the petitioner. b. That the contents of petition are not repeated herein for the sake and brevity. Hence same may be read as part of the present application. c. The petitioner approached the Hon’ble High Court to set aside the order of the Hon’ble State Commission and the writ petition was disposed off by the Hon’ble High Court with the finding that the remedy lies with the Hon’ble National Commission. Hence the petitioner approached this Hon’ble Commission. That the Petition was disposed off by the Hon’ble High Court on 21.6.2012 and the Certified Copy was ready on ____hence the 251 days delay in filing this petition”. 9. It is well settled that ‘sufficient cause’ with regard to condonation of delay in each case, is a question of fact. 10. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant ”. 11. Similarly, in Oriental Insurance Co. Ltd. vs. Kailash Devi & Ors. AIR 1994 Punjab and Haryana 45, it has been laid down that; “There is no denying the fact that the expression sufficient cause should normally be construed liberally so as to advance substantial justice but that would be in a case where no negligence or inaction or want of bona fide is imputable to the applicant. The discretion to condone the delay is to be exercised judicially i.e. one of is not to be swayed by sympathy or benevolence”. 12. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, it has been observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition”. 13. Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 14. Further, Hon’ble Supreme Court in “M/s Advance Scientific Equipment Ltd. & Anr. Vs. West Bengal Pharma & Photochemical Development Corporation Ltd. (Appeal (Civil) Nos. 17068-17069/2010, decided on 9 July 2010) wherein it observed inter alia, as under; “ ……We are further of the view that the petitioners’ venture of filing petition under Article 227 of the Constitution was clearly an abuse of the process of the Court and the High Court ought not to have entertained the petition even for a single day because an effective alternative remedy was available to the petitioner under Section 23 of the Act and the orders passed by the State Commission did not suffer from lack of jurisdiction” 15. In view of decision in M/s Advance Scientific Equipment Ltd.(supra) High Court ought not to have entertained the writ petition filed by the petitioner, since petitioner had an effective alternate remedy available under the Act. Under these Circumstances, the act of petitioner in approaching a wrong forum, shall not entitle him to have the delay condoned. 16. Under these circumstances, no sufficient cause is made out for condoning the long delay of 251 days in filing the present petition. Accordingly, application for condonation of delay is not maintainable. Consequently, the present revision petition being hopelessly barred by limitation is hereby dismissed with cost of Rs.10,000/- (Rupees Ten Thousand Only). 17. Petitioner is directed to deposit the cost by way of demand draft in the name of “Consumer Legal Aid Account” within eight weeks from today. 18. In case, petitioner fails to deposit the cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 19. List on 15.02.2013 for compliance. ……………………………J. GUPTA) SSB/ (V.B. PRESIDING MEMBER NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 1902 OF 2011 (Against the order dated 16.09.2010 in Appeal No.1297/2006 of the State Commission, Gujarat) Standard Chartered Bank 5th Floor, Sakar -3, Income Tax, Ashram Road Ahmedabad ……….Petitioner Versus Mr. Naran Bhai ShamjiBhai Bhandari R/o Tarwade, TA Distt. Amreli, Ahmedabad, Gujarat .....Respondent BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner : Mr. Ateev K Mathur, Advocate Mr. Ajay Monga, Advocate Mr. Devmani Bansal, Advocate For the Respondent : Mr. Gunjan Malhotra, Advocate Mr. Sahil Alvia, Advocate PRONOUNCED ON: 10.12.2012. ORDER PER MR.VINAY KUMAR, MEMBER The present revision Bank, Ahemdabad against petition the is filed by original Standard Chartered complainant Naran Bhai Shamjibhai Bhandari. It is filed against concurrent orders of the Additional Consumer Disputes Redressal Forum, Ahemdabad in Complaint No.824/2001 and the order of the State Commission, Gujarat in Appeal No.1297/2006. 2. In filing the revision petition, there is delay of 156 days, which is sought to be explained in an application for condonation, filed on behalf of the petitioner. The knowledge of the impugned order of 16.9.2010, came came to the petitioner on 22.9.2010, when he was admittedly informed about it by his counsel. However, it is claimed that the certified copy was received from the Commission on 30.12.2010. The relevant paragraph reads:“That it is submitted that the Petitioner was informed about the passing of the impugned order by its counsel on 22.09.2010. However, the copy of the order was not forwarded and the same were stated to have been applied. The Petitioner continued to follow up with the counsel and requested to provide the certified copy of the order for filing the appeal/revision before this Hon’ble Commission. Various mails were sent by the Petitioner in this regard. Soft copy of the order was provided to the petitioner on 10.12.2010. It may be noted that since the order was in vernacular, the Petitioner requested for English translation of the order. Eventually, on 30.12.2010 the Petitioner received the certified copy of the order along with related papers of State Commission. Vide email dated 18.02.2011 the Petitioner sent the mail to the under signed counsel to share their views.” 3. The revision petition was filed in this Commission on 26.5.2011, which is nearly eight months from the date of knowledge as seen from the para cited above. The application states that this time was spent in getting the documents translated from Gujarati language to Hindi, consultation with their counsel in Delhi and in obtaining necessary approvals. We have also perused the copies of correspondence through Email, submitted with the application for delaycondonation. All pertain to the period between 18.2.2011 and 23.5.2011. This would clearly mean that between 22.9.2010 and 18.2.2011 i.e. for a period of nearly five months, no action was taken to ensure that the revision petition is filed within the permissible period of 90 days. We therefore, hold that the delay of 156 days has not been sufficiently explained. The revision petition is therefore, liable to be dismissed on the ground of delay alone. 4. Coming to the merit, the case of the Complainant is that his son Rameshbhai had obtained a credit card from the OP/Bank valid for the period 1.10.2000 to 31.10.2002. The visa card carried a personal accident cover, with risk coverage of Rs.4 lakhs. Rameshbai was killed in car accident and therefore, the father/Complainant, as his legal heir, sought the benefit under the insurance cover. Despite correspondence, the claim form was not given to him and therefore a consumer complaint was filed before the District Forum, claiming relief of Rs.4,95,501, with costs and interest. 5. As seen from the written statement filed by the OP/revision petitioner, the claim of the Complainant would lie against Insurance Co. and not against the OP/Bank. It was admitted that a person holding visa card as on the date of his death in a road accident would be entitled to receive Rs.4 lakhs under the Free Personal Accident Insurance Cover. However, it was contended that:“That before the commencement of the services the person has expired and the expenses of the card are also not paid. Even otherwise the card holder is bound to send the declaration of assignment duly filled to the insurance company which has not been complied with. That when the card is received in the post/courier there is a starter’s pack in which certain documents are required to be filled and sent to the company and only then would the facility of the card start. That in the present case the deceased was yet to become a member of the Bank and had still not complied with all the requirements for starting the facilities.” 6. District Forum rejected the contention of the OP holding that:“Considering the objections in writing submitted by the opponent it is the say of the opponent that even though the visa card was issued, however till declaration of assignment was not filled in, the deceased cannot be regarded as their customer. Therefore the question of payment of any amount does not arise. There is no dispute in respect of other facts. Opponent have submitted copy of card member rules and regulations. Behind Annexure-C under the title “Insurance benefit on you card” there is a request to visa card holder that he must urgently send declaration of assignment to be helpful in settlement of claim. But if we read the whole paragraph then on the page behind Annexure-C it is clearly stated that the card issued only with personal accident benefit and he is entitled to the amount for an accident on road or in air travel. Therefore on reading the instruction under “Insurance benefit on you card” it cannot be said that the benefit commences only after filling of declaration of assignment. The evidence put before us do not show that such a condition was put forth by the opponent that the benefit under the card will not be available unless declaration cum undertaking was filled in.” 7. While dismissing the appeal of OP/Standard Chattered Bank, the State Commission has observed that the credit card with validity from 1.10.2000 to 30.1.2002 was received by Rameshbai Bhandai. Even in case he has not received the card the bank would still be liable to pay the insurance amount, as it had already issued the credit card in his favour. 8. We have perused the records as submitted by the revision petitioner. This includes the following additional document filed on 2.4.2012, 27.8.2012 and 28.8.2012 by the petitioner— “Additional document filed on 02.4.2012 1. Certified Copy of receipt of the District Forum in compliance of the order for Rs.3,61,270/(Rs. Three Lacs Sixty One Thousand TwoHundered Seventy Only) with typed copy. 2. Copy of order dated passed by Addl. Consumer Dispute Redressal Forum at Ahmedabad in Complaint No.824/2001. 3. Copy of order dated 01.12.2001 passed by National Consumer Disputes Redressal Commission, New Delhi in Revision Petition No.1902/2011. Additional document filed on 27.8.2012 1. Order dated 23.07.2012 passed by the Hon’ble National Consumer Disputes Redressal Commission. 2. Copy of Order dated 08.09.2006 passed by the Hon’ble Additional Consumer Disputes Redressal Forum, Ahmedabad (in Gujarati) 3. Translated Copy of Order dated 08.09.2006 passed by the Hon’ble Additional Consumer Disputes Redressal Forum, Ahmedabad (in English) duly notorised. 4. Proof of service. Additional document filed on 28.8.2012 1. Order dated 23.07.2012 passed by the Hon’ble National Consumer Disputes Redressal Commission. 2. Pay order No.00616 dated 27.08.2012 drawn on Standard Chartered Bank, New Delhi towards cost.” 9. It was specifically argued by the learned counsel for the revision petitioner that on the question of claim under the personal accident insurance cover, the Complainant is a consumer of the insurance company not of the Bank. This contention was raised in the written response of the OP before the District Forum as also before the State Commission. The State Commission has observed that the Complainant was unable to join the insurance company as a party to the complaint for want of information regarding insurance details of the deceased. It needs to be noted here that there is nothing in the written submissions of the OP before the District Forum to show that any part of the arrangement was directly required to be entered into between the deceased and the Insurance Company. Secondly, in the revision petition the issue is raised once again. It is claimed that the State Commission should have examined the record placed in this behalf before it. But, there is no mention of the exact record which was submitted by the Standard Chatered Bank and ignored by the State Commission. We therefore, deem it proper to reject this contention at the threshold itself. 10. In the same manner the revision petition seeks to re-agitate the grounds, which have been considered and rejected by the fora below without specifically pointing out the evidence led by the petitioner/Bank and not considered but ignored by the fora. We therefore, hold that the revision petitioner has completely failed to make out any case against the impugned order. 11. Accordingly, the revision petition is dismissed for want of merit as well as on the ground of limitation. Further, considering the conduct of the revision petitioner, we also deem it proper to award additional cost of Rs.25,000 (Rupees Twenty Five Thousand), which shall be paid to the respondent/Complaint within a period of three months. Failing this, the amount shall carry interest at 9% for the period of delay. The amount, if any, deposited by the revision petitioner with the District Forum, in compliance with the order of this Commission made on 22.7.2011, shall be released in favour of the respondent/Complainant, in part fulfilment of the award made in his favour by the fora below. No order as to costs. .………………Sd/-………… (J. M. MALIK, J.) PRESIDING MEMBER ……………Sd/-……………. (VINAY KUMAR) MEMBER s./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI IA NOS. 1 & 2 OF 2011 (For Stay & C/Delay) IN (1) REVISION PETITION NO. 2338 OF 2011 (From the order dated 08.02.2011 in Appeal No. 624/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Kirankumar Mafatlal Parmar Aged 21 years, Occupation – Studying Address : Palanpur, District Banaskantha Gujarat 2. Gemarbhai Shyamalbhai Patel Address : Semondra, Taluka Palanpur District Banaskantha Gujarat (2) .… Respondents REVISION PETITION NO. 2339 OF 2011 (From the order dated 08.02.2011 in Appeal No. 625/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Rameshbhai N. Parmar Aged 31 years, Resident at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 2. (3) Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. at Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents REVISION PETITION NO. 2340 OF 2011 (From the order dated 08.02.2011 in Appeal No. 626/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Khemabhai Manabhai Parmar Aged 47 years, Occupation – Service 2. Gautambhai Khemabhai Parmar Aged : 21 yrs., Occu. : Student 3. Harshadkumar Khembhai Parmar Aged : 19 yrs., Occu. : Student All Resi. at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 4. Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. At Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) (4) .… Respondents REVISION PETITION NO. 2341 OF 2011 (From the order dated 08.02.2011 in Appeal No. 627/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat Versus … Petitioner 1. Lakshmanbhai N. Parmar Aged 25 years, Occupation – Labour Resident at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 2. Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. At Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) (5) .… Respondents REVISION PETITION NO. 2342 OF 2011 (From the order dated 08.02.2011 in Appeal No. 628/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Punjabhai Savabhai Parmar Aged 58 years, Occupation – Labour 2. Laljibhai Punjabibhai Parmar Aged 43 years, Occupation – Labour Both resident at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 3. Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. At Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents (6) REVISION PETITION NO. 2343 OF 2011 (From the order dated 08.02.2011 in Appeal No. 629/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Arvindbhai Ramanbhai Parmar Aged 40 years, Occupation – Labour 2. Chiragkumar Arvindbhi Parmar Aged 17 years, Occupation – Study Both residing at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 3. (7) Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. At Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents REVISION PETITION NO. 2344 OF 2011 (From the order dated 08.02.2011 in Appeal No. 630/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Jaswantbhai Somabhai Alias Khemabhai Parmar Aged 23 years, Occupation – Labour Resident at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 2. (8) Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. at Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents REVISION PETITION NO. 2345 OF 2011 (From the order dated 08.02.2011 in Appeal No. 631/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Karsanbhai Allias Kishanlal R. Solanki Aged 38 years, Occupation – Service 2. Arunaben Karsanbhai Allias Kishanlal R. Solanki Aged 33 years, Occupation – Labour Both residing at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 3. (9) Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. at Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents REVISION PETITION NO. 2346 OF 2011 (From the order dated 08.02.2011 in Appeal No. 632/2007 of the State Commission, Gujarat) The Oriental Insurance Co. Ltd. Divisional Office – Unjha Gujarat … Petitioner Versus 1. Girishbhai Alia Gautambhai Ratilal Parmar Aged 29 years, Occupation – Labour Resident at Behind Eyes Hospital, Kirtipura, Palanpura Taluka : Palanpur, District Banaskantha (Gujarat) 2. Gemarbhai Shyamalbhai Patel (Chaudhary) Aged : Adult, Occu. : Business Resi. at Post : Semondra, Taluka Palanpur District Banaskantha (Gujarat) .… Respondents BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner(s) : For the Respondent(s) : Mr. Mohan Babu Aggarwal, Advocate Nemo Pronounced on : 10th December, 2012 ORDER PER MR. JUSTICE V.B.GUPTA, PRESIDING MEMBER Above noted revision petitions are being disposed of by this common order, since facts are similar and common question of law is involved in these petitions. 2. In these petitions, there is challenge to order dated 8.2.2011, passed by State Consumer Disputes Redressal Commission, Ahmedabad (short, “State Commission”). Along with these petitions, applications seeking condonation of delay has also been filed. However, no period of delay has been mentioned in any application. 3. Brief facts are that respondent no.1/complainant had gone with his mother and other relatives on 10.9.2003 in jeep No.GJ-8-D-9113 from Palanpur toAmirgadh. On the way, Jeep met with an accident. Mother of respondent no.1 died at the spot, whereas other occupants received injury. The jeep in question is owned by respondent no.2/OP no.2. It is further stated that jeep in question was insured with petitioner/OP No.1. The validity of the said insurance policy was 28.2.2003 to 27.2.2004. Accordingly, complaints seeking compensation were filed before District Consumer Disputes Redressal Forum, Banaskantha at Palanpu, (for short, ‘District Forum’). 4. The complaints were resisted by the petitioner on the ground that vehicle in question was insured as a private vehicle. In spite of this, there were 17 passengers travelling in the jeep as hired passengers. Accordingly, the vehicle was being used for commercial purpose. Thus, heirs of none of the passengers are entitled to any compensation as per the policy conditions. 5. District Forum, vide order dated 25.9.2006, allowed the complaints and passed the following directions ; “The complainant is entitled to receive the compensation of Rs.1,00,000/- (one lakh) under head ‘PA to passenger’ from the opponent no.1. The complainant is also entitled to the additional compensation of Rs.500/- (five hundred) towards the costs of the complaint and mental harassment. The opponent no.1 is directed to deposit the said amount before this Forum within 40 days, other than this all other demands made by the complainant are dismissed. No orders are passed against the opponent no.2.” 6. Aggrieved by the order of District Forum, petitioner filed appeals before the State Commission which dismissed the same, vide the impugned order. 7. This is how these matters have reached before this Commission. 8. Notice of present petitions was issued to the respondents. Respondent no.2 was duly served by registered AD post but he did not appear. As such, vide order dated 14.9.2012, respondent no.2 was proceeded ex parte. 9. Reply to these petitions has been filed on behalf of respondent no.1/complainant. 10. I have heard learned counsel for the petitioner and have gone through the records. 11. In the application for condonation of delay, no period of delay has been mentioned at all. This speaks about the functioning of the legal department of the Petitioner, However, as per office note, there is delay of 33 days. Grounds on which condonation of delay has been sought read as under ; “4. That the order was passed by the State Commission on 8.2.2011. 5. That the certified copy received by counsel on 14.3.2011 and thereafter, the counsel intimated the impugned order to the Co. 6. That thereafter the official was deputed in the matter and to collect file etc. in first week of April, 2011. 7. That after getting files, the opinion was sought which was received second week of May, 2011. 8. That the file was sent to Delhi office along with other connected matter file. 9. That thereafter the matter was being drafted and filed before the Hon’ble Commission. 10. That the delay is not at all intentional or deliberate but due to the reasons mentioned as aforesaid.” 12. It is well settled that “sufficient cause” for condoning the dealy in each case, is a question of fact. 13. In Ram Lal and Ors. Vs. Rewa Coalfields Ltd., AIR 1962 Supreme Court 361, it has been observed; “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.” 14. In “R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108”, Apex Court has observed ; “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition.” 15. Hon’ble Supreme Court in “Anshul Aggarwal vs. New Okhla Industrial Development Authority, IV (2011) CPJ 63 (SC)” laid down that; “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer Foras.” 16. Recently, Apex Court in Post Master General and others vs. Living Media India Ltd. and another (2012) 3 Supreme Court Cases 563 has held; “24. After referring various earlier decisions, taking very lenient view in condoning the delay, particularly, on the part of the Government and Government Undertaking, this Court observed as under; “29. It needs no restatement at our hands that the object for fixing time-limit for litigation is based on public policy fixing a lifespan for legal remedy for the purpose of general welfare. They are meant to see that the parties do not resort to dilatory tactics but avail their legal remedies promptly.Salmond in his Jurisprudence states that the laws come to the assistance of the vigilant and not of the sleepy. 30. Public interest undoubtedly is a paramount consideration in exercising the courts' discretion wherever conferred upon it by the relevant statutes. Pursuing stale claims and multiplicity of proceedings in no manner subserves public interest. Prompt and timely payment of compensation to the landlosers facilitating their rehabilitation /resettlement is equally an integral part of public policy. Public interest demands that the State or the beneficiary of acquisition, as the case may be, should not be allowed to indulge in any act to unsettle the settled legal rights accrued in law by resorting to avoidable litigation unless the claimants are guilty of deriving benefit to which they are otherwise not entitled, in any fraudulent manner. One should not forget the basic fact that what is acquired is not the land but the livelihood of the landlosers. These public interest parameters ought to be kept in mind by the courts while exercising the discretion dealing with the application filed under Section 5 of the Limitation Act. Dragging thelandlosers to courts of law years after the termination of legal proceedings would not serve any public interest. Settled rights cannot be lightly interfered with by condoning inordinate delay without there being any proper explanation of such delay on the ground of involvement of public revenue. It serves no public interest.” The Court further observed ; “27. It is not in dispute that the person(s) concerned were well aware or conversant with the issues involved including the prescribed period of limitation for taking up the matter by way of filing a special leave petition in this Court. They cannot claim that they have a separate period of limitation when the Department was possessed with competent persons familiar with court proceedings. In the absence of plausible and acceptable explanation, we are posing a question why the delay is to be condoned mechanically merely because the Government or a wing of the Government is a party before us. 28. Though we are conscious of the fact that in a matter of condonation of delay when there was no gross negligence or deliberate inaction or lack of bonafide, a liberal concession has to be adopted to advance substantial justice, we are of the view that in the facts and circumstances, the Department cannot take advantage of various earlier decisions. The claim on account of impersonal machinery and inherited bureaucratic methodology of making several notes cannot be accepted in view of the modern technologies being used and available. The law of limitation undoubtedly binds everybody including the Government. 29. In our view, it is the right time to inform all the government bodies, their agencies and instrumentalities that unless they have reasonable and acceptable explanation for the delay and there was bonafide effort, there is no need to accept the usual explanation that the file was kept pending for several months/years due to considerable degree of procedural red-tape in the process. The government departments are under a special obligation to ensure that they perform their duties with diligence and commitment. Condonation of delay is an exception and should not be used as an anticipated benefit for government departments. The law shelters everyone under the same light and should not be swirled for the benefit of a few. 30. Considering the fact that there was no proper explanation offered by the Department for the delay except mentioning of various dates, according to us, the Department has miserably failed to give any acceptable and cogent reasons sufficient to condone such a huge delay. 31. In view of our conclusion on Issue (a), there is no need to go into the merits of Issues (b) and (c). The question of law raised is left open to be decided in an appropriate case. 32. In the light of the above discussion, the appeals fail and are dismissed on the ground of delay. No order as to costs.” 17. As per petitioner’s case, certified copy of the impugned order was received by its counsel on 14.3.2011. Thereafter, official was deputed to collect the file in first week of April, 2011. After getting the file, opinion was sought, which was received in the second week of May, 2011. Thereafter, the file was sent to Delhi office. 18. In application for condonation of delay, no specific date or name of any official has been mentioned as to which official has received the file and on which date and to whom thereafter, the file was sent. 19. Impugned order was passed on 8.2.2011, whereas revision petitions have been filed only on 11.7.2011. There is no sufficient explanation at all, that after getting the copy of the order in March, 2011, why over four months period was taken to file these petitions. No name of the officials who have dealt with the file has been mentioned. Nor affidavit of any of those officials who had been dealing with the matter, has been filed, so as to show their bonafides. 20. It is well settled that “sufficient cause” for condonation of delay in each case, is a question of fact. Reasons for delay mentioned in the application does not come within the purview of “sufficient cause”. Observations made by Apex Court in the authoritative pronouncements discussed above are fully attracted to the facts and circumstances of the present cases. 21. Thus, gross negligence, deliberate inaction and lack of bonafides are imputable to the petitioner. Accordingly, no sufficient grounds are made out for condoning the delay in filing the present revision petitions. Applications for condonation of delay under these circumstances are not maintainable and present revisions being barred by limitation are hereby dismissed. ……………………………J (V.B. GUPTA) PRESIDING MEMBER Sonia/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3148 OF 2012 (Against the order dated 12.05.2011 in First Appeal No.906/2005 of the State Commission, Haryana) 1. HUDA through its Estate Officer, Sonepat 2. Chief Administrator HUDA Sector 6 Panchkula Haryana ……….Petitioners Versus Ramanand Dhaka Son of Siri Chand, Resident of village Sewli, P.O. Jakholi, Tehsil District Sonepat Through its Lawful attorney Pawan Kumar Pawan Kumar Son of Rattan Lal Resident of House No.1134, Sector 14, Sonepat .....Respondent BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner : Mr. R.S. Badhran, Advocate PRONOUNCED ON: 11.12.2012 ORDER PER MR.VINAY KUMAR, MEMBER The Haryana Urban Development Authority (HUDA) has filed this revision petition against concurrent orders of the District Forum, Sonepat in Complaint No.180 of 2004 and of Haryana State Consumer Disputes Redressal Commission in First Appeal No.906 of 2005. The petition has been filed with inordinate delay of 326 days. 2. The application for condonation of this delay categorically states that, “The Hon’ble State Commission announced the order on 12.5.2011 and issued the first copy on 5.7.2011.” It is therefore surprising that revision petitioner has also simultaneously filed IA No.3 of 2012, praying for exemption from filing of the certified copy of the impugned order on the ground that it is not readily available with the petitioner. No explanation is offered why the certified copy of the order received on 5.7.2011 was not available with the petitioner for filing of the revision petition on 24.8.2012. 3. From the above, it is also clear that the revision petitioner has taken more than 13 months to file the petition, from the admitted date of receipt of the impugned order. This delay is sought to be explained in the following words:“That after obtaining the copy the order the case was processed for taking the decision through various channels/branches of the petitioner authority i.e. Accounts Branch, and Estate Officer, HUDA Sonipat. After processing of the said case through concerned division/branches the matter was referred to the legal branch and ultimately Legal Branch proposed for filing the revision petition and the matter was referred to the Administrator and the Administrator approved the proposal for filing the revision petition and the case back to the Legal Branch for engagement of counsel and for preparation of the draft revision petition. The concerned branch engaged the counsel. The relevant documents were supplied by the concerned branch to the counsel for the petitioner. The counsel for the petitioner prepared the draft revision petition after obtaining the relevant documents. The whole procedure was time consuming and due to that reasons the petitioner failed to file the revision petition within time.” 4. Contents of the above para show total lack of details in explaining a huge delay of 326 days. We therefore, have no hesitation in rejecting it and holding that the delay of 326 days has not been sufficiently explained. The revision petition therefore merits dismissal on the ground of limitation alone. 5. The matter arises out of allotment of a plot to the Complainant/Respondent by HUDA/revision petitioner in Sonepat on 6.2.2001. Despite regular payment of price instalments by the Complainant, the possession was allegedly not handed over. More importantly, it was alleged by the Complainant that the development works like street lighting, water supply and sewage system etc. were also not completed. The Complainant sought allotment of an alternate plot together with interest and compensation till actual physical possession of the same is given to him. 6. The District Forum allowed the complaint and directed HUDA to allot an alternative plot within 30 days. The District Forum also directed the OP not to charge interest or penalty. The State Commission has dismissed the appeal of HUDA on the grounds of delay as well as absence of merit in the case. While doing so, the State Commission has observed:“On merits, there is no force in this appeal. It is the opposite parties – HUDA who has failed to develop and area and also failed to deliver the actual physical possession of the plot in question to the complainant. Moreover the area of the plot No.242/7 allotted to the complainant was very less than the area as mentioned in the letter of allotment. It is the appellant- opposite parties who had utilized the hardened money deposited by the complainant for a long period and as such the deficiency of service on the part of HUDA- opposite parties has been established on the record. Under the facts and circumstances of the case we find no case of interference in the well reasoned order passed by the District Forum.” 7. We have heard Mr. R.S.Badhran, Advocate on behalf of the revision petitioner and perused the records as filed with the petitioner. Learned counsel could not point to any specific instance of illegality or material irregularity in the impugned order, which could justify invocation of jurisdiction of this Commission under Section 21 (b) of the Consumer Protection Act, 1986. An examination of the revision petition itself shows that grounds of challenge against the impugned order are very vague and non-specific. For example, in para 3 details of allotment of the plot are given, but in para 4 (g) of the revision petition, it is stated that both the foras below have failed to consider the fact that the present dispute does not fall within the definition of ‘consumer dispute’. However, the petition does not attempt to explain how the Complainant is not a consumer or how is the complaint excluded from the purview of Consumer Protection Act. We thus have no hesitation in holding that the revision petitioner has completely failed to make out a case against the impugned order. 8. The revision petition is therefore, dismissed on the ground of limitation as well as merit. A cost of Rs.10,000/- (Rupees Ten Thousand) is awarded in favour of the Complainant. The order of Haryana State Consumer Disputes Redressal Commission in First Appeal No.906 of 2005 is confirmed. .……………Sd/-…………… (J. M. MALIK, J.) PRESIDING MEMBER ……………Sd/-……………. (VINAY KUMAR) MEMBER s./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 1902 OF 2011 (Against the order dated 16.09.2010 in Appeal No.1297/2006 of the State Commission, Gujarat) Standard Chartered Bank 5th Floor, Sakar -3, Income Tax, Ashram Road ……….Petitioner Ahmedabad Versus Mr. Naran Bhai ShamjiBhai Bhandari R/o Tarwade, TA Distt. Amreli, Ahmedabad, Gujarat .....Respondent BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner : Mr. Ateev K Mathur, Advocate Mr. Ajay Monga, Advocate Mr. Devmani Bansal, Advocate For the Respondent : Mr. Gunjan Malhotra, Advocate Mr. Sahil Alvia, Advocate PRONOUNCED ON: ORDER PER MR.VINAY KUMAR, MEMBER The present revision Bank, Ahemdabad against petition the is filed original by Standard Chartered complainant Naran Bhai Shamjibhai Bhandari. It is filed against concurrent orders of the Additional Consumer Disputes Redressal Forum, Ahemdabad in Complaint No.824/2001 and the order of the State Commission, Gujarat in Appeal No.1297/2006. 2. In filing the revision petition, there is delay of 156 days, which is sought to be explained in an application for condonation, filed on behalf of the petitioner. The knowledge of the impugned order of 16.9.2010, came came to the petitioner on 22.9.2010, when he was admittedly informed about it by his counsel. However, it is claimed that the certified copy was received from the Commission on 30.12.2010. The relevant paragraph reads:“That it is submitted that the Petitioner was informed about the passing of the impugned order by its counsel on 22.09.2010. However, the copy of the order was not forwarded and the same were stated to have been applied. The Petitioner continued to follow up with the counsel and requested to provide the certified copy of the order for filing the appeal/revision before this Hon’ble Commission. Various mails were sent by the Petitioner in this regard. Soft copy of the order was provided to the petitioner on 10.12.2010. It may be noted that since the order was in vernacular, the Petitioner requested for English translation of the order. Eventually, on 30.12.2010 the Petitioner received the certified copy of the order along with related papers of State Commission. Vide email dated 18.02.2011 the Petitioner sent the mail to the under signed counsel to share their views.” 3. The revision petition was filed in this Commission on 26.5.2011, which is nearly eight months from the date of knowledge as seen from the para cited above. The application states that this time was spent in getting the documents translated from Gujarati language to Hindi, consultation with their counsel in Delhi and in obtaining necessary approvals. We have also perused the copies of correspondence through Email, submitted with the application for delaycondonation. All pertain to the period between 18.2.2011 and 23.5.2011. This would clearly mean that between 22.9.2010 and 18.2.2011 i.e. for a period of nearly five months, no action was taken to ensure that the revision petition is filed within the permissible period of 90 days. We therefore, hold that the delay of 156 days has not been sufficiently explained. The revision petition is therefore, liable to be dismissed on the ground of delay alone. 4. Coming to the merit, the case of the Complainant is that his son Rameshbhai had obtained a credit card from the OP/Bank valid for the period 1.10.2000 to 31.10.2002. The visa card carried a personal accident cover, with risk coverage of Rs.4 lakhs. Rameshbai was killed in car accident and therefore, the father/Complainant, as his legal heir, sought the benefit under the insurance cover. Despite correspondence, the claim form was not given to him and therefore a consumer complaint was filed before the District Forum, claiming relief of Rs.4,95,501, with costs and interest. 5. As seen from the written statement filed by the OP/revision petitioner, the claim of the Complainant would lie against Insurance Co. and not against the OP/Bank. It was admitted that a person holding visa card as on the date of his death in a road accident would be entitled to receive Rs.4 lakhs under the Free Personal Accident Insurance Cover. However, it was contended that:“That before the commencement of the services the person has expired and the expenses of the card are also not paid. Even otherwise the card holder is bound to send the declaration of assignment duly filled to the insurance company which has not been complied with. That when the card is received in the post/courier there is a starter’s pack in which certain documents are required to be filled and sent to the company and only then would the facility of the card start. That in the present case the deceased was yet to become a member of the Bank and had still not complied with all the requirements for starting the facilities.” 6. District Forum rejected the contention of the OP holding that:“Considering the objections in writing submitted by the opponent it is the say of the opponent that even though the visa card was issued, however till declaration of assignment was not filled in, the deceased cannot be regarded as their customer. Therefore the question of payment of any amount does not arise. There is no dispute in respect of other facts. Opponent have submitted copy of card member rules and regulations. Behind Annexure-C under the title “Insurance benefit on you card” there is a request to visa card holder that he must urgently send declaration of assignment to be helpful in settlement of claim. But if we read the whole paragraph then on the page behind Annexure-C it is clearly stated that the card issued only with personal accident benefit and he is entitled to the amount for an accident on road or in air travel. Therefore on reading the instruction under “Insurance benefit on you card” it cannot be said that the benefit commences only after filling of declaration of assignment. The evidence put before us do not show that such a condition was put forth by the opponent that the benefit under the card will not be available unless declaration cum undertaking was filled in.” 7. While dismissing the appeal of OP/Standard Chattered Bank, the State Commission has observed that the credit card with validity from 1.10.2000 to 30.1.2002 was received by Rameshbai Bhandai. Even in case he has not received the card the bank would still be liable to pay the insurance amount, as it had already issued the credit card in his favour. 8. We have perused the records as submitted by the revision petitioner. This includes the following additional document filed on 2.4.2012, 27.8.2012 and 28.8.2012 by the petitioner— “Additional document filed on 02.4.2012 1. Certified Copy of receipt of the District Forum in compliance of the order for Rs.3,61,270/(Rs. Three Lacs Sixty One Thousand TwoHundered Seventy Only) with typed copy. 2. Copy of order dated passed by Addl. Consumer Dispute Redressal Forum at Ahmedabad in Complaint No.824/2001. 3. Copy of order dated 01.12.2001 passed by National Consumer Disputes Redressal Commission, New Delhi in Revision Petition No.1902/2011. Additional document filed on 27.8.2012 1. Order dated 23.07.2012 passed by the Hon’ble National Consumer Disputes Redressal Commission. 2. Copy of Order dated 08.09.2006 passed by the Hon’ble Additional Consumer Disputes Redressal Forum, Ahmedabad (in Gujarati) 3. Translated Copy of Order dated 08.09.2006 passed by the Hon’ble Additional Consumer Disputes Redressal Forum, Ahmedabad (in English) duly notorised. 4. Proof of service. Additional document filed on 28.8.2012 1. Order dated 23.07.2012 passed by the Hon’ble National Consumer Disputes Redressal Commission. 2. Pay order No.00616 dated 27.08.2012 drawn on Standard Chartered Bank, New Delhi towards cost.” 9. It was specifically argued by the learned counsel for the revision petitioner that on the question of claim under the personal accident insurance cover, the Complainant is a consumer of the insurance company not of the Bank. This contention was raised in the written response of the OP before the District Forum as also before the State Commission. The State Commission has observed that the Complainant was unable to join the insurance company as a party to the complaint for want of information regarding insurance details of the deceased. It needs to be noted here that there is nothing in the written submissions of the OP before the District Forum to show that any part of the arrangement was directly required to be entered into between the deceased and the Insurance Company. Secondly, in the revision petition the issue is raised once again. It is claimed that the State Commission should have examined the record placed in this behalf before it. But, there is no mention of the exact record which was submitted by the Standard Chatered Bank and ignored by the State Commission. We therefore, deem it proper to reject this contention at the threshold itself. 10. In the same manner the revision petition seeks to re-agitate the grounds, which have been considered and rejected by the fora below without specifically pointing out the evidence led by the petitioner/Bank and not considered but ignored by the fora. We therefore, hold that the revision petitioner has completely failed to make out any case against the impugned order. 11. Accordingly, the revision petition is dismissed for want of merit as well as on the ground of limitation. Further, considering the conduct of the revision petitioner, we also deem it proper to Rs.25,000 (Rupees enhance Twenty the Five compensation amount Thousand), which from shall be Rs.5000/paid to to the respondent/Complaint within a period of three months. Failing this, the amount shall carry interest at 9% for the period of delay. The amount, if any, deposited by the revision petitioner with the District Forum, in compliance with the order of this Commission made on 22.7.2011, shall be released in favour of the respondent/Complainant, in part fulfilment of the award made in his favour by the fora below. No order as to costs. .………………………… (J. M. MALIK, J.) PRESIDING MEMBER …………………………. (VINAY KUMAR) MEMBER s./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI (1) REVISION PETITION NO. 3117 OF 2012 (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) Versus Sameer Saksena (2) … Petitioner (s) … Respondent (s) REVISION PETITION NO. 3247 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) … Petitioner (s) Versus Shalu Sharma & Anr. … Respondent (s) (3) REVISION PETITION NO. 3248 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) … Petitioner (s) Versus Bimla Kapoor & Anr. … Respondent (s) (4) REVISION PETITION NO. 3249 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) Versus Kuldeep Sharma … Petitioner (s) … Respondent (s) -2- (5) REVISION PETITION NO. 3250 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) … Petitioner (s) Versus Shampa Chakraborty & Anr. … Respondent (s) (6) REVISION PETITION NO. 3251 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) … Petitioner (s) Versus Sonu Jain & Anr. … Respondent (s) (7) REVISION PETITION NO. 3252 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) … Petitioner (s) Versus Sarita Arora & Anr. … Respondent (s) (8) REVISION PETITION NO. 3253 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) Versus Amitabh Sehdev (9) … Petitioner (s) … Respondent (s) REVISION PETITION NO. 3254 OF 2012 WITH I.A./1/2012(For stay) (From the order dated 28-05-2012 in Appeal No. 964 to 998/2011 of the State Commission, Haryana) Cosmos Infra Engineering India Ltd. (Previously known as Cosmos Builders & Promoters Ltd.) Versus Alka Vishnu … Petitioner (s) … Respondent (s) BEFORE: HON’BLE MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER For the Petitioner (s) : Ms. Vandana Bhatnagar, Advocate Pronounced on: 12th December, 2012 ORDER Being aggrieved by common order dated 28.5.2012, passed by Haryana State Consumer Disputes Redressal Commission, Panchkula (for short, ‘State Commission’),petitioner/opposite party has filed these revision petitions. 2. Brief facts are that respondents/complainants booked respective flats in Cosmos Executive Floors, Palam Vihar, Gurgaon. Respondents executed agreement dated 2nd June 2005, with the petitioner. The construction was to be done as per terms, conditions and specification as per agreement. The possession was to be delivered in September, 2006. However, permissive possession was given to the respondents. After taking possession respondents found the changed site plan as against the plan supplied. Moreover, flats were found to be of sub standard material and not according to the specifications. There were several deficiencies and flaws in the flats which caused great harassment, mental agony and financial loss to the respondents. It is alleged that petitioner has adopted unfair trade practice. Accordingly, respondents claimed compensation and damages for harassment, mental agony etc. and penalty for delayed possession. 3. Petitioner failed to Disputes Reddresal Forum, file any reply before Gurgaon (for the District short, Consumer ‘District Forum’). Accordingly, defence of the petitioner was struck off by the District Forum on 14.9.2009. 4. After hearing the parties and after appraising the material on record, District Forum, vide order dated 25.5.2011, dismissed the complaints being not maintainable on the ground of territorial jurisdiction. District Forum gave liberty to the respondents to fresh complaint in a Competent Court of Jurisdiction. 5. Respondents challenged the order of District Forum before the State Commission. Vide its order dated 26.7.2011, State Commission set aside the order of the District Forum and remanded back the case to the District Forum to re-decide the same after following due procedure in accordance with law. 6. Petitioner aggrieved by order dated 26.7.2011, filed (Revision Petitions No.3196- 3230 of 2011) before this Commission. 7. Since order dated 26.7.2011 was passed by the State Commission without giving any notice and without hearing the petitioner, this Commission vide its order dated 5.3.2012 set aside that order and accepted the revisions of the petitioner. The matter was remanded to the State Commission to decide it afresh, in accordance with law, after giving opportunities to both the parties. 8. State Commission after hearing the learned counsel for the parties, vide impugned order set aside the order of the District Forum. It remitted back the cases to the District Forum, to re-decide it in accordance with law. 9. Hence, the present revision. 10. I have heard the learned counsel for the petitioner and gone through the record. 11. It is contended by learned counsel for the petitioner that once agreement duly signed as per Clause No.33 of the Floor Buyer’s Agreement, has been executed between the parties, then the jurisdiction lies with Delhi Courts only. Therefore, complaints filed by the respondents before the District Forum, Gurgaon are not maintainable. Further, the registered office of the petitioner is located at Delhi and petitioner works at New Delhi only. Moreover, petitioner is not having any office or branch office located at Haryana. Hence, jurisdiction could be conferred only at Delhi Courts. 12. The basic question which arises for consideration as to whether Delhi Forum alone has jurisdiction or respondents could have sought the jurisdiction of District Forum, Gurgaon, also. 13. Clause No.33 of the Floor Buyer’s Agreement read as under; “33. That all disputes or differences arising between the Seller and the Purchaser in respect of any matter concerning this Flat Buyers Agreement shall be settled amicably between the parties failing which the same shall be referred for Arbitration to be adjudicated by a sole arbitrator, to be appointed by the seller and the venue for arbitration shall be at New Delhi the language of conducting the proceedings shall be English. The arbitration shall be held in accordance with the provisions of Arbitration and Conciliation Act, 1996 or any statutory modification or enactments thereof for the time being in force. The courts at Delhi/New Delhi alone shall have jurisdiction to try and adjudicate upon any dispute between the parties”. 14. Relevant provision of Consumer Protection Act, 1986 (for short, ‘Act’) which deals with the Jurisdiction of District Forum is Section 11 of the Act and it states; “11. Jurisdiction of the District Forum-(1) Subject to the other provisions of this Act, the District Forum shall have jurisdiction to entertain complaints, where the value of the goods or services and the compensation, if any, claimed [does not exceed rupees twenty lakhs]. (2) A complaint shall be instituted in a District Forum within the local limits of whose jurisdiction:(a) the opposite party or each of the opposite parties, where there are more than one, at the time of the institution of the complaint, actually and voluntarily resides or [carries on business or has a branch office or] personally works for gain, or (b) any of the opposite parties, where there are more than one, at the time of the institution of the complaint, actually and voluntarily resides, or [carries on business or has a branch office], or personally works for gain, provided that in such case either the permission of the District Forum is given, or the opposite parties who do not reside, or [carry on business or have a branch office], or personally work for gain, as the case may be, acquiesce in such institution; or (c) 15. the cause of action, wholly or in part, arises." State Commission in its impugned order observed; ”It is not disputed that immoveable property in question is located at Gurgaon, therefore, District Forum, Gurgaon cannot throw its liability upon the Courts at Delhi by taking the shelter of clause No.33 of the agreement because it is well settled proposition of law that by mentioning any specific condition in the agreement one party cannot take the benefit of territorial jurisdiction of the courts of their own choice when the jurisdiction is otherwise vested in the District Forum at Gurgaon. Even otherwise, the District Forum has itself given contradictory findings. On the one side, it has observed that Gurgaon Forum has no territorial jurisdiction, however, on the other hand it has shifted the liability upon the Civil Court. Out of two places of territorial jurisdiction, parties can choose one, but cannot create the jurisdiction upon a court of their own choice by entering into an agreement, which otherwise has no jurisdiction.” 16. Though, executed as per Clause no.33 of the Floor Buyer’s Agreement between the parties, only Delhi Courts have the jurisdiction. However, the Floor Buyer’s Agreement, cannot be read in isolation. It has to be read whole. Other relevant clauses of this agreement are quoted hereunder; “Clause No.18. That the Purchaser agrees and undertakes to abide by all laws, rule and regulations relating to Haryana Apartment Ownership Act, 1983 Haryana Urban Development Authority Town & Country Planning Department or any other statutory provisions as may be made applicable from time to time on the said land and for any breach thereof the purchaser shall be solely and exclusively responsible. 39. That the Purchaser shall abide by all the laws, byelaws, rules and regulations of Town & Country Planning Haryana/HUDA/Local bodies or any other concerned authorities and shall be solely responsible for any breach thereof. 43. That the Front & Rear Lawn on Ground Floor shall be the exclusive property of the Ground Floor Flat Owner(s), while the top terrace above Second Floor of the building shall be exclusive property of the Second Floor Owner(s), who shall have no right to raise construction of any kind whatsoever without prior approval from the Haryana Govt. of competent Authority in these portions. 44. That the house tax shall be payable by the Purchaser for the said Unit/Flat, to the Haryana Municipal Committee with effect from the date on which the liability of paying the house tax is fixed by the authorities for newly constructed building. However, if the assessment of the property tax is not made separately for each Unit/Flat and a consolidated demand is made by the authorities, then in that event each as Purchaser shall pay proportionate share to the Seller on the basis of the area of the Unit/Flat purchased. If however the said Unit/Flat remains vacant, it shall be the responsibility of the Purchaser to take action to inform the authorities concerned in accordance with the provisions of Law and shall keep the Seller indemnified for all the charges levied by any authorities on the Seller.” 17. Thus, as per above clauses of the agreement, it is manifestly clear that if respondents have to enforce the agreement, then only Courts at Gurgaon would have the jurisdiction. 18. It is well settled principle of law that where a relief is claimed in respect of compensation for wrong to, immoveable property situated within jurisdiction of different Courts, the suit may be instituted in any court within the local limits of whose jurisdiction any portion of the property is situated. 19. Property in these cases, that is, floors in Cosmos Executive Floors, Palam Vihar are situated in Gurgaon. Since these floors have been constructed in Gurgaon only, it clearly shows that petitioner is “working for gain” at Gurgaon only. 20. Thus, no jurisdiction or legal error has been shown to call for interference in the exercise of power under section 21 (b) of the Act, since State Commission in its order has given cogent reasons which does not call for any interference nor it suffer from any infirmity or revisional exercise of jurisdiction. 21. Under these circumstances, Gurgaon District Forum has got the jurisdiction to try the complaints of the respondents. Thus, I do not find any ambiguity or illegality in the impugned order. 22. Accordingly, present revision petitions being without any legal basis, are hereby dismissed with cost of Rs.5,000/- (Rupees Five Thousand Only) each. 23. Petitioner is directed to deposit the total cost of Rs.45,000/- (Rupees Forty Five Thousand only), by way of demand draft with ‘Consumer Legal Aid Account’ of this Commission, within eight weeks. 24. In case, petitioner fails to deposit the aforesaid cost within the prescribed period, then it shall also be liable to pay interest @ 9% p.a., till realization. 25. 26 Pending application stands disposed of. List on 22.2.2013 for compliance. .…..…………………………J (V.B. GUPTA) PRESIDING MEMBER Sg/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI CONSUMER COMPLAINT NO.196 OF 2012 1. Kumari Femy, D/o Vinod, Kunnel House, Thidanad, P.O. Kottayam, Minor, represented by her next friend, Father Vinod Presently at 16, Frascati Hall, Sweetmans Avenue, Blackrock, Co Dublin, Ireland 2. Vinod, Kunnel House, Thidanad P.O. Kottayam, Kerala presently at 16, Frascati hall, Sweetmans Avenue, Balckrock, Co Dublin, Ireland 3. Bindu W/o Vinod, Kunnel House, Thidanad P.O. Kottayam, Kerala Presently at 16, Frascati hall, Sweetmans Avenue, Blackrock, Co Dublin, Ireland ……….Complainants Versus 1. Dr. Kavitha. V.K, Consultant Gynaecologist, Marian Medical Centre, Arunapuram, Pala, Kottayam District, Kerala Also at Vikas, 17, Neethinagar, Pattathanam, Kollam, Kerala 2. Dr. Sunny Mathew, Marian Medical Centre, Arunapuram Pala, Kottayam District, Kerala 3. Dr. Cyriac Thomas, Marian Medical Centre, Arunapuram, Pala, Kottayam District, Kerala 4. Marian Medical Centre, Arunapuram, Pala, Kottayam District, Kerala Represented by its Administrator in Charge, Sr. Bency. .........Opposite parties BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Complainant : Mr. Jojo Jose & Mr. Sishir Pinaki, Advocates PRONOUNCED ON: 13.12.2012. ORDER PER MR.VINAY KUMAR, MEMBER Consumer Complaint No.196 of 2012 has been filed by three complainants. Complainant No.1 is a minor child, represented by her father. Complainant Nos.2 and 3 are respectively the father and the mother of the child. The four opposite parties, against whom this complaint has been filed, are Marian Medical Centre, Kottayam, Kearla (OP-4) and three of its doctor. 2. Records produced by the Complainants show that before initiating the present proceedings, the Complainant No.1 had filed a separate complaint against OP-1 and OP-4 i.e. the consulting Gynaecologist of Marian Medical Centre and Medical Centre itself, before District Forum, Kottaym in CC No.113 of 2011. In the proceeding of 21.4.2012, the District Forum considering an interim application filed by the Complainant, had permitted her to withdraw the complaint with the following orders:“Petitioner represented. Petitioner filed IA 254/12 for withdrawing the complaint. IA 254/12 allowed vide separate order. Petitioner is allowed to withdraw complaint with a liberty to file fresh petition before the proper fora having pecuniary jurisdiction. documents if any filed is to be retuned to the petitioner as per rules.” Thereafter, the present complaint has been filed on 18.7.2012. 3. The matter was taken up on 17.9.2012 and Mr. Jojo Jose, Advocate was heard on admission of the complaint. The complaint arises out of treatment of the mother of infant Femy (Complainant -1) by the OPs. She was admitted in Marian Medical Centre on 22.6.2009 and Complainant No.1 was born on 23.6.2009 and on 24.6.2009, she was discharged. It is alleged that in the course of the delivery per-vagina, the doctor pulled the head of the baby with excess force due to which brachial plexus of the child was injured. This resulted in paralysis of the right hand and injury to the right eye. It is also alleged that if the concerned doctor had performed this delivery through ceasarian section, the resultant problem to the child could have being avoided. Therefore, this consumer complaint has been filed, alleging gross negligence on the part of the doctors. 4. The Complainants have sought the following reliefs against the OPs jointly and severely.:“(a) Rs., 25,07,00,000.00 (Rupees Twenty Five Crore and Seven Lakh only) as damages and future treatment expenses as entitled and claimed in Paragraphs No.110 to 123 of the Complaint with interest at the rate of 12% PA from the date of Complaint. (b) Rs.1,00,00,000.00 (Rupees One Crore only) as interim damages for the expenses already incurred and future treatment expenses. (c) further interest at the rate of 12% per annum till the date of actual payment. (d) Rs. 25,000.00 (Rupees Twelve thousand only) as cost of the legal notice sent by Complainants through their Counsel to the Opposite Parties. (e) Cost of this complaint. (d) pass any order (s) which this Hon’ble Commission may deem fit in the interest of justice.” 5. The fact that the Complainant had first invoked the jurisdiction of the District Forum, would show that their total claim, under all heads of relief, could not have exceeded the pecuniary limit of Rs.20 lakhs, laid down for the District Forum under Section 11 of the Consumer Protection Act, 1986. But, the Complaint petition does not explain the reasons for withdrawal of the complaint from the District Forum. Nor do the records contain a copy of the Interim Application, referred to in the order of the District Forum, in which withdrawal of the complaint was sought. 6. Learned counsel for the Complainant also failed to explain the reason why the jurisdiction of the District Forum was invoked in the first place, when, apparently the perception of the Complainant about the magnitude of the claim against the OPs was even more than Rs. 26 Crores ! In other words, what has happened in the period of four months, between withdrawal of the complaint from the District Forum on 21.4.2012 to filing of the present complaint on 18.7.2012, which can justify an exponential increase in the claim from say, Rs 20 lakhs to Rs 26 Crores. 7. The list of documents enclosed with the complaint petition includes a copy of the legal notice issued on 29.7.2009 to OP-1 and OP-4. The notice informs that after consultation with several hospitals, they have sought appointment for further treatment of the child at Christian Medical College, Hospital Vellore. Significantly, the notice also states that:“In this circumstances doctor Kavitha as well as hospital authorities were liable to compensate my client’s suffering by giving medical expenses and also compensation for the disability suffered to my client’s child. At present as medical expenses my client had spent Rs.81,246/- as per bill and about Rs.15,000/- as expenses. End of this week itself my client is willing to go to Christian Medical College hospital Velloor. So I humbly request you as an instalment for bearing medical expenses you my immediately pay Rs.1,00,000/- to my client before going to the Christian Medical College Hospital Velloor.” 8. Thus, admittedly as on 29.7.2009, the medical expenses actually incurred were only Rs.81,246/-. Therefore, it needs to be understood how the actual and projected cost of treatment can balloon into a figure of Rs.25.07 crores, by the date of filing of this complaint i.e.18.7.2012. 9. Annexure P-22 contains the details of medical bills issued by different hospitals and drug stores for treatment of the child. A perusal of the same reveals that effort has been made to inflate the same in different ways. Even a bill of food items consumed in a restaurant is included. Multiple copies of the same bill are enclosed in an obvious attempt to increase the volume. When confronted with these, learned counsel for the Complainant sought time. But, even on the next date of hearing, he had no explanation to offer. 10. Even in a case where the allegation of medical negligence is established to the satisfaction of the concerned consumer forum, the quantum of compensation, payable to the victim, would need to be determined on the basis of the nature of the injury or loss. It has to be commensurate with the loss or injury suffered. It cannot be arbitrary, imaginary or remote to the cause. The law on this subject is well enunciated. 11. Ratna Ghosh and Anr. Vs. Dr. P.K.Agarwal and Ors. (Civil Appeal No.6409 of 2010 decided on 6.8.2010 by H,ble Supreme Court of India) was a case where the substantive loss suffered by the complainant was to the tune of Rs.2,19,000/- only but compensation claimed was much larger and included exemplary damages of Rs.2 Crores. The National Commission held it to be a highly exaggerated claim, made only to bring the matter within the jurisdiction of the National Commission. The claim was therefore, not entertained, leaving the Complainant free to seek remedy before an appropriate forum. This view of the National Commission was upheld by the Hon’ble Supreme Court, observing— “In our view, the National Commission did not commit any error by refusing to entertain the complaint because the appellants did not produce any tangible material for claiming exemplary damages of Rs.2 crores. This being the position, the National Commission rightly observed that the claim had been unreasonable inflated for bringing the complaint within its jurisdiction.” 12. Similarly, in Sujata Nath Vs. Popular Nursing Home and others, (Civil Appeal NO.8642 of 2011 decided on 14.10.2011) the Complainant had made a total claim of Rs.150 lakhs against the Nursing Home and others. Out of this, Rs.45 lakhs was claimed towards ‘future expenditure on HIV medication’ and a further sum of Rs.35 lakhs for ‘future medical expenses relating to the progressive failure of the immune system’. The basis how these figures were arrived at, was not explained. The National Commission observed that even if the Complainant is able to establish the claim of negligence and deficiency in service, as alleged, the compensation claimed or which can be awarded by a Consumer Forum for such negligence or deficiency has to be commensurate with the loss and injury suffered. It cannot be arbitrary, imaginary or for a remote cause. The National Commission therefore, ordered that the complaint be returned to the Complainant for presentation before an appropriate Forum, after making suitable amendment in the complaint in accordance with law. This view of the National Commission was upheld by the Hon’ble Supreme Court of India, observing that— “In the complaint filed by her, the appellant had claimed compensation of Rs.1,50,00,000/-, but despite an opportunity having been given by the National Commission, she could not, prima facie, show how she was entitled to rupees eighty lakhs towards future medical treatment and rupees fifty lakhs for mental agony and harassment allegedly caused by the respondents. Therefore, the National Commission did not commit any error by refusing to entertain the complaint and rightly returned the same for being filed before an appropriate forum.” 13. Considering the material examined above, we have no hesitation in holding that the prayer made in the complaint petition is highly exaggerated and not borne out by the material placed on record. Therefore, the complaint petition is dismissed, reserving liberty to the complainant to seek remedy before an appropriate forum of competent jurisdiction. Towards that, the time spent in the present proceedings shall be excluded from determination of the period of limitation. We also deem it proper to clarify that nothing in this order shall be construed as an expression of opinion on the merit of the complaint. .………………………… (J. M. MALIK, J.) PRESIDING MEMBER …………………………. (VINAY KUMAR) MEMBER S./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION No. 600 OF 2012 (From the Order dated 30.11.2011 in C.M. No.754/2011 in FA No.1237/2010 of Haryana State Consumer Disputes Redressal Commission, Panchkula) Roshan Lal Saroha S/o Shri Daiya Ram R/o V. Kiwana, Tehsil Samalkha District Panipat Petitioner Versus 1. The Oriental Insurance Co. Ltd. Through its Sub Divisional Manager LIC Building, Near Bus Stand, G.T. Road Panipat Respondents 2. The Regional Officer The Oriental Insurance Co. Ltd. Jiwan Jyoti Building Ambala Cantt. Through its Regional Manager BEFORE: HON’BLE MR. SURESH CHANDRA, PRESIDING MEMBER For the Petitioner : Mr. Ankit Sibbal, Advocate Pronounced on : 13th December, 2012 ORDER PER SURESH CHANDRA, MEMBER This revision petition has been filed by the petitioner against the order dated 30.11.2011 passed by Haryana Disputes Redressal Commission, Panchkula (‘State State Commission’ Consumer for impugned order reads as under:“None has come present on behalf of applicant. The civil miscellaneous application is for recalling/review of the order dated 14.9.2010. Besides the fact that it is barred by time of 322 days. Even otherwise no review is permissible under the statute. Case called several times since morning but none has put in appearance on behalf of applicant. No request or short). The intimation has been received. Therefore, this application is dismissed in default.” 2. We have heard Mr. Ankit Sibbal, Advocate, learned counsel for the petitioner and perused the record placed before us. 3. It would be seen from the impugned order that the State Commission has dismissed the M.A. No.754 of 2011 in which the petitioner had requested the State Commission to recall/review its earlier order dated 14.9.2010 passed in F.A. No.1237 of 2010 filed by the petitioner before the State Commission. Since the Fora below do not have the power to review their orders under the Consumer Protection Act, 1986, no fault could be found with the impugned order and the same has to be confirmed and the revision petition is liable for dismissal. Learned counsel for the petitioner has not been able to show any provision of law which authorises the State Commission to review/recall its own order passed under the C.P. Act, 1986. 4. It may be relevant to mention here that the order dated 14.9.2010 passed in appeal No.1237 of 2010, against which the review application in question had been filed by the petitioner and dismissed by the State Commission vide its impugned order, has not been challenged in the present revision petition. Besides this, it is also seen from the revision petition and the list of dates filed by the petitioner that F.A. No.1237 of 2010 had been filed by the petitioner before the State Commission against the order dated 29.7.2010 passed by the District Forum by which the complaint filed by the petitioner had been dismissed. A copy of this order of the District Forum, Panipat is placed on record. It is interesting and relevant to take note of the observations of the District Forum made in para 3 of its order while recording the reasons for dismissing the complaint. The same are reproduced below:“OPs moved an application stating therein that the present complaint is not maintainable because the earlier complaint no. 355 of 2009 filed by the complainant was on the same cause of action and the said complaint was dismissed by this Forum, vide order dated 29.07.2010. It is stated that against the said order dated 29.07.2010, the complainant filed an appeal before the Hon’ble State Commission on 22.08.2010, which was withdrawn on 14.09.2010. In support of this application, OPs filed copies of order dated 29.07.2010 passed by this Forum and order dated 14.09.2010 passed by the Hon’ble State Commission. After perusal of the above said orders, it is very much clear that the earlier complaint of the complainant was dismissed by this Forum being time barred. Now fresh complaint on the same cause of action between the same parties involving the same issue is not maintainable. Counsel for the complainant referred to the citation AIR 2000 Supreme Court, page 941 titled as New India Assurance Co. Ltd. Vs. R. Srinivasan in which it is held that “First complaint dismissed for default of complainant - Second complaint on same facts and cause of action - Not barred.” The above citation is not relevant to the facts of the present case. In the present case, the complaint of the complainant was finally decided and it was dismissed being time barred. In view of the above discussion, the present complaint is not maintainable. Hence, the application filed by OPs is hereby allowed and consequently, the present complaint is hereby dismissed with no order as to costs.” 5. It appears from perusal of these orders that the petitioner has been pursuing his complaint again and again in spite of its dismissal by the District Forum earlier and indulging in baseless litigation. In view of this also, the revision petition of the petitioner would appear to be meritless. In these circumstances, we dismiss the revision petition at the threshold with cost. The cost is quantified at Rs.2,500/- which the petitioner is directed to deposit with the ‘Consumer Legal Aid Account’ of NCDRC within a period of four weeks from the date of receipt of this order. 6. List for compliance on 15.02.2013 in the category of directions. ……………Sd/-….…………… (SURESH CHANDRA) PRESIDING MEMBER SS/ NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 2833 OF 2012 (Against the order dated 14.03.2012 in First Appeal No. A/06/2448 of the State Commission, Maharashtra) The New India Assurance Co. Ltd., Having office at 87, M.G. Road, Fort, Mumbai, Maharashtra Having its Regional office at Delhi Regional Office-II, Level-V, Tower-II, Jeevan Bharti Building, 124, Connaught Circus, New Delhi- 110001 Through Manager its ……….Petitioner Versus M/s. Panchsheel Jewelers Through its Proprietor, Mr. Sunil Ganesh Mehta Ruchir Tower, Opp. ICICI Bank, 60 Ft. Road, Bhayander (W), Tal & Dist. Thane- 401101 Maharashtra .....Respondent BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner : Mr. Pramod Dayal, Advocate & Mr. Nikunj Dayal, Advocate PRONOUNCED ON: 14.12.2012 ORDER PER MR.VINAY KUMAR, MEMBER The New India Assurance Co. Ltd. has filed this revision petition against concurrent orders of the District Consumer Disputes Redressal Forum, Thane which had allowed the complaint of M/s. Panchsheel Jewellers in complaint No.339 of 2004 and of the Maharashtra State Consumer Disputes Redressal Commission dismissing the appeal of the revision petitioner in FA No.A/06/2448. 2. The matter, as seen from the case record, arose from an incident of theft, which took place in the shop premises of the Complainant/respondent on 8.5.2003 during the lunch hours. Gold ornaments allegedly worth over Rs.21 lakhs and some cash were stolen. Acting on the FIR lodged in this behalf, the Police recovered ornaments worth Rs.12,47,300/-. Therefore, as observed by the State Commission, there is no dispute about the fact of theft.— “Perused the record and documents tendered by the parties. There is no dispute regarding theft of jewelry occurred during the lunch hours. The Police were able to recover only Rs.12,47,000/-. However, total loss due to theft was valued to Rs.22,93,500/-. The Respondent/ Complainant subscribed to the insurance policy providing insurance cover to the ornaments in the shop. The policy document covers display window of the jewelry [included in the total section 1 Sum Insured] and also provided insurance cover for the jewelry kept elsewhere. Total sum Insured under the policy is Rs.21,51,000/-. The survey report mentioned that AC unit had fallen on the floor and on top of it chair has been kept to entire into the shop with intention to burglary. A big ply had also been placed behind the AC grill and AC grill had been cut opened so as to get access for burglary. The survey report is an important piece of document and cannot be ignored. Therefore, intent of burglary of the jewelry by breaking open the shop is clearly established form the record. Theft of jewelry is undisputed fact.” 3. Yet, the claim of the Complainant for the remaining value of Rs.10,46,500/- was rejected by the OP/revision petitioner. From a perusal of the records it is evident that the repudiation of the claim rested solely on the assumption/contention of the OP/revision petitioner that in this case, for the purposes of the insurance policy, ‘business hours’ did not include the lunch break. 4. The case of the Complainant, as seen from the complaint petition before the District Forum was:“The complainant respectfully submits that the business hours of the complainant are from 10.00 to 10.00 p.m. so also according to normal business practice lunch hours are the part of working hours of business. About the gold ornaments kept in the showcase it is not possible every time, when the shop is closed for lunch time during business hours, to keep the ornaments again in the locker, unless during the night time. The ornaments were intact in the shop which were properly and diligently locked.” 5. On the other hand, as per the affidavit evidence before the District Forum, the contention of the OP was:“The opponent vide its reply dated 18.09.2003 had clearly stated to the complainant that as per the survey report it can be observed that on 08.05.2003 at 1.30 pm after noon the shop was closed locking the main gate and the shutter. The gold ornaments displayed in the showcase were being kept as it is i.e. in the show case and were not kept back in the locker. The warranty applicable as per the policy states that warranted that all property including cash currency notes while at the premises specified in the schedule of the policy shall be secured in the locked safe of standard make at all time out of business hours. In view of the above the claim preferred by the complainant falls under exclusion 12 of jewellers block insurance policy and hence the same is not admissible.” 6. District Forum rejected the contention of the OP/insurance company that the lunch hours are to be excluded from the business hours. The State Commission has agreed with the view taken by the District Forum. Now, the present revision petition has been filed raising the same contention. 7. From a perusal of the revision petition, we find that the decision of the State Commission has been challenged on the ground that the terms of the policy have to be strictly construed and no exception or relaxation can be made while interpreting the same. In support, the revision petitioner has citied rulings of Hon’ble Supreme Court in the following cases:“Deokar Export (P) Ltd. Vs. New India Assurance Co. Ltd., (2008) 14 S.C.C. 598, Polymat India (P) Ltd. Vs. National Insurance Co. Ltd., (2005) 9 S.C.C. 174 Suraj Mal Ram Niwas Oil Mills (P) Ltd. Vs. United India Insurance Co. Ltd., (2010) 10 S.C.C. 567.” 8. The law as laid down by the Apex Court is very clear. In the present case, as in any other case, the terms of the policy need to be strictly construed. However, the problem arises from the interpretation given by the revision petitioner to the same. We have heard the counsel for the revision petitioner/New India Assurance Company, who forcefully argued that under the terms of the policy all property, including cash at the scheduled premises, should necessarily be secured in locked safe, at all times out of business hours. Loss or damage to property in window display after business hours is not covered. 9. It was further argued that during lunch time, if the shop is kept open for attending to customers and if the staff go out for lunch by turns, then the jewellery need not be shifted into the safe. But in the present case, considering the duration for which the shop was closed for lunch hours, the jewelery should have been shifted into the safe. A similar argument is raised in the revision petition also. However, neither the revision petition nor the counsel point to any provision in the policy, which would permit such an interpretation of the lunch hours. In its absence, their argument amounts to bringing a stipulation into the policy which is not expressly contained in it. We therefore, have no hesitation in rejecting this contention of the revision petitioner. 10. For the details examined above, we do not find any merit in this revision petition. It is therefore dismissed for want of merit. No Orders as to costs. .………………………… (J. M. MALIK, J.) PRESIDING MEMBER …………………………. (VINAY KUMAR) MEMBER s./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI REVISION PETITION NO. 3311 OF 2012 (Against the order dated 31.05.2012 in First Appeal No.1681/2011of the State Commission, Haryana) M/s. Puran Murti Education Society Village Kami, Tehsil & District Sonepat, Haryana Through its cashier: Bhopal Singh ……….Petitioner Versus S.D.O. (O.P.) Sub Division UHBVNL, Muthal Office, Near Sector- 15, Sonepat, Haryana .....Respondent BEFORE HON’BLE MR. JUSTICE J. M. MALIK, PRESIDING MEMBER HON’BLE MR. VINAY KUMAR, MEMBER For the Petitioner : Mr. Dinesh Malik, Advocate Mr. Manish Malik, Advocate PRONOUNCED ON: 14.12.2012. ORDER PER MR.VINAY KUMAR, MEMBER The Puran Murti Education Society, Sonepat Haryana has filed this revision petition against the order of the Haryana State Consumer Disputes Redressal Commission in FA No.1681 of 2011. The State Commission has set aside the relief granted to the Complainant /revision petitioner by the District Forum, Sonepat and allowed the appeal of the S.D.O. OP Sub-Division UHBVNL on the sole ground that the Complainant is not a consumer. The relevant para in the order reads:“At the very outset the question for consideration before us is whether the complainant falls under the definition of “consumer” or not as defined in Section 2 (1) (d) of the Consumer Protection Act, 1986 which is reproduced as under:“2(1) (d) “Consumer means any person who(i) buys any goods for a consideration which has been paid or promised or partly paid and partly promised, or under any system of deferred payment and includes any user of such goods other than the person who buys such goods for consideration paid or promised or partly paid or partly promised, or under any system of deferred payment, when such use is made with the approval of such person, but does not include a person who obtains such goods for resale or for any commercial purpose; or (ii) [hires or avails ] of] any services for a consideration which has been paid or promised or partly paid and partly promised, or under any system of deferred payment and includes any beneficiary of such services other than the person who [hires or avails of] the services for consideration paid or promised or partly paid and partly promised, or under any system of deferred payment, when such services are availed of with the approval of the first mentioned person [but does not include a person who avails of such services for any commercial purpose] [Explanation- For the purposes of this clause, “commercial purpose” does not include use by a person of goods bought and used by him and services availed by him exclusively for the purpose of earning his livelihood by means of self-employment]” Undisputedly, the electricity connection bearing A/c No.MM21-004-A is a non domestic connection which was installed at the business premises of the complainant i.e. Education Society wherein the electricity was being used by the complainant for commercial purposes. The complainant has failed to lead any evidence to prove the he was running the said education society for earning his livelihood. Thus, as per the provision of Section 2(1)(d) of the Act 1986, the complainant does not fall within the definition of “Consumer.” 2. On this limited issue, whether the petitioner/Complainant is a consumer or not, the revision petition contends that— “c. That the Hon’ble State Consumer Disputes Redressal Commission Haryana, Panchkula was failed to appreciate that the complainant institution is an Education Soeciety and is imparting education to the students and the complainant is not using the electricity energy for making any product or item for selling the same in the open market. Rather the complainant is using the electricity connection for the benefit of students by providing them all the electricity facilities. D. That the Hon’ble State Consumer Disputes Redressal Commission Haryana, Panchkula was failed to appreciate that the motive of the petitioner was of social cause i.e. benevolent and hence is not for commercial purpose. E. That the Hon’ble State Consumer Disputes Redressal Commission Haryana, Panchkula was failed to appreciate that even if it is accepted that the user was not domestic, it may be non-domestic. But it does not automatically become “commercial”. The words “non-domestic” and “commercial” are not interchangeable.” 3. We have considered this contention of the revision petitioner with reference to the record submitted before us and the arguments of Mr. Dinesh Malik, counsel for the petitioner. 4. At the outset, it needs to be observed that the stand of the Complainant itself, in the petition filed before the District Forum, was that “the said Society is running an Engineering College with the name and style of P.M. College of Engineering and Polytechnic in the area of vill. Kami Teh & Distt Sonepat. The said Society has taken one N.D.S. Electricity Connection in the above said college premises bearing a/c no.MM21-0004-A and they have been making payment of the consumption bills of the said connection to the respondent-Nigam regularly and without any default and nothing is due of the Nigam towards the complainant-society.” 5. Admittedly, therefore, the power connection in question is a non-domestic one. It is taken and utilized for the purposes of running a private Engineering College. As cited above, the revision petitioner has contended that ‘non-domestic’ does not automatically become ‘commercial’ and that the motive of the petitioner is benevolent, for a social cause, not for making products and selling them in the market. However, no evidence is placed on record to show that the college is being run for pure philanthropy. We do not find anything either in the contentions raised on behalf of the petitioner or in the evidence placed on record that the College is being run for a charitable purpose. On the contrary, when directly confronted on this point, learned counsel for the revision petitioner conceded that the College is not providing free of cost education. We therefore, find no merit in the argument advance on behalf of the revision petitioner. 6. Consequently, the revision petition fails for want of merit and is dismissed. The order of Haryana State Consumer Disputes Redressal Commission in First Appeal No.1681 of 2011 is confirmed with no order as to costs. .……………Sd/-…………… (J. M. MALIK, J.) PRESIDING MEMBER ……………Sd/-……………. (VINAY KUMAR) MEMBE R s./- NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI Revision Petition No. 3994 OF 2012 (from the order dated 20.07.2012 of the Andhra Pradesh State Consumer Disputes Redressal Commission, Hyderabad in First Appeal no. 683 of 2011) Mr Jajula Veeranjaneyulu Son of Shri J Gandhi Veeraiah Opp: to Old Police Station Karempudi Post & Mandal Petitioner Guntur District Andhra Pradesh versus State Bank of India Represented by its Branch Manager Karempudi Post & Mandal Respondent Guntur District Andhra Pradesh BEFORE: HON’BLE MR. JUSTICE J. M. MALIK PRESIDING MEMBER HON’BLE MR. VINAY KUMAR For the Petitioner MEMBER Mr P Prabhakar, Advocate Pronounced on 22nd November 2012 ORDER JUSTICE J M MALIK, PRESIDING MEMBER 1. The whole controversy centres around the question whether Jajula Veeranjaneyulu complainant/petitioner had withdrawn a sum of Rs.1,50,000/- from the Bank ? 2. The complainant/petitioner had opened a Savings Bank Account with the State Bank of India the opposite party/ respondent under savings bank account no. 11509282941 on 08.12.2008. The complainant was having a credit balance of Rs.1,87,530.12 paise in his account. Thereafter on enquiry it transpired that an amount of Rs.1,50,000/- was transferred from his account to another account bearing no. 030344251858 which is the joint account of Mr. K S M Prasad, (who committed suicide on 08.01.2009), cashier’s wife and her brother at Guntur, Andhra Pradesh. The grouse of the complainant/petitioner is that he never authorised any person much less the opposite party/respondent to transfer the amount from his account. He also lodged a complaint on 19.01.2009 in this context. However, the opposite party/respondent insisted that the amount was withdrawn by the complainant/petitioner himself and not by somebody else. 3. Ultimately, the complainant filed a complaint before the District Forum. The District Forum allowed the complaint and directed the opposite party/respondent to pay Rs.1,50,000/- together with interest as applicable in the case of savings banks account from time to time. It also awarded Rs.5,000/- towards compensation and Rs.1,000/- towards costs. 4. Aggrieved by that order, the State Bank of India preferred an appeal before the State Commission. The State Commission allowed the appeal and dismissed the complaint. Aggrieved by the order of the State Commission the complainant/petitioner filed the present revision petition. 5. We have heard the learned counsel for the petitioner. He vehemently argued that the petitioner never authorised any person to withdraw the said amount. He argued that the deficiency of the petitioner stands proved and therefore, the order passed by the District Forum should be restored. He pointed out that Mr Suresh Kumar, Chief Manager of the State Bank of India was appointed as an Inquiry Officer (in short, ‘the IO’) and after receipt of the complaint filed by the complainant, the IO came to the conclusion that the above transactions with regard to withdrawal of the amount he was unable to give his opinion whether the said transaction was genuine or not. 6. The record also goes to show that the OP/petitioner sent all the withdrawal forms together with the account opening form and the complaint dated 19.01.2009 of the complainant to the examiner of Questioned Documents, Government of India, Hyderabad. The Government expert came to the conclusion that the signature of the withdrawal forms and account opening form and the letter dated 19.01.2009 were signed by the one and the same person, i.e., the complainant himself. Due to this signature, the amount of Rs.1,50,000/- was withdrawn from his account. 7. This piece of evidence towers upon the rest. It is pertinent to note that the complainant did not produce any evidence in rebuttal and no expert evidence from the side of the complainant saw the light of the day In view of this solid and unflappable evidence the case of the complainant pales into insignificance. The case of the OP/respondent is supported by cogent and plausible evidence. The order passed by the State Commission suffers from no flaw. 8. It is thus clear that the petitioner has no bone to pluck with the respondent. The revision petition is ill founded and therefore dismissed at the time of admission. Sd/……………………………………. [ J. M. Malik, J] Presiding Member Sd/………………………………………. [ Vinay Kumar ] Member Satish