SCHOLARSHIPS & FINANCIAL AID Compliments of the Counseling Department Madison West High School SENIOR YEAR TIMELINE AT A GLANCE Beginning in September Check scholarship opportunities on the West H.S. website bi-weekly (www.madison.k12.wi.us/West) – then click on “Departments”, “Counseling”, then “Scholarships”). Look for other grants and scholarships – check with your counselor, parents, employer, religious and community groups, and civic organizations. Submit applications for those for which you are eligible. Thursday, September 15 6:45 p.m., Front of Aud Grade 12 Parent Meeting: One of the workshops at this Parent Meeting will address the financial aid process and scholarship opportunities. Ms. Kari Gribble, Director of Financial Aid at Edgewood College, and Sara Neuenschwander, Counselor, will present. December Find out the application procedures for financial aid and scholarships for each university, college, or school you wish to apply to. These are usually found in the brochures that schools and colleges provide. Pay attention to application deadlines! Be sure to apply for financial aid to the school(s) or college(s) in which you are interested. Usually, aid is not offered until you are approved for admission. (You don’t need to have decided whether to attend there.) Applications for West High School scholarships are mailed home. Continue to research other scholarship opportunities and apply for those for which you are eligible. Monday, December 5 7:00 p.m., Back of Aud. Scholarship & Financial Aid Meeting for Parents of Seniors (students welcome also): The Counseling Department sponsors this evening program. Ms. Kari Gribble, Director of Financial Aid at Edgewood College, will provide a general overview of the financial aid application process and then work on the forms. As this process can be somewhat confusing, we urge families to come to the meeting. Wednesday, December 7 Periods 2 & 3, LMC Scholarship & Financial Aid Meeting for Students of Color: Counselors Marilsa Hansen will provide relevant information. January 2 – February 15 Complete and submit the FAFSA online (and other need analysis forms that respective colleges may request). Although some schools will accept FAFSA’s after February 15, many schools use this date as a priority deadline. Filing your completed FAFSA automatically puts you in consideration for grants, loans, work-study assistance, and some college sponsored scholarships. January Date – TBA West High School scholarship applications due in Counseling Office. We will not accept applications after the deadline. -9- SCHOLARSHIPS AND FINANCIAL AID Regardless of which college or career school you choose, you’ll probably need help paying for your tuition, fees, books, and living expenses. This packet was designed to help you navigate the financial aid and scholarship process. FINANCIAL AID What is Financial Aid? Financial aid is money that is given, paid, or lent to help students pay for their education. Financial aid often makes it possible for students to attend colleges they would have otherwise thought to be too expensive. Students and parents therefore should never assume that they cannot afford a particular college or university. There are basically four types of financial aid: 1. Grants – money that is given to the student, usually because of financial need. 2. Scholarships – money that is awarded because of exceptional academic achievement, an outstanding talent or skill, and/or financial need. 3. College Work-Study – money the student earns by working at a campus job 10-15 hours a week. 4. Loans – borrowed money that must be repaid, generally after you have graduated or left school. Grants and scholarships are basically “free money”, while loans and college work-study are considered “self-help” programs. Generally, all financial aid is awarded in the form of a “package”. Packages, consisting of grants, scholarships, loans, and/or work-study, are put together by the college’s financial aid office. Since packages will vary from college to college, you should certainly compare the various packages offered. How Do I Apply for Financial Aid? 1. Some colleges have their own financial aid application form that you must complete. This form is generally included in the application viewbook or packet. As you fill out a college application, be sure to check any box indicating you want to be considered for financial aid. 2. Complete a FAFSA (Free Application for Federal Student Aid) during your son/daughter’s senior year. The FAFSA is a federal form that asks for information on income and assets. COMPLETING A FAFSA IS VERY IMPORTANT You must submit a FAFSA in order to be considered for all federal financial aid and for most of the aid offered by individual states. Regardless of the number of schools your son/daughter applies to, you only need to fill out one FAFSA. The FAFSA is available online at www.fafsa.ed.gov. It is necessary for parents and students to apply for a pin number to be used for corrections. It takes 1-3 days for the pin number to be sent to you in an e-mail. Get all of your tax information organized and complete the FAFSA as soon after January 1 as possible. Double check your responses before you send it in because if there are any errors, your FAFSA will be returned to you. Aid is generally awarded on a “first come first served” basis, so you do not want to experience a delay in the processing of your application. Even if you feel you will not qualify for any need-based aid because of your income, you probably should still complete the FAFSA. Colleges and organizations often want it verified that students are not eligible for federal or state aid before they award institutional and/or private funds. -1 - Some loan programs also require the FAFSA. Remember to download/print a copy of your completed FAFSA before you submit it. Keep this from year to year, as you must apply for financial aid every year you are in school. Also, be sure to keep a copy of your tax return forms. Approximately 3-10 weeks after you have submitted the FAFSA online, you will receive a SAR (Student Aid Report). A copy of your SAR is also sent to the colleges you designated on your FAFSA. Your SAR will tell you if you are eligible for a Pell Grant and it will also inform you of your EFC (Estimated Family Contribution). Your EFC is the amount they have determined you can afford to pay for your son/daughter’s education the following year. If the cost of the college is more than your EFC, you have a financial need and should be eligible for financial aid. This aid, however, may come in the form of loans. March – April – May: You should ultimately receive a document called an “offer of financial assistance” from each college you have applied to. There will be a very important due date for your reply. Once you’ve compared colleges, respond to all by the due date. 3. In addition to the FAFSA, some private colleges and scholarship programs also require submission of the CSS/Financial Aid PROFILE. The PROFILE is not an application, but a supplemental need analysis document that is used to determine eligibility for private funds and institutional aid (aid made available by the individual colleges). PROFILE forms are available in the Counseling Office. 4. Attend the financial aid meetings offered by the Counseling Department for more detailed information. A financial aid administrator will “walk us through” the application process at the December meeting. 5. Students may also want to consider funding part of their education through the military. The U.S. Military offers the following educational programs to reduce school costs: Students have the opportunity to apply for selective admission to one of the military academies. These are four-year colleges that are tuition free and offer bachelor’s degrees and a required commission in the military after graduation. Students can attend a college or career school and enroll in the Reserve Officer Training Corps (ROTC) Program, which will pay your tuition, fees, and books and provide you with a monthly allowance. Service in the military is required upon completion. Students who join the military can take advantage of V.A. education programs and the Montgomery GI Bill, which provides financial support to those who attend school during or after serving in the military. If students enlist in the military, you may be eligible to receive repayment assistance from its Federal Loan Repayment Program. Up to $45,000 in repayment assistance may be available. Reservists and Guards men and women may receive tuition assistance up to $20,000 depending upon the branch of service. Contact your local military recruiter for more information on these programs or search the web at: www.gibill.va.gov. -2- TIPS FOR FINANCIAL AID & SCHOLARSHIPS These 9 tips could give you a better shot at financial aid – 1. Don’t pass up the chance to apply for aid just because you think your family income may be too high. Income rules vary from program to program and are subject to change, so it takes an expert to judge your eligibility. 2. Parents: Do your taxes early. Almost every financial aid application requires this information. 3. Apply for aid each school year. Changes in aid regulations or your family’s financial picture could make you eligible for new sources of assistance. 4. Apply for as many aid alternatives as possible. You cannot qualify or win if you don’t apply. Visit the schools you are interested in and talk with their financial aid officers. 5. Investigate corporate-sponsored tuition plans. Many employers will invest in the education of their employees. 6. Use scholarship search engines like www.fastweb.com to help you find the private sector assistance you need. 7. DEADLINES ARE IMPORTANT. Apply in time to meet financial aid deadlines. Sounds basic, we know. But timing can be crucial in being considered for awards – and prompt submissions may give you quicker answers. 8. Keep a copy of every form you fill out. The information may be useful on other applications. And although things seldom get lost in the mail, what if it happened to your only copy of a painstakingly prepared aid request to your favorite college? - The financial aids office at the college/university/vocational school you plan to attend. The West H.S. Counseling Office: Brochures, catalogs, and books to help our students/families learn more about financial aid and scholarships. We recommend the booklet Funding Your Education by the U.S. Dept. of Education. http://westweb.madison.k12.wi.us: Go to the Counseling page for “Scholarship Scoops”. Scoops are issued several times throughout the school year and list scholarships offered by local/state/ national organizations. Scoops are also posted and on file in the Counseling Office. Check on a regular basis for the most recent “Scoops”. 1-800-801-0576 : General information re: FAFSA and technical assistance. 1-800-891-4599 : College Answer Service – for tips and information on the FAFSA. Where Can I Get More Information? - - Helpful Internet Links: www.fafsa.ed.gov www.fastweb.com www.studentscholarshipsearch.com/ www.scholarshiphelp.org www.finaid.org www.collegeboard.com www.collegenet.com www.XAP.com www.SALLIEMAE www.military.com “Free Application for Federal Student Aid” Free scholarship and financial aid search. Excellent resource to assist seniors and parents. Help with getting organized in the scholarship hunt. Huge selection of links and references to financial aid information – concise and very thorough. Very comprehensive site for all financial aid issues. Financial aid and scholarship search. Comprehensive scholarship search site, including an “expected contribution” estimator. College planning and financial aid site. Discover ways to further your education through the military -3- SCHOLARSHIPS Applying for Scholarships Thousands of students seek scholarships every year. The fact is, there are lots of scholarships for students going on to school; however, most of these scholarships have very specific eligibility criteria (i.e., academic performance, athletic achievement, financial need, minority status, gender, career choice, community service, leadership, test scores, etc.) When it comes to academic scholarships, students generally must have an outstanding GPA, high test scores, excellent recommendations, and be involved in extracurricular and/or community activities. To receive an athletic or talent scholarship, a student must truly be outstanding. Even though it is not easy to obtain academic or talent scholarships, students and parents who are willing to invest the time and energy may find that their efforts pay off handsomely. When looking for scholarships, keep the following in mind: 1. Start early. Begin looking into possibilities during your son or daughter’s junior year. Be ready to locate and complete applications early in the senior year. 2. Finding and applying for scholarships takes time, energy, and persistence. 3. The larger scholarships are usually awarded by the college the student plans to attend. Contact the college’s financial aid office to learn about any scholarships they may offer. 4. Private colleges are often more generous in awarding scholarships, thus making private schools competitive in price with public schools. Do not rule out a private school until you have received their financial aid package. 5. Apply! Apply! Apply! The more scholarships a student applies for, the greater the chance of receiving any. 6. Follow directions. Make sure you don’t disqualify yourself by filling the forms out incorrectly, missing the deadline, or failing to supply important information. Type your applications if possible and have someone proofread them . Applications should look neat and carefully thought out. Students that get scholarships take the time to submit a neat and thorough application. 7. Be aware of DEADLINES. Scholarship applications become available throughout a student’s senior year and are sometimes due only weeks after being publicized. 8. Network. Check for scholarship opportunities with your school web site, your employer, your parents’ employers, your church, your college admissions office, organizations to which you belong, etc. 9. The Internet has a great deal of information on scholarship opportunities. You can also find books such as Peterson’s Scholarships, Grants & Prizes and other resource guides and computer programs in the Counseling Office and at local libraries. 10. Remember that students who are not able to get scholarships often are able to get need-based financial aid. 11. Community service has become much more important in the process. It is a good idea to create a resume of activities, community service, etc., to go with your transcript. Many scholarship donors look for students that have academic promise and are involved in the school and community. 12. Resumes are a great way to put all of your activities into an organized form. Reference writers and counselors love to have a resume to check over before writing a recommendation. The more information the student can give people, the better prepared the writer will be. Do not assume everyone remembers everything about you. 13. Be wary of scholarship searches that charge a fee. -4- What Types of Scholarships are Available? 1. College/Vocational School Scholarships: Usually, when a student submits a college application, the college puts the student on their mailing list so that the student receives mailings about that school during the year, including scholarship information. All colleges have a financial aid office. Applicants can contact these offices directly for information regarding the various kinds of aid that are available and additional forms to be completed. 2. Outside Scholarships: Every year the Counseling Office receives information on over 100 local, state, and national scholarship opportunities for seniors. We publicize these scholarships in “Scholarship Scoops” throughout the year. The bulletins are posted in the Counseling Office and on the West High homepage - (http://westweb.madison.k12.wi.us – then click on “Counseling”, then “Financial Aid and Scholarships”). Students are encouraged to check these “Scoops” frequently for the most recent scholarship opportunities. Applications or instructions for applying for these scholarships are available in the Counseling Office. It is a student’s responsibility to complete the applications and observe deadlines. Scholarship Application Process for #’s 1 & 2 Above: Upon obtaining a scholarship application, complete it following all directions carefully. If a counselor recommendation or transcript is needed, bring completed scholarship application along with a STAMPED, ADDRESSED envelope to your counselor for processing. The counselor will attach a recommendation and/or fill out the necessary form, then pass your application on to the Registrar who attaches a transcript, logs the mailing date on the computer, and mails the completed scholarship form. Note: Allow one week for this process. If your scholarship application includes teacher recommendations, put these teacher recommendation forms in stamped envelopes (addressed to the scholarship provider) and give them to the teachers you are asking to provide recommendations. 3. The Academic Excellence Scholarship: Given by the State of Wisconsin Higher Education Aids Board. This is a four-year award worth $2,250 per year, awarded to the top five seniors, and payable only if the student attends college in the state of Wisconsin. HEAB directs each high school to award this to seniors ranked number one in the senior class, as measured by cumulative grade point average through semester one of senior year. 4. The Wisconsin All-State Scholars Scholarship: Given by the Wisconsin Department of Public Instruction, the Wisconsin Education Association Council, the Wisconsin Foundation for Educational Administration, and the Wisconsin State Journal. This is a four-year award worth $1,500 per year, awarded to the top three seniors in each graduating class. The students may use this scholarship at any post secondary educational institution in the U.S. MMSD Tie Breaking Procedure for the Academic Excellence Scholarship and the Wisconsin All State Scholars Scholarship: Often, West will have as many as 20 to 30 seniors with cumulative GPAs of 4.0. In previous years top rank has been determined by using the highest composite ACT score or highest converted SAT score from a 4.0 student’s best single ACT or SAT exam (exams taken no later than December of senior year). Beginning with the 2010/11 school year, MMSD will use the more accurate ACT “sum of scores” from a student’s best single ACT exam to determine this rank. The SAT score will no longer be used in such ranking. The ACT “sum of scores” adds together the English, Math, Reading and Science ACT subscores. If after using this method, a tie still exists (eg., six students all share an ACT “sum of scores” of 120), the MMSD will declare that a deadlock exists at that particular “sum of scores”. The district position is that there is no other method to fairly and objectively separate one outstanding candidate from another. The names of the students tied at each “sum of scores” level will be entered in a random lottery to yield a final rank ordering. The lottery will be supervised by an assistant principal. 5. West High Scholarships: West High School is fortunate that each year about 40 local organizations and private donors generously contribute scholarship monies to award to our graduating seniors. The scholarship donors establish the criteria for their scholarships. The criteria vary, but may include one or more of the following: academic achievement, leadership, school/community service, financial need, athletic participation, special interests/talents, and intended area of study. Recipients are selected by the West High Scholarship Committee, which begins meeting in early spring. -5- In order to be eligible for a West High Scholarship, students must have attended high school in the Madison Metropolitan School District for a minimum of three full semesters, one of which must be the 8th, or final, semester, and they must submit a West High Scholarship Application by the deadline (TBA). The application is completed online. Further information on the application procedure/deadline will be disseminated in November. GPA for scholarships and eligibility for honors are calculated using the 7th semester grade point average. Every year, we have many more deserving students than we have scholarships. In recent years, West has had approximately 60 scholarships to award. Given the large number of worthy and talented students and the relatively limited number of scholarships, it is the intent of the West High School Scholarship Committee to honor as many students as possible. Therefore, the Scholarship Committee will attempt to award scholarships to students who have not received other local and state scholarships. WE WILL NOT ACCEPT APPLICATIONS AFTER THE DEADLINE. Each year, there are students that would have qualified for a scholarship, but failed to submit an application by the deadline. Submitting a completed application by the deadline is the responsibility of the student. Following is a SAMPLE listing of West High scholarships which have been awarded in the past. The scholarships and dollar amounts vary from year to year. Scholarship criteria is determined by the donor. Allen J. Shafer, Jr. 10 at $700 Peter Iannone West H.S. Class of ’89 Schol. $1,900 Madison West Athletic Booster Assoc. Schol. Katharine Schantz Music Scholarship James Brett Lawrence Music Scholarship Kristin J. Marx Memorial & Marketing Scholarships Christian J. Sanborn Memorial Award 4 at $500 $1,000 $500 2 or 3 at $500 ESL Achievement Award $1,700 or 2 at $850 Student Council Leadership Scholarship Harold Wetzel/Lion’s Club Award for Outstanding Citizenship and Leadership Harlan P. Hanson Book Award Devine Family Foundation Scholarship 2 at $250 3 at $500 $1,500 Ethel Mabie Falk Scholarship $500 $1,000, renewable for up to 5 years 2 - $1,750 Class of ’52 Arts & Humanities Scholarship $1,250 UW Credit Union Scholarship 2 at $500 McKinley Lukes Young Writers Scholarship $1,000 Unseen Star Award SLC/PTSO Scholarship Hazel B. Paschall Scholarship $300 $500 $1,200 Murphy Family Scholarship 2 at $500 -6- Leadership in athletics, scholarship, citizenship, character Varsity letter in football, 3.0, leadership, extracurriculars Athletes Major in music at UW-Madison Attend MATC, participate in music DECA/marketing students, majoring in business Hockey player, 2.0+ GPA, exemplary teammate. Immigrant students exhibiting exceptional progress, planning to continue education. For seniors in Student Council. Scholarship, leadership, character, citizenship, activities Academically strong, financial need 2.25-3.5 GPA, com. service, financial need. Attend UW System,, scholarship, school & community service, children of MMSD staff. Distinguished in the arts, school and community service. Attend certain UW campus, financial need, school & community service. Passion for written/spoken/ performed word. Liberal arts major. Student working behind the scenes. Leadership in SLD development. Financial need, attend college or technical school in Madison. Financial need, scholarship. UW Health West Towne Research Park & Wingra Health Care Career Scholarship $500 Paula McCormick Scholarship $500 Tyler J. Berg Memorial Scholarship $527 Optimist Club of West Madison Burt Hable Scholarship 2 at $1,000 Don Loker Scholarship $1,000 Ingrid Buslee Memorial Scholarship $300 Pursue health care career, financial need, scholarship, leadership, school & community service. Planning to study natural resources or wildlife management in college. Pursue teaching career, leadership in student government, athletics. Scholarship, financial need, strong community service. Financial need, attending college or tech school in Madison. Deserving student involved in English program. Served as a peer tutor at West. Sarah Waggoner Sisson Memorial Scholarship 2 at $500 SAMPLE LISTING OF OUTSIDE SCHOLARSHIPS SUBMITTED TO WEST HIGH SCHOOL FOR POSTING IN OUR “SCHOLARSHIP SCOOPS” Seniors seeking scholarships should get in the habit of checking out the scholarship bulletin board or web site periodically. Name of Scholarship/Sponsor Elks National Foundation Prudential Spirit of Community Award Amount 22 - $1,000$60,000 $6,000 Description/Criteria Scholarship, leadership, need. Coca Cola Scholars Foundation Scholarship Program $3 million total to 250 students nationwide VFW Voice of Democracy Scholarships 1st place-$30,000 Kohl Scholarship 100 - $1,000 Toyota Community Scholars Program 100 renewable scholarships $10,000 $20,000 over four years. 1,000 recipients – cost of attendance, renewable each year 2 - $2,500 ($1,250/sem) Gates Millenium Scholars Program St. Mary’s Hospital Health Care Scholarship Program -7- Distinguished record of volunteer work. Finalists may win state and national awards. Students who demonstrate leadership, commitment to community, academic achievement. Wisconsin resident, going on to college/tech school. Leadership, citizenship, school/community involvement, academic achievement. GPA of 3.0 or better; actively involved in a service organization or project that has a positive impact on the school and/or community; pursuing undergraduate degree at an accredited four-year college or university in the U.S. Student of color; U.S. citizen or legal permanent resident; enrolling in college; 2.3 or higher GPA; demonstrated leadership in community service or extracurricular activities; financial need. Minority students pursuing a health care profession through enrollment at UW-Madison, Edgewood, or MATC. 2.0 GPA or higher. US citizen. Rotary Foundation $3,500 $20,000 over four years. Kiwanis Club Giant Steps Wisconsin Grocers Association Rotary Club USA Today’s All-USA High School Academic Team $1,000 $500-$3,000 $250-$4,000 $2,500 each Betty Franklin Hammonds Scholarships 1 - $1,250 American Cancer Society Italian Workmen’s Club $1,000 2 - $1,000 Betty Von Rutenberg Asthma Athlete Scholarship Program $2,500 10 - $1,000$10,000 $1,000-$3,000 National Multiple Sclerosis Society McKelvey Foundation Entrepreneurial Scholarship 50 scholarships for $40,000 ($10,000 each year for 4 years) Commitment to Agriculture Scholarship 100 - $1,500 -8- Financial need, attending 2 or 4-year school; going to a two or four-year college. 3.0 GPA OR have been accepted to a college at the time of this application; active in school groups and recognized for leadership; performs community service through school activities or other groups. For high school age parent, need. 3.0, grocery industry work experience, leadership. Academic achievement, community service. Searching for 20 of the best and brightest high school students in the nation. The criteria are designed to find students who excel not only in scholarship (3.98 GPA or better) but in leadership roles within and outside of school. African-American, low to moderate income household, minimum GPA of 3.0 for three consecutive semesters prior to applying, and accepted into a degree program at an accredited college, university or technical school. Cancer survivor. Italian descent, associated with Club, scholastics, financial need. Female, community service, leadership. Senior with asthma, excellence in academics and athletics. Anyone with multiple sclerosis or the child of someone with multiple sclerosis, planning to attend a post secondary school. Graduating seniors who have demonstrated entrepreneurial spirit by owning and operating their own businesses (with at least one employee) while in high school, planning to attend a 4 year college or university in the U.S. Graduating senior planning to pursue a career in an agriculture-related field.