Decent Work and International Labour Migration from Bangladesh Tasneem Siddiqui University of Dhaka INTRODUCTION The annual growth rate of global migrant population has increased from 1.2 percent during the period 1965 to 1975 to 3 percent in early 2000 (Abella 2002). Among all kinds of migration, movement of workers is the most dominant. Close to 80% of the total migrant population are workers. Increased movement of labour is indicative of increased employment opportunity in the global market. In recent time migration has enabled a section of people to attain productive, self-actualizing and creative work but for many others it has not been successful in ensuring acceptable quality of job. Instead, migration has resulted in inhumane work conditions where basic labour rights of the workers are not respected. Bangladesh is one of the major labour sending countries of the world. Each year a large number of people voluntarily migrate overseas for long-term and short-term employment. This paper attempts to assess the current state and future potential of short-term international migration in creating decent work opportunities for migrants of Bangladesh. METHODOLOGY Over the last five years, some important empirical research works have been conducted on international migration. This paper relies on the findings of some of these works1. It surveyed several conference, seminar and workshop proceedings2. The paper is also based on interviews of officials of BMET and Paper presented at National Policy Dialogue: "Globalisation, Decent Work and Poverty Reduction: Policy Alternatives" under Decent Work Pilot Programme of Bangladesh on 27-28 April, 2004 at Dhaka Sheraton Hotel, Dhaka, Bangladesh. 1 Syed Refaat Ahmed, Forlorn Migrants: An International Legal Regime for Undocumented Migrant Workers, UPL, 2000; Tasneem Siddiqui, Transcending Boundaries: Labour Migration of Women from Bangladesh, UPL, 2001; INSTRAW and IOM, Temporary Labour Migration of Women: Case Studies of Bangladesh and Sri Lanka, 2000; Tasneem Siddiqui edited Beyond the Maze: Streamlining Labour Recruitment Process in Bangladesh, RMMRU, 2002. Tasneem Siddiqui and C R Abrar, Contribution of Returnees: An Analytical Survey of Post Return Experience, June 2000 UNDP and IOM ; Tasneem Siddiqui, Migrant Workers’ Remittances and Micro-finance in Bangladesh, May 2001 ILO; Therese Blanchet, Beyond the boundaries: A critical Look at Women Labour Migration April 2002 USAID. Tasneem Siddiqui 2003 Institutionalizing Diaspora Linkage: The Bangladeshis in the UK and the US, GoB and IOM. Tasneem Siddiqui and J Sikdar, Working Condition of Bangladeshi Factory Workers in the Middle Eastern Countries RMMRU and WARBE 2004, Commissioned by the Solidarity Center, Sri Lanka. 2 Over the last few years a number of conference, seminars and workshops have been organised on international labour migration. These include: workshop on National Responsibility towards the Migrant Workers, organised by RMMRU, December 1997; conference on Temporary Migrant Workers of Bangladesh: Towards Developing a National Plan of Action, organised by RMMRU in collaboration with the Bangladesh National Women Lawyers’ Association, April 1999; consultative meeting on the Need for the Ratification of International Convention on the Rights of All Migrant Workers and Members of their Families by RMMRU, February 2000; symposium on Short-term Labour Migration of Women from Bangladesh, by RMMRU, November 2000; workshop on Remittance and Microfinance in Bangladesh, by ILO, May 2001; three two-day Awareness Campaign Workshops on Labour Migration Process for Community Leaders and Activists by RMMRU, April, November 2001 and May 2002; National Consultation Workshop organised by IOM, November 2002; Regional Conference on Migration, Development and Pro-Poor Policy Choices, jointly organised by DFID, UK and RMMRU, June 2003 in Dhaka. 1 members of migrant workers’ associations and the outcome of stakeholder meetings with government, employers and trade unions. CONCEPTUAL FRAME WORK Decent Work The overarching goal of ILO is to improve situation of human being in the world of work. In recent times, decent work has emerged as the core concept of ILO in achieving this goal (ILO, 1999, 2001). To ILO, decent work means productive work in which rights are protected and generates an adequate income, with adequate social protection. In other words, it refers to a situation that promotes opportunities for men and women to obtain decent and productive work in the condition of freedom, equality, security and human dignity. The concept of decent work stands on four pillars. These are access to employment, promotion of rights at work, social protection, and social dialogue. Employment is generally seen as the means of sustaining life and of meeting basic human needs. But it is also an activity through which individuals affirm their own identity, receives satisfaction and makes fullest development of their potentials and skills, thereby making great contribution to common well-being. Therefore, employment is not to be seen only as access to any job, rather access to “full job of acceptable quality, productive in nature and freely chosen”. All those who work have rights at work. Every worker enjoys certain rights irrespective of his or her type of employment, whether in organised or not, in formal or informal economy, at home, in community or in the voluntary sector. Social protection refers to protection from vulnerabilities and contingencies that take people out of work. This includes old age, sickness, unemployment and loss of livelihood. Social dialogue is a process through which employer and employee resolve their differences and ensure social equity. It is means by which rights are defended, employment promoted and work secured. Decent work concept is relevant for all countries. However, depending on the stage of development decent work standards may vary between countries at any given time. Decent work is also gaining currency as development and poverty reduction goals. In the millennium summit of 2000 the UN Secretary General identified Decent Work for young people as one of the eight priority ways of attacking poverty (UN 2000). Pope John Paul II supported a call for global coalition for decent work. On behalf of the non-aligned movement, President Tom Mbeki of South Africa affirmed that “decent standard of living, adequate nutrition, health care, education and decent work for all are common goals for both the South and the North”3. The UNDP Human Development Report of 2000 identified freedom for decent work without exploitation as one of the seven types of basic freedoms. 3 Sighted in ILO 2001 page-12. 2 Migration In this paper short-term international labour migration is defined as voluntary movement of people from one country to another for a certain period to achieve a better life or to earn a better livelihood. Employment is a major avenue through which migrants aspire to attain a better living. In the light of the four pillars, employment, right at work, social protection and social dialogue; the scope of voluntary international migration in creating decent work can be analysed. The first indicator therefore may be access to full employment, to earn a reasonable income for maintenance of decent living and flourishing of creative energy of individuals. The second indicator would be that rights that are recognized for individuals at work and the extent to which he/she enjoys those rights in practice. The third indicator would constitute of social protections that are at place. Finally, the fourth indicator would be the available mechanisms operational for employers and employees to negotiate and protect rights at work. This paper is divided into eight sections, including this introduction. Section 2 underscores the importance of labour migration to the economy of Bangladesh. Section 3 describes different ministries and agencies involved in managing migration. Section 4 starts the analysis of labour migration from decent work perspective. It attempts to understand access to employment created for the Bangladeshis through migration. Section 5 makes a comparison of the rights provided to the migrant workers through various international and national instruments and their enforcement at various stages of migration - ranging from recruitment to return. Section 6 analyses the level of social protection available to the migrants, and Section 7 highlights the participation of trade unions and other civil society organizations in acting as bridge between employers and employees through performing social dialogue. Section 8 draws conclusions on major policy challenges and finally offers some recommendations. 2. IMPORTANCE OF SHORT TERM MIGRATION TO THE NATIONAL ECONOMY Labour migration plays a vital role in the economy of Bangladesh. Bangladesh has a very narrow export base. Readymade garments, frozen fish, jute, leather and tea are the five groups of items that account for four-fifths of its export earnings. Currently, garments manufacturing is treated as the highest foreign exchange earning sector of the country (US $ 4.583 billion in 2003). However, if the cost of import of raw material is adjusted, then the net earning from migrant workers’ remittances is higher than that of the garments sector. In 2003, net export earning from RMG should be between US$2.29-2.52 billion, whereas the earning from remittance is net US$3.063 billion. In fact, since the 1980s, contrary to the popular belief, remittances sent by the 3 migrant workers played a much greater role in sustaining the economy of Bangladesh than the garments sector.4 During the period of 1977-1978 to 1997-1998, annual average of contribution of remittances was 26.5 percent (Siddiqui and Abrar, 2001). This has been used in financing the import of capital goods and raw materials for industrial development. In the year 1998-1999, 22 percent of the official import bill was financed by remittances (Afsar, 2000; Murshid, 2000). The steady flow of remittances has resolved the foreign exchange constraints, improved the balance of payments, and helped increase the supply of national savings (Quibria 1986). Remittances also constituted a very important source of the country’s development budget. In certain years in the 1990s remittances’ contribution rose to more than 50 percent of the country’s development budget. Government of Bangladesh treats Foreign aid (concessional loan and grants) as an important resource base of the country. However, remittances Bangladesh received last year was twice that of foreign aid. The contribution of remittance to GDP has has also grown from a meagre 1 percent in 1977-1978 to 5.2 percent in 1982-83. During the 1990s the ratio hovered around 4 percent. However if one takes into account the unofficial flow of remittances, its contribution to GDP would certainly be much higher. Murshid (2000) finds that an increase in remittance by Taka 1 would result in an increase in national income by Tk 3.33. Following the expiry of multi-fiber agreement (MFA), Bangladesh will face steep competition in export of RMG. The country will cease to enjoy any special quota. It is apprehended that Bangladesh’s RMG export will decline sharply. This will result in loss of job of many workers and shortfall in foreign exchange earning. Potential of retaining employment and export earning through export of frozen fish, jute, leather and tea seems rather bleak. It is in this context labour migration has become key sector for earning foreign exchange and creating opportunities for employment. Therefore, the importance of labour migration to the economy of Bangladesh can hardly be over emphasized. 3. MANAGING MIGRATION Labour recruitment from Bangladesh involves various ministries and agencies of government, private recruiting agents, their local and international intermediaries, potential migrants and their families. MINISTRIES The Ministry of Expatriates’ Welfare and Overseas Employment, Ministry of Home Affairs, the Ministry of Foreign Affairs, Ministry of Finance and the Ministry of Civil Aviation and Tourism are the four important ministries which deal with international labour migration. Until 2001, Ministry of Labour and Employment was in charge of international labour migration. The current 4 Quoted in Beyond the Maze (2002), pp. 53. Speech delivered by Professor Wahiduddin Mahmud, former Advisor to the Interim Government in 1996, at a conference on ‘Streamlining Labour Recruitment Process in Bangladesh for Employment Abroad’, 24 September 2001. 4 government, in responding to the demand of the expatriate Bangladeshis and the migrant workers, created a new ministry in December 2001. The power of implementing the rules framed in 2002 under the Emigration Ordinance 1982 and accordingly, promoting, monitoring and regulating the migration sector are vested with the new ministry. The activities of the ministry concentrated in two broad areas. First is to create employment in overseas and the second is to solve problems of expatriates and ensure their welfare (GoB, 2003). Role of foreign Missions are also extremely important in respect to migration. The functions that Bangladesh missions abroad currently perform regarding labour export are: (a) exploring potential labour market: (b) attestation of documents pertaining to recruitment; (c) providing consular service to Bangladeshi workers; and (d) ensuring welfare of migrant workers. BUREAU OF MANPOWER, EMPLOYMENT AND TRAINING (BMET) BMET is the executing agency of Ministry Expatriates’ Welfare and Overseas Employment in respect to processing labour migration. BMET was created in 1976 by the government to ensure maximum benefit for labour export. Since the promulgation of the Emigration Ordinance of 1982, it has been working as the implementing agency of the Ordinance. Currently BMET is involved in all kinds of functions–control and regulation of recruiting agents, collection and analysis of labour market information, registration of job seekers for local and foreign employment, development and implementation of training programmes in light of specific labour needs both in national and international labour market, materialisation of apprentice and in-plant programmes in the existing industries, organising pre-departure briefing sessions, and resolving legal disputes. PRIVATE RECRUITING AGENCIES In the 1970s the government performed functions of recruitment. Since 1981, as part of private sector development, the private recruiting agents took over the task. The private agencies work under a license from the government. On their own initiative they collect information on demands and orders for foreign employment. After taking permission from the BMET, the agencies recruit workers as per specifications of the foreign employers and then process their cases for deployment. Over time, the recruiting agencies became organised under the Bangladesh Association of International Recruiting Agencies (BAIRA). The association was formed in December 1984 with representatives of twenty-three recruiting agencies. In 2002, the association had a membership of around 700 agencies. BANGLADESH OVERSEAS EMPLOYMENT SERVICES LIMITED In 1984, the government also set up Bangladesh Overseas Employment Services Limited (BOESL) as a limited company to take up direct recruitment role. Since its inception up to February 1999, BOESL recruited 8,900 workers. This constitutes 0.31 percent of the total number of those who went overseas though the official channel (Table 3). 5 INDIVIDUAL CONTRACT Almost 55 to 60 percent of recruitment is conducted through individual initiatives and social networks. Usually persons already deployed in the host counties arrange visas for their friends and relatives through their own contacts. Sometimes these visas are sold to the interested parties. The cost of migration and illicit practices are less when work visas are procured through individual migrants working abroad (Siddiqui 2002). Now we have some idea about the agencies involved in managing migration. Following three sections will provide an assessment of short-term labour migrants from the perspective of four pillars of decent work. 5. ACCESS TO EMPLOYMENT This section describes nature and extent of employment created through short-term international migration. It starts with a discussion on total number of employment created by overseas migration. This is followed by identification of countries of destination, type of employment, gender distribution of the migrants and flow of remittance through them. EXTENT OF EMPLOYMENT BMET5 data show that from 1976 to July 2003, the total number of Bangladeshis working abroad as short-term migrants stands at more than three million (Table 1). It indicates a yearly average flow (1991–2002) of around 214,098. It also shows that the highest number of people migrating from Bangladesh was in the year 1999 (268,182). The large number of Bangladeshis is also believed to have gone to the Middle East through irregular process. This means that short-term migration has created employment of large number of Bangladeshis. MAIN FLOW Currently, Bangladesh sends short-term migrants to Saudi Arabia, UAE, Kuwait, Qatar, Oman, Iraq, Libya, Bahrain, Iran, Malaysia, South Korea, Singapore, Hong Kong and Brunei are some of the major countries of destination. Saudi Arabia alone accounts for nearly one half of the total number of workers who migrated from Bangladesh. Labour market of Bangladeshi workers is not static. During the 1970s Saudi Arabia, Iraq, Iran and Libya were some of the major destination countries. While the position of Saudi Arabia remains at the top, Malaysia and UAE became important receivers. Malaysia used to be the second largest employer of Bangladeshi workers. However, since the financial crisis of 1997, Bangladeshis migrating to Malaysia dropped drastically (see Table 1). Now UAE has taken over its place. 5 BMET, among other things, maintains record of migrants. 6 TYPE OF EMPLOYMENT BMET has classified short-term migrants to Middle East and South East Asia into four categories: professional, skilled, semi-skilled, and unskilled. Doctors, engineers, teachers and nurses are considered as professional workers. Manufacturing or garments workers, drivers, computer operators and electricians are considered as skilled, while tailors and masons as semiskilled. Housemaids, agri-labourer, hotel boy and menial labourers, ie, cleaners, cart loader, carton pickers are considered as unskilled workers. Table 2 shows the percentage share of different skill category of migrants from 1976 to 2003. Only a small proportion of migrants are professionals (4.40%). 31% of them are skilled, 16% semi-skilled and 47% are unskilled workers. SEX RATIO BMET data also shows that Bangladeshi workers are predominantly men. From 1991 to 2003 altogether 2,754,693 persons have migrated overseas for employment. Among them only 17512 were women (Table 4). During the period 1991 to 2003, women constituted less than 1% of the total migrants from Bangladesh. During 1991- 95, women constituted 0.98% of the total migrant flow. In 1997 it came down to 0.76%. The figure of 1999 more or less suggests the stemming of the flow of female migration from Bangladesh. However, the figure rose to .67% in 2003. IOM INSTRAW (2000) and Siddiqui (2001) estimated that the number of female migrants might be 10 to 50 times more than the above official figure.6 There is a government ban on migration of unskilled and semi-skilled women. Women of the unskilled and semiskilled categories migrate through unofficial channels. Their number is not accounted in any statistics. AGE AND EDUCATIONAL LEVEL Database of BMET is also not segregated according to age and educational level. Different micro studies conducted in migrant prone areas have shown that most of the migrants were young (15 to 30 years of age) when they first migrated (Siddiqui and Abrar, 2000; Afsar, 2000; Murshid, 2000) and a substantial majority were either illiterate or possessed educational background from class one to SSC. FLOW OF REMITTANCE The Bangladesh Bank7 documents remittance flows to Bangladesh from all over the world. It shows that the remittances sent by the overseas wage earners have grown over time. It has increased from a paltry figure of US$ 23.71m in 1976 to US$ 2617.92m in 2002 (Table 5). Nonetheless, the yearly growth rate of remittance is much less than the growth rate of the total number of migrant workers.8 Throughout the last twenty-five years, the 6 This information is based on interviews of recruiting agents who process undocumented migration. It is the central bank of the country. 8 In 1991, the flow of migrants increased 41.72 percent, whereas remittances grew only 1.56 percent compared to the previous year. Similarly, in 1994, the number of people who migrated overseas grew at a rate of 23.79 percent whereas remittances grew only 14.31 percent during that time. In the year 1997 the number of migrants increased 79 7 7 remittance flows broadly indicate an average yearly increase of around 10 percent. The most important reason behind such gap in migrant and remittance flows is that in recent times Bangladesh has exported more unskilled and semi-skilled migrants whose wages are rather low compared to those of previous skilled and professional ones. Wage rates have also fallen drastically over the past decade (Siddiqui and Abrar, 2001). One half of the total remittance came from one country, i.e., Saudi Arabia. Over the years, the US has become the second largest remittance sending country, Kuwait and the UAE being the third and fourth. Short-term migrants use different methods in sending remittance involving both official and unofficial channels. Officially, transfer of remittance takes place through demand draft issued by a bank or an exchange house; travelers’ checks; telegraphic transfer; postal order; account transfer; automatic teller machine (ATM) facilities; electronic transfer and in kind. CREATION OF DOMESTIC JOBS Along with direct employment, migration has also contributed to the creation of employment indirectly. Recent studies (Siddiqui and Abrar 2001, Murshid 2000) have shown that the family members of migrants have used a section of their remittances in generating income and employment. Siddiqui and Abrar’s work finds that 100 families of Tangail and Chitagong spent 11.24% of the remittance in agricultural land purchase, 2.24% in releasing or taking mortgage of land for cultivation, 5% was invested in micro and small enterprises and another 3.5% was utilised in savings, bonds and insurance. 7.19% of the total remittance went into financing migration of other household members (Table 6). Besides, capacity of buying consumable items of the migrant families helps sustain local small businesses and producers. Demand for better management of migration has created jobs in the public sector as well. A new ministry has been created with a state minister, secretary and other associated staff. 48 skill-training centers, and Bureau of Manpower Employment and Training are some major agencies creating jobs in the public sector. The movement of the migrants also has relevance in determining the size of the Ministry of Civil Aviation, Customs and Immigration Departments. Migrants also constitute a majority of the customers of Biman Bangladesh airlines. The presence of airlines of the Gulf and Southeast Asian countries has also created jobs for a large number of people. A powerful private sector has emerged centering around the recruitment industry. Private recruiting agencies, their agents and sub-agents, travel agencies, medical centers, inter state transportation owners and workers, all earn their livelihood by taking part in processing migration9. SECTION SUMMARY The study reveals that short-term migration has been extremely successful in creating a large number of jobs for Bangladeshis. Along with employment of workers in the overseas, it also created jobs within Bangladesh. In the public percent compared to 1996 and remittance flow increased 12. 52 percent. In case of 1998, growth in migrants was 29 percent while growth in remittances was 4.86 percent. 9 There are 700 licensed recruiting agencies, 10,000 sub-agents and around 1350 travel agencies. 8 sector a few agencies and a Ministry has been created to manage migration. Facilitation of migration has created jobs in the private sector as well. Recruiting agencies, their agents and sub-agents, travel agencies and medical centers. Analysis of nature of overseas job shows that market of Bangladeshi labour is changing all the time. New countries of destinations have emerged. In the early years of short-term migration, skilled and professionals used to migrate more. Now Bangladesh has created a niche in the unskilled and semi-skilled market. Over the years, remittances have increased in absolute terms, however, per capita remittances has declined. Remittances sent by the migrants have a major impact on the national economy. 4. RIGHT AT WORK There are three sources of rights at work for the short-term migrants of Bangladesh. These are, international instruments, laws of the countries of destinations and Bangladesh, and bilateral agreements between Bangladesh and the receiving countries. In this section, the sources of right at work will be elaborated. This is followed by an assessment of the rights enjoyed by Bangladeshi migrants in practice. SOURCES OF RIGHTS International Instruments ILO is the oldest organization dealing with migration of labour. The first session of the International Labour Conference in 1919 highlighted the issue of equality of treatment between nationals and migrant workers, coordination of migration policies between states on the one hand and between government, employers and workers organization on the other (ILO 2001). The most important among the instruments framed by ILO regarding migrant workers are the Migration to Employment Convention (Revised) 1949 (No. 97) and the Migrant Workers (Supplementary Provisions) Convention, 1975 (No. 143) and the Migrant Workers Recommendations (No. 151). Convention No. 97 came into force in 1952 and Convention No. 143 in the year 1978. The 1990 UN International Convention on the Protection of Rights of All Migrant Workers and Their Families (ICMW) is the most comprehensive instruments concerning the migrant workers. It ensures rights to both regular and irregular, male and female migrants. It upholds that migrants are both social and economic being. It is important to note that none of the labour receiving countries of Bangladesh has ratified the ILO Conventions or the UN Convention on migration. Bangladesh also did not ratify the ILO Conventions. It has signed the UN convention but did not ratify it yet. Therefore, the migrant workers of Bangladesh cannot receive protection through these instruments. National instruments 9 In order to manage and provide better protection to the migrants different measures have been undertaken by the government of Bangladesh. It has promulgated new ordinance, statutory regulatory orders, framed rules etc. The Emigration Ordinance, 1982 In 1982 GoB promulgated an Emigration Ordinance. The new Ordinance is the key regulatory instrument in respect to migration. The Ordinance only allowed persons with valid travel documents to emigrate. A letter of appointment or work permit from a foreign employer or an employment or emigration visa from a foreign government is considered to be a valid document (Sec 7/3/a). A person who is selected by a foreign employer through an organisation or a recruiting agent recognised by the government under an agreement between two governments will also be allowed to emigrate (Sec 7/3/b). The Ordinance also empowers the government not to allow emigration of persons of a particular occupation, profession, vocation or qualification in the public interest (Sec 8/1). Under the Ordinance, the government is authorised to grant licenses to individuals and companies who wished to be engaged in recruitment for overseas employment (Sec 10). The Ordinance empowers the government to cancel and suspend licenses and forfeit security deposit if it is satisfied that the licensee’s conduct has been improper or is in violation of the law or prescribed Code of Conduct. However, such actions could only be taken after the licensee was given an opportunity to explain his position (Sec.14/1). Illegal emigrations are punishable for a term of up to one-year imprisonment with a fine not exceeding Tk. 5000. It also contains provisions for penalising unlawful recruitment efforts (Sec 20). Under the Ordinance, the recruiting agencies are prohibited to charge higher than the prescribed amount of fees for their services (Sec 23). The Ordinance has provisions for penalising individuals who, in breach of contract with foreign employers, abandon their employment (Sec.24). Statutory and Regulatory Orders On 11 April 1983 the Government by a notification10 of the Labour and Manpower Ministry set up four Special Courts in each of the divisions of the country (Dhaka, Chittagong, Khulna and Rajshahi). Subsequently on 25 March 1985 by another Order11 the DG of BMET, Managers of Employment Exchanges and Assistant Directors of District Employment and Manpower Offices were authorised to lodge complaints to the Special Courts. Migration of women In 1981 the then government imposed ban on migration of all categories of female workers other than the professionals through a circular. In1987the ban was replaced by imposition of restriction on migration of women of unskilled and semi-skilled categories. In1997 again a ban was imposed on all category of woman workers, including the professionals. It was again changed in the same year from ban to restriction and excluded the professionals from such restriction. In 2003, current government has eased migration of unskilled and semi-skilled women who are more than 35 years of age. Those who are less than 35, are still not allowed to migrate on their own. 10 11 No. SRO 129-L/83/LMVIII/!(11)83 No. SRO. 146-1/L/LM/S-VII/M-17/83 10 Rules framed In December 2002 the current government framed three rules under the 1982 Ordinance. These are: Emigration Rules, Rules for Conduct and Licensing Recruiting Agencies, and Rules for Wage Earners’ Welfare Fund. Bilateral agreements and memorandum of understanding In the absence of ratification of international instruments by the receiving countries and Bangladesh, bilateral agreements or memorandum of understanding are important instruments through which protection of rights of migrants can be ensured. Other important labour sending countries also laid great emphasis on signing such agreements with the labour receiving countries. Successive Bangladesh governments also sent high-level delegations to various labour receiving states to negotiate such agreements. Experiences in this regard show that there is a general reticence of the labour receiving countries to sign any bilateral agreement and memorandum of understanding that have legal bindings. In this context, the government of Bangladesh developed minimum set of standards for sending labour. When understanding is reached with any country for sending labour, the Bangladesh government then hands over a set of standards with the implicit understanding that the receiving country will honour it. But this does not place the country concerned under any legal obligation. In the past, Bangladesh had signed agreements with Iraq, Libya, Qatar and Malaysia on sending labour. In these instances the GoB handed over the expected minimum set of standard to governments of those countries. For the first time the government of Bangladesh has signed a MoU with Malaysia in 2003. Under the MoU Malaysia will take 50,000 workers over the next couple of years. Along with the number of workers to be taken over the stipulated period the agreement also lays down rights at work, (i.e, wage scales, working and living conditions); level of social protection (i.e., provident fund, gratuity, medical care and compensation); and access to instruments of social dialogue (freedom of association). Following the Asian financial crisis the Malaysian government imposed a ban on receiving labour. After the financial crisis, it lifted the ban and began receiving labour from certain countries. Bangladesh did not figure in the list of countries that Malaysia announced from those they would take labour in the next five years. The new country included in the list was Nepal. Malaysia was an important labour market for Bangladesh and Bangladesh did not want to lose this market. By undertaking major efforts at various tiers it succeeded to resume sending labour to Malaysia. The new terms stipulating higher wages were negotiated under which Malaysia began to take labour. However, it subjects them to certain stiff conditions that include ban on changing of jobs, marrying local women etc. The condition also obliges Bangladesh government to repatriate them if they are in breach of the contract. ENFORCEMENT OF RIGHTS AT WORK 11 Migration process has become extremely complex over the years. This complexity is continuously eroding the scope of enjoyment of rights at work by the migrants. Lack of ratification of international instruments and bilateral agreements further compounds the problems. In the following sub-section problems associated with establishment of rights at work at three stages of migration is discussed. Pre Departure Procurement of Work Permit Procurement of work visa, recruitment of worker and receiving of emigration clearance are important steps in processing migration. Bangladesh mostly participates in the low-skilled and unskilled labour market. In recent years it is facing tough competition from the newly emerging labour sending countries like Nepal, Cambodia and Indonesia. Such competition among the labour sending countries is resulting in continuous lowering of standards of terms and conditions of work. Moreover, unemployment rates have increased in some of the labour receiving countries. This led to the formulation of policy for indigenisation of the labour force. To discourage dependence on overseas labour, some of these countries have introduced a levy to be paid by the employer when they recruit foreign workers. These governments however did not raise the wage rate for encouraging the locals to take up the unskilled jobs. Therefore, locals do not find it attractive and the need for importing labour remains in certain types of work. As there is competition among the sending countries for these jobs the employers could conveniently shift the charge to the recruiting agencies of the sending countries. Now not only the recruiting agencies of the sending countries do not receive any commission for supplying labour, they have to purchase the visa from the employers by paying fee that the employers are required to pay to the government12. Buying and selling of visa itself has become a business for a group of people. A nexus of interest has developed among high level state functionaries of receiving countries, their recruiting agents, a group of expatriate Bangladeshis and a section of Bangladeshi recruiting agents. It has become extremely difficult to secure visa through what were previously taken to be regular channels. Now this nexus is involved in visa transaction through irregular practices. The visas are then put into auction to other agents who have less access to visas. It has become extremely difficult to take actions against this group of people who are often highly placed socially and politically. 13 System of Dalals (Informal Agents) 12 Lion Nazrul Islam, E.C member BAIRA, 2002 Statement of the representative of BAIRA at the Interagency Meeting organised by the Ministry of Labour on 12 August 2001 for the study on commissioned by the Ministry on Streamlining Labour Recruitment Process in Bangladesh. 13 12 Recruiting agencies that purchase visas on their turn keep their margin and sell them to individual migrants. Almost all recruiting agencies are based in the capital city, Dhaka. It is not financially viable for them to have offices all over the country. In this situation they recruit through a host of agents and sub-agents. These informal agents perform two most important functions, i.e., recruitment of workers and financial transactions. The sole operation of recruitment at the grass-roots is conducted verbally, even payments are made without receipt. The dalal system has not been institutionalized. They are not formally registered with the recruiting agents they serve and do not possess any formal identification documents. This has created a situation where both recruiting agents or their sub-agents can commit fraud and evade responsibility. In this process a good number of those who wish to migrate are cheated and lose much of their assets while processing migration. The 1982 Ordinance empowered the government to cancel and suspend licenses and forfeit security deposit if it is satisfied that the licensee’s conduct is improper or is in violation of the law and the prescribed code of conduct. In the absence of any document, it is not possible on the part of the government to take action. In 2001, the then interim government prepared a strategy document. It prescribed recruitment of migrants through establishment of a data-base, or by registering the dalals with the recruiting agents. These policy prescriptions are yet to be made operational. Issuance of Passport Studies have shown that a large number of the migrants fall into low literacy category. In many cases they rely on the recruiting agents for issuance of their passports. The recruiting agents usually process a large number of passports at any given time. In some instances migrants do not even sign the passport application form. The employees of recruiting agents sign the forms on their behalf. Often the migrants find themselves into trouble in the receiving country, when their signatures do not match with the signatures in the passports. Some of the recruiting agents or the subagents commits fraud in the procuring the passports. There are occasions when a visa is sold to a worker other than the one to whom it was issued. The person or his/her father’s name does not match with the one in the passport. For all practical purpose the migrant becomes an undocumented worker. Lack of Access to Information Lack of access to information prior to migration put migrants into vulnerable situations. When a person is not aware of his or her rights, it becomes almost impossible for them to assert these rights. While processing migration, they do not have access to names of licensed recruiting agents neither do they realize the importance of keeping papers. Before embarking on short-term contract migration, it is of immense importance that a migrant worker has at his or her disposal specific information about the destination countries, and his/her rights and duties under the legal regime of the receiving countries, cultural sensitivities and physical environment of the receiving countries. The migrant worker is either oblivious to these issues or all information he or she possesses on these issues are derived from verbal interaction with the dalals. The BMET conducts briefing programmes for workers recruited for four 13 countries. These are Saudi Arabia, Malaysia, Kuwait and South Korea. These briefing programmes lasts only for two hours and its coverage of issues are also limited. Although there are instruments and agencies in operation, the migrants right to decent entry to overseas job has been found to be difficult to achieve. The process of recruitment, ranging from procurement of visa to sending workers overseas, needs to be streamlined. In the country of Destination Decent work entails certain basic conditions at work. These are decent wage, working hours and accommodation. Right to relinquish job, or to change work, freedom of movement, right to have a balance between work and family, right to leisure, all are parts of decent work. Wage A study14 is currently being conducted which looks into work condition of Bangladeshi factory workers in the Middle Eastern countries. It is based on interview of 100 recently returned migrants. The respondents had earlier migrated to seven countries: Saudi Arabia, UAE, Kuwait, Qatar, Bahrain, Jordan and Oman. Out of 100, 40 went to Saudi Arabia. They worked in different types of factories ranging from garments, construction, plastic, leather processing, welding, tiles, printing press, glass, water purification, packaging and gold smith. The average wage of male migrants who went to Saudi Arabia was Tk 10873 and for female migrants it was Tk 5425. Twenty respondents went to UAE. Majority of them worked in the garments sectors. The average wage of the males was Tk 6721 and for females it was Tk 5803. 16 went to Kuwait and they worked in garments, food processing and furniture factories. In Kuwait the average monthly wage of male and female migrants were Tk. 19000 and Tk. 6861 respectively. In Qatar, Bahrain, Jordan Oman, these migrants mostly worked in garments factories. The average salary of the male was around Tk 10000 and for female it was around Tk 6000. This gives an idea of the wage structure of the skilled and semi skilled migrants. Payment of wage The study also looks into nature of payment to workers. Out of the 100 interviews 56 stated that they received their salaries regularly without any delay. The rest 43 however experienced delay in payment of wage. The experience of delay varied from 10 days to 180 days. In an extreme case one person in UAE did not receive any salary although she worked in a garments factory for one year. Overtime The same study (Siddiqui and Sikder 2004), also threw light on provision of overtime in case of the factory workers. Nature of jobs was such that 59 interviewees had to work overtime on a regular basis. 44 of them worked up to 5 hours overtime and 15 of them even worked up to eight hours. Of the 41 who did not do overtime, only 13 mentioned that either their work did not ‘Work Condition of Bangladeshi Factory Workers in the Middle-Eastern Countries’ by Tasneem Siddiqui and Jalaluddin Sikdar, commissioned by Solidarity Center, Sri Lanka. 14 14 entail overtime or they chose not to work overtime and the rest 28 reported that they stayed for longer period at work but their labour was not counted as overtime. This was because they were given set targets to complete in a day. That target was hard to reach within stipulated 8-hour work time. Therefore, to complete their daily work they had to stay longer hours as a matter of routine. When the migrants worked overtime during holidays 10 of them were paid less than their basic salaries and 21 of them were paid equal to their basic salaries as overtime. 13 of them received one and half times and only 7 received twice their basic salaries as overtime. Officially in most of the countries where Bangladeshis migrate, there was provision for payment of overtime. The rate for overtime work was 1.5 times of the normal pay during working days and two times during weekends. Holiday Officially the interviewees had to work for six days and enjoy a day’s break every week. Usually weekly holiday was on Friday. However, as many as 27 interviewees mentioned that they had to work in most of the holidays. Usually they could enjoy weekend holiday only once or twice a month. The above study gives an idea about wage, overtime, holiday condition of factory workers in the Gulf countries. Situation of unskilled workers of course differed significantly from this. Rahim (2002) and Reza (2002) threw light on work conditions of unskilled and semiskilled workers in the Gulf region. In Saudi Arabia, during the early 1990s the wage rate of unskilled worker was between rials 600-800, now that has fallen to rials 250-400 (Rahim, 2002). In the case of Kuwait, the monthly salary of unskilled workers ranged from KD 8 to KD 25 (Salim Reza, 2002). A survey of the list of complaints by the returnee migrants to BMET shows that the highest number of complaints was related to non-payment of wages. Accommodation Big companies and formal sectors provide accommodation to their employees in labour camps in the outskirts of the cities. In Singapore in a typical situation a large group of 20 – 25 workers are accommodated in small houses. Those who work in cleaning companies, or those who are on free visa, or selfemployed, arrange their own accommodations. In most cases employers provided accommodation to the women garments workers. Women who worked in factories lived in hostels either within the factory premises or outside. Heat was a major problem for some female migrants. In UAE women garment factory labourers share their rooms with at least 18 co-workers. (Afsar,2000). Some women who worked as domestic workers were satisfied with their dwelling condition. They were given separate rooms and wardrobes to keep their belongings. Some others reported that they did not enjoy any privacy at all (Siddiqui, 2001). They were made to sleep in kitchens. Food In the factories generally employers provided the food. In the first few months most of the workers had problem with regard to food. The garment or other factory workers faced the problem more than the others. Food is usually served on the preference of the majority of workers. In most of the factories 15 where Bangladeshi female migrants work, Sri Lankan and South Indian food were served. Few respondents cooked their own food once in a while (Siddiqui and Sikder). Some of the domestic workers also faced problem with food. In many cases female heads used to keep strict control over food. Some were served with stale food. Some however stated that food was abundant and they had the liberty to eat as much food as they had wanted. In order to solve food problem, some employers made efforts to buy items which would allow the domestic workers to cook their own food (Siddiqui 2001). Job Change Those who work at the low skill end receive much lower wages than the national minimum rate. This encourages other employers of the receiving country to try to lure them away with a nominally higher wage rate. To reduce the scope of this kind of job change, the employers withhold all forms of documentation such as job contract, travel documents and passports from the migrant worker. In their negotiations with the Government of Bangladesh, the receiving countries ensure that the occupational mobility of the labourers they are hiring is minimal. The 1982 ordinance treats returning of overseas workers before finishing the contract as a punishable offence. Under such circumstances the workers’ power to assert rights in the labour market is restrained in many ways. Workers who do not have documents in his or her possession have major problems to seek legal redress when conditions of contracts are not honoured by employers. Lack of possession of documents also curtails workers’ rights to move freely in the city of employment. Particularly in Malaysia, workers are harassed routinely by the law enforcement agencies in case of minor offence if they fail to produce any form of identification. Contract substitution is another right curtailing measure practiced by some employers. In this case the workers are made to sign a second contract with reduced wage, living and working conditions once they reach the country of destination. On some occasions, workers are given a different job than that stipulated in the contract. In Malaysia some of the workers end up working on plantations while their original contracts were to work for factories. In Saudi Arabia workers are often hired as cooks and security guards and are then sent to work as agricultural labourer. Because of extreme hardships faced working on the plantation and agricultural sector, a good number flee these jobs to seek other types of employment. Through the network of Bangladeshi workers, some of the migrants manage to access jobs with better terms and conditions. As they desert jobs for which they had obtained visas, they become undocumented workers, becoming vulnerable to many more forms of exploitation. Majority of unskilled and semi-skilled Bangladeshi workers did not have any knowledge about the labour laws of the countries where they migrated. As a result it is easy for employers to violate existing laws, in terms of wages, working and living conditions. SECTION SUMMARY 16 This section shows that Institutional arrangements to ensure right at work for the Bangladeshi workers are poor. Neither Bangladesh, nor her labour receiving countries has ratified the international instruments on the rights of migrant workers. Successive governments of Bangladesh governments found it difficult to sign memorandum of understanding with the receiving countries. At national level, since 1976, various laws have been framed. Nun the less presence of these laws could not reduce exploitation of potential migrants even in accessing work. Compared to unskilled workers job condition of formal sector factory workers fared relatively better. However, there remains a gulf of difference between the wages of male and female migrants employed as factory workers. Female workers received much lower wage than their male counterparts. The salary of unskilled workers had fallen drastically both in the Gulf region and the Southeast Asia. For a good number of workers pament of wage was not regular. Freedom of choice to move from one job to another is restricted to both skilled and unskilled workers. 5. SOCIAL PROTECTION Decent work provides for certain assurance against vulnerabilities when persons are out of work. Such assurances have been termed as social protection. This includes protection of income during old age to maintain subsistence, during sudden loss of livelihood due to closure of organizations or retrenchment and protection against loss of income due to sickness, accidents and death. Assurance of treatment during sickness and following accidents are also part of decent work package. This section makes an evaluation of different social protection measures available to migrant workers at overseas employment. IN DESTINATION COUNTRIES Income Protection Protection of income during old age for the migrants is not a new idea. The Nepali Gurkhas who served in the British Army enjoyed retirement benefits while being on their own villages. Currently as well short-term migrants also enjoy certain benefits depending on the type of job they perform and the terms laid out in the job contracts. Professional and skilled workers working in the service sectors, government and banking enjoy various entitlement packages i.e,. superannuation, gratuity and provident fund. However, such benefits are not equivalent to those that the nationals of those countries enjoy. Moreover, benefit structures also differ between Asian migrants and western migrants. Asian migrants enjoy less privilege than their western counterparts. Unskilled and semi-skilled workers take part both in informal and formal sectors. In case of formal sector the benefits are more structured. For example in Malaysia, a part of the salary is deducted of those who work in manufacturing industries. At the end of the contract period, the person concerned receives the amount. 17 Health care Access to health care is also part of social protection system. Health care provided to the workers in the destination points of course vary from country to country. In Saudi Arabia the necessary primary health care services are available in the major cities, under the government policy entitled “health for all”, irrespective of the workers’ legal status (Mannan 2001). In the UAE and Bahrain as well migrants can receive services from the general hospitals. However, the costs of medicine and tests have to be borne by the migrants themselves. Some companies and factories have their own authorized medical service providers. Workers go through annual medical check up. In other cases if their supervisors recommend then the employer bear the costs of medical service. In Malaysia and Singapore health care is covered under job contract. But In the Republic of Korea the cost of health care is borne by the migrants. Accidents and unnatural deaths are covered through compensation packages. IN BANGLADESH In 1990, on the basis of the Emigration Ordinance of 1982, the Government of Bangladesh created a fund for ensuring welfare of the wage earners. The Wage Earner’s Welfare Fund is constituted with subscriptions from the migrant workers, interest earned from the deposit of licenses of recruiting agencies, 10% surcharge of the fees collected through Bangladesh missions abroad, and personal and institutional contributions. The bulk of the fund was raised from the subscription of the migrant workers. They are required to pay a fee of Tk. 100 per person under group visa, Tk. 300 for individual visa that have the attestation of the Bangladesh missions in the country concerned and Tk. 800 for individual unattested visa as subscription to the Welfare Fund. The Fund was created with eight specific objectives: (a) establishment of a hostel cum briefing center; (b) organisation of an orientation and briefing programme; (c) establishment of a welfare desk at the airport; (d) transfer of body of deceased migrant workers; (e) providing assistance to sick, disabled and stranded migrant workers, (f) providing financial help to the families of deceased migrant workers; (g) providing legal assistance to the migrant workers through the embassies, and (h) establishment of a recreation club and information centre under the auspices of the Bangladesh missions abroad. The government through another Circular added two elements to the list of the objectives. These are establishment of hospitals and keeping reserve seats in existing hospitals for migrant workers and their families and providing education facilities to the children of the migrant workers. The Circular also stated that if needed the Fund could also be disbursed to schools where the children of migrant workers were studying. ENFORCEMENT At destination countries Although some form of social protection mechanisms are present in the labour receiving countries, migrants go through lot of hardship in materializing them. Provident fund of the workers in Malaysia in many cases remains with the employer. They are meant to receive those once their contracts are over. 18 Time constraints do not always allow them to complete all the paper work and withdraw the amount. Tenaganita, a human rights organization of Malaysia, informs that a large amount of benefits has remained unclaimed or unpaid in hands of the employers of Bangladeshi workers. In both the Gulf and South East Asian countries, migrants are subjected to mandatory HIV/AIDS test on annual basis. If they are found positive, employers do not take any responsibility of treatment and the workers are deported home. Women workers also go through pregnancy tests. Again, if found positive they are sent back home or have abort. Poor access to health care and unhealthy living and work conditions are reflected in diseases such as jaundice, gastric, skin diseases and tuberculoses. Migrants are also employed in hazardous and risky jobs. In many occasions work result in accidents and in some cases, to death. Complaints were noted that enough safety measures are not ensured in construction sites, heavy machine operating factories or in the factories where chemicals are used. Receiving compensation can also be a painstaking process. In case of accidental death, workers’ family is entitled to compensation. In Saudi Arabia it can be up to rial 100,000. So far the officials of Bangladeshi embassy or consulates negotiated such compensations. Since 2001, changes in the law in the country require that a local lawyer has to be employed and a relative of the deceased has to be present at the court. Otherwise compensation cannot be provided (Rahim, 2002). In the labour receiving countries disputes can be taken to labour courts for settlement. Reza (2002) informs that in Saudi Arabia migrants have taken employers to the court with the help of the embassy. The labour courts summons the employers, but it is the responsibility plaintiff to produce the employer before the court. However, police often regrets to produce the employer. Under the circumstances, very often the cases remain pending for a long time. Since October 2001 to June 2003 Bangladeshi missions abroad collected and handed over to the affected families an amount of Tk. 21,68,60,682 as salary due and death compensation of 902 migrant workers. (GOB 2003). IN BANGLADESH One of the major programmes financed by the Wage Earners welfare Fund is pre-departure briefing of migrant workers. The briefing session runs for two hours and BMET observes that increasingly a higher percentage of migrants are availing this training. With the Wage Earners Welfare Fund government is constructing a multistoried building for migrant workers. To provide one stop service to the migrant workers a different channel has opened at the arrival lounge of national airport. Two welfare desks have been set up at both exit and arrival lounges. A bus service has been introduced at airport for the migrant workers. Currently in case of death of migrant worker his/her family receives a one time grant of Tk 20,000 from the Wage Earners’ Welfare Fund. SECTION SUMMARY Short-term migrants enjoy benefits in certain jobs that are redeemable at the end of the contract period. The professionals, the skilled workers and semi- 19 skilled workers, working in manufacturing industry usually receive such benefits. Informal sector workers like cleaners, grocery store workers, domestic workers, and vendors do not have access to such benefits. In most of the middle eastern countries primary health care services are available free of cost in the public sector of major cities. However, costs of medicine and tests have to be borne by the workers or their employers. At the national level the wage earners welfare fund has been created with subscription from migrants to provide welfare services. Creation of the fund is an innovative approach of the government to provide certain social protection to the migrants. Nonetheless, use of the fund needs to be made more transparent. 6. SOCIAL DIALOGUE Social dialogue is a process through which employers and employees resolve their differences to ensure social equity. Collective bargaining is the mechanism through which employees/workers assert their rights. Two types of institutions are operational, trade unions and associations. Trade unions are the institutions through which wage and other work conditions are negotiated and associations are the bodies that are used for fulfilling their cultural and social needs. TRADE UNION Trade Unions have been in existence in Bangladesh for a long time. There are at least about a score of trade unions that are active. A study (Siddiqui, Malik and Abrar 1999) on trade union and migrant workers show that these organizations are yet to link themselves in any major way with migrant workers’ issue. The leaders of main trade unions of the country were interviewed for the study.15 The study found that trade union movement in Bangladesh was not well informed of the migrant worker issue. Therefore manifestos and programmes of action of none of trade unions had any reference to migrant workers. However, the trade unions surveyed felt strongly about exploitation of migrant workers of Bangladesh. A number of trade union federating bodies made representation to the government following newspaper reports on the plight of Bangladeshi migrant workers in Malaysia following economic crisis in the region. None of the unions have any exclusive support service for them. There are some basic conceptual problems with regard to involvement of trade unions with the migrants. Trade unions are membership-based organizations. They can legitimately represent those who are their members. It is difficult to locate outgoing migrant workers and convince them to become members of trade unions. Besides migrant workers reside in another country where the Bangladeshi trade unions do not have any access. The scope for trade union activism is limited in majority of the Bangladeshi labour receiving 15 The organizations interviewed are: Trade Union Centre (TUC), Jatiya Sramik Federation, Bangladesh Shangjukta Sramik Federation, Bangladesh Free Trade Union congress, Bangladesh Sramik Kallyan Federation, Bangladesh Jatiyatabadi Sramik Dal, Jatiya sramik Jote, Jatiya sramik League, Bangladesh Trade Union Federation, Bangladesh Independent Garments Union Federation, Samajtantrik Sramik Front, Bangladesh Jatiya Sramik League and Bangladesh Institute of Labour Studies. 20 countries of the Gulf region and the Southeast Asia. Trade union is absent in Saudi Arabia. Kuwait, Qatar, Bahrain, Malaysia, and Singapore, have trade unions. But Bangladeshis cannot become members of those organizations. Some trade unions of Bangladesh have contacts with trade unions of Republic of Korea and Malaysia. The gradual shrinking of the formal sector the world over has thrown new challenges to the trade union movement. Under the circumstances, in order to ensure its organizational sustainability trade union movement needs to innovatively increase its scope of work. It has to bring under its rubric the informal sector. It is in this context migrants can be an important area for work diversification. Through their international affiliates such as the World Trade Union Congress, World Federation of Trade Unions and International Confederation of Free Trade Unions trade unions of Bangladesh can pursue the migrants’ issue at international fora. Within the country, the trade union movement can play an important role in urging the government to design and implement national policies for the protection and promotion of migrant workers’ rights. By mobilizing their organizational structure, they can disseminate information about the improper practice of the recruiting agencies, wage and conditions of employment overseas so that potential migrants from among the ranks of the organised sector can make informed choices in their decision to migrate. Likewise, trade unions can also make these workers aware about their rights and obligations under national and international labour standards of the receiving country. Migrant workers often bring in specialized skills. In the absence of any data base for returning migrants, trade unions can take the initiative to link up the concerned worker with a potential recruiter of his/her expertise. Such activities go beyond their traditional role of collective bargaining, yet, they can ensure better choices of employment, better work and living conditions abroad, and better reintegration. MIGRANTS ASSOCIATIONS AT DESTINATION In most of the labour receiving countries migrants have organised themselves into different associations. There is a wide range of associations. Most of the associations are formed by the Bangladeshi communities residing in a particular geographical location of a receiving country (state, district and city).16 Associations are also formed on the basis of district, thana, union and village of the origin of migrants.17 Sometimes associations are also formed by different professional groups,18 however, this trend is not visible among the labour migrants. Associations organize cultural programmes and observe various national days of Bangladesh. They also provide various kinds of support services to the community members, in finding suitable accommodation to the new comers, in introducing them to markets that carry Bangladeshi food and other products 16 Bangladesh Society of the UAE. Chittagong Samity of Sharjah, Patia Samity of Dubai. 18 Association of Bangladesh Engineers in Saudi Arabia 17 21 etc. These services give the migrants a sense of belonging to a larger Bangladeshi entity. Social interaction among Bangladeshis do help sharing of work experiences and learning from each other about do’s and don’ts and cultural sensitivities of the countries concerned. The Siddiqui and Abrar (2001) study found that the migrants gain access to easy methods to send remittances through the social networks. ASSOCIATIONS OF RETURNEE MIGRANTS IN BANGLADESH A section of returnee migrants have formed organizations. Over the last few years three such organizations have emerged: the Welfare Association of Bangladeshi Returnee Employees (WARBE), the Bangladesh Migrant Centre (BMC) and Bangladesh Women Migrants’ Association (BWMA). WARBE was formed in 1997. The association strives to become the spokesperson of the migrant workers, particularly with regard to realizing their rights. Since its inception, WARBE has played an important role in drawing public opinion to the migrant workers’ contribution and plight. It has also consistently demanded for bringing about transparency in the use of Wage Earners’ Welfare Fund. It has also demanded inclusion of representatives of returnee workers in the management of the fund. The BMC is the only organization of Bangladeshi migrant workers that is operational both in Bangladesh as well as in a receiving country, the Republic of Korea. It was established in the Korean industrial city of Ansan. It provides support to the Bangladeshi migrant workers in Korea. BMC has close association with the Joint Committee of Migrant Workers in Korea (JCMK) and the Ansan Migrant Shelter. The Centre has been successful in facilitating recruitment of returnee migrants from Korea with the Korean companies operating in Export Processing Zones of Bangladesh. BWMA is organizing the female migrant workers of Tongi, Gazipur and Dhaka city. It is involved in a campaign for lifting the restriction from migration of unskilled women below age of 35. SECTION SUMMARY Discussion above shows that the scope for Bangladeshi migrants to join trade unions in the receiving countries is limited. This means the mechanisms for social dialogue are almost non-existent. In most of the countries migrants have developed their own associations. These associations provide effective service with regard to settling down in new socio-cultural milieu of the host countries. They also become an important source of information for the migrants and to some extent fulfill the cultural and social needs of the migrants. The returnee migrants associations that are operating in Bangladesh have been playing an important role with regard to rights of the migrant workers. They are very much focused on rights issues. With their first hand knowledge, they can provide very effective service to the out going 22 workers and the returnees. They need support to build their institutional capacity. Trade unions can play an important role in ensuring rights of the migrants in processing migration before departure. They can also serve the workers by developing collaborative programmes with the trade unions of the receiving countries. 7. MAJOR CHALLENGES AND RECOMMENDATIONS The paper underscores that labour migration is a major employment generating sector for Bangladesh and its contribution is critical to the economy. Migration has also been identified as one of the potential sectors for creating employment and earning foreign exchange in the post-MFA phase. However, there are some major challenges that need to be addressed. The challenges that were identified in this paper are presented below. CHALLENGES Employment Opportunities The GoB has a policy to promote short-term international migration. It however does not have any planned programme for accessing the ever transforming international labour market. Systemic methods for collecting information on labour needs in the receiving countries and training of human resources accordingly are not in place. Bangladeshi workers are mainly operating in the semi skilled and unskilled end of the job market. Bangladesh is facing competition from the newly emerging labour sending countries. Due to unhealthy competition, wages and other conditions of work of the semi skilled and unskilled workers are declining. Among other things, this has resulted in decrease in per capita remittance. The existing education curricula of Bangladesh have very little vocational component. This is a major obstacle in promoting skilled migration. Besides, educational background of those who are participating in the semi skilled and unskilled job market is rather poor. Right at Work Access to Mobility and Challenges at Pre-departure Phase Although the current government has attempted to ease female migration from Bangladesh, still men and women do not enjoy equal access to participate in the international labour market. 1982 Ordinance has major shortcomings in making the recruitment industry accountable. Potential migrants face fraudulence in almost every stage of processing migration. Irregularity in the process of migration has resulted in increase of undocumented migration from Bangladesh. 23 Challenges at Destination One of the major challenges in respect to international labour migration is ensuring the rights of migrants in the country of destination. Bangladesh and its labour receiving countries did not ratify the relevant UN and ILO conventions. Bilateral agreements and memoranda of understanding are also not in place with most of the countries. Institutional capacity building of the foreign missions to provide services to the Bangladeshi workers is another issue that needs to be addressed. Scope of availing social protection instruments in the country of residence is rather limited for unskilled and semi-skilled workers. Major challenge for the GoB in this respect is how to ensure enforcement of social protection measures in the country of destination. Bangladeshi trade unions have practical difficulties in working as institution of collective bargaining in a country of destination. The migrant workers’ associations have emerged both within Bangladesh and in the countries of destination. However, they lack institutional capacity to pursue advocacy with respect to establishing their voting rights and voice in the parliament. Their representation is also absent in the management of wage earners’ welfare fund which has been created through their subscription. RECOMMENDATIONS For increasing access to employment The government needs to commit adequate resources to migration sector. The Ministry of EW&OE should propose allocation of resources equivalent to the value of 5% of the remittances in order to organize services for the migrant workers. Many labour receiving countries have projection plans of development work and concomitant labour needs. Following the example of the Phillippines, these projection plans need to be collected and analysed on a routine basis. Accordingly human resources of Bangladesh have to be trained and marketed. Bangladesh missions in Saudi Arabia, Malaysia, UAE and Kuwait should try to draw the attention of authorities to the negative consequences of work visa manipulation on both parties and urge them to take necessary steps. Ministry of EW&OE has to take necessary legal and administrative actions against identified Bangladeshi procurers and middlemen engaged in visa trade. To ensure equal access of man and woman to overseas employment, government restrictions on migration on unskilled and semi-skilled women below the age of 35 should be rescinded. To increase access to employment through migration, costs of migration have to be reduced, and access to credit on low interest also needs to be created. A bank may be established by allocating resources from the Wage Earners' 24 Welfare Fund. This bank will give loan to the poor at reasonable rate of interest by keeping mortgage on the land or other properties. Wage Earners' Welfare Fund is a contributory fund of the migrant workers, therefore, their demands should be appreciated by the government.19 The existing training institutes of BMET need to be upgraded to increase skilled migration. BMET also needs to extend their training outreach through joint ventures with NGOs and private training institutes. In this respect BMET needs to disseminate information on labour market to the organizations that provide training and NGOs. To ensure access of poor, both men and women to such training, special scholarship programmes have to be designed. All these require major resource allocation. Vocational training should be incorporated in mainstream primary and secondary level curricula. Chapters on migration should be incorporated in textbooks. To increase the communication skills English should be introduced as a second language from the first grade. Enhancing Right at Work The 1982 Ordinance needs to be replaced by a rights based legislation reflecting the 1990 UN convention and other relevant ILO conventions. Bangladesh government has signed the UN Convention on the Protection of the Rights of all Migrant Workers and Members of their Families. As a labour sending country, it is in Bangladesh’s interest to accede to the UN Convention and other ILO instruments immediately and frame necessary enabling national legislation. Following the recommendation of the Interim Government of 2001, an advisory committee should immediately be formed. The committee may act as inter-ministerial/inter-agency watchdog with legal authority to monitor the management of migration process. In order to reduce fraudulent practices experienced by the migrants before departure, either employment exchange bureau has to be created or dalal system has to be brought under regulation. Information on safe migration process has to be disseminated through mass media and intervention at the grassroots. The license fee of private recruiting agents needs to be increased from Tk 600,000 to at least Tk 3,000,000. Renewal of license should be made contingent on performance. BMET should renew licenses of those recruiting agencies that are able to process at least 50 cases in the preceding years. Currently, only concerned government functionaries can lodge complaints against recruiting agents for violation of the provisions of the 1982 Ordinance. This has to change so that the migrant workers have the right to seek redress directly. Secretary General, Welfare Association of Repatriated Bangladeshi Employees, at the Stakeholders’ Meeting, 20 March 2003. 19 25 Before embarking on short-term contract migration, migrant workers should receive pre-departure orientation training. Information about the destination country, general job condition, rights and duties under the legal regime of the country concerned and under international law should be disseminated through such training. The government may consider not providing these trainings itself, rather encourage selected specialised agencies, NGOs, and migrant support groups to impart residential, pre-departure orientation training in different migrant prone areas in a decetralised manner. BMET should concentrate on regulation and monitoring of international labour migration sector, rather than implementing specific programmes. The role of foreign missions in labour receiving countries has to be redefined. Protection of the rights of migrant workers should be considered as priority concern. Establishment of a migrant workers resource centre (MWRC) in major receiving countries may be considered by the government within the premise and under the administrative jurisdiction of Bangladesh missions. Bank officials should be regularly trained, updated and motivated about the importance of migrant remittance and to make them customer friendly. At macro-level some policy changes are necessary. The Bangladesh Bank’s policy of not allowing private banks opening overseas branches in cities where nationalised banks have their branches needs to be reconsidered as well. Given the constraints of opening new branches of nationalised commercial and private banks and considering the existence of 1200 of both Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) offices, the latter two may be encouraged to get involved in remittance transfer process (Siddiqui 2001). To ensure continuous employment and earning upon return the migrants should be informed about the need for them to save. To encourage small savers, proper incentive programmes need to be undertaken. Bonds, shares and mutual funds at attractive rates may be offered. They also need to be informed about various forms of saving instruments offered by the government, non-government and private agencies. In this regard, existing legal requirements may be relaxed so that select Micro Finance institutions can mobilise savings of the migrants without providing them credit. BMET needs to encourage NGOs and private sector to offer special programmes for economic reintegration of the returnees. This may include linkage with formal banking sector, credit agencies for soft loans, land allotment on moderate terms, insurance schemes and access to schemes organised under wage earners’ welfare fund. Increasing Social Protection Social protection measures in respect to health, security and accidents need to be specified in the job contracts of semi-skilled and unskilled workers. The pre-departure orientation training should explain all such entitlements to the migrants in detail. 26 The Bangladesh missions are to inform the authorities of the receiving countries about the difficulties faced by the claimants in view of the stringent conditions that have been put in place in certain countries in respect to claims of compensation. The issue needs to pursued along with other labour sending countries. The GoB also needs to negotiate with the receiving countries about simplifying the procedure of receiving benefits that fall due at the end of the contract period so that the migrant can begin to process the claim well in time and collect the amount before his/her departure for home. Handouts on health services available in the receiving countries have to be prepared in Bangla and disseminated through the missions and various associations of migrant workers in those countries. Information also needs to be disseminated on HIV/AIDS. The current practice of forcible repatriation of migrant workers in case of contracting disease such HIV/AIDS needs to be discontinued. The sending countries may jointly try to convince the receiving countries that the cost of medical care should be borne by employers when such diseases are contracted in the destination country. Enhancing the Scope of Social Dialogue Expert bodies and civil society organizations may organize consultation meetings with local trade unions to familiarize them with migrant workers issues particularly on the exploitation of workers within Bangladesh during migration processing phase and on nature of violation of the human rights and labour rights of migrant workers in receiving countries. In this regard a linkage should be established between trade union and migrant workers association so that they can complement each other. Trade unions should innovatively overcome the membership problem in serving migrants and make concerted efforts to develop link with the trade unions of the receiving countries. Trade unions may campaign in the international fora for the membership of migrants in the trade unions of the receiving countries. Returnee migrants associations have performed extremely well. In order to create greater impact of their work, their institutional capacity has to be enhanced through programme support. Government should consider the issue of exercising voting rights of the migrants with great care. Political parties should take the returnee migrants’ representation into consideration while providing nomination for national elections. 27 References: Abrar, C R (edited) 2000 On the Margin: Refugees, Migrants and Minorities, RMMRU, Dhaka. Ahmed, Syed Refaat 2000 Forlorn Migrants: An International Legal Regime for Undocumented Migrant Workers, The University Press Limited (UPL), Dhaka. 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ILO 2000 ‘Making the Best of Globalization’ concept paper presented at the workshop on Making the Best of Globalization: Migrant Worker Remittances and Micro-finance organised by ILO, Geneva, November. ILO 2001 Reducing the Decent Work Deficit: A Global Challenge, Geneva ILO 2002 Migrant Workers, Labour Education 2002/4, No. 129, Geneva. 28 ILO 2003 Decent Work in Denmark: Employment, Social Efficiency and Economic Security, Geneva. International Organization for Migration (IOM) 2000 World Migration Report 2000, Geneva. IOM 2003 World Migration Report 2003, Geneva. IOM and UNDP 2002 Proceedings of National Consultation Workshop on Labour Migration Process in Bangladesh. Dhaka. INSTRAW and IOM 2000 Temporary Labour Migration of Women: Case Studies of Bangladesh and Sri Lanka, Santa Domingo. Mahbub ul Huq Human Development Centre (MHHDC) 2001 Human Development in South Asia, University Press Ltd. Mahmood, R A 1996 ‘Immigration Dynamics in Bangladesh: Level, Pattern and Implications’, paper presented for the Asiatic Society of Bangladesh, Dhaka. Mahmood, R A 1998 ‘Globalization, International Migration and Human Development: Linkage and Implications’ prepared for UNDP (Unpublished). Malik, Shahdeen and C R Abrar 2000 ‘Recruitment and Placement: Planning and Process’, IOM/UNDP, (Mimeo). Mannan, M A 2001 ‘Bangladeshi Migrants in Saudi Lobour Market: an Empirical Analysis’ RMMRU Dhaka. Murshid, K A S, Kazi Iqbal and Meherun Ahmed 2000 ‘A Study on Remittance Inflows and Utilization’, IOM, Dhaka (mimeo). Quibria, M G 1986 ‘Migrant Workers and Remittances: Issues for Asian Developing Countries’, Asian Development Review, Vol. 4. Rahim, A B M 2002 ‘Future of Labour Export to Saudi Arabia’, in Tasneem Siddiqui edited Beyond the Maze: Streaming Labour Recruitment Process in Bangladesh, RMMRU, Dhaka, pp. 104-107. Reza, S 2002 ‘Labour Situation in Kuwait’, pp. 120-126, in Tasneem Siddiqui edited Beyond the Maze: Streaming Labour Recruitment Process in Bangladesh, RMMRU, Dhaka.Shamim, I 2000 ‘Trafficking in Women and Children: A Human Rights Concern’, in C R Abrar edited On the Margin: Refugees, Migrants and Minorities, RMMRU, Dhaka. Siddiqui, T 2001 Transcending Boundaries: Labour Migration of Women from Bangladesh, UPL, Dhaka. Siddiqui, T (edited) 2002 Beyond the Maze: Streamlining Labour Recruitment Process in Bangladesh, RMMRU, Dhaka. Siddiqui, T and C R Abrar 2000 ‘Contribution of Returnees: An Analytical Survey of Post-return Experience’, IOM/UNDP . Siddiqui, T and C R Abrar 2001 ‘Migrant Workers’ Remittances and Microfinance Institutions’, ILO (Mimeo). Siddiqui, T 2003 ‘Institutionalising Re-bonding: Bangladeshi Diaspora in UK and US’, Ministry of Expatriates’ Welfare and Overseas Employment of GoB and IOM, Dhaka (Mimeo). Siddiqui, T 2003 ‘Migration as Livelihood Option of the Poor’, paper presented at the DFID-RMMRU organised conference on Migration, Development and Pro-Poor Policy Choices, held at Dhaka, June. Siddiqui, T, S Malik and C R Abrar 1999 Labour Migration from Bangladesh and the Trade Unions, ILO (Mimeo). United Nations Development Programme (UNDP) 1995 World Development Report, UNDP, New York. 29 UNDP 1999 Human Development Index, UNDP, New York. WARBE 2001 ‘Migrant Workers’ Rights and Duties in Destination Countries’, in RMMRU published Module on Labour Migration Process for Awareness Campaign through Community Leaders and Activists, RMMRU, Dhaka. Zamir, Z B, 1998 ‘ Socio-Economic Conditions of the Migrant Workers: A Case Study of Bangladeshi Workers in Selangor, Malaysia (Mimeo). 30 Table:1 Destination wise Percentage Distribution of Migrants from Bangladesh (1976- Sept. 2003) Country Year 1976 1977 1978 1997 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Jan- Sept Total K.S.A Kuwait U.A.E Qatar Iraq Libya Bahrain Oman Malaysia Korea S. 3.56 8.77 14.08 26.44 28.91 23.99 25.96 21.83 35.97 47.79 39.67 53.09 40.55 39.27 55.37 51.36 49.51 43.51 49.05 44.79 34.35 46.10 59.3 69.26 64.94 72.63 72.47 10.56 8.36 9.16 9.38 12.26 9.79 11.54 17.36 9.92 9.5 14.98 12.91 9.58 12.19 5.74 19.4 18.27 10.8 8 9.33 9.94 9.14 9.51 8.35 0.27 2.83 7 32.68 37 32.93 20.69 16.12 11.5 10.93 11.17 9.14 10.73 12.8 13.45 19.73 14.93 8 5.83 6.9 6.47 8.08 7.83 11.25 23.68 14.49 12.06 15.28 8.6 11.29 20.06 14.38 5.71 5.65 4.84 4.07 9.96 12.76 4.81 6.12 7.06 7.96 10.85 8.32 7.39 2.56 1.73 1 0.33 0.04 0.05 0.81 2.54 2.09 0.64 0.12 0.25 9.64 7.87 6.37 9.65 6.41 23.58 20.55 8.33 8.29 6.5 6.89 5.2 6.15 2.53 2.6 0 0 0 0 0 0 0 0 0 0 0 0 2.84 4.57 10.5 8.04 9.9 7.46 3.3 3.73 5.97 1.95 4.53 3.07 4.05 1.58 0.45 0.76 0.86 0.74 1 0.59 0.93 0.84 0.47 0.65 0.45 0.24 0.7 5.5 5.53 3.34 3.38 4.49 2.5 3.25 4.18 4.06 3.82 3.78 2.78 4.8 4.75 4.4 2.36 3.09 2.21 2.27 1.6 1.78 2.17 2.62 1.73 2.08 2.31 2.38 1.86 9.49 12.61 15.42 15.78 13.18 13.14 18.76 18.42 11.86 9.11 0.59 3.26 15.17 13.47 15.67 13.73 6.49 3.47 11.17 4.11 2.59 1.79 1.51 2.36 2.41 1.74 0.01 0 0 0.04 0 0 0.77 0 0 0.39 1.33 1.11 5.6 27.79 25.67 18.76 31.47 1.23 0.21 0 7.74 2.6 0.04 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.84 1.77 1.3 0.38 0.22 0.56 0.44 0.83 0.01 66.85 51.78 7.88 9.46 15.55 12.16 0.04 2.58 0 1.85 1.28 1.44 2.76 2.64 1.6 6.42 0 7.19 0.09 0.37 Source: Prepared from BMET data 2003 31 0 0 0.1 Table 2: Skill Wise Percentage Distribution of Migrants from Bangladesh (1976- Sept. 2003) Year Professional 1976 9.33 1977 11.23 1978 15.15 1979 14.26 1980 6.59 1981 6.98 1982 6.21 1983 3.08 1984 4.66 1985 3.31 1986 3.22 1987 3.00 1988 3.92 1989 5.23 1990 5.78 1991 6.13 1992 6.05 1993 4.54 1994 4.50 1995 3.39 1996 1.51 1997 1.64 1998 3.58 1999 3.00 2000 4.79 2001 3.14 2002 6.41 2003 (Jan-Sep) 6.09 Total 4.40 Skilled Semi-skilled Unskilled Total 29.16 8.92 52.59 6087 41.00 3.12 44.66 15725 35.91 4.60 44.34 22809 28.60 6.88 50.26 24495 40.60 7.79 45.02 30073 40.21 4.39 48.42 55787 32.84 5.21 55.74 62762 31.98 8.61 56.33 59220 30.30 9.67 55.37 56714 36.33 10.07 50.30 77694 38.30 13.49 44.99 68658 32.21 13.00 51.79 74017 37.12 15.99 43.09 68121 38.16 17.36 39.24 101724 34.30 20.03 39.88 103814 31.87 22.16 39.84 147131 26.94 16.47 50.54 188124 29.31 27.06 39.09 244508 32.76 24.97 37.77 186326 31.94 17.09 47.58 187543 30.37 16.38 51.74 211714 28.22 18.85 51.29 231077 27.91 19.27 49.23 267667 36.71 16.76 43.53 268182 44.73 11.88 38.60 222686 22.62 16.25 57.99 188965 24.98 15.99 52.61 225256 29.53 11.93 52.45 185523 31.80 16.66 47.14 3582402 Note: 150000 Bangladeshi workers legalised in Malaysia during 1997 Source: Prepared from BMET data 2003. 32 Table: 3 Agency Wise Percentage Distribution of Migrants from Bangladesh Year 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Jan-Sept Total BMET BOESL Recruiting Agent Individual Total 86.73 0.00 4.67 8.61 6087 36.43 0.00 7.45 56.12 15725 27.01 0.00 8.74 64.25 22809 28.40 0.00 12.11 59.49 24495 19.00 0.00 25.85 55.15 30073 10.89 0.00 39.83 49.29 55787 7.14 0.00 39.74 53.12 62762 1.23 0.00 44.44 54.32 59220 0.00 0.28 57.23 42.49 56714 0.00 1.57 50.71 47.72 77694 0.00 2.76 40.58 56.66 68658 0.00 0.46 45.69 53.85 74017 0.00 0.70 50.08 49.22 68121 0.00 0.70 35.89 63.42 101724 0.00 0.42 38.78 60.80 103814 0.00 0.10 44.10 55.80 147131 0.02 0.29 31.76 67.93 188124 0.21 0.23 52.95 46.61 244508 0.13 0.10 51.18 48.60 186326 0.04 0.34 40.60 60.65 187543 0.00 0.19 56.05 43.76 211714 0.01 0.14 37.13 62.72 231077 0.00 0.16 31.87 67.98 267667 0.00 0.12 41.27 58.62 268182 0.00 0.24 41.08 58.69 222686 0.00 0.08 40.57 59.35 188965 0.00 0.10 37.47 62.43 225256 0.00 0.22 33.93 65.86 185523 1.17 0.28 41.10 57.45 Source: Prepared from BMET data 2003. 33 3582402 Table 4 Number and Percentage of Women Migrants in Comparison to Total Flow (1991-2003) Year 1991-1995 1996 1997 1998 1999 2000 2001 2002 2003(JanSep) Total Women Migrants Number % of Total 9308 0.98 1567 0.74 1762 0.76 939 0.35 366 0.14 454 0.20 659 0.35 1217 0.54 1240 0.67 Total Number Male and Female 953632 211714 231077 267667 268182 222686 188965 225256 185523 17512 2754693 0.64 Source: Prepared from manually consolidated figures provided by BMET 2003. Table 5: Percentage of increase/decrease in number of migrants and remittance over the previous year Year Number of Increase/Decrease Remittance Increase/ Decrease migrants (us $ % % million) 1976 6,087 23.71 1977 15,725 158.33 82.79 249.18 1978 22,809 45.04 106.90 29.12 1979 24,495 7.39 172.06 60.95 1980 30,073 22.77 301.33 75.13 1981 55,787 85.51 304.88 1.18 1982 62,762 12.5 490.77 60.97 1983 59,220 5.64 627.51 27.86 1984 56,714 -4.23 500.00 20.32 1985 77,694 36.99 500.00 0 1986 68,658 -11.63 576.20 15.24 1987 74,017 7.8 747.60 29.74 1988 68,121 -7.97 763.90 2.18 1989 101,724 49.33 757.84 -0.79 1990 103,814 2.05 781.54 3.12 1991 147,131 41.72 769.30 -1.56 1992 188,124 27.86 901.97 17.24 1993 244,508 29.97 1,009.09 11.87 1994 186,326 -23.79 1,153.54 14.31 1995 187,543 0.65 1,201.52 4.16 1996 211,714 12.89 1,355.34 12.79 1997 231,077 9.14 1,525.03 12.52 1998 267,667 29.76 1,599.24 4.86 1999 268,182 0.19 1,806.63 12.96 2000 222,686 -16.96 1,954.95 8.21 2001 188,965 -15.14 2,071.03 5.94 2002 225,256 19.20 2,847.79 37.50 Total 2,909,972 18058.74 Source: Prepared from BMET data, 2003 34 Table 6: Utilisation of Remittance by 100 households Use Food & Clothe Medical Treatment Child Education Agricultural land purchase Home Stead land purchase Home constriction/repair Release of Mortgaged land Taking Mortgage of land Repayment of loan (for migration) Repayment of loan (other purpose) Investment in Business Savings/Fixed deposit Insurance Social Ceremonies Gift/donation to relatives Send relative for pilgrimage Community development activities Sending family member abroad Furniture Others Total Source: Siddiqui and Abrar, 2001. In taka 4466280 703800 600940 2455400 210000 3280000 490000 435000 2304600 757500 1039200 670000 72140 1980000 205000 200000 20520 1571000 151300 227000 21839680 35 % 2.45 3.22 2.75 11.24 0.96 15.02 2.24 1.99 10.55 3.47 4.76 3.07 0.33 9.07 0.94 0.92 0.09 7.19 0.69 1.04 100.00