The Times Journal
For 2-17-11
Extension Notes
Pam York, Agent
Russell County Extension Office
University of Kentucky, College of Agriculture,
Cooperative Extension Service Educational
programs of the Kentucky Cooperative Extension
Service serve all people regardless of race, color,
age, sex, religion, disability, or national origin.
UNIVERSITY OF KENTUCKY, KENTUCKY
STATE UNIVERSITY, U.S. DEPARTMENT OF
AGRICULTURE, AND KENTUCKY
COUNTIES, COOPERATING.
Accommodations made with prior notification.
Russell Co. Extension Website:
http://ces.ca.uky.edu/russell/
America Saves Week – February 20-27, 2011
America Saves was founded in 2001 to encourage nonsaving Americans to save through a social marketing
approach. About 1,800 organizations in over 50 local
areas participate in America Saves Week, and have
successfully encouraged and
assisted hundreds of thousands of savers.
Most Americans do not have adequate savings to meet
major emergencies, let alone accumulate enough
savings for retirement. The typical American
household has less than $100,000 in net wealth,
including home equity and 401k accumulations, and
only about $10,000 in net financial assets. Lower
income families have much fewer resources.
Here are a few tips for saving:
 Save your loose change! According to
AmericaSaves.org, saving fifty cents a day over the
course of a year will allow you to save nearly 40%
of a $500 emergency fund. Remember, small
changes equal big savings!
 Do you keep track of your spending?
AmericaSaves.org suggests that at least once a
month, review your purchases using credit and debit
card receipts,
statements, or online records.
Then, ask yourself if you should reallocate some of
this spending to an emergency savings account.
 Signature coffee drinks are more popular (and
expensive) now than ever, but are they really worth
the money? Try substituting coffee for expensive
coffee drinks. According to AmericaSaves.org,
saving a minimum of $2 a day by buying coffee
rather than a cappuccino or latte would, over the
course of a year, allow you to completely fund a
$500 emergency fund. So, wake up and smell the
coffee!
 Did you know that by keeping your car engine tuned
and its tires inflated to their proper pressure, you
could save up to $100 a year in gas? Find this and
other money-saving tips on AmericaSaves.org.
 Are you an impulse shopper? AmericaSaves.org
urges consumers to never purchase expensive
items on impulse. They suggest thinking over each
expensive purchase for at least 24 hours. Acting on
this principle will help you have far fewer regrets
about impulse purchases, and far more money for
emergency savings.
 Make a list before you grocery shop - and stick to it.
AmericaSaves.org suggests that people who food
shop with a list, and buy little else, spend much less
money than those who decide what to buy when
they get to the food market. The annual savings
could easily be hundreds of dollars. Preplanning
pays off.
 According to the US Department of Energy, the
typical U.S. family spends about $1,900 a year on
home utility bills. Unfortunately, a large portion of
that energy is wasted. Find out ways to conserve
energy by downloading your free energy-saving
guide at
http://www.energysavers.gov/pdfs/energy_savers.p
df.
For more information visit www.americasaves.org.
Quick Lasagna
You don’t precook the noodles in this recipe, so it
is really fast to assemble. This can be put together
the night before and refrigerated without baking.
3 cups low-fat cottage cheese or low-fat Ricotta
cheese
2 tablespoons dried parsley
1 teaspoon chopped garlic
4 cups spaghetti sauce (less than 4 grams fat per 4
ounces)*
3/4 pound uncooked lasagna noodles (12 noodles)
1 cup (4 oz) grated, reduced-fat mozzarella cheese
1/4 cup grated Parmesan cheese
Preheat oven to 350 degrees. Spray a 9-inch by
13-inch baking pan with nonstick cooking spray.
Mix cottage cheese, parsley, and garlic.
Pour 1 cup of sauce in bottom of pan. Layer in this
order: 4 noodles, 1/2 cheese mixture, 1/2
mozzarella, 1 cup sauce, 4 noodles, 1/2 cheese
mixture, 1/2 mozzarella, 1 cup sauce, 4 noodles,
and the rest of the sauce. Sprinkle with Parmesan
cheese.
Cover tightly with aluminum foil and bake for 1
hour. Increase baking time by 15 minutes if it has
been refrigerated.
*Or one jar (1 pound, 10 ounces) and water to
equal 4 cups.
Makes 12 servings
Each Serving:
Carb Servings: 2
Exchanges:
1 1/2 starch, 1 vegetable, 1 lean meat
Nutrient Analysis:
calories 218, total fat 5g, saturated fat 2g,
cholesterol 9mg, sodium 596mg, total
carbohydrate 28g, dietary fiber 2g, sugars 6g,
protein 15g
Upcoming events:
UK HES Scholarship
A University of Kentucky School of Human
Environmental Sciences scholarship of $1,100 will
be awarded to a student from the Lake
Cumberland area in the Fall of 2011. The Kathy
Brannon Memorial Scholarship is given by local
Family and Consumer Sciences Extension Agents.
Kathy Brannon served as McCreary County
Extension Agent for Family and Consumer
Sciences for over 30 years. Students who are
juniors or seniors at UK HES and were reared,
graduated from or now live in any of the following
counties may apply at UK HES beginning
February 1st- Adair, Taylor, Russell, Pulaski,
Clinton, McCreary, Wayne, Casey, Green or
Cumberland.
Small Steps to Health and Wealth
Thursdays: Feb. 24th through March 31st.
Starting at 9:30 a.m. at the Russell County Senior
Citizens’ Center. There is no fee for this program.
Attention!!!!! FREE MONEY!!!!
HES Students – If you are from Adair, Casey,
Clinton, Cumberland, Green, McCreary, Pulaski,
Russell, Taylor or Wayne County and will be
either a junior or senior next year, you could be
eligible for a special scholarship for 2011-2012.
The Kathy Brannon Memorial Scholarship will be
given as a one-time award to honor Mary
Katherine Brannon who served as the McCreary
County Extension Agent for Family and
Consumer Sciences for more than 30 years. The
scholarship has been funded through the efforts of
the Lake Cumberland Area Family and Consumer
Sciences Extension agents, with contributions
from co-workers and friends statewide. To be
considered for the scholarship, submit the
application accessible at
http://www2.ca.uky.edu/academics/upper by April
1.
Heritage Skills Retreat Planning Meeting
Do you have a craft skill from days gone
by? Examples of these are basketry, quilting,
tatting, stain glass, canning, doll-making, painting
and much more. If so, and you would like to share
your talent with others, come join us at the 2011
Heritage Skills Planning meeting at 9:30 a.m. CT,
Monday, February 28, 2011, at the Rockcastle
County Cooperative Extension Service, 1050 West
Main Street, Mount Vernon, KY 40456. Here we
will discuss classes that will be offered at the 2011
retreat and discuss new ideas. Each county will
have two voting delegates. These delegates will
vote to decide which classes will be offered. The
Heritage Skills Retreat will be August 22, 23 & 24
in Jabez, KY. Lake Cumberland will be joining
forces with Bluegrass Area Heritage Skills Retreat
this year.
If you are interested in teaching a class you
must fill out a class description form available on
the Russell County Cooperative Extension Service
website http://ces.ca.uky.edu/russell/ or by calling
the Russell County Extension Office at 270-8664477. You must have the item you will be
teaching present with you that day and a
completed class description form. All classes
need to be between 2 and 4 hours max. Teachers
are volunteers and will be given a small
reimbursement for instruction time. For more
information please contact Pam York, Russell
County Extension Agent for Family & Consumer
Sciences at (270) 866-4477 or pyork@uky.edu
Educational programs of the Kentucky
Cooperative Extension serve all people regardless
of race, color, age, sex, religion, disability, or
national origin.