Student number 1308500 Date of submission 13th December 2013 Module Research Methods MBA 4060 Assignment 2 of 2 Research Objectives 1. To assess the current interpretation of FCA guidelines by Phonetic’s insurance and broker clients into their own internal call quality monitoring functions where they exist (and those elements which they expect any outsourced partners to replicate) 2. To investigate any variances found between these interpretations by Phonetic’s insurance and broker clients and the reasons behind this variation in interpretation Critical discussion of the literature Introduction The use of tele-marketing (using the phone to market a company’s products or services) has undergone a revolution in the last 20 years. Cultural and technological changes have shifted contact away from face to face and direct mail to phone and increasingly web, email and mobile based technologies. Greer et al (1999) identified 5 forces influencing the move to outsourcing include downsizing, rapid growth or decline, globalisation, increased competition and re-structuring. Frenkl et al (1998) explores the opposing views of the call centre industry, the first being the electronic sweatshop (Garson 1988 quoted in Frenkl et al 1998 p957) or wired cage (Menzies 1996 quoted in Frenkl et al 1998), ‘where employees are connected to IT that automatically allocates work, facilitates its completion and monitors employee performance’. A contrasting image is of the semi-professional empowered worker (Winslow and Bramer 1994 in Frenkl et al 1998 p958) where the Student number 1308500 Date of submission 13th December 2013 front line worker ‘becomes a key strategic resource, providing marketing intelligence and acting as the company’s ambassador’. Existing studies There have been many studies on the area of quality within business, or within call centre outsourcing, although few specific studies that deal with call quality and performance measurement in call centres. The most relevant is Dean and Kiu who find ‘there are few reported studies on contracting and performance monitoring and in those studies that do exists, quality outcomes are unclear’ (Dean and Kiu, 2001, p400). They quote Domberger and Rimmer’s 1994 study which noted that many of the studies used incomplete and narrow measures of service quality, and that the review provided no consensus on contracting and quality. Numerous studies examine performance management; (Neely (1999) quotes 3,615 articles on performance management between 1994 and 1996) and workflow processes in relation to employee satisfaction and morale. However, Holman (2000) notes only a handful have been conducted in call centres. Dean and Kiu state that the two areas of efficiency (productivity) and effectiveness (quality) are frequently referred to when the benefits of contracting are discussed. They note that there is an imbalance in the number of studies that explore the two areas and the findings are inconsistent. Definitions of quality and performance management Dembe and Himmelstein (1999, in Dean and Kiu, p401) review models for quality standards and state a quality standard describes ‘both an outcome and a performance measure which is an observable, objective and preferably quantifiable indicator of the extent to which the outcome is attained’. The issue in measuring quality relates in some part to the difficulties in defining the term. Quality and satisfactions can be separated although they are related (Roest and Pieters 1997, in Dean and Kiu). Student number 1308500 Date of submission 13th December 2013 Performance Management Neely (1999) identifies the reasons behind the performance measurement revolution as being increasing competition, different bases for competition and specific improvement initiatives. Greer et al (1999) also noted scope creep; now firms look at customer and employee measures of service quality as well as financial measures of success. However there is a risk in balancing anticipated cost savings with quality. Dean and Kiu quote Marwaha and Tommerdahl (1995) who observe that if the purpose of outsourcing is to cost cut, this cost cutting is often passed on to the vendor. If their profit margin decreases, this is likely to have an impact on performance. Similarly, Hudson et al (2001) suggest six general dimensions in a strategically aligned performance measurement system; quality, time, flexibility, finance, customer satisfaction and human resources. Stiles et al (1997) define performance management as the setting of objectives, the evaluation of performance and the linkage between evaluated performance and development and rewards in order to reinforce desired behaviours. This means organisations now have to differentiate themselves from their competition in terms of quality of service, flexibility, customisation, innovation and rapid response. Value rather than cost is now the primary driver. Neely (1999, p214) acknowledges that ‘businesses today…have to strive to continuously to deliver products and services which are of ever greater value to their customers, at even lower costs’. He discusses how de-regulation of markets inevitably means the creation of regulators to ensure the businesses operating within these arenas are achieving certain performance standards – for which companies have to submit detailed performance statistics on a regular basis (e.g. FSA/FCA in the context of this study). Therefore the creation of a regulator shapes the critical performance standards a company measures internally and puts at the top of the agenda. Dean and Kiu’s (2001; p407) research concludes ‘that organisations do believe performance monitoring is related to quality outcomes’. They concluded that there is Student number 1308500 Date of submission 13th December 2013 a misalignment between how organisations measure performance and what they suggest are the best approaches. Dean and Kui (2001) created a framework for establishing performance monitoring in contracted services which links the relationship between purchaser, contractor and customer and the impact on service delivery and service outcomes. This will form the basis of the conceptual frame for this study. This table shows the relationship between the outsourcer (contractor), the company they are providing services for (purchaser) and the person/company called (customer). It separates out what the outsourcer actually delivers (service delivery) compared to what they should deliver (service outcomes) and the feedback loop to the purchaser which then in turn affects the contract specifications which could be adjusted based on the service outcomes. However, it does not fit perfectly – in this study, the ‘customer’ is actually a prospect and rarely do clients or outsourcers contact prospects directly for feedback after a call has been made unless an appointment or sale is made. This model assumes service is linked to customers only, so does not match business to business outbound calling for lead generation precisely. Student number 1308500 Date of submission 13th December 2013 Employee engagement and performance management There are numerous studies on how performance management impacts on employee engagement, health and wellbeing and the psychological contract. Although some are balanced the authors do tend to conclude towards a positive (Holman, 2002; Grant and Higgins, 1998) or negative (Houlihan 2000, Holdsworth & Cartwright 2002) view of call monitoring systems. Holman (2002) reviews the benefits and disadvantages of performance management when he assesses employee wellbeing in call centres. He notes the aim of performance monitoring is to meet the prescribed technical and social performance standards. However he notes that this can be done in a punitive manner or as part of a wider development system of training, coaching and performance development (quoting Staton, 2000). Holman’s study examined the relationship of call centre practices (job design and monitoring) to employee wellbeing. He found that job control has a positive association with wellbeing, but that a high level of monitoring has a negative association with wellbeing. He reports similar findings from Chalykoff and Kochan’s (1989) study which suggested that excessive monitoring may have the opposite effect on performance to the one intended. Grant and Higgins (1989, in Holman, 2002) argue that employees benefit from performance monitoring as it enables them to improve their performance and develop new skills. Chalykoff and Kochan (1989) discovered that immediacy of feedback, the use of constructive feedback and the clarity of the rating criteria were all positively related to satisfaction with the monitoring system, which in turn related to job satisfaction. Holman also quotes Frenkl et al’s (1998) finding that call centre employees generally accepted electronic monitoring when they could see its place within a broader system of appraisal and development. Holman concludes that if performance monitoring is used developmentally rather than punitively it is positively associated with wellbeing. However if performance monitoring is excessive and too frequent it will have a negative association with wellbeing. However, some studies acknowledge the downside of performance management techniques within call centres. Houlihan (2000) observed active avoidance and Student number 1308500 Date of submission 13th December 2013 resistance of prescribed work methods with agents editing scripts, avoiding calls or withholding service. These behaviours bring into question the ‘control’ that these methods are intended to bring. However should these be observed by Quality Agents or Team Leaders then penalties are brought into play such as disciplinary action, public criticism and withholding of bonuses. ‘Thus while monitoring is framed as a developmental activity, it also takes the form of an organisational defence routine’. (Argyris and Schon, 1978 quoted in Houlihan 2000, p230). In pursuit of these management goals there is often little room left for learning – as Houlihan observes, when all processes are formalised, there is no space for ‘slack’ in the system but without this slack there is no space for learning – and a fundamental principle of learning is the ability to identify, build and retain organisational knowledge. There are further studies on the psychological contract and performance management (Stiles et al 1997) – the psychological contract being defined as ‘the set of reciprocal expectations between an individual employee and the organisation’. Stiles et al acknowledge Robinson and Rosseau’s 1994 observation that organisations are faced with new competitive conditions and have to cope with dynamic environments which puts organisations and psychological contracts in transition. However, they also acknowledged Storey and Sission’s (1993, p63) finding that ‘perceptions of fairness in the reward process are crucial if rewards are to act as a major motivator for employees and are central to the psychological contract’. Student number 1308500 Date of submission 13th December 2013 Conceptual Framework Dean and Kui’s framework for establishing performance monitoring in contracted services has been adapted to be the conceptual framework for this study. The descriptions have been changed to match the relevant areas and now include the client (the company outsourcing the calling), the outsourcer (Phonetic Ltd) and the propsect (the company being called). Service outcomes and sevice delivery remain as is. Areas for investigation include: A – Contract specification Exploration of what the contract states in terms of performance monitoring and who is responsible for the design and maintenance of quality monitoring systems within the contract. Understanding how the client checks that this is fulfilled and examining what is in the contract versus informal expectations. Investigating who is responsible for the compliance of the calls made (outsourcer or the client). B – Performance monitoring by client Understanding the methods employed by the client to monitor the quality of the outsourcers calls (and the frequency of this). C – Outsourcer efficency Establishing how the outsourcer ensures they are fulfilling the quality assurance and performance element aspects of the contract. Understanding whether the requirements of the contract are missed, met or exceeded and how the performance outcomes are logged and reported. D - Service evaluation by prospect Understanding whether the client contacts any prospects following their call with the outsourcer. If so, exploring what drives the selection of these calls. Investigating how the client assesses the quality of the outsourcer via this method and whether they present this back to the outsourcer. Date of submission 13th December 2013 Student number 1308500 E – Alignment of delivery and outcomes Assessing what feedback is provided by the outsourcer and/or client that can refine the process, add value to the performance monitoring and increase the customer experience. Understanding if this shapes changes to the perfomance monitoring process in the future and how this impacts on efficency measures versus quality measures. F – Accountability for results A comparison of results achieved against objectives set (if any) which in turn can affect re-negotiated contract specifications. Conceptual Framework diagram Client f a b Service Outcomes e Service Delivery d Prospect c Outsourcer Student number 1308500 Date of submission 13th December 2013 Critical discussion of research methods and approaches Research Philosophy Research philosophy is considered critical in defining which research strategy and methods should be adopted. Easterby-Smith et al (2008;p.56) note ‘failure to think through philosophical issues…can seriously affect the quality of management research, and they are central to the notion of research design’ . The key research philosophies fall into three broad categories, referred to as positivism, interpretivism and realism. Positivism The positivist approach assumes that results are replicable and works well in settings where key laws or assumptions can be applied. It involves highly structured methods, usually linked to rules that can be tested and re-tested with complete independence. It is appropriate for situations where something concrete can be tested, the variables can be controlled and the researcher is completely independent of the outcomes. Saunders et al (2003) describe the researcher as ‘assuming the role of an objective analyst, coolly making detached interpretations about those data that have been collected in an apparently value free manner’ (p83). They also quote Gill and Johnson (1997) that this approach has ‘an emphasis on highly structured methodology to facilitate replication’ (p83) and Remenyi et al (1998 p33) who assumes ‘the researcher is independent of and neither affects nor is affected by the subject of the research’ (p84). However, even within an approach there can be variation; Easterby-Smith et al (2008) acknowledge ‘philosophers within one school may not only disagree with each other; they may also disagree with themselves over time’. (p57) Interpretivism On the opposing end is interpretivism, which allows a greater exploration of context specific research where varying factors may be different and researchers are not Date of submission 13th December 2013 Student number 1308500 bound by the strict conventions of positivism. Advocates argue that ‘rich insights into this complex world are lost if such complexity is reduced entirely to a series of lawlike generalisations’ (p84, Saunders et al 2003). They argue ‘it is the role of the interpretivist to seek to understand the subjective reality of those that they study’. Easterby-Smith et al (2008) define the essence of interpretivism as ‘reality determined by people rather than objective factors’ (p59). Their view is that this approach focuses on what people are thinking and feeling, and attention is paid to the way they communicate with each other. It is appropriate where meaning needs to be ascertained rather than laws. The researcher is immersed in the search for meaning rather than the independent, external nature of the positivist approach. Critics of interpretivism argue that the process can diminish the value of ‘generalisation’ making it less valuable if business are changing so quickly that any lessons from this method are too quickly out of date. Easterby-Smith et al (2008) table the contrasting implications of these two methods, showing the stark differences in the approaches: Table 1 Contrasting implications of positivism and social constructionism Positivism Social Constructionism is part of what is being The observer must be independent observed Human interests should be irrelevant are the main drivers of science must demonstrate aim to increase general causality understanding of the situation hypotheses and gathering rich data from which deductions ideas are induced need to be defined so that should incorporate stakeholder they can be measured perspectives should be reduced to the may include the complexity of Units of analysis simplest terms 'whole' situations Generalisation through statistical probability theoretical abstraction large numbers selected small numbers of cases chosen randomly for specific reasons Explanations Research progresses through Concepts Sampling requires Date of submission 13th December 2013 Student number 1308500 Realism Realism attempts to balance both the independence of positivism and the social construct approach of interpretivism. Saunders et al (2003, p85) define it as ‘recognising the importance of understanding peoples’ socially constructed interpretations and meanings (or subjective reality) within the context of seeking to understand broader social forces, structures or processes that influence and perhaps constrain the nature of people’s views and behaviours’. Because of its recognition that data will be analysed as well as personal opinion sought and interpreted it is often a method used by business and management research especially in the case study environment where businesses are constantly evolving and changing. Selection of research philosophies Easterby-Smith et al (2008) identified the strengths and weaknesses of each approach, highlighting that no one approach is right for each situation and the most appropriate method can only be selected when it is clear to the researcher the direction in which the study is going in. Table 2 Strengths and weaknesses of different epistemologies Strengths Weaknesses Can provide wide Positivist coverage Inflexible and artificial Potentially fast and Not good for process, meaning economical or theory generation Easier to provide Implications for action not justification of policies obvious Accepts value of multiple Relativist data sources Requires large samples Cannot accommodate Enables generalisations institutional and cultural beyond present sample differences Greater efficiency including Problems reconciling discrepant outsourcing potential information Date of submission 13th December 2013 Student number 1308500 Good for processes and Social Constructionist meanings Can be very time consuming Flexible and good for Analysis and interpretations are theory generation difficult Data collection less May not have credibility with artificial policy makers They highlight that ‘authors and researchers who work in organisations and with managers argue that one should attempt to mix methods to some extent, because it provides more perspectives on the phenomena being investigated’ (p71). EasterbySmith et al (2008) have reservations about mixing methods when they represent very distinct ontologies but Saunders et al acknowledge ‘the practical reality that research rarely falls neatly into only one philosophical domain’ (p85). Philosophy for this study This research followed a relativist approach because to investigate any variances required a positivistic attempt to detect and contrast any departures from clearly defined, externally constructed benchmarks. The researcher is partially neutral in that she played no part in constructing the FCA guidelines. The researcher is assisted in this activity as the calls either coincide with client expectations or they do not. For this part of the research a quantitative approach may prove justified. Contrarily, assessing the interpretations of FCA regulations places the researcher in a less neutral position as she undertakes this task within her own employing organisation. Interpretation is likely to involve individual, heterogeneous social constructs that do not lend themselves to the generation of externally valid generalisation. The latter required a partially interpretivist perspective to be adopted. Consequentially, as elements of both positivism and interpretivism are present, realism was the philosophy adopted here. Research Strategy Types of research strategy include experiments, case studies, surveys, ethnography, grounded theory, action research as well as cross-sectional, longitudinal, Student number 1308500 Date of submission 13th December 2013 exploratory, descriptive and explanatory studies (Saunders et al, 2003). Each one is appropriate in different circumstances and Saunders et al note the choice of research strategy is guided by the research objectives, and whether it will enable them to be addressed. As this study is based around the call quality requirements of clients of Phonetic Limited, the case study strategy is appropriate. Robson (2002 p178 in Saunders et al 2003) defines a case study as ‘a strategy for doing research which involves an empirical investigation of a particular contemporary phenomenon within its real life context using multiple sources of evidence’. The case study design is positioned inbetween the two extremes of positivism and interpretivism. Morris and Wood (1991) believe this strategy should be used ‘if you wish to gain a rich understanding of the context of the research and the process being enacted’ (p93, Saunders et al 2003). Secondary Data Saunders et al (2003) identify secondary data as information gathered or created in the past for some other purpose. Data generally falls into the category of documentary, survey based data or those compiled from multiple sources. Bryman and Bell (2007) define it as ‘the analysis of data by researchers who will probably not have been involved in the collection of those data’ (p326). Data for this study are documentary data as the call quality forms used by Phonetic for monitoring agents on insurance campaign calls will be a key archive. They are also the client’s internal call quality forms for their teams, where they are shared. Finally it involved assessing the contract or form of agreement in place between Phonetic and the client company to assess FCA responsibility. Advantages of using secondary data include cost and time savings, potentially high quality data, the opportunity for longitudinal, subgroup/subset/cross-cultural analysis and more time for data analysis (Bryman and Bell 2007). However, factors that need to also be considered include a lack of familiarity with the data, their complexity and the lack of control over the data quality at the time it was collected. This was chosen as the first method to establish the variances in place on Phonetic’s insurance campaigns when call quality and compliance is assessed, which in turn Student number 1308500 Date of submission 13th December 2013 shaped the questions asked in Method 2. This involved analysis by the author only and no participant involvement (aside from clients providing a copy of their internal call monitoring forms where they have internal teams that perform a similar function to Phonetic). Four client organisations supplied the forms they use for their own internal teams who perform the same or a similar function (continuation of lead generation to sale in many cases). This is 67% of the insurance clients that Phonetic work with and 100% of those that have a similar internal function (the remaining 2 do not have teams performing related functions). Method 2 – Self Completion Questionnaire Saunders et al (2003) use de Vaus’s 2002 definition where ‘each person is asked to respond to the same set of questions in a pre-determined order’ (p280) and note that the design of the questionnaire needs to ensure that the responses will collect the data required to answer both research objectives and questions. Bryman and Bell (2007) observe that the structured interview and the self-completed questionnaire are very similar but the latter is cheaper and quicker to administer; has an absence of interviewer effects, no interviewer variability and is convenient for respondents to complete when they want, and at the pace that they want. However, the disadvantages include inability to prompt or probe, not being able to collect additional data, a lower response rate and the fact the questionnaire can be read as a whole which may influence responses. Easterby-Smith et al (2008 p220) refer to studies that now use web based surveys – this has dramatically reduced the cost of questionnaires, they can be more customised for individual respondents and pop up instructions/drop down boxes can explain areas that may be more difficult to understand. Finally data are downloaded with no risk of data keying errors. The author used a web based survey for all the main reasons listed above. It also ensured that the author and respondent are not distracted by other themes and thought processes that may emerge in interviews. However issues to be aware of include a lack of understanding of a question, or guessing a response if the answer is not known or even not responding to the question at all. There is also the danger that despite the offer of anonymity, respondents may give answers they believe the Student number 1308500 Date of submission 13th December 2013 researcher wants to receive. The risk of this is low as most decision makers being surveyed are senior within their organisation and are knowledgeable in the field of outsourcing and call quality. Further variables that may have influenced responses are the relevance of the questions to the clients responding; whether they have their own tele-marketing team in-house and how they treat and measure call quality internally; the type of contract they hold with Phonetic (which company has FCA responsibility?); whether they have a parent company that further influences compliance and quality control and measurement; the relationship of the respondent to the author and finally the level of experience of the respondent within the field of tele-marketing and call quality compliance. The author piloted the self-completed questionnaire with two contacts within one client organisation. A further six clients within separate organisations were supplied the final questionnaire with the request that one person from each organisation complete the questionnaire. These clients are all within the insurance industry and have arrangements with Phonetic to provide outbound lead generation services through tele-marketing. Some have inbound teams that perform similar functions and some have a specific compliance function responsible for digesting the FCA guidelines into working policies and guidance. As compliance is a very specific job role, those in specific compliance teams may be more willing to discuss their knowledge and expertise as opposed to a client whose role encompasses compliance but their main role is focused elsewhere within the business. Method 3 – Semi structured interview Saunders et al (2003) quote Kahn and Cannell’s (1957) definition of an interview as ‘a purposeful discussion between two or more people’. They believe it is the best approach where there are a large number of questions to be answered, where the questions are either complex or open-ended and where the order and logic of questioning may need to be varied (p251). Easterby-Smith et al (2008) use Burgess’s (1982) definition ‘(the interview) is the opportunity for the researcher to probe deeply to uncover new clues, open up the dimensions of a problem and to Student number 1308500 Date of submission 13th December 2013 secure vivid, accurate inclusive accounts that are based on personal experience’ (p144). Bryman and Bell (2007) note there are many kinds of interview for the researcher to select from, including structured, standardised, semi-structured and unstructured as well as focused interview, focus group and group interview. The semi-structured interview was selected by the author as the third method. This refers to ‘a context in which the interviewer has a series of questions that are in the general form of an interview schedule but is able to vary the sequence of the questions’ (Bryman and Bell 2007 p213). This type of interview was appropriate due to the issues that Jones (1985) highlights in Easterby-Smith et al (2008 p142) ‘researchers often enter the interview situation with some key questions; however these questions are likely to change as new and interesting areas are uncovered and researchers may want to tailor their questions depending on the participant’s position or response’. This method was chosen as the last as the author used data gathered from the first two methods to design the questions that became the last piece of the jigsaw in answering the research question and the research objectives. The primary aim was to speak to the compliance contact within the author’s clients organisations who decided on the level of compliance and quality required within their organisation and when outsourcing tele-marketing. There are a number of issues which can influence the success of the semi-structured interview. These include the relationship of interviewer to interviewee and bias from both parties. This can in turn bias the sample from whom data are collected (Robson, 2002 in Saunders et al 2003 p253), as an interviewer may only get those interviewees willing to share an opinion to agree to an interview and their responses may not be indicative of the sample as a whole. However Sanders et al (2003) report that managers are more likely to agree to be interviewed (rather than complete a questionnaire) when the topic is interesting and relevant to their current work. Interviewer and interviewee bias can be overcome by considering a number of key points that Saunders et al (2003) raise: the interviewer’s preparation, readiness and Student number 1308500 Date of submission 13th December 2013 appearance at the interview the information supplied and the context set to the interviewee and the interviewers approach to questioning the interviewee during the interview. The author intends to make handwritten notes through the interviews. Issues with this method include a requirement to note responses whilst composing the next question; the speed of the interviewees response will need to be managed. However it avoids the temptation when taping an interview to transcribe the whole conversation. There will be up to 4 interviews with clients that have a specific compliance contact or department within the company, as opposed to a person within a company responsible for compliance but with another main role. They will be a spread of small brokers to global organisations and an interviewee may be more open and forthcoming with their responses if there is an absence of recorded data that will be linked back to them Thirdly, the interpretation of the data by the interviewer and therefore the reliability of the conclusions drawn leads to data quality issues. A lack of standardisation can lead to concerns about reliability, in other words ‘whether alternative researchers would reveal similar information’ (Saunders et al 2003 p252). However they point out Marshall and Rossmans’s (1999) observation that ‘the findings derived from using non-standardised research methods are not necessarily intended to be reputable since they reflect reality at the time they were collected, a situation which may be subject to change’ (p253). Other risks identified include being taken off track by the conversation or interviewee and the skill of the interviewer in bringing it back on track as well as sample size. In this case a maximum of 4 interviews will take place. However the advantage is there will not be endless amounts of data to analyse and the time taken to complete these interviews will be limited. The author intends to conduct face to face interviews for Method 3. Date of submission 13th December 2013 Student number 1308500 Triangulation The framework presented below shows the comparison of the advantages and disadvantages of each of the methods proposed and demonstrate that triangulation can be achieved by using these methods in the case study. Table 3: Framework to demonstrate methodological triangulation of methods used Comparison of advantages and disadvantages of research methods Secondary data from employers and client organisations Reduced cost and time to complete + Data current and therefore high quality + Lack of anonymity for client supplied call quality forms - Increased time for data analysis + Data structure and format could vary from employer to client organisation - Not specific to objectives quality data - Lack of familiarity with client data - No control of client data supplied - Self completion of questionnaires (closed questions with sections to capture opinion) Minimal cost and small amount of time required to complete + High quality of recent data + Anonymity of response with truthful answers + Easy to distribute (web survey) and low time impact + High quality data and separate section for ideas at end + Specific to objectives quality data + Familiar with the data + Questions specific to objectives + Semi-structured interviews (open questions) Costs high due to location of clients and requirement for face to face interviews - High quality of recent data + Lack of anonymity with interviewer - lack of truthful answers - Not easy to collect and record the data, time consuming - High quality data and easy to capture new ideas and insight + Specific to objectives quality data + Familiar with the data + Questions specific to objectives + Triangulation achieved Yes Yes Yes Yes Yes Yes Yes Yes Student number 1308500 Date of submission 13th December 2013 References Bryman, A. and Bell, E. 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(2003) Research Methods for Business Students, Prentice Hall (3rd Ed) Stiles, P., Gratton, L. Truss, C., Hope-Hailey, V., McGovern, P. (1997) Performance Management and the psychological contract, Human Resource Management Journal 7 (1) pp57-66