TACOMA SCHOOL DISTRICT
Teacher: Mrs. Crews/Ms. Behope
Phone Number: 253-571-3021/3162
Email: ccrews@tacoma.k12.wa.us
BUSINESS AND MARKETING EDUCATION
Room Number: B26
Arrival Time: 7:05 a.m. Departure Time: 2:35 p.m.
Planning Period: 5th Period
FINANCIAL ALGEBRA SYLLABUS
COURSE DESCRIPTION
In this class students will practice algebra and geometric mathematics using financial business applications.
Specific areas that will be covered includes the decision making process, financial aspects of career
planning, financial management, income analysis, budgeting techniques, savings and investment strategies in
order to meet short and long term goals, evaluation of services offered by financial institutions, managing
credit cards and debt, risk analysis, fraud and financial loss. Students will learn work readiness skills to
prepare them for career and college. This class meets the third year math requirement for students
choosing to complete a career and technical education math. Your counselor will need you and your
parents to complete paperwork in order for this class to count as third year math.
STUDENT OUTCOMES
Upon completion of this course and as time permits, students will be able to:
Unit:
Employment
Basics
(Chapter 6)
Banking
Services
(Chapter 3)
Student Competencies:
 Calculate pay periods and hourly rates
 Calculate commissions, royalties, and
piecework pay
 Calculate employee benefits
 Calculate and graph Social Security and
Medicare
 Analyze checking accounts
 Reconcile a bank statement
 Analyze savings accounts
 Calculate compound interest
 Utilize compound interest formula.
 Analyze future value of investments.
 Analyze present value of investments
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Consumer
Credit
(Chapter 4)
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Research consumer credit
Calculate loans
Calculate credit cards
Analyze credit card statements
Calculate average daily balance
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Independent
Living
(Chapter 8)
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Determine the cost for finding a place to live
Determine area of floor plans
Compute cost of owning a home
Compute the cost of renting/leasing a home
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Math Topics Used
Graphs
Linear functions
Literal expressions
Spreadsheets and formulas
Exponential functions
Exponential growth and decay
Formulas
Linear equations and inequalities
Order of operations
Recursive and iterative thinking:
patterns, growth, decline,
compound interest
Exponential growth and decay
Linear equations and inequalities
Linear regression
Percent
Spreadsheets and formulas
Area and scale factor
Exponential regressions
Greatest integer functions
Literal expressions
Rational and exponential equations
Scale drawing
Volume
Scatterplots & linear regressions
Spreadsheets and formulas
Systems of linear equations and
inequalities in two variables
Automobile
Ownership
(Chapter 5)
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Income Taxes
(Chapter 7)
 Utilize tax tables, worksheets, and schedules*
 Interpret income statements & forms
 Complete forms 1040EZ and 1040A
The Stock
Market
(Chapter 1)
 Compute the financial responsibility of
business organizations
 Analyze and interpret stock market data &
charts
 Calculate simple moving averages
 Calculate gains & losses from stock trades
 Calculate stock transaction fees
 Understand stock splits
 Compute bond & dividend income
Compute the cost of classified ads
Use statistics to buy or sell a car
Graph frequency distributions
Determine automobile insurance costs
Calculate linear automobile depreciation
Graph depreciation
Calculate mileage costs
Examine driving safety data
Determine accident investigation data
Prepare a
Budget
(Chapter 10)
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Planning for
Retirement
(Chapter 9)*
 Calculate retirement income from savings
 Understand & compute social security
benefits
 Calculate pension benefits
 Compute & compare life insurance costs
Compute utility expenses
Compute electronic utilities
Create a budget
Develop & interpret cash flow and budgeting
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Distance formula
Exponential growth and decay
Linear equations and inequalities
Measures of central tendency
Metric systems
Percent and proportions
Piecewise functions
Range
Read & interpret data
Quartiles
Straight line equations
Slope
Square root equations
Spreadsheets and formulas
Systems of linear equations and
inequalities in two variables
Domains
Linear equations and inequalities
Literal expressions
Percent
Candlestick chart
Fractions, decimals and percent
Linear equations
Literal equations
Mean
Percent increase & decrease
Ratio & proportion
Read, interpret and create bar and
line graphs
Simple moving averages
Spreadsheet and formulas
Fractions, decimals & ratios
Linear equations and inequalities
Literal expressions
Matrices
Proportions
Rational and exponential equations
Read and interpret data
Slope and graphing linear functions
Spreadsheets and formulas
Systems of equations
Collect and interpret data
Domain
Expected value
Exponential equations
Greatest integer functions
Inequalities
Literal expressions
Measures of central tendency
Percent increase
Rational equations
Spreadsheets and formulas
Slope-intercept forms
Modeling a
Business (2)*
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Interpret trends based on scatterplots
Find & interpret linear regression
Understand supply and demand curves
Understand the difference between fixed and
variable expenses
Graph expenses and revenue functions
Determine & analyze breakeven points
Determine a profit equation
Mathematically model a business
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Causal relationship
Functions- domain & range
Linear equations
Linear regressions
Parabola
Quadratic formula
Scatterplots and correlation
Spreadsheets and formulas
Transitive property of dependence
INSTRUCTIONAL TEXTBOOKS AND MATERIALS:
 Text – Financial Algebra 2011, South-Western Cengage Publishing
 Student Workbook – Financial Algebra 2011, South-Western Cengage Publishing
 MS Excel 2013
 Text – Solving Business Problems Using a Calculator, Glencoe
 Ixl.com
 Brightstorm.com
 www.khan academy.org
 Flippedmath.com
MATERIAL PROVIDED BY THE STUDENT:
 Pencil/Pen
 3-Subject Notebook
 Flash drive to continue any computer work after class
 Calculator/Graphic Calculator
INSTRUCTIONAL STRATEGIES:
Methods and activities for instruction include lecture, discussion, demonstration, whole/small
group/cooperative learning, peer teaching, standards based learning and assessments, pre/post
testing with numerous section tests. Homework/studying is EXPECTED in this class if the work
is not finished while in class.
ASSESSMENT STRATEGIES:
Students will be assessed in the following areas
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Classwork/Assignments
Pretest
Project
Summative/Post Test
25%
25%
50%
ASSESSMENT PHILOSOPHY
My philosophy is grounded in mastery learning which means that students will be expected to master
the material at an acceptable performance level (B grade or higher/80 percent). If a student receives a C or
lower on an exam, exception-final exam, he/she will have the opportunity to re-take test for a grade above a
“C”. The test must be taken right after the initial test within a reasonable time period (2 days). Retaking
tests, however, will take place outside of regular class time (lunch, after school) as do make-up tests. There is
an activity bus available if this is necessary.
GRADING SCALE
A
AB+
B
93-100%
90-92%
87-89%
83-86%
BC+
C
C-
80-82%
77-79%
73-76%
70-72%
D
E
3
63-69%
62% & below
CLASSROOM EXPECTATIONS
When students enter through the door of Room B26, they have entered the “World of Business”. I will teach
and reinforce the behaviors and expectations that employers are demanding. Therefore, students will:
BE PRESENT!
 Attend my class with no more than 12 absences to earn your pay (credit and a grade).
BE PROMPT!
 Be on time and in your assigned seat when the bell rings. If you arrive late without a pass, sign in
on the Tardy Note book. Excessive Tardies will result in an office referral.
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BE POLITE, RESPECTFUL AND ETHICAL!
 Students are expected to work diligently and quietly. Students will speak to each other utilizing
business-like tone, volume, and language. Name calling, put downs, racial slurs, insulting remarks,
profanity and “bar talk/gossip” will not be tolerated.
 Students will behave in a business-like manner. Students will stay at his/her work station and not
disturb others.
 Students will be respectful of others at all times. When the teacher or another member of the class is
speaking, students will be quiet and listen attentively.
 Students will take appropriate care of the equipment and materials used at their work station.
 Students will leave their work station clean for the next student.
 Students will notify Mrs. Crews immediately if you notice something missing, broken, or marked on.
This includes items such as the computer, mouse, desk, chair, book holder, and books etc.
FOLLOW DEPARTMENT, DISTRICT AND SCHOOL RULES!
 Students will follow district policy and not send/read email, visit chat rooms, bulletins boards,
post/publish web pages, shop, or send personal information through the computer.
 Students will save all data only to their own directory on the H drive.
 Students will follow detailed directions and expectations during specific learning activities.
STAY ON TASK!
 Actively participate in all classroom learning activities-all students will do problems on the board.
 Students will use class time wisely—no Internet access without teacher permission.
 Students will stay in their seats until I dismiss the class. The bell is for me to know when I CAN
dismiss you. The class will not be dismissed until everyone is seated.
BE PREPARED!
 Students will bring to class supplies that they need to actively participate in classroom learning
activities (flash drive, spiral notebook, pen/pencil, textbook, calculator, workbook, homework, etc.).
 Students will come to class (work) having taken care of all personal business before arriving.
Permission to leave will be given only on an emergency basis. You will receive three hall passes for
the semester; no unused pass means you don’t leave.
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Respect yourself and maintain your integrity by doing your own work. Cheating will not be
tolerated and both parties will receive a zero for the first offense and a failing grade for the
semester on a second offense. Do not log on to another student’s file. No Exceptions
Be attentive and participate in class (no sleeping, no games)
Respect the equipment, furniture, room and school.
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Rules
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No food or beverages are allowed in the business lab.
Students will remain in assigned seats unless retrieving documents from the printer.
Refrain from using social media (unless used for a lesson).
Electronic equipment – “Off and Away” Any personal electronic devices (including, but
not limited to cell phones, I-pods, headphones, etc.) that are being used and/or visible in the
classroom, may be confiscated (see student handbook rules). First offense: end of the
period/day or call security, . Second offense: office referral.
Students will observe all policies and procedures as outlined in the “Stadium High School
Student Handbook” for 2014-2015.
ASSIGNMENTS AND PARTICIPATION
It is difficult, if not impossible to make up class discussions and group activities. Parents are
notified of any absent day. Excessive absent days or not turning in daily work will result in a
parent/guardian teacher conference. If a resolution is not agreed upon, the student may lose
credit for this class.
If absent on the day of a test, students must plan to make-up the test/s after school within 2 days of
returning to school.
Students are expected to be in their assigned seats before the tardy bell rings. Students are allowed
only three (3) tardies before they are assigned after-school detention. No one will be admitted
into class after the bell without a pass.
Hall passes will be given to the student. A hall pass may be given at the discretion of the teacher and
will not be allowed during the first or last ten (10) minutes of class-10/10 RULE.
CLASSROOM WEB SITE
You may access information concerning such things as class schedule, announcements, documents,
events, and class assignments by going to Mrs. Crews Swift Web Site listed under Stadium High
School at: http://classrooms.tacoma.k12.wa.us/stadium/crews/index.php
EXTRA HELP
I am more than willing to provide help after school. Schedule an appointment, but please be kind
enough to keep our appointment or cancel in advance. I may be contacted at (253) 571-3021 or you
may e-mail me at ccrews@tacoma.k12.wa.us
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INTERNET CONTRACT
ACCEPTABLE BEHAVIOR
Use of the Internet provides great educational benefits to students. Unfortunately, however, some
material accessible via the Internet may contain items that are illegal, defamatory, or potentially
offensive to some people. Access to the Internet is given as a privilege to students who agree to act
in a considerate and responsible manner. We require that students and parents or guardians read,
accept, and sign the following rules for acceptable on-line behavior.
1. Students are responsible for good behavior on the Internet just as they are in school. General
school rules for behavior and communications apply.
2. Network storage areas may be treated like school lockers. Network administrators may review
files and communications to maintain system integrity and ensure that users are using the system
responsibly. Users should not expect that files will always be private.
3. The following are not permitted:
a. Sending or displaying offensive messages or pictures; social media are off limits; printing
inappropriate material not related to a school assignment is not allowed unless approved by
the teacher.
b. Using obscene language; listening to music and/or watching inappropriate videos.
c. Harassing, insulting, or attacking others.
d. Damaging computers, computer systems, or computer networks.
e. Violating copyright laws; downloading files.
f. Using another’s password.
g. Trespassing in another’s folders, work, or files; trespassing in system folders and files.
h. Intentionally wasting limited resources, including through the use of “chain letters” and
messages broadcasted to mailing lists or individuals.
i. Employing the network for commercial purposes.
j. Revealing the personal address or phone number of yourself or any other person without
permission from your instructor.
4. Violations may result in a loss of access as well as other disciplinary or legal action.
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Assignment: You and your parents need to sign and complete the information
below and return it by September 12 for a leadership grade.
I have read the SYLLABUS for my Financial Algebra class and am familiar with the
requirements/expectations for the course (grading policy, prerequisites, scope and
sequence, lab rules, etc.).
Student’s Name:______________________________________Period________
Please Print Neatly
Student Signature:____________________________________
Parents: Please PRINT all of the information below for me to contact you, if
necessary. Many times our district records are out of date. I will be sharing this
with the office if I see the district records do not match what you provided below.
Parent 1 Name: ____________________________________________________
Parent 1Email: _____________________________Cell:____________________
Parent 2 Name: ____________________________________________________
Parent 2 Email: ____________________________ Cell:____________________
Student Email: _____________________________ Cell:____________________
Home Telephone: ___________________________________________________
Home Address: _____________________________________________________
Thank you for the information. Please feel free to email or call me anytime you have
questions.
I have read a copy of the syllabus for the Financial Algebra course. The
information provided above is accurate for my student’s records.
Parent’s Name:______________________________________
Please Print Neatly
Parent Signature:____________________________________
PLEASE SIGN AND RETURN THIS DOCUMENT TO MRS. CREWS ON OR BEFORE
THE ANNOUNCED DUE DATE FOR CREDIT. THIS IS YOUR FIRST HOMEWORK
ASSIGNMENT.
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