SELECT YOUR
PLAN
ENTRY
BASIC
ENHANCED
$33/mo
$44/mo
$147-$200 (S)
$260-$299 (F)
Errors & Omissions
Life Insurance,
Accidental Death
Critical Illness
Long Term Disability
Health & Dental
Directors & Officers
Liability
The Paralegal Professional Package
The Paralegal Professional Package
Estimated Pricing Chart
ENTRY LEVEL
ENTRY LEVEL
Entry Level Coverage to be included with Membership
$33/mo
$33/mo
Errors &
Omissions
Errors & Omissions Coverage - $1 million/$2 million
Deductible = $0
Estimated monthly cost = $33
*E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro
Insurance Brokers
The Paralegal Professional Package
Estimated Pricing Chart
BASIC
BASIC
Voluntary buy-up coverage
$44/mo
$44/mo
Errors &
Omissions
Life
Insurance
E&O Coverage - $1 million/$2 million; $0 Deductible
Estimated monthly cost = $33
Life & AD&D Insurance Coverage equal to $25,000.
Estimated monthly Cost with EAP = $4; Rate = $0.14
AD&D
Critical
Illness
Critical Illness Coverage equal to $10,000 for 4 Illnesses:
Cancer, Heart Attack, Stroke, Coronary Artery Bypass
Estimated monthly Cost = $7
EAP
*E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro
Insurance Brokers
The Paralegal Professional Package
Estimated Pricing Chart
ENHANCED
ENHANCED (option 1)
Voluntary buy-up coverage
$147 (single)
$260 (family)
Errors &
Omissions
Life &
AD&D
Critical
Illness
EAP
Health plus
Dental
$147 - $260/mo
Life & AD&D Insurance Coverage up to $250,000 (minimum 100K)
Estimated minimum monthly Cost at minimum coverage = $14; Rate = $0.14
Critical Illness Coverage equal to $25,000 for 4 Illnesses:
Cancer, Heart Attack, Stroke, Coronary Artery Bypass
Estimated monthly = $18
90% Extended Health, Drugs, Vision = Single $47, Family $119
90% Dental = Single $35, Family $76
Errors & Omissions - $1 million/$2 million; $0 Deductible
Estimated monthly cost = $33
*E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro
Insurance Brokers
The Paralegal Professional Package
Estimated Pricing Chart
ENHANCED
ENHANCED (option 2)
Voluntary buy-up coverage
$200 (single)
$299 (family)
Errors &
Omissions
Life &
AD&D
Critical
Illness
EAP
Health plus
Dental
Long Term
Disability
$200 - $299/mo
Life & AD&D Insurance Coverage up to $500,000 (minimum 100K)
Estimated Monthly Cost at minimum coverage = $14; Rate = $0.14
Critical Illness Coverage equal to $50,000 for 24 Illnesses
Estimatd monthly = $62 or coverage for 4 Illnesses = $18 (included above)
LTD Coverage = 66.67% up to a maximum of $10,000/month
Estimated Monthly Cost at $3,000/month (average insured) = $29; Rate = $0.97
100% Extended Health, Drugs, Vision = Single $67, Family $126
100% Dental = Single $39, Family $79
E&O Coverage - $1 million/$2 million; Deductible = $0
Estimated monthly cost = $33
*E&O + Additional insurance Commercial & Liability coverage available upon request and provided through
Integro Insurance Brokers
Life Insurance:
Flat $25,000
Benefit reduces by 50% at age 65 and
terminates at age 71
Critical Illness
Flat $10,000
Heart Attack, Stroke, Cancer, Coronary
Artery By-pass. Lump sum non-taxable
Accidental Death:
Flat $25,000
Benefit reduces by 50% at age 65 and
terminates at age 71
Employee Assistance Plan
In-person, telephonic, video & chat
counseling available.
Errors & Omissions
$1 million / $2 million
Deductible $0
6
Life Insurance:
- 2 X Salary up to a maximum of $250K or
- Minimum 100K Flat coverage
- Salary definition includes dividends
Critical Illness
Flat $25,000
Heart Attack, Stroke, Cancer, Coronary
Artery By-pass. Lump sum non-taxable
Accidental Death:
- Same as Life schedule
Employee Assistance Plan
- Benefit identical to Tier 1
Errors & Omissions
- Benefit identical to Tier 1
7
Prescription Drugs
- Coverage at 90%
- Dispensing fee cap of $10
- $5,000 drug maximum
- Includes over-the-counter vaccines
Extended Health Care
- Hospital Coverage: 100% semi-private
room
- Private Duty Nursing: $10,000 / year
- Orthotic Inserts: $300 / benefit year
- Orthopedic Shoes: $300 / benefit year
Paramedical
- 100% to a max of $350 per practitioner:
Speech Therapist, Clinical Psychologist,
Osteopath, Chiropractor, Physiotherapist,
Naturopath, Acupuncturist, Chiropodist, &
Massage Therapist
Vision Care
- 100% up to a maximum of $150 per insured,
per calendar year
- This benefit is also extended to dependents.
- Eye exams: $80 / 2 benefit years
8
Dental Care Basic & Preventative
- Coverage at 90%
- $2,000 maximum/calendar year
- Includes fillings, extractions, pit & fissure
sealants, root canals, local anesthesia,
treatment of gum disease etc.
- Includes exams, x-rays, lab tests,
cleanings, scaling and fluoride.
- 12 month recall
Major Procedures
- Coverage at 50%
- $1,000 maximum/calendar year
- Includes crowns, bridges, Inlays & Onlays,
as well as other services.
.
9
Life Insurance:
- 3 X Salary up to a maximum of $500K
- Minimum of 100K
- Salary definition includes dividends
Accidental Death:
- Same as Life schedule
Critical Illness
- Same benefit as Tier 2
Errors & Omissions
- Same benefit as Tier 2
Long Term Disability
- 66.67% up to a maximum of
$10,000/month
- 90 day waiting period
- 2 year own-occupation
- Payable to age 65
10
Prescription Drugs
- Covered at 100%
- No Dispensing fee cap
- Includes over-the-counter vaccines
- Unlimited drug maximum with stop-loss
Extended Health Care
- Hospital Coverage: 100% private room
- Private Duty Nursing: $10,000 / benefit
year
- Orthotic Inserts: $300 / benefit year
- Orthopedic Shoes: $300 / benefit year
Paramedical
- 100% to a max of $500 per practitioner:
Speech Therapist, Clinical Psychologist,
Osteopath, Chiropractor, Physiotherapist,
Naturopath, Acupuncturist, Chiropodist, &
Massage Therapist
Vision Care
- 100% up to a maximum of $300 per insured,
per calendar year
- This benefit is also extended to dependents.
Eye exams: $100 / 2 benefit years
11
Dental Care Basic & Preventative
- Coverage at 100%
- Unlimited maximum/calendar year
- Includes fillings, extractions, pit & fissure
sealants, root canals, local anesthesia,
treatment of gum disease etc.
- Includes exams, x-rays, lab tests,
cleanings, scaling and fluoride.
- 12 month recall
Major Procedures
- Coverage at 80%
- $1,000 maximum/calendar year
- Includes crowns, bridges, Inlays & Onlays,
as well as other services.
.
12
$5,000,000 per person per calendar year
Out of Province Referral Services: $50,000
Coverage for:
Traveling in Canada or the U.S
Coverage for:
Traveling outside/abroad
Multilingual support
13
- $1,000,000 per claim and $2,000,000 Annual Aggregate Limits
Errors & Omissions for Paralegals services and Support Staff
- Higher limits are available on request
- Cost Starting at $400 per professional with flexible pricing for
corporate offices
- Commercial General Legal Liability, Directors and officers
liability and Property Insurance is also available on request
- All Coverage bound through Integro Insurance Brokers