U N I V E R S I T Y O F A L A S K A F Y 2 0 1 3 W E L L N E S S &
I N I T I A T I V E S
E X P E R T I S E P A R T N E R S H I P V A L U E J u n e 1 4 & 1 5 , 2 0 1 1
T R E N D S A N A L Y S I S S T A T I S T I C S P L A N N I N G T O O L S
University of Alaska started wellness program in November 2006 with WIN for
Alaska
– First phase was to increase program visibility, awareness and provide health education to faculty and staff (Nov 06 to Nov 07)
– Second phase was to increase participation in the wellness program. (December
2007 to June 2008)
Introduction of Individualized Health Planning Sessions (IHPs) and an individualized Get the
Point (GTP) incentive program
– IHPs started in 2008
Year 1, the program was available in Anchorage and Juneau
Year 2, the program included Fairbanks
IHP program has demonstrated improved health in participants
– The UA wellness program offers multiple face to face to interactions thru IHPs,
Wellness breaks and Mass Screening events
PWP (Health Risk Assessment) started in 2009 and discontinued PWP and $100 incentive for FY 2012.
– 2009 participation of 39% of total eligible population (employees and spouses)
– 2010 participation of 33% of total eligible population (employees and spouses)
2
Measurement
− Establish a baseline of all employees
UA has partial baseline through IHP program
Historically PWP (Health Risk Assessment) information
− Continuous Measurement from areas of improvement
Incentives and Communications
− Utilize point system to reduce medical plan employee charges
− Reward outcomes and not just activity
Target high risk individuals
− Reduce health risk factors
− Improve employees health thru tools and programs
IHP
3
UA’s Wellness Program Goals
– Establish a culture of wellness
– Continue to identify the risk factors or problems University of Alaska employees and spouses have
– Help University of Alaska employees improve their health by providing tools and programs to assist employees and spouses
– Slow the rate of increase in health plan costs
– Keeping Healthy People Healthy
4
Personal Wellness Profile (PWP)
– 2010 Report with areas to focus on were Fitness, Weight management, Nutrition and
Blood Pressure.
Of those that took the PWP, 694 have prehypertension (120/80 – 139/89) and 196 (8.7%) already have high blood pressure (140/90)
Individualized Health Planning Sessions (IHPs)
– The individuals that have participated have experience positive results
Employees that lost at least 10 pounds – 116 participants
Employees that lost at least 2 inches from their waistline – 229 participants
Employees that decreased their blood pressure to a normal level from 140/90 (high blood pressure) – 147 participants
Employees that decreased their total cholesterol by at least 40 points – 121 participants
February 2011 Alere and VSP started to build data exchange
5
Identification and Improvement Programs
- Health Status Questionnaire
- Smoking Cessation
-2 or Less Risk Factors
Participation Incentive Strategies
- Biometric Screenings
- Healthy Weight
- Health Coaching Participant
Premium Contribution Discounts
Gift Cards
0% 20% 40% 60%
Participation Percentage
80%
100%
7
FY 2013 – July 1, 2012
− Utilize “Point System” of activities with points correlating to a discount on the employee charges
− Points will be heavily weighted toward Health Risk Assessment, Biometrics and smoking cessation
− Know Your Numbers (Mass Screenings) events employees complete full biometric screening (cholesterol, blood pressure) and sign release to provide information to WIN and Lockton
− Establish two tier employee charge discount
− Utilize WIN to track, record and report information (already have Get The
Point)
− All Activities will be completed by April 15, 2012 – Open Enrollment FY 2013
− Begin Communications in August 2011 on the updated point system
8
Activities
Employee Completes PWP
Spouse Completes PWP
Employee Biometrics Submitted via Mass Screening, Doctor Affidavit
Spouse Biometrics Submitted via Mass Screening, Doctor Affidavit
Actively Engaged in Disease Management Program
(if identified as a candidate based on risk factors or claims utilization)
Complete 5 sessions of IHP w/pre & post biometrics
Program
Participation
Activities
Participate Weight Loss Program
Receive Flu Shot
Employee receives annual physical
Points
50
50
200
200
125
50
100
25
75
Spouse receives annual physical
Employee - Work out 3 times a week
Spouse - Work out 3 times a week
Complete Tobacco Cessation Program
75
75
75
75
Total Potential Points 775
9
Program
Participation
Rewards
Employee Only
Points
Greater than 300
Employee + Family
Points
Greater than 600
150 to 299 400 to 599
Less than 150 Less than 400
Award Level
Tier 1
Tier 2
Not Qualified
Award
20% Employee Charge Discount
10% Employee Charge Discount
No Discount
10
500 Plan
Employee
Employee + Spouse
Employee + Child(ren)
Employee + Family
FY12 Annual Charge FY13 Annual Charge* 10% Discount
$2,547 $3,502 $3,152
$5,094
$4,584
$7,131
$7,004
$6,303
$9,805
$6,304
$5,673
$8,825
750 Plan
Employee
Employee + Spouse
Employee + Child(ren)
Employee + Family
FY12 Annual Charge FY13 Annual Charge* 10% Discount
$1,116 $1,535 $1,381
$2,232
$2,009
$3,125
$3,069
$2,762
$4,297
$2,762
$2,486
$3,867
HDHP
Employee
Employee + Spouse
Employee + Child(ren)
Employee + Family
FY12 Annual Charge FY13 Annual Charge* 10% Discount
$395 $543 $489
$790
$711
$1,106
$1,086
$978
$1,521
$978
$880
$1,369
*Employee Charges increased 10% for FY13 and increased for discount
20% Discount
$2,802
$5,603
$5,042
$7,844
20% Discount
$1,228
$2,455
$2,210
$3,438
20% Discount
$435
$869
$782
$1,217
FY 13 Rates are illustrative and do not in anyway indicate what actual rates will be in FY 13
11
Who
FY 2012
AWARENESS
Employees & Spouses
(on medical plan)
FY 2013
BASELINE
Employees & Spouses
(on medical plan)
FY 2014
OUTCOMES
Employees & Spouses
(on medical plan)
Program
Incentive
•
To qualify for the July 1, 2012 employee charge discount/incentive, employees & spouses can complete a list of activities to gain points for premium differential:
• Complete Health Risk
Assessment (PWP)
• Biometrics Recorded
• Have a preventive exam
• Have a flu shot
• Work out 3 times a week
Communications:
Communicate in
August/September 2011
To qualify for the July, 1, 2013 ee charge discount/incentive, employees & spouses can complete a list of activities to get points and points for in range health risk factors:
Activities
• Complete Health Risk
Assessment (PWP)
• Biometrics Recorded
• Have a preventive exam
• Have a flu shot
• Work out 3 times a week
Health Risk Factors
• E.g. Cholesterol <180
Communications:
• Outcomes based program communicated in Aug 2012
To qualify for the July 1, 2014 ee charge discount/incentive, employees & spouses must:
• Complete HRA
• Complete biometric screening
AND
• Meet biometric outcomes measures- can administer using score, status, metrics, etc.
OR
• Complete alternative activity if metric is not met
Communications:
• Continuation of outcomes based program in August 2013
• Resources available
Employee Charge Reduction of X% Employee Charge Reduction of X% Employee Charge Reduction of X%
12
Required Activity
Complete Health Risk Questionnaire
Program
Participation
Rewards
Bio-Metric Screening (employee choice of Designated Medical Center, Onsite exams or Personal Physician)
Attend One (1) Health Coaching Session
Complete Disease Management / Health Coaching Program
(If indentified as a candidate based on risk factors or claims utilization)
Award
Part of the Employee
Charge Discount
Reduce
Health Risk
Factors
Alternative
Standard
Award
Level
Tier 1
Tier 2
Cholesterol
< 180
< 200
Blood
Pressure
< 120/80
Glucose
< 100
Waist
Circumference
Males < 40 inches
< 130/85 < 110 Females <35 inches
Not
Qualified
Tier 2 Alt
Physician Affidavit of Medical
Condition
Complete
Weight Loss
Program
Tobacco Use
No
Complete Tobacco
Cessation Program
Award
(Subject to HIPAA Limitations)
20% EE Charge Discount
10% EE Charge Discount
No Discount
$X Flat Dollar Amount
13
Finalize wellness plan design for July 1, 2012
– Determine activities
– Determine employee charge discount
– Date activities complete
Finalize smoking surcharge/credit
– Smoke/Tobacco surcharge or credit
– Smoke/tobacco free date
Smoking/tobacco cessation program date
– Allow mid-year update
– Affidavit language
Determine HRA or HSA for July 1, 2012
– Seed money – Yes or No if HAS
Finalize FY 2013 Benefits Timeline
14
Cost analysis of individuals who have participated in an IHP and/or took the
PWP compared to non-participants
Gather Metabolic Syndrome Data to target communications and wellness programs and tools
– WIN will gather and track risk factors associated with Metabolic Syndrome and provide data to Lockton for analysis with InfoLock
5 Risk Factors: HDL Cholesterol, Blood Pressure, Triglycerides, Glucose and Waist
Circumference
– Require pre/post full biometric screening
− Lockton to receive pre/post screening report with Metabolic Cluster on IHP participants from WIN.
− Lockton to integrate this report into InfoLock claims data and provide University of
Alaska with risk reduction to demonstrate savings.
– Lockton to provide cost analysis to University with those individuals that have metabolic syndrome and those that do not
Schedule Two-Day Vendor Summit to facilitate integration in April 2012
– Vendor presentations on current and future state of University of Alaska and Alaska healthcare
– Continue integration of information between WIN, Alere, VSP and ComPsych
15
Healthcare Reform is going to increase medical trend over and above current projections
Participants must have “skin in the game” through active engagement and financial accountability.
− Incentives should drive participation and reward those who do achieve results
Integrated claim, Health Risk Assessment, and Biometric data establish the Risk
Profile and allow for continuous program measurement
– Targeted and population based, integrated with plan design and outcome based
Outcomes should be tracked by improving aggregate health status:
− BMI, Blood Pressure, Cholesterol/Fasting Glucose and Tobacco Use
Long-term health improvement and cost reduction can only be achieved with:
− High consumer engagement (80% over 3-5 years)
17
One of the foundational tenets of the field of corporate wellness is that it is clearly better to prevent health problems than to treat them later on.
On average $1 of medical and pharmacy costs there is about $2.3 of healthrelated productivity costs that employers must pay – and that figure is much greater for some conditions.
1
A recent study reports that for every dollar spent on wellness programs there are $3.37 dollars returned in reduced medical costs and $2.73 returned in reduced absenteeism.
2
When done effectively, health promotion has demonstrated a successful history of both improving health and providing a significant return, with ROIs ranging from 3:1 to 5:1 or higher.
3
Measure risk factors
Measure change in biometric data
1,2 http://www.thehealthcareblog.com/the_health_care_blog/2010/09/front-line-managers-are-key-to-wellness-program-participation.html
3 http://www.livewellcolorado.org/assets/pdf/partners-in-action/worksites-and-businesses/ucsw-white-paper.pdf
18
Brainstorm ideas to integrate Nursing School and PA School
Increase number of dental cleanings for diabetics and pregnant women
Onsite Medical Clinic and Pharmacy for Fairbanks and Anchorage
Put Blood Pressure cuff and scale at various University locations
– $70 for cuff and $100 for scale
– Blood pressure and scale monitored through third party vendor
19
To be the worldwide value and service leader in insurance brokerage and risk management services
To be the best place to do business and to work www.lockton.com
© 2009 Lockton, Inc. All rights reserved.
Images in this publication © 2009 Jupiterimages Corporation
20