3 Questions
1. Do you save money in the bank?
Yes or No ____________
2. Which Bank do you open the
account with? MBB, CIMB, RHB,
HSBC etc._____________
3. Do you know what is the current
bank interest rate?_____________
Saving A/C
Prucash A/C
Bank Int.rates 0.25%
RM1000 x 0.30% = RM 3
1st Year
RM 3,000
2nd
Year
RM 3,000
3rd Year
RM 3,000
4th Year
RM 3,000
-->
-->
-->
-->
RM 9
RM 18

Nothing

RM 1,800 + 5%
2nd
Year
RM 3,000
RM 27

RM 36
4th Year
RM 3,000

Nothing
RM 1,800 + 5%
•
•
•
20 Year
+
RM 61,746
RM 1,746
New phone
Travel
Saved
3rd Year
RM 3,000
•
•
•
20 Year
RM 60,000
1st Year
RM 3,000
RM 60,000
RM 76,200
+
RM 16,200
= RM 85,000
+ RM410 P.A
+ RM250 P.A
RM70,000
RM70,000
RM30,000
Death
RM170,000 + Dividend Waived /TPD
RM3,000
RM3,000
RM3,000
20 years
RM1,800
RM1,800
RM1,800
Simple Test
 Able to make phone call.
 Accept Rejection.
 Afford to go extra miles
 Allowed to entertain people idea.
Income & Reward
3 Presentation
 Work 5 days
 15 People appointment
 2 Cases close / week
 RM 6000 / week x 40% commission
RM 2,400 / week x 52 weeks
= 1st Year RM 125,000
= RM 250,000 in 2 years
= MONTHLY INCOME RM21,000 / month