Broker Services Schweizerhaus Ltd. Bern Switzerland Client Issues • • • • Hundreds of loan programs Finding the right program at the right price Guaranteed loan delivery Banks and mortgage banks don’t represent your interests The Right Loan • A mortgage broker specializes in matching borrower to loan – Access to hundreds of loan programs – Access to government assistance programs – Access to private investor groups The Process Banks Borrower Mortgage Broker Mortgage Bankers Private Investors Broker Benefits • Knows credit criteria of lender – Use of standard loan application for multiple lenders • Fees are competitive with banks and mortgage banks – Wholesale loan savings is passed to client