Anthem Care Comparison The growing need for transparency Health care affordability is a critical issue facing the nation as health care spending reached $2.2 trillion in 20071 Providing quality and cost information gives your employees a more complete picture, helping them to make more effective health care choices 1 Centers for Medicare and Medicaid Services, Office of the Actuary, National Health Statistics Group 2 Leading with transparency solutions Transparency presents meaningful choices for your employees • Actively engages your employees in decisions • Positively impacts health care outcomes • Increases the value of health care in collaboration with health care providers 3 Anthem Care Comparison Our goal with Anthem Care Comparison is to provide easy-to-use transparency tools to enable informed decision-making • Educate employees about quality measures and total treatment costs for the facilities they access through our networks • Show employees how to use this information in the decision making process • Continue to make it easy to navigate and understand the tools 4 Anthem Care Comparison We understand your employees need information – not just data – to help them make their decision. • Anthem Care Comparison provides quality and cost information for common elective procedures (e.g. hip replacement, cataract removal) • Employees rank what’s most important to them to receive customized results 5 Integrating quality information Anthem Care Comparison provides measures of quality for more than 150 inpatient procedures and conditions obtained from state, federal and private sources: • Number of patients treated • Complication rates • Average length of stay • Mortality rate 6 Using Anthem Care Comparison Quality Step 1: Choose a Procedure Search by Procedure/ Diagnosis Explanation of Procedure or Condition 7 Using Anthem Care Comparison Quality Step 2: Choose Facilities to Compare 8 Using Anthem Care Comparison Quality Step 3: Rank Criteria CHOOSE FACILITIES 9 Using Anthem Care Comparison Quality View Summary Results 10 Upfront cost information Our unique approach provides a range of the estimated costs for the inpatient and outpatient procedures we report on – including our discounts. • Cost estimates include all services that are typically a standard part of a procedure or treatment • Using this information, they can estimate the approximate out-of-pocket costs for the course of treatment before making a decision 11 Using Anthem Care Comparison Cost and Quality Certain inpatient procedures have both cost and quality information 12 Anthem Care Comparison Cost Cost information only is available for procedures under the following headings: Diagnostic Tests, Outpatient Services and Additional Inpatient Services Compare costs of various facilities and the volume of procedures performed 13 Transparency in action Summary Services & Interventions Outcomes Member: Jeff 31-year-old man who works at a consulting firm Symptoms Jeff is a recreational runner and skier. He injured his knee skiing several years ago, but the pain and swelling eventually subsided. After his last 10k race, he started feeling sharp knee pains. He is concerned about risking further injury, but he doesn’t have a relationship with a specific physician. Issues Jeff is interested in understanding his symptoms, treatment options and taking action, but is not clear where to start. 14 Transparency in action Services & Interventions Summary Learns More Finds a Provider Considers Surgical Options Jeff researches his knee problems using the 360º Health® member online services and learns about potential causes, effects and treatments. He logs onto Provider Finder and finds a quality provider just a few miles from his home. Again using the 360º Health online services, Jeff views a video on the procedure to understand the procedure and its potential risks. Through consultation with the physician, it is determined that surgery is the preferred treatment. Outcomes He logs onto Anthem Care Comparison where he obtains general cost and quality information on different hospitals. Jeff discusses his research with his orthopedic surgeon to ensure the best possible outcome. 15 Transparency in action Summary Services & Interventions Outcomes Reduced cost and improved care Jeff selects a high quality, cost-efficient facility for surgery. • Receives care from an experienced hospital • Saves $9,000 on the total cost of the operation. Jeff saves $1,800 out of his own pocket He goes into surgery well-informed and prepared for recovery, having thoroughly weighed options in consultation with his physician. Jeff is very satisfied with the quality of care and now has increased overall well-being. 16 Feedback from our members Anthem Care Comparison is clear and easy to understand YES: 84% Cost information is valuable to me YES: 93% Anthem Care Comparison provides information I can’t find elsewhere YES: 80% Number of services performed by a facility helps me to assess quality YES: 73% This tool increases my ability to make informed decisions YES: 84% I would recommend this tool to others YES: 86% Source: Exit survey of members who have used the Anthem Comparison Tool 17 Anthem Care Comparison: Rollout Schedule WA Coming in September MN WI MI OH NV CA NY PA (w) ME NH CT IN CO MO KY VA GA Cost data available in all or parts of these states Quality information is available across the country 18 Experience Anthem Care Comparison Member demo available on Anthem.com Educational materials available from: • At anthem.com, click the Member tab • Log into MyAnthem (requires user id/password) • Click on the 360 Health tab • Click on Anthem Care Comparison in the left-hand menu Anthem Blue Cross and Blue Shield is the trade name of: In Colorado and Nevada: Rocky Mountain Hospital and Medical Service, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Company. In Virginia (excluding the City of Fairfax, the Town of Vienna and the area east of State Route 123.): Anthem Health Plans of Virginia, Inc. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. 19