INTERBROS PROFESSIONAL TEAM Marketing & Production Team Equipo de Producción y Mercadeo Juan Carlos Correal Chief Operating Officer, Partner Juan Carlos Correal juancarlos.correal@interbrosusa.com Chief Operating Officer, Partner juancarlos.correal@interbrosusa.com Jose A. Perez-Albela President, Partner Jose A. Perez-Albela jose.perezalbela@interbrosusa.com President, Partner jose.perezalbela@interbrosusa.com Marketing & Production Team Soporte Administrativo y Financiero Administración, Accounting Contabilidad y Finanzas (Outsourcing) Tecnología de la Información Information Technology (Outsourcing) Marlene Martínez Burt Marlene Martínez Burt OfficeManager Manager and Senior TechnicalBroker Broker Office and Senior Technical marlene.burt@interbrosusa.com marlene.burt@interbrosusa.com Rosa Serrano Rosa Serrano Administrative Assistant Administrative Assistant rosa.serrano@interbrosusa.com rosa.serrano@interbrosusa.com Products and Services offered by INTERBROS From Desdeour nuestras office in oficinas Miami,en and Miami, working y trabajando with our correspondant con nuestras representadas offices in London en and Londres in theyrest en elofresto the world, del mundo, we provide proveemos quotation servicios services, de cotización, first classcapacidad reinsurance de capacity, reaseguro new de markets primer nivel, and products nuevos mercados in the following y productos areas:en las siguientes áreas: Facultativos Treaty & Facultative y Contratos Vida Life,y Health No Vida & Property/Casualty (Proporcionales (Proportional and y NoNon-Proportional) Proporcionales) Riesgos Especializados Specialized Risks Instituciones Financieras, Financial Institutions, Liability, Medical Expenses, Responsabilidad Civil, Gastos Médicos,Consulting Services Unemployment, Massive Marketing, Desempleo, Productos Masivos, on Insurance, Reinsurance, Risk Management, etc. Consultorías de Seguros, Reaseguros, Administración de Riesgos, Seguridad Industrial, Auditoría Médica, Marine and Aviation Tarificación, etc. Hull/Cargo, Port Authorities, Marine Ports and Airports liability Marítimo y Aviación Cascos/Carga, Autoridades Portuarias, R.Construction/Engineering/Energy, Civil Puertos y Aeropuertos and Oil Construcción/Ingeniería/ Energía, Gas y Petróleo Gas INTERBROS Marketing Handling Markets od USA / Mexico, etc. Insured Lloyd’s Underwriters INTERBROS European and rest of the World Markets London Companies Cedant Some of the Risks and Contracts placed by members of INTERBROS Furnas (Brasil) YPF (Argentina) ICE (Costa Rica) CEL (El Salvador) INDE Guatemala ENEL (Nicaragua) Guatemala Costa Rica ACE Ecuador Interagua (Ecuador) Electroperu (Peru) Perú Colombia Dominican Republic Other Countries Energy Refinery Gas and Oil Energy and Telecom. Energy Energy Energy Various Sugar Mills, Brewery Health Treaties Health Treaties Drinking water company Energy Health Treaties, Mining Risks Debtors Portfolio Treaties Life, Debtors Group Life, Personal Accidents Treaties, Major Medical Expenses Health Treaties Aviation Bond Treaties INTERBROS Strategy for Facultative Placements 1. INTERBROS directly contacts all potential markets in both North and South America, as well as the rest of the world with the support of our correspondant network in London and Continental Europe. 2. INTERBROS studies all the placement possibilities through different combination of structures, Quota Share and Excess of Loss, to obtain the best benefits and results with regard to both the required capacity and price level. 3. We do not only concentrate in accessing the specialized, traditional International Markets, but we also access domestic insurers who underwrite multinational risks and provide a good additional capacity with a high level of solvency. Example of Facultative Placement $200m Excess Layer $150m Excess Layer Quota Share $100m Excess Layer $50m Primary Layers 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%