Presented by : Dr. Nirupama Dange IAS, Chief Executive Officer,Z.P Jalgaon Salient features of Swarnajayanti Gram Swarojgar Yojana (S.G.S.Y.) S.G.S.Y. started in 1999, is a holistic Programme covering all aspects of self-employment Social mobilization of rural B.P.L. & formation of their Self Help Groups (SHGs) Capacity building and training for income generating activities Subsidy for leveraging credit Provision for infrastructure Marketing support Preferred allocation for SC/STs 50 %, women 40%, Minorities 15% and disable 3% Emphasis on the cluster approach. For this Key activities identified for each block based on resources, occupational skills of the people and availability of market. It adopts project approach for each activity Implemented by the D.R.D.A. through the Panchayat Samitees. The process of planning, implementation and monitoring integrate the banks and other financial institutions, the PRI , N.G.O.s etc. in the district. Constraints in present Scheme Uneven distribution of Self Help Groups (SHGs) across Jalgaon district Of the total B.P.L. families only 27% family covered under SHGs Of the SHGs formed only 45 % accessed credit Insufficient quantum of credit Absence of hand holding of SHGs, SHGs not sustainable Uneven distribution of credit across district Inadequate Capacity building of SHG members to undertake income generating activities Weak institutional structure for capacity building & training Weak forward linkages- design, branding, packaging ,marketing Weak backward linkages – technology, knowledge, inputs Shortage of professionals and dedicated staff in delivery system Lack of mobilization and federation. No. of defunct ant SHG is more after getting credit. Present Status of Jalgaon District •Total District Population •Total Rural Population •Total Percentage of Rural Population •Total Number of Rural Families •Total Number of BPL Families •Total Percentage of BPL Families •Village Panchayat •Z.P Circles •P.S.Circles 36,82,690 26,29,886 71.42% 6,14,570 268068 43.62% 1152 68 136 Present Status of SGSY Scheme •Number of SHGs Formed under SGSY Scheme •Number of BPL Families covered under SGSY Scheme •Number of SHGs passed 1st Gradation •Number of SHGs passed 2nd Gradation •Total SHGs Assisted •Number of Fedration Formed under SGSY Scheme 8923 71384 7883 5078 4318 102 NRLM •Number of BPL Families to be covered under NRLM •Number of SHGs to be Formed under NRLM •Number of Village Federation to be Formed under NRLM •Number of Z.P Circle Federation to be Formed under NRLM •Number of Block Federation Federation to be Formed under NRLM •Number of District Federation Federation to be Formed under NRLM 196684 24587 1152 68 15 1 Total Number of BPL Families in Jalgaon District Total Rural Families : 614570 Total BPL Families : 268068 Phase I Phase II Phase III NRLM Model Model of poverty reduction or livelihood enhancement. Facilitation of SHG federations at village, Gat and Block level Creation of legal framework for federation. Identification & capacity building of internal and external resource persons for mobilizing and nurturing institution of poor. Preparation of household plans for ensuring wage, asset based & skill based employment. Creation of special cells to facilitate livelihood options in diverse fields namely agriculture, animal husbandry, service sector, skill development, handcraft, marketing etc. Establishment of dedicated marketing outlets and forging public-private partnership for product designing and marketing. Provide ICT (Information & Communication Technology) enabled solutions to institutions of poor. Establishment of village knowledge centers to disseminate information, cross learning, best practices, Risk mitigation at various levels through insurance and other supportive intervention. NRLM : Planning & Implementation Chopda Block 22829 BPL Families 90 Village Panchayat Village Federation 90 Bench Mark Survey Rs.100 per BPL Family Rs. 22.83 Through MSW Student/ MITCON/MCED/MAVIM 90 Village Facilitator Rs. 2500+ incentive Per Month Formation Formation 1st Gradation 2nd Gradation of of SHG of SHG of SHG Federation Rs.300/Rs.500/Rs.700/Rs.1000/Revolving Funds Rs.15,000/SHG Principal Subsidy Rs.02 lakhs New SHG To Be Formed 2082 Existing SHG 772 Bank Repayment Rs.900/- Interest Subsidy From 4 up to 11% Training Self Employment (16653) Rs.3000/- Wage Employment (16653) Rs.4500/- Skill Mapping Current Income Required Skill BPL Family Current Occupation Age Category of Skill Product/ Service Skill Demand Bench Mark Survey I] The objectives of Bench mark survey are: 1. Identification of skill (Skill Mapping) Present Skill Skill Demand Skill Mapping Income of Families Bench Mark Survey will be conducted through MSW student/MITCON/ MCED/MAVIM etc Details of family members Age Required Expenditure: Rs.100/- per family Current Occupation Source of income Appropriate income Facilitating household into homogenous SHG Shelter Semi skilled Skilled Product Based Traditional Products Service Based New Products Traditional Services Product Based Traditional Products New Services Unskilled Service Based New Products Traditional Services Product Based Traditional Products New Services Service Based New Products Traditional Services New Services Skilled Product Based Traditional Products New Products Service Based Traditional Services New Services • Tailoring •Bakery •Photography/Shooting •Repair of Air Conditioning system •Goldsmith •Milk Products •Screen Printing •Wheel Alignment & Balancing •Blacksmith •Surbhi Bags Making •Mobile repairing •Banking & Accounting •Pottery •Plastic Processing •Lighting decorating •Facial Therapist •Cobbler •Sanitary Napkin •Plumbing •Repair & Maintenance of Inverters, UPS •Carpenter •Black Soap •Electrical Service •Installation & maintenance of DTH system •Broom Maker •Hosiery •Cycle repairing •Mattress & Pillow •Candle, Essence Stick •Pesticide pump repair •Digital Photography (Editing & Mixing) •Papad ,spices, noodles •Black Tooth Powder •Tractor service •fisherman •Boutique work •Makeup Artist •Repairs & Maintenance of Mobile/Fax/Photocopier machine •Computer fundamentals/ Internet •Web Designing Semi Skilled Product Based Traditional Products • Coconut rope making New Products •Cold drinks Service Based New Services Traditional Services •Flower decoration • Basic Automotive Servicing-4,2,3 Wheelers •Cotton rope making •Ice candy •Saloon Shop •Clay bricks making •Chivda (Namkin) •Musical Band Party •Basic Beauty & Hair dressing •Traditional Oil Mill •Book binding •Farm Worker •Repairs & maintenance of Electrical •Drone & Dishes (Leaves) •Paper envelops/files •Wooden furniture • Groundnut chikki •Sweet paper box •Repair & Maintenance of T.V./Intercom/Cellular phone •Rajgira Products •Soft toys •Aluminum Window coating & fitting •Mehandi & Utane •Embroidery Work •Scented Hair Oil •Hospitability Assistant Receptionist/ Ward Assistant/Security Guard •Old clothing mats •Tour Guide/ Salesman •Murmure from rice •Bindi making •Auto Body painting & denting •Spinning of Woolen/Cotton Carpet •Photo Framing •Transportation •Courier Service Unskilled Product Based Traditional Products New Products Service Based Traditional Services New Services • Goat farming •Nursery •Laundry Tent House •Pig farming •Fruits Farming in net •Starch work •Washing centers •Poultry Farming •Coal from agri waste •Civil worker •Newspaper agency •Dairy Farming •Ponga & Kurkure •Farm worker •Tea stall •Floriculture •Emu Farming •Waiter •Catering/Cook •Vegetable crops •Rabbit Farming •Salesman •Bar Tender •Fruit farming •Coolie Training 1) Basic Orientation Training : Cost Duration Training Given By 1 Social Awareness & Concept 2 Scheme Objective Two days per Quarter 3 SHG formation-its working federation etc. (only for first year) 4 Knowledge of Market MITCON, MCED, MAVIM etc 5 Identification of Activity 6 Acquaintance Produce Costing etc. 7 Acquaintance with Produce Rs.1000/- Per Trainees costing/product pricing 8 Book keeping/Accounting 9 Basic skill in the Key Activity 2) Skill Development Training (Self Employment) As per requirement of SHGs Cost Rs.3000/- Per Trainees Duration Depending upon trade (one week to one month) Training R-Seti / reputed N.G.O. / Given I.T.I. / MITCON By 1 2 3 4 5 6 7 (Skill mapping) Entrepreneurship Awareness Market Survey Processing Value Adequate packaging Linkage with other Product/extension services Productive enhancement, efficiency improvement, cost effectiveness, drudgery reduction etc. Market Skill 3) Skill Development Training (Wage employment) Cost Rs.4,500/- Per Trainees Duration One month Training Given R-Seti / reputed N.G.O. / I.T.I. / By MITCON 1 2 3 4 Entrepreneurship Awareness Market Survey Market Skill Leadership development 5 Market Skill 6 Placement NRLM : Marketing Sales of Product/ Services Demographic area Marketing Strategy Door to Door Advertise ment Competition With other Products Customer Price Analysis with other Products Service Provider NRLM : Marketing Marketing BEÖòhÉ OÉÉ.{ÉÆ. Branding 90 Marketing SHG Service based SHG Village Haat Exhibition Taluka level Taluka Haat Collection of SHG Product District level Packaging Market Survey Sale at Taluka District Region State District Haat Regional level State level Self Help Group (SHG) formation SHG is a Group of rural poor who have volunteered to organize themselves into a group of eradication of poverty of the members. Generally a self help group may consist 10 to 20 persons. A group should devise a code of conduct. The members should build their corpus through regular saving. The group should be able to priorities the loan application. The group should maintain simple basic record such as Minutes book, Attendance register, loan ledger, etc. Agency:Village Facilitators: (He will also works as a Secretary of Village Level Federation) Formation Development and strengthening of the group to involve into self-managed peoples organization at grassroots level The facilitator must identify as Affinity Groups The facilitator must stay with the people to facilitate proper understanding and establish rapport with them. To make Progress and success of SHG Required expenditure: 1. Honorarium of Facilitator :Rs.2500/- Per Month 2. Other charge applicable as per their performance for following items Formation of SHG : Rs.300/- Per SHG 1st Gradation of SHG : Rs.500/- per SHG 2nd Gradation of SHG : Rs.700/- per SHG Bank repayment and after maintenance of assets : Rs.900/- per SHG For 6 months Formation of Federation : Rs. 1000/- Per Fed. For Example : Chopda Block District Jalgaon Taluka Chopda Z.P Circle : 5 BPL Families 22829 Villages : 90 Salary BPL Families 22829 No.of BPL Families 6176 Covered under SGSY No.of SHGs formed under SGSY No.of BPL Families not Covered No.of SHGs to be formed under NRLM 772 16653 1665 District Level Federation Block Level Federation Z.P Circle Federation Village Federation 1 1 5 90 District Facilitator Block Facilitator Group Facilitator Village Facilitator 1 1 5 90 Functions 15000 To control overall activities of Federation 10000 o To look after day to day matter of federation o To act as a mediator among Village/Group/Taluka/ District federation o To arrange meetings and implement the decisions o To assess the training needs of the SHGs and Co-ordinate the training programmes o To arrange Exhibitions , Melaves etc. o To provide information about the best practices, marketing’s, success stories of other SHGs, Fairs and Exhibitions etc. 8000 • To look after day to day matter of the federation • To arrange meetings • To act as mediator between village / Taluka / District • To Solve the problems of SHGs Viz.- Opening of Bank accounts, gradation, Training, Marketing etc. • Computerization of SHGs data • To arrange Exibitions, Melaves etc. 2500 P.M + Incentives To form a new SHGs Keep co-ordination and co-operation between SHGs at village level To assess the needs of the training of SHGs and communicate it toward Block / District To help the SHGs for opening of bank account, maintenance of records, Collection of corpus funds, gradation, recovery of bank loan etc. Formation of SHG : 300/1st Grad. : 500/2nd Grad. : 700/Bank repayment : 900/Fedration : 1000/- District Level Federation 1 Taluka Level Federation 15 Z.P Circle Level Federation 68 Village Level Federation 1152 District Federation 2 Member From Taluka Federation, 2 NGO, 1 Bankers, 1 DRDA representative, 1 MarketTaluka Expert Federation 2 Member From ZP Circle Federation, 2 NGO, 1 Bankers, 1 PS Member, 1 MarketZP Expert Circle Federation One Member From Village Federation Village Federation One Member From every SHGs SHGs SHG1 SHG2 SHG3 SHG4 SHG…..20 Federation I] Village Federation: 1st Phase: Chalisgaon, Bodwad Chopda, Muktainagar, Jamner, Amalner Village level Federation : Total No. of Village Panchayat: 523 Total No. of Village Federation: 523 Structure of Village Federation: One Federation includes Approximate 15 to 20 SHGs 1. General Body : (150 to 200 members) Members: All Members of SHG 2. Executive Body : (15 to 20 members) Members: One representative of each SHG i.e. President/Secretary Chairman of General Body will be a chairman of Executive Body. 3. Village level facilitator will be look after village federation Honorarium to village facilitator: Rs.2500/- per month for 3 years Qualification of village facilitator: Any Graduate 4. Corpus funds : Rs.1000/- per SHG per year Total Rs. 15000/- to Rs.20000/- per year 5. One time assistance for 1st year Rs.10000/- per village federation ( for Reg.& Contingency ) Next year Rs.5000/- per village federation Objective of Federation: Mobilization of SHGs Provide platform of SHGs for various activities Provide the service facilities for maintaining SHGs records, audit etc. To strengthen the capacity of SHGs through experience and information To regularize the transaction between SHGs & banks and thus promote, encourage and motivate them through monitoring To provide financial services to groups viz. – insurance and also special services such as primary education, Health etc. To solve the problems/difficulty of the SHGs To assess the needs of SHGs, particularly in relation trainings, raw materials , marketing etc. To help for bank recovery, arranging bank recovery melavas Act as catalyst between SHGs and Taluka, District federation Act as a village /SHGs knowledge centre. Responsibilities of Village Facilitator : To form a new SHGs Keep co-ordination and decent co-operation between SHGs at village level To assess the needs of the training of SHGs and communicate it toward Block / District To help the SHGs for opening of bank account, maintenance of records, Collection of corpus funds, gradation and also recovery of bank loan etc. To arrange meetings, to prepare a proceeding of the meetings and implement the decision taken in the meeting. Z.P. Circle Federation Total No. of Z.P. Circles: 30 Total No. of Village Panchayat under Federation: 523 One Federation includes Approximate 15 to 20 Village Federation Executive Body: (15 to 20 members) Members: One representative of each Village Federation i.e. President/Secretary Chairman of General Body will be a chairman of Executive Body. Group facilitator : 30 Honorarium to Group facilitator Rs. 8000/- Per Month Qualification of Group facilitator: - Any Graduate + MS CIT One time Assistance for 1st Year Rs. 20,000/- per Circle Federation (for Registration & Contingency) Next Year Rs. 10,000/- per Circle Federation Circle N.R.L.M. Centre Construction (each Circle level) Rs. 15,00,000/- Purpose of N.R.L.M. Centre: 1. Platform for SHGs 2. Provide ICT (Information Communication & Technology) enabled solution to institution of poor. 3. Establishment of Village Knowledge Centers to disseminate information, cross learning, best practices. 4. To arrange the Basic Orientation & Skill Based Training Programme 5. To arrange the Exhibitions of products of SHG 6. For conducting meetings arranging extra curricular activities Me lavas etc. Responsibilities of Group Facilitator To look after day to day matter of the federation To arrange meetings, to prepare a proceeding of meetings and implement the decision taken in meetings To act as mediator between village federation and Taluka / District federation To Solve the problems of SHGs Viz.- Opening of Bank accounts, gradation, Training, Marketing etc. Computerization of SHGs data To assess the training needs of the SHGs and Co-ordinate the training programme To arrange various activities of SHGs viz.- Exibition, Melaves etc. Block level Federation Total Number of Blocks :6 Total Number of Federation :6 Structure of Block Federation: One Federation includes approximate 5 to 7 Z.P. Circle Federation 1. Executive Body: (5 to 7 Federations) Members: 1. one representative from each Z.P. Circle Federation Total members 5 to 7 2. N.G.O.’s 2 3. Bankers 1 4. Ext. Officer of P.S Nominated by BDO 1 5. Marketing Expert 1 President of Block Federation will be a member of SHG only. Honorarium to Block facilitator Rs. 10,000/- Per Month Qualification of Block facilitator: - Any Graduate + MS CIT + Typing Marathi, English 40 W.P.M. One time Assistance for 1st Year Rs. 20,000/- per Block Federation (for Registration & Contingency) Next Year Rs. 10,000/- per Block Federation Block N.R.L.M. Centre Construction (each Circle level) Rs. 30,00,000/- Purpose of N.R.L.M. Centre : 1. Platform of SHGs 2. Provide ICT (Information Communication & Technology) enabled solution to institution of poor. 3. Establishment of Village Knowledge Centers to dismantles information, cross learning, best practices. 4. To arrange the Basic Orientation Trainings & Skill Base Trainings 5. To arrange the Exhibitions of products of SHG 6. For conducting meeting arranging extra Me lavas etc. Responsibilities of Block Facilitator: o To look after day to day matter of federation o To act as a mediator between Village/Group federations and Taluka/ District federation o To arrange meetings, to prepare its proceeding and implement the decision taken in meeting o Computerization of SHGs updating data of SHGs o To assess the training needs of the SHGs and Co-ordinate the training programme o To arrange the various activities of the SHGs Viz.- Exhibition , Melaves etc. o To provide information about the best practices, marketing’s, success stories of other SHGs Fairs and Exhibition etc. o To provide information regarding other anti-poverty schemes implemented by Govt. i.e. Convergence of other schemes. District Level Federation General Body: Member : One member of Each Z.P Circle Federation Executive Body : Member : Members from General Body : 10 NGO’s : 02 Bankers : 01 DRDA Representative : 01 Market Experts : 01 President of the District Federation will be a member of SHG District N.R.L.M. Centre Construction Rs. 50,00,000/Purpose of N.R.L.M. Centre : 1. Platform of SHGs 2. Provide ICT (Information Communication & Technology) enabled solution to institution of poor. 3. Establishment of Village Knowledge Centers to dismantles information, cross learning, best practices. 4. To arrange the Basic Orientation Trainings & Skill Base Trainings 5. To arrange the Exhibitions of products of SHG 6. For conducting meeting arranging extra Me lavas etc. Chief Executive Officer Z.P Jalgaon/Project Director District Programme Manager Resource Persons Administrative Officer / Staff Account Officer / Staff NRLM Administrative Staff District Unit District Collector / Chief Executive Officer Z.illa Parishad District Project Manager Specialists:1. Astt.Project Manager (Livelihood) Administrative Control 1.Administrative Manager 2.Asst.Project Manager (Micro Finance) 3.Asst.Project Manager (Skill Development) 4.Asst.Project Manager (Social Mobilization) 5.Asst.Projecct Manager (Marketing) Support Staff :1.Account Officer 2.Computer Operator 3.Typist / Data Entry Operator DISTRICT UNIT Sr Name of the Post No 1 2 DPM Distrct A Programme Manager No. of Post Qualification Experience Consolidated Salary (Per Month Rs) 3 4 5 6 1 Post (From deputation State Govt./Nationalis ed Bank Or Open Market on Contract Basis ) Post Graduate Degree OR PG Diploma in Management, MBA Prefference should be given for Experience of working in relevant field, Rs.40,000/OR Payment on the Basis Of Work Performance 2 7 He will be overall incharge of the NRLM programme in the district and responsible for interaction with district, State as well as GOI District Functional Specialists B 1 Nature of Duties Livelihoods Social Moblization 1 1 MBA ( Human Resource) MBA (Human Resource) Prefferd should be given for Rs. 25,000/Experience of working in relevant field, Benchmark Suvey (Household survey) Monitoring & evaluation Convergance with other schemes Impact study/case study of the SHG Any other activity of SHGs MPR/QPR/Annual Report Prefferd should be given for Rs. 25,000/Experience of working in relevant field, Capacity Building of the SHGs Basic orientation Programme Monitoring and Co-ordination of SHGs Formation of SHGs , Revolving fund etc. Co-ordinate with bank I.E.C.Federation, Exibition 3 4 5 Micro Fininace Skill Development Marketing 1 1 1 MBA (Finance) MBA (General) Prefferd should be given for Experience of working in relevant field, Prefferd should be given for Experience of working in relevant field, Rs. 25,000/- coordinate with the bank in all matters relating to credit Identification of activities and Prepraration of project report Credit disbursement as well as recovery Rs. 25,000/- Assess training needs Skill mapping Identification of good NGO / training institutions Prepration of training schedule Arrange Self employment / Wage employment training programme R-Seti Placement Prefferd should be given for MBA (Marketing) Experience of Rs. 25,000/working in relevant field, Market Survey Existance of sutiable market Find production strategies in place overlooking the market aspects. The project profile of every key activity Identify the market availablity To find out assured market. Analisys of daily requirement products To specify identity for the products To provide packaging and branding of the product Infrastructure Development Village Hutt, Taluka / District Sale Centre Support Staff as per requirement Any Post Graduate MSCIT Administrative Ofiicer Account Officer Computer Programmer Senior Clerk Data Entry Operater/ Typist 5 Post From deputation ( State Govt./Nationalis ed Bank) Or from Open Market on Contract Basis M.Com MSCIT BCA / MCM MSCIT Any Graduate MSCIT Prefferd should be given for Rs.15,000/Experience of working in relevant field, To look overall the administrative matters As above Rs.12,000/- To look overall account related matters As above Rs.10,000/- To look after ICT Matter Rs.8,000/- To be engaged on project specific basic in function under the overall control and supervision of the Administrative officer and Account Officer Rs 8,000/- Over all work related to Computer and data entry of the SHGs. Overall control and supervision of the Computer Programmer As above Any Graduate + Typing Speed English WPM 40 , As above Marathi WPM 30 MSCIT Block Programme Manager Assistant Staff Coordinator Account Officer Cum Clerk Computer Operator BLOCK UNIT 1 1 BPM (From Any Gradurate/ Block Mission / deputation Social Science Programme State Govt./ MSCIT Manager Open Market on Contract Basis ) Prefferd should be given for Rs.20,000/Experience of working in relevant field, He will be overall in charge of the activities of NRLM and responsible for interation with the Block Administration 2 15 M.Com/ Account Officer (From Govt.Diploma in Cum Clerk deputation Cooperation (1 for Each State Govt./ Acount Block) Open Market on MSCIT Contract Basis ) Prefferd should be given for Rs.10,000/Experience of working in relevant field, To look overall account related matters To be engaged on project specific basic in function under the overall control and supervision of the BPM 3 Computer Operater Cum Data Entry Operater (1 for Each Block) Prefferd should be given for Rs 8,000/Experience of working in relevant field, Over all work related to Computer and data entry of the SHGs. Overall control and supervision of the District Computer Programmer Any Graduate + 15 Typing Speed Open Market on English WPM 40 , Contract Basis Marathi WPM 30 MSCIT Selection Committee of Village Facilitator Chairman : District Programme Manager Member : Block Development Officer : Bankers : NGO : Assistant Registrar Co-operative : Block Programme Manager. Member Secretary Selection Committee of District & Block Units Chairman : Chief Executive Officer Z.P Jalgaon Member : Representative of University : Lead Bank Manager : AGM NABARD : Principal of MBA College : District Programme Manager NRLM. Member Secretary THANK YOU !