BDC:
a complementary partnership
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BCAP and BDC: Helping you provide
more support to your clients
Accelerate entrepreneurs’ success
Our mission
Help create and develop Canadian businesses through financing,
venture capital and consulting, with a focus on small and medium-sized
enterprises (SMEs)
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BCAP and BDC: Helping you provide
more support to your clients
Why choose BDC?
For a unique client service experience
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BCAP and BDC: Helping you provide
more support to your clients
We are there, come rain or shine
Our loans are non-demand, BDC is there over the long term
This will give you the peace of mind you need to thrive
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BCAP and BDC: Helping you provide
more support to your clients
Collaborate with BDC
Key markets:
> Manufacturing and transformation
> Transport / storage
> Wholesale / distribution
> Construction
> Business services
BDC does not provide service to:
– Bars, nightclubs, gambling operations, activities of a sexual nature,
private clubs
– Non-Canadian businesses
– Companies that are in breach of environmental regulations and
do not want to comply
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BCAP and BDC: Helping you provide
more support to your clients
BCAP and BDC: a clear mandate
Work more closely with financial institutions
As part of BDC’s ongoing mandate, BCAP is an extension of our existing
lending relationship that will allow us to work more closely with financial
Institutions to provide additional loans and other forms of support to
creditworthy businesses whose access to financing would otherwise be
restricted.
This involves an enhanced relationship with your financial institution through
partnering initiatives and other forms of credit support, mainly:
> Grassroots networking
> Syndicated loan transactions for large clients
> Operating Line of Credit GuaranteeTM (OLCG)
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BCAP and BDC: Helping you provide
more support to your clients
Grassroots networking
BDC can collaborate with you through direct referrals and deal sharing
Examples of financing partnership opportunities
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Commercial and industrial real estate financing (land & building)
– Industrial: owner-occupant and tenant
– Commercial: office buildings, stand-alone retail, shopping malls (with national or
AAA equivalent tenants)
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Equipment and machinery purchase financing
– Mainly production equipment but includes vessels and aircraft
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Tourism
– Hotels, golf courses, ski hills, resorts
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Working capital financing
– Increase inventory to support growing sales, replenish working capital depleted
by capital expenditures, market expansion and product development
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BCAP and BDC: Helping you provide
more support to your clients
Equipment financing
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BCAP and BDC: Helping you provide
more support to your clients
Equipment financing
> Purchase equipment (new or used) or retool
> Purchase a production line or automate a current one
> Replenish working capital depleted by
equipment-related purchases
BDC can help you protect your client’s cash flow
> Long-term financing up to $5,000,000
> Additional working capital (up to 25% of the equipment cost) to cover soft
costs such as transportation, installation and training
> Amortization period of up to 12 years
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BCAP and BDC: Helping you provide
more support to your clients
Syndicated loan transactions
Syndicated loans for large clients (2 or more Lenders)
> Administrative Agent remains main contact and responsible for process
> Single loan documentation / security package
BDC fits in as a term lender in the term tranche of a syndicated
financing, not in operating credit facilities
> As a participant in a deal where the main or sole Lender has reached
the maximum level of exposure and needs to partner
> As a participant replacing an exiting Lender in an existing deal
> As a participant in a newly syndicated deal
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BCAP and BDC: Helping you provide
more support to your clients
Operating Line of Credit GuaranteeTM (OLCG)
This solution is available to share the risk with you and to support
Canadian businesses experiencing reduced access to working capital
credit because of current economic conditions
Overview
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Aimed at operating lines of credit with authorized limits between $400,000 and
$40,000,000
FI maintains the primary client relationship throughout the life of the OLCG; BDC
remains a silent partner
BDC guarantees 80% of the incremental portion of your client’s operating line of
credit, whether to increase it or to maintain it
Guarantee supports maximum incremental amount between 25-40%
The guarantee is valid for a period of 12 months and can be renewed annually
FI must contact BDC to make the request
For information: 1 877 232-2269 or olcg@bdc.ca
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BCAP and BDC: Helping you provide
more support to your clients
Consulting services
Our network of specialized management consultants can help your
client face challenges in areas such as:
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Operational efficiency and quality management certification
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Business planning and management
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Business ownership transition
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HR management
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Market development and exporting
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Innovation, R&D tax credit applications, project funding strategy
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BCAP and BDC: Helping you provide
more support to your clients
Thank you
1-800-info-BDC
www.bdc.ca
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BCAP and BDC: Helping you provide
more support to your clients