Housing for People With Disabilities: Reasonable Accommodation and Reasonable Modification Presentation to the 2010 HUD FHEO National Fair Housing Policy Conference July 20 & 21, 2010 Andrew Sperling National Alliance on Mental Illness Co-Chair Consortium for Citizens With Disabilities Housing Task Force andrew@nami.org Federal Housing Needs Reports • HUD “Worst Case” Housing Needs Reports to Congress • Very low income households already in housing who are: – Paying more than 50% of income for housing – Living in substandard housing – Both conditions • Assess needs of 4 categories of households (elderly, families, disabled, other) • Estimates on disabled households acknowledged as flawed Worst Case Estimates • Total households = 6 million • HUD’s estimate on disabled households without children = 542,000 (9%) • CCD study completed by Katherine Nelson, retired HUD Research Economist • CCD’s estimate = 1.3 – 1.4 million (23%) • HUD’s revised estimate = 694,000 (11.5%) • CCD estimates on disabled households with children = 2.35 million (39%) People Not Counted • Chronically homeless people with disabilities (130,000 – 150,000) • People in public mental health institutions (20,000+) • Non-elderly people in nursing homes (430,000) • People living with aging parents • Conclusion: Need is much greater than CCD Worst Case Needs estimates Priced Out in 2008 Study • Compares SSI income to HUD Fair Market Rents • SSI = $668 monthly • 1 Bedroom rent of $743 = 112% of monthly SSI • Studio rent of $663 = 99% of monthly SSI • Rents above 100% of SSI in communities where 53% of the nation’s population reside • SSI = 18 percent of Median Income • # of non-elderly adults with disabilities receiving SSI in 2008 = 4.2 million The “Housing Affordability Gap” • Federal policy = very low income households should pay no more than 30% of monthly income towards housing costs • 30% of SSI = $190 per month • Rents for “affordable” housing = $4001,000+ • Solution: People with disabilities with SSI level incomes need an on-going rental subsidy Cost Effective Arguments • Numerous studies document cost effectiveness of providing permanent housing for people with disabilities: – New York/New York Culhane study on permanent supportive housing – University of Washington study published today in JAMA on “Housing First” – Massachusetts study released last week on chronically homeless people – Health Affairs study on Medicaid long-term care costs HUD Rent Subsidy Programs That Address “Affordability Gap” • Total units = 4.8 million • Section 8 Housing Choice Vouchers = 2 million vouchers. – Only 19% assist people with disabilities • Public housing units =1.1 million units (affect of “elderly only” housing policies) – Only 16% assist people with disabilities • HUD “Assisted Housing” = 1.2 million units (affect of “elderly only” housing policies) – Only 17% assist people with disabilities • Other programs = 443,000 units – Section 811 = 30,000 units – Homeless programs = 50,000+ – HOPWA What Works • Section 8 Vouchers targeted to people with disabilities • HUD Homeless Assistance programs • New Section 811 legislation (H.R. 1675) Section 811 Background • $300 million in 2010 • Deep cut proposed for FY 2011 – no funding for development of new units • Funded only 930 units nationwide in 2008 • Only 132 applications submitted in 2008 competition • Funds only segregated “single purpose” properties Section 811 legislation (HR 1675 & S 1481) • • • • Passed the House on July 22, 2009 by a vote of 376-51 Senate hearing held on October 29, 2009 Reforms existing 811 Capital/PRAC program Shifts appropriations for “broken” 811 voucher program to the Section 8 appropriation • Creates new Demonstration program to leverage integrated affordable housing units financed with mainstream housing funding (tax credits, HOME funds, new National Housing Trust Fund, etc.) • Funds 3,000 - 4,000 units with same appropriation level • Cross-disability approach focused on priority Medicaid populations McKinney Vento Homeless Assistance Act • Provides permanent supportive housing for homeless people with disabilities – Shelter Plus Care program – Supportive Housing Program (SHP) – Section 8 Single Room Occupancy program • Coordinated through local Continuum of Care groups • 6,000 new permanent supportive housing units funded in 2008 for people with disabilities who are chronically homeless • $1.5 billion for Homelessness Prevention and Rapid ReHousing Program (HPRP) – Housing relocation and stabilization funding (housing search, mediation, credit repair, security deposits, moving out costs, etc.) – Must be spent within 24 months McKinney-Vento Funding • $1.865 billion appropriation for FY 2010 • $2.034 billion request for FY 2011 – $190 million increase (10% above current level) – $200 million for ESG – 1st year of HEARTH Act • $2.4 billion needed for FY 2011 to fully implement HEARTH and maintain new projects • Housing and Services for Homeless Persons Demonstration – FY 2011 Request – $85 million request for homeless vouchers – 4,000 vouchers and SAMHSA services funding for chronically homeless individuals enrolled in 1115 Medicaid waivers, linked to $7.5 million request at SAMHSA – 6,000 vouchers for homeless or at risk families jointly administered by HUD, HHS, and Education – SAMHSA Homeless Grants—$12 million increase to $87 million New McKinney-Vento Law • Signed by President Obama on May 20, 2009 • Consolidates HUD’s Continuum of Care Programs (Supportive Housing Program, Shelter Plus Care, and Moderate Rehabilitation/SRO) into a single Community Homeless Assistance Program. • Continue incentives for permanent housing and serving people who experience chronic homelessness (adding families to the definition of chronic homelessness). • Funds renewals of permanent housing out of the same account that funds Section 8 Reasonable Accommodation and Reasonable Modification in Section 8 Rental Housing • Reasonable accommodation grounded in Section 504 of the Rehabilitation Act • “Reasonable accommodation” in rules, policies, practices or services to people with disabilities • PHAs are required to inform Section 8 households of the right to seek an accommodation or modification • PHAs can decide that requests are “unreasonable” or may suggest a different solution to a problem – typically based on previous HUD decisions • PHAs must have a process for households making reasonable accommodation requests and determining if they are reasonable Examples of Changes to Section 8 Rules That Can Be Requested as a Reasonable Accommodation • Outreach – Notifying disability community before opening waiting list – Providing training on Section 8 application process to disability groups • Completing and submitting a Section 8 application – Fully accessible on-line application (Braille & large print) • Waiting list management – Allowing a secondary contact person to be listed on the application, with all copies to secondary person – Allowing applications discarded during the “update” process to be reinstated to the list in the original position Examples of Changes to Section 8 Rules That Can Be Requested as a Reasonable Accommodation • Housing search process – – – – – – – – Providing a higher utility allowance Providing a list of available wheelchair accessible units Accounting for participants live in aide or overnight support staff Allowing extensions to the housing search time (up to 60 additional days) Allowing for a larger unit size if needed to accommodate an individual’s disability Providing a higher payment standard to help cover the costs of accessibility modifications Allowing Section 8 vouchers to be used in special housing types such as shared housing, group homes, SROs and congregate housing Allowing voucher holders to rent from relatives Examples of Changes to Section 8 Rules That Can Be Requested as a Reasonable Accommodation • Maintaining a Section 8 voucher – Rescheduling recertification appointments – Providing home visits to conduct re-certifications – Allowing additional time for the annual re-certification process – Reinstating a voucher that terminated for cause, due to mitigating circumstances • Screening and Verification – Making exceptions to screening criteria regarding criminal histories, past rental histories, or credit histories based on mitigating circumstances – Providing extra time to gather documentation of eligibility Reasonable Accommodation and Exception Rents • PHAs and/or HUD may approve an exception payment standard if needed as a reasonable accommodation (24 CFR 982.503) (c)(2)(ii)) – An individual with a disability may make a request to reside in a certain neighborhood where units exceed the payment standard because proximity to family, work, medical supports, etc. – Accessible units can be harder to find or available only in newer buildings – If no accessible units can be identified, a participant can ask the owner for a modification and request the higher payment standard to cover the cost, so long as the unit meets the PHA’s rent reasonableness standard • If the PHA’s applicable rent standard is below 110% of FMR, the PHAs can make its own determination on a case-by-case basis • If it is above 110%of the FMR, the PHA must pass the exception payment standard request on to HUD for review • HUD HQ has the authority to grant requests over the 120% of FMR Reasonable Accommodation – PHA Obligations • PHAs must provide information on how to complete and file a housing discrimination complaint (24 CFR 982.304) • PHAs are entitled to a one-time “Hard to House” fee for assisting people with disabilities to locate housing with a voucher (PIH Notice 2008-28) Reasonable Modification • Policies under the fair housing laws that allow people with disabilities to alter their rental housing units to meet their unique needs • An owner participating in Section 8 must allow a person with disability – at their own expense – to make certain physical modifications to a unit if needed to fully use and enjoy the housing unit • Owners may require that the modifications be completed in a professional manner and in compliance with all applicable building codes • Owners may require tenants to restore the unit to its original condition before vacating • No obligation to allow tenant to make a modification deemed “unreasonable” – that is, not related to the tenant’s disability • Evaluated on a case-by-case basis Questions & Comments