CALL TO ACTION OF THE “1ST
NATIONAL COOPERATIVE HOUSING
SUMMIT”
Presented by:
Ms. Doris Canares, PCC Chairperson
I. Legal Basis
Article 2 of Republic Act 9520, also known as
the Philippine Cooperative Code of 2008,
declared the policy of the State to foster the
creation and growth of cooperatives as a
practical vehicle for promoting self-reliance
and harnessing people power towards the
attainnment of economic development and
social justice.
I. Legal Basis
Article 62 paragraph 13 of the same Code
states that, “the appropriate housing agencies
and government financial institutions shall
create a special window for financing housing
projects undertaken by cooperatives, with
interest rates and terms equal to, better than
those given for socialized housing projects.
This financing shall be in the form of blanket
loans or long-term wholesale loans for
qualified cooperatives, without need for
individual processing”.
I. Legal Basis
Rule I on Housing Cooperatives on
Implementing the Special Provisions
of the Philippine Cooperative Code
of 2008 promulgated the rules and
regulations for the proper guidance
and
compliance
of
housing
cooperatives.
II. Importance of Housing Cooperatives in
providing housing needs of the Filipino
people in support of the national housing
program of the Philippine government
The Philippine population in 2010 data of the National
Statistics Office is registered at 92,337,852 Filipino
people. On the otherhand, the data of the National
Statistics Census Board (NSCB) on the housing needs or
popularly called the “backlog” is recorded at 1.225
million housing units as of January 1, 2011, the bulk of
which are intended for the informal setters households
comprising 57.15%. Incremental needs from 2011 to
2017 averages about 729,000 households. It is
estimated that by 2017, total housing needs will already
reach 6.3 million households.
II. Importance of Housing Cooperatives in
providing housing needs to Filipino people
in support to the national housing program
of the Philippine government
A cooperative is an organization that addresses the social,
economic and cultural needs of its members. In this context,
the cooperative is a partner of the government in providing
socialized housing to the community in the area where it
operates. Data shows that as of December 2013, there are
22,356 registered cooperatives with 12,676,828 total
members or about 13% of the total population. Among these
registered cooperatives, there are 34 housing cooperatives
and other types of cooperatives that engaged in a housing
program benefitting its 1,000 members (housing constructed
and awarded). Mostly, the housing program is implemented
using the internal funds of the cooperative. There are also
accomplishments of cooperatives in providing housing
constructions, repairs, renovations by way of accessing
financing from cooperatives.
III. Objectives of the 1st National Cooperative
Housing Summit
• Recognizing the needs of the cooperative
housing sector, the CDA in coordination with
other government agencies is conducting this 1st
National Cooperative Housing Summit with the
following objectives:
• To come-up with position paper on issues and
concerns confronting the housing cooperatives;
III. Objectives of the Housing Summit
• Advocate the full implementation of blanket
loans as enshrined in Article 62 (13) of R.A. 9520,
otherwise known as the Philippine Cooperative
Code of 2008, and Rule 1 Section 8 of its
Implementing Rules and Regulations ; and
• Promote and inculcate awareness on the
programs and projects of government agencies
on housing cooperatives.
IV. Declaration
We, the cooperative members, officers,
and other stakeholders participating in this
1st National Cooperative Housing Summit
held this July 17th day of 2014 with the
theme “Kooperatibang Pabahay: Kaagapay
sa Maunlad na Buhay”, do hereby state and
resolutely declare the following:
IV. Declaration
a.
To make housing cooperatives become
a workable solution to the housing needs of
the people.
b. That in order for the housing cooperatives
to succeed as a viable solution to the housing
needs of the people, the appropriate
infrastructure of support in terms of financial
provision (blanket loan) and liberalized
guidelines should be put in place.
IV. Declaration
Specifically, we call upon our policy makers to
address the following concerns raised by the
housing cooperatives, other cooperatives engaged
in housing projects, during the pre-summit at the
regional levels and this national housing summit:
IV. Declaration
1. Problem on land acquisition suitable for
housing.
There is a need to improve the process of
generating data and program on land
banking available for housing cooperatives.
IV. Declaration
2. Need to address the high cost of land
development and construction.
Promotion on the active participation of viable
cooperatives to the socialized housing
development.
3. Operationalize / implement the tax exemption
privileges of housing cooperatives.
IV. Declaration
4. Ensuring that the housing coops
comply with government issued
permits / licenses required on
socialized housing standards.
5. Difficulty / long process in securing
titles over the land owned
by the
housing Cooperatives.
IV. Declaration
6. Inability of housing coops to use tax
declaration as collateral to GFIs.
7.
Government agencies to
provide
specific
technical
assistance to housing coops in the
planning, design and development
of housing.
We also call on the cooperatives to:
a. Form a secondary cooperative
(Housing Cooperative Federation)
that will help its members
advance their issues to concerned
government agencies.
b.
Organize other types of cooperatives in the
community to support the production of
contruction / building materials and livelihood
activities of the cooperative members such as
workers and producer cooperatives.
c. Effective property management.
d. Maximize the Joint Monitoring and Evaluation
Committee (JMEC) on Housing Cooperatives as
instrument to facilitate the needed technical
suppport from the government.
This DECLARATION including the summary of
Pre-Summit Outputs, list of cooperatives and
participants to this 1st National Cooperative
Housing Summit is hereby endorsed FOR THE
APPROPRIATE ACTION OF THE CONCERNED
AGENCIES AND LEGISLATORS.