CURRENT ISSUES OF
ZAKAT &
TAKAFUL
•ONLINE PAYMENT OF ZAKAT
-Online payment is one of an approach by
electronic payment or better-known as epayment. It capable to implement payment
process through the network internet with simple
way and fast without use the manual process
- These efforts are to make sure each group that
qualified to pay zakat not give plenty of reason or
to avoid from fulfil the rukun Islam.
BENEFIT:
With the momentum spread of information it is
expected every state in Malaysia to improve result of
zakat from year to year.
 the State Islamic Religious Council Johor (MAINJ) has
diversified its zakat payment methods in order to save
time and simplify the way the payment of zakat
for the Muslims in the state of Johor.
 Reduce use of paper in MAINJ. On-line system
This limits the use of the payment form to be filled
manually used to process the payment of zakat.

Track the status of current information
when users use the central system of zakat.
Users can track the status of the information, to
eliminate concerns whether the information will
be lost or misplaced.
 Manage accounts online charity. Zakat
payers may check the payment records of zakat
through the accounts that have been added
registered. Zakat payers also have the ability to
update their personal information without the
need to counter charity

 TAKAFUL IKHLAS WINS BEST PRODUCT AWARDS
Takaful Ikhlas Sdn. Bhd.. (Takaful) has won the
Best Takaful products at the International
Takaful Awards 2010 held in conjunction with
the Fourth International Takaful Conference
2010 at the Jumeirah Carlton Tower, London.
 The award was achieved through product Medic
Assist Takaful Ikhlas (IMAT), a unique medical
plan.


The product is designed for the public to seek
treatment in hospital and at the same time
accelerate the waiting period for treatment of
diseases and surgery.
ADVANTAGES OF ZAKAT
Helping the poor people.
 Increasing demand is one important
component in the calculation of KDNK.
 Generating investment.
 For national development.
 Create a relationship among different levels of
wealth.
 Prevent stingy nature.
 Strengthen the economy of the Muslims.

ADVANTAGES OF SYSTEM TAKAFUL
Guarantee financial protection against Islamic
principles.
 Periodic contribution in Family Takaful.
 Profit sharing between companies and Takaful
participants through contract sharing.
 Helpful to families when the participant dies.

DISADVANTAGES OF SYSTEM TAKAFUL
Shortage of Registered Operators.
 Lack of exposure on the Takaful system.
