Paul O’Brien Solar Loan
Key Facts
• You own the system outright
– No issue with mortgage companies!
• 100% loan no upfront costs
• Regain control of your energy costs
• Guaranteed tax-free income for 20 years
Paul O’Brien Solar Loan
• Working in partnership with Hitachi Finance
and Sharp Solar
• The POB Solar Loan allows you to own the
panels installed on your roof with no upfront
cost
What are the costs?
• No deposit required, 100% unsecured loan
• Fixed interest rate of 7.9% APR
• Low, fixed monthly payments mostly covered
by feed-in tariff payments and savings from
electricity bill
• This means the loan is effectively selffinancing
Loan duration
• 36, 48, 60, 96 and 120 month terms available
• No penalties or hidden costs for early
repayment
• Interest only paid over the duration of the
loan
• Overpayments will reduce the term and the
interest paid
Benefits
• The feed-in tariff payments go directly to the
homeowner
• High quality Sharp panels, produced in
Wrexham, UK
• You own the panels which can add value to
your property
• As you own the panels outright there is no
issues with mortgage companies
Benefits
• Loan payments are spread over a maximum of
10 years
• Feed-in tariff payments are paid for 20 years
• The last 10 years of the feed-in tariff will be
money straight into your pocket!
Lending Criteria
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•
•
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Minimum age of 18 years
UK resident for more than 12 months
Must have own personal bank account
Employment status:
– Minimum 16 hours a week
– Retired
– Person receiving disability allowance
Sharp Solar and Hitachi Finance
• “This cooperation is an important step for us
because our strategy is particularly focused on
the field of small scale systems for private
households. And it is precisely this sector
which has seen an explosion in demand for
finance options in recent years”
Peter Thiele, Executive Vice President
Sharp Energy Solutions Europe
4kW Payback Example
• Based on a 4kW system in Bristol paid over 10 years
Energy produced from system
3727.6kWh
Minimum total annual income
£912.89
Average monthly income*
£76.06
System cost
£6140.31
Monthly repayments at 7.9% APR
£73.31
* Seasonal variations apply
3.5 kW Payback Example
• Based on a 3.5kW system in Bristol paid over 10 years
Energy produced from system
3251.8kWh
Minimum total annual income
£796.37
Average monthly income*
£66.21
System cost
£5545.44
Monthly repayments at 7.9% APR
£66.36
* Seasonal variations apply
System Pricing
Panel Information
More information
• Please contact us for more details:
• Tel: 01179 533 234
• Email: info@pobsolar.co.uk
• Website: www.pobsolar.co.uk