No Credit Required
In-House Customer EZ Payment Plan
Platinum One LLC is able to provide
this service because of the Check
Clearing Act 21 of 2008.
• Allows post-dated checks to be converted to an
ACH (Automated Clearing House) payment schedule
• Mandates bank regulation requiring ACH payment
priority vs. traditional checks
• Mandates bank regulation allowing ACH NSF
re-deposits three additional times vs. traditional
checks one time only
Only Two Requirements To Qualify
No Credit Check Required
In-House EZ Payment Plan
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Proof of valid, active checking account
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Valid driver’s license, state ID, or military ID
1.
The customer signs the "no credit required
agreement " for the requested products or services.
2.
The customer presents the check payable to the
merchant for the products or services.
3.
Merchant gets customer approval for the
transaction.
4.
The customer’s account will be debited for the
transaction on specified dates.
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Guarantees your customers’ payments
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Maximum aggregate: $8,000.00
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Maximum time for post dates: 3, 6, or 12 months
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Merchant does not deposit a single check
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Platinum One LLC collects on customer’s bad
checks
Single checks guaranteed up to $36,000.00
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Merchant cost between 9.95% and 30.95%
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Merchant can earn a business/profit builder
above the customer’s charged rate
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Platinum One LLC provides leased processor,
imager, proprietary software and guarantee
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Account set up in seven days, which includes
application, and delivery of system
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Is not designed to replace existing financing, but
to enhance existing financing
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Piggy backs over and above existing financing
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Guarantees layaway programs
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Finances soft costs to enhance profitability
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New automotive sales
Automotive repairs
Wheels and tires
Furniture sales (new and
used)
Appliance repairs
Appliance sales (new and
used)
Contractors (All)
Funeral homes
Criminal defense
attorneys
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Computer repair
Medical services
Dental services
Cosmetic services
Churches / Schools
Animal breeders
Rent-to-own centers
Home restoration /clean up
And many more…
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Small to medium-sized businesses. “Main Street
America.”
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Owned and operated by “Mom And Pop”
proprietors
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Business should have average ticket of $100 or more.
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Emergency services or have-to purchases are
especially strong.
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EZ Payment
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In House Payment Plan
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Four Plan Options
Platinum Plan:
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For merchants who need all
their money to complete
customer’s invoice.
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Merchants who have high
material costs or poor cash flow.
Platinum Plan:
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Customer presents a check for the down payment; 25%
minimum is due same day, balance is spread out over 3, 6, or
12 months
Merchant receives an approval for the transaction
Customer determines the duration of the loan
Merchant receives full amount within 72 hours
Two-, three- and four-year leases available
Full 4-year warranty included
$5.00 statement fee
Platinum Plan: buyout $3,750.00
Merchant has the option to transfer lease after 8 months
Single check conversion up to $36,000.00
Platinum Plan:
Warranty fee rate: 9.95% - 30.95%
 Merchant can increase warranty fee for profit
building (example 2% or 3% optional)
 Merchant will receive up to $8,000.00 within 72
hours (based on account balances and credit score)
* Restricted businesses
 Travel/hospitality, Jewelry, Luggage, Audio/visual,
Electronics, Pawn shops, Coin dealers, Used car
dealers, Bail bondsmen, Bankruptcy attorneys
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Platinum Plan:
 For merchants who don’t want or don’t qualify
for a lease, there are several options:
 Borrow against their credit card processing,
or
 Rent-to-own (no contract, month to month)
 Credit Card Processing is available for
additional commission but not required.
 All funds are guaranteed (no more bounced
checks!).
The Silver Plan
For merchants with poor
credit or limited budgets
Silver Plan:
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Manual phone system. No special equipment
needed
No commitment (month to month)
$199.00 acquisition fee
No subscription fee
No underwriting
Silver Plan:
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Merchants will receive money in 24 - 72 hours
after initial pull from their customer’s checking
account
Maximum of $1,500.00 total, 45-day duration
All funds are guaranteed (no bounced checks)
Includes single check conversion up to $36,000.00
Silver Plan:
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EZ Payment Program over the phone
Merchant receives toll-free number access
Can be used at multiple locations.
Silver Plan: Credit Card Processing is available
for additional commission but not required .
Silver Plan
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Restricted businesses: Travel/hospitality,
Jewelry, Luggage, Audio/visual, Electronics,
Pawn shops, Coin dealers, Used car dealers,
Bail bondsmen., Bankruptcy attorneys.
Bronze Plan
Merchant Services
Credit Card Processing
Rent to Own program:
• Lead with the lease option
• If merchant isn’t interested in lease, offer
buyout
• If merchant isn’t interested in buyout,
they can either borrow against their credit
card processing, or enroll in this rental
program
• The rental is month to month, and the
merchant will own equipment after three
years. $599.99 set up fee. $224.99 a month.
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Merchant Services can be attached to any of the
Platinum One LLC plans or sold as a stand
alone.
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Improve your sale by offering a more competitive
processing company.
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Increase your monthly residuals by adding
Merchant Services.
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Adding Merchant Services can save clients more
than their Platinum lease payments
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If Platinum One LLC can’t beat the client’s
current processing costs we’ll pay them $250.00
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Bundling can save time and money
Merchant Application / Lease
Fax: (888) 702-7972
or email:
James@PlatinumOneLLC.com
Contact: (800) 330-7221
Heidi@PlatinumOneLLC.com