A NATIONAL VIEW BY ANNA MULLER AND ELIZABETH AMAKALI AUGUST PUBLIC LECTURE SERIES UNAM Information from CLIP (2009) 235 informal settlements in Namibia Estimate of 120,000 households living in them Income Information from CLIP (2012) head of households of 27 informal settlements from 12 urban areas (9,773 households) in 4 regions Average N$885.10 , Median N$570 Private Sector (individuals, banks and developers – incomes above 10,000?) NHE (for incomes above 5,000 – 20,000 : ◦ Houses cost from 100,000 plus Build Together Program (for incomes up to 3,000) ◦ Loans up to N$40,000 Shack Dwellers Federation of Namibia (for incomes below 2,000) ◦ Loans up to N$25,000 The Shack Dwellers Federation of Namibia is a network of 635 saving schemes, involving 19,556 households (in June 2012), was established in 1998, working with the Namibia Housing Action Group (NHAG), our partner NGO SDFN-NHAG developed in response to the need of low-income households in acute need of secure living environments and basic services; 66% of our members are women The first housing groups organised themselves since 1987 SDFN is part of the Shack Dwellers International (SDI) network, with 34 affiliates in Africa, Asia and Central and South America SDFN has become an important role player in empowering the poor through a community driven approach through which we secure affordable land, shelter and services for members participating in an incremental development process By Juny 2012 ◦ members saved N$ 10,65 million ◦ 5,000 households accessed security of tenure ◦ 3,100 households constructed houses Small regular savings Exposure and learning through exchanges Brick making, house construction and house opening events Accessing land, services and houses as organised communities Twahangana Fund as the Poor People’s Development Fund for developing land, services and shelter Community Land Information Programme (CLIP) informal settlement profiling, socio–economic surveys and mapping, health and environment awareness