Monday, April 28 – Friday, May 16
Benefits Customer Service
(859) 257-9519, select option 3
www.uky.edu/HR/benefits
1
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Health Care Flexible Spending Account or Dependent
Care Spending Account. Yes, if you want to participate
in an FSA.
Health, Dental & Vision plans. Yes, if you would like to
make any changes to the coverage level of your
existing medical plans (health, dental and vision
coverage), or if you would like to change health or
dental plans or if you wish to drop coverage.
Life and AD&D coverage. Yes, if you would like to
make any changes to the coverage level of your Life
Insurance or AD&D coverage and/or to designate new
beneficiary(ies).
2
Health Plan
 Out-of-Pocket Maximum will include all deductibles,
copayments and coinsurance and be assigned to all
health plans to comply with Health Care Reform.
 Music therapy will be included in the covered therapies.
 The combined therapy maximum will be increased to 45
visits on the UK-PPO and UK-EPO plans to match the
UK-HMO and UK-RHP.
 Copayment decrease for therapy visits under UK-PPO
and UK EPO.
 UK-HMO and UK-RHP copayment increases high end
diagnostic and hospital observation by $25 per visit.
3
Health Plan Premiums

Health plan premiums will increase 2% overall and
employees who receive the health credit will see a
$1-$7 increase per month for UK-HMO, UK-PPO and
UK-RHP plans. UK EPO premiums will increase
between $5-$14 per month.
 The overall health plan costs are increasing by
only 2%. The university is contributing an
additional $2.1M to cover the increased cost for
FY 2014-15.
4
UK-RHP
 Provider Regions have been expanded,
increasing your options when choosing a
doctor.


If you reside in Region A, you can now see any
provider located in Region A. (see map)
If you reside in Region B, you can now see any
provider located in Region B. (see map)
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Region A
6
Dental Plans
 Delta Dental premiums will remain unchanged and
UK Dental premiums will increase between 1 and
10%.
Vision Plan premiums will remain unchanged.
Life and AD&D Plans
 Dependent Life coverage option for $5,000 will be
eliminated and $20,000 option will be added.
 AD&D maximum will increase to $500,000.
 No increase in optional life premiums and decrease
in AD&D premiums.
7
Health Care Flexible Spending Accounts


New! You may now roll over up to $500 from your
Health Care FSA left unused to the following plan
year.
You will still have the grace period (9/15/2014) to
incur claims for FY 2013-14 and you can file claims
through 12/31/14. The grace period is ending
beginning with the 2014-15 plan year and being
replaced with the $500 Rollover. You will be able to
rollover up to $500 on June 30, 2015.
8
Members will receive new ID cards if currently enrolled in:
 Any health plan
 Anthem Blue Cross and Blue Shield
Members will receive ID cards ONLY if newly enrolled in:




Delta Dental
Express Scripts
EyeMed Vision
ConnectYourCare
*UK Dental does not issue ID cards
9
Health Plan
Coverage Level
Monthly Rate
UK Credit for
Regular FullTime Employees
Monthly Cost for
Regular Full-Time
Employees
UK-HMO
(LSA)
Employee
Employee
Employee
Employee
Only
+ Child(ren)
+ Spouse
+ Family
$
493
$ 738
$ 984
$1,232
$466
$606
$726
$852
$ 27
$132
$258
$380
UK-PPO
Employee
Employee
Employee
Employee
Only
+ Child(ren)
+ Spouse
+ Family
$ 493
$ 738
$ 984
$1,232
$466
$606
$726
$852
$ 27
$132
$258
$380
10
Health Plan
Coverage Level
Monthly
Rate
UK Credit for
Regular FullTime
Employees
Monthly Cost for
Regular FullTime Employees
UK-RHP
Regional
Health Plan
Employee Only
Employee +
Child(ren)
Employee + Spouse
Employee + Family
$ 493
$ 738
$ 984
$1,232
$466
$606
$726
$852
$ 27
$132
$258
$380
UK-EPO
Employee Only
Employee +
Child(ren)
Employee + Spouse
Employee + Family
$ 627
$ 941
$1,256
$1,570
$466
$606
$726
$852
$161
$335
$530
$718
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Prescription Counseling –
KYRx (218-5979)
 Generic medications save both
you and UK money!
Health & Wellness Programs
 Wide variety of programs, classes & consultations
available; www.uky.edu/HR/wellness (257-Well).
12
Over the past 11 years, Healthtrac Rewards has engaged our
population by making them aware of their health status and
providing financial rewards for participating in healthy
programs/behaviors to improve their health.
Significant risk reduction over the past 3 years:

Cholesterol, Blood Pressure, Smoking, Average # of health risks,
increase in preventive exam utilization

ROI = $1.3 M from 2006-2009 for Healthtrac participants.
New rewards opportunity will be available FY 14/15.
13
The incentives in this new & improved rewards opportunity
will be tied to:
 “Know your numbers” campaign – health screenings
(utilizing real data vs. self reported data)
 Increasing physical activity
 And more!
This rewards opportunity will be:
 Easier to participate in, with an intuitive registration process
 More relevant and meaningful to the individual through
more targeted communications and interventions
14






free one-on-one support with nutrition, tobacco and exercise
experts
on-site fitness facilities and group fitness classes
weekly weight loss support classes
free health screenings
events and presentations on-campus (and online) to promote
healthful living
customized wellness solutions for employees, spouses, retirees
and work groups
15
Check Benefits website for formulary changes
Participant Costs
Generic
Retail (1-34 day)
Mail (35-90 day)
Brand Preferred
Retail (1-34 day)
Mail (35-90 day)
Non-formulary
Retail (1-34 day)
Mail (35-90 day)
Minimum
%
Maximum
$ 8
$ 24
20%
10%
$ 50
$100
$ 20
$ 60
40%
30%
$ 60
$120
$ 40
$120
50%
40%
No Max
No Max
16
Dental Plan
Coverage Level
Monthly Rate
UK Dental Basic
Employee Only
Employee + Child(ren)
Employee + Spouse
Employee + Family
$
$
$
$
10.90
34.40
21.70
49.00
UK Dental Comprehensive
Employee Only
Employee + Child(ren)
Employee + Spouse
Employee + Family
$
$
$
$
24.30
49.50
49.50
78.80
Delta Dental Basic
No rate change!
Employee Only
Employee + Child(ren)
Employee + Spouse
Employee + Family
$
$
$
$
24.40
46.30
51.90
76.30
Delta Dental Enhanced
No rate change!
Employee Only
Employee + Child(ren)
Employee + Spouse
Employee + Family
$ 33.00
$ 69.80
$ 72.80
$113.50
17
Employee Only
Employee + Child(ren)
Employee + Spouse
Employee + Family
Monthly Rate
$ 8.60
$15.30
$16.10
$21.60
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
Basic life insurance is 1x annual salary


University paid premiums for coverage above $50K
are taxable.
Optional life insurance available up to 5x salary
Coverage above $375k is subject to medical evidence
of insurability.
 Increases of more than one level optional life coverage
are subject to medical evidence of insurability.


Dependent life coverage available (children up
to age 26) may purchase up to $20,000
19
Your Age
Monthly Cost per
$1,000 of coverage
Your Age
Monthly Cost per
$1,000 of coverage
Under 35 $0.08
55-59
$0.43
35-39
$0.09
60-64
$0.69
40-44
$0.10
65-69
$1.27
45-49
$0.15
Over 69
$2.22
50-54
$0.25
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Coverage
for You
Family
Family
(w/spouse or
sponsored
dependent)
(no/spouse or
sponsored
dependent)
Benefit Amount
$10,000-$500,000
(in $5,000
increments)
Spouse-50% of
your benefit;
Child-10%, max
$15,000 per child
Spouse-N/A
Child -25%, max
$15,000 per child
Monthly Cost per
$10,000 of
coverage
$0.19
$0.29
$0.21
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Coverage
Level
$10,000
Coverage
$15,000
Coverage
$20,000
Coverage
Spouse
$1.72/month
$2.58/month
$3.44/month
Child(ren) $1.32/month
$1.98/month
$2.64/month
22
Health Care
Spending Account
Dependent Care
Spending Account
Set aside between $250
and $2,500 per year
before taxes for medical,
dental, and vision
expenses not covered by
a medical plan
(excluding premiums).
Set aside between $500
and $5,000 per year
before taxes for day
care, pre-school, and
after school programs
to enable you and your
spouse to attend work
and/or school.
23

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

Administered by ConnectYourCare.
UK requires all participants to use direct
deposit.
Roll over up to $500 of unused funds from the
2014-15 plan year to the following plan year.
Use left over money from 2013-2014 plan year
until September 15, 2014.


Claims may be filed with ConnectYourCare using a
claim form.
File claims for 2013-14 by 12/31/14.
24

Prepaid Card
Cards will be mailed to you automatically from
ConnectYourCare if you are a new participant.
 Quick access to health care flexible spending funds.
 Present the card as a credit card for doctor office
copayments, prescription and other eligible expenses.
 Keep your receipts –some purchases require follow-up
(KY Clinic Pharmacy, some medical and dental). If you
purchase prescriptions using your Express Scripts
coverage, the expenses will be automatically processed.

25

To enroll any dependents who currently are not
covered, or who have not been covered and
documented in the past on a benefit plan, you will be
asked to provide documentation to prove the
relationship.



Spouse: marriage certificate and front page of tax return
Adult Sponsored Dependent: documentation of one-year
common residency required (see
www.uky.edu/HR/benefits/SposoredDependents for
documentation requirements)
Child: birth certificate; adoption; guardianship; court order, or
front page of the tax return, etc.
26
Employee Education Program (EEP)- employees may
have cost of up to 6 credit hours per semester waived,
up to 18 per academic year max.
Participation Fall 2013 (1618) & Spring 2014 (1511)
Family Education Program (FEP)- employees who do
not use EEP may elect FEP tuition discount for spouse,
sponsored dependent or dependents.


Participation Fall 2013 (593) & Spring 2014 (518)
Employee must have at least one year of FT consecutive service;
benefit ranges from 10%-50% discount
University of Kentucky undergraduate classes only
27


Providing support for faculty and staff as they manage
responsibilities in their personal and professional lives.
ElderCare:

Confidential consultations

Referrals for senior housing locally, out-of-state, internationally

Caregiver’s connect group

Monthly Lunch ‘n Learns
Work+Life Connections Counseling:

Five (5) free counseling sessions per fiscal year

Can support issues such as: depression, anxiety, grief, parenting,
divorce, stress management
Contact: (859) 257-8763 or worklife@uky.edu
28



Staff shared leave eligibility (0.5 FTE or greater)
Benefits employees who exhaust accrued paid
leave to care for a spouse, sponsored-dependent
or child.
Staff donation period: May 1st – June 30th
(September 30 Healthcare )

Donate by going to HR Employee Relations
Website:
http://www.uky.edu/hr/employee-relations/shared-leavepool/about-staff-shared-leave-pool
29


Financial Counseling is a free voluntary counseling
and referral service for UK employees (regular, .5 FTE
or greater).
 Intended to help employees gain control of their
finances.
 Up to four sessions are available per fiscal year.
 Sessions generally last approximately 1 hour.
Appointments may be scheduled Monday through
Friday by calling Mike Pelfrey at 859-257-9487 or
visiting http://www.uky.edu/hr/benefits/retirementfinancial-security/financial-counseling
30
Our retirement carriers, TIAA-CREF and Fidelity,
offer on campus individual appointments which
can be found at www.uky.edu/HR/benefits
TIAA-CREF and Fidelity also offer
group/departmental presentations
TIAA-CREF (859) 224-6900
Fidelity (800) 642-7131
31



This program provides temporary financial
assistance in the form of a one-time payment of
up to five hundred dollars to University of
Kentucky staff members who are experiencing
personal hardship.
Donate online through ESS. All donations are
non-tax-deductible and payroll deductions are
post-tax.
Administered by UK Staff Senate
32





Visit the myUK website at https://myuk.uky.edu Enter the link
blue user ID and password.
Select “Employee Self-Service.”
Click on “Benefits and Payment” and then “Open Enrollment”
under “Adjustment Reasons.”
Click on “Review Enrollment” when you are through with your
selections and then “Save.”
PRINT- click on “Print New Selections” and save a copy for your
records.
33
Good Samaritan Hospital
Main Conference Room A
Monday, April 28th
7:00 am – 9:00 am
Tuesday, May 6th
1:00 pm – 3:00 pm
University Health Services
1st Floor
Tuesday, April 29th
11:00 am -2:00 pm
Monday, May 12th
7:30 am – 10:00 am
Hospital/Medical Center
Room H133
Thursday, May 1st
10:00 am – 1:30 pm
North Lobby in Hospital
(in front of Hospital Administration)
Monday, May 5th
6:30 a.m. – 8:30 a.m.
10:30 pm – 11:30 pm
College of Agriculture
Gorham Hall in the Good Barn
Wednesday, May 7th
11:00 am – 2:00 pm
Service Building
Loading Dock
Wednesday, April 30th
7:30 am – 11:00 am
Main Administration Building
Lexmark Public Room
Tuesday, May 13th
10:00 am - 1:00 pm
UK Health Care Finance
2317 Alumni Park Plaza
First Floor
Thursday, May 15h
11:00 am – 1:30 pm
Scovell Hall
Outside front lawn (weather permitting) or
inside first floor hallway
Friday, May 16th
11:00 am – 2:00 pm
34





Benefits Open Enrollment Dates - Monday, April 28th
through Friday, May 16th.
*Drop box available for forms outside Scovell Hall side entrance.
The UK health plans will have a small premium increase.
There will be a new $500 rollover to the Medical Flexible Spending
Account in place of the 2 ½ month grace period to incur claims.
Following ACA requirements, health plan out-of-pocket
maximums will include all deductibles, copayments, and
coinsurance excluding prescription coinsurance.
Dependent Life coverage will have $20,000 option available and
the $5,000 option will be discontinued. (Minimum coverage of
$10,000.)
35
Benefits Customer Service
(859) 257-9519, select option 3
www.uky.edu/HR/benefits
36